Lukoil is the guarantor of the non-state pension rating. Login to your personal account Lukoil-Garant

The non-state pension fund Lukoil-Garant is one of the most powerful non-state pension funds with a high level of reliability. The total volume of assets is around one hundred billion rubles. As a client of Lukoil-Garant, you can be sure that you will not be deceived, and doubts about the revocation of the license are unfounded.

By registering yourself in your personal account, you can easily track the size of your savings, complete information about your personal account and registration in it, you can see full information below in the article.

The article contains complete information about the non-state pension fund Lukoil-Garant, collected from all over the Internet. We have made your work easier, now you don’t have to spend hours searching for the necessary information, everything is available in one article.

Description of activity

NPF Lukoil-Garant receives positive reviews for its activities. The point is that everyone understands what the corporation does. It forms the funded part of pension payments and stores the money transferred by investors.

The main advantage of this organization is that the NPF offers to slightly increase the total amount of contributions. All similar companies have a similar opportunity. That's why it doesn't surprise anyone.

Prevalence

Reviews of the Lukoil-Garant Foundation indicate that this organization inspires trust. Why? All this is due to the huge number of branches throughout Russia.
The thing is that Lukoil is a large company. And the pension fund of the same name too. Its prevalence throughout Russia allows us to be sure that investors are not dealing with a scammer.

Indeed, Lukoil-Garant is the largest non-state fund to which contributions can be made “for old age.” He gained some trust from clients. It has long been proven that this organization is not a scammer. This means, as some people think, you can trust the corporation. But this information is not enough to fully assess the integrity of the company.

NPF Lukoil-Garant OJSC also earns good, positive reviews for its position in the ranking of all non-state funds in the country. It has already been said that this company is one of the largest in Russia. It has been functioning for a long time.

In the rating of non-state pension funds, Lukoil is in the top 10 leaders. The company has never been below this level.
Different sources provide a variety of information regarding the rating of a non-state pension fund. Therefore, it is best to focus on the fact that Lukoil-Garant, as a rule, is not just among the top 10 leaders. It is located in 5-7 places.

And this cannot but rejoice. Investors indicate that it is the rating that attracts them to the company. You don't have to worry about it being closed suddenly. This means your funds will be safe.

For many, this is enough to join the corporation under study, as well as leave positive reviews about NPF Lukoil-Garant.

Customer trust level

The next nuance that you need to pay attention to is the so-called trust level. Or, as it is also called, customer trust rating.

Typically indicates how confident investors are in the integrity and reliability of the company.

For this indicator, Lukoil-Garant (pension fund) also receives good reviews. After all, if you believe the statistics, then the trust of this organization is at its best. The level of customer confidence remains at A++. This is the highest figure that currently exists.

It turns out that you can really trust the fund and not be afraid. This is a large and reliable organization, it is in demand among the population. He is among the leaders of non-state pension funds in Russia. Is everything really that good?

Return level

The non-state pension fund Lukoil-Garant receives mixed reviews for its profitability. This indicator is quite important.
Many people focus on it when they choose where to invest the money they are saving for old age.
At Lukoil-Garant everything is not as good as it seems. On average, per year it turns out to increase the account by only 7-9% of the available amount.
Not too much. Moreover, the organization itself promises a profitability of about 12%. Some feel deceived.

However, there is a logical explanation for this difference: inflation. It is due to this that the real profitability of all organizations falls. Therefore, Lukoil-Garant receives both positive and not so positive reviews. On the one hand, the return on deposits is significantly less than promised. On the other hand, this is more than many non-state pension funds can offer.

Customer service

Some also take into account the quality of service. In fact, this indicator often indicates the integrity of the company. A good organization will take care of every customer.
In this area, NPF Lukoil-Garant receives mixed reviews. In general, many emphasize that the service as a whole is pleasing.
If you have any questions, you can contact the nearest branch of the company. And the citizen will definitely receive answers. Also, many people include the availability of a so-called virtual personal account as an advantage of the service.
It allows you to order account statements via the Internet, as well as monitor the status of your deposit.

On the other hand, complaints are often expressed regarding the speed of customer service. Many remain dissatisfied with this component. The employees don't work too fast. But at the same time, they will definitely help every client.

"Personal Account" sometimes works with glitches. But such cases occur rarely, and no one is immune from them. Therefore, despite some shortcomings, the quality of service from Lukoil-Garant remains at a fairly high level.

About the agreement

The agreement concluded with all investors deserves attention. NPF Lukoil-Garant receives positive reviews for it. For what reasons?

This organization offers a detailed cooperation agreement. All nuances and features are specified in the contract. Here you can see questions regarding the transfers being made, and everything related to upcoming payments.

Also, the consequences of termination of the contract are not hidden from citizens. All risks and losses that the investor will incur are also specified in the agreement. This approach is pleasing - there is no need to once again ask the company’s employees for this information.

Secret deposits

Nevertheless, Lukoil-Garant does not receive the best customer reviews for one feature. Many NPFs have it. What is it about?

The thing is that investors of the company under study often indicate that their funds from the Pension Fund of the Russian Federation are secretly transferred to Lukoil-Garant. That is, people unexpectedly discover that their money is in the fund being studied. This causes dissatisfaction among some citizens.

There is nothing surprising in such a phenomenon. If you carefully study the statistics, such complaints come from officially employed citizens. Lukoil-Garant enters into agreements with employers on the transfer of part of employees’ salaries to form their pensions, or rather funded parts. It is the boss who should notify everyone about this, not the NPF. Therefore, claims against the organization are inappropriate.

Lawyers' opinions

Lukoil-Garant receives varied reviews. What do lawyers in general think about this company? What advice can they give to citizens?

Therefore, lawyers point out that Lukoil-Garant operates completely legally. There is no need to be afraid that the rights of citizens will be violated. Therefore, it is worth taking a closer look at the pension fund you are studying. At least in order to invest the money saved for old age in a responsible and conscientious organization. The lack of written notifications about the transfer of the funded part of the pension to the Pension Fund is a minus, but it does not violate established legislation.

Disputes surrounding the license

Some say that Lukoil-Garant's license has been revoked. This news appears in some reviews. It makes many potential investors doubt the stability of the company.

In fact, such news is nothing more than deception. Lukoil-Garant is a large and stable company. It has a perpetual license since 2016. This pension fund continues to operate legally. Therefore, you should not believe opinions that talk about revoking the license. What other nuances do you need to pay attention to?

About payments

From now on, it is clear what kind of feedback the non-state pension fund Lukoil-Garant receives. It is recommended to pay special attention to the payments made. What do they say about them?

Lukoil-Garant usually pays money to its investors exactly on time, agreed upon and specified in the contract. But sometimes there may be delays. They turn off some potential participants.

This situation is normal. Minor delays in payments are not a cause for concern. Moreover, numerous reviews indicate that these events do not occur very often.

conclusions

What conclusions can be drawn from all of the above? NPF Lukoil-Garant receives mixed reviews from clients. This company is far from ideal, but it still offers fairly high-quality services. Not suitable for those who want to get a good return on their existing deposits.

But if the main selection criterion is the stability of the organization, then Lukoil is 100% suitable. You don't have to worry about your license being revoked. It definitely won't happen anytime soon. After all, it has already been said more than once that the corporation under study is among the leaders of non-state pension funds in Russia.
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Lukoil-Garant

NPF Lukoil-Garant in 2017

Founded in 1994, the non-state pension fund Lukoil-Garant currently has the reputation of one of the most financially powerful non-state pension funds with the highest level of reliability.
Despite the numerous crises that have occurred during this time, the fund has not violated a single obligation to its clients. By the way, the total assets of this fund are around 100 billion rubles.
About 75% of the investment structure of this fund is taken up by ruble deposits, the remaining funds are distributed for the purchase of bonds and securities.

Full name of the organization: Lukoil-Garant JSC NPF

Data for 2013:
According to the rating agency Expert, NPF Lukoil-Garant has a rating: A++, and according to the NRA: AAA - the highest possible indicators of the Russian Pension Fund. The Transneft pension fund has exactly the same rating; here you can read more about it.

Reliability rating in 2017

The rating agency RAEX (Expert RA) confirmed the reliability rating of NPF LUKOIL-GARANT (OJSC) at level A++ (exceptionally high (highest) level of reliability) and withdrew it due to the expiration and refusal of the fund to update rating.

The National Rating Agency confirmed the reliability rating of OJSC NPF LUKOIL-GARANT at the AAA level with a stable outlook. The rating was first assigned to the Fund on May 29, 2015 at the “AAA” level with a stable outlook.

Among the services provided by the fund are the following:

Non-state pension
Mandatory pension insurance
Pension programs for corporate clients
Additional pension insurance

Statistics of NPF Lukoil-Garant

Statistics on NPO (non-state pension provision) as of July 1, 2013

Volume of pension reserves: 18,000 million rubles
Total number of participants: 399,214 people
Number of participants receiving pension: 66,687 people
Amount of pension payments: 731,225 thousand rubles

Statistics on compulsory pension insurance (compulsory pension insurance) as of July 1, 2013

Return on savings: 7.57%
Number of insured participants: 2,300,903 people
Volume of savings: 116,306,329 thousand rubles

Under the leadership of the Lukoil-Garant fund, every 1,000 rubles of savings under pension programs increased to 2,058 rubles in the period 2005-2012. For comparison, NPF Raiffeisen was able to reach only 1,575 rubles in a slightly shorter period, as you can see on this page, where its profitability statistics are posted.

Profitability and reliability

From 2005 to 2010, NPF Lukoil-Garant showed an unprecedented level of profitability, which amounted to 87%. For comparison, for the state-owned management company Vnesheconombank, this figure is two times lower. In the same year as this fund, NPF Sotsium was founded, which was unable to achieve significant indicators in the pension services market. This is confirmation that age and length of work are not a decisive factor.

Data on the profitability of NPF Lukoil-Garant until 2012

Data on the profitability of Lukoil-Garant JSC NPF as of January 1, 2017, including information for the previous 10 years in comparison with the profitability of the Pension Fund of the Russian Federation:

Profitability of NPF Lukoil-Garant for 2014-2015 and previous years

How to join?

In order to join the pension program of the Lukoil-Garant fund, the procedure is as follows:
contact the Pension Fund or the MFC and write an application for choosing NPF Lukoil-Garant
take your passport and insurance certificate (SNILS) and contact the office of the NPF itself to conclude an agreement

You can find out more at the office. fund website

Has the license been revoked?

As of the beginning of 2017, NPF Lukoil-Garant’s license has NOT been revoked; the organization continues its work. The foundation received a license with an unlimited period of validity in 2006.

Information about the license on the website of the Central Bank of the Russian Federation

You can find out the latest information about non-state pension funds with valid licenses on the official website of the Central Bank of the Russian Federation at this link.

Official website and contacts

On the official website of NPF Lukoil-Garant, located at http://www.lukoil-garant.ru, in addition to all the necessary information, there are such convenient services as a pension calculator for your case (calculated based on work experience and other parameters) and personal client account of this fund.

Personal account: find out your savings

If you are already a client of the fund, then the entrance to your personal account of NPF Lukoil-Garant is located at the web address https://lk.lukoil-garant.ru/

Address

The main office of the company is located at: 129110, Moscow, st. Gilyarovskogo, 39, building 3

NPF Lukoil-Garant on the Yandex map:

The Lukoil-Garant pension fund has branches in 60+ regions and more than 74 cities of the Russian Federation.

Hotline number

24/7 support service for the Lukoil-Garant Foundation is available by phone 8 800 775-77-44

Partner banks

NPF Lukoil-Garant has a number of partner banks, by contacting which you can get advice and enter into an agreement with the fund on the transfer of the funded part of your pension. According to information from the official website, the list of partner banks is as follows:

Alfa Bank
Bank "Financial Corporation Otkritie"
OJSC "GUTA-BANK"
Stavropolpromstroybank
Credit Europe Bank
"Opening Insurance"
Ural Bank for Reconstruction and Development
Bank "Petrocommerce
Tatfondbank
Khanty-Mansiysk Bank
National Bank "Trust"
Promsvyazbank
CB "Renaissance Credit"
Uniastrum Bank
AlfaStrakhovanie Group

Customer Reviews

Office addresses

For your convenience, we provide a list of addresses of NPF Lukoil-Garant offices in different cities of Russia:
Moscow
Address: Russia, Moscow, Gilyarovskogo street, 39с3 (Metro station Prospekt Mira, Rizhskaya)
Phone: +7 495 411‑55-37, 8 800 200‑59-99
Opening hours: Mon-Thu 9:30–17:00; Fri 9:30–16:00

According to information for 2017, in the following cities, offices previously located at the indicated addresses are currently CLOSED:

Izhevsk - st. Vostochnaya, 8a
Tula-Lenina Avenue, 40 (1st floor)
Nizhny Novgorod - Belinskogo, 9/1 (5th floor)
Samara - Dachnaya, 2 k2, office 407 (4th floor)
Irkutsk - Podgornaya, 66
Chelyabinsk - Lenina prospect, 52a, 21, 22 office
Saratov - Upper Market, 10 (5th floor)
Stavropol - Kulakova Avenue, 8zh (1st floor)
Yaroslavl - Lenina Avenue, 61a; Ushinsky, 38 / Pushkin, 2; Svobody, 71a
Ekaterinburg - Radishcheva, 33 (3rd floor)
Volgograd - Socialist, 17

npfrate.ru

NPF Lukoil-Garant is one of the leading funds in the country. Over 20 years of operation, the fund has shown not only high reliability indicators, but also a stable level of profitability. Read this article for more details right now.

General characteristics of Lukoil-Garant

Non-state pension fund Lukoil-Garant(hereinafter referred to as NPF LG) was founded in 1994. NPF LG is a fund that has always been a leader in managing pension savings in the country.

Let us highlight the basic characteristics of the fund in the form of the following table:

Indicator name	results
Number of clients	3.3 million
Number of persons receiving payments from NPFs	70,000 people
Hotline number	8 800 200 5 999
Main office address	Moscow, st. Gilyarovskogo, house 39, building 3
Asset volume	100 billion rubles
Assessment by the rating agency "Expert RA"	A++
Cumulative return	134%
Number of branches	75 cities
Official site	www.lukoil-garant.ru

How to access your personal account?

Citizens who have signed an agreement with NPF LG have the right to register in the “ Personal Area» on the website: lk.lukoil-garant.ru.

To register on the site, you need to complete the following steps:

Click on the link: lk.lukoil-garant.ru.
Provide the following information:
- Date of Birth;
- SNILS;
- passport details;
- contact number;
- Email.

Indicate the code that was sent to the client’s phone or email.
For consultation, you can click the " Help", where the most common list of problem situations is recorded.

Let's highlight the main pros registration:

control over the increase in pension savings;
Allowed to ask questions online;
clarification of the size of the funded share of the pension;
you can order an extract;
presence of a function – pension calculator.

How to terminate an agreement with Lukoil-Garant?

To terminate the contract with NPF LG, you need to do the following:

Choose another company in which the insured person’s savings will be stored. A citizen has the right to choose another NPF or return the funds to the Pension Fund.
Submit an application to the Pension Fund. The maximum period for transfer is until 31.12. current year. The form should indicate the NPF or Pension Fund to which the accumulated funds are transferred.
Personal or electronic application to the new NPF, if the citizen does not plan to leave funds in VEB, which is under the control of the Pension Fund. You need to have your passport and SNILS with you.
Receive notification of the transfer of a funded pension to a new fund.

When terminating an agreement with NPF LG, a citizen is not obliged to notify the fund about the decision made, since the document can be liquidated unilaterally!

Upon termination of the contractual relationship, the client may incur certain losses, for example the following:

The profit from the invested funds will be received for an incomplete reporting period, therefore it is recommended to transfer savings no more often than
once every five years.
When transferring funds to the Pension Fund, they will withdraw from the client’s account 13% from the amount of income received from pension savings.
The costs of transferring capital to another fund are borne by the applicant.

pensiongid.ru

NPF Lukoil-Garant - non-state pension fund - reviews

The non-state pension fund Lukoil-Garant was created in 1994. The initiator of the creation of the structure was the Lukoil company.

Based on the results of 2011: its clients are about 2.3 million people, and its assets amount to 86 billion rubles (including 70 billion in pension savings of citizens). Lukoil-Garant is the third largest non-state pension fund in Russia after Gazfondai and NPF Future.

Transferring the funded part of a pension to NPF Lukoil-Garant has some advantages: an agreement can be concluded both in your favor and in favor of a loved one, a variety of options for accumulating a pension, the possibility of transferring accumulated funds to heirs, the frequency, amount, and place of payment depend solely on the participant. Guaranteed protection against inflation, income is calculated on the amount of contributions and previously accrued income.

Additionally: how you can increase your pension - an overview of methods.

Savings programs

Self-Care Series includes an Independent plan for middle-income individuals aged 35-50. The monthly contribution is at least 1000 rubles, the accumulation period is at least 5 years. Confident plan with deposits of at least 6 thousand rubles per year for a period of at least 20 years. Funds accumulated under this plan are not inherited.
Series Caring for loved ones. Pension plan Filial debt for family and friends with the possibility of immediate start of payments. The minimum one-time contribution is 30 thousand rubles, the possibility of additional contributions. The recommended savings period is at least 5 years. Plan Caring for a loved one, the contract is concluded in favor of a person who does not have pension grounds, who becomes a participant in the fund. The minimum amount of contributions per year is at least 12 thousand rubles, the accumulation period is from 5 years.
Series Caring for children, the contract is concluded in favor of the child. In this case, parents or relatives become investors, and the child becomes a participant. Upon reaching the age of majority, all rights under the contract are transferred to him; in the future, the child can independently make contributions. Plan The first step is a minimum lump sum of 6,000 rubles, the possibility of additional deposits. Accumulation period of 20 years, no need to pay regular contributions. Million Child Plan to save money for older children. The optimal accumulation period is from 5 years, the minimum contribution amount is 12 thousand rubles per year. According to personal wishes, in order to form the required amount of savings, the size and period of contributions are calculated individually.
Plan Independent for minor investors. Issued by parents in favor of their child. It is an alternative to the Child Care series pension programs. Advantages: the child is the owner of the savings, pension payments are not taxed, and upon reaching adulthood, rights are automatically transferred to the child. The minimum contribution is 12 thousand rubles per year, accumulation for at least 5 years.

kudavlozitdengi.adne.info

PERSONAL ACCOUNT NPF LUKOIL GARANT

Lukoil-Garant is a non-state pension fund with a twenty-year history. The fund provides several pension programs, including corporate ones, and its client audience is 3 million people.

Lukoil Garant accepts electronic applications for the provision of services; the personal account of Lukoil Garant on the official website of the fund serves as a personal information service for the client to control savings.

Personal account features

Information and operations available to clients of pension programs through the personal account of NPF Lukoil Garant:

Retirement account status.
The amount of funded pension and voluntary contributions under the co-financing program.
Pension calculator for online calculations.
Data on the approximate size of the future pension.
Conclusion of a non-state pension agreement.
Updating/confirming the immutability of personal data.
Ordering and receiving a pension account statement.
Editing contact information (email, mobile)*.
View passport data*.
Obtaining advice from a fund representative.

* Available to users of the extended version of the personal account. It can be obtained by confirming your personal data through your ESIA account.

Registration and login to your personal account

A client can register in the online service through the official website of NPF Lukoil Garant only after information about him has been entered into the website database. Information about the client appears in the system after the first receipt of pension savings to the Lukoil Garant account. The transition to servicing savings from a non-state pension fund is carried out in the year following the year of application, until March 31.

The new user is asked to choose which document will be used to register on the site:

SNILS (number).
Passport (date of issue, series, number).

In addition to the information about the documents, the date of birth of the person registering is indicated. If the data has been recognized by the system, the user will be prompted to enter an email address, to which a notification about registration in their personal account and a password will be sent.

Subsequently, the user logs into the Lukoil Garant personal account using a password and login. The SNILS number can be indicated as a login - only numbers, without spaces or separators.

The system does not have the ability to recover a password if it is lost. To continue using your personal account, you need to register again and receive a new password by email. It is better to do this as soon as it becomes clear that the password has been forgotten/lost, since if you enter incorrect authorization data 5 times in a row, access to your account is blocked for a day.

ucabinet.ru

IS NON-STATE PENSION INSURANCE RELIABLE WITH LUKOIL-GARANT?

CHARACTERISTICS OF THE FUND

Non-state pension fund Lukoil has been operating for 22 years. The organization received its modern name after a reorganization that was carried out in 2005. Since that time, the fund began to provide compulsory pension insurance for Russians. Today the client base numbers 3 million people.

The main task of the insurance company is to increase the level of social security of the country's citizens. For this purpose, specialists create pension savings, preserve and increase them. All this should ensure a decent pension for investors in the future.

Another type of activity of the company is investing savings in profitable projects in order to increase them.
The management of the organization is responsible for compliance with legislation in this area and guarantees the return of invested funds.
The insurance company has developed a risk management procedure for all operations with pension deposits. This allows you to avoid unnecessary risks when making transactions.

The OJSC received a license in 2006. In 2014, the fund was issued a license to work with pensions and insurance. As of today it has not been withdrawn. The organization continues its activities in Russia.

DESCRIPTION OF SERVICES PROVIDED

Insurance Company Lukoil is active in social activities.
The company’s specialists are conducting outreach work among the population about the importance of financial literacy and caring for a secure future now.
By accumulating substantial amounts of pension contributions, the fund acts as an investor, thereby making its contribution to the development of the country’s economy.
Services provided to individuals and legal entities:

Mandatory pension insurance. The Foundation operates under a license and has received the right to engage in this type of activity. The basis for this is additional insurance premiums of 22 percent, which are paid by the citizen himself, in addition to payments to the organization where he works.

Joint financing of pensions by the state and the individual.
This program is designed for 10 years. Its essence is to double the citizen’s voluntary savings. If a person contributed 10,000 rubles in a year, then at the end of the year the state adds another 10,000 rubles to his pension account.

Non-state pension provision.
It is formed through voluntary contributions from employers or citizens themselves. There is no limit on the percentage of payments. The amount of collected funds is accumulated in the accounts of NPF Lukoil Garant.

Corporate pension systems.
This program is designed for legal entities who want to provide a corporate pension for their employees.

Investors of a non-state pension fund can find out about the status of their account at any time. To do this, you can contact the company’s managers directly or use a special service on the official website.

guarantor personal account for individuals is an excellent tool for managing their savings. The Lukoil company provides support to its own customers and tries to make service as high quality and accessible as possible. This applies to both retail and corporate investors, as well as investors. NPF Garant

. The developed “Personal Account” service is designed to save time and automate some processes. Using it, users will be able to get answers to many questions regarding servicing corporate clients’ fuel cards and the status of depositors’ individual accounts. Let's consider what functions this service has for each individual type of oil company client and what is needed to gain access to it.

What is a user's personal account?

A personal account is a space through which a client can receive many of the company’s services without visiting its offices or gas stations. The main purpose of its creation is to simplify interaction with clients. Such a page opens up a large number of opportunities for the user to work remotely with maps and his data. Thanks to the work of the company's programmers, its interface is accessible and easy to use for people with different levels of computer skills. By clicking on the tabs of your personal account, depending on its type, you can familiarize yourself with the following information regarding:
Works of fuel or bonus cards
Account status (be it a pension fund program, funds to pay for gasoline from corporate clients or a bonus account of a retail client)

Club card holders who have completed the registration procedure have the opportunity to use their page, which contains the full range of information on a specific plastic card.

The most popular function among users is control of accumulated bonus funds. You can log into your page to find out their number at any convenient time. You can get information both on their total balance and the number of points awarded for a specific purchase.

The personal page on the website will familiarize the client with all the transactions performed when the club card was used.

If necessary, each user has the right to change personal data and password to access the page. This can be done by following the prompts in your personal account.

How to access and log into Lukoil personal account?

The method of logging into your own page depends on how you registered personal card. If the user filled out an agreement at a gas station or using the company’s hotline number, in this case the password for visiting the site will be the code combination sent to the mobile phone number after activating the card.

A customer who chooses online must first go through a process of entering basic personal details, only after which the person will have access to the system. This can be a link to an email or an SMS code to a phone number.

After logging into your account, the company will offer to set a new, more user-friendly password and repeat the same combination for confirmation.

The login to enter the official page of the company for any activation method is the number of the plastic club card.

Lukyol personal account for legal entities

Enterprises that are corporate clients of the company, after registering and signing an agreement, have the opportunity to use a personal account, which is significantly different in function from the service of the same name for an individual; it is much more multifunctional.

As a rule, large enterprises own large fleets of vehicles, so there may be several fuel cards registered with one legal entity. For ease of management, all of them are assigned to one page belonging to the company. From it, persons authorized by the owner can control the balance of funds and gasoline consumption, generate primary reports, and analyze the costs of refueling cars. If the owner needs a new Lukoil fuel card, his personal account will help in registering it. With its help, any card can be assigned to a specific car or driver's name.

How does registration work for entrepreneurs?

Only a legal entity that has entered into an agreement with the company in the prescribed manner and sent it to the specified email address can gain access to managing fuel cards and other information of an individual account. Initial login to the site is made using the link that will come in a return letter from Lukoil.

For full use, you need to come up with a memorable password that meets the requirements of the site. This issue should be approached responsibly, because the safety of the company’s data and funds depends on it. Subsequent login to the page will be carried out by entering the email address from which the contract was sent, used as a login and set password.

Lukoil Garant personal account for individuals

By becoming a contributor to the Lukoil non-state pension fund, each client gets access to their own page on the organization’s official website. Lukoil NPF personal account performs a number of main functions:

control individual account status, payment of contributions
information by terms and amounts of contributions
calculation of value pension payments using a pension calculator
receiving online consultations on issues arising in connection with participation in the program or use of the resource
generation of statements from the account for further use
receiving correspondence from the organization, including important notifications

This range of information and services reduces to a minimum the need for consultations with specialists and, as a result, the search for and visits to the Fund’s branches.

Non-state pension fund Garant: gaining access to your personal page

Unlike individual accounts of individuals and legal entities - clients of gas stations, in order to gain access to Lukoil's personal account, the pension fund offers investors to register directly on the Internet. By going to the fund’s website, you need to find the “registration” button and fill out the form provided, in which the required data is:

Last name, first name, patronymic of the investor
His passport details
Date of Birth
Phone number
Email address

After entering all of the above information, you must confirm the desired page by entering the code combination in the window that appears on the screen. It will be sent via message to your phone number within a few minutes.

After registration, you must set a permanent, strong password.

The procedure for restoring access and receiving assistance if difficulties arise in work

Throughout the entire period of use, the client may experience the loss of the password or, simply, forget it. In this case, you need to proceed as follows:

Below the password entry column, click on the link “forgot your password?”
Enter the email address that was used during registration or served as a login
Receive an email with a link to login to the specified email address
Change password to a new one

If you have any questions related to the operation of the system, servicing club and fuel cards, they can be sent to the customer support service. The company’s specialists will promptly answer them. To do this, you need to go to the “Support” tab and state the essence of the problem. You can read the response you received directly on your page.

Having created easy-to-use individual offices for each client, she makes sure that cooperation with her is as convenient as possible.

Lukoil-Garant is a non-state pension fund with a twenty-year history. The fund provides several pension programs, including corporate ones, and its client audience is 3 million people.

Personal account features

Information and operations available to clients of pension programs through the personal account of NPF Lukoil Garant:

Retirement account status.
The amount of funded pension and voluntary contributions under the co-financing program.
Pension calculator for online calculations.
Data on the approximate size of the future pension.
Conclusion of a non-state pension agreement.
Updating/confirming the immutability of personal data.
Ordering and receiving a pension account statement.
Editing contact information (email, mobile)*.
View passport data*.
Obtaining advice from a fund representative.

* Available to users of the extended version of the personal account. It can be obtained by confirming your personal data through your ESIA account.

Registration and login to your personal account

The new user is asked to choose which document will be used to register on the site:

SNILS (number).
Passport (date of issue, series, number).

Subsequently, the user logs into the Lukoil Garant personal account using a password and login. The SNILS number can be indicated as a login - only numbers, without spaces or separators.

rating: 1

At one time I transferred the NPE to this fund. Today was the first contact with them. Honestly I'm shocked. Which fund is better is determined not by profitability, but by the willingness and ability to make payments. MKB also kept a lot of money on good terms, but the Bank’s license was revoked, not even money, despite the profitability. So, by virtue of the law, I have the right to receive a single-trust payment of the funded part of the pension. The attempt to realize this right began with the first time they answered why they wouldn’t do it because there was no reason, the second time they pointed to a rule of law and I was sent to another law that has nothing to do with my situation, please still indicate the correct rule of the law for refusal, according to which I cannot receive payment, I ended up being harassed, sent to complain, and when I said that in order to complain I needed a written refusal to pay, they lied to me that the offices were closed for reorganization. I immediately called back to the call center, where the secretary informed me of the address and reception time of the “closed office.” I was shocked, I had no strength and nerves to complain, and I’m not a slanderer at all, but LukoilGarant sent me there and I’m now forced to do this. Therefore, there is no need to rejoice about the right choice yet. The answer to the call regarding the situation to the Pension Fund was as follows - you chose them yourself and transferred your funded pension to them. Therefore, when choosing an NFR, take an interest in the reviews of those who were already entitled to a payment, but did not receive such a payment under various pretexts. I will write about the results, whether they will still pay out or not, and through what circles of hell.

can't get anything out of them

rating: 1

I transferred the funded part of my pension to them through Otkritie Bank. But...!!!, in order to finalize the transfer, you need to confirm this with the NPF itself by answering the call. And if you do not have the opportunity to answer a phone call during working hours on a weekday (for example, a ban on using the phone at work), then the transfer of funds will take forever, since this cannot be done by calling the fund itself, they transferred from one person to another 15 minutes and eventually refused. They speak in standard phrases... "wait for the call"!!! So a year will pass before the vacation, then, perhaps, I will receive a call.
So think very carefully before transferring funds, it is impossible to achieve anything from them. Apparently, on other issues as well.

To get a password for your personal account, you had to take time off from work and go to the Lukoil office (St. Petersburg) during working hours (very inconvenient, because it coincided with my working hours). After 2 attempts, I finally got to their office and received the password. The personal account displays the receipt of funds and savings (although Lukoil did not explain exactly how investment income is calculated).
I recently changed my passport, last name, and place of residence. I wanted to inform NPF Lukoil-Garant about this and contacted them by email. by mail, to which they replied that I needed to contact the office in Moscow in person or send notarized copies of all my amended documents by mail.
I am outraged by this attitude of this company. I have to spend my time and money to notify them about changes in my data, when it’s the 21st century and electronic document management is already developed. Why not make life easier for your customers?

BEWARE! FRAUDERS!

rating: 1

I took out a consumer loan from Alfa Bank and repaid it (there is a certificate). When taking out a loan, they tried to push me to transfer my pension to NPF Lukoil-Garant, I refused, of course I didn’t sign any documentation and there were no conditions in the loan agreement (I read it in full) about transferring to this NPF. Today I received an SMS about the transfer of my funds to NPF Lukoil-Garant, what a miracle!!! I called there and at first I was glad that nothing had been translated, but after a couple of minutes - oh, they really have the money, because I signed the contract!!! My proposal to amicably terminate everything and give me a document about this was a refusal, well then excuse me NPF Lukoil-Garant-FRAUDERS, I wrote a statement to the police, Rospotrebnadzor, the Central Bank, the President of the Russian Federation, the media and am preparing a statement to the court! Naturally, I will tell the entire Internet about you!! Be careful! THESE ARE FRAUDSTERS!!!

I do not advise anyone to join this fund, they are deceivers....

rating: 1

In 2009, representatives of this fund came to our organization and spoke beautifully about income and what they provide to investors upon retirement. There were a lot of naive people in our organization, they took it literally.... I also joined the funded part program and also campaigned for a co-financing program. They explained to us that this is a program whereby you invest 1 thousand, you will receive 2 thousand. They also said that upon retirement, this money is received in a lump sum, that is, immediately upon provision of a pension document. Having retired, I calmly came to them to receive this money, but it turns out that during this time, Law 360 was issued according to which they cannot give me this money, because this amount should be no more than 5% of my pension, only then can they give it to me . That is, my pension is 10 thousand, so I am a very rich woman in order to receive the unfortunate 20 thousand that I invested in this fund. I have a question... Why doesn’t the fund give me an official refusal so that I can go to court with it. And in general, when they took money from me, they promised protection, help on their part, and now I understand that this situation is simply beneficial for them, in which they promise to pay me this amount throughout my life in pennies. These are exactly what I dreamed of when I invested money in them. Kind people! Don’t even think about investing money in them, you’ll just waste your money and, most importantly, your NERVES.... And they find so-so intermediaries in the cities who cannot answer a single question and organize decent work with clients.... so I categorically DO NOT ADVISE CONTACTING THEM....

WITHOUT MY CONSENT THEY TRANSFERRED THE MONEY TO THEMSELVES!

rating: 1

I have never written any statements to NPF Lukoil-Garant (and to other NPFs either), I have never signed any agreements with them, I read all the documents carefully, so it is unlikely that they could have slipped me. And then at the beginning of July a letter arrives from the NPF Lukoil-Garant - “thank you” for transferring money from the Pension Fund to our fund. To say that I am shocked is to say nothing! I never wanted to transfer them anywhere from the Pension Fund; once a year I visited the Pension Fund so that they would make statements for me to see if my savings had gone somewhere. The Pension Fund of Russia confirmed today that the money is indeed in NPF Lukoil-Garantor. This fund fraudulently transferred my money to itself! The Pension Fund of the Russian Federation said that there is no such form of statement - that I do not want my savings to be transferred from the Pension Fund of the Russian Federation to anywhere else, but I would really like to write something like that. How can you protect yourself from such scammers? Now the interest for the year is lost. This is what it is designed for. And where is the guarantee that after the money is returned to the Pension Fund, these scammers will not transfer it to themselves again?

I took out a loan from Alfa Bank, when applying for the loan, the manager asked me about the NPF, I replied that I had been a member of Gazprombank for a long time and I didn’t want to change anything. He said that according to the terms of the loan, I was offered Lukoil-Garant, that they would call me and offer to move to their fund, BUT I CAN REFUSE!!! And now they called, persuaded me for a long time, promoted their fund, to my objection, I They said that it turns out the contract has already been concluded. and to terminate it, I need to go to the pension fund of the Russian Federation to terminate the contract with them!!! What contract?!!! Who signed it??? This is not in the loan agreement!!! What kind of imposition of services and deception of the consumer?!!! Why should I waste my time on investigations if I initially said that I don’t need such a service!!! If they recruit clients this way, then I’m scared to think how they will then give money to the same clients! Fraudsters!!!

Unpleasant communication experience

rating: 1

I contacted the bank about taking out a loan. When filling out an application for a settlement, a bank employee said that all their clients automatically become clients of NPF Lukoil-Garant. In response to my refusal, the girl assured me that I didn’t have to sign the contract and refuse to transfer to this NPF over the phone when they called me to confirm the transfer. At first I didn’t attach any importance to this, but when they called me from the fund and said that I could only refuse by contacting the Pension Fund. Well, there's nothing to do. I had to spend time and money, go to the Pension Fund, but they told me that I could either return to the Pension Fund or write an application to transfer to another NPF, and all existing savings would be burned. But why do I need all this fuss? I was initially against the transition. Now I am already a member of another NPF and I don’t want to move anywhere. I don’t even have a receipt from Lukoil-Garant. There is only one BLANK copy of the agreement, where there is no signature or seal, and even the address for sending correspondence from the fund is incorrect. Pure fraud... I will draw up a written appeal to invalidate the contract. If it doesn't work, you'll have to go to the prosecutor's office. In general, an unpleasant experience, therefore an unpleasant impression...

The non-state pension fund "Lukoil-Garant" appeared in 1994. It was founded by the oil company Lukoil. Later it was reorganized into a joint stock company. 3.5 million clients keep their savings in non-state pension funds, according to 2017 data. In 2018, the reliability rating outlook changed from uncertain to stable.

Official website of OJSC NPF "Lukoil-Garant"

Sections of the resource include all information about compulsory pension insurance, contains programs for business, and contacts for quick communication.

The personal account has a full range of tools for comfortable work of clients. The site has feedback forms for questions, applications and samples for correct completion. By law, you need to confirm the personal information entered earlier. The client can now do this online without standing in line at the branch.

Users submit applications online for a pension. On the fund page, the calculator calculates future payments based on the entered parameters. If a person is not yet a client, then he can navigate the possible transfer of the funded part of the pension. It may be located in the Pension Fund or another non-state pension fund.

The resource is regularly updated, news and updates in the work of tools are published. The personal account has many functions for convenient interaction between the client and the fund.

Reliability rating of the non-state pension fund "Lukoil-Garant"

Lukoil-Garant consistently receives high marks in reliability ratings. The assignment of marks is carried out by organizations included in the register of rating agencies. Information for processing is taken from the Central Bank.

Another organization involved in determining reliability is Expert RA. For five years, she has given the highest mark - A++. The forecast is stable: most likely, the fund will maintain its current level in the future.

When making calculations, agencies focus on the financial instruments used by non-state pension funds, methods of investing invested funds, as well as the reputation of the owners and the parameters of the client base.

Fund returns by year

The profitability of NPF "Lukoil-Garant" is indicated in the table, report by year from 2014 to 2017. Interest on OPS and NPS is taken into account.

	Profitability, %
	OPS	NPC
2014	8,95	11,58
2015	8,96	8,9
2016	10,58	15
2017	-2,41	-10,78

2017 was associated with an unstable economic environment, but the fund took fourth place in the management of pension funds. As of December 31, 2017, according to official statistics, there were 3.5 million clients, the volume of OPS was 249.5 billion rubles.

The accumulated return for the periods from 01/01/2013 to 01/01/2017 is 39.9%.

About the license of the Lukoil-Garant Foundation

Lukoil-Garant has a pension and insurance license No. 432 dated May 20, 2014.

How to draw up and submit an application for a lump sum payment

How to submit an application to Lukoil-Garant:

online - https://lk.lukoil-garant.ru/;
personally;
through a representative;
by mail.

List of required documents, depending on the client’s contact method:

To Bank-Partner.
Personally.
By mail.
Online.

How to receive the funded part of your pension

Not everyone can receive a lump sum payment. The application is rejected if the person has already completed payment of the funded portion. The procedure is regulated by Federal Law No. 360-FZ of November 30, 2011.

Citizens who receive a social pension can apply. They do not have adequate work history or do not have enough pension points.

Addresses of offices of NPF "Lukoil-Garant"

Previously, the fund's branches were located in different cities: Voronezh, Perm, Chelyabinsk, Izhevsk, Arkhangelsk, etc. In 2018, only the central office is active at its permanent address: 129110, Moscow, st. Gilyarovskogo, 39, building 3. Pre-registration is required by phone: 8-800-200-5-999.

Foundation hotline

Hotline number of NPF "Lukoil-Garant": 8 800 200-5-999.

Additional information about NPF Lukoil-Garant:

Official website: https://www.lukoil-garant.ru

Hotline: 8 800 200-5-999

Email: [email protected]

Vacancies: http://www.lukoil.ru/Company/Career/Vacancies