GZhF personal page rt. Socipoteka under the President of the Republic of Tatarstan - personal account

Answers to frequently asked questions"

Conclusion of a social mortgage agreement

How long does it take to conclude a social mortgage agreement?

From the moment citizens have the right to state support for improving housing conditions under the social mortgage program, citizens, within 90 days from the date of receipt of notification of inclusion in the Register of a specialized organization, are required to enter into a social mortgage agreement with the Non-Profit Organization “State Housing Fund under the President of the Republic of Tatarstan” and make monthly payments of preliminary savings in the amount of at least 11 percent of the average market value of 1 sq. meter of total housing area approved by the Federal Agency for Construction and Housing and Communal Services for the fourth quarter of the year preceding the year in which the program “Providing housing for citizens in the Republic of Tatarstan” is implemented for the next year.

Is it possible for a citizen who is not a public sector employee to obtain an apartment on the terms of a social mortgage?

Participation in the social mortgage program, in addition to public sector employees, exists only for employees of organizations participating in the financing of the social mortgage program, as well as for citizens recognized by local governments in need of urgent support and approved by the decision of the Board of Trustees of the Non-Profit Organization "State Housing Fund under the President of the Republic Tatarstan".

In cases where the Applicant has already participated in the social mortgage program and has made a choice of residential premises, can he re-register under this program?

The applicant can exercise his right to improve housing conditions in the social mortgage system in accordance with the Law of the Republic of Tatarstan dated December 27, 2004 N 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan” and only once, with the exception of the following cases:

As of October 1, 2013, the applicant and (or) members of his family were again recognized by local government bodies as in need of improved housing conditions in the social mortgage system;

The applicant is an employee of an organization participating in the financing of the social mortgage program.

Payments under the social mortgage program

What is the amount of the mandatory monthly payment of preliminary savings under the social mortgage program?

In accordance with clause 1.9 of the Resolution of the Cabinet of Ministers of the Republic of Tajikistan dated 02.08.2007 No. 366, the mandatory monthly payment of preliminary savings is at least 11% of the average market value of 1 sq. meters of total housing area, approved by the Ministry of Construction and Housing and Communal Services of the Russian Federation for the fourth quarter of the year preceding the year in which the program “Providing housing for citizens in the Republic of Tatarstan” is being implemented for the next year.

From 01/01/2020, the calculation base for determining the amount of mandatory payment in 2020 is changing.

According to the Order of the Ministry of Construction and Housing and Communal Services of the Russian Federation dated September 18, 2019. No. 553/pr “On indicators of the average market value of one square meter of total residential area in the constituent entities of the Russian Federation for the fourth quarter of 2019”, the average market value of 1 square meter of total residential area in IV quarter 2019 in the Republic of Tatarstan - 53,024 rubles.

Thus with 01/01/2020 mandatory monthly payment is set at 5832.64 rubles.

Up-to-date information on the amount of monthly payments is also posted annually in the “News” section.

Funds contributed by participants in the social mortgage program that exceed the established minimum payment amount are distributed over the number of months covered by this amount. It is important not to allow a break in making monthly payments.

We also remind you that according to paragraph 6 of the Cabinet of Ministers Resolution No. 748 dated August 31, 2012 “On approval of the rules for making payments at birth, as well as upon adoption of each child to a family exercising the right to housing in accordance with the law of the Republic of Tatarstan dated 27 December 2004 No. 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan” and registered as needing state support in improving housing conditions” receiving payment at birth, as well as upon adoption of a child in a family does not exempt citizens registered as those in need of improved housing conditions in the social mortgage system, from the obligation to make monthly payments from the moment the social mortgage agreement is concluded to the signing of documents certifying the right to move in and use the selected apartment.

Is it necessary to continue making monthly payments of preliminary savings after receiving a preliminary protocol of participation and choosing a future own apartment before putting the house into operation?

According to paragraph 18 of the Resolution of the Cabinet of Ministers of the Republic of Tatarstan No. 190 dated April 15, 2005 “On approval of the Rules and procedure for registering those in need of improved housing conditions in the social mortgage system in the Republic of Tatarstan,” the right to be included in the Register of the State Housing Fund under the President of the Republic of Tatarstan is retained by the Applicant before the family chooses a separate apartment, subject to the mandatory fulfillment of the terms of the contract for making monthly payments.

How is the installment payment period for an apartment calculated?

The term for installment payments for an apartment under the social mortgage program is calculated in accordance with Appendix No. 1 to the Procedure for determining the conditions and terms for installment payments of citizens for the purchase of housing under a social mortgage, approved by Resolution of the Cabinet of Ministers of the Republic of Tajikistan No. 366 dated 02.08.07 “On further measures to implement the Law Republic of Tatarstan dated December 27, 2004 N 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan” and improving the procedure for providing housing within the framework of republican state support.”

Is it possible to make a payment in an amount greater than that provided for in the payment schedule for the social mortgage agreement?

Participants in the social mortgage program have the right to make payments in amounts greater than those established by the payment schedule. With the deposited funds, square meters of your future own apartment are purchased at the price of the month in which the payment is made. Recalculation occurs automatically.

Why can’t I create an informer on the e-government website, it says the obligations under the contract have been fulfilled.

Electronic government accepts payments only under social mortgage agreements; if you have a loan agreement, the informer is not provided in this case.

Due to financial difficulties, is it possible for a family to switch from purchasing an apartment to renting an apartment?

According to paragraph 6 of the Resolution of the Cabinet of Ministers of the Republic of Tatarstan No. 366 dated 08/02/2007 “On further measures to implement the Law of the Republic of Tatarstan dated December 27, 2004 N 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan”, EXCLUSIVELY in case of loss breadwinner and the impossibility for this reason to buy residential premises in installments due to the fact that the total average monthly income of the family minus the subsistence level for all family members is less than the current monthly payment under a social mortgage agreement, residential premises can, by agreement of the parties, be transferred to family members on rental terms while retaining their right to further repurchase ownership.

Applications from citizens received by the Fund are considered if there are documents confirming financial difficulties and the loss of a breadwinner.

We want to pay off the social mortgage agreement in full. What are our actions?

All participants in the social mortgage program over 14 years of age must contact the interregional representative office of the Fund in the cities and regions of the Republic of Tatarstan with the originals of the social mortgage agreement and a passport to sign the reconciliation report, pay the remaining amount and, if there is no debt, receive the necessary documents provided for by law for state registration of the apartment as ownership .

We want to use maternal (family) capital to pay off debt under a social mortgage agreement. How can I do that?

To switch to a targeted cash loan agreement and deposit maternity capital funds, you must have originals and copies of the following documents with you: social mortgage agreement, final protocol, payment schedule, passport, birth certificate of children under 14 years of age, bank account agreement of the category “GLF Loans” , a certificate for maternity (family) capital, an extract (certificate) about the availability of the balance of maternity (family) capital, certified with a blue seal and the signature of an authorized employee of the pension fund/MFC. In this case, the validity period of the extract (certificate) is 14 calendar days.

The balance of maternal (family) capital accepted by the Fund as partial fulfillment of obligations under the loan agreement is considered to be the difference in the amount specified in the state certificate for the MSK (the amount can be increased by the indexation amount) minus the amounts of lump sum payments.

According to clause 3.1.5 of the targeted cash loan agreement, within 120 calendar days from the date of crediting the loan amount, the citizen is obliged to send MSC funds towards the partial fulfillment of obligations under the loan agreement.

After concluding a targeted cash loan agreement, it is necessary to obtain a certificate of payment of the share and register with the Office of Rosreestr for the Republic of Tatarstan the ownership of an apartment with an encumbrance in favor of the Fund, providing the Fund with an extract from the Unified State Register of Real Estate on the existence of an encumbrance. It is also necessary to obtain a certificate of debt under the loan agreement from the interregional representative office. Based on these documents, the Branch of the Pension Fund of the Russian Federation in the Republic of Tatarstan transfers maternity (family) capital to repay the debt under a targeted cash loan agreement.

Please note that a loan agreement cannot be concluded if there is overdue debt under a social mortgage agreement.

How to pay the debt after the Fund has filed a claim for debt collection?

If citizens pay their existing debt after the Fund has filed a statement of claim in court, then the parties to the agreement must write a statement to the Fund requesting that the received funds be offset against the debt, interest and state duty, indicating the appropriate amounts.

On the personal page there is a message that the account “GZhF Loans” opened at PJSC “Ak Bars Bank” has been seized. What to do?

There are 3 statuses of the “GLF Loans” account: open, closed and arrested. Only a citizen who has received a notification from the Fund’s MCI can open and close an account.

Seizure of an account means that the account “GZhF Loans” has been seized by bailiffs. In this case, citizens need to contact the bailiffs at their place of registration. After the arrest is lifted by the bailiffs, a supporting document must be submitted to Ak Bars Bank PJSC to change the status of the account.

What caused the change in the cost of selling 1 sq.m. by the time of receipt of the final protocol of participation in the selection and transfer of a future own apartment?

The preliminary protocol for participation and selection of a future own apartment establishes the estimated cost of 1 sq.m. housing sales. The final sale price is determined after the residential building is put into operation and permission to commission the facility is obtained, taking into account the investment cost of constructing a residential building by the time all construction work is completed and the date of official occupancy of the residential building.

In accordance with paragraph 2 of the Procedure for determining the conditions and terms for installment payments of citizens for the purchase of housing on a social mortgage, approved by the Resolution of the Cabinet of Ministers of the Republic of Tatarstan dated 08/02/2007 No. 366 “On further measures to implement the Law of the Republic of Tatarstan dated December 27, 2004 No. 69- ZRT “On state support for the development of housing construction in the Republic of Tatarstan” and improving the procedure for providing housing within the framework of state support” initial cost of 1 sq. meter of purchased residential premises - the cost determined taking into account the costs incurred in financing construction, capitalization of the land plot and the state of the real estate market.

Selection of premises under the social mortgage program, confirmation of the right to state support for improving housing conditions under the social mortgage program (re-registration)

Is it possible to participate in the selection of residential premises under the social mortgage program in Kazan if the applicant was registered in another region of the republic?

Public sector employees have the right to choose residential premises only in the area where they are registered as those in need of improved housing conditions under the social mortgage program.

Employees of enterprises making payments for the development of housing construction, if there is an unused quota and upon the provision of their managers when forming the Fund’s investment program for the current year, can select residential premises in any city or region of the Republic of Tatarstan where there is an enterprise quota.

In what cases does the housing provision standard change when family composition changes?

The standard for the total area of ​​residential premises provided with state support is established by the Resolution of the Cabinet of Ministers of the Republic of Tatarstan dated 02.08.2007 No. 366 “On further measures to implement the Law of the Republic of Tatarstan dated December 27, 2004 No. 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan". At the same time, changes in the standard for the provision of housing when the size of the family changes occurs before the results of choosing a future own apartment are summed up.

Why can social mortgage participants, having an initial payment, not participate in the current competition based on points, but must wait a three-year period?

In accordance with paragraph 5 of Resolution No. 366 of 08/02/2007 “On further measures to implement the Law of the Republic of Tatarstan dated December 27, 2004 N 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan” and improving the procedure for providing housing in within the framework of republican state support" if in the municipalities of the Republic of Tatarstan there are insufficient land plots provided with utility networks for the construction of residential buildings, the ratio of the total number of apartments according to the budget quota for choosing apartments by competition and in order of priority is redistributed in favor of citizens who have a or the three-year calendar waiting period has expired.

When are the results of the competitions announced?

The results of the competitions are summarized by the Foundation exclusively for residential properties with a high degree of readiness (ready for commissioning) based on accumulated points, which are reflected on the Foundation’s website in the “Ratings” section.

Why did we lose the priority right to choose in the order of priority and were transferred to quota 5.8 “Targeted budgetary ones who have lost the priority right to choose an apartment in the order of priority”?

According to the Resolution of the Cabinet of Ministers of the Republic of Tatarstan dated 08/02/2007 No. 366 “On further measures to implement the Law of the Republic of Tatarstan dated December 27, 2004 No. 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan”, citizens who have suffered or The three-year waiting period has expired, those who did not participate in the selection of apartments and (or) did not select residential premises if there were available apartments, lose the right of priority choice in the order of priority. In the future, the selection of apartments is carried out in the order of participation in a competition within the budget quota on a general basis.

Within what time frame must public sector employees who have entered into a social mortgage agreement undergo re-registration?

According to the Resolution of the Cabinet of Ministers of the Republic of Tatarstan dated 02.08.2007 No. 366 “On further measures to implement the Law of the Republic of Tatarstan dated December 27, 2004 No. 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan” citizens registered as needy in improving housing conditions under the social mortgage program in local governments, are required to undergo re-registration at the place of registration in order to confirm the right to state support in improving housing conditions in the calendar year in which the choice of housing is made, and before signing the protocol for choosing an apartment. social mortgage program.

Re-registration is carried out in the same manner as registration of those in need of improved housing conditions under the social mortgage program.

Personal Area

How to log into your personal account on the site?

In order to log into your personal account, you will need your account number and the password specified in your agreement. When entering your personal account, enter your account number (with hyphens) in the “account number” field, and enter the password in capital Latin letters.

Some programs require you to obtain a login and password in advance. For this purpose on the website website you need to go to the “receiving login and password” section.

How to submit an electronic application for the apartment drawing competition?

To add an apartment to the electronic application, you need to complete several steps:

  1. Go to the applicant’s personal page using the data specified in your social mortgage agreement.
  2. Follow the “add apartments” link in the left context menu
  3. Select the order you need in the “order” field and click “update”.
  4. Select the house you are interested in in the “object” field, then click “update”. A list of apartments will appear.
  5. In the window that opens, add the apartments you are interested in to the application by clicking on the link “add to application”
  6. After you have added all the necessary apartments to the application, you need to go to the “applications” menu and prioritize all the apartments present in the applications.
    One application cannot have two identical priorities, and the priority cannot be zero.
    Apartments with incorrect priorities are marked in red in the application. It is impossible to win an apartment with an incorrect priority.
  7. After all the priorities have been set, you need to click on the “save changes” button.
  8. To avoid errors related to the quality of communication channels, it is recommended to save the priorities in batches of 10-20 pieces.

After all operations have been completed, the application will be accepted for the competition.

Obtaining certificates, including certificates of payment of shares, registration of ownership of the apartment

Is it possible to issue a certificate of payment of a share for one of the parties to the social mortgage agreement?

A certificate of full payment of the share is issued for all family members included in the social mortgage agreement.

What is the procedure for registering an apartment received as a property under the social mortgage program after paying off its cost?

1) It is necessary to obtain a technical passport and a plan for a residential premises from the BTI authorities, and also obtain a cadastral passport from the cadastral chamber.

2) Contact the local interregional representative office of the Fund to receive the final reconciliation report and a certificate of full payment of the share.

3) After receiving a certificate of full payment of the share, contact the territorial department of the Rosreestr Office for the Republic of Tatarstan to register ownership of the residential premises.

What to do if, when submitting documents for registration of property rights, it turns out that the apartment is not registered in the cadastral register?

In case of refusal (suspension) of the Rosreestr Office for the Republic of Tatarstan to accept documents for registration of ownership of an apartment located in a building put into operation before 01/01/2017, due to the absence of the apartment on the cadastral register, we inform you that, in accordance with Art. 14 of the Federal Law of July 13, 2015 No. 218-FZ “On State Registration of Real Estate” cadastral registration is carried out simultaneously with the registration of ownership of the property. To register ownership rights with the simultaneous registration of an apartment in the cadastral register, you need to order the production of a technical plan of the apartment and submit it as part of a package of documents to the registering authority.

The issuance of certified copies of documents is carried out on the basis of a written request from the Applicant or a person authorized by the Applicant on the basis of a power of attorney, duly executed in writing in accordance with current legislation. The application can be submitted in person or sent by mail to the executive director of the Non-Profit Organization “State Housing Fund under the President of the Republic of Tatarstan”, as well as through interregional representative offices of the Fund.

The application must be accompanied by a copy of the receipt for payment of services in the amount of 100 rubles for each type of document according to the details, indicating in the column the purpose of the payment “for re-issuance of documents”.

Requisites:
INN 1655065113 KPP 165501001
Recipient: Ministry of Finance of the Republic of Tatarstan (NO "State Housing Fund under the President of the Republic of Tatarstan") LV007540001-GZhF
Account number 40603810700023000014
In PJSC "Ak Bars" Bank of Kazan
BIC 049205805
C/s 30101810000000000805

Registration in an apartment received under the social mortgage program

Grounds for registration at a citizen’s place of residence in an apartment received under the social mortgage program.

The basis for registration at a citizen’s place of residence in an apartment received under the social mortgage program is the protocol of participation, selection and transfer of the citizen’s future own apartment to the social mortgage agreement, which provides the citizen with the right to move in, register (registration) and use the selected apartment under the terms of the concluded agreement social mortgage and current legislation.

Is it possible to register a relative who is not a party to the agreement in an apartment received under the social mortgage program?

Only parties to the contract and family members have the right to register in an apartment received under a social mortgage.

The right to register other citizens applies only to parents, children and officially registered spouses with the written consent of the Foundation. Registration is issued for a limited period if there are no payment arrears, according to the schedule.

Targeted loan agreement

Is early repayment possible under a targeted cash loan agreement?

The terms of the targeted monetary loan agreement allow early full or partial fulfillment of obligations by the borrower.

In order to determine the balance of debt as of a specific date, the applicant must personally contact the interregional representative office of the Fund. According to the Federal Law of July 27, 2006 No. 152-FZ “On Personal Data”, the above information is not provided by telephone.

If you deposit funds in a larger amount than specified in the repayment schedule for the targeted cash loan agreement, will the repayment schedule be revised?

The schedule is recalculated automatically on the day the funds are received. To receive a new payment schedule under a targeted cash loan agreement, a participant in the agreement must contact the interregional representative office of the Fund or recalculate his schedule on his personal page.

How is interest calculated under a loan agreement?

Interest is calculated on the repaid amount taking into account the duration of the loan.

We transferred maternal (family) capital funds for a targeted cash loan agreement, why is interest withheld from these funds?

Interest is calculated and withheld on the amount of the actual payment, taking into account the actual days of using the loan (according to the terms of the loan agreement).

According to subparagraph 6, paragraph 1, article 10 of the Federal Law of December 29, 2006. No. 256-FZ “On additional measures of state support for families with children” funds (part of the funds) of maternal (family) capital can be used to repay the principal debt and pay interest on loans or borrowings for the purchase (construction) of residential premises, including mortgage loans, provided to citizens under a credit agreement (loan agreement) concluded with an organization.

Thus, all incoming payments (including funds from maternity (family) capital) are used to repay the principal amount of the debt under the loan agreement and interest on it.

How to obtain a reconciliation report under a targeted cash loan agreement?

The reconciliation report is issued by the interregional local representative office of the Fund on the basis of a written application from the applicant or a person authorized by the applicant on the basis of a duly executed power of attorney.

Compensation for the birth of a child

Who is entitled to compensation for the birth of a child in the amount of 200 thousand rubles and what is the procedure for receiving it?

In accordance with the Resolution of the Cabinet of Ministers of the Republic of Tatarstan dated 02.08.2007 No. 366 “On further measures to implement the Law of the Republic of Tatarstan dated 27.12.2004 No. 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan” if after adoption registration, a child is born to a family, it has the right to state support aimed at paying the cost of residential premises in the amount of 200 thousand rubles, but not more than the cost of the unpaid part of the residential premises or the balance of the unpaid amount of principal and interest under a targeted monetary loan agreement, concluded with a specialized organization (Non-profit organization “State Housing Fund under the President of the Republic of Tatarstan”), at the time of the birth of the child.

This right is recognized as deferred and is implemented after the family is included in the Register of a specialized organization. When the family exercises this right, the child acquires the right of common shared ownership of the purchased residential premises after full payment of its cost or full return of the principal amount and interest under a targeted monetary loan agreement concluded with a specialized organization.

In order to receive compensation for the birth or adoption of a child, the citizen-Applicant applies to the local government authorities at the place of registration or the public housing commission at the place of work (if any) with an application to include the newly born child in the registration file.

The Public Housing Commission, with a covering letter addressed to the executive director of the non-profit organization “State Housing Fund under the President of the Republic of Tatarstan”, provides documents for making changes to the registration file for the inclusion of a child.

After the notification about the need to conclude an additional agreement to the social mortgage/targeted cash loan agreement is reflected on the personal page, the Applicant and his family members contact the interregional representative office of the Fund.

Providing housing to veterans of the Great Patriotic War

What is the procedure for inheriting a partially purchased apartment by a veteran of the Great Patriotic War who has improved his living conditions under the social mortgage program?

1) it is necessary to contact a notary to draw up a certificate of inheritance;

2) with a certificate of the right to inheritance, apply to the local government body to include the heirs in the accounting file and register of the Foundation;

3) after activation in the register, the heirs need to contact the interregional representative office of the Fund with an identification document and TIN to receive a protocol of participation, selection and transfer of the citizen’s future own apartment in the name of the heirs.

Changes regarding citizens included in the registration file. Exception from the social mortgage agreement

What to do if there are any changes regarding the citizens included in the registration file (personal data, family composition, registration address, etc.) and where to go in this case?

According to the Resolution of the Cabinet of Ministers of the Republic, Tatarstan dated April 15, 2005 No. 190 “On approval of the Rules and procedure for registering those in need of improved housing conditions in the social mortgage system in the Republic of Tatarstan”, in the event of changes specified during registration of information, citizens are obliged within a month, inform the public housing commission about them in writing at the place of registration.

Is it possible to exclude one of the parties to the social mortgage agreement after choosing an apartment?

An exception to the social mortgage agreement is carried out only in the event of the death of a party to the agreement in the presence of a document of a certificate of the right to inheritance and the inclusion of all heirs in the accounting file.

Is it possible, upon divorce, to make changes to the accounting file and the social mortgage agreement and exclude the former spouse from the agreement?

1. It is impossible to exclude the former spouse after choosing an apartment from the accounting file and the social mortgage agreement and/or the targeted cash loan agreement.

Divorce, failure to make payments and non-residence in the provided residential premises of the former spouse are not grounds for changing the social mortgage agreement and/or targeted cash loan agreement by excluding him from the list of participants, since they are joint and several debtors to the Fund for monetary obligations .

2. The issue of excluding the former spouse from the registration file and the social mortgage agreement before choosing an apartment is considered by the housing commission at the place of registration.

Rental housing

How can I get rental housing?

After registration with the Executive Committee or on the website http://arenda.gilfondrt.ru/ you must go through the following procedures:

Register on the website kooperativrt.ru (tab for receiving login and password), log in to your personal page, accept the terms of the offer agreement, according to which you must pay the amount of the deposit and rental fee, and select a residential premises. After summing up the results and receiving a message of consent, enter into a lease agreement with a representative at the Interregional Representative Office of the Fund, receiving the keys to the residential premises and concluding agreements for the provision of housing and communal services with authorized organizations.

Approved forms of documents for the Rental Housing Program are posted on the Foundation’s website at the link site/private/arendadocs.php.

How to terminate a tenancy agreement if there is no need for housing?

Citizens who decide to refuse to participate in the program and terminate the rental agreement for residential premises submit an application in the prescribed form to the interregional representative office for the district.

If the selected residential premises have been transferred and a rental agreement has been concluded, the following documents are attached to the application:
- agreement to terminate the rental agreement for residential premises;
- act of delivery and acceptance of residential premises;
- act of delivery and acceptance of movable property located in residential premises;
- act of reconciliation of received funds between the party to the agreement and the Fund;
- a certificate of absence of debt on housing and utility payments from network and operating organizations on the date of application (is mandatory in the case of a refund to the citizen);
- an extract from the house register to confirm the absence of registered persons.

Managing a house built under the social mortgage program

Is it possible to change the management company or create an HOA in houses built under the social mortgage program?

According to clause 4. Article 44 of the Housing Code of the Russian Federation, resolving the issue of choosing a method of managing an apartment building falls within the competence of the general meeting of owners of the premises of an apartment building.

To make a decision on this issue, the owners of the premises of the above-mentioned residential building need to initiate a meeting of homeowners, including on the agenda the issue of choosing a method of managing the apartment building.

Citizens who have received a certificate of full payment of the share under a social mortgage agreement can take part in the general meeting of owners of the premises of an apartment building and vote on issues on the agenda.

For unpurchased apartments, the Fund takes part in the general meeting of homeowners.

According to Part 4 of Art. 4 of the Housing Code of the Russian Federation, the owner, another person specified in this Code, on whose initiative a general meeting of owners of premises in an apartment building is convened, is obliged to inform the owners of premises in this building about the holding of such a meeting no later than ten days before the date of its holding.

The minutes and decision of the extraordinary general meeting of owners of the premises of the house must be sent to the Fund no later than 5 (five) days from the date of this meeting.

Additionally, we inform you that in order to comply with the legality of holding general meetings of premises owners, we recommend following Art. 36-48 Housing Code of the Russian Federation.

Redevelopment of residential premises received under the social mortgage program

Do citizens who received housing under the social mortgage program have the right to redevelop their residential premises?

Reconstruction and redevelopment of residential premises received under the social mortgage program is possible only after payment of the cost of the apartment and registration of its ownership; in the case of payment for the apartment using funds from a targeted cash loan, after the encumbrance is removed.

The state social policy of the Russian Federation in the housing field is aimed at helping categories of the population who, for one reason or another, do not have the opportunity to independently resolve the issue of purchasing personal housing. The country has developed comprehensive programs to help young, low-income and large families, military personnel, and public sector employees, including at the regional level. Among such programs is a social mortgage under the President of the Republic of Tajikistan, which has been available to applicants since 2005.

Basic Concepts

Social mortgage under the President of the Republic of Tatarstan is a special housing lending program on special conditions, implemented under the control of the State Housing Fund (hereinafter referred to as the State Housing Fund) within the Republic of Tatarstan.

Not all apartments are available for preferential lending within the project. Contracts are concluded for housing specially built under the state program and for individual real estate selected by a commission. The largest selection of “social meters” is provided in two cities: Kazan and Naberezhnye Chelny. In smaller towns, supply is very limited.

Conditions for granting a preferential loan:

  • rate 7% per annum;
  • loan term up to 28.5 years;
  • a one-time gratuitous provision of funds to repay part of the mortgage in the amount of 200 thousand rubles upon the birth of a child;
  • making a down payment by the borrower, forming savings.

Under what conditions is a preferential loan provided?

7% per annum

Free issuance of funds to repay part of the mortgage

200 thousand rubles at the birth of a child

Credit term

up to 28.5 years

* - the borrower makes a down payment

When implementing the state program, a targeted approach is used, which implies an assessment of the applicant based on his or her current life situation. In severe or emergency cases, options for obtaining a mortgage without a down payment in an accelerated manner are possible.

Requirements for program participants

To receive a mortgage loan on preferential terms, the applicant must be a resident of the Republic of Tatarstan and meet one or more requirements:

  • be an employee of the public sector or an enterprise that finances a state housing program;
  • are in dire need of such support;
  • be a parent raising a disabled child;
  • have a housing supply of less than 18 square meters. meters per family member.

A related requirement for a potential participant is the presence of an official income not lower than the subsistence level established on the date of application, as well as initial savings.

Important! The applicant has the right to take advantage of the preferential mortgage lending program once in his life, regardless of subsequent circumstances (bankruptcy, divorce).

How to register a personal page and receive a social mortgage

State aid is provided on an application basis. Initially, a citizen submits an application of the established form to the regional administration. The period for reviewing the document is three days, after which a decision is made on assigning the status of a person in need and on the citizen’s participation in preferential social services. program.

  • participant questionnaire;
  • ID cards of all family members;
  • certificates of marital status (marriage, divorce);
  • data on length of service and current employment (work book, certificates, etc.);
  • information about income (work certificates, account statements);
  • originals SNILS, TIN;
  • data on the occupied housing (area, type of ownership, etc.).

The period for reviewing the package of documents is up to one month. Next, a social mortgage lending agreement is concluded. A citizen registers a participant’s personal account on the GZhF portal (kooperativrt.ru). The opening process is simplified to a minimum. After clicking on the link “Receive a login and password” in the first window, you must enter your TIN and full name, date of birth and ID number, then a password will be automatically created.

The functionality of the page will become available after entering the generated password and account number in the “Personal Page” item. This section allows you to track the fate of applications, the process of drawing up contracts, dates of registration and re-registration, etc. Mortgage borrowers will find the “Contractors”, “Competitions” and “Ratings” tabs useful. You can make mortgage payments or register as a needy person on the portal uslugi.tatarstan.ru.

Registration of the obligation implies the beginning of the accumulation of funds and rating points. The minimum required loan payment amount is 11% of the cost per square meter of subsidized housing. In 2019, the price of a preferential meter is 4034.47 rubles.

The applicant tracks the rating, formed from existing financial savings, on his personal page. The longer a participant stays in the project, the more points he has and the higher the opportunity to conclude a preferential loan agreement.

As points accumulate, the participant can go in two ways - wait for a direct offer from the State Housing Fund for specific housing, or independently select the desired apartments and take part in the competition. The commission reviews the documents of the participants in the mortgage auction and selects the one who optimally meets all the requirements for the future owner. In case of winning, the participant receives a preliminary protocol on the choice of apartment.

Important! The state housing fund in each case sets the end date by which the contract must be signed and all other documents must be completed. If this does not happen, the citizen is excluded from the civil society register.

Features of the program and its advantages

The process of providing social mortgages is regulated by a number of legislative acts, including Resolutions of the Cabinet of Ministers of the Republic of Tatarstan No. 847 of October 12, 2011, No. 321 of May 14, 2013.

The advantages of social mortgages under the President of the Republic of Tajikistan are obvious - residents of the republic have the opportunity to purchase inexpensive housing in an affordable time, while paying feasible contributions. The offer is especially relevant for young childless couples, because in case of replenishment they receive financial support.

An interesting nuance - you can pay fees not only with money, but also with products of your own production.
However, there are also limitations. A person who has received a social mortgage does not have the right to stop working for any reason except:

  • by agreement with the employer;
  • due to inability to perform work due to health reasons;
  • upon reaching the retirement age established by law.

That is, he cannot resign from the public sector of his own free will. At the same time, you need to work for at least 10 years after signing the contract.

To obtain a mortgage, you must have your own funds and replenish your mortgage savings account every month. The starting payment amount is very small; the minimum payment in 2019 is less than 500 rubles. However, the principle of accumulating points is simple - more money, more points, therefore, the faster the savings are formed and the rating grows, the sooner the family will receive the desired apartment. The order in which applications are submitted is of secondary importance.

After determining the parties and the subject of the contract, the applicant receives a preliminary protocol on the choice of housing, which indicates the location and characteristics of a specific apartment. But it’s too early to rejoice - after delivering the document, it is important to comply with all the requirements for the borrower. Lack of monthly transfers to a savings account, replenishment of less than the recommended amount, leaving the public sector - all this can become a reason for inclusion in the list of fines, lead to the revocation of the protocol and deprivation of the right to purchase the apartment. If the benefit continues, the participant will have to start all over again.

Federal state programs operating in 2019: and.

In conditions of economic crisis, the Government of the Russian Federation is offering new mechanisms to support socially vulnerable citizens. To improve their quality of life, housing loan programs with state support are being developed. Borrowers who meet the conditions of a specific project will be able to use a social mortgage.

The programs cover many categories of the population: low-income citizens, young families, public sector employees (doctors, teachers, young scientists), military personnel.

The social mortgage program was prepared by the Department of Housing Policy and is aimed at fulfilling the instructions of the Government of the Russian Federation. The Housing Fund has approved the procedure for providing residential real estate with a social mortgage. Applicants can purchase an apartment under a purchase and sale agreement with registration of the document in the Department of Housing and Housing Policy.

To obtain a preferential loan, socially vulnerable citizens can apply to any state or commercial bank that provides mortgages with government guarantees.

According to the department, over the past five years, every seventh participant in state programs has been able to take advantage of the presidential social mortgage and improve their living conditions with the help of government subsidies and mortgage lending.

Under the terms of social programs, low-income borrowers can purchase real estate on the primary and secondary markets, as well as social housing at reduced prices, which is owned by local authorities.

Mortgages under the president have many options: they provide a subsidy for part of the cost of the purchased apartment or a subsidy for the interest rate. Municipal housing is sold to participants in social programs at an affordable price. Which type is used in a particular region depends on the initiative of local authorities.

A good example in this matter can be the Republic of Tatarstan, where since 2004 they have successfully implemented a bill on social housing lending developed at the local level, which differs significantly from the standard version.

How to get

The implementation of the program is controlled by the State Housing Fund (SHF) and the President of the Republic of Tatarstan.

The peculiarities of the presidential program are that the borrower and the State Housing Fund enter into an agreement, according to which the project participant undertakes to regularly contribute a certain amount to form a reserve. Savings are necessary to partially pay the cost of purchased housing. A mortgage is issued for the remaining amount.

The contract term is up to 28.5 years. The bank's tariff (7%) is fixed, set for the entire lending period. A down payment (10-30%) is required. You can use:

  1. Maternity capital;
  2. Savings generated during the period of participation in the project;
  3. State support for young families (the amount of the subsidy can reach 40% of the cost of the apartment);
  4. By own means.

Sometimes, to pay the down payment, they take out an additional loan, leaving the existing housing as collateral (if the borrower or co-borrowers are its owners).

Under the terms of the project, mortgages are also provided to childless families. If a child is born during the contract period, the spouses are provided with financial assistance in the amount of 200 thousand rubles. The funds must be used to pay off mortgage obligations.

The peculiarity of the presidential project is that participants can make monthly contributions not always in the traditional way - they are paid with labor or products produced in their personal household.

Where can I get housing?

The difference between a presidential mortgage is that the applicant can choose an apartment only from the real estate that was built as part of this project. Such housing complexes (LCs) are built mainly in large cities and some small towns. In addition to the limited choice, apartments also differ in price: square meters in the capital will be more expensive than in the periphery. These factors also influence the loan size and rating points.

An exact list of areas where construction is being carried out by partner companies of the project can be found on the website of the state housing fund. There is information on the websites of banks and developers. An important requirement for the latter is to build housing in a comprehensive manner, so the program participant receives an apartment in microdistricts with normal infrastructure. After submitting the documentation to the State Housing Fund and approving the application by the housing commission, the participant waits for his option of real estate.

  1. Kazan. Social houses are being built in Aviastroitelny, Kirovsky, Privolzhsky, Pakhitovsky and Sovetsky districts. The most popular microdistrict is “Salavat Kupere”, where it is planned to solve the housing problems of 14 thousand families. More than 350 hectares are being built up with residential complex houses to accommodate about 40 thousand people. The Rainbow MK is also located in an ecologically clean area, but there are more apartments there for commercial sale. A school for a thousand children is being built.
  2. Naberezhnye Chelny. The most popular complexes are located on the city outskirts: the cost of housing here is significantly lower, and these areas are noticeably cleaner environmentally. Among the complexes actively under construction are Yalyshek-2, as well as the 63rd complex. In addition to the presidential mortgage, city residents can participate in the “Building the Future” project, which also helps to purchase real estate on terms favorable to the participant.

The contract for the selected apartment is preliminary and has no special legal force. If a program participant violates the debt repayment schedule or does not score enough points, other applicants may be moved into the selected apartment.

If the borrower got a part-time job or left the public sector altogether, he no longer has the right to demand an apartment under a social mortgage. During the crisis, many building materials have even become cheaper, so the developer sees no reason to increase the cost of housing.

Who can participate in the project

Social mortgage under the President of the Republic of Tajikistan covers many segments of the population:

  • Budget workers - teachers, scientists, doctors, young specialists, cultural and social security workers;
  • Military personnel, combatants;
  • Citizens who live in unsafe or unsuitable premises for living;
  • Young families (age limit - up to 35 years) with and without children;
  • Applicants whose living space does not meet the standards (18 sq. m per resident);
  • Large families;
  • Disabled people and families with disabled children;
  • Single-parent families if their income has fallen by 30%;
  • Employees of investor enterprises, participants in the presidential mortgage program.

Participants in the project can be solvent working citizens with a stable income and a normal credit history, who meet the program criteria and have the funds for the first payment. The applicant must also have the status of a person who needs to improve their living conditions.

Families with an income above the subsistence level can apply for social housing if they can make regular contributions to repay the loan.

State employees must have at least three years of work experience in their specialty. Citizens aged 18 to 54 years with continuous work experience in their last place of 6 months can apply. For the military, the minimum service life is 10 years. Applicants must live and work in the Republic of Tatarstan for at least 10 years.

Applying for a home loan

To obtain the status of a program participant, you must contact the administration with an application. Here you can consult on the chosen program and make a preliminary calculation. Employees of companies sponsoring the program can apply through their manager.

While waiting for your application to be pre-approved, prepare all necessary documentation. Officials have 1 month to make a final decision. If the decision is positive, a social mortgage agreement is signed, after which monthly contributions are made to the State Housing Fund (the amount depends on the family budget).

All that remains is to wait for one or more offers of living space from the State Housing Property Fund, which can be purchased as part of the project.

You can participate in a competition similar to a rating auction. To do this, you need to register on the GZhF website and gain access to your personal account, from where applications for participation are sent. The higher the rating, the more chances the contestants have to win. Points are generated based on the amount of savings each participant has made and the length of stay in the program.

There is another option for obtaining a mortgage, when state support is provided out of turn. Each case is studied individually in the shortest possible time.

What documents to prepare

Applicants for a presidential mortgage must submit documentation:

  • Passports of family members;
  • TIN and SNILS;
  • Certificate of marriage or divorce (if any);
  • Birth certificates of children (if available);
  • Military ID (for those liable for military service);
  • Education documents;
  • Certificate of income;
  • Documents on real estate rights;
  • Confirmation of the status of a person who needs to improve their living conditions.

The completed application form is attached to the documents. The commission has the right to request additional confirmation of the applicant’s solvency.

Pros and cons of a presidential mortgage

A presidential mortgage in the Republic of Tatarstan is an opportunity to purchase an apartment on terms that are more favorable than in the country as a whole.

The participation of the GJF allowed applicants to receive a number of advantages:

  • Reduce the down payment to 10% of the apartment price (maximum limit – 30%).
  • For single mothers and some other categories on an individual basis, a complete exemption from the down payment is possible.
  • With a base rate of 7.4%, social mortgages are given at 7% per annum.
  • The maximum repayment period (28.5 years) can be reduced and the loan can be closed early without overpayments.
  • At the birth of a baby, the family receives 200 thousand rubles. to pay off mortgage obligations.
  • After the birth of your second and subsequent children, you can contribute funds from maternity capital to repay the loan.
  • You can pay for a mortgage not only with money, but also with labor and agricultural products.
  • There is no additional insurance - only the purchased apartment and the participant’s liability are insured.

If a difficult financial situation arises in the family, the borrower is afraid of losing the apartment - the State Housing Fund considers all cases individually, developing a convenient option for repaying the debt (deferment, restructuring, etc.). Deferment of payments does not relieve the bank client from having to pay apartment rent.

In any state support program there are details that the participant does not pay due attention to at first. But later such nuances can create additional difficulties.

After purchasing housing as part of the project, the participant does not have the right to stop working or leave the public sector for 10 years. If the condition is violated, the balance of the debt will have to be repaid at double the rate. It is possible to terminate an employment relationship with an enterprise without penalties if the dismissal was by agreement of the parties.

After receiving an apartment, a program participant will no longer be able to take part in other social projects aimed at improving living conditions. With a presidential mortgage, housing can only be purchased once in a lifetime, so it makes sense to study all the possible benefits and subsidies that a family can count on and choose the best option for government assistance. The total price of square meters of housing also includes children's benefits.

Standards for the size of mortgage living space have been developed:

  1. Singles - 33 sq. m;
  2. For a childless family (2 people) – 42 sq. m;
  3. A family of 3 people – 18 sq. m per resident.

There is another important point: until full payment is made for the mortgaged housing, the borrower uses the living space under a social tenancy agreement. He also pays rent (at minimum state tariffs). He will be able to receive a certificate of ownership only after the final repayment of the debt.

Partner banks

The number of financial institutions participating in the program is limited, since many have representative offices only in large cities. Among the program participants there are not only banks of the republic, but also partners providing services throughout Russia: Sberbank, Kara-Altyn, Rosbank, Ak Bars.

According to the terms of the presidential mortgage, borrowers enter into an agreement with the representative office of the housing stock under the president. And in a bank that is a partner, you need to open an account for monthly payments, taking into account the cost of 1 sq. m. m of social housing (from 11%). If a bank client violates the payment schedule for mortgage obligations, the State Housing Fund has the right to terminate the agreement on its own initiative.

In parallel with the presidential mortgage, the republic’s banks offer their clients to solve housing problems with the help of the “Young Family” program. The first requirement for candidates: one of the spouses must be under 35 years of age. The project makes it possible to purchase housing at a base rate (from 7.4%) on both the primary and secondary markets.

In accordance with the bill, the social mortgage under the president in the Republic of Tatarstan will operate until 2019. We can only hope that after its completion, regional authorities will develop even more effective measures to provide socially vulnerable citizens in need with housing.

After changes were made to the procedure for distributing housing under social mortgages, the number of requests to various authorities from citizens demanding clarification of the provisions of Resolution of the Cabinet of Ministers of the Republic of Tajikistan No. 366 dated August 2, 2007, increased significantly.

To answer these and other questions related to the implementation of housing programs in the Republic of Tatarstan, the State Housing Fund under the President of the Republic of Tatarstan opened a hotline. Over the past few days since the hotline was opened, more than 180 calls have been received on just one of these telephone numbers.

The largest number of calls (more than 90) concerned the standards established by the Cabinet of Ministers of the Republic of Tajikistan for the total area of ​​residential premises provided with state support. Let us remind you that housing at the established preferential price is provided based on the calculation of the area not exceeding more than 20 percent of the established standards: for a citizen living alone - 33 square meters. meters, for a family of 2 people - 42 sq. meters, for a family of 3 or more people - 18 square meters. meters per person.

Residents of Kazan, Naberezhnye Chelny, Nizhnekamsk and other cities of the republic, who hoped to solve the housing problem in the future with the help of the program, expressed their disappointment with the innovations. The reaction of the townspeople is explained by the fact that there are simply no one-room apartments that a “single citizen living alone” can qualify for in accordance with the new standards, or two-room apartments that a family of two (for example, a mother and son) could qualify for. The situation is the same with three-room apartments: according to the new rules, a family with two children of different sexes does not have enough reasons to choose an apartment with three rooms. The total area of ​​any apartments that are currently being built by the State Housing Fund as part of the program is slightly larger than the minimum determined by the Government for those in need of improved housing conditions on a social mortgage. It was believed that the times when projects of small-sized residential buildings were most in demand had already sunk into oblivion. But there are families who have the right to additional space, for example, families in which there is a patient with tuberculosis, or persons with an academic degree, etc. How housing issues will be resolved in such cases is not specified in the resolution.

Related to the first issue were also the loss of the right to a preferential price for the purchase of housing in the event of a break within 10 years of employment relations with an organization, work in which allowed the program participant to obtain housing in the social mortgage system, and, consequently, a ban (although , indirect) early purchase of apartments.

The second most pressing question (more than 50) is when competitions for choosing apartments will begin. The State Housing Fund is forced to admit that there is indeed a certain delay in holding competitions. This is due to the fact that the fund currently does not have the necessary tools to conduct competitions. According to the procedure for providing citizens with residential premises under a social mortgage, approved by Resolution of the Cabinet of Ministers of the Republic of Tajikistan No. 366, in order to participate in the competition for choosing an apartment, program participants must fill out a protocol, the form of which (as well as the form of the social mortgage agreement) must be approved by the Cabinet of Ministers of the Republic of Tajikistan.

The third most important issue for social mortgage participants was the issue of purchasing housing in Kazan by nonresidents. As a rule, all those who contacted the hotline have lived and worked in Kazan for a long time, so they hoped to get housing in Kazan, too, although they were registered as in need of improved housing conditions in accordance with the previously established procedure - at the place of permanent registration. Living in rented housing without registering at their place of residence, such “Kazan residents” acquired the chance to acquire their own housing where they were currently most in demand. Now, each of them must prove their “exclusivity” in order to receive the right to choose an apartment in Kazan under the new rules.

Quite a lot of calls came from enterprise employees for whom the requirement to make a down payment of 30 percent of the cost of the future apartment turned out to be an unbearable burden, whereas previously for this category of social mortgage participants the down payment was at least 10 percent of the cost of the apartment. It turned out that not all enterprise employees are able to make such serious savings at the initial stage.

The rating of the issues that most concern the population concludes with the procedure for making changes to the accounting file. Restrictions introduced in August of this year in the distribution of housing under social mortgages force a significant part of applicants participating in the program to look for a way out of the current situation. For many, this solution is to increase the size of the family, which entails the procedure for making changes to the applicants’ records. In such cases, the family turns to the public housing commission, where it was registered as in need of improved housing conditions in the social mortgage system. Based on the submitted documents, the housing commission makes changes to the register of families and sends them to the State Housing Fund under the President of the Republic of Tajikistan in the prescribed manner, the fund transmits new information to the authorized organization that conducts competitions for the selection of apartments.

Tatarstan residents are also concerned about a number of other issues related to the implementation of housing programs. As it turned out, many young families do not yet know that the customer of the “Providing Housing for Young Families” program is the Ministry of Youth, Sports and Tourism of the Republic of Tatarstan, where lists of future housing recipients are formed, which are then transferred to the State Housing Fund. Also, many of them, who contributed only 1 thousand rubles to offset their future housing, expressed complaints about the need to make a 10 percent down payment starting in August. It turns out that they also do not know that they must (unlike participants in the social mortgage program, to whom housing is provided in installments) immediately and in full pay for the housing received under the program.

Program participants are also interested in such questions, the answers to which seem to have been known for a long time (including to local government bodies working directly with the population). So, let us recall that families registered with a social mortgage before the birth of the child have the right to subsidies paid in the amount of 200 thousand rubles at the birth of a child; the cost of a square meter of housing currently being sold under the program cannot exceed 19 thousand rubles per 1 sq. m. meter; You can become a participant in the social mortgage program if the provision of a total area per family member is less than 18 square meters, all able-bodied family members work, have permanent registration in Tatarstan, work either in the public sector or in an enterprise that transfers voluntary payments for the development of housing construction, or belong to the category of those in need of emergency assistance, reports the press service of the State Housing Fund of the Republic of Tajikistan.

Comments on the article

Ildar
2016-12-10 13:42:56
Hello! please tell me how it is possible to get back into the queue?

Richat
2016-11-20 19:08:24
Good evening! When will they start concluding social mortgage agreements, and the documents were submitted in November 2014??? Thank you.

Ksenia
2016-11-06 16:11:51
Hello, if you put 20% of the cost of the apartment, you must pay the minimum wage every month!?

Ilmira
2016-10-04 13:31:16
I won an apartment as an emergency worker. I signed the final protocol, but when I went to get the keys I found out that this apartment was registered to another person. Now they are telling me to terminate the contract if there are other options to choose from. What to do?

Elena
2016-09-21 13:18:05
Good afternoon Please tell me, I have submitted documents to the administration for a social mortgage. There was a refusal due to a low salary. In 2017, my salary will increase with the transition to another position. Will I be able to resubmit my documents? And until what year is the social mortgage valid?

Yuri
2016-06-21 23:29:28
Hello! I have a question, in July 2014, my wife and I submitted an application for social security. mortgage from the organization, registration was completed successfully within 3 months, recently we also successfully included our daughter in the application, they said that all the documents were passed well, but neither in 2015 nor in 2016, no matter what questions I asked about the priority, or the estimated time frame for receiving apartments, they say that we don’t have such information, everything is decided by the commission, is there really no reporting on the status of the priority?

Alex
2016-06-14 16:01:49
Social mortgages are EVIL, a mockery of people, until you get low-quality housing, life will fly by. Killers of hopes and dreams. GJF - EVIL

Alexei
2016-06-07 20:31:32
Hello! When will they start concluding social mortgage agreements??? The documents were submitted in January 2013.

Alex
2016-03-10 15:51:04
Tell me, please, when will they fire (throw out in disgrace) an incompetent, rude and boorish hotline employee who has been behaving extremely impudently for more than one year, only aggravating the answers?

Regina
2016-02-15 13:55:51
Hello! I have a question: our family received a social mortgage. After the birth of our second child, in order to use financial capital, we switched to a Loan Agreement. And after the birth of our third child, do we have the right to receive a subsidy in the amount of 200 thousand rubles?

Today, Prime Minister of the Republic of Tatarstan Alexey Pesoshin introduced the new head of the non-profit organization “State Housing Fund under the President of the Republic of Tatarstan” (GZhF RT). It was Marat Zaripov.

Let us remind you that today the Decree of the President of the Republic of Tatarstan (UP-723 dated October 12, 2018) was signed on the appointment of Marat Rivgatovich Zaripov to the position of executive director of the non-profit organization “State Housing Fund under the President of the Republic of Tatarstan”.

In addition, today the Decree of the President of the Republic of Tatarstan (UP-721 dated October 12, 2018) was signed on the dismissal of Abdullin Talgat Midkhatovich from the post of executive director of the non-profit organization “State Housing Fund under the President of the Republic of Tatarstan”.

Alexey Pesoshin thanked Talgat Abdullin for his work as executive director of the State Housing Fund of the Republic of Tatarstan.

In turn, Talgat Abdullin noted that for many years the close-knit team of the State Housing Fund of the Republic of Tajikistan has been carrying out painstaking work in providing citizens with housing. He recalled that over the years more than 160 thousand families received apartments. Talgat Abdullin noted that the republic is implementing such serious and significant programs as relocating citizens from dilapidated housing, providing housing for citizens living in dilapidated buildings, as well as a social mortgage program and others.

Executive Director of the non-profit organization “State Housing Fund under the President of the Republic of Tatarstan” Marat Zaripov assured that the work will continue and wished everyone success.

For reference:

In 1994 he graduated from the Kazan Agricultural Academy with a degree in economics and management in the agro-industrial complex.

Labor activity:

1989-1994 - student at the Kazan Agricultural Academy, Kazan;

1994-1994 - economist of the lending department of the Joint-Stock Commercial Bank "Meta-Impex", Kazan;

1994-1995 – service in the Armed Forces of the Russian Federation;

1995-1996 - economist of the lending department of the joint-stock commercial bank "Meta-Impex", Kazan;

1997-1999 - leading economist, head of sector, head of department of the Department for Management of Trust Funds of the Ministry of Finance of the Republic of Tatarstan, Kazan;

1999-2000 - Deputy Director of the Treasury Department of the Ministry of Finance of the Republic of Tatarstan, Kazan;

2000-2001 - Acting Head of the Federal Treasury Department of the Ministry of Finance of the Russian Federation for the Republic of Tatarstan, Kazan;

2001-2004 - Head of the Federal Treasury Department of the Ministry of Finance of the Russian Federation for the Republic of Tatarstan, Kazan;

2005-2012 - Head of the Federal Treasury Department for the Republic of Tatarstan;

2012-2018 - Chairman of the State Committee of the Republic of Tatarstan on Tariffs;

Since October 12, 2018 - executive director of the non-profit organization "State Housing Fund under the President of the Republic of Tajikistan."

Academic degree, title: “Honored Economist of the Republic of Tatarstan”, Candidate of Economic Sciences.

Married, has three children.