1. Good afternoon! We would like to receive compensation for an already built house from mat capital. But the situation is as follows - the house is owned by the husband, the mother-in-law lives on the first floor, we built the third floor on our own in 2010 (the area of ​​the 2nd floor is 90 m2). We would like to receive compensation for the second floor, and transfer the first floor to the mother-in-law, but the second child was born in 2014. Is this option possible?

1.1. Your question is not very clear. What kind of compensation would you like to receive? If you built a house without permits, then you have an unauthorized structure, and no compensation is given for unauthorized construction. In addition, it is important who owns the land. Our legislation does not regulate “exclusive property”, when one floor belongs to one person, and the second to another. We consider it as common property. That is, all property is considered as common, and some premises are individually owned. Maternity capital is issued after the birth of the second child and can be used to improve living conditions and obtain education for the child (children); formation of a funded pension; acquisition of goods and services intended for social adaptation and integration of disabled children into society;
receiving a monthly payment in connection with the birth (adoption) of a second child starting from 01/01/2018. Mat. capital can begin to be used no earlier than three years from the birth of the child. To pay the down payment or repay the principal debt on a loan taken for housing construction, receiving a monthly payment in connection with the birth (adoption) of a second child, starting from 01/01/2018, can be used immediately after the birth.

2. Can I receive compensation for the house I built in 2010 in SNT? The land and house are owned only by me. Second child born in 2017. ? House 87 sq. m.
Thank you.

2.1. Not clearly worded. In itself, the state does not oblige the citizen to compensate for the costs of constructing its property. There is a property deduction for personal income tax, but only for housing, one-time. A house in SNT is, as a rule, not residential.

3. Can I receive compensation for construction with mat. capital, if the house is built in SNT, there are documents for the ownership of the plot and the house, but the documents for the house say residential premises.

3.1. Hello, of course you can,
According to Decree of the Government of the Russian Federation dated December 12, 2007 N 862: “A person who has received a state certificate for maternity (family) capital (hereinafter referred to as the certificate) has the right to use funds (part of the funds) of maternity (family) capital: for the purchase or construction of residential premises carried out citizens by making any transactions that do not contradict the law and participating in obligations (including participation in housing, housing construction and housing savings cooperatives), by non-cash transfer of the specified funds to the organization carrying out the alienation (construction) of the acquired (under construction) residential premises, or to an individual, carrying out the alienation of the acquired residential premises, or an organization, including a credit organization, which provided funds for the specified purposes under a credit agreement (loan agreement); for the construction or reconstruction of an individual housing construction project, carried out by citizens without the involvement of an organization performing the construction (reconstruction) of an individual housing construction project, including under a construction contract (hereinafter referred to as the construction organization), as well as for compensation of costs incurred for construction or reconstruction in this way for an individual housing construction project, by transferring the specified funds to the bank account of the person who received the certificate. A person who has received a certificate has the right to use funds (part of the funds) of maternal (family) capital for the acquisition, construction of residential premises, as well as for the construction or reconstruction of an individual housing construction project without the involvement of a construction organization, carried out by a person who is in a registered marriage with the person who received the certificate. certificate (hereinafter referred to as the spouse of the person receiving the certificate).” “The person who has received the certificate has the right, personally or through a representative, to apply to the territorial body of the Pension Fund of the Russian Federation at the place of residence with an application for the disposal of funds (part of the funds) of maternal (family) capital (hereinafter referred to as the application). The person who received the certificate indicates in the application the type of expenses for which funds (part of the funds) of maternity (family) capital are allocated to improve housing conditions, as well as the amount of these funds. In the case of directing funds (part of the funds) of maternal (family) capital for the acquisition, construction of residential premises, as well as for the construction or reconstruction of an individual housing construction project without the involvement of a construction organization, carried out by the spouse of the person who received the certificate, such a circumstance is indicated in the application. The application is submitted in writing with the presentation of the following documents: a) the original certificate (its duplicate in case of loss or damage to the certificate); b) the main document identifying the person who received the certificate and his registration at the place of residence or place of stay; c) the main document identifying the representative and a notarized power of attorney confirming his authority - in case of filing an application through a representative; d) the main document identifying the spouse of the person who received the certificate, and his registration at the place of residence or place of stay - if the party to the transaction or obligations for the acquisition or construction of housing is the spouse of the person who received the certificate, or if the construction or reconstruction of the object individual housing construction is carried out by the spouse of the person who received the certificate; (as amended by Decree of the Government of the Russian Federation dated November 27, 2010 N 937) e) marriage certificate - if a party to the transaction or obligations for the acquisition or construction of housing is the spouse of the person who received the certificate, or if the construction or reconstruction of an individual housing construction project is carried out by the spouse person who received the certificate. 10 (1). Funds (part of the funds) of maternal (family) capital are allocated for the construction or reconstruction of an individual housing construction project carried out by citizens without the involvement of a construction organization in the following order: a) initially in an amount not exceeding 50 percent of the amount of maternal (family) capital funds due to the person, received the certificate, on the date of submission of the application; b) after 6 months from the date of initial allocation of part of the maternity (family) capital funds to improve housing conditions, subject to the requirement to carry out basic work on the construction of an individual housing construction project (installation of the foundation, erection of walls and roofing) or carrying out work on the reconstruction of an individual housing construction project housing construction, as a result of which the total area of ​​residential premises (residential premises) of the reconstructed facility increases by no less than the accounting standard for the area of ​​residential premises established in accordance with the housing legislation of the Russian Federation. 10 (2). To direct part of the funds of maternity (family) capital to improve housing conditions in accordance with subparagraph “a” of paragraph 10 (1) of these Rules, the person who received the certificate, along with the documents specified in paragraph 6 of these Rules, submits certified in the prescribed manner: a copy a document confirming the ownership of the person who received the certificate, or the spouse of the person who received the certificate, to the land plot on which the construction of an individual housing construction project is taking place, or the right of permanent (indefinite) use of such a land plot, or the right of lifelong inheritable possession of such a land plot, or the right to lease such a land plot, or the right to free-of-charge temporary use of a land plot that is intended for housing construction and on which the construction of an individual housing construction project is being carried out; a copy of the building permit issued to the person receiving the certificate or the spouse of the person receiving the certificate; a copy of the certificate of state registration of ownership of the person who received the certificate, or the spouse of the person who received the certificate, for an individual housing construction project - if the funds (part of the funds) of maternal (family) capital are allocated for its reconstruction; a written obligation of the person (persons) for whom the construction permit is issued, within 6 months after receiving the cadastral passport of the individual housing construction project, to register the residential premises, built (reconstructed) using funds (part of the funds) of maternity (family) capital, into common ownership the person who received the certificate, his spouse, children (including the first, second, third child and subsequent children) with the determination of the size of shares by agreement. The person who received the certificate also submits a document confirming that he has a bank account indicating the details of this account.

4. Is it possible for me to receive compensation for an already built house in SNT, the house according to the documents is residential. The child is 4 years old. Where to go and what documents are needed?

4.1. Hello. In accordance with Art. 10 of the Federal Law of December 29, 2006 No. 256-FZ "On additional measures of state support for families with children", funds (part of the funds) of maternal (family) capital in accordance with the application for disposal can be directed: to the construction, reconstruction of an individual housing construction carried out by citizens without the involvement of an organization carrying out the construction (reconstruction) of an individual housing construction project, including under a construction contract, by transferring the specified funds to the bank account of the person who received the certificate.
You should contact your local branch of the Russian Pension Fund, where they will explain to you what documents are required.

5. The house was built, but not delivered, when is it better to apply for late construction so that there is compensation? And they also changed the developer, will they even pay money for the fact that the house was not delivered on time?

5.1. Hello!
You can file a claim in court to collect a penalty at any time. Both before and after the transfer of the apartment according to the deed.
If after the transfer, then within three years.

5.2. You can contact us right now. With a claim to the new developer, and then to the court. In accordance with paragraph 2 of Article 6 of Federal Law No. 214-FZ dated December 30, 2004 (as amended on December 31, 2017), in case of violation of the contractual deadline for transferring a shared construction project to a participant in shared construction, the developer pays the participant in shared construction a penalty (penalty) in the amount one three hundredth of the refinancing rate of the Central Bank of the Russian Federation, effective on the day the obligation is fulfilled, of the contract price for each day of delay. If the participant in shared construction is a citizen, the penalty (penalty) provided for in this part is paid by the developer in double the amount. In the event of a violation of the contractual deadline for transferring a shared construction project to a participant in shared construction as a result of the participant in shared construction evading signing a transfer deed or other document on the transfer of a shared construction project, the developer is exempt from paying a penalty (penalty) to the participant in shared construction, provided that the developer properly fulfills his obligations under such agreement.

6. How to properly receive compensation for a built house using maternity capital? For what reasons can I be refused? I own my house, commissioned in 2009, and registered with my wife in 2010. Children born in 2010 and 2015. She and I built it ourselves, even before the painting, while living in a civil marriage.

6.1. The residential building built by you is your personal property, and not the common joint property of the spouses, because you entered into a marriage after registering ownership of the house!
In your case, you can use maternity capital funds to purchase (or build) another house.

7. Question about receiving compensation for building a house using maternity capital. The house was built in 2017, meets all the requirements - private housing construction, the mother is the owner of the land, the child is 3 years old. Is it possible to immediately register ownership of the mother and children (the mother is not married), so as not to redistribute the shares later? And then go to the Pension Fund for compensation. What are the minimum shares that can be prescribed for children?

7.1. Good evening! Do you have a building permit? If not, you will have to register ownership in court for the mother, then after using the MK, allocate shares to the children, the shares are established by agreement of the parties.
Good luck to you!

7.2. Good day! You can not do it this way. First, register ownership of the mother, and after receiving MSC funds, allocate shares to all children.

8. Is it possible to receive compensation with maternity capital for a house built that was put into operation in September 2014 and the second child was born in January 2015. thank you.

8.1. Alas, it is impossible to receive maternity capital funds for a house built in 2014 upon the birth of a second child in 2015.

9. I received compensation for maternity capital costs for a house built in St. I made an agreement on division into shares and submitted it for registration. The answer was suspension, due to the fact that I must allocate shares of the land on which this house stands and pay a state fee. Is such a requirement legal?

9.1. Hello! Rosreestr’s requirement is legal, since a residential building cannot “be in the air.” If shares in a house are allocated, then similar shares must be allocated in a land plot.

10. We want to take mat capital in the form of compensation for the house we built, how to divide it into shares.

10.1. The house must be registered as the common shared property of all family members - children and parents. The size of the shares is by agreement.

11. Can I receive compensation for a built house at the expense of mat. capital? My husband and I are not registered, he is the owner of the house, and I and my children are registered in this house. The house was built in 2010.

11.1. Hello! When using maternity capital funds to improve living conditions, all family members should be allocated shares in the residential premises. So you have every right to a share in the house, as well as your children.

11.2. If only you took out a loan for this house and use maternity capital to repay this loan. And if the house has already been purchased, then receiving compensation is not legal, since, roughly speaking, you are taking it for personal use. But the goal is checkmate. capital is the improvement of living conditions
P.S If you liked the answer, write a review;)

12. Good afternoon) I submitted documents for the implementation of the mat. burl as compensation for a built house was refused today. Can I re-apply for an extension to the same house?

12.1. You can submit again if the circumstances have changed compared to those that existed at the time you submitted documents for the sale of maternity capital.

12.2. Hello! Yes, of course you can, even if you were denied in the first case, your right to receive this subsidy has not disappeared.

12.3. Angela. Good afternoon. It probably makes sense to re-submit documents for the implementation of the mat. capital, since the extension to the house improved living conditions to some extent.
You can always find a way out of any situation. Good luck to you and all the best for the outcome of your case.

13. The house was built in December 2008, is it possible to receive compensation for the house using maternity capital and what documents are needed?

13.1. The law does not provide for such compensation. Good luck and all the best! Thank you for visiting our website and seeking legal help!

14. Is it possible to receive compensation for a house built in 2016 from MK for a child born in 2017?

14.1. Hello! No, you cannot receive compensation from MK. Funds are provided for the purchase of housing, and you have already purchased it. You can get your income tax back for a built house.

14.2. Good day! Alas, it is impossible to receive compensation for building a house before the year the child was born; the pension fund will not approve.

14.3. There are other options. For example, reconstruction Until 2010, legislation provided for the possibility of allocating funds (part of the funds) of M(S)K to the construction of individual housing only with the involvement of contractors. By Decree of the Government of the Russian Federation dated November 27, 2010 No. 937, changes were made to the Rules for allocating M(S)K funds to improve housing conditions, thanks to which families were able to allocate funds for the construction and reconstruction of individual housing on their own.

This opened up a number of advantages, starting from the cost of paying for the work of the contractor organization and ending with the cost of materials selected for construction.

Within two months from the date of submission of the application with all the necessary documents, an amount not exceeding 50% of the applicant’s maternity capital funds will be transferred to the bank account of the certificate holder.

After 6 months from the date of the initial transfer of funds, in order to receive the remaining amount, the applicant must submit the relevant documents to the Pension Fund, including a certificate of inspection of the main work on the construction of an individual housing construction project (installation of the foundation, construction of walls and roofing) or work on the reconstruction of the facility , as a result of which the total area of ​​residential premises of the reconstructed facility increases by no less than the accounting standard for the area of ​​residential premises established by the legislation of the Russian Federation.

In addition, it became possible to use M(S)K funds to compensate for the costs of construction or reconstruction of an individual housing construction project.

A family can receive maternity capital funds as compensation for costs during the construction of an object, the ownership of which arose no earlier than January 1, 2007, or reconstruction of the object carried out no earlier than January 1, 2007, regardless of the date of ownership.

The main condition for the emergence of the right to spend funds for these purposes is the achievement of 3 years of age by the child, in connection with whose birth the right to maternal (family) capital arose. You can submit a corresponding application to the territorial body of the Pension Fund of the Russian Federation at your place of residence. http://www.pfrf.ru/branches/ryazan/news~2012/08/15/56707

15. To receive compensation for a built house using maternity capital, how old must the second child be?

15.1. Hello.
Maternity capital can be used to buy a house after the child turns three years old. Until the child turns three years old, it can only be used through a mortgage.

15.2. To receive compensation for a built house using maternity capital, how old must the second child be?

The child must be three years old.

16. I have a question about Mat capital. I was denied MK payment for compensation for a house built on a summer cottage.

16.1. Hello Olga!

I was denied MK payment for compensation for a house built on a summer cottage.
If you do not agree with the refusal, you can go to court and challenge the decision to refuse.

17. Is it possible to receive compensation for the construction of a house from maternity capital if the house was built in 2013 and the second child was born in 2016 and mat. Accordingly, we also received capital in 2016.

17.1. Hello Roman
No, you cannot receive compensation for a previously built house using maternity capital.

Thank you for visiting our site.
Always happy to help! Good luck to you.

18. Is it possible to receive compensation from MK funds for a house built in ST. According to documents, it is recognized as residential. All communications have been completed.

18.1. Show all available documents to the pension fund, they will answer you whether it is possible or not

19. How to properly receive compensation for a built house. land and house owned.

19.1. You can submit an Application (2 copies) to the pension fund, the main thing is that your copy is stamped with a seal, input. No. and signature, if they refuse to accept it, you can send the Application by registered mail with notification and inventory.
Article 10. Direction of maternal (family) capital funds to improve housing conditions 1. Funds (part of the funds) of maternal (family) capital in accordance with the application for disposal may be directed: 1) for the acquisition (construction) of residential premises, carried out by citizens through any transactions and participation in obligations that do not contradict the law (including participation in housing, housing construction and housing savings cooperatives), by non-cash transfer of the specified funds to the organization carrying out the alienation (construction) of the acquired residential premises (under construction), or to an individual carrying out the alienation of the acquired residential premises premises, or an organization, including a credit organization, that provided funds for the specified purposes under a credit agreement (loan agreement); 2) for the construction, reconstruction of an individual housing construction project, carried out by citizens without the involvement of an organization carrying out the construction (reconstruction) of an individual housing construction project, including under a construction contract, by transferring the specified funds to the bank account of the person who received the certificate. 1.1. Part of the maternity (family) capital funds in an amount not exceeding 50 percent of the amount of maternity (family) capital funds due to the person who received the certificate as of the date of filing an application for disposal may be issued in accordance with paragraph 2 of part 1 of this article to the specified person for the construction (reconstruction) of an individual housing construction project upon presentation of certified in the manner prescribed by law: 1) copies of documents of the person who received the certificate, or his spouse, confirming ownership of the land plot, the right of permanent (indefinite) use of the land plot, the right lifelong inheritable ownership of a land plot, the right to lease a land plot or the right to gratuitous temporary use of a land plot intended for individual housing construction, on which the construction (reconstruction) of an individual housing construction project is carried out; 2) copies of the construction permit issued to the person who received the certificate or his spouse; 3) copies of the certificate of ownership of the person who received the certificate or his spouse for an individual housing construction project in the event of its reconstruction; 4) a written obligation of the person (persons) for whom the construction permit is issued, within six months after receiving the cadastral passport of the individual housing construction project, to register the residential premises built (reconstructed) using funds (part of the funds) of the maternal (family) capital, in the common ownership of the person who received the certificate, his spouse, children (including the first, second, third child and subsequent children). 1.1-1. The documents provided for in paragraphs 1 - 3 of part 1.1 of this article are requested by the Pension Fund of the Russian Federation and its territorial bodies from state bodies, local government bodies, state extra-budgetary funds and organizations subordinate to state bodies or local government bodies, if these documents are at the disposal of such bodies or the organizations and the person who received the certificate did not submit the specified documents independently. 1.2. Part of the funds of maternity (family) capital remaining as a result of their disposal in accordance with part 1.1 of this article can be used for the same purposes no earlier than six months from the date of the previous transfer of part of the funds of maternity (family) capital when presented by a person who have received a certificate, a document from the body authorized to issue a building permit, confirming the carrying out of basic work on the construction of an individual housing construction project (installation of the foundation, erection of walls and roofing) or the carrying out of reconstruction work on an individual housing construction project, as a result of which the total area of ​​the residential premises ( residential premises) of the reconstructed facility increases by no less than the accounting standard for the area of ​​residential premises established in accordance with the housing legislation of the Russian Federation. The issuance of the specified document is carried out in a form approved by the federal executive body authorized by the Government of the Russian Federation, in the manner determined by the Government of the Russian Federation. 1.3. Funds of maternity (family) capital, on the basis of an application for the disposal of a person who has received a certificate, may be issued in accordance with paragraph 2 of part 1 of this article to the specified person to compensate for the costs of something built (reconstructed taking into account the requirements of part 1.2 of this article) by him or his spouse ( spouse) an individual housing construction project upon presentation of certified in accordance with the procedure established by law: 1) copies of documents of the person who received the certificate or his spouse, confirming the ownership of the land plot, the right of permanent (indefinite) use of the land plot, the right of lifelong inheritable possession a land plot, the right to lease a land plot or the right to gratuitous temporary use of a land plot intended for individual housing construction, on which the construction (reconstruction) of an individual housing construction project was carried out; 2) copies of the certificate of ownership of the person who received the certificate, or his spouse, for a constructed individual housing construction project that arose no earlier than January 1, 2007, or for an individual housing construction project reconstructed after January 1, 2007 - regardless of the date of origin the specified right; 3) a written obligation of the person (persons) whose property is the individual housing construction object to register the specified object as the common property of the person who received the certificate, his spouse, children (including the first, second, third child and subsequent children) within six months after the transfer of maternal (family) capital funds by the Pension Fund of the Russian Federation - if the individual housing construction project is not registered in the common ownership of the person who received the certificate, his spouse, children (including the first, second, third child and subsequent children). 1.4. The documents specified in paragraphs 1 and 2 of part 1.3 of this article are requested by the Pension Fund of the Russian Federation and its territorial bodies from bodies providing public services, bodies providing municipal services, other government bodies, local government bodies and subordinate state bodies or local government bodies organizations, if the specified documents are at the disposal of such bodies or organizations and the person who received the certificate did not submit the specified documents independently. 2. Funds (part of the funds) of maternity (family) capital can be used to fulfill obligations related to the improvement of housing conditions that arose before the date of acquisition of the right to additional measures of state support. 3. Residential premises purchased using funds (part of the funds) of maternal (family) capital must be located on the territory of the Russian Federation. 4. Residential premises acquired (built, reconstructed) using funds (part of the funds) of maternal (family) capital are registered in the common ownership of parents, children (including the first, second, third child and subsequent children) with the determination of the size of shares according to agreement. (Part 4 as amended by Federal Law No. 241-FZ of July 28, 2010) 5. The rules for allocating funds (part of the funds) of maternal (family) capital to improve housing conditions are established by the Government of the Russian Federation. 6. Funds (part of the funds) of maternal (family) capital can be used to repay the principal debt and pay interest on credits or loans for the purchase (construction) of residential premises, including mortgage loans provided to citizens under a loan agreement (loan agreement) concluded with an organization , including a credit institution, regardless of the period that has elapsed from the date of birth (adoption) of the second, third child or subsequent children. 7. Funds (part of the funds) of maternal (family) capital are used to repay the principal debt and pay interest on loans for the acquisition (construction) of residential premises provided to citizens under a loan agreement for the acquisition (construction) of residential premises concluded with one of the organizations that is : 1) a credit organization in accordance with the Federal Law “On Banks and Banking Activities”; 2) a microfinance organization in accordance with Federal Law of July 2, 2010 N 151-FZ “On microfinance activities and microfinance organizations”; 3) a credit consumer cooperative in accordance with Federal Law of July 18, 2009 N 190-FZ “On Credit Cooperation”; 4) another organization providing a loan under a loan agreement, the fulfillment of the obligation under which is secured by a mortgage. 8. Funds (part of the funds) of maternity (family) capital are used to repay the principal debt and pay interest on loans for the acquisition (construction) of residential premises, subject to the provision by the person who received the certificate or his spouse of a document confirming that he received the loan by non-cash transfer to an account opened by the person who received the certificate or his spouse (wife) in a credit institution.

20. Can I receive compensation for an already built house in SNT, owned and a plot of land too, mat capital? The whole family is already registered there; they built it 2 years ago.

20.1. Hello!

No Unfortunately

GOOD LUCK TO YOU

20.2. No, you can't do that

21. Can we receive compensation for the construction of a house through MK if the house was built in 1996 and registered in 2016?

21.1. Hello! The Pension Fund of Russia will refuse to reimburse you for construction costs twenty years ago.

22. Do we have the right to receive mat. capital as compensation for a built house if we built it ourselves at our own expense by selling an apartment without a contract. Have we kept the organization's receipts for a child under 3 years old?

22.1. You cannot use maternity capital as compensation; Law No. 256-FZ does not provide for such use

23. Can I cash out maternity capital without waiting 3 years? Compensation for a new built house, ownership documents and land are done!

23.1. Check it out.
Federal Law of December 29, 2006 N 256-FZ (as amended on July 3, 2016) “On additional measures of state support for families with children”

23.2. Contact your pension fund. The first part is transferred at the start of construction, the second after completion of construction for repairs.

24. Upon receipt of the mat. capital to compensate for the costs of a built residential building, I undertook to register shares for my children and spouse under an agreement, please tell me how to correctly draw up an application, the notary said that I can do it myself without its certification.

24.1. you can draw up a gift agreement

24.2. .This is not a statement. You need to draw up an agreement or deed of gift. If you need help, please contact us.

25. Is it possible to receive compensation for costs using maternity capital for an already built house on your own? The child is already 3 years old. The land plot and the house were registered under a donation agreement (from the parents) in 2012. Construction of the house began in 2008. All receipts for the purchase of building materials are available.

25.1. Yes, you can. Contact the Pension Fund of the Russian Federation.

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26. I am trying to manage maternity capital funds as compensation for an already built house. But when filling out the documents, I did not have permission to build a house, but a court decision to recognize the house as residential. The rest of the documents are in order. The Pension Fund accepted my documents, but they said that the court’s decision was a direct refusal to pay maternity capital. But you can challenge the PF’s decision in court. I would like to know how all this can be done through the courts.

26.1. Hello! By law, you had to provide a construction permit, a commissioning certificate, and a certificate of state registration of rights. If the UPFR refuses, you will have to appeal the refusal in court.

27. I want to implement QMS as compensation for constructed housing. The house was registered under the Dacha Amnesty (I did not obtain a building permit). The Pension Fund requires an inspection certificate. In architecture they refuse to sign, citing the fact that no permit was given (an act with a note that a construction permit was not issued is also refused to be signed). What can be done?

27.1. According to the current Federal Law of the Russian Federation “On additional measures of state support for families with children,” when constructing a residential building, it is necessary to have:
1. Resolution on the allocation of a land plot for construction (if the land plot was not owned).
2. Resolution of the administration on permission to build a residential building.
3.Act on putting residential property into operation.
Due to the fact that you did not have a building permit, the Pension Fund’s refusal is justified!
The purpose of the land plot is also important; it should be “for individual housing construction”, but not for “gardening and horticulture”.

The housing issue is an expensive matter. All families strive to live separately. Some are taking out a mortgage, others are waiting for an inheritance, and others are thinking about building their own home. The problem becomes especially urgent when children appear.

Not all citizens know that the state provides subsidies for home construction. This is a type of social, free assistance. But not everyone can get it.

What is it about

Assistance from the state is funds allocated exclusively for the construction of a new residential premises or compensation for previously incurred expenses by the family.

The subsidy is a targeted payment, which is worth understanding. It is not taxed, but is strictly controlled. It is impossible to receive funds in your hands; this is prohibited by current legislation. Financial transactions are carried out in non-cash form.

Support is not available to everyone who wants it. To obtain it, you must meet the criteria discussed below. In addition, it should be understood that the state will not pay for the “royal mansions.”

Housing standards are strictly regulated by regional and federal standards, depending on which social program a person is entitled to participate in. Thus, in particular, the following standards apply in certain constituent entities of the Russian Federation:

• per person 36 sq. m;
• for two - 50 sq. m;
• if there are more than 8 people in a family, then they will be given 18 square meters. m for each.

Regional authorities have the right to set their own standards determined by the federal program, only increasing them. It is recommended to take an interest in details and nuances in the local administration.

Who receives assistance from the budget?

Subsidies for housing construction are available exclusively to citizens of the Russian Federation. This type of benefit does not apply to foreigners. The exception is persons officially recognized as forced migrants.

The applicant must meet the following criteria:

• live permanently in the region from whose budget money will be allocated;
• belong to one of the groups of persons who can become participants in the relevant state program.

In 2019, these include:

- young families, if the age of each spouse is up to 35-36 years;

— forced migrants;

- military, police and employees of other law enforcement agencies;

- former military personnel and security forces registered as in need of housing;

— victims of radiation exposure due to disasters at the Mayak enterprise and the Chernobyl nuclear power plant;

— former residents of the Far North;

- awarded the titles of Heroes of the USSR, Russian Federation, full holders of the Order of Glory;

- awarded the titles of Heroes of Socialist Labor, Labor of the Russian Federation, awarded the Order of Labor Glory of 3 degrees;

- veterans and persons equivalent to them: specified in Art. 23.2 Federal Law “On Veterans” and former minor prisoners of concentration camps;

— disabled people, families with disabled children and persons equivalent to them (families with HIV-infected minor children);

- citizens who lost their housing as a result of emergencies and natural disasters, or a terrorist attack.

However, it must be remembered that the provision of housing to the above persons can also occur in kind, that is, through its issuance.

Legal entities cannot participate in the program as recipients of subsidies; it is intended for citizens.

Regions may have their own programs to assist certain categories of citizens in providing housing, including through subsidies.

Do you need information on this issue? and our lawyers will contact you shortly.

What are the subsidies?

Assistance for building a house is provided in two ways. They are described in regulatory documents.

A person has the right to apply for a subsidy before or after construction work is completed. These are two different types of subsidies for the construction of residential premises. There are targeted and compensatory assistance.

A targeted subsidy for the construction of a house is issued to developers before the start of work on the construction of housing. The basis for its calculation is the estimate. The maximum size is determined by the federal subject where construction is taking place.

Compensation payments are due to people who spent money on the construction of new housing. Their specific sizes are also regulated by the authorities of the subject of the federation. There is only one condition stipulated by law: You must apply for them no later than 24 months after receiving a construction permit.

Conditions for receiving assistance

To qualify for government support, you must meet certain criteria. This must be remembered by every person interested in how to receive a subsidy for the construction of a residential building.

Each of the following points should be documented:

1. Link to the subject of the federation. The application should be written to the administration in whose jurisdiction the construction is planned.
2. You must have permission to erect a building. The document must be valid.
3. Development land. It is necessary to confirm that the site is owned by the family or is in other legal use.
4. Long-term rental is allowed. In addition, it is necessary that the land has the appropriate category: for development or for private farming.
5. Government agencies can accept and approve only one application per house.
6. The provided documentation is checked for compliance with modern technical and sanitary requirements. They are approved by local authorities on the basis of current legislation.
7. The area of ​​the building must comply with the standards.
8. The applicant must reside (have registration) in the region of application for more than one year.

Administration specialists will check each of the above points. If they find errors in the papers and consider them to be fraud, they will refuse to provide a subsidy.

Where to apply for an appointment

A subsidy for the construction of a house is not issued immediately. Government authorities must first review your application, study the grounds, and find out whether the expenses will be targeted.

That is, a citizen must indicate his problem to the local administration.

This is where you should go.

Action plan:

1. Go to your local government office.
2. Find out who is responsible for the work of the housing commission.
3. You should already have a package of documents with you.
4. Show them to a specialist, ask him to advise you on how to get help.
5. If the papers comply with the law and there is a social program suitable for you in the region of your residence, write an application.
6. The specialist will find something to complain about - find out how to fix it.
7. Collect missing papers.
8. Try again.

The local administration does not make financial decisions on our issue. The specialist prepares a package of documents and sends them to the region. There, a special commission working under the Department of Construction and Housing and Communal Services will consider them. 30 days are allotted for this.

When the decision is made, the applicant will be notified. The response must be provided in writing within five days from the date of the decision.

Please check that your home address is spelled correctly on your application so that your response letter is not lost.

We create a package of documents

For a citizen counting on government support, this is the most important point. It is necessary to collect and check all the papers so as not to be refused.

Since there are two types of subsidies, we will describe the same number of sets.

For targeted assistance provided before construction begins, please prepare copies of:

• identification documents (passports, birth certificates for children under 14 years of age);
• extracts of their house register, certified by the local branch of the Federal Migration Service;
• development permits;
• document for the right to use land (ownership or lease).

Technical documentation for construction:

• site diagram, detailed building plan, approved by local authorities;
• a house project in a sketch, executed by a special organization that has a license for such work;
• estimate for construction work.

The cost estimate cannot include the wages of workers and administration of the developer. These expenses are not paid from the budget.

Attach the first copies (not copies) of the consent of all adults to the processing of personal data to these documents. Parents or guardians sign this document for children.

Family members, according to the law, are the wife, husband, and minor children. Other relatives (parents or adult offspring) can also be included in the family if they live with the others at the same address (they will look at registration).

Package of documents for compensation of construction costs

If you have already erected buildings and want to get help, then collect copies of the following documents:

• cadastral passport for the building;
• certificates of registration of rights or extracts from the Unified State Register;
• technical documentation;
• bills and checks confirming expenses for the purchase of materials and work.

Don't include construction workers' salaries here.

An application for compensation is submitted within two months after receiving the passport from the cadastral organization. Deadlines are strictly fixed.

When and where will the money arrive?

When the decision to pay assistance is made, the applicant is issued a Subsidy Certificate within 10 days. You should go to the bank with this document.

The budget works with banking institutions participating in the state program. Local administration employees will tell you which one to contact.

The bank will open a special account in the applicant's name. The basis for this operation is only the Certificate of Assistance. The account will be special; funds cannot be withdrawn from it, only transferred to contractors. To carry out such an operation, you must provide the bank with an agreement with the builder or other papers.

Specifically, you will have to consult with specialists from the financial institution on this issue.

Budget money is strictly controlled. Follow the bank's instructions exactly.

How much can you expect?

State support for housing construction in 2019 is calculated based on the sum of the parameters. These include the following indicators:

• standard living space per person;
• how long did you have to wait for money;
• price per square meter.

These parameters are established by the Government of the Russian Federation annually.

The applicant himself can estimate how much money he will receive from the state. Typically the amount does not exceed 70% of actual costs. But it can be significantly lower - from 10%. It depends on the composition of the family, the number of dependents and other factors.

The decision is made by local authorities, which take into account the degree of need for housing improvement and the characteristics of the area. In particular, there are cases when the budget takes on 100% of the costs of building a house.

How to report on budget money

The funds received by the citizen are earmarked. To confirm their use, you must provide relevant documents.

If a targeted subsidy is provided, this is:

• copies of payment documents related to the construction of the house (a month is given to collect them);
• cadastral passport for the building (after three months).

Control of the amount of compensation from the budget is carried out when submitting an application (see above).

If you cannot justify the intended use of the funds, you will be forced to return the entire amount. The inspection is carried out by local authorities. They are required to provide the results to law enforcement agencies. If the expenditure of targeted funds is not confirmed by documents, a criminal case may be opened.

Help from the state for building a house is not only a benefit, but also a huge responsibility. You will have to account for every ruble. It is necessary to collect all receipts and payment documents confirming construction expenses.

It is recommended to enter into an agreement with a special organization engaged in the construction of buildings. This will allow you to shift some of the responsibility to specialists. In this case, a copy of the agreement is attached to the report.

You will also have to ask the developer for copies:

• certificate of completion of work (certificate KS-2);
• documents on the cost of work (certificate KS-3).

Dear readers!

We describe typical ways to resolve legal issues, but each case is unique and requires individual legal assistance.

To quickly resolve your problem, we recommend contacting qualified lawyers of our site.

Last changes

In 2018 and in the planning period 2019-2020. 20 billion rubles have already been distributed. federal subsidies for the development of housing and construction policy in regions participating in state programs to provide the population with affordable and comfortable housing. Among them: the Republic of Dagestan, Karachay-Cherkessia, Tatarstan, Belgorod, Sverdlovsk, Voronezh, Yaroslavl, Orenburg regions, Kamchatka Territory, etc.

In 2018, from April to November, there is also a federal program for allocating subsidies for the purchase of wooden houses. By August 2018, the exact mechanism for implementing this program did not exist. However, it was instructed to develop it in order to determine the conditions for Russian citizens to receive such a subsidy. There was also a proposal to develop a separate program to subsidize large-scale construction and purchase of such housing through preferential mortgage lending.

Currently, there is a Decree of the Government of the Russian Federation providing for the provision of loans to individuals for the purchase of factory-type wooden houses from manufacturers at a preferential rate (5% discount), with subsequent reimbursement to credit institutions from the federal budget.

It is worth noting that as of 2019, the following social support measures exist for the purchase of housing:

— Mortgage with state support:

• subsidized mortgage for families in which a 2nd or 3rd child was born from 01/01/2018 to 12/31/2022.

- Maternal capital

— Young family program(families who do not have their own home or live in the living space of their parents can take part, if each person has less than 15 sq.m. Age should not exceed 35-36 years. For a partner bank, a prerequisite is the solvency of the borrowers, a stable monthly income).

According to federal law, families with two or more children can count on government support. They are provided with compensation for the construction of a house using maternity capital. Moreover, they can use the funds not only for a new house, but also for an already built one (if it needs reconstruction). However, some requirements must be met. A person who wishes to receive compensation must prepare a number of documents. They indicate the fact of reconstruction and construction of an individual housing construction project.

A number of citizens are entitled to receive compensation from maternity capital:

• A child whose age does not exceed 18-23 years, if his representatives by law do not have the right to receive funds, and he is studying full-time at a university;
• A man, a citizen of the Russian Federation, who has a certificate due to the fact that he adopted 2 or more children, or 2 children were born in his family;
• A woman, a citizen of the Russian Federation, who gave birth to or adopted 2 or more children, is also entitled to receive compensation for the construction of an apartment with maternity capital;
• A man, a citizen of any country, who has received the right to payments due to the fact that the certificate was deprived of the mother of the child.

For a constructed facility, compensation from maternity capital is given in the following cases:

• If it was built before or after the baby was born with the involvement of contractors before 2007;
• If it was self-built for a family since 2007;
• If it was built with the involvement of organizations starting in 2007;
• The housing has been reconstructed independently or with the help of a contractor since 2007.

In this case, it is extremely important to present a document that will say that the construction and reconstruction work was carried out specifically for the family.

Requirements for the house and land

Compensation of costs with maternity capital is possible in various options. It is best that the building is completed, or that its construction is nearing completion. It must also meet the following rules:

• Have state registration;
• Be connected to all communications (light, water supply, heating);
• Have an individual address;
• It is important to be able to register at the address;
• There must be documents for the apartment confirming its area, sanitation standards, and safety;
• Housing must be isolated and suitable for year-round living.

Compensation for construction will only be possible if the site meets the requirements. It must be located in the DNP or on the territory of the individual housing construction.

You can receive additional payments at the regional level. In particular, this is permitted in the following areas:

• Kalmykia;
• Oryol Region;
• Ivanovo region;
• Leningrad region. etc.

Regional supplements, as a rule, are due to those people who have a third child born or adopted into their family.

Compensation amount

Payments to compensate for the costs of building a house may vary. It all depends on how much money was invested in the construction of the building. It is clear that an amount equal to 453 thousand rubles, which is exactly the amount of maternity capital, is not enough to build an apartment from scratch to the finishing stage. But the amount presented should be enough for basic materials. If the structure has already been erected, you can receive funds for the already constructed object. Payments are also provided to those who seek to increase the area of ​​the building, for example, to equip another floor. Reconstruction of a home is the same as construction. The only problem is collecting documents. They must be provided to the pension fund in full. Only then will maternity capital be transferred.

If the child is under 3 years old, it will not be possible to use public funds for construction. However, you can use them for credit. If one of the spouses already had a loan for the construction of a building, a mortgage, etc., he can use the money for:

• Payment of the down payment;
• Payment of principal or interest.

The main condition is that the loan must be targeted. If the construction of an individual housing construction project is carried out with the participation of a contractor, you must provide the Pension Fund with a construction contract. Then the entire amount of maternity capital will be transferred immediately to the organization’s account.

Required documents to receive compensation

To receive payments for maternity capital in the form of compensation, you need to submit an application and some documents to the Pension Fund:

• SNILS;
• Certificate of registration of rights to the land on which construction was carried out;
• Passport with registration;
• A copy of the building registration received from Rosreestr;
• Bank details (they are obtained from the bank);
• Certificate or duplicate.

You can not count on payments in two cases - the house was built before 2007, or it was reconstructed after the presented date. It does not matter when the right to property was registered. Another nuance - if the object at the time of construction is the property of only one of the parents, it will have to be made shared within six months. If you intend to receive a refund for reconstruction, you will need to bring an act that records the fact of the repair. It can be obtained from the organization that authorized construction work.

First you have to come there and write an application. Then she goes to the place, inspects the housing, draws up a report within ten days and issues it. If the organization does not like something, it will refuse to issue the certificate. But you can appeal this decision by going to court. In addition, it will be possible to eliminate the shortcomings and then apply for the act again.

Features of receiving compensation for reconstruction

Compensation for a constructed object is due if the goal is to increase the total area of ​​the building by no less than the accounting standard for housing. Only in this option can you claim funds from maternity capital. Housing standards vary across the country and are set by specific authorities. Important point! Reconstruct in 2017-2018. Only individual residential units are permitted. However, contacting construction organizations is prohibited. Only the building owners themselves, their friends and relatives can carry out expansion.

But there is an exception to the rule - if the apartment is located in a two-apartment one-story building, its reconstruction can be carried out with the participation of third-party organizations. You can expand the area of ​​the building in different ways:

• Complete the vestibule;
• Make another floor;
• Add an attic, etc.

However, you can also receive payments for some actions that do not expand the area of ​​the building. For example, this is bringing gas into a building. It is possible to improve the attic if it is in poor condition. If after reconstruction the family uses it, they can also receive compensation for expenses. The state does not allocate funds for repairs. Even the regulations on maternity capital indicate that it can be spent on the reconstruction of the building. Repair is not reconstruction. It also does not include:

• Water pipeline drilling;
• Sewerage installation;
• Installation of windows, etc.

The presented works make family life more comfortable, but they do not increase the living space of the apartment. To the amount allocated according to the certificate, she can add as much money as she sees fit. Money will be transferred to her only if there is less than 18 m² of space per family member. If there is more than 18 m² per member, the state may not provide money for reconstruction. The pension fund will say that there are no good reasons.

Procedure for registration of shared ownership

Housing built using maternal capital becomes common family property. Each family member receives shares. To register ownership rights and gain the right to dispose of capital, you must obtain a special commitment from a notary. To do this, you will have to pay a state fee - about 500 rubles, as well as pay for the services of drafting the text of the obligation. The total cost will be about one and a half thousand rubles. To receive benefits for the construction of a facility from maternity capital, having issued an obligation, you will need the following documents:

• Marriage certificate;
• Documents for the purchase of real estate;
• Certificate for maternal capital;
• Passport.

Shares must be allocated within 6 months. However, sometimes the funds are used to pay off part of the apartment. In this case, if a loan or mortgage is taken out, the transfer of property to the children can be carried out after the mortgage is repaid. If the goal is not to build an object, but to improve it, the allocation of shares to family members can be done:

• When involving a third-party construction organization - up to 6 months after the cadastral passport was received;
• If the funds were used to pay off the loan - within 6 months;
• If the payments were used to pay for the agreement of participation in shared construction - within six months after signing the transfer act;
• If the funds were used to pay for the construction of an individual housing construction project built with the participation of a construction organization - within 6 months after its commissioning.

Thus, every family with more than two children can receive support from the state in the form of maternity capital. You can spend it on the construction or reconstruction of housing. However, in order for payments to be received, a number of conditions prescribed by law must be met.

You may be interested in other articles on this topic:

Law on maternity capital for buying a car: pros and cons Is it possible to get maternity capital for twins during the first birth?

State financial assistance in the form of maternity capital is provided for those families with two or more children.

This can be through the birth of another child or his adoption in accordance with the procedure provided for by law.

The general rule for receiving maternity capital funds says that they can be transferred only if if a child lives in the family for a full three years(both from the moment of birth and from the moment the court decision on his adoption comes into force).

But since there are some unforeseen family circumstances that force parents to spend significant amounts of money for the family, the law is written in such a way that You can also receive maternity capital in the form of compensation certain goals. For example, you can use maternity capital to compensate for the costs of building a house.

Compensation for parents is provided only if they improve their living conditions through the construction of their own housing. Construction involves either the new construction of a house or its reconstruction with the addition of new living space.

At the same time, it is very important to confirm your right to receive maternity capital funds for these purposes.

This is due to the fact that often some scammers take advantage of this very fine line in the legislation regulating the payment of state assistance.

To prevent this from happening, the special commission of the territorial branch of the Russian Pension Fund must be convinced that the money will actually be used for its legitimate intended use. At the same time, it is also necessary to fulfill a number of conditions, both regarding the collection of documents and the payment processing procedure.

Who and in what cases can receive compensation from maternity capital for building a house?

The categories of people receiving maternity capital include the following citizens:

1. A woman who is a citizen of Russia and has a certificate for receiving money in connection with the birth or adoption of 2 or more children.
2. A man who is a citizen of Russia and has a certificate for receiving money in connection with the birth in a family or adoption of 2 or more children from an orphanage.
3. A man who can be either a citizen of Russia or a citizen of another state who has received the right to receive funds in connection with his deprivation of a child from his mother.
4. A child whose age has not reached 18 years, or has not reached 23 years of age if he is studying full-time at a higher educational institution, and his legal representatives have been deprived of the right to receive money.

Cases of receiving compensation for a built house are also determined by the laws of the Russian Federation.

These include only improvement of living conditions, which can be expressed in some individual variants. Among these options are:

It is very important to collect the relevant documents that would indicate the reconstruction work or renovation of the house for a family to live in it.

Compensation amount

The amount of state aid in the form compensation for housing construction directly depends on the size of maternity capital per year of request.

This means that partly by these means you can cover the costs of building or renovating a house for family accommodation.

Almost every year the amount of this compensation changes, as capital is indexed taking into account inflation for the previous accounting year in the country.

If at the beginning of the program the amount of funds was 250 thousand rubles, then in 2016 it rose by almost 90% to 453 thousand 26 rubles.

At the moment, by government decree, capital indexation has been slowed down, as we can note the emergence of a difficult economic situation in the country.

This means that in the near future the amount of compensation will not change, and will remain the amount that was provided for the period of 2016.

There may be some changes in the amount of government assistance in the future, but some officials believe that this should not be expected in the next 2-3 years. The freezing of the amount of family capital for such a long time is due to the fact that Russia is so far emerging from the crisis quite slowly.

How to receive compensation from maternity capital for building a house?

Receiving compensation for maternity capital must be carried out according to certain standard rules, which are prescribed in government acts.

First, you need to contact the employees of the territorial office of the Pension Fund of the Russian Federation, who will provide a complete list of documents required to begin the process of obtaining a permit.

After this, it is necessary to collect the entire package of documents, including certificates, permits, extracts, etc. It must be submitted, along with a written application, to the Pension Fund, which, at a special commission, must check the documents provided and make an appropriate decision in favor of allocating family funds or not .

At the same time, documents are often checked together with employees of the Ministry of Internal Affairs, since there are many companies engaged in the so-called cashing out maternity capital.

It is also important to provide a written commitment to allocate each family member a share in the future house or to arrange this for an already built house.

If this is not done, the Pension Fund has the right to refuse to issue compensation for construction.

Only after a positive decision on the allocation of funds is made, after 2-4 weeks they will be transferred to the appropriate bank accounts, which the family can use to pay for construction or purchase building materials for the construction of housing.

Necessary documents for payment of compensation for maternity capital

In addition to the standard package of documents that is necessary to obtain maternity capital, to pay compensation you will also need some certificates and certificates related directly to the construction of housing. These include:

• a copy of the document stating the ownership rights to the land on which a house will be or has already been built for the individual use of the family;
• a copy of the document granting the right to permanent use of such a site;
• a copy of the document for lifelong unlimited use of land; a copy of the certificate for renting this site for construction;
• a copy of the certificate confirming the ownership of the constructed or reconstructed object;
• an obligation of a citizen of the Russian Federation to subsequently allocate a share of property to each family member, submitted in writing;
• a document that confirms the opening of an account in a state bank, along with the details indicated on it.

Each specific case requires its own unique set of documents, so it is best to consult with employees of the Pension Fund, who will immediately indicate the entire package along with all its elements.

If there is no certificate, you may be denied compensation for construction, even if you actually have all the rights to do so.

It is important, in case of construction or reconstruction of a building with the help of a contractor, check its legal activities, since you can fall for a scammer who is engaged in industrial cashing out of maternity capital.

Moreover, if this fact is discovered by the Pension Fund, not only it, but also all other participants in the transaction will be held responsible. For a young family in which a second child was born, this will be an extremely undesirable fact.

Before you start collecting certificates and documents, it is imperative to consult with representatives of the Pension Fund. If you collect information only on the Internet, you may receive incorrect data, or data that has not been true for some time.

It is also important to obtain all necessary certificates only from those authorities that have the right to issue them. For example, if the land belongs to a federal foundation, the title to it should be issued only by it, and not by any territorial subject of the Russian Federation.

This also applies to all other similar incidents, when the same certificate can be issued by two completely different authorities.

If copies are provided, all of them must be certified by a public notary.

An exception to this rule is the receipt of a copy from the Pension Fund from the original provided to employees.

The allocation of a share in the house must be carried out within just six months after receiving a positive response on compensation from the Pension Fund.

If this is not done in time, the person who has given the undertaking to do so will be subject to appropriate punishment.

Compensation for the cost of building a house with maternity capital must be used strictly for its intended purpose.

If this does not comply, the parents in whose name the funds were issued may be brought to administrative or criminal liability for violations of the legislation of the Russian Federation.

Maternity capital for compensation of construction costs has established itself as one of the most popular and effective government support programs, so most likely it will be extended after its expiration date.

Therefore, many more large families will be able to receive compensation and improve their living conditions for a more comfortable life for their children.

This allows them not only to grow up in better conditions, but also significantly affects the social status of the family, as well as its acquisition of additional opportunities due to the saving of their material resources, which can be spent directly on children.

A specialist will tell you how to properly use maternity capital for the construction of an individual house:

From this article you will learn about tax deduction for building a house, what documents are needed, and who is entitled to this benefit.

The return of money for building a house through the tax office is called a tax deduction. This is money that the taxpayer has the right to receive back based on an application to the tax office at the place of residence, if there is a legal basis for the deduction.

​First of all, it is important to clarify that the right to a tax deduction is acquired only by taxpayers and only once in their lifetime. If a citizen pays personal income tax (Article 220 of the Tax Code of the Russian Federation), then he has the right to tax deductions; if he does not pay personal income tax, he does not have such a right. Refunds are made only from those amounts of taxes that the taxpayer has already paid. For example, if you have the right to a deduction, but taxes have not yet been paid, then there is nothing to return from yet.

They will return 13% of the construction cost if this cost does not exceed 2 million rubles. Thus, the largest deduction amount is 260 thousand rubles. Amendments to the Tax Code of the Russian Federation adopted in 2014 gave the right to exhaust this limit to the end. For example, a house was built at a cost of 1 million rubles. The citizen received a deduction in the amount of 130 thousand rubles. The remaining 130 thousand rubles. he will be able to receive it later when grounds for this arise.

Who is entitled to a tax deduction for the construction of a residential building?

1. The owner of the site where the house is being built.
2. His husband.
3. His parents, since we are talking about a minor.

If a house is built by a minor or his parents, then it is the parents (guardians) who will receive the tax deduction, but only if these persons have not previously exercised the right to receive a deduction or have not exhausted their limit.

Documents are submitted to the tax office to obtain a deduction when:

1. A residential building is being built for personal use.
2. The mortgage issued for the construction of a private house is extinguished.
3. An old loan issued for housing construction is refinanced.

What construction costs are eligible for compensation?

To obtain a tax deduction for the construction of private housing, the taxpayer will need to submit a construction estimate to the Federal Tax Service. It is important to take into account the fact that the application is submitted to the tax office only after registration of ownership of the constructed house in the Registration Chamber of Rosreestr.

Costs for the following types of work and purchase of materials will be approved for refund:

1. Payment for the project (under agreement with the design organization).
2. Purchase of building materials.
3. Purchase of unfinished construction.
4. Payment of workers at a construction site.
5. Laying utilities to the house.

Will not be included in the estimate costs such as the purchase of household appliances, plumbing, and remodeling work, since this is not included in the house construction estimate and is not an integral part of it. There will also be no offsets for expenses such as:

1. Paid by the taxpayer's employer or other person.
2. Paid from maternity capital or other government subsidies.
3. Relating to transactions with related parties.

Limitation periods

According to current legislation, there is no statute of limitations for submitting an application for a tax deduction to the Federal Tax Service. This also applies to the construction of a private house for personal needs. But it is important for the taxpayer to keep in mind two important payment principles:

1. Since already paid taxes are subject to the general limitation period for the Civil Code of the Russian Federation (3 years), it is possible to return amounts from taxes paid only for the last 3 years. The balance will be paid to the taxpayer in subsequent periods.
2. If in the last 3 years the taxpayer has not been officially employed anywhere or paid income tax, then he should wait until he is officially employed so that there is a basis for a refund of the taxes paid.

Based on these two principles, the refund will be made in 2016 for 2012-2014, but only if all this time the taxpayer was officially employed and paid personal income tax to the state.

When will they pay?

The Federal Tax Service accepts the taxpayer’s application and a package of accompanying documentation and considers it office-wise within 2-3 months. But if there are errors in the documents or the absence of any necessary information, the verification may take a longer period. To avoid delaying this process, you should carefully prepare the following documents:

1. Extracts from the Unified State Register of Ownership of land and houses.
2. All payment documents confirming construction costs incurred by the taxpayer: acts, contracts, orders, checks, receipts, etc.
3. Declarations on forms 2 and 3 of personal income tax.
4. Statement.

If the audit confirms the completeness and sufficiency of the information provided by the taxpayer, then the payment of the tax deduction for the construction of the house will be made to the bank account specified by him within 6-12 months.