Binbank deposits for individuals. Opening deposits in Binbank for individuals

Binbank offers a wide selection of deposits for individuals with high returns. Binbank's deposits today are represented by both short-term loans and investments for long periods, with the possibility of partial withdrawal, interest capitalization and other options.

In order to open a deposit in B&N Bank, an individual will need a minimum of time and documents, and if desired, the account can be opened independently using the Internet resource. After sending an application to the bank and selecting a deposit, the client enters into a pre-prepared agreement at the nearest branch. If required, bank specialists will help you figure out which of the current tariffs is suitable based on the needs of clients.

The advantages of bank deposits include:

the possibility of partial or complete withdrawal before the expiration of the term while maintaining profitability;
option for auto-renewal of the contract;
storage of funds in various types of currencies with the possibility of changing one type to another.

Review of current offers

Highest profitability

For investors aimed at extracting maximum profit, a deposit option is offered "Maximum income." The deposit is accessible to a wide range of clients:

low threshold for the minimum deposit amount – 10 thousand rubles;
possibility of short-term investments - period from 31 days;
When opening an account on your own, the interest rate increases by half a percent.
possibility of replenishment.

For those who are going to invest money with maximum benefit, it is recommended to choose an investment period of 367 days with interest received upon expiration of the deposit period.

New offer

If the investor intends to get a high profit from a medium-sized investment ( 50 thousand rubles or more) for a period of one year, it is recommended to take advantage of the latest offer from the bank - deposit "Spring". The bank guarantees the safety of funds within the term of the agreement and their increase with a return of 9.5% per annum. Interest on the deposit will be paid upon expiration, and if necessary, the depositor can extend the agreement automatically.

Maximum convenience

Deposit "The Magnificent Seven" created to preserve and increase personal savings not less than 10 thousand rubles for a period up to 1 year. The program allows you to benefit from funds while maintaining the possibility of partial cash expenditure and replenishment. The program allows you to receive income on the most convenient terms for clients. Withdrawal of the amount is limited only to the minimum threshold of 10 thousand rubles. with the possibility of accrual and capitalization of interest income.

The general conditions of deposits in B&N Bank today include:

period from 181 days;
capitalization, prolongation, withdrawal and replenishment;
profit – up to 7.5% per year;
A 0.5% surcharge is possible for opening an account on your own.

A special feature of the deposit is the fact that interest accrues for each day during the term.

Short-term investments

Offer "Monthly tariff" will interest investors who intend to invest funds for 91 days. When placing funds for this period, the maximum return applies up to 8.4%, while providing for the possibility of making additional contributions and capitalization. You can increase your profits by using online bonus 0.15%, and increased rate for pensioners by 0.15%.

Pivot table

Interest on B&N Bank deposits today allows you to receive increased income on both short-term and long-term investments. Interest rates on B&N Bank deposits are also affected by the amount of the deposit. For example, clients receive the maximum interest on their Binbank deposit when registering for a tariff "Investment in the future."

Type of deposit / Parameter	Minimum size, rub	Deposit term, days	Rate, % per year
Spring	50 thousand	360	7,50-9,50
The Magnificent Seven	10 thousand	181-367	6,70-7,50
Monthly income	10 thousand	91-730	6,50-8,20
Money box	—	—	6,50
Multicurrency	30 thousand	181	6,55-7,55
Investment in the future	150 thousand	181	10,75

Special offers

The credit institution has prepared special offers for pensioners, offering an increased interest rate upon presentation of a pension certificate. The pensioner has the right to count on an extra 0.15% on any of the existing deposits.
In addition, pensioners can open a “Pension” current account, receiving a fixed 5% per annum on the account balance.
In addition, clients can independently make a deposit online, counting on an additional 0.15%.

The bank thinks about its clients, allowing them to save part of their income in the form of interest upon early withdrawal, as well as providing the possibility of automatic prolongation for most deposit programs. Any of B&N Bank’s proposals will allow not only to preserve, but also to steadily increase citizens’ savings.

Deposits of B&N Bank in Moscow are distinguished by increased profitability (for ruble deposits - from 6.4 to 10.75%, foreign currency: for dollars 0.15 - 2%, for euros up to 1%), and the bank’s popularity is determined by a number of additional opportunities :

A large selection of product lines (6 positions), with the possibility of capitalization, prolongation and targeted withdrawal.
Mandatory capital insurance in the amount of up to 1.4 million rubles. (within the framework of law 177-FZ).
Capitalization of interest, regular payment to a separate account, the ability to withdraw and replenish.
Special programs for pensioners.
Making a deposit online.

Types of deposits

"Maximum percentage"

Terms of deposit

Currency - rubles, dollars, euros.
Initial payment - from 10 million rubles / 300 dollars / 300 €.
There are no additional fees.
Interest is calculated at the end of the term.
Prolongation is automatic, upon completion of the deposit period. At the time of prolongation, the amount taking into account the maximum allowances is taken into account. The amount of bonus funds is determined by the method of opening a deposit (Online bonus) and the client’s status (Pension bonuses).
Payment of the deposit is made at the end of its validity period in cash or non-cash form, according to current tariffs.
Minimum terms: 91 days.

Additional bonuses

An additional +0.5% is added to ruble accounts.
For foreign exchange +0%

The pension bonus is used as a bonus upon presentation of pension certificates or upon reaching the age of 55 - for women, 60 years for the male half of clients. Supplements are also accrued 3 months before retirement age:

+0.15% is added to ruble deposits.

For foreign exchange +0.15%.

If it is possible to use several bonuses, they are not summed up, but only one bonus with the maximum profitability is taken into account.

Interest rates:

"The Magnificent Seven"

Peculiarities

Daily income generation and management of funds.
Rapid accumulation with daily capitalization.
Deposit replenishment without restrictions on the amount.
Withdrawing money from an account without reducing the interest rate.

Currency - rub. , dollars, euros.
First payment. For 1 year – 10 thousand rubles / 300 dollars / 300 euros. On day 181 – 3 million rubles. / 50 thousand dollars / 50 thousand euros.
Replenishment of the deposit is possible up to 30 days before its expiration.
Partial withdrawal of funds ahead of schedule - up to the amount of the fixed balance.
Capitalization% - every day.
Payment at accrued interest rates - every day.
Issuance of deposit funds - upon expiration of its validity period in cash or non-cash form, according to current tariffs.
Prolongation is automatic, upon completion of the deposit period. At the time of prolongation, the amount taking into account the maximum allowances is taken into account.
In case of early termination of the contract - 0.001%.

Additional bonuses

The online bonus is accrued when opening a deposit online through the BINBANK-online or MDMonline system:

For accounts in ruble currency add - +0.5%.
To foreign currency deposits - +0%

Interest rates:

The online bonus does not apply to deposits up to 181 days old. The BINBANKonline or MDMonline system allows you to open accounts for a period of 367 days.

When opening an account for 367 days by one individual, there is a limit of 2,500,000 rubles. / 50,000 dollars / 50,000 euros.

For a period of 181 days, the maximum deposit amount is 30,000,000 rubles. / 500,000 dollars / 500,000 euros.

"Monthly income"

A convenient solution for those who plan to place their capital for a convenient period - and receive regular interest payments to their account. Or enjoy monthly capitalization%. An additional aspect is that when the deposit is added, the rate increases.

Terms of deposit

Currency - rubles, dollars, euros.
Initial payment - from 10,000 rubles / 300 dollars / 300 €.
Current account replenishment is possible. It terminates 30 days before the end of the contract. As the deposit amount increases, the interest rate increases. Bonus allowances remain unchanged. Funds are credited at the increased rate the next day.
Partial withdrawals before the end of the term - no.
Receipt of interest - monthly according to the terms of capitalization or payment to the account. The choice is up to the client.
Prolongation is automatic, upon completion of the deposit placement period, taking into account premiums. The amount of bonus funds is determined by the method of opening a deposit (Online bonus) and the client’s status (Pension bonuses).
Funds are released at the end of the contract. The client can expect to receive money in cash or transfer between accounts. At the time of calculation, the current tariffs of B&N Bank are taken into account.
For early refund - 0.001%.

Allowances

The online bonus is available to users who submit an application through the electronic system “BINBANKonline” or “MDMonline”:

For ruble accounts +0.5%.
For foreign currency deposits +0%

Pension bonuses can be counted on by clients who are ready to present a pensioner's certificate or who have reached 55 years of age - for women, 60 years of age - for men at the time of the contract (the promotion comes into force 3 months before the retirement age):

The amount of surcharges for deposits opened in rubles is +0.15%.
In foreign currency +0.15%.

It is important to know! Opening a deposit is accompanied by a choice of conditions: monthly capitalization and the issuance of interest upon expiration of the agreement, or without monthly capitalization, but with monthly receipt of interest on the account.

Bonuses are not cumulative; the bank credits the maximum possible bonuses for one of the promotions.

Interest rates:

"Money box"

The best option for those who want to save up for something they need without losing control over their own savings.

Advantages

The ability to open an account in rubles for any amount - and manage the money at your discretion:

Top up your account - in cash or non-cash.

Withdrawal of money - at any time, in the required amounts.

Receive 6.5% per annum on the account balance.

Saving interest when closing the account.

Currency: rub.

Interest: 6.5% per annum.

Accrual of %: on the last day of each month to the balance amount (according to capitalization conditions).

Early termination of the contract: recalculation of interest at a rate of 0.001% (they are transferred to the account).

Limit - 30,000,000 rubles

"Multi-currency"

A convenient option that allows you to store funds in one of 3 currencies – rubles, dollars and euros. At the same time, it is possible to transfer money from one currency to another without restrictions or commissions.

Positive characteristics:

Return on capital is determined by two factors: interest on deposits and exchange rate changes. Each account has a separate interest rate. The client has the choice of distributing the money, focusing on the exchange rate.

There is no need to go to a branch to convert funds from one currency to another. To obtain information or carry out transactions on accounts, it is enough to use the 24-hour BINBANK Online service.

Terms of deposit

Currency - rubles, dollars, euros.
Limits on the amount - 30 thousand rubles. in total for 3 accounts (recalculation is carried out at the Central Bank exchange rate on the day the agreement is concluded).
Additional crediting of funds to the account is allowed in an amount of 1 thousand rubles. / 50 USD / 50 €.
Early withdrawal of part of the funds - no.
Capitalization% - no.
Interest amounts are credited at the end of the term.
Conversion is allowed between accounts in an unlimited amount, based on the current bank rate.
Issuance of funds - in cash or by bank transfer at the end of the contract. The bank's current tariffs are taken into account.
In case of early termination of the contract - 0.001%.

What to pay attention to:

30 days before the end of the contract, the possibility of making additional contributions is blocked. There are restrictions on the amount of deposits of 30,000,000 rubles. / 1,000,000 dollars / 1,000,0000 euros.

"Investment in the future"

Keeping your own savings in “one basket” is accompanied by a number of risks and lack of confidence in stability. The success of many investors lies in the distribution of their financial investments. PJSC BINBANK and its insurance partners have found a comprehensive solution for effective capital management, offering the issuance of an investment or savings life insurance policy, and receiving maximum rates - up to 10.75% per annum.

Investment proposals are accompanied by:

Reliable life and health insurance protection for clients, their family and friends;
Effective risk-free investment management;
Accumulation of funds for the long term;
Favorable conditions for placing capital.

Choosing a policy

A prerequisite for issuing an endowment insurance policy is an installment plan for paying insurance premiums for a period of 10 years or more with a down payment of 50 thousand rubles. in year.
Selecting an Investment Life Insurance policy (ISH policy) for a period of 5 years with a one-time payment plan for insurance premiums in the amount of 150 thousand rubles / 2 thousand dollars.

Options

Currency: rub/dollar

Types of policies: ILI or NSG.

Interest: 10.25% in rubles/2.5% in dollars or 10.75% in rubles/3% in dollars.

Minimum deposit amount: 150 thousand rubles/$2000 or 50 thousand rubles/$1000.

Limit on deposit amounts: 2 times the amount or 6 times the amount of the lump sum contribution.

Terms: from 181 days.

Account addition: no.

Capitalization %: no

Automatic prolongation: upon expiration of the contract, the deposit receives the status “Profitable+” without options.

Issuance of funds: at the end of the term in cash or non-cash.

Termination of the contract before the end of the term: 0.001%.

Receipt of part of the money at the time of the agreement: 0.001%.

Methods of registration in Moscow

Making a deposit online requires a number of steps:

Open the bookmark https://www.binbank.ru/private-clients/deposits/future/, select a product according to your own preferences.
Go to your personal account using the link https://online.binbank.ru/lite/app/pub/Login?wicket-crypt=Y2gmHnEbb0M&utm_source=binbank.ru&utm_medium=links&utm_campaign=ibank.
Select the optimal deposit parameters, indicate the account for debiting funds and confirm the opening of the deposit.
Fill out the form and scan the documents.
Send it all in one file.
If approved, transfer money to the specified account.

It is important to know! The online rate on new deposits in rubles is 0.5% per annum higher than the conditions for opening a deposit at the B&N Bank office.

At a bank branch:

Select the deposit you are interested in.
Read the terms and conditions.
Contact the branch staff (a list of addresses is available in the section https://www.binbank.ru/branches/offices/list/).
Hand over the documents to the office worker.
Fill out the form.
Transfer funds to the account.

Via courier service (for salary earners):

Call the call center (number for Moscow residents: 8 800 200-50-75).
Check conditions and tariffs.
Set a date for making the deposit.
Meet the courier at the appointed place.
Fill out the form.
When opening an account in your personal account, top it up.

Deposit insurance

Deposit insurance allows bank clients to return deposited funds in the event of bankruptcy or revocation of a license. Payment of funds is carried out through a special fund, which receives mandatory regular payments from financial institutions. As the bank ceases its activities, it is unable to carry out financial transactions, so settlements with clients are carried out with the help of intermediary banks.

In the absence of risk insurance, a financial institution cannot count on a general license from the Central Bank of the Russian Federation. In order to save funds from the fund, the maximum amount of payments per client is limited to 1.4 million rubles. If there are loan obligations to B&N Bank, the amount of payments will be reduced by the amount of the remaining debt. When opening a foreign currency deposit, payments are calculated at internal rates as of the current date.

The deposit insurance program does not apply to a number of accounts:

Unallocated and bearer deposits.
Investments in investment projects.
Money transfers without opening accounts.
Deposits in foreign financial institutions.

Tax rates

According to Art. 214.2 the following accounts are subject to taxation:

Ruble deposits, if the interest rate on them is 5 points higher than the on-lending rate.
Foreign currency accounts with an interest rate above 9 points per annum.

The calculation is carried out at the time the money is issued to the investor. Payment, settlement and deduction are handled by the credit institution. In the current period, refinancing rates are equal to the main deposits. The fee does not differ by product type and interest rate calculation method. Only the actual income of bank clients is included in the calculation. When opening accounts for more than 3 years, they are not subject to taxation. The personal income tax rate is 35% for residents and 30% for non-residents.

Deposit calculator

B&N Bank’s online calculator is available for use on the organization’s official website here. https://direct.binbank.ru/holding/calc/. To determine the return on deposits, you must select a currency, indicate the amount and validity period of the deposit (up to 730 days). For user convenience, a number of additional options are provided:

Periodic payment %.
Preferential early withdrawal.
Partial early withdrawal.
Deposit replenishment.

After a series of manipulations, the system will select the optimal conditions for making a deposit. Here you can also register the product you are interested in.

Below is an example of calculating profitability on an investment of 100 thousand rubles. for a period of 1 year:

The results obtained on the website are for reference only. Actual interest amounts may differ from estimates based on the number of days in each month and the conditions of seasonal deposits.

List of restrictions:

When placing funds by one client in a time deposit account, the amount should not exceed 30 million rubles. / 1 million dollars / 1 million euros. The list of restrictions includes accounts: “Maximum interest”, “Monthly income”, “Multi-currency” or “Piggy Bank”.

For ruble and dollar deposits “Monthly income” the maximum percentage is indicated, taking into account capitalization. This note applies to the ruble deposit “Piggy Bank” and “The Magnificent Seven”.

List of documents

To complete an application for opening a deposit, you must present only 1 document:

For Russian citizens:

Passport.
Military document.
Sailor's passport.
International passport.

For foreign citizens:

Passport of the relevant nationality.

For stateless persons:

If you change your passport data, you should inform the bank about this by submitting a corresponding written application. At the same time, it is required to present a certificate from the police department or a note in the new document about the data of the old passport. When changing your surname or family composition, you must present the bank with a document from the civil registry office (for example, a marriage certificate).

Binbank offers individuals several types of deposits with different conditions. What are the interest rates on them today, and which deposit is more profitable to put money in 2017?

What deposit should I open in B&N Bank in 2017?

To open a deposit, you can come to the B&N Bank office, or you can leave a request on its website. After this, a specialist calls the client back and, based on the needs of the investor, helps him make the right choice. Then the person goes to the nearest B&N Bank branch and enters into an agreement.

Below we will consider the conditions of each deposit in more detail:

"Spring"

A new ruble product dedicated to spring, which is not allowed to be replenished. The initial contribution is at least 50 thousand rubles, the maximum is 30 million.

The duration of the deposit is 360 days. The interest calculation system is interesting: from the 1st to the 120th day 9.5% is credited, from the 121st to the 240th day - 8.5%, from the 241st to the 360th - 7.5%.

Income is paid after the end of the term.

If the client does not take any action, the deposit is automatically extended for the same period (or as close as possible), but under the terms of the “Profitable+” deposit.

"The Magnificent Seven"

An account can be opened in one of three currencies – dollars, rubles or euros. The minimum initial amount depends on the duration of the investment:

for 367 days – 10 thousand rubles. ($300 or euro);
for 181 days – 3 million rubles. (50 thousand euros or dollars).

Additional deposits are allowed, but no later than a month before the end of the deposit. You can withdraw part of the deposit ahead of schedule, but the remaining amount should not be less than the minimum balance, which is equal to the entry fee.

Interest is calculated and paid daily. Upon completion, the deposit is automatically renewed under the conditions in force at that time.

The maximum you can invest is:

for 367 days – 2.5 million rubles. (50 thousand euros or dollars);
for 181 days – 30 million rubles. (500 thousand dollars or euros).

It is more profitable to open a product for 367 days through the Binbank-Online system. In this case, a surcharge of 0.5% plus the regular rate is applied to the ruble deposit. Online bonuses are not awarded for accounts in foreign currency.

The interest rate is determined by the type of currency and the period for which the money is invested:

"Monthly income"

The initial amount that can be deposited is 10 thousand rubles. ($300 or euro).

Income is credited every month, and the client can receive all the interest at the end of the term or send it monthly to any current account.

You cannot receive money in installments, but you can report it. However, later than 30 days before the end, contributions are no longer accepted. It is also worth considering that the account must have less than 30 million rubles.

The rate depends on the size of the balance: if, as a result of additional contributions, the deposit amount has increased to the next range, then the percentage also increases in accordance with the table:

The client can raise the ruble rate by 0.5% if he opens a deposit through Binbank-Online. And if you have a pensioner’s certificate, the profitability increases by 0.15%. Bonuses are not cumulative.

Prolongation upon completion is carried out automatically.

Savings account "Piggy Bank"

This deposit is different in that you can deposit and withdraw money from it at any time.

Yield is 6.5% per annum, interest is accrued every month. And even if the client decides to close the account before the deadline, they will not be recalculated for the past months.

Interestingly, according to the agreement, Binbank can unilaterally change the rate at any day. He must inform about this on the website and on information stands in his branches.

"Investment in the future"

This deposit is suitable for those who wish to receive one of the policies from B&N Bank:

ILI from 5 years with a one-time payment of contributions from 150 thousand rubles. (or 2 thousand dollars);
NSZh from 10 years with installments and an initial annual payment of 50 thousand rubles. (or 1 thousand dollars per year).

You can open an account in rubles or dollars for a period of 181 days. You cannot deposit money; interest is paid at the end.

After completion, the deposit is extended to “Profitable+” without options.

"Multi-currency"

This deposit allows you to distribute funds simultaneously across three currencies. Moreover, you can convert them from one to another at any time and as many times as you want (at the B&N Bank rate). This is done through Binbank-Online.

The starting deposit amount is 30 thousand rubles. (total for three currencies, calculated at the Central Bank exchange rate). Subsequent contributions are allowed no later than 30 days before the end. The smallest replenishment amount is 1 thousand rubles. (50 euros; 50 dollars).

Income is paid at the end of the period, which cannot be less than 181 days.

Interest rates are as follows:

After expiration, the deposit is automatically renewed for the same period in accordance with the conditions in force at that time.

How to close a deposit?

Deposits can be withdrawn at any time. But you should know that if the contract is terminated early, the profitability will be recalculated at a rate of 0.001%.

After closing, the money can be received in cash or transferred to an account opened with B&N Bank.

One of the ten leading deposit banks in the country is B&N Bank, which, according to the National Rating Agency, is at the bottom of the top three most reliable financial institutions in Russia. Thanks to this, the bank Binbank deposits In 2017, many Russians invested, whose total deposit portfolio exceeded 522 billion rubles. Deposits in B&N Bank today are quite attractive both for their conditions and for their wide range.

Offers of the month:

Debit cards

Credit cards

Microloans

Consumer loans

Binbank: deposits of individuals in 2017 on the official website

Deposits in Binbank today, updated in the middle of the summer season, are represented by 6 time deposits. For users who understand how profitable individual deposits and interest are at Binbank JSC in 2017, the official website of the financial institution additionally offers the opportunity to open a savings account.

Among the deposits of the financial institution there are both standard deposits (“Magnificent Seven”, “Monthly Income”, “Maximum Interest”), and combined products: “Deposit in the Future” +/ILS Policy” and “Investment in the Future +/ILI Policy”. Clients who are interested in investment products are offered multi-currency deposits at Binbank, the interest on which is calculated in dollars, rubles and euros.

Like most other large financial institutions, the bank offers clients the opportunity to open savings accounts via the Internet (with the exception of insurance deposits). Binbank opens deposits for individuals in 2017 through the official website (Internet banking) with a premium to the rate of 0.6 percentage points.

Online and offline deposits of B&N Bank - conditions

“Monthly income” is a program within which deposits are opened with monthly payment/capitalization of interest at the client’s choice. Such deposits in B&N Bank today (updated according to the conditions in July) can be replenished until 30 days remain before the agreement is closed.

“The Magnificent Seven” is a program that opens income and expense deposits. Binbank currently capitalizes interest on deposits within the framework of this program on a monthly basis or pays it to the client’s account.

“Maximum income” – savings deposits with income payment at the end of the term.

The most profitable deposit in Binbank today in rubles

The most profitable deposits in B&N Bank today are offered under the Piggy Bank program. They fall under the category of demand savings accounts. Deposits in rubles in B&N Bank under the Piggy Bank program do not have a minimum amount and can be replenished without restrictions.

Income under this program is calculated on the account balance at a rate of 6.5% per annum. Accrued interest on deposits in B&N Bank is currently capitalized monthly.
Binbank allows individuals to cash out these deposits at any time: either in full or in parts.

B&N Bank – interest rates on deposits updated for today

Interest rates at Binbank today for individuals are set depending on the program chosen by the client:

“Monthly income – 5.8-7.3%
“The Magnificent Seven” – 6.7-7.5%
“Maximum income” – 6.95-7.9%.

The maximum rate on B&N Bank deposits for individuals in 2017 is available to clients opening savings accounts for a period of six months.

For clients who make “Monthly Income” and “Magnificent Seven” deposits at Binbank JSC, interest rates on deposits today are actually higher due to the capitalization of income.

Foreign currency deposits for individuals in B&N Bank: interest rates

For clients making deposits in 2017, Binbank set rates on deposits in foreign currency that are quite competitive. The yield on savings accounts in dollars reaches 0.7-2.55%, and in euros – 0.15-0.8% per annum.

Interest rates at B&N Bank on deposits in foreign currency depend on the duration of the placement of funds. The longer the term for placing money, the higher the return on the deposit.
When contacting B&N Bank, rates on deposits in dollars vary depending on the program chosen by the client:

“Monthly income – 0.35-1.3%
“The Magnificent Seven” – 0.95-1%
“Maximum income” – 0.55-1.65%.

Interest rates on B&N Bank deposits in euros are more modest:

“Monthly income – 0.15-0.55%
“The Magnificent Seven” – 0.25-0.3%
“Maximum income” – 0.25-0.8%.

Unlike ruble deposits, Binbank opens online currency deposits without bonuses in the form of an increase to the rate.

Insurance and multicurrency deposits of B&N Bank for today

Multicurrency deposits in B&N Bank for individuals today are opened at 6.55-7.55% in rubles, 0.4-0.7% in dollars and 0.05-0.15% in euros. The minimum account balance is 30 thousand rubles (the equivalent in foreign currency), the placement period is 6, 12 or 18 months.

For clients who have taken out investment and savings life insurance policies, interest on deposits in B&N Bank today is 2.25% and 2.5% in dollars. In the first case (with an ILI policy), the account is opened in the amount of 2 thousand dollars, in the second - from 1 thousand dollars.

Binbank issues deposits for individuals who have taken out an ILI and NSG policy at 9% and 9.5% per annum in rubles. The minimum deposit amount in the first case is 150 thousand rubles, in the second - 50 thousand rubles.

Insurance deposits are being issued at B&N Bank for individuals today for a period of 6 months.