In fact, this is not difficult to do at all.

Our article provides instructions on how to pay using various services and banking products.

How to pay

After applying for a loan, everyone must approach the issue of paying the monthly payment responsibly. This can be done in various ways:

1. Payment at ATMs or terminals.
2. Payment in your personal bank account.
3. Payment by card.
4. Payment through payment systems on the Internet.
5. Payment by bank card.

Of course, the easiest way is to pay at an ATM, since the payment is immediately credited to the account, there are no commissions, but very often such an ATM is not at hand, and there is neither time nor desire to go to the other end of the city. Today we will look at remote loan payment via the Internet using an electronic wallet and a bank card.

Payment by bank card

It is very easy to pay a loan with a bank card; you do not need to visit the office of a credit institution, waste time on the road, and especially gasoline.

For the convenience of their clients, banks provide the opportunity to pay the next payment using a bank card, although it can be issued by a completely different bank.

Payment options by bank card:

1. One of the most convenient ways to pay in this way is to call the hotline. You inform the operator of your intention to pay your payment using a card, and the employee, having specified the payment amount, will switch you to an automated system that will prompt you to enter the card number, card expiration date and CVC code. After this, the money will be debited from the account. This method is most preferable for pensioners who are not particularly internet savvy.
2. The second option is to pay by credit card in your personal account. To do this, you will need to log in to the online banking system, select the payment amount and arrange payment by card. The system will ask for the card number, expiration date, first and last name of the owner, as well as the code indicated on the back of the card. After this, you will receive a verification code, which you will need to enter in the required field, after which your loan will be paid.

Unlike payment in the terminal, this method may take a little longer to be credited than usual. This happens differently in different banks. In some places the payment is credited instantly, in others a day later.

Good to know: if the credit account has a bank account number, you can make an interbank transfer from your card, and no commission is charged for such transfers, but the payment may take up to 3 days.

With this payment method, an additional commission may be charged, but it all depends on the bank where the loan was issued.

Payment via the Internet

It often happens that the card is not at hand, but the monthly payment is about to be paid.

The ATM is located only in the neighboring village, and the machine has broken down. Such circumstances can overtake anyone. You should not miss a payment, as fines and penalties will be assessed and the information will be entered into your credit history.

In these situations, it is very convenient to use payments through various payment systems, which are abundant on the Internet. Many people often use them to pay for purchases on the Internet, mobile communications or provider services.

You can also pay for loans using these e-wallets. It's quite simple to do this:

1. We register an account and replenish it.
2. We find the right bank.
3. We fill in all the fields: account number, contract number, payer’s name, amount.
4. Click pay.

As you can see, the procedure is quite simple. Often payments are credited to the account instantly, since banks actively cooperate with intermediary companies, but you will have to pay a commission, which will be 1-2% (usually at least 50 rubles).

Of course, you will overpay the commission to the payment system, but this is better than later paying a fine or penalty, which will be many times higher. Yes, and do the math: go to the nearest ATM, spend money on travel or gasoline, waste your time, or pay 50 rubles? We assure you that you will spend more money on the road!

To summarize, I would like to note that paying via the Internet with a bank card or electronic wallet simplifies our lives, since free time is not required to visit the office, payment also occurs very quickly, and the commissions that are removed justify the time saved.

How to pay a loan online, see the instructions in the following video:

Is it possible to pay for a loan from another bank through Sberbank Online? Of course, yes, and it offers its customers a wide range of payment methods for bank loans and other payments through its channels. This is most convenient for potential users, for the reason that the majority, one way or another, use Sberbank cards. So, let's look at all the ways you can pay for a loan to other banks through Sberbank.

Sberbank Online

It will be quite simple to repay a loan from another bank through Sberbank Online, and through the online system you can make a payment for the loan of any Russian commercial bank. To do this, you just need to know some details, however, let’s consider the issue of payment in more detail.

Please note that through the online system you can pay both your credit obligations and loans issued to third parties.

In order to make a payment, you need a card whose account will have enough cash to pay the loan. Next, you need to follow the following instructions:

• will open your account in the remote customer service system;
• in the top panel, find the button for the transfers and payments section;
• select the line “Repay a loan from another bank”;
• then you need to indicate your region where you applied for a bank loan;
• prepare your loan agreement insofar as you will need to know some details;
  from the list provided, select the link “Loans/transfers to another bank using BIC”;
• In the form that opens in front of you, you need to indicate the bank identification code, which is indicated directly in your loan agreement;
• select the account from which funds will be debited and confirm with the Continue button;
  the system will automatically give you the name of the bank and ask you to indicate the transfer account number, which you will also find in the loan document;
• indicate the last name, first name and patronymic of the recipient of the credit account owner, click the “Continue” button;
  Next, enter the loan agreement number and contact phone number;
• Finally, you need to indicate the payment amount, no less than that specified in the loan agreement, and confirm the transaction with a short password from the SMS message.

Please note that for this operation there is a Sberbank commission of 1%, but not more than 1000 rubles.

After you have sent the payment, you will be able to perform two important functions in your personal account: print a receipt, which will serve as proof of your payment, and set up automatic payment. That is, in the future you will not need to pay the loan through Sberbank online every time, since the system will write off funds from your card; you just have to make sure that there is an available amount of funds on it. By the way, do not forget that it takes about 3 business days for the payment to be credited to the credit account, so it is advisable to make the payment in advance.

By the way, it’s worth talking a little about how to pay a loan to another bank through Sberbank Online using autopayment. In fact, such a service is provided by the bank so that the client can pay his bills on time without spending additional time on it. Before debiting money from your card, you will receive an SMS notification so that you confirm the transaction; if for some reason you are not going to pay the loan, then you can cancel the auto payment and the funds will not be debited to your card.

other methods

Surely not all clients know, but you can pay for loans from other banks even through a mobile bank. How to do it? First of all, in order to pay a loan via SMS, you need to set up a template for this; the instructions for setting it up in Sberbank online remain the same. That is, first you need to log into your profile in the online system and select not payments and transfers, but “My templates” in the menu, then create a new template using the same principle, that is, according to the bank’s BIC. Here you also need to indicate the loan agreement number, last name, first name and patronymic of the borrower.

Next, after your template is created, you can pay the loan via SMS. How to do it? You just need to enter the text of the template created by Sberbank online and indicate the amount of transfer to repay the loan. Before the funds are sent to another bank, you will need to confirm the operation using the code from the SMS. By the way, if you forget the template, you can view it at any time in your Sberbank personal account online. To do this, you need to find the “Mobile Bank” section in the menu and click on the SMS requests and templates button.

Important! If you pay for a Sberbank loan via SMS service, then you just need to dial the loan command, the number of the loan agreement and the amount to be paid.

It must be said that repayment of loans from other banks is possible in other ways, including through ATMs and terminals, bank cash desks and others. All methods differ in the timing of crediting funds to the recipient’s bank account and the amount of commission fees, but here it should be noted that Sberbank has the lowest commission for paying loans from other banks.

How does auto payment for a loan work?

Automatic payment for a loan works as follows:
1. You enable automatic payment for a loan for the required amount.
2. The bank automatically debits the amount from your card every month.
3. The invoice was paid on time.

How to activate automatic payment for a loan in Sberbank Online?

“Payments” tab → Auto payments → Connect auto payment → in the search, specify “Pay loan” → select the desired bank from the list. If the bank you need is not in the list, select “Loans / Transfers to another bank using BIC”.

Personal menu (right) → My auto payments → Connect auto payment → Select the section “Repaying a loan in another bank” → select the desired bank from the list. If the bank you need is not in the list, select “Loans / Transfers to another bank using BIC”.

How can I disable auto payment for a loan?

1. In the Sberbank Online mobile application
“Payments” tab → Automatic payments → find the required autopayment and click “Disable”.
2. In your personal account Sberbank Online
Personal menu (right) → My auto payments → find the desired auto payment and click “Delete”.

Where can I see if my auto payment went through?

All completed auto payments for a loan can be found:

1. In the mobile application
Payments → Auto payments → Auto payment for a loan

2. In your personal account Sberbank Online
Personal menu (right) → My auto payments → Auto payment for a loan

How to print an auto payment receipt for a loan?

In your Sberbank Online personal account:
Personal menu (right) → My Autopayments → Select the payment you are interested in and click “Print receipt”

Can I change the amount or date of auto payment for a loan?

Go to “Edit auto payment for a loan” and change the amount or date of payment. The next day you will receive an SMS message about the change in auto payment, to which you need to send a confirmation in response

Why was my monthly payment amount re-written off even though I had already closed the loan?

When paying the last payment on the loan, you need to close the auto payment for the loan yourself in the mobile application or personal account of Sberbank Online.

Why was the wrong amount written off when I repaid a loan from another bank?

When paying the last payment on a loan, you need to contact the bank where the loan was opened and clarify the amount of the last payment. After that, edit the auto payment for the loan in accordance with the amount, taking into account the kopecks.

The amount you specify when creating an autopayment for the loan is debited. If the monthly payment amount for a loan from another bank has changed, you need to manually edit the auto payment amount for the loan.

Which banks are money transferred to in minutes?

Cetelem, Alfa-Bank, Russian Standard, MTS-Bank, OTP Bank, Sovcombank and Renaissance Credit. It takes up to 3 business days for the money to arrive in your account at all other banks.

Nowadays, in order to pay off a loan, you don’t need to leave your home at all. Especially if you have the required amount on your debit card, then why not make the payment online. Active users of Internet banking are wondering whether it is possible to pay for a loan using an agreement number in the same or another bank through Sberbank Online? If you only have the loan agreement number, but you know the amount of the monthly payment, you can make the payment through this Internet banking. Now we will tell you how to do this.

It’s not worth mentioning how useful the Sberbank Online system is for the average user. In fact, this is a bank branch in your home. Through this system, you can apply for loans, receive approval, and then pay for these loans. If you need to repay your own loan taken from Sberbank, there is no problem. The system itself will display this loan, and to pay it you will only need to select it and determine the write-off card. With loans taken from other banks, the situation is a little more complicated, but not much.

1. We log in as usual in the Sberbank Online system and go to the main page.
2. We make sure that the debit card has the required amount to pay the debt.
3. We go to our usual “Payments and Transfers” section. There is a lot in this section, but we need the “Repaying a loan from another bank” tab.
4. Next, a list of banks with which Sberbank cooperates will open. In these banks, a loan can be paid by knowing the payer’s full name, his address and the number of his loan agreement. We choose, for example, Alfa-Bank.
5. A form opens in which you need to enter data.
6. After all the data has been entered, select the debit card from the drop-down list from which you want to debit money and click the “Continue” button.
7. At the next stage, carefully check all the data and enter the payment amount.
8. Confirm the financial transaction and remember to save the receipt.

The funds will be credited to the partner bank account instantly, but there are cases of delays either due to the fault of Sberbank or the fault of the partner bank. If a payment is late, it will not be the bank that will be responsible, but the client, so we recommend paying the loan in advance. At least 5 days in advance. Considering that, by law, the delay in transferring money cannot last more than 5 business days, this means that you need to transfer money to pay off the loan 5 days before the payment date. It's more reliable.

Unfortunately, if your loan was taken out from a third-party bank that is not on the list of Sberbank partners, you will have to make a transfer using BIC. To do this, go to the “Loans/Transfers to another bank using BIC” subsection, enter the required numbers, select a debit card and confirm the payment.

Other payment methods

You can pay for a loan from a third-party bank not only through the Sberbank Online system, but also through Mobile Banking. You can do this using your account number, if you have it at hand. Let's consider the procedure.

1. Log in to the system.
2. Open “Transfers and Payments”.
3. We find the subsection “To an account in another bank.”
4. We fill in the fields of the card with information about the current account number, debit card, and payment amount.
5. Click the “Pay” button and confirm this simple financial transaction.

If you have problems accessing the Internet and have nothing at hand except a mobile phone, do not despair. If you have a loan from Sberbank, you can make payment via SMS. The condition is as follows: the phone must be connected to a bank card, that is, the SMS banking service must be connected to it. Dial SMS: CREDIT<двадцатизначный № счета><сумма платежа><последние 4 цифры номера карты списания>.

The text will look like this: CREDIT 54673990689944092573 8500 4521, no punctuation marks are needed, it is acceptable to put spaces separating the account number, payment amount and card number. As soon as the SMS is typed, we check its contents and then send it to number 900. The money for the loan payment will be written off instantly, unless, of course, you made a mistake with the payment details.

So, repaying the debt using the loan agreement number, BIC or other details through Sberbank Online is as easy as shelling pears. You can spend 20 minutes and figure it out yourself, or you can save this time by reading our article and making a payment in 3 minutes. Good luck!

Online payment

From the account on your card.

Redemption without commission

At Post Bank ATMs

At ATMs of VTB Group banks
(with depositing money to the Pochta Bank card).

From cards of other banks to Post Bank Online (from 10,000 ₽).

Auto repayment

The ability to automatically repay the next loan payment
from your card, for example, a salary card.

On the payment date, the required amount will be automatically debited from your card and will pay off the next loan payment. From now on you will not miss a single payment. It's convenient and you don't have to waste your personal time visiting the bank.

To activate the service, contact the customer center (or send the corresponding application to the Bank electronically via Post Bank Online, signed with a Simple electronic signature). The commission for each loan repayment transaction from the card is 29 rubles.

1. Show the Pochta Bank employee a card from another issuing bank
2. Check the availability of this service for your card (the issuing bank may refuse to carry out a transaction within the service)
3. Sign an application-order to activate the “Automatic Repayment” service (on the date of payment, if there are funds on the card, the funds will be debited from the card and credited to the client’s account at Pochta Bank)

Early repayment

Partial or full early repayment available
no commission or applications

Partial early repayment

To make a partial early repayment, contact the customer center, sales desk or customer service by phone at 8 800 550 0770 no later than 7 days before the current loan payment date. The entire amount in excess of the next payment on the payment date will be used to repay the principal debt on the loan, while the size of the next payments will be reduced, and the loan term will remain the same.

Full early repayment

For full early repayment, contact the customer center, sales desk or customer service by phone at 8 800 550 0770 no later than 7 days before the current loan payment date. You will be given a calculation of the early repayment amount. Please note that the amount required for full early repayment is calculated at the nearest payment date.

If the amount for full early repayment is not enough, partial early repayment will occur with a reduction in payment and maintaining the loan term.

Loan repayment procedure

Funds to repay the loan must be deposited no later than the due date of payment. If you have not activated the “Missing a payment” service, if you miss a payment, a penalty of 20% per annum will be charged daily on the amount of the late payment.

Please take into account the crediting time of funds for your chosen repayment method.

Other ways to repay the loan

Banks and payment terminal operators may, at their own discretion, set the amount of commission for the provision of services. The amount limit depends on the method of making the transfer.

Enrollment - up to 4 calendar days.

Your friend or relative can repay the loan. To repay, you only need to know the number of the Post Bank Visa bank card.

ATMs, terminals, remote banking systems of VISA Int. partner banks, networks of payment terminals through which you can use the “VISA Payments and Transfers” service are posted on the VISA website.

For more detailed information about the service, conditions and terms of its provision, please contact VISA Int partner banks. and to the operators of payment terminals providing this service.

To repay the loan, you only need to know the bank card number of PJSC "Post Bank" of the international payment system VISA and enter it when providing the service as the recipient's card number (when using ATMs, it is recommended to have a bank card with you for identification purposes, which will allow you to complete the transaction on amount more than 15,000 rubles).

The size of the commission is set by the sending bank.

Your friend or relative can repay the loan. To repay, you must have a passport and know the details for a cashless transfer to Pochta Bank, which are indicated in your payment schedule.

• Recipient bank: PJSC "Post Bank"
• INN: 3232005484
• BIC: 044525214
• K/s: 30101810245250000214 in the Main Directorate of the Bank of Russia for the Central Federal District
• Recipient: Full name of the Client
• Recipient's account number: Client's account number (20 characters);
• Purpose of payment: account replenishment.

Your Pochta Bank account number and other details are indicated in your payment schedule.

Payment is made upon availability of a postal order form received from a Bank employee. To minimize the risks of late receipt of funds in payment of the loan, it is necessary to repay the loan in advance of the next repayment date - taking into account the period for crediting funds.

Typically, the transfer period is up to 5 business days; please contact the sending bank directly about the period for transferring funds.

Details for transferring funds through branches of another bank:

• Receive a postal transfer form from a Bank employee (if the form that you received earlier from the Bank was issued before March 1, 2019, you need to receive a new form).
• Contact an OPS employee and inform him that you want to repay the Pochta Bank loan; you must have a passport with you.
• Receive and save your payment receipt.