Until recently, RosEvroBank was a member of the United Settlement System. This allowed holders of his cards to be served free of charge at the ATMs of many banks belonging to this association.

But in 2015, the system ceased to exist, and RosEvroBank’s own network of terminals is not that large. Since then, clients of this financial institution, especially those who live in small towns, regularly have a question: where can they withdraw money from a RosEvroBank card without commission?

Let's try to figure out this problem.

Terminals of partner banks

On the official website of the bank, in the description of each of the plastic cards, it is indicated that customers can withdraw cash for free:

• at ATMs of RosEvroBank itself;
• in terminals of partner banks.

However, you will have to look for a list of these partners. You can find it on the website itself by accessing the section on documents for plastic card holders.

In the document General Provisions..., in paragraph 16, you can find the necessary information.

If you don’t want to delve into the jungle of the resource and leaf through 38 pages of General Provisions, we recommend calling the bank’s hotline. Operators at 8-800-500-77-78 work around the clock and will provide you with information relevant to your city.

In January 2018, cardholders have access to the following RosEvroBank partner ATMs without commission:

In these devices, receiving funds from any RosEvroBank cards will be free, regardless of the number of transactions.

Preferential withdrawals in terminals of other banks

Not only RosEvroBank's partner banks make it possible to withdraw money from your card for free. Without commission, you can receive funds at the terminal of any financial institution.

However, this opportunity is not available to every bank client. Here is a list of tariffs that allow benefits for cash receipt transactions.

1. Advantageous deposit card - you can receive cash free of charge from an ATM of any bank once a month.
2. Millionaire card - 4 cash withdrawals per month are available from ATMs of other financial organizations.
3. Platinum card - allows you to receive funds twice a month in devices not owned by RosEvroBank.
4. TP Salary and Salary VIP - you can withdraw cash twice a month from terminals of third-party banks.
5. Tariff Salary student - provides the opportunity for one (first in a month) free cash withdrawal from devices of third-party banks.

Important! The number of withdrawal transactions is taken into account per calendar month.

For salary plan holders, only the first cash withdrawal transactions in a month will be free. That is, if you withdrew money from a RosEvroBank ATM twice and then turned to another bank’s device, the operation will be paid for you.

If there have been no debits from your account via an ATM in the current month, the benefits on withdrawal fees will apply in full.

For holders of other products listed above, the order of operations is not important. They can receive cash without spending on commissions from ATMs of any banks on any day of the month.

It doesn’t matter what kind of account the withdrawal operation will be per month.

How to find an ATM

On the official website of RosEvroBank, only a list of terminals of this organization is freely available. To find out where the devices of partner banks are located, you will have to go directly to their websites or to the help systems of your city.

Holders of Rosevrobank plastic cards can use their own cash desks at branches and branches, and terminals for cash withdrawal. Like most financial institutions, the bank has signed agreements with partners from whom you can withdraw money without paying a commission.

What happened before 2015

Just a couple of years ago, along with other organizations, they were members of the United Settlement System (USS). Clients were offered preferential services; the network of institutions was large: more than 1,000 branches and over 8 thousand ATMs.

Let’s say that for participants in salary projects all operations were free, other individuals had to pay a symbolic commission in the amount of 0.6% of the withdrawal amount.

The list of partners included:

• "Asian-Pacific Bank"
• "Gazprombank"
• "Baltinvestbank"
• "VTB 24",
• "Interkommerts Bank"
• "Credit-Moscow"
• "OTP Bank"
• "PromServiceBan"
• Rosbank and others.

But in December 2015, the union broke up.

What's new in 2018

RosEvroBank strives to expand the range of its services and increase its client base. In this regard, an agreement was signed with a number of institutions where you can top up your account or withdraw funds on favorable terms and without commission. The bank itself does not have many personal terminals where such operations can be carried out.

On the lender’s website, after each description, there is information that clients can withdraw rubles free of charge in:

• In partner terminals.
• ATMs of RosEvroBank.

But the list changes periodically, and it will take a long time to find it. Everything is on the website, but you need to follow a number of simple steps:

1. Go to the “Individuals” section, then the “Cards” subsection.
2. Select any product, for example “Savings card”.
3. Scroll down to the bottom of the offer overview and find the “Documents” line.
4. Download the PDF file “Tariffs for bank cards”.
5. At the very beginning there will be the heading “General Provisions”, go to paragraph 16 and find the necessary information there. While the tariffs for issuing and servicing bank cards are valid as of 01/10/2018.

As of March 2018 plastic holders VISA Int. and MasterCard Int. can use the following services: top up their account in the devices of PJSC MKB, PJSC BinBank. You can get rubles for free at ATMs:

• JSC "Raiffeisenbank"
• "FC Otkritie"
• "Binbank".

These partner banks of Rosevrobank for transactions without plastic fees, regardless of the number of transactions. If you wish, you don’t have to read all 38 pages of the regulations from the bankers, but immediately call the institution’s call center.

By calling 88005007778, employees will quickly tell you about the latest list of partnerships that will be relevant specifically for your city.

Preferential offers

Along with a small list of partners at the beginning of spring 2018, the bank also offers preferential terms for servicing debit cards. You can write off receipts from your account without commission at any financial institution in the country. But such benefits are not available to all clients.

The list of beneficiaries includes holders of the following categories of plastic:

1. "Salary student" One-time (provided that this is the first withdrawal) debiting rubles from a correspondent account in any banking devices.
2. "Profitable deposit card." Allows you to receive cash just once at any terminals around the city.
3. "Millionaire". Four operations were opened within a month.
4. "Platinum". Two debits from a correspondent account are allowed.
5. “Salary” and package for management with the VIP prefix. You can withdraw rubles from your card account twice, and only the first two transactions are taken into account. For example, if a person requested 2000 rubles, and after 5 thousand rubles. in the RosEvroBank device, then you won’t be able to go to another ATM and take it out for free.

It's important to understand, that the number of transactions for debiting money is counted for the entire month. When there was no debit through an ATM, the benefits for free transactions are retained, but do not accumulate.

On the lender’s website there is a list of terminals of this institution in the “Offices and ATMs” section. Typically, geolocation selects a list of devices for the city where a person is located, but the query parameters can be easily changed.

RosEvroBank invites cardholders to use its own branches and ATMs to withdraw cash. Let's find out more about this bank and whether RosEvroBank has partner banks whose ATMs will not charge a commission?

Does Rosevrobank have partner banks?

Until recently, RosEvroBank and partner banks serviced cards issued by each other without commission, and perhaps this was thanks to the “Unified Settlement System” (UPS). Banks became participants in this payment system, thanks to which clients of financial institutions could count on preferential conditions when withdrawing cash (only 0.6% was debited from debit cards), and owners of salary cards withdrew the required amounts without commissions.

ODS included more than 1,000 offices of partner banks and more than 8,000 ATMs of RosEvroBank partners, however, over time, the system began to disintegrate and since December 14, 2015, RosEvroBank, along with Guta-Bank, Baikalinvestbank, Moskombank, and other financial institutions left ODS .

Although RosEvroBank does not have partner ATMs for commission-free withdrawals, a number of offered debit cards provide preferential withdrawals for holders.

Benefits for withdrawing cash with RosEvroBank cards

RosEvroBank offers holders of its debit cards the following options for preferential cash withdrawals (in addition to unlimited cash withdrawals from its own ATM network):

1. For the card product “Beneficial Deposit Card” - once a month, free cash withdrawals from ATMs in your city.
2. Millionaire card holders can afford 4 free cash withdrawals per month from ATMs of other banks.
3. Platinum card users can withdraw cash from any ATM without commission 2 times a month.
4. Holders of student cards and "Certificate" cards can withdraw money free of charge from all ATMs.

Where can I withdraw cash from a RosEvroBank card?

Since RosEvroBank does not have partner banks, cardholders of this financial institution are offered two options for withdrawing cash without commissions:

1. Contact the bank's branches and affiliates,
2. Use ATMs.

RosEvroBank offices

Thus, there are 15 bank offices in the capital, and the regional network includes branches:

• in Yekaterinburg (on Kuibysheva street, building 44-D),
• Novosibirsk (on Frunze street, building 5),
• Rostov-on-Don (on Krasnoarmeyskaya street, building 91),
• St. Petersburg (on Maly Prospekt P.S., building 7-A and on Liteiny Prospekt, building 11, letter A),
• Samara (on Molodogvardeyskaya street, building 221)
• Chelyabinsk (on Pobedy Avenue, building 168).

Credit and cash offices are open only for legal entities in Belgorod, Vladimir, Voronezh, Tver, Ulyanovsk and Perm.

In Moscow, since RosEvroBank does not have partner ATMs, you can withdraw money without commission from a debit card either at the Central Office on Vavilova St., 24, or at the following branches:

• “Red Gate” - Myasnitsky proezd, building 2/1, building 1,
• “Varshavskoe” - located on Varshavskoe highway, building 18, building 1,
• "Volokolamskoye" - located on Volokolamskoye Highway, building 3,
• “Dolgorukovskoe” - located on Dolgorukovskaya street, building 5,
• "Kotelnicheskoe" - located on Kotelnicheskaya embankment, building 1/15, building B,
• “Krasnopresnenskoye” - located on 1905 Goda Street, building 4, building 1,
• "Leningradsky Prospekt" - located on the avenue of the same name, building 18,
• “Perovskoye” - located on 1st Vladimirskaya street, building 8,
• “Ryazansky Prospekt” - located on the avenue of the same name, building 10, building 2,
• “Sushchevskoye” - located on Sushchevsky Val street, building 23,
• “Taganskoye” - located on Zemlyanoy Val street, building 52/16, building 1,
• “Yakimanka” - located on Bolshaya Yakimanka street, 19,
• "Yaroslavskoe" - located on Yaroslavskoe highway, building 12, building 2,
• "MIC Real Estate" - located on Kosmodamianskaya embankment, building 52, building 1.

RosEvroBank ATMs

At the ATMs of this credit institution you can:

• withdraw cash from the card,
• pay for the services of mobile operators, Internet providers, commercial TV operators,
• pay utilities and telephone communications,
• top up electronic wallets,
• change your PIN code, receive a statement of account turnover or balance.

At cash-in ATMs you can also top up your debit card.

Today, the ATM network of this credit institution is represented by 57 devices, 42 of which are located in Moscow, 6 in St. Petersburg, 4 in Rostov-on-Don, 2 in Samara and 1 ATM each in Chelyabinsk, Yekaterinburg and Novosibirsk.

The main ATMs of RosEvroBank are located in the above branches.

RosEvroBank: brief information

JSCB RosEvroBank is a universal financial institution and has been successfully operating since 1994. The main activities are:

• lending to small and medium-sized businesses,
• attracting free funds from the population into deposits,
• servicing private and corporate clients,
• brokerage services,
• active development of international business.

As of May 1, 2017, the organization ranks 46th in the ranking of Russian banks in terms of net assets and 17th in terms of net profit. Has a credit rating of AA+ (stable).

RosEvroBank on the territory of the Russian Federation is considered a fairly large financial institution; it provides a full range of all banking operations, both to ordinary individuals and to various organizations.

Despite the fact that this bank is considered large, it cannot boast of a sufficient number of its own ATMs. In total, there are only 58 of them throughout the country. In this regard, in order to somehow satisfy the needs of clients, the bank enters into contracts with partners so that money can be withdrawn through their ATMs without commission.

Features of RosEvroBank

As of September 1 last year, RosEvroBank ranks 50th among all banking organizations operating in the Russian Federation in terms of net assets. And in terms of net profit it is in 15th place.

The bank's management constantly cares about its reputation and tries to follow all the wishes of its customers. In this regard, the bank became a participant in a special payment system called the “United Settlement System”. It covers the entire territory of the Russian Federation and includes more than 8 thousand ATMs, as well as more than one thousand offices of partner banks.

Thanks to this radical step, RosEvroBank clients can take advantage of preferential conditions for withdrawing cash. So, for example, the amount of commission that a client who wants to withdraw money from a debit card will have to pay is only 0.6% of the amount. Well, participants in salary projects can be completely calm, since there is no commission for them when withdrawing cash.

Service packages

There are two packages of services for clients of this banking institution. They differ from each other in the opportunities that clients receive, as well as in the amounts of commissions.

First Class Package. The owner of a bank card who uses this package has the opportunity to withdraw cash 4 times a month without commission from any ATM in the world. And when carrying out any non-cash transactions, the client will be returned 1% of the amount that was spent.

Among other things, the owner of the First Class package can:

• seek advice from your personal manager;
• receive an additional and very significant discount on visiting VIP lounges at airports around the world. However, only if he used the services of booking a car from the Eurocar company;
• receive for every subsequent 50 Russian rubles spent. The client will be credited with 1 mile, which, if necessary, can be exchanged for a flight, thereby receiving a significant discount;

Business class package. In principle, this is almost exactly the same package as the first one, but a lower class. By signing up for this package, the bank client gets the opportunity to withdraw cash from any ATM in the world without commission, but only twice a month. And from all purchases using the card, such a client will receive a return of 0.75%.

Among other things, the owner of the Business Class package can:

• order premium cards for your family and friends;
• receive an additional one-year guarantee for the goods that were paid for with a Visa card;
• get a huge variety of discounts;
• become a participant in bonus programs.

Package "Class Comfort". This package provides the opportunity to use a credit limit, the maximum amount of which is 750 thousand rubles, with a special interest-free repayment period of 55 days. Also, the owner of this package can issue two cards from the Gold category absolutely free of charge, thanks to which he will receive a 10% discount when ordering any car from the Eurocar company.

Package "Class Standard". This is a standard package that is designed exclusively for mass use. The cardholder can set a credit limit for the same amount, and with the same interest-free repayment period, as a person using the Comfort Class package. However, for each month of service he will have to pay 100 rubles.

Credit cards of RosEvroBank

This bank has only two credit cards: “Standard” and “Platinum”.

"Standard". This card provides customers with completely free financial services, as well as the opportunity to obtain a credit limit of 75 thousand rubles at 16% per annum.

"Platinum". Owners of this type of RosEvroBank card can get a loan for 75 thousand rubles with a completely interest-free period of 55 days. The interest for using this type of loan is 16% per annum. Among other things, for every 50 rubles spent from this card, its owner will be returned 0.75% and will be provided with various discounts and bonuses.

Separately, it should be noted that only participants in its salary project can become owners of such RosEvroBank bank cards.

List of ATMs for service without commission

As mentioned earlier, all RosEvroBank clients can use the cash withdrawal service without commissions. However, they can do this only at ATMs of those banks that are connected to the “Unified Settlement System”. You can get a complete list of partner banks, as well as ATM addresses, on the official page of the above system. But do not forget that only participants in salary projects have the right to withdraw cash for free twice a month. But holders of simple cards will still have to pay a certain fee. The contribution amount is quite small - only 0.6% of the money withdrawn.

It is a universal financial institution that provides a full range of banking operations to both individuals and organizations. But at the same time, the financial institution owns a fairly limited number of ATMs and payment terminals - 58 pieces. Therefore, in order to satisfy the needs of all its clients, including access to cash, RosEvroBank allows you to withdraw money without commission through partner banks.

Features of RosEvroBank

As of September 1, 2015, RosEvroBank ranks 50th in terms of net assets and 15th in terms of net profit among all Russian banks. Meeting the wishes of clients and taking care of its positive reputation, the financial institution became a participant in the United Settlement System payment system: it covers the entire territory of Russia, as it has more than 8 thousand ATMs and more than a thousand offices of partner banks.

Thanks to RosEvroBank's entry into the ODS system, the bank's clients received money from ATMs and cash desks of partner banks. Thus, the commission for issuing money is 0.6% of the transaction amount, and for clients participating in salary projects this procedure is generally free.

Another feature of using payment cards from this bank is the limitation on the number of free operations for withdrawing money from ATMs.

Types of services

The financial institution's website contains information about four service packages for payment card holders and two proposals for issuing credit cards.

Service packages

“First class” - when using this package of services, the cardholder is given the opportunity to withdraw money for free 4 times a month. Also, when carrying out any non-cash transactions, customers will receive a refund of 1% of the amount of money spent. Besides:

• the cardholder can order for his loved ones for free;
• he will be served by a personal manager;
• you can get discounts in VIP lounges at airports around the world, as well as when using car booking services at Eurocar;
• for every 50 rubles spent, 1 mile will be credited, which can be exchanged for flights;
• Other bonuses and discounts are provided.

“Business class” is already a service of lower status. When registering it, the client gets the opportunity to withdraw money for free from any ATM in the world 2 times a month, and 0.75% of all purchases made using the card is returned to him. In addition, the service owner receives:

• the opportunity to issue premium cards for your loved ones (two Gold and one Platinum);
• receive an additional one-year warranty for goods paid for with a Visa card;
• other discounts and bonuses.

The “Comfort” class includes the opportunity to use a credit limit of a maximum of 750 thousand rubles with a grace period of 55 days, and if desired, the owner can issue two free Gold category cards and receive a 10% discount when ordering a car from the Eurocar company.

Class “Standard” is a standard package that is designed for mass use. The card owner has the opportunity to set a maximum amount of 750 thousand rubles on the card from 55 days. The monthly cost of maintenance is 100 rubles.

Credit cards

“Platinum” - provides the owner with the maximum possible credit limit in the amount of 750 thousand rubles with a grace period of 55 days. The interest on the loan is only 16%. In addition, the premium card holder will receive gift miles for every 50 rubles spent, a guaranteed return of 0.75% of the amount of money spent, and bonuses and discounts are also available in various retail chains.

“Standard” - characteristic of this financial product is free annual maintenance and the opportunity to issue a credit limit of up to 750 thousand rubles at 16%.

It is also worth noting that only participants in the bank’s salary projects will be able to receive credit cards.

Which ATMs you can withdraw money from a RosEvroBank card can be found on a special page. Here are all the ATMs and cash desks of banks that are participants in the OPC and provide preferential terms of service for RosEvroBank clients. It is necessary to remember that free withdrawal of money twice a month is available only to participants of salary projects; ordinary card holders will be able to receive their funds only after paying a minimum commission of 0.6% of the ordered amount.

For withdrawing money from ATMs or terminals of other banks, a commission is provided: in the amount of 1%, but not less than 100 rubles for participants in salary projects and 1.5%, but not less than 200 rubles for other clients.

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