Is it possible to get housing if you already have one? The provision of apartments to military personnel is stopped

Today there are several in force, since according to the law, a contract officer upon transfer to the reserve has every right to receive. In practice, the problem of obtaining housing is still quite acute, since the old system is already very poorly justified. Most officers would like to get apartments in the capital's regions - as the most promising and rapidly developing ones. What can the Ministry of Defense offer today?

Ready-made apartments provided by the military department

However, not all military personnel are satisfied with the proposed options. There are several reasons for this. Today the following new buildings and residential complexes are offered:

Large, including 15 high-rise buildings with apartments with improved layout. It would seem that all the necessary landscaping elements are present here: the windows are glazed with plastic double-glazed windows, elevators are installed in the houses, and all the necessary communications are installed. The houses are located far enough from each other, which made it possible to allocate quite spacious local areas with all the possibilities for subsequent improvement.

However, more and more officers are ready to refuse the offered apartment. The complex is now located practically “in an open field”, since the necessary infrastructure facilities have not yet been completed. The military department is not responsible for the construction of kindergartens, schools or clinics, but as a result, the microdistrict turned out to be inconvenient for families.

In addition, many officers do not like the fact that their housing was built in an industrial area, and even on the border of an old cemetery. Few people agree to such conditions, especially since there have already been complaints about the quality of the houses built.

The first three stages of houses have now been completed, the residential areas have been put into operation, and occupancy has already begun. All construction is expected to be completed by the beginning of 2016, and until then three more stages of multi-storey buildings will be commissioned. Unlike many others, Podrezkovo is located in an environmentally friendly area with clean air and green areas.

Military mortgage as an alternative scheme for monetizing benefits

For many years, high prices in new buildings in the Mother See did not allow even senior officers to think about their own roof over their heads, not to mention non-commissioned officers and ordinary defenders of the fatherland.

And here it is, long-awaited and pleasant news for servicemen - the unspoken ban on the allocation of apartments in the capital has been lifted. Moreover, a completely new approach to solving a pressing problem has been proposed. Anyone can find out where military housing will be provided in Moscow (and not only) by calling the hotline of the Russian Ministry of Defense (or by contacting directly authorized representatives of regional military administration bodies).

The whole point of the mortgage lies in the fact that the state pays the military man’s debt to the bank, but at the same time imposes a condition on the borrower: if he leaves service before the loan is repaid, he will be forced to return the entire amount plus interest to the budget.

Dreams come true: people in uniform become Muscovites

The country's leaders understand perfectly well that providing housing for the military is an extremely important task. An officer confident in the future is the foundation of a combat-ready army. And although breaking the old stagnant system was risky, the leadership of the Ministry of Defense consciously took this step.

The result, as they say, is obvious: if a couple of years ago lieutenants and colonels were burdened by the thought of whether they would even be given the square meters required by law, then since last summer the question lies on a slightly different plane: where will the military be given housing?

In Moscow, the distribution of apartments among those on the waiting list in the so-called Levoberezhny microdistrict is already in full swing. A fundamentally new approach has been implemented here: a serviceman (or retiree), who is also a potential owner, evaluates the apartment under construction in advance, and only then, if there are no comments, the process of paperwork begins.

Mini-city from scratch, or Everything for the military

Thanks to the SU-155 group of companies, the north-west of Moscow (Khovrino district) has been transformed beyond recognition in just two years. We are talking about an entire microdistrict from scratch: more than twenty residential buildings with appropriate municipal registration and the appropriate level of improvement of the surrounding area, more than 4.7 thousand new apartments with a total area of about half a million square meters...

Despite the fact that modern and comfortable housing for the military on Levoberezhnaya Street was built at a record pace, the quality of the work can be envied by many elite new buildings. Without exception, all houses are connected to utilities, apartments are equipped with plumbing and electric stoves, and the interior decoration is pleasing to the eye.

Particular emphasis is placed on the functionality of buildings and their energy optimization: automatic systems record water and heat consumption and constantly monitor the condition of intra-building networks.

Advantages of housing on Levoberezhnaya, or the Secret of houses of the I-155 series

If you have a choice of offering military housing on the street, it will certainly be beyond competition. Yes, at first there were complaints about poor transport links. But the project, brought to life by the SU-155 group of companies, neutralized all the shortcomings of the remote Khovrino. Add to this the high sound and thermal insulation of apartments, ramps on stairwells, business class elevators - why not new buildings in the capital Molzhaninov? Moreover, the price per square meter is significantly lower than the elite price.

The year is 2015: military waiting lists are getting shorter...

According to Igor Lysenko, Pirogov’s first deputy, this year more than 22 thousand servicemen will become owners of residential real estate. These people had the exclusive right to wait for their home ministry to issue warrants for apartments. However, they chose a different path - they took advantage of the housing subsidy program.

The media has already leaked information several times that due to the crisis, funding for the project could be cut from 40 to 30 billion rubles. But in any case, the funds received from the state should be enough to buy a good apartment in the vast majority of regions.

If we talk about where they will provide housing for the military in Moscow under this program, then this is still the same Levoberezhnaya Street - the new “small Motherland” of those on the waiting list. Of course, buy for 8.6 million rubles. It’s unlikely that you’ll get a three-room apartment here, so the main priority is two-room apartments and one-room apartments. However, we should not forget about the nearest Moscow region - for the specified amount it can please you with non-standard options. Moreover, receiving a subsidy does not impose any geographical obligations regarding the place of purchase of the house/apartment.

Today's realities: the Ministry of Defense ceases to be a builder

Budget funds for the construction of departmental housing for the military in 2016-2017. not provided. The Ministry of Defense no longer wants to play the role of foreman, and, therefore, the housing subsidy is the main and only mechanism by which housing will be distributed in the future. Until the end of this year, the military in Moscow will be offered the remainder, that is, everything that the department currently has (due to bureaucratic delays, some of the apartments did not find their rightful owners in 2014). We are primarily talking about new buildings on Sinyavinskaya Street. There are not very many apartments there, and the choice, as Pirogov said, is small. But there simply aren’t and won’t be any more apartments in the capital’s departmental housing stock.

for housing. Why is this beneficial?

The old and ineffective scheme for providing military personnel with housing has long exhausted itself. A clear confirmation of this is the thousands of people on the waiting list who have been knocking on the thresholds of high offices for years in search of justice. Therefore, the initiative of the Ministry of Defense, aimed at moving away as much as possible from the targeted construction of square meters and replacing “in-kind rent” with financial assistance, looks natural.

In military terms, this is essentially the same bank loan. With the only caveat that the funds received must be used to purchase a house/apartment or to build housing on their own.

The program is new for Russia, and therefore it is too early to draw any conclusions about the prospects in terms of the actual return on its implementation. In any case, a number of positive points can already be noted:

the emergence of real prospects for young military personnel;
free choice of place of residence;
reducing the waiting time for new housing;
motivating the younger generation to serve in the army.

Housing subsidy for military personnel: getting to the root

Military mortgage housing is a program aimed at attracting the banking sector.

The lion's share of the funds (up to 80%) required to take ownership of a house or apartment is allocated from the federal budget. The buyer pays only part of the cost of the property (usually about 20%).

Additional factors influence the amount of the subsidy. In particular, the regional location of real estate, the number of family members, the presence/absence of awards and merits, and so on. In addition, the legislator identified a category of privileged applicants for housing subsidies. It included holders of colonel ranks and the entire general staff (a special increasing coefficient applies to them).

Providing housing to military personnel: basic subsidy conditions

According to the official doctrine, a military housing subsidy is provided to everyone without exception, that is, to junior, senior and senior officers. But its size is individual in nature and is calculated on the basis of basic parameters: the number of dependents in the family of a serviceman, his length of service, the presence/absence of the right to another suitable area for living. These and some other criteria determine the amount, which, in turn, gives a final idea of the amount of the subsidy due. A special calculator has been posted on the Ministry of Defense website to simplify the procedure for calculating monetary compensation.

Thus, an average family of 4 people has the right to claim 4.5 million rubles, provided that the serviceman’s length of service ranges from 10-15 years. Service from 15 to 20 years automatically raises the bar to 6.7 million rubles; Military experience of 25 years or more guarantees receipt of 8.2 million rubles. The maximum possible amount provided as compensation for military housing is 13.5 million rubles.

Managers and their fate

In army circles, managers are people who de facto no longer have anything to do with the armed forces, but who are de jure among the valiant defenders of the Fatherland. While waiting for an answer to the question of where the military would be provided with housing in Moscow, these individuals repeatedly refused offers to provide them with real estate in other regions of the country. And at the same time they received a monthly salary. Until recently, it was impossible to dismiss such “warriors” without providing an apartment. Now, at the initiative of the president, changes have been made to the law. Managers are faced with a choice: either they agree to an apartment/subsidy, or go into retirement upon dismissal.

Increasing demand for real estate as a response to subsidized waiting lists

The practical implementation of new forms of providing military personnel with a roof over their heads, including military mortgages, made it possible to satisfy 85-95% of the requests of those on the waiting list in Tula, Kaluga, Krasnodar and the Northern capital.

But the Moscow region cannot yet boast of such indicators. Blame it all on the hype. Statistics from the Housing Department indicate that more than 40% of servicemen choose the mother of Russian cities.

The market appetites of the Mother See are sometimes several times higher than the amount by which compensation for housing is measured. It would seem that the military should have thought about it. But no, the thirst to live in a city with the most developed infrastructure takes its toll. Hence the boomerang effect: the higher the demand, the higher the price of the product, that is, of real estate...

The question is often asked: where can you get housing guaranteed by the state? Although for young families it is no longer very relevant, because it is easier to take out a targeted housing loan and independently choose the city where you will buy an apartment. It is especially convenient that its acquisition does not deprive you of the right to government housing at your place of service (of course, if you need it, and the apartment was purchased in another region). Therefore, the state mortgage lending system has become popular among young people.

Data on where military personnel are provided with housing is gradually losing its relevance. An effective change in the scheme for providing apartments has allowed thousands of young families to resolve the issue of housing without being burdened by the issue of their location. After just three years of contract service, you choose an apartment, the mortgage for which will be paid by the state, emphasize those who have already taken advantage of this right.

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Many families today need housing, but do not have enough money to buy it.

The problem is aggravated by the protracted economic crisis in the country.

Is the situation hopeless or are there any ways to solve it? How to get housing from the state if you don’t have your own home? Let's consider what is provided by law to resolve this issue.

Options for solving the housing problem with the help of the state

First option- a program that provides a one-time payment for partial repayment of housing, construction of a private house or a down payment for the purchase of an apartment.

The subsidy is provided for the purchase of an apartment or the construction of a private house as follows: categories of citizens:

The subsidy is issued in the form of a certificate, which legitimizes the right to receive it. Young families can receive a housing subsidy free of charge under the following conditions: both spouses must be no more than 30 years old and the total area of the purchased housing must be within generally accepted sizes.

Civil servant can receive a housing subsidy provided that he lives in an apartment that does not meet the general requirements. In addition, each category of civil servants (prosecutors, judges, emergency services workers) has its own budget programs. Most often, the housing subsidy is about five million rubles.

Housing subsidies for migrants from the Far North , are provided under the following conditions: work experience in the Far North must be at least 15 years, and the subsidy is provided in the order of registration.

When preparing documents, it is best to use the help of qualified lawyers. A certificate for receiving a housing subsidy is issued for six months. If you do not use it on time, you will have to go through the entire procedure again. Each region of the Russian Federation has its own subsidy centers, which citizens can contact with any questions related to receiving housing subsidies.

Second option- receiving free housing for those in need of square meters. We will consider later who and under what conditions can purchase free housing with the help of the state.

Legislative framework of the issue

Article 49 of the Housing Code The Russian Federation states that low-income citizens have the right to free housing from the state.

To take advantage of this right, you must obtain the status of a low-income citizen. Each subject of the Russian Federation has its own procedure for assigning such status, although there are uniform standards for recognizing families or citizens as low-income for the entire territory of Russia.

Who can take advantage of this benefit and under what conditions?

Low-income citizens can take advantage of the benefit of providing free housing.

A family receives low-income status if the monthly income of each family member is less (it varies depending on the region of the Russian Federation). But this is not the only criterion for recognizing citizens as poor.

In this category families get there, falling under the following criteria (may differ in different regions of the Russian Federation):

accommodation under a rental agreement if the family does not have its own home;
the amount of income and property for a certain period does not allow the purchase of housing with the area provided by law for each family member;
unsuitability for habitation of the occupied living space;
living with people who have severe chronic diseases, which makes it impossible to stay in the same apartment (active forms of tuberculosis, epilepsy with frequent seizures, schizophrenia, etc.);
the family does not have property or rented housing, which in the amount equal to the area provided by law for each tenant;
accommodation under a lease agreement, if the number of square meters per tenant is below the established standards.

Each region of the Russian Federation is empowered to independently decide the issue of providing free living space for various categories of citizens. Let us consider in more detail under what conditions certain categories of citizens can receive free living space.

Large families

A large family must first contact to the social security authorities at your place of residence to find out what they are entitled to.

As a rule, large families must comply with the following requirements to receive free housing:

treat the poor;
have a living space of less than 10 square meters. m. per family member;
live in a dilapidated or dilapidated house;
live for a certain period of time in the region where housing will be received (each region has its own period);
the family has not worsened their living conditions for the last five years (did not sell their home, did not register relatives there, etc.).

To receive this benefit you must provide the following: package of documents(may differ in different regions of the Russian Federation):

residents' passports;
birth certificates of children (over 14 years old - passports);
over the past six months;
rental agreement (if you don’t have your own);
title documents for your home.

Single mothers

On an equal basis with others, they have the right to free living space under the following conditions:

the mother is disabled;
one of the children - ;
the family is large.

Otherwise, free housing will not be provided.

Orphans

An orphan has the right to receive payments from the state to purchase housing. Having become an adult, he must draw up a social rental agreement for housing. After 5 years of living in a rented apartment, he will become its owner.

To do this, he must write a corresponding application upon reaching 23 years of age and provide following documents:

Residents of service apartments

Housing can be given to an employee by an enterprise that has it on its balance sheet. In addition, upon liquidation of the company, you can obtain ownership of the official housing.

This happens if the property of the enterprise becomes the property of the municipality, and it decides to transfer the ownership of the apartment in which it is registered to a former employee of the company. As a result, the citizen acquires housing for social rent, and all that remains is to privatize it.

How does the process of lining up for free housing space work?

If a family has been assigned low-income status, it can register for housing. But for this it is necessary to collect various documents from several authorities.

In addition, it is necessary to simultaneously comply with a number conditions:

have Russian citizenship;
live for at least 10 years in the locality where the apartment will be received;
have registration at the place of residence;
not to worsen living conditions for five years (moving relatives into the apartment, exchanging or selling housing).

Usually you have to wait in line for a long time to get housing, so it would be good to take advantage of the existing benefits.

Right to preferential queue(and therefore a chance to speed up getting an apartment) have:

former pupils of foster families and orphanages;
victims of the Chernobyl nuclear power plant accident and natural disasters;
orphans;
disabled people;
residents of houses in disrepair and subject to demolition.

An application for apartment registration must be submitted to the housing department of the local administration. It must be reviewed within one month from the date of its receipt.

List of necessary documents and certificates for registration:

Of course, this article does not list all the possibilities for obtaining free housing or housing subsidies. In addition, regulations may differ significantly in different regions of the Russian Federation. Therefore, it is very important to learn about your rights in detail. To do this, it is best to contact qualified lawyers.

In addition, you can make some changes in your personal life. For example, get a job where they can provide official housing, become a civil servant or a law enforcement officer.

If you live in emergency housing, you should not expect that you will be given a new one soon. Usually the resolution of such issues is delayed. It is better to contact the local administration for clarification of all questions.

You can also ask the state to pay 30% of the cost of the purchased housing. There are many more options that can be given. Which one to choose is up to you.

State assistance to improve housing conditions for citizens of the Russian Federation is described in the following video:

The military housing program ceased to exist in its original form in 2016. The head of the Housing Department of the Ministry of Defense of the Russian Federation, Sergei Pirogov, warned about this back in 2015. The type of benefits for the military has been changed in the form of “natural housing,” that is, built with the funds and efforts of the law enforcement agency itself. At the same time, the construction of buildings that have already begun will be completed and distributed to the first in line - this practice has been stopped.

These changes provide for the payment of cash subsidies only to those military personnel who were in line to receive them before 2005. In fact, all payments and certificates for housing that were valid previously will no longer be issued - the only option will be to purchase an apartment on a so-called “military” mortgage. According to the official, this decision helped resolve a large number of problems associated with the issuance of housing, reducing the number of people standing in line by almost half.

This decision was actively discussed by members of the Public Chamber, as well as representatives of the Officers of Russia association. According to the latter, they were directly confirmed: the issuance of apartments and the payment of funds for them to military personnel will be suspended in 2016. According to the plan of the officials promoting the bill, all employees who joined the army after 2005 will be provided with housing only through a military mortgage - the state will no longer provide them with any other assistance in purchasing an apartment or house.

Previously, the state had three different schemes through which military personnel were provided with housing:

certificate for a sum of money;
cash subsidies;
issuance of housing built by the Ministry of Defense;
mortgage savings system (military mortgage).

The first procedure was introduced by Boris Nemtsov: in accordance with a law that was no longer in force, military personnel could receive a certificate when moving out of closed military camps, according to which they could purchase housing in another city. Almost ten billions of rubles - this will be the end of the construction of such facilities. Apartments in such houses will be distributed on a first-come, first-served basis, and those who are unlucky will have to be content with the delights of the mortgage-savings system.

After this decision comes into force, the ministry will only have concerns related to the construction of official housing in the locations of military units. These will include only service apartments and dormitories.

Why is this necessary?

Cash subsidies were introduced because military personnel did not always choose the city in which housing was built for them. For this reason, government authorities decided to provide military personnel with financial assistance in purchasing housing.

This program will continue to operate, but only until those military personnel who queued up to receive it before 2005 are provided with housing. According to the forecasts of Ministry of Defense employees, this will not be more than 5 years - after that the subsidy program will be closed. The ministry itself refused to comment on this decision, citing its press service.

It is worth mentioning that two years ago they talked about the planned replacement of the issuance of apartments with monetary compensation, but there was no mention of the cessation of construction and the issuance of new housing. According to data collected in November last year, about 36 thousand people were on the waiting list for housing. Two years earlier, the number of military personnel was much larger and amounted to 55 thousand.

These decisions contradict statements made by the head of capital construction at the Ministry of Defense, Roman Filimonov. He claimed that the department had already practically approved plans for the construction of almost 300 thousand service apartments. In addition, it was reported that there are 19 thousand housing units that could be converted to official status if necessary.

The contracting company SU-155, which carries out orders from the Ministry of Defense for housing, commented on this decision, saying that it will definitely complete all projects that have been approved up to this point. Housing will be provided on a first-come, first-served basis, and those who refuse will be given monetary compensation. The company cannot say how the ministry will now manage the constructed housing.

Military mortgage system provides two options. In accordance with the first, the employee is paid a fixed indexed amount for each year of service - upon completion, he can purchase housing. Otherwise, after three years of service, a serviceman can take out a mortgage in the amount of 3-3.5 million rubles under a special program. At the same time, while he is performing his duties, the state pays the loan. Otherwise, the burden of payments falls on the military man himself.

A positive point that many officers and officials note is the fact that now many of them will have the opportunity to choose their place of residence on their own. On the other hand, real estate prices in some cities objectively do not allow purchasing housing without investing your own funds.

Positive sides

Representatives of the “Officers of Russia” association, like other military personnel, unanimously speak out in support of obtaining natural housing. According to them, this method is the simplest, most effective and understandable. According to the rules in force until now, military personnel who served the army for more than three years had the right to stand in line to receive an apartment.

The waiting time, depending on the circumstances, ranged from six months to ten years. However, there are also positive sides to this for the state and the army - this is exactly what Oleg Shvedkov, chairman of the Military Union, believes. According to him, serious problems were due to the fact that many employees of the Ministry of Defense who did not receive an apartment simply did not show up for work, but received their salaries, taking advantage of the situation. According to the regulations in force at that time, military personnel who did not receive an apartment were not threatened with dismissal.

For the ministry itself, the step is also a win-win - the budget costs for maintaining this industry will disappear, which will make it possible to direct it to satisfy other needs.