On the Internet, it is common to use virtual currencies for payments between users. Such equivalents of rubles, dollars, euros and other currencies are located in the virtual wallets of users registered in payment systems.

Using virtual currencies, you can not only make transfers to each other, but also pay for mobile phones, pay for the Internet or other goods, even trips abroad. All these payments are made in just a couple of clicks. But first you need to get acquainted with at least one of these systems, for example, Webmoney.

Most experienced Internet businessmen have already learned what WebMoney is. After all, the service helps not only earn money, but also cash out the funds received using bank cards. This means that the money you earn online can be spent not only on the Internet, but also in completely real life, for example, at the market or in the nearest store.

Application of WebMoney limits in calculations

In order to understand how to use the WebMoney system, it is necessary to open the wallets necessary for the work. Further in your work, you can use several methods of sending and receiving payments:

• Classic,
• Mini,
• Light.

Each of them has restrictions on the volumes of funds received and transferred.

The WM Classic program has the maximum resource. But there are still limits for users who have undergone full or partial identification by disclosing data, including passport data, to the service. These restrictions are regulated by certificates:

• pseudonym;
• formal;
• individual;
• personal.

Each of the certificates imposes general limits on the balance in the virtual wallet, daily or monthly volume of transfers.

Opening Webmoney wallets

Registration in the system is carried out on the pages of the official website webmoney.ru. To do this, you will need to provide your virtual mailbox email address and mobile phone number.

Opening a wallet in the WM Classic program

For security purposes, all external transactions are carried out with confirmation of the code from SMS messages.

When opening an account on the site, users are assigned a special digital code WMID, which serves as a login.

This is not a wallet number, but an identifier in the system. Also with it, all clients are provided with a key file in which data for conducting transactions with wallets is stored. It can be downloaded and uploaded to any convenient removable media. It will be needed if users reinstall the operating system or send money from their wallets through other people's computers.

Since the downloaded Webmoney Classic program provides the largest limits on payments within the framework of its certificate, it is used most often. When you first install it on your computer, it will ask for a password for WMID, as well as a password for keys and the location of keys from removable media. After entering this data, an empty program window will appear.

In the top line of the program, under the “Menu” button, a set of available commands pops up. Among them is opening a wallet. You can create wallets in several virtual currencies. It is advisable to have ruble and dollar accounts, since these are the most popular payment currencies on the Russian Internet.

The currencies in this system have slightly unusual names. For example, WebMoney virtual rubles are called WMR. And dollars mean WMZ. There are also euros, gold, bitcoins and several national currencies like Belarusian rubles (WMB) or Ukrainian hryvnia (WMU). They are more widely used in their own countries. The entire list can be seen when opening wallets.

The system allows you to open an unlimited number of wallets under one account (WMID).

The user may have his own reasons for this. For example, control of expenses or income in different areas. There is no cost for this.

Operations in the WebMoney system

You can use the Webmoney wallet, transferring money to it from your other wallets under one WMID, completely free of charge. But if a system participant wants to send money to another user, then a standard commission of 0.8% will be charged for this operation.

Opening a WebMoney card

If the user received a virtual payment in a currency that is inconvenient for him, he can exchange it for a more comfortable one at any time. This is also done in the “Menu” of the WM Classic program. There is also a button to transfer virtual money to one of the system users.

You can top up wallets in various ways, either by bank transfer from a bank card or in cash at special terminals located in shopping centers, train stations, public transport stations and other public places.

You can link a bank card to your account and withdraw money earned online to it. The operation takes place instantly. You can then withdraw these funds from the card without any problems.

The WebMoney system also provides for the issuance of several types of cards, including virtual ones for safe online purchases. You can also issue a plastic card for withdrawing cash from ATMs. This is done through an account on the site pages.

Users can replenish mobile phones and pay for various popular services. A list of available destinations can be found on the WebMoney website.

Hello everyone friends! In this article you will learn what Webmoney is, and I will also show you step by step how to register correctly. Let's begin!

A few words about the Webmoney system (Webmoney):

Webmoney is an electronic money system used around the world and is one of the most popular. Registration in the system is completely free, and you get a huge number of advantages, here are some of them:

1. Electronic money can be transferred at any time to anywhere in the world, the commission is no more than 1-5%;
2. It’s easy to top up your mobile phone account, pay for Internet or utilities, or repay a loan;
3. Pay for goods purchased in online stores and much, much more...

And all this combined with high reliability and system protection!
Agree, it is much easier to press a few buttons on the keyboard than to constantly go to the bank, stand in queues, look for ATMs to pay for the Internet, mobile phone, etc.

Registration in Webmoney (takes no more than 5-10 minutes):

Citizens of any country can register with Webmoney transfer, whether you are in Ukraine, Belarus or Kazakhstan, it doesn’t matter at all and it’s also free!

Now we will make an electronic wallet where the money you earn will go, for this we go to the official Webmoney website to.

Registering is very easy if you have an account on social networks, see how to do this here:

If you do not have an account on social networks, or for some other reason you do not want to register through it, then registration takes place in a slightly different way, here is the video:

Webmoney wallet - Registration:

If your video is not loading, follow these steps when registering:

1. Enter your mobile phone number and click the “Continue” button.
2. We fill out all forms for registration. Provide only reliable information, otherwise you will not be able to cash out electronic money and fully use the system.
3. We check the correctness of the entered data and click the “Continue” button.
4. To confirm your registration, follow the link in the letter that was sent to you by email.
5. We complete the registration by entering the verification code that was sent to your mobile phone in a special form. We must confirm your phone number, in this case no one will be able to steal your money from your account.
6. Create a password and confirm with the code from the picture.
7. At this point, registration is complete, you have been assigned a WMID (personal identifier in the system).
8. Create dollar (WMZ) and ruble (WMR) wallets in your account; on most sites where you will work there will be quite enough of them. There are also other currencies in the system, create them if necessary.

If you still cannot register after these steps, then study this.

Never write down or store logins and passwords on your computer!

You can use the Webmoney system in several ways:

1. WebMoney Keeper Mini (used on the site itself).
2. WebMoney Keeper Mobile (used on mobile devices).
3. WebMoney Keeper Classic (used on a computer).

Choose what will be convenient for you.

What now? How to start earning money?

We have registered the wallet and now everything is ready to start earning money! I recommend starting your journey of making money on the Internet by reading letters, browsing sites and clicking, this is the easiest way for beginners. To do this, you need to register on special sites. This is where you can easily earn your first money on the Internet:

1) VIP- This unique project has been running since 2003! Let me emphasize the main feature: here, various tasks, surfing, emails and clicks are carried out using a specially designed program, it tells you everything you need to do - it’s very convenient. Money can be withdrawn both in rubles and dollars: Detailed instructions for working on this project.

2) Socpublic- Perhaps one of the best Russian projects, it has been working and consistently paying money since 2008. Actively developing, modern design, well-designed and clear interface of the site. Payments in rubles: Detailed instructions for working on this project and other ways to earn money.

This section provides step-by-step instructions on how to how to create a WebMoney wallet. There is an opinion that this system is complex and quite difficult for a beginner to understand. It's actually not that complicated. By the way, pay attention to the functional payment system with simple registration (), which is widely used and at the same time no less reliable than WebMoney.

I would like to point out right away that to open an account, you first need to register in the WebMoney system, and then start creating any wallet.

Thanks to the step-by-step actions described here, you can easily register and open an account with any WebMoney electronic wallet (rubles, dollars, euros and others). Users of this “payment” can open them in the required quantity.

Briefly about the WebMoney payment system

WebMoney Transfer is a universal payment system and environment for doing business on the Internet, founded in 1998. The system has more than 25 million users worldwide.

The payment system provides useful services with which you can keep track of funds, safely exchange and cash them out, and much more.

Electronic wallets of one user are combined into a single repository called “keeper.” To identify participants in the system, a unique registration number is assigned - WMID.

To interact with system participants, each user provides the necessary data about their identity, which is verified and confirmed as authentic through the distributed WM certification service.

Based on transactions (monetary transactions) with other participants in the exchange of property rights, a public parameter is calculated - the Business Level. All wallets in the system have a 12-digit number and prefix.

There are currently several types of wallets supported:

• R-wallet WMR - Russian ruble;
• Z-wallet WMZ - US dollar;
• WME e-wallet - euro;
• U-wallet WMU - Ukrainian hryvnia;
• B-wallet WMB - Belarusian ruble;
• G-wallet WMG - gold in a certified storage;
• X-wallet WMX - bitcoins.

For example, a ruble wallet looks like this: R123456789012

Registration in WebMoney

Registration in WebMoney is completely free and takes place in several steps. Please note that this is not yet creating a wallet, but only initial preparation. So, go to the official website of WebMoney Transfer: http://www.webmoney.ru/ and click the "Registration" button.

Since all actions are intuitive and there is no point in cluttering the page with a large registration screen, I will only highlight important points in color.

Phone input

Entering personal data

• Personal Information: nickname ( enter in English letters), surname, first name, patronymic, indicate gender and date of birth;
• Actual location: indicate the country, enter the city and address (as in the passport);
• Contact Information: indicate your contact mailing address and website (if available);
• Information to restore access: Select a security question from the list, come up with an answer to it and write an additional email address (if you have one).

Note. Write down the answer to the test question on a piece of paper in case you forget.

Check that the entered data is correct and click the "Continue" button.

Checking email

Check the email you specified in the previous step and copy the code received in the letter. Insert the confirmation code into the column and click "Continue".

Note. On the code entry page, you can change your E-mail (if you made a mistake) or request that the code be sent again if you did not receive it.

Phone check

Confirm your mobile phone number to which the code was sent via SMS. If necessary, the phone number can also be changed.

Assigning a password

Next, create a password (to make it more complex use upper and lower case letters (small and capital), as well as numbers and service symbols) and enter the code from the image. Click "OK".

At this point, registration in WebMoney is completed and you will automatically be assigned an alias certificate.

Creating a WebMoney e-wallet

After registering in the system, you need to create (open) a WebMoney wallet, in the account of which your electronic money will be stored.

Please note that it does NOT matter which WebMoney wallet you create: ruble, dollar, euro, Ukrainian hryvnia, Belarusian ruble or another, the principle is the same!

Go to the official WebMoney website, click "Login" and fill out the form below.

1. indicate your login;
2. enter the password;
3. Enter the code from the image;
4. select the Keeper Standard (Mini) application, as shown by the arrow in the screenshot;
5. click "Login";
6. enter the authorization code sent to you via SMS message.

Or immediately go to the “Keeper Standard (mini)” website https://mini.webmoney.ru/ and enter your login information there.

So, using the example, we will create a WMU (Ukrainian hryvnia) wallet. Go to the "Wallets" tab and click "Create".

Then from the list you need to select the type of wallet you want to create (for example: WMR, WMZ, WME, etc.) and accept the terms of the agreement (check the box) and click "Create".

Note. The main types of wallets are WMR (ruble) and WMZ (dollar), which are widely used, for example, on such projects for making money on the Internet as Seosprint.

If the wallet creation is successful, the following message will appear.

So that you have fully working WebMoney wallet with the possibility of withdrawing money to a plastic card or bank account, you need to obtain a formal WebMoney certificate with confirmation (reconciliation) of the passport and some other data provided to the system. In other words, soon be ready to provide copies (scans) of documents for WebMoney.

If you do not provide the payment system with scanned documents, you will not be able to withdraw funds from your wallet. However, you will be able to transfer money to other users (you will only need to provide personal information), as well as make some payments, for example for mobile communications.

On my own behalf, I will say that you should NOT be afraid to enter your personal data and then confirm it with scans - this is a normal and correct requirement of the WebMoney Transfer payment system with an impeccable reputation and protection from hacking. After all, although money is electronic, it is quite real. Personally, I provided scans of my passport, tax identification number and insurance certificate and now I fully use the WebMoney payment system.

I hope that with the help of this article you have understood how to create a WebMoney wallet. And if necessary, you can refer to the official Knowledge Base: http://wiki.webmoney.ru/

Good luck to you, Patience and Good Luck!

Sincerely,

Millions of people spend money online every day, buying goods and paying for services. Others make money by selling these goods and providing services. Nowadays, there are several monetary units that can be used to easily pay for almost everything that is sold on the Internet, perhaps the most famous of which is webmoney. Webmoney (webmoney)- an electronic international monetary unit, which was founded in 1998 and allows you to conduct business on the Internet. Today, tens of millions of companies, entrepreneurs and ordinary people make payments using webmoney.

What advantages does webmoney provide?

Now webmoney is so widespread in the world that with their help you can purchase almost everything, from a pin to an airplane:

• pay for Internet services;
• pay for television or telephone;
• buy cinema or train tickets;
• make a purchase in any online store that accepts webmoney;
• instantly transfer money over any distance.

In short, you can pay with webmoney for almost everything that is sold on the Internet.

How does webmoney work?

It is very easy to start working with webmoney.

For example, you want to purchase something, and the seller lives in another city or in another country and accepts webmoney. This payment can be made in 2 ways:

1. Create your personal webmoney wallet and pay from it. This method is suitable for those who will occasionally shop online. Briefly this method looks like this:

1. 1. 1. 1. You need to register on the webmoney website.
         2. Create one or more wallets.
         3. After creating wallets, you need to put money there. This can be done using a terminal, ATM, through a bank cash desk, using Internet banking, bank transfer, payment card, telephone, etc.
         4. As soon as money appears in your webmoney wallet, you need to make a payment.
         5. After confirming the receipt of money in your wallet, the seller sends the goods (by mail, courier, etc.) or provides the service.

2. Pay for a product or service without creating a webmoney wallet. This method can be useful for those who want to purchase something and never use webmoney again. To make such a payment, you must obtain from the seller the number of his webmoney wallet and the exact amount that needs to be transferred. Then you need to make a direct payment in hryvnias, dollars, euros, rubles, etc. in the terminal, via Internet banking, bank cash desk, etc. Here, payment is made with real money, and the bank converts it into webmoney and puts it in the entrepreneur’s wallet. Then you need to provide the seller with a scan or photo of the payment receipt, after which he confirms receipt of the money and sends you the goods or provides the service.

Security of payments and transfers via webmoney.

The webmoney system takes a very serious approach to solving the issue of security of sending and receiving payments from its clients.

On the Internet, almost always, the seller and the client do not know each other, cannot meet, and the sale must be carried out remotely. This happens, for example, if you buy a product from a person living in another city, another country, or even on another continent. It is precisely in order to protect you from fraud (for example, you transferred money but did not receive the goods), so-called certificates were developed by the webmoney system. WM-passport is a special identity card, which is certified by an analogue of the personal signature of the participant (entrepreneur). The function of a webmoney certificate is to confirm the reality of its owner, so it includes: full name, passport and contact information. Each webmoney certificate has its own level, depending on the amount of personal information provided by the participant and the method of verification. Therefore, the higher the level of the certificate, the greater the degree of trust in it by the system itself and other users. Many entrepreneurs specifically place a special image in a prominent place in their online store, which confirms that they have a webmoney certificate and its type, after viewing which their clients make purchases with peace of mind.

By concluding an agreement with the webmoney system, all participants (sellers and buyers) agree to the rules for using electronic currency, in case of violation of which they may be excluded from the system. For example, if an entrepreneur is deceiving his clients, then they can complain to the webmoney administration about him. After expulsion, this entrepreneur will never again be able to open a wallet with a certificate.

Types of webmoney wallets.

Each real currency that webmoney works with has its own types of wallets associated with it, for example, WMU wallets are designed to work with hryvnias, to which only hryvnias are credited in the equivalent of 1:1. Other currencies are the same:

1. WMU - hryvnia wallet (1 WMU = 1 UAH)
2. WMR - ruble wallet (1 WMR = 1 rub.)
3. WMZ - dollar wallet (1 WMZ = 1 dollar)
4. WME - wallet for euros (1 WME = 1 euro)
5. WMB - wallet for Belarusian rubles (1 WMB = 1 Belarusian ruble)
6. WMK - wallet for Kazakhstani tenge (1 WMK = 1 tenge)