The insurance period is of great importance for calculating pensions. We tried to outline what is included in the insurance period and how to calculate it in our article.

Periods for calculating the insurance period

The insurance period includes periods of work and other activities on the territory of the Russian Federation, provided that during these periods insurance contributions were paid to the Pension Fund of the Russian Federation. These are the so-called periods included in the insurance period. Insurance premiums for a citizen are paid by his employer. Therefore, the main feature of these periods included in the insurance period is that the citizen worked officially during these periods. It does not matter whether the citizen worked under an employment contract, provided services or performed work under service contracts or contract agreements. The main thing is that during these periods his employer or customer pays insurance contributions to the Pension Fund.

However, there are other periods when a citizen did not work and insurance contributions to the Pension Fund were not paid for him. Such periods can be counted towards the insurance period. These are the so-called “non-insurance periods” that are counted towards the insurance period. Those. When assigning an insurance pension, these non-insurance periods are also taken into account. Examples of non-insurance periods (counted into the insurance period) are periods of conscription in the army and being on maternity leave.

What is included in the insurance period

The insurance period includes time, or more precisely, periods of work of a citizen only if the following conditions are met:

1. during these periods the citizen worked or carried out other activities;
2. work or other activities were carried out on the territory of the Russian Federation;
3. the citizen was a person insured in the compulsory pension insurance system;
4. During these periods, insurance premiums were paid.

If at least one of the specified conditions is absent, then this period will not be included in the insurance period.

We draw attention to one important circumstance. If a citizen worked before January 1, 1991, and state social insurance contributions were paid for him, then this period is included in the insurance period. Also, periods of work from January 1, 1991 to January 1, 2002 are included in the insurance period, if during this period the unified social tax or the unified tax on imputed income was paid (for certain types of activities). For example, from 1980 to 2015, a citizen worked in different organizations and, at the same time, until December 31, 1990, employers paid insurance contributions to state social insurance, and from January 1, 1991, paid insurance contributions to the Pension Fund of the Russian Federation. In this case, the period from 1980 to 2015 will be included in the citizen’s insurance experience.

What periods are counted in the insurance period?

There are other periods that are counted towards the insurance period. These are the so-called non-insurance periods, which are not included, but are counted in the insurance period. If periods of work turn on into the insurance period (and one of the conditions for inclusion in the period of service is the payment of insurance premiums), then non-insurance periods counted during the insurance period without paying insurance premiums.

The legislation provides for ten non-insurance periods counted towards the insurance period:

1. the period of military service, as well as other service equivalent to military service;
2. the period of being on sick leave, i.e. receiving compulsory social insurance benefits during incapacity for work;
3. the period of care of one of the parents for each child until he reaches the age of one and a half years (but not more than six years in total);
4. the period a citizen receives unemployment benefits;
5. the period of detention and serving sentences of persons unjustifiably brought to criminal liability;
6. the period of caring for a person who has reached the age of 80, for a disabled child or for a group I disabled person;
7. the period of residence abroad of spouses of employees of diplomatic missions and consular offices of the Russian Federation, representative offices of the Russian Federation at international organizations, trade missions of the Russian Federation;
8. the period of residence of spouses of military personnel serving under contract with their spouses in areas where they could not work due to lack of employment opportunities (but not more than five years in total);
9. the period counted towards the insurance period in accordance with Part 6 of Art. 18 of the Federal Law of August 12, 1995 N 144-FZ “On operational investigative activities”;
10. the period during which persons who were unjustifiably brought to criminal liability and subsequently rehabilitated were temporarily suspended from office (work) in the manner established by the legislation of the Russian Federation.

IMPORTANT:the periods listed above are counted towards the insurance period only if these periods were preceded and/or followed by periods of work and/or other activities during which insurance contributions to the Pension Fund of the Russian Federation were accrued and paid. In this case, the duration of the “insurance” periods can be any.

For “non-insurance” periods, pension points are assigned for a full calendar year. If the duration of the “non-insurance” period in the corresponding calendar year was less than 12 months (say, 252 days), then pension points for this period are adjusted taking into account the share that the non-insurance period makes up in relation to the calendar year.

How is the insurance period calculated?

Let us immediately note one terminological feature. Should not be mixed calculus insurance experience and count insurance experience. The rules for calculating the insurance period are included in the procedure for calculating the insurance period, i.e. counting is a method of calculation and has a narrower focus.

Article 13 of the Law on Insurance Pensions sets out in detail how the insurance period is calculated. The length of service is calculated:

1. in calendar order;
2. in case of coincidence in time periods that turn on in the insurance period, and periods that counted In the insurance period, only one of these periods is taken into account at the choice of the citizen.

The calendar procedure for calculating the insurance period means the following: a full calendar year consists of 12 calendar months; a full calendar month is 30 calendar days, regardless of the actual length of the month. The legislation does not provide for any preferential calculation of the insurance period.

Article 14 of the law on insurance pensions regulates the rules for calculating the length of service in the compulsory pension insurance system.

If periods occur within the same period of time, which may be included or counted insurance period, then one of the periods of the citizen’s choice is taken into account.

before registration citizen as an insured person, are confirmed on the basis of information from individual (personalized) registration in the Pension Fund of the Russian Federation for the specified period and/or documents issued by employers.

When calculating the insurance period, the periods included and counted are those that took place after registration citizen as an insured person, are confirmed on the basis of individual (personalized) registration information in the Pension Fund of the Russian Federation.

Is study included in the insurance period?

Studying outside of work, for example, full-time study at a higher educational institution, is not included in the insurance period.

But if you study without interruption from work or other activities, and during this period your employer calculates and pays insurance contributions to the Pension Fund of the Russian Federation, then the study time will be included in the insurance period.

Quite often, citizens are interested in what insurance experience is. For retirement, this component plays an extremely important role. That is why you need to find out as much information as possible about your insurance experience. After all, in the case of everything is clear - these are periods of official employment. Calculating it is not as difficult as it seems. It is enough to express the total duration of employment in years, months, weeks and days. But with regard to insurance-type experience, everything is not so simple. In some cases, this feature has to be further confirmed. So what are we talking about? And what should every citizen know about this component?

Definition

The first step is to understand what insurance experience is. This is an extremely important component for retirement. Without it, in principle, there are no pension payments. Therefore, many people think about what this term represents.

The insurance period is the time periods during which the citizen made contributions. More precisely, this is the total result of the specified intervals. Typically, the insurance period is longer than the working period. According to the definition established in Russia, this term refers to the total duration of deduction to the Pension Fund of the Russian Federation, which has no significant connection with length of service.

Simply put, this refers to the periods during which a citizen makes contributions to the Pension Fund. What do you need to know about them? What features should you pay attention to?

Types of experience

What is insurance experience? For retirement, it plays, as has already been said, an important role. Without this component, you cannot receive pension payments at all. It is worth paying attention to the fact that the insurance period may vary. There are several types. Which options stand out in Russia?

Special insurance experience is the second type of component of pension formation being studied. Characterizes a period of work in special (for example, harmful or dangerous) conditions.

Non-working periods

There are no other types of insurance guard. It is worth paying attention to the fact that the indicated periods do not necessarily mean official employment under a work book or contract. There are periods that are officially included in the insurance period, but they are not considered working time. Insurance experience plays a fundamental role. But due to certain circumstances, citizens are forced not to work. Therefore, special non-work moments of life are counted towards “insurance”.

Among them are:

• over 80 years old or disabled since birth;
• being on parental leave for up to one and a half years;
• military service;
• time of receipt of disability benefits (temporary);
• periods during which unemployment benefits were paid;
• time spent in prison, if the citizen’s innocence is subsequently proven;
• relocation at the direction of employment centers for employment purposes;
• the presence of spouses of people working in embassies and consulates outside the Russian Federation;
• periods of stay with military personnel (meaning spouses) in areas where it is impossible to find employment.

However, there are some restrictions. The thing is that periods of caring for minors allow you to get no more than 4.5 in total. And if we are talking about staying with a military husband in a place where it is impossible to find a job, then the period of time being studied will allow you to obtain a maximum of 5 years of experience in the field of insurance. Otherwise there are no restrictions.

Official labor

The insurance period for an old-age pension is extremely important. The periods of time that are counted as “insurance” have already been named. But often the insurance period is a period of employment. If a citizen does not officially work and does not have any non-labor characteristics, then his length of service is not counted. This means that it may be that a citizen will receive a minimum pension in Russia.

Official periods of labor type, which allow increasing the insurance period, are considered:

• Working hours under an employment contract. This refers to official employment.
• Participation in public works, which are paid for by the state. And it doesn’t matter which ones.
• Periods of doing business. All entrepreneurs, regardless of the type of business, make contributions to the Pension Fund for themselves and for their employees.

Accordingly, businessmen can also receive a pension and insurance coverage. This is extremely important for those who do not plan to work “for someone else”, but still count on pension payments in the future.

Significance

The insurance period for calculating a pension is one of the most important indicators. Without it, it will not be possible to calculate pension payments. After all, as a rule, a pension is paid from all the accumulated contributions that were made for the citizen or directly by the pensioner earlier.

Also, the insurance period is important for sick leave. But a much more important point is the pension. After all, this type of payment becomes the main source of income for disabled elderly people. It is worth noting that the insurance period for assigning a labor pension (or any other) is planned to be increased until 2024. This means you should worry about its availability in advance. The bigger, the better. In addition, it is easier to obtain insurance-type experience than labor experience.

How to count

What principles are proposed to guide you? In fact, nothing is difficult. The thing is that calculating the insurance period for a pension is only the simplest mathematical operations, or rather addition.

It is enough to sum up all periods of official employment, as well as the time included in the insurance period. At the end you will get the total amount. In principle, there is nothing difficult or special about this. Many people recommend using a special insurance experience calculator. It will allow you to accurately determine, based on the entered data, how much “insurance” a person has accumulated. You can find this service on the official website of the Pension Fund.

Minimums

What else should you pay attention to? The thing is that there is a certain minimum insurance period that every citizen must accumulate. Only in this case will it be possible to apply for pension payments from the state. Previously it was 5 years. But in 2015 there was an increase to 6 years. In 2016, it was slightly increased by 1 year. Now, to receive a pension, you will have to accumulate at least 7 years of insurance experience.

But, as already mentioned, it is planned to increase this limit until 2024. They say that in Russia the insurance period for a pension (old-age or any other) will have to be at least 15 years. This change has already been accepted. Therefore, future retirees should worry in advance about having sufficient insurance coverage.

Confirmation

But this is not all the important information that every person should become familiar with. How is insurance coverage for a pension confirmed? This is not so easy to do. The point is that every citizen, when assigning a pension, must provide some evidence indicating certain periods counted in the type of experience being studied. The documents are varied.

Evidence usually provided includes:

• military ID;
• children's birth certificates;
• adoption certificates;
• extracts on business activities;
• work book;
• other papers indicating the presence of insurance experience (for example, statements of care for a disabled person aged 80).

Accordingly, if you use an insurance period calculator, you will have to indicate all the named time periods yourself. Only then will you be able to fully find out your insurance experience.

Results

Perhaps this is all the important information that every resident of Russia should know about. In general, the situation with pensions in the country is ambiguous. Now we have to constantly monitor changes in the system. It is already clear that the insurance experience will increase. But there are no plans yet to exclude non-working periods, which allow one to obtain additional “insurance.”

From now on it is clear what insurance experience is. For pensions, this is one of the main indicators that directly affects pension payments. In fact, calculating the length of service and proving it is not so difficult. It is recommended to check with the Pension Fund about any changes. They will definitely tell you everything about your work and insurance experience. This organization will also help you find out how much insurance experience a particular citizen has.

The article will discuss the differences between labor and insurance experience. What opportunities do they provide, how are they calculated, and how do they differ from each other? Read on.

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In order to be eligible to receive a pension or other benefits, a person must have experience. It can be general labor and insurance.

Which one is used when calculating pensions? In order not to confuse these concepts, it is necessary to understand what the differences between them are.

Basic moments

Experience plays a major role in a person’s financial security, both during his working life and during his retirement.

Experience is not accrued for absenteeism or being on vacation at the employee’s own expense. The insurance period is confirmed by submitting the necessary documents to the Pension Fund.

You can reconcile documents one year before your expected retirement. Proof of work experience is.

If all periods of work activity were indicated in the document, then there will be no problems when calculating a pension or other benefit.

To calculate a pension, a minimum of 5 years of work experience is required. However, its size will be minimal. The insurance period is taken into account when calculating sick leave.

When the benefit is calculated, those periods when the citizen carried out labor or other activities while paying insurance premiums are taken into account.

The longer the experience, the greater the payment. Normally, the calculations look like this:

If the insured employee has less than 6 months of experience, the benefit will be 1% of the salary.
For sick leave, the insurance period begins from the moment of the insured event. Calculated in calendar days.

What it is

The insurance period is the total duration of the periods when a person was officially employed and the employer paid contributions for him.

The insurance period includes the following periods:

• military service (or equivalent);
• the spouses were in a military camp, which made work impossible (less than 5 years);
• diplomatic spouses were abroad;
• the person had temporary disability (with continued payment);
• the benefit was paid by the labor exchange;
• a woman cared for a baby for 1.5 years;
• the employee took part in paid public works;
• period of imprisonment if proven innocent;
• the person cared for a disabled person or a person over 80 years of age.

Insurance experience is measured in months. A month will be credited as full if the contribution amount for it is not lower than the minimum.

If the amount is lower, then the person has the right to pay extra so that the month is counted as full for calculating the length of service.

Work experience is a period of various types of activity necessary to receive payments - benefits from the state, pensions.

Contains quantitative and qualitative characteristics. The first is the length of experience. The second is the working conditions (harmfulness, danger, etc.).

What are their functions

The main purpose of work experience is to perform correct calculations in order to establish the exact amount of the pension. It is also taken into account when calculating social benefits and state benefits.

Citizens with work experience will be able to apply for a pension - based on length of service or upon reaching age.

The length of time during which a person has paid contributions to the Pension Fund gives him the right to receive a pension.

That is, the longer the period of payment of contributions, the greater the size of the pension. The insurance period makes it clear whether a person has the right to receive an old-age pension or not.

In addition, it is necessary both for assigning a pension on a general basis and on an early one.

Current standards

Work experience is the total number of days of work or other activity before 2002. The size of the pension until January 1, 2002 depends on its duration.

After this date, its size depends on the insurance premiums that were paid by the employer.

The difference is this:

Starting from 2015, the insurance period is calculated not by dates, but by points, summing which, an individual coefficient for calculating a pension is obtained.

Experience is a complex legal fact that affects the emergence or change of the right to assign payments of all types of benefits, pensions, etc. There are several types of experience: labor, general and special insurance experience. Let's look at these concepts in more detail. So, what is insurance experience?

The total insurance period is the duration of a person’s work activity, during which mandatory insurance contributions were paid, as well as other periods specified in the law. The credit may also include periods when a person did not work for valid reasons according to the established procedure.

What is included in the insurance period?

Insurance periods include: temporary disability with the right to receive social insurance benefits, leave to care for a child or a disabled person of the first group, participation in socially useful labor activities with the receipt of unemployment benefits, military service on conscription, as well as residence of military families in regions where there was no opportunity to find a job. In the latter case, the law establishes a maximum period of 5 years. The above periods are taken into account only if there are periods of labor activity preceding or following them.

Special insurance experience is the duration of a person’s labor activity in workplaces with hazardous working conditions, in special climatic conditions, or outside the Russian Federation in territories with a special status for paying mandatory insurance contributions.

Insurance experience and work experience, what is the difference?

Work experience is the duration of a person’s work activity, which is a mandatory prerequisite for the appointment and payment of vacation, pensions, various benefits, etc.

The differences between the concepts presented are as follows:

Legal significance of length of service in the right to social security.

In connection with the presence of insurance experience, the right to pension accruals and payments arises. The presence of total work experience is necessary for the legal assessment of information about the work experience of insured persons and determining the amount of insurance payments.

Calculation of insurance and labor experience.

Periods of work or other activities that occurred both before and after the introduction of the law can be counted towards the insurance period. The calculation of the total length of service is carried out and does not include other periods of activity taken into account in the insurance period.

Periods of unemployment during which a person received benefits under the state program are counted towards both the length of service and the insurance period. In fact, periods of activity as a member of a farm, an individual entrepreneur, etc. can also be counted towards the insurance period. It doesn’t matter much how seniority is earned. An important element in this case is the paid insurance premiums.

The importance of the insurance period when calculating sick leave benefits

When calculating sick leave benefits, the periods of work or other activities of the employee during which insurance payments were made are taken into account. The amount of the benefit depends directly on the length of the insurance period. The longer a person's insurance coverage, the higher the amount of his benefit will be.

If the total working activity of the insured person is 5 years, sick leave benefits will be calculated based on 60% of the average monthly salary. If the duration of the insurance period is from 5 to 8 years, 80% of the average monthly salary is accrued, eight or more years - 100%.

If the duration of the insurance period does not exceed six months, the amount of sick leave benefits will be no more than one minimum monthly salary, taking into account the regional coefficient.

The insurance period for sick leave is determined on the date of the occurrence of the insured event and is calculated in calendar order. Since the length of sick leave is calculated based on full months and full years, the procedure for transferring full months and years is very important, since an insignificant difference can significantly affect the amount of the benefit.

In this case, the transfer of full months and full years is carried out only for months and years that have not been fully worked.

Official confirmation of an employee’s work experience is a document containing employment records, that is, his work record book.

If the labor records are not marked with specific dates, the following must be taken as the estimated date:

If there is no month - the first of July of the corresponding year;
If there is no date for the month, the 15th day of the specified month.
If the employee cannot provide a work book, or the entries in it are incomplete or incorrectly entered, the social insurance fund may accept certificates issued by the employer, written employment contracts, personal accounts, etc.

Crediting the period of military and army service and insurance experience

According to the order of the Ministry of Health and Social Development of the Russian Federation, for the calculation of sick leave benefits, the period of general insurance coverage included the time of professional service in military positions. However, if military service took place, the corresponding benefits will not be paid. If this significantly affects the amount of the benefit paid, then additional payments are provided from the state budget.

Insurance period for sick leave,/h3> The Social Insurance Fund of the Russian Federation has issued an explanatory letter regarding the correctness of calculation of the insurance period to determine the amount of benefits for temporary disability.

First of all, we will indicate when, when calculating benefits for temporary disability, an accountant must take into account the employee’s insurance record.

Federal Law No. 255-FZ “On compulsory social insurance in case of temporary disability and in connection with maternity” determines that the amount of benefits directly depends on the insurance length of the sick citizen.

Thus, the benefit is paid in the following amounts:

For an insured person with 8 or more years of insurance experience - 100 percent of average earnings;
for an insured person with an insurance period of 5 to 8 years - 80 percent of average earnings;
for an insured person with up to 5 years of insurance experience - 60 percent of average earnings.

This rule applies to sick leave paid in case of loss of ability to work due to illness or injury, during quarantine, prosthetics for medical reasons and after-care in sanatorium-resort institutions immediately after hospital treatment. Unlike ordinary sick leave, a certificate of incapacity for work issued in connection with maternity, in general, is always paid in the amount of 100 percent of average earnings.

In addition, the legislation establishes restrictions on the amount of sick leave for persons with less than six months of work experience (less than six months). In this case, the sick person is paid a benefit in an amount not exceeding the minimum wage for a full calendar month (Part 6, Article 16 of Federal Law No. 255-FZ). In districts and localities in which regional coefficients are applied to wages - in an amount not exceeding the minimum wage taking into account these coefficients.

Women are paid maternity benefits in a similar situation from the same amount (Part 3, Article 11 of Federal Law No. 255-FZ).

Let us also recall that the insurance period for determining the amount of benefits includes the periods of work of the insured person (Article 16 of Federal Law No. 255-FZ):

Under an employment contract;
in the state civil or municipal service;
on other activities during which the citizen was subject to compulsory social insurance in case of temporary disability and in connection with maternity.

Insurance experience is not equal to work experience

This is a general requirement for the procedure for calculating insurance experience. It should be noted that the length of service may include any periods during which the citizen was insured in accordance with the legislation regulating social insurance, and the employer transferred social insurance payments for the period of this work. It is no coincidence that the length of service is called “insurance” and not “labor”, despite the apparent identity of their origin.

Therefore, if this rule is observed, the length of service may actually include the period of activity as an individual entrepreneur, and a member of a peasant (farm) enterprise, and the time of work as a private notary, detective, and many other periods of activity, up to the time of military service and experience as a housekeeper. It is not so important how the length of service is earned; the main element here is insurance contributions in favor of the insurer to the Social Insurance Fund.

Rules for calculating length of service

The rules for calculating and confirming insurance experience are established by Order of the Ministry of Health and Social Development of Russia No. 91 “On approval of the Rules for calculating and confirming insurance experience to determine the amount of benefits for temporary disability, pregnancy and childbirth.” It notes that the main document confirming the insurance experience is the work book. If an employee does not have a work book, or if the entries in the work book are incomplete or entered incorrectly, then the Social Insurance Fund accepts written employment contracts, certificates issued by employers, extracts from orders, personal accounts and payroll statements.

Full periods cannot be transferred

One of the main rules for determining length of service for the purpose of calculating disability benefits or maternity benefits is as follows: periods of work (service, activity) are calculated on the basis of a full month (30 days) and a full year (12 months).

At the same time, paragraph 21 of the above rules clearly indicates that every 30 days are converted into full months, and every 12 months into full years.

Insurers explain that transfers for full months and years are not necessary. This rule (transfer rule) should be applied only for those months and years that have not been fully worked out.

It should be noted that in previous times, personnel officers actually converted the entire period worked into full months and years, initially calculating the total number of days worked by a citizen over his entire work experience, and then from the total number, full months and then full years were determined. Now this order is not allowed. Fully worked years and months are immediately accepted as full periods, and only months and years that are not fully worked are recalculated (translated) into full periods.

In conclusion, let’s talk about one more important rule. If in the work book the periods of work (service, activity) are indicated without indicating the exact dates (month and day), then the date is taken as July 1 of the corresponding year (the month of the year is not specified) and the 15th of the corresponding month (the day of the month is not specified).

Labor insurance experience

Work experience is the total duration of periods of work and other activities taken into account when determining the right to certain types of pensions under state pension provision, which are counted in the insurance period for receiving a pension provided for by the Federal Law “On Labor Pensions in the Russian Federation”.

Work experience is divided into the following types:

1. Total labor (insurance) length of service – the total duration of periods of work and (or) other activities taken into account when determining the right to a labor pension, during which insurance contributions were paid to the Pension Fund of Russia, as well as other periods counted in the insurance period.

The insurance period includes periods of work and (or) other activities performed by citizens of the Russian Federation:

On the territory of the Russian Federation, provided that during these periods insurance contributions were paid to the Pension Fund of Russia;
outside the territory of the Russian Federation - in cases provided for by the legislation of the Russian Federation or international treaties of the Russian Federation, or in the case of payment of insurance contributions to the Pension Fund of Russia.

The value of the insurance period:

Is the basis for receiving an old-age pension, disability from a general illness, or in the event of the loss of a breadwinner from a general illness;
associated with it is the possibility of early retirement in old age.

2. Continuous work experience is determined by the duration of the last continuous work at a given enterprise, institution, organization, as well as the time of work or other activities at different enterprises, if the deadlines established by law are met when moving from one job to another.

The amount of temporary disability benefits depends on its duration. In this case, continuous length of service is calculated by the day of temporary incapacity for work;
its duration affects the amount of remuneration based on the results of work for the year;
It is associated with the establishment of additional payments and allowances to tariff salary rates.

3. Special length of service – the total duration of a certain work activity (service).

Taking into account special work experience, an old-age pension is established in connection with special working conditions and work in the Far North;
taking into account length of service, a long-service pension is established;
The size of the percentage increase in wages and the annual remuneration for length of service depends on the length of special work experience.

Calculation of insurance period

Today, the assignment and payment of temporary disability benefits to insured persons is regulated by the following regulations:

Federal Law N 255-FZ “On compulsory social insurance in case of temporary disability and in connection with maternity” (hereinafter referred to as Law N 255-FZ);
Regulations on the specifics of the procedure for calculating benefits for temporary disability, pregnancy and childbirth for citizens subject to compulsory social insurance, approved. Decree of the Government of the Russian Federation N 375;
Rules for calculating and confirming the insurance period for determining the amount of benefits for temporary disability, pregnancy and childbirth, approved by Order of the Ministry of Health and Social Development of Russia N 91 (hereinafter referred to as the Rules).

To determine the amount of sick leave, first of all, it is necessary to calculate the employee’s insurance length.

The amount of temporary disability benefits depends on the employee’s insurance coverage. When calculating the insurance period, breaks in work do not matter. Periods of labor and other activities are summed up. Calculation of periods of work (service, activity) is carried out in calendar order based on full months (30 days) and a full year (12 months). In this case, every 30 days of these periods are converted into full months, and every 12 months of these periods are converted into full years (clause 21 of the Rules). In order to facilitate the procedure for calculating the insurance length of employees, we have developed a program for calculating the length of service, which is used to calculate the accrual of temporary disability benefits.

The second step in calculating temporary disability benefits is to determine the amount of the benefit itself.

According to paragraph 1 of Art. 7 of Law N 255-FZ, benefits for temporary disability due to illness or injury, during quarantine, prosthetics for medical reasons and after-care in sanatorium-resort institutions immediately after inpatient treatment are paid in the following amount:

1. if you have 8 or more years of insurance experience - 100 percent of average earnings;
2. if you have an insurance period of 5 to 8 years - 80 percent of average earnings;
3. if you have an insurance period of 6 months to 5 years - 60 percent of average earnings.

If the employee’s insurance experience is less than six months, the amount of temporary disability benefits cannot exceed the minimum wage for a full calendar month, and in regions and localities where regional coefficients for wages are applied, the benefit is paid in an amount not exceeding the minimum amount remuneration taking into account these coefficients (clause 6 of article 7 of Law N 255-FZ).

The personnel officer indicates the duration of the insurance period on the certificate of incapacity for work. When calculating and confirming the insurance period, you must be guided by the Rules.

According to Art. 11 of Law N 255-FZ, maternity benefits are paid to a woman in the amount of 100 percent of average earnings if she has an insurance period of at least 6 months.

Temporary disability benefits are paid at the expense of the organization for the first three days of temporary disability, and for the remaining period, starting from the fourth day of temporary disability, at the expense of the Federal Social Insurance Fund of the Russian Federation (Clause 1, Part 2, Article 3 of Law No. 255-FZ).

In accordance with Part 3.1 of Art. 14 of Law N 255-FZ, temporary disability benefits, maternity benefits and monthly child care benefits are calculated based on average earnings. In this case, average earnings are taken into account for each calendar year in an amount not exceeding the established maximum base for calculating insurance contributions to the Social Insurance Fund of the Russian Federation. This is provided for by the Federal Law “On insurance contributions to the Pension Fund of the Russian Federation, the Social Insurance Fund of the Russian Federation, the Federal Compulsory Medical Insurance Fund and territorial compulsory medical insurance funds”

Periods of insurance period

The main condition for including a particular period in the insurance period is the payment of insurance contributions to the Social Insurance Fund of the Russian Federation for the period under consideration. Therefore, in addition to recording in the work book and paying wages, the employee should monitor the calculation of contributions.

So, the length of service for calculating sick leave, if contributions have been paid, may include the following periods (clause 2.1 of the Rules for calculating length of service for sick leave):

Work under an employment contract.
Public service, both civil and municipal.
Private practice, including lawyers, notaries, private detectives, etc.
The work of a member of a cooperative or collective farm, if he takes personal labor participation.
Activities of the clergy.
Other periods provided by law.

It is worth noting that it is important not only the presence of a particular activity on the list, but also the time of its inclusion in the list.

As a general rule, insured citizens of the Russian Federation, foreign citizens, and disabled citizens have the right to a pension, unless otherwise specified in international treaties or regulations, subject to certain conditions (Article 3 of Law No. 173-FZ).

Now let’s look at what periods pension legislation allows for inclusion in the insurance period (Article 10 and Article 11 of Law No. 173-FZ):

Work under an employment or civil law contract in the Russian Federation, if contributions to the Pension Fund of the Russian Federation, Social Insurance Fund, etc. have been paid.
Work abroad, in the presence of an international agreement, other legal acts on this issue or paid contributions to the Pension Fund of the Russian Federation, Social Insurance Fund, etc.
Service in the Armed Forces and equivalent to it.
Sick leave.
Care for each child up to 1.5 years old by one of the parents, but not more than 3 years in total.
Caring for a disabled person of group 1, a disabled child, an elderly person 80 years old and older.
Residence of a wife or husband in a territory where there is no possibility of employment due to the spouse’s Military Service, but not more than five years in total.
Residence on the territory of a foreign state of the spouse of an employee who was sent to diplomatic missions, consular offices and other institutions, but not more than 5 years.
Receiving unemployment benefits, participating in paid public works, moving or relocating in the direction of the employment center.

Before and after periods not related to work or other activities, there must be periods of work or equivalent to them.

Calculation of insurance period

The insurance period is the periods of work during which the employee received wages and other payments, from the amounts of which the employer calculated and paid insurance premiums. Moreover, since the insurance period is determined when assigning benefits for temporary disability, pregnancy and childbirth, accountants are also interested in those periods of work when contributions to the Social Insurance Fund of Russia were paid. Thus, according to subparagraph 2 of paragraph 3 of Article 9 of Federal Law No. 212-FZ, contributions to the Social Insurance Fund of Russia are not paid from remunerations paid to individuals under civil law contracts and copyright agreements. Therefore, they will not be included in the insurance period.

It happens that an employee takes leave without pay and, for example, has no income for a whole month, which is subject to insurance contributions. However, in this case, the employment contract between him and the employer is not interrupted and, therefore, such periods of work will still be included in the employee’s insurance period.

The rules for calculating and confirming the insurance period for determining the amount of benefits for temporary disability, pregnancy and childbirth were approved by Order of the Ministry of Health and Social Development of Russia No. 91 (hereinafter referred to as the Rules).

The periods of work (other activities) that are included in the insurance period are listed in paragraph 2 of the Rules. For employer organizations, subparagraph “a” of this paragraph of the Rules is of interest, which refers to periods of work under an employment contract.

The fact is that, according to paragraph 1 of Article 9 of Federal Law No. 165-FZ “On the Fundamentals of Compulsory Social Insurance,” an employee’s right to receive social insurance benefits arises from the moment of concluding an employment contract.

But the main document confirming the periods of work under an employment contract is the work book (clause 8 of the Rules). Therefore, the employee’s insurance period includes previously worked periods.

Periods of state civil or municipal service, as well as periods of exercising the powers of a deputy, are included in the insurance period. Such periods are also confirmed by entries in the work book (clause 8 of the Rules).

In addition, the Rules are supplemented by clause 2.1, which establishes the following. Periods of military service, as well as other service provided for by Law of the Russian Federation No. 4468-1 “On pension provision for persons who have served in military service...” are included in the insurance period along with other periods of work or other activities.

Experience is confirmed by entries in the work book

Entries in the work book, on the basis of which the insurance period is calculated, must be drawn up in accordance with the norms of labor legislation that were in force on the day they were entered into the work book (clause 24 of the Rules).

However, sometimes such records may be missing. Let's say, if the employee worked for an individual entrepreneur. This is due to the fact that until October 6, 2006 (before Federal Law No. 90-FZ came into force), entrepreneurs did not have the right to make entries in work books about the hiring and dismissal of employees. However, an entrepreneur who applied the general taxation regime paid UST for employees. If he applied, for example, a simplified taxation system, then his employees were also recognized as insured in case of temporary disability. Consequently, the employee can confirm the insurance period with the employment contract that he concluded with the entrepreneur. This provision is contained in paragraph 9 of the Rules.

The procedure for calculating insurance experience

Periods of work (service, activity) are determined in calendar order based on full months (30 days) and a full year (12 months). In other words, every 30 days of these periods are converted into full months, and every 12 months of these periods are converted into full years (clause 21 of the Rules).

If several periods counted in the insurance period coincide in time, one of such periods is taken into account at the choice of the insured person.

The insurance period is not interrupted

Unlike continuous work experience, the insurance period is not interrupted when moving from one place of work to another. Moreover, regardless of the reason for dismissal. In other words, all periods of work for which insurance premiums were paid are summed up and form the total duration of the insurance period.

General insurance experience

Closer to retirement age, every person asks the question of how exactly his pension will be calculated, what will be taken into account and what affects its size.

Firstly, the concept of “work experience” replaced the broader concept of general insurance. What is it and what is the difference? The answer will help the future pensioner understand the accruals and calculate his insurance period independently.

The total insurance period includes all work activity during which insurance contributions were made by the employer to the Pension Fund of the Russian Federation.

Also includes contributions and taxes not related to work. For example, a person makes regular contributions to the Pension Fund, but he is not officially employed.

The concept of general insurance experience is much broader than labor length. We consider those points that were not taken into account under the previous pension legislation. However, for the convenience of citizens, the “insurance period” is called in the old way, as “general labor service”.

Insurance experience is usually divided into two categories - general and special. The first implies the total amount of insurance payments.

The second takes into account special working conditions. For example, hazardous work or activity in particularly difficult climatic conditions.

Special insurance experience allows the following groups of citizens to retire early:

Persons engaged in underground labor activities, work in harmful climatic conditions, hot workshops;
persons engaged in labor activities in difficult conditions;
persons involved in expeditions, prospecting and geological exploration;
those engaged in labor activities in timber rafting and logging;
loading and unloading activities in ports;
public transport drivers (trolleybus, bus);
those engaged in rescue work;
engaged in teaching activities;
medical work activity;
persons employed in the State Fire Service;
theater artists.

It should also be taken into account that the insurance period is taken into account not only for calculating the amount of the pension, but also for calculating disability benefits (sick leave).

Do not forget that work experience is only one component of the insurance period. To calculate a pension, it is the insurance periods that are taken into account, and not just the number of years worked.

Insurance experience is divided into two categories:

Insurance periods;
not insurance periods.

The difference between these periods is the amount and principle of contributions to the Pension Fund.

Non-insured events include:

1. Service in the armed forces of the Russian Federation, the FSB, the Ministry of Internal Affairs, and the customs police.
2. Unemployment and receiving benefits for it, employment through the direction of the employment service in another region.
3. Child care up to 1.5 years (a total of four and a half years of care is allowed).
4. The period of caring for a disabled child or an individual who has reached 80 years of age (includes persons with disability group I).
5. The period of stay of the serviceman’s spouse in a unit where there is no possibility of employment (a period of up to 5 years is taken into account with confirmation of the absence of a job for the period of stay).
6. The period of stay of the employee’s spouse in the civil service abroad on assignment (a period of up to 5 years is taken into account).
7. Convicted and subsequently acquitted (rehabilitation of repressed persons).

A non-insured event may be included in the total length of service provided that contributions are paid before and after the non-insured period. These cases, however, affect the amount of the pension. That is, whether it happened before 2002 or after does not matter.

Currently, the total retirement age for men is 25 years. The total length of service required for retirement for women is 20 years.

These indicators are true for general insurance experience, but not for special ones. You must have six years of insurance coverage to retire. Every year the figure will grow. Men retire at the age of 60, women - 55.

In connection with changes in pension legislation, misunderstandings and questions are increasingly arising that previously did not worry anyone, since the system was clear and understandable to everyone.

For example, many are interested in whether military service will be included in the length of service or not? Questions are being raised again about training in special educational schools and the inclusion of this period in the work experience. The new legislation provides clear answers to citizens' concerns.

Is military service included in the total length of service?

Yes, it does. This provision was in force both before and now. At the same time, it makes no difference when it was passed - before 2002 or after. The calculation formula boils down to the fact that one day in the army corresponds to two days of civilian service.

However, if we are talking about contract service in the army, the calculation is one to one. In any case, it will be included in the seniority even taking into account all the changes.

To calculate disability (illness) benefits, military service is also taken into account. One year of service is taken into account for one year of civilian experience.

Training at vocational school

Until 2007, training in vocational technical schools was included in the so-called “continuous work experience”. However, today this provision is not in effect.

According to the new legislation, training in a vocational school can be included in the general insurance period, but the amount of a pension or disability (illness) benefit will not be affected.

That is, a person who graduated from a vocational school before 2002 has an entry in the work book and it is taken into account when calculating the total length of service. However, the training period may not be included, since it still does not affect the size of the pension according to the new law on the calculation of pensions and benefits.

You shouldn’t be surprised by this - this is a new provision of the insurance period. Studying at higher educational institutions is also not included in the length of service for the same reason - no contributions were made during this period.

Part-time work

Part-time work is included in the general insurance period. At the same time, contributions to the Pension Fund should have been made. It’s okay if information about part-time work is not included in the work book.

If contributions were paid, then this period of work will be taken into account and summed up with all others.

The size of the pension will be affected by those contributions made after 2002. To confirm part-time work, you can present either a work book (if there is a record), or employment contracts, orders, or a personal account where the salary was accrued.

To count, you will need a work record book, certificates from places of work, employment contracts and other documents confirming work activity and payments to the Pension Fund.

The calculation formula is very simple; periods from all places of work are added up: days are added to a month, and months are converted to years.

It is necessary to write out all periods from the work book, add them up and add to them periods of part-time work, 1.5 years of child care and other non-insurance periods included in the list of general insurance experience.

The amount received will be the total insurance period. It is worth remembering that the insurance period may exceed the length of service.

The latter currently does not play a big role, since you can work and not make contributions to the Pension Fund, which will not be taken into account and affect the amount of pension and sickness benefits. Therefore, you need to understand that the work book is not all that will be included in the total length of service.

When making calculations, you should take into account cases when the period will not be included in the list of general labor (insurance) experience:

Studying time;
child care for more than 1.5 years;
caring for a fifth or more child;
illness without the support of social assistance;
a period of unemployment without contacting the employment service (did not receive benefits);
convicts;
going on vacation at your own expense;
a period of unemployment of more than five years for spouses of military personnel or government employees abroad or in a unit where there is no possibility of finding work.

These cases should not be included in the total length of service. Also not included are periods when the employee does not go to work due to violation of labor discipline, for example, absence from work due to alcohol intoxication. All these points are not included in the total length of service; the days are not counted.

Note: if you worked at your main job and part-time, choose the period for calculating your pension where the salary was higher.

The concept of general insurance experience is closely related to labor service, but has a larger list of conditions for calculating the amount of a pension.

That is, today, when calculating length of service, insurance contributions to the Pension Fund are taken into account, and not just years worked at the enterprise or in other places.

Confirmation of insurance experience

Confirming insurance experience means submitting documents certifying that during certain periods of work a person was insured by the Pension Fund of the Russian Federation, where insurance premiums were calculated and paid.

The first and simplest option for confirming the required periods of work is a work book of the established form. According to the law, it is resorted to if the individual (personalized) accounting information contains incomplete data on periods of work or there is no data on individual periods.

In its absence, to confirm the periods of work, the Pension Fund accepts:

Written employment contracts drawn up in accordance with the labor legislation in force on the day the relevant legal relationship arose;
work books of collective farmers;
certificates issued by employers or relevant state (municipal) bodies;
extracts from orders, personal accounts and payroll statements.

The same documents can be submitted if the work book contains incorrect or inaccurate information or there are no records about certain periods of work.

As for the performance of work by citizens under a civil law contract, the subject of which is the performance of work or the provision of services, the following periods are confirmed:

The specified agreement;
employer’s document confirming mandatory payments.

If the validity period of the contract is not established, the duration of the period included in the insurance period is determined based on the period of making mandatory payments.

Just as before, in the event of loss of work documents due to a natural disaster (earthquake, flood, hurricane, fire, etc.) and it is impossible to restore them, the periods of work of a citizen are confirmed by the testimony of two or more witnesses who know the citizen from working together with one employer.

To do this, a citizen must contact the Pension Fund of Russia with an application to establish the period of his work on the basis of witness testimony, to which is attached:

1. a document from the state (municipal) body on whose territory the natural disaster occurred, confirming the date, month, year, place and nature of the disaster;
2. a document from the employer or the relevant state (municipal) body confirming the fact of the loss of work documents in connection with a natural disaster and the impossibility of their restoration;
3. a certificate from an archival institution or state (municipal) body confirming the absence of archival data on the period of work established on the basis of witness testimony.

If work documents are lost due to the fault of the employer (careless storage, intentional destruction), then, in general, the procedure is the same, but witnesses must have documents about their work for the time in respect of which they confirm the citizen’s work. The establishment of periods of work on the basis of witness testimony is made by decision of the Pension Fund of Russia.

Confirmation of insurance experience in court

Confirmation by citizens of their insurance experience when challenging decisions of Pension Fund bodies in court is explained by the Plenum of the Supreme Court of the Russian Federation in Resolution No. 30 “On the practice of courts considering cases related to the implementation of citizens’ rights to labor pensions.”

It should be noted that this resolution is based on an explanation of the provisions of pension legislation that are no longer in force. Meanwhile, due to the actual reproduction in the new norms of many previously existing provisions, including regarding the conditions for confirming insurance experience, it is quite possible to be guided by these clarifications in the future.

So, the Plenum of the RF Armed Forces recognizes that:

When resolving disputes related to the procedure for confirming insurance experience (including experience that gives the right to early assignment of an old-age pension), courts should distinguish between the periods that occurred before the citizen was registered as an insured person in accordance with Federal Law No. 27-FZ “On individual (personalized) registration in the compulsory pension insurance system” and after such registration.

The periods of work before a citizen's registration as an insured person are confirmed by documents issued in the prescribed manner by employers or relevant state (municipal) bodies (for example, archival ones). If work documents are lost due to a natural disaster (earthquake, flood, hurricane, fire and the like), as well as for other reasons (due to careless storage, intentional destruction and the like) not related to the employee’s fault, and it is impossible to restore them, then such periods of work can be established on the basis of the testimony of two or more witnesses. At the same time, the nature of the work is not confirmed by witness testimony.

Periods of work after registration of a citizen as an insured person by virtue of paragraph 2 of Article 13 of Federal Law No. 173-FZ are confirmed by an extract from the individual personal account of the insured person, generated on the basis of individual (personalized) accounting information.

The list of documents confirming periods of work both before a citizen’s registration as an insured person and after such registration, included in the insurance period, is established in the Decree of the Government of the Russian Federation No. 555 “On approval of the Rules for calculating and confirming the insurance period for establishing labor pensions” and the order of the Ministry health and social development of the Russian Federation No. 258n “On approval of the procedure for confirming periods of work giving the right to early assignment of an old-age labor pension.”

Witness testimony cannot be considered admissible evidence confirming the characteristics of work (work in certain conditions), determining its nature and influencing the early assignment of an old-age pension. These circumstances may be confirmed by other evidence provided for in Article 55 of the Code of Civil Procedure of the Russian Federation (for example, orders, pay book, orders, etc.)

Based on these clarifications, federal courts satisfy the claims of citizens who are faced with the problem of documenting their work experience, and recognize decisions to refuse as illegal, and also oblige the Pension Fund of the Russian Federation to include in the insurance experience periods of work confirmed by witness testimony before registration as an insured person.

Also, the courts do not recognize as legitimate the refusal to include in the insurance experience of citizens those periods of work for which the fact of payment of insurance contributions to the budget by the employing organization is not confirmed. Failure by the employing organization to fulfill the obligation to pay contributions to pension insurance for employees is not a reason for not including the corresponding period in the insurance period and reducing the insurance part of the labor pension in relation to the amount that the citizen would receive if the policyholder had paid the insurance premiums in full.

Assignment of insurance experience

The concept of “insurance period” is associated with the reform of the pension insurance system.

The insurance period is the periods of labor (and other) activity of the insured person, for which insurance contributions to the Pension Fund of the Russian Federation are accrued and paid, as well as other periods counted towards the insurance period.

The presence of insurance experience confirms the right of citizens to a labor pension.

“Other activities” means periods during which taxes and (or) insurance contributions to the Social Insurance Fund were transferred for the insured person in case of temporary disability and in connection with maternity.

This could be activity as an individual entrepreneur, lawyer, notary, etc.

Other periods also include work in non-CIS countries, CIS countries (with which Russia has concluded agreements on social security), at the Baikonur complex of the Republic of Kazakhstan, and in international organizations.

The main document confirming periods of work under an employment contract, periods of state civil or municipal service, is still the work book.

If it is not there, or it does not contain certain records of work, or the records contain incorrect or inaccurate information, then the length of service can be justified by written employment contracts, certificates from former employers, extracts from orders, personal accounts, fund certificates on the payment of insurance premiums and statements of issuance of wages, as well as other documents.

An employment contract and a certificate from the territorial office of the Social Insurance Fund confirming the payment of insurance premiums confirm the period of work until October 6, 2006 for individual entrepreneurs, since before that day they were not required to make entries in the work books of their employees.

If a citizen did not work under an employment contract and was not in the civil service, then for the periods of time during which he was engaged in other types of activities, the payment of social insurance payments is confirmed by documents from financial authorities or certificates from archival institutions.

The following are equivalent to payment of insurance contributions to the Pension Fund:

For the period before January 1, 1991 - contributions to state social insurance;
for the period from January 1, 1991 to December 31, 2000 - insurance contributions to the Social Insurance Fund;
for the period after January 1, 2001 - taxes credited to the Social Insurance Fund (UST, single tax paid when applying the simplified tax system, UTII, Unified Agricultural Tax);
for the period after January 1, 2003 - insurance contributions for compulsory social insurance in case of temporary disability and in connection with maternity, paid by lawyers, individual entrepreneurs, including members of peasant (farm) households, individuals not recognized as individual entrepreneurs, family , family communities of small peoples of the North.

Work periods are calculated on a calendar basis based on a calendar month (30 days) and a full year (12 months). In this case, every 30 days are converted into calendar months, and every 12 months - into full years.

In this case, the reasons for dismissal from previous jobs and the duration of breaks between them (jobs) do not matter.

The insurance period includes:

Periods of work under an employment contract;
periods of state civil or municipal service;
periods of other activities during which a citizen was subject to compulsory social insurance in case of temporary disability and in connection with maternity.

Along with periods of work and (or) other activities, the insurance period of citizens insured in the compulsory pension insurance system when calculating pensions includes other, so-called non-insurance periods:

The period of military service, as well as other equivalent service;
the period of receiving state social insurance benefits during the period of temporary disability;
the period of care of one of the parents for each child until he reaches the age of 1.5 years, but not more than 3 years in total;
the period of receiving unemployment benefits, the period of participation in paid public works and the period of moving in the direction of the state employment service to another area for employment;
the period of detention of persons unjustifiably prosecuted, unjustifiably repressed and subsequently rehabilitated, and the period of serving their sentences in places of imprisonment and exile;
the period of care provided by an able-bodied person for a group I disabled person, a disabled child or a person who has reached the age of 80 years;
a period of forced unemployment of spouses of military personnel performing military service under a contract, together with their spouses in areas where they did not work due to lack of employment opportunities, but not more than 5 years in total;
the period of residence abroad of spouses of employees of diplomatic missions and international organizations, but not more than 5 years in total.

To recalculate previously established labor pensions, the Law provided for a preferential procedure for citizens to submit applications. After this, recalculation will be made from the first day of the month following the month of application to the territorial body of the fund.

All of the listed “non-insurance” periods are counted in the insurance period, provided that they were preceded and (or) followed by periods of work and (or) other activities (i.e. the citizen was insured for at least one day).

If some periods coincide in time, only one of such periods is taken into account at the choice of the person applying for a pension.

For example, in the case of simultaneous care for several children under the age of 1.5 years. If the second child was born a year after the first, then 1.5 years of care for the first child and 1 year of care for the second child can be included in the mother’s insurance period.

Or another option:

The mother of a disabled child is in an employment relationship. If insurance premiums are paid for it, since work under an employment contract and caring for a disabled child were carried out at the same calendar time, then only one of these periods can be included in the insurance period.

The period of care of one of the parents for each child until he reaches the age of 1.5 years, but not more than 3 years in total, is taken into account only when calculating the length of service for the right to a labor pension; this period is not taken into account in the amount of the pension.

The presence of insurance experience at the time of granting a pension is one of the main conditions for granting an old-age labor pension on a general basis.

The minimum duration of insurance coverage is 5 years.

To assign an early retirement pension in old age, the duration of the total insurance period for men is at least 25 years and for women at least 20 years. When calculating other types of labor pensions: for disability, for the loss of a breadwinner, not the duration of the insurance period itself is taken into account, but its actual existence. In the absence of any insurance experience, a social pension is established.

The employee must ensure that the insurance experience is documented, since the responsibility for collecting the necessary documents to confirm the insurance experience rests with the insured person (i.e., the employee himself).

Documents issued to confirm periods of work (service, activity) must contain:

Number and date of issue;
last name, first name, patronymic of the insured person to whom the document is issued;
date, month and year of birth;
place of work and period of work, profession (position);
basis for issuance (orders, personal accounts and other documents).

If the submitted document on periods of work (service, activity) indicates only years without indicating exact dates, the date is taken as July 1 of the corresponding year, and if the day of the month is not indicated, then the 15th day of the corresponding month is taken as such.

The size of the future pension directly depends on the completeness of payment of contributions received to the individual personal account of the insured person.

Important for retirement planning. Failure to pay insurance contributions for compulsory pension insurance for a certain period may lead to the fact that this period of time will simply not be counted in the insurance period, and incomplete or partial payment will lead to an underestimation of the insurance and funded parts of the labor pension, the amount of the calculated pension capital when indexing it and failure to receive investment income.

This has already been felt by those citizens who began to retire after the adoption of the new pension legislation.

Only individual entrepreneurs and persons working abroad can pay insurance premiums for themselves. Employers-insurers do this for everyone else.

As for individual entrepreneurs, lawyers, and notaries engaged in private practice, the Law provides for the payment of pension contributions in the form of a fixed payment for oneself personally no later than December 31 of the current tax period (year).

Moreover, 2/3 of this amount is used by one payment order to finance the insurance part of the labor pension, and 1/3 (by another payment order) is used to finance the funded part.

The procedure, terms for calculation and payment of fixed payments are determined by the Government of the Russian Federation.

Individual entrepreneurs are required to pay insurance premiums based on the cost of the insurance year, which is determined in relation to insurance premiums as the product of the minimum wage for the current year (established by federal law at the beginning of the financial year) and the insurance premium rate, increased by 12 times.

Calculation of insurance period

In accordance with Federal Law N 400-FZ "On Insurance Pensions", Federal Law N 173-FZ "On Labor Pensions in the Russian Federation" is not applied, with the exception of the rules governing the calculation of the amount of labor pensions and subject to application in order to determine the amount of insurance pensions in terms of , which does not contradict the specified Federal Law.

The procedure for calculating insurance experience

The procedure for calculating the insurance period is established by Art. 12 of the Federal Law "On Labor Pensions in the Russian Federation".

The calculation of the insurance period required to acquire the right to a labor pension is carried out on a calendar basis. In case of coincidence in time of several periods provided for in Art. 10 and 11 of the law, when calculating the insurance period, one of such periods is taken into account at the choice of the person who applied for the establishment of the specified pension.

When calculating the insurance period required to acquire the right to the insurance part of the old-age labor pension by citizens from among the cosmonauts, as well as citizens receiving a long-service pension or a disability pension in accordance with the Law of the Russian Federation "On pension provision for persons who served in military service, in internal affairs bodies, the State Fire Service, authorities for control of the circulation of narcotic drugs and psychotropic substances, institutions and bodies of the penal system, and their families", the periods of service prior to the assignment of a disability pension or periods of service are not included in the insurance period , work and other activities taken into account when determining the amount of pension for long service in accordance with this Law.

When calculating the insurance period, periods of work during the full navigation period on water transport and during the full season in organizations of seasonal industries determined by the Government of the Russian Federation are taken into account in such a way that the duration of the insurance period in the corresponding calendar year is a full year.

For persons who performed work under copyright contracts in the corresponding calendar year, as well as authors of works of science, literature, and art, a period equal to a full calendar year (from January 1 to December 31) in which insurance contributions to the Pension Fund were paid is included in the insurance period. RF from payments and other remuneration. If the total amount of insurance premiums paid during a calendar year for these persons is less than the cost of the insurance year, a period (in months) of duration calculated in proportion to the insurance premiums paid, but not less than a calendar month (30 days), is included in the insurance period.

Calculation rules and procedure for confirming insurance experience

The rules for calculating and confirming insurance experience for establishing labor pensions are approved by Decree of the Government of the Russian Federation N 555 “On approval of the Rules for calculating and confirming insurance experience for establishing labor pensions.” When calculating the insurance period, the periods of work and (or) other activities that are provided for in Art. 10 and 11 of the Federal Law "On Labor Pensions in the Russian Federation", before registering a citizen as an insured person in accordance with the Federal Law "On individual (personalized) registration in the compulsory pension insurance system" are confirmed by documents issued in the prescribed manner by employers or relevant government ( municipal) authorities, and after registering a citizen as an insured person in accordance with the law “On individual (personalized) accounting in the compulsory pension insurance system” are confirmed on the basis of individual (personalized) accounting information.

When calculating the insurance period, periods of work in the territory of the Russian Federation can be established on the basis of the testimony of two or more witnesses if work documents are lost due to a natural disaster (earthquake, flood, hurricane, fire and the like) and it is impossible to restore them. In some cases, it is possible to establish length of service based on the testimony of two or more witnesses in the event of loss of documents and for other reasons (due to careless storage, intentional destruction and similar reasons) not through the fault of the employee. The nature of the work is not confirmed by witness testimony.

Work outside the Russian Federation is confirmed by a document from the territorial body of the Pension Fund of the Russian Federation on the payment of insurance contributions for compulsory pension insurance, unless otherwise provided by law or an international treaty of the Russian Federation. The payment of unified social tax and the single tax on imputed income is equivalent to the payment of insurance premiums.

The periods of work before registration with the Pension Fund as an insured person are established according to documents on work, service, study and other socially useful activities. Documents must be properly executed, have signatures of managers, seals, etc.

The main document confirming the periods of work under an employment contract is a work book of the established form. In the absence of a work book, as well as in the case where the work book contains incorrect and inaccurate information or there are no records about individual periods of work, written employment contracts drawn up in accordance with the labor legislation in force on the day the relevant legal relationship arose are accepted to confirm the periods of work, work books of collective farmers, certificates issued by employers or relevant state (municipal) bodies, extracts from orders, personal accounts and statements for the payment of wages.

The working hours of persons engaged in self-employment on the basis of registration certificates or patents are established according to certificates from financial authorities or archival institutions; and persons who worked under individual or group rental conditions - according to certificates from the state social insurance fund. The working hours of these persons are confirmed by certificates confirming the payment of insurance contributions to the Pension Fund of the Russian Federation.

The time of care for a disabled person of group I, a disabled child or a person who has reached 80 years of age is determined on the basis of: an application, the passport of the person caring for him, documents certifying the duration of disability and age, etc. The time of care for a child under three years of age is established according to birth certificate, passport extract, marriage certificate and other documents.

Periods of creative activity of members of creative unions who are not on staff of organizations are confirmed by a certificate from the organization-customer of the work on the payment of mandatory payments from the amount of the fee to the Pension Fund.

The periods of activity of private detectives, notaries, lawyers and other persons who independently provide themselves with work are established according to documents from the Pension Fund of the Russian Federation or the tax authority on the payment of the unified social tax and contributions to the Pension Fund of the Russian Federation.

In the absence of documents, the insurance period can be determined on the basis of the testimony of two or more witnesses who worked with the applicant for the same employer, if the work documents are lost due to a natural disaster (earthquake, flood, hurricane, fire, etc.) and they cannot be restored . The procedure for establishing length of service in case of loss of documents as a result of emergency situations is approved by Resolution of the Ministry of Labor of the Russian Federation No. 50.

The following must be attached to the application for establishing insurance experience based on witness testimony:

A document from a state (municipal) body confirming the date, place and nature of the natural disaster;
a document from the employer or state (municipal) body confirming the fact of loss of work documents in connection with the specified natural disaster and the impossibility of their restoration;
a certificate from an archival institution or state (municipal) body confirming the absence of archival data on the period of work established by witness testimony.

If the reason for the loss of work documents is their careless storage, intentional destruction or other similar reasons, then the insurance period is established based on the testimony of two or more witnesses who worked with the applicant for the same employer and have documents about their work for the specified period. The duration of the insurance period in this case cannot exceed half of the length of service required to assign a labor pension.

Army insurance experience

The insurance period is the length of service that gives the right to an old-age pension: during this period, regular contributions to the Pension Fund were paid for the employee. The answer to the question whether military service is included in the insurance period can be found in Art. 2 of Federal Law N 166-FZ, paragraph 20 of the Rules approved by Decree of the Government of the Russian Federation N 555.

According to these legal documents, the period of military service in the army is counted in the general manner. Therefore, when the length of service is calculated, one day of service is equal to one day of service. But there is one nuance: the period of military service will be included in the insurance period only if before or after this there were periods of work in other places (regardless of their duration).

A situation may arise that an employee’s military service is not included on the grounds that there is no note about it in the work book. But this is fundamentally wrong.

To confirm and include it in your work experience, it is enough to confirm the duration of your stay with one of the following documents:

Military ID;
certificate from a military unit or military commissariat;
certificate from an archival institution.

How is the period of military service considered in a citizen’s work experience for calculating sick leave?

Confirmation of the answer to the question whether military service is included in the insurance period for sick leave can be obtained in Law No. 4468-1. According to this legal document, in order to pay for a certificate of incapacity for work, the period of time spent in the army is included in the insurance period.

To confirm the period of service, if there are no marks in the work book, the accounting department may request the relevant documents to include this period in the insurance period.

The calculation of insurance service for the time spent in the army (under contract and conscription) is carried out in the generally established manner: one calendar year will be equal to one calendar year of service. In this case, the duration of breaks during this period does not play any role.

The amount of payments for the period of incapacity will directly depend on the period of work experience:

Up to 5 years – 60% of average earnings;
from 5 to 8 years – 80% of average earnings;
above 8 years – 100% of average earnings.

Thus, the period of military service must be taken into account when calculating the insurance period and for issuing a certificate of incapacity for work, while the years of its completion do not matter.

Special insurance experience

Special insurance experience is the duration of activity established by law on the basis of an employment or civil law contract or service, calculated in the amount.

There are several types of such experience:

Necessary for early assignment of old-age pension;
- length of service.

As noted above, the types of special insurance experience include special work experience, taken into account when assigning an old-age pension early, and length of service.

Early retirement is possible for:

Persons employed in underground work, work with hazardous working conditions, hot shops;
- due to difficult working conditions;
- persons engaged in expeditions engaged in geological exploration and prospecting work;
- workers in logging, timber rafting;
- machine operators for loading and unloading operations in ports;
- bus and trolleybus drivers;
- rescuers;
- persons holding positions in the State Fire Service;
- carrying out teaching activities;
- medical workers;
- theater artists.

Length of service:

Flight test personnel;
- military personnel;
- federal government employees.

Special length of service is important when determining the right to early pension provision, subject to the conditions listed for each category of citizens.

Amount of insurance period

Insurance experience is considered to be periods of time during which a person was subject to compulsory social insurance. Typically, the insurance period consists of periods of work under an employment contract. The insurance period does not include the time spent studying at a university or other educational institution.

Since 2010, the insurance period includes the time of military service, service in internal affairs bodies, fire protection, drug control agencies and institutions of the penal system, periods of state civil or municipal service, periods of exercise of powers by a member (deputy) of the Council Federation of the Federal Assembly of the Russian Federation, a deputy of the State Duma of the Federal Assembly of the Russian Federation, periods of filling other government positions of the Russian Federation, government positions of the constituent entities of the Russian Federation, as well as municipal positions filled on a permanent basis. Such amendments to the Rules for calculating and confirming insurance experience were made by order of the Ministry of Health and Social Development of Russia No. 740n (came into force on January 1, 2010).

The concept of “time during which an employee was subject to social insurance” is deciphered in Order No. 91 of the Ministry of Health and Social Development of Russia.

These periods include:

– periods of activity as an entrepreneur (private notary, private detective, private security guard, etc.) before January 1, 2001 and after January 1, 2003, if social insurance payments were transferred for these periods;
– periods of work as a lawyer before January 1, 2001;
– periods of work as a lawyer for which social insurance payments were transferred, after January 1, 2003;
– periods of work on a collective farm (production cooperative) until January 1, 2001;
– periods of work on a collective farm (production cooperative), for which social insurance payments were transferred, after January 1, 2001;
– periods of execution of powers of a deputy of the State Duma (Federation Council);
– periods of activity as a clergyman, if during these periods payments for social insurance were transferred to the budget;
– periods of activity of the convicted person (while fulfilling the work schedule) after November 1, 2001.

The most commonly used document to confirm insurance experience is a work book. But there are cases when it is not enough, that is, it does not contain information about the insurance period. For example, if an employee worked for an individual entrepreneur (that is, until the moment when individual entrepreneurs did not make entries in the work books of employees). Only after this date did individual entrepreneurs become required to make entries in the work books of employees (Article 66 of the Labor Code of the Russian Federation). Thus, to confirm his insurance experience, the employee must provide a copy of the employment contract with the individual entrepreneur.

As a result, the duration of the insurance period is confirmed:

– entries in the work book;
– employment contracts (in the absence of work books or in the presence of inaccurate information in them);
– certificates issued to employees at previous places of work;
– extracts from orders;
– personal accounts;
– pay slips;
– other documents about the period of activity and documents confirming payment of social insurance payments.

How does the length of insurance coverage affect the amount of sick leave? If this length of service does not exceed six months, then in case of illness the employee will receive a benefit in the amount of one minimum wage, taking into account the regional coefficient. Please note that in some regions an increased minimum wage has been adopted.

If the employee’s insurance period exceeds six months, the amount of sick leave is taken as a percentage of his average earnings in the following amount:

1. with up to 5 years of experience, the amount of sick leave will be 60% of average earnings;
2. from 5 to 8 years – 80%;
3. over eight years – 100%.

There are a number of exceptions to the general rule. Sick leave in the amount of 100% of average earnings, regardless of length of insurance, is paid in the following cases:

1. occupational disease or industrial accident (Article 9 of Law No. 125-FZ);
2. maternity leave;
3. payments to working disabled people of the Patriotic War and other disabled people who are equal in terms of benefits to disabled people of the Patriotic War;
4. payments to a donor who donated blood and (or) its components during the year in a total amount equal to two maximum allowable doses (payments are made during a given year);
5. payments to employees whose temporary disability is associated with a post-vaccination complication;
6. caring for a minor whose illness is associated with a post-vaccination complication.

Studying in insurance experience

According to Part 1 of Article 16 of Federal Law No. 255-FZ “On Compulsory Social Insurance in Case of Temporary Disability and in Connection with Maternity,” the insurance period for determining the amount of benefits for temporary disability, pregnancy and childbirth (insurance period) includes periods of work of the insured person under an employment contract, state civil or municipal service, as well as periods of other activities during which the citizen was subject to compulsory social insurance in case of temporary disability and in connection with maternity.

In accordance with paragraph 2 of the Rules for calculating and confirming the insurance period for determining the amount of benefits for temporary disability, pregnancy and childbirth, approved by Order of the Ministry of Health and Social Development of Russia No. 91, the insurance period includes:

A) periods of work under an employment contract;
b) periods of state civil or municipal service;
c) periods of other activities during which the citizen was subject to compulsory social insurance in case of temporary disability and in connection with maternity.

Part 1 of Article 2 of Federal Law No. 255-FZ provides an exhaustive list of persons subject to compulsory social insurance in case of temporary disability and in connection with maternity. Students and students are not included in this list.

Consequently, the period of study at the institute is not included in the insurance period.

Also in previous legislation there was the concept of continuous work experience. In accordance with subparagraph “a” of paragraph 9 of the no longer in force “Rules for calculating the continuous work experience of workers and employees when assigning benefits for state social insurance” (approved by Resolution of the USSR Council of Ministers No. 252), the time of study at a higher or secondary specialized educational institution does not interrupt the work experience , but does not count towards it.

In accordance with Article 10 of Federal Law No. 173-FZ “On Labor Pensions in the Russian Federation”, the insurance period includes periods of work and (or) other activities that were performed on the territory of the Russian Federation, provided that during these periods insurance contributions were paid to the Pension Russian Federation Fund.

In Article 11 of Federal Law No. 173-FZ, among other periods counted in the insurance period, studying at the institute is not listed.

Summarizing the above, we can conclude that the period of full-time study at the institute is not included in the insurance period.

Sick leave in the insurance period

The issue under consideration is one of the most pressing when calculating a labor pension. It’s not enough to work with dignity; you also need to prove that the person worked all this time. In this article we will find out whether sick leave is included in the length of service: labor and insurance.

The regulatory framework on the basis of which seniority calculations are made is very complex and confusing; sometimes even experienced personnel officers cannot resolve some controversial issues.

Lots of documents

According to the “Rules for Confirming and Calculating Insurance Experience” (they are included in the third chapter of the Federal Law “On Labor Pensions in the Russian Federation”), insurance experience should include: the period of work under the employment contract; period of municipal, civil or public service; as well as the period of activity during which employees were subject to compulsory social insurance in case of illness.

In accordance with the above-mentioned Federal Law, the size of labor pensions is calculated taking into account the total length of service and the earnings received by the citizen (but only until January 1, 2002). The amount of insurance premiums paid by the employer and recorded on the citizen’s individual personal account after January 1, 2002 is also taken into account. Thus, length of service received after January 2002 is not included in the calculation of the labor pension; only the amount of insurance contributions is important.

Let's find out how sick leave benefits will be paid depending on the length of the insurance period:

If your insurance period is less than six months, then the benefit is paid in an amount that cannot exceed the minimum wage;
If the insurance period is more than six months, but less than 5 years, then you will receive 60% sick pay;
With an experience of five to eight years, payment will be made in the amount of 80%;
And if the insurance period is more than 8 years, then your sick leave will be paid in full.

Well, now we know whether sick leave is included in the length of service: yes, it is. Moreover, we can calculate for ourselves how our sick leave will be paid if we suddenly get sick. But you still don’t need to get sick, especially if your insurance coverage is short.

Insurance experience for child care

Based on Article 256 of the Labor Code of the Russian Federation, at the request of a woman, she is granted leave to care for a child until he or she reaches the age of three years. During the period of such leave, the employee retains his place of work (position). Since while a woman is on maternity leave for up to three years, the employment contract continues, this period is taken into account when calculating the insurance period.

Therefore, parental leave is included in the insurance period.

The insurance period for determining the amount of benefits for temporary disability and pregnancy and childbirth includes the following periods:

Work under an employment contract,
- state civil or municipal service,
- periods of other activities during which the citizen was subject to compulsory social insurance in case of temporary disability and in connection with maternity.

The latter include periods:

Activities of an individual entrepreneur, individual labor activity, labor activity on an individual or group lease basis, periods of activity of individuals not recognized as individual entrepreneurs (notaries engaged in private practice, private detectives, private security guards, other persons engaged in private practice in accordance with the procedure established by the legislation of the Russian Federation) , a member of a peasant (farm) household, tribal, family community of small peoples of the North before January 1, 2001 and after January 1, 2003, if social insurance payments were paid for these periods;
- activity as a lawyer before January 1, 2001, as well as periods of said activity for which social insurance payments were paid after January 1, 2003;
- work of a member of a collective farm, a member of a production cooperative, taking personal labor participation in its activities, before January 1, 2001, as well as periods of said work for which social insurance payments were paid, after January 1, 2001;
- execution of powers by a member (deputy) of the Federation Council of the Federal Assembly, deputy of the State Duma of the Federal Assembly, holding government positions in the Russian Federation, government positions in constituent entities of the Russian Federation, municipal positions filled on a permanent basis;
- activities as a clergyman for which social insurance payments have been made;
- engaging in paid work a person sentenced to imprisonment, provided that he fulfills the established work schedule, after November 1, 2001.

In addition, the insurance period, along with periods of work and (or) other activities, includes periods of military service, as well as other service provided for by Law of the Russian Federation No. 4468-1 “On pension provision for persons who served in military service, service in internal affairs bodies, State fire service, authorities for control over the circulation of narcotic drugs and psychotropic substances, institutions and bodies of the penal system, and their families.”

Types of insurance experience

The length of service is taken into account not only when assigning a pension - the insurance period is needed for sick leave. The calculation of benefits depends on the length of service: it can be either 60 or 100% of earnings.

The insurance period for both benefits and pensions is divided into: general and special. The first is the period when insurance premiums were paid.

Special insurance experience is periods of work in unfavorable conditions (harmful, difficult), in territories with a special status for paying insurance premiums or in special natural conditions.

The rules for calculating the insurance period are established by federal laws. According to them, calculations are made according to calendar periods. If a person works in a seasonal job, then one season is counted as a calendar year. It also includes those years when a person received royalties and paid insurance premiums, if these were not less than the minimum established by law. If the periods coincide (for example, an individual entrepreneur is employed), it is necessary to write an application for crediting one of these two periods to the insurance period.

How to find out your insurance experience? First of all, look at the entries in the work book. Next, you need to add to them those periods when you were an individual entrepreneur, a notary, a lawyer, a security guard, worked on a collective farm, received unemployment benefits, etc. The calculation formula does not contain any actions other than addition. An online calculator will help you with your calculations.

Properly executed entries in work books, as well as certificates from the place of work (any personnel officer has a sample certificate of insurance experience) are accepted as supporting documents. If the documents were lost due to force majeure or without the employee’s fault, then confirmation of the fact of work activity can be established by the testimony of two or more witnesses.

According to the new pension formula, the length of service required to qualify for an old-age insurance pension will increase annually from 6 years in 2015 to 15 years in 2024. The longer the period during which insurance premiums were paid, the larger the amount reflected in your individual personal account in the Pension Fund of the Russian Federation and the higher your pension will be.

Points for socially significant periods of life that are included in the length of service (non-insurance periods):

One year of care for a citizen who has reached the age of 80, a disabled person of group I, a disabled child - 1.8 points;
One year of conscript military service - 1.8 points;
One year of leave to care for the first child - 1.8 points;
One year of leave to care for a second child - 3.6 points;
One year of leave to care for the third and fourth child - 5.4 points.

The value of the insurance period

The value of the insurance period:

– is the basis for receiving an old-age pension, disability from a general illness, or in the event of the loss of a breadwinner from a general illness;
– associated with it is the possibility of early retirement in old age.

Continuous work experience is determined by the duration of the last continuous work at a given enterprise, institution, organization, as well as the time of work or other activities at different enterprises, if the time limits established by law are met when moving from one job to another.

When moving from one job to another, continuous work experience is maintained provided that the break in work does not exceed one month.

Continuous work experience is not retained when entering a job after termination of an employment contract for the following reasons:

A) systematic failure, without good reason, to fulfill the duties assigned by the employment contract or internal labor regulations;
b) absenteeism or showing up to work while drunk;
c) the entry into force of a court sentence by which a worker or employee is sentenced to imprisonment, correctional labor outside the place of work, or to another punishment that precludes the possibility of continuing this work;
d) the commission by an employee performing educational functions of an immoral offense incompatible with the continuation of this work.

The value of continuous work experience:

– the amount of temporary disability benefits depends on its duration. In this case, continuous length of service is calculated by the day of temporary incapacity for work;
– its duration affects the amount of remuneration based on the results of work for the year;
– it is associated with the establishment of additional payments and allowances to tariff salary rates.

Special length of service is the total duration of a certain work activity (service).

The meaning of special work experience:

– taking into account special work experience, an old-age pension is established in connection with special working conditions and work in the Far North;
– taking into account length of service, a long-service pension is established;
– the size of the percentage increase in wages and the annual remuneration for length of service depends on the length of special work experience.

Temporary disability insurance period

To calculate the amount of temporary disability benefits, the following indicators are used:

Employee's insurance experience;
his average earnings for the two calendar years preceding the year of illness;
average daily amount of temporary disability benefits;
the maximum average daily amount of temporary disability benefits to which the employee is entitled;
the amount of temporary disability benefits due for payment (it should not exceed its amount calculated based on the maximum average daily amount of benefits).

Determining the insurance period for sick leave

Correctly determining the insurance period for sick leave is very important. After all, even if there is a mistake on one day, the employee may be accrued benefits in a larger amount than is required by law. The procedure for calculating length of service is defined in the special Rules of the Ministry of Health and Social Development of Russia (approved by order of the Ministry of Health and Social Development of Russia No. 91 (hereinafter referred to as the Rules)).

In accordance with the Rules, the insurance period includes the following periods:

Work under employment contracts;
state civil and municipal service;
activities during which the employee was subject to mandatory social insurance and paid social insurance contributions (for example, he operated as an individual entrepreneur, was engaged in private practice as a notary, security guard, detective, etc. without registration as an individual entrepreneur. In this case, the fact of payment of contributions must be confirmed by additional documents: - certificates from the tax service, archives, territorial branches of the FSS of Russia.);
serving in the army and other law enforcement agencies.

The time during which the employee did not actually work, but was in an employment relationship with the employing organization, is taken into account when calculating the length of service in the general manner, for example, the period of maternity leave, child care until the child reaches the age of one and a half or three years . Thus, with an employee who has gone on parental leave, the employment contract does not terminate. His place of work and position are retained (Article 256 of the Labor Code of the Russian Federation). Therefore, this time should be taken into account when calculating the insurance period for sick leave.

However, the period of full-time study at universities, even if included in the work book, is not taken into account. At this time, the employee was not insured, contributions to the Federal Social Insurance Fund of Russia were not paid for him, and he was not entitled to social insurance benefits. Similar rules apply to postgraduate studies.

Students are not included in the number of persons subject to compulsory social insurance in case of temporary disability and in connection with maternity (Part 1, Article 2 of Law No. 255-FZ). Therefore, periods of training are not included in the insurance period. When calculating the amount of temporary disability benefits, these periods are not taken into account.

Documents confirming the insurance period for sick leave

To determine the length of service, the accountant should obtain from the employee all documents confirming the periods of work included in the insurance period. The main document is the work book. In addition, the period of work can be confirmed by written employment contracts, certificates from employing organizations, extracts from orders, personal accounts, and payroll statements. These documents will be required if for any period of time the work book was not kept, it contains incorrect or inaccurate information, or there are no records about individual periods of work.

If the employee was engaged in business or was self-employed, documents confirming the insurance period for sick leave will be certificates from the tax service, archives, and territorial branches of the Federal Social Insurance Fund of Russia. The time of service is confirmed by military IDs, certificates from military commissariats, military units, archival institutions, as well as entries in the work book.

Additional documents confirming the insurance period for a hospital employee must contain a number of mandatory details (clause 23 of the Rules).

They indicate:

Number and date of issue;
last name, first name and patronymic of the employee;
the day, month and year of his birth;
place of work;
period of work (if the document reflects only years of work (without indicating the month and day), the calculation includes the period from July 1 of the year indicated in the document. If the document indicates only months of work (without an exact date), then the calculation begins from 15th day of the corresponding month (clause 27 of the Rules);
profession or position of the employee;
grounds for issuing them: orders, personal accounts and other documents (this detail is not needed in those documents issued by employers upon dismissal of an employee).

If the employee’s name, patronymic or surname in the document on the insurance period for sick leave does not match the data in the passport or birth certificate, the accounting department additionally submits papers confirming their change (for example, a marriage certificate or a change of name).

Calculation of insurance period for sick leave

The insurance period for sick leave is determined as of the day the employee became ill (clause 7 of the Rules). Accordingly, the last day taken into account in the insurance period is the day preceding this date. The calculation of the insurance period for sick leave is carried out sequentially in calendar order from the beginning of the employee’s activity. Every 30 days is considered a full month. Every 12 months is considered a full year. The insurance period for sick leave includes all calendar days, including holidays and weekends.

Perhaps the person worked in several organizations at the same time or worked under an employment contract and operated as an entrepreneur. Then the insurance period includes working time at any place of work of his choice. In this case, the employee must write an application in any form, where it is necessary to indicate which period should be taken into account when calculating the insurance period for sick leave (clause 22 of the Rules).

Insurance experience of disabled people

With the introduction of the new law No. 400-FZ “On insurance pensions in the Russian Federation,” the procedure for their calculation has changed in our country. All government actions to improve the pension system were aimed, among other things, at improving the standard of living of our citizens. All rights of citizens acquired by them within the framework of the previous pension legislation are taken into account in the new system, remain the same and do not worsen the material security of insured Russians.

Due to compulsory pension insurance, the state creates a system of measures aimed at compensating their income upon retirement. Increased attention is paid to those citizens who need social protection and assistance, namely people with disabilities.

One of the types of pension provision for such citizens within the framework of pension insurance is disability insurance pensions. The basic concepts relating to the establishment of a disability group, rehabilitation and social support are disclosed in Law No. 181-FZ “On the social protection of disabled people in the Russian Federation”.

The insurance pension depends entirely on the insurance period. The periods of work for which the employer transferred payments to the Pension Fund now affect not only the right, but also the procedure for calculating the pension.

What is the difference between a disability insurance pension and a labor pension?

The Law “On Insurance Pensions” approves new rules for calculating all types of pensions. If previously the assigned pension was called a work disability pension, now it has been replaced by an insurance pension.

A necessary condition for the appointment of a disability insurance pension payment is the presence of length of service, confirmed not only by accrued, but also by paid insurance payments to the Pension Fund. Non-insurance periods may also be included in such periods of work, provided that they were preceded or followed by periods of payment of insurance payments. Such periods are discussed in Art. 12 of the Law “On Insurance Pensions”.

A disability insurance pension is a monetary compensation for citizens who have lost their ability to work due to disability, their wages and other regular payments and rewards.

Onset of incapacity due to disability

Disability appears in a person as a result of some illness or loss of a full life in society, or the inability to fully care for oneself independently.

Determining the fact of incapacity for work and issuing the corresponding document is carried out by medical and social examination bodies (MSE). The basis for establishing a group is basic health indicators from a medical point of view, as well as legal and social aspects.

These include:

Presence of a certain disease;
limited ability to care for oneself;
need for social protection.

The combination of all necessary conditions makes it possible to recognize a citizen as disabled.

Based on the degree of ability to work, three disability groups are distinguished:

1. The first group assumes complete dependence on other people, the inability to even minimally care for oneself, much less work.
2. The second group involves less significant health problems, but employment opportunities are seriously limited.
3. The third group implies the need to use assistive devices in everyday life and limit the ability to choose a place of work.

Such groups are established for citizens who first became disabled over the age of 18.

If a citizen under 18 years of age acquires a disability, he is assigned the category of a disabled child. Upon reaching the age of majority, such a person becomes disabled from childhood, since the injury or disease was acquired by him at a younger age.

Assignment of a disability insurance pension

After the right arises, and therefore the citizen is recognized as disabled, it is necessary to apply for a pension to the Pension Fund of the Russian Federation at the place of registration. This can be done in person, through a legal representative or by mail.

An application for the appointment and payment of this type of pension can be submitted:

Directly to the Pension Fund of Russia;
to the multifunctional center (MFC);
through the official website of the Pension Fund.

An application to the territorial bodies of the Pension Fund of the Russian Federation can be submitted at the place of registration (including temporary) or place of actual residence. For Russians who permanently live outside our country and do not have registration in their homeland, they must contact the Russian Pension Fund in Moscow.

Conditions of appointment

The main point for assigning the pension payment in question is the recognition of a citizen as a disabled person of groups I, II and III. Currently, the degree of limitation of the ability to work does not affect either the right or the size.

With the introduction of the new Law No. 400-FZ “On Insurance Pensions,” disability insurance pensions are assigned regardless of the reason for its occurrence.

To accrue this type of pension payment, two conditions must be met:

Issuance of a document recognizing a citizen as disabled;
availability of insurance experience.

A document confirming the presence of disability is an ITU examination report, which indicates the disability group and its validity period (it may be indefinite). Such a certificate gives the citizen the right to apply for a pension.

As for the insurance period, its duration does not matter when determining the right to this type of pension. Even if there is at least one day of service for which the employer transferred insurance payments to the Pension Fund, this is enough to establish such a pension.

In the absence of any length of service, a social pension is assigned in accordance with the provisions of Law No. 166-FZ “On State Pension Provision in the Russian Federation”.

To resolve the issue of the right to pension payments due to lack of ability to work, a citizen must apply to the district office of the Pension Fund of the Russian Federation and submit the following documents:

1. passport or residence permit;
2. document on compulsory pension insurance (SNILS);
3. work book or other document confirming data on the insurance period;
4. ITU certificate of disability.

The described type of pension is established at any time, but not before the citizen has the right to it.

An application for payment of such a pension is considered by Pension Fund specialists no later than 10 working days from the date of application. If the missing documents are submitted within three months, then the date of writing the application will also be considered the day of application.

There is no deadline for submitting an application. However, if you apply for a pension later than 12 months from the date the right arose, it will be assigned only from the date of application.

If a citizen applies for a pension no later than 12 months from the date the right arose, then he will be assigned payments from the date of his recognition as disabled:

If applying for a pension is carried out by mail, then the date of sending the letter indicated on the postmark will be the date of application.
If the application is made through the MFC, then this date will be the date the application is received by the specialists of this center.

Disability pension amount

With the new procedure for calculating an insurance pension in case of loss of ability to work, its size also directly depends on length of service and salary, as well as on the employer’s payment of insurance contributions to the Pension Fund. The amount of pension provision is now determined taking into account the IPC, the cost of which is calculated on the day of appointment.

The amount of the disability insurance pension includes the insurance pension itself and a fixed payment to it. The estimated payment of a social disability pension depends only on the disability group.

Amount of fixed (basic) pension payment

Along with the appointment of a disability insurance pension payment, in addition to it, a fixed amount of payment is established. Its amount depends on the disability group and the number of dependents. This payment is analogous to the basic part of the labor pension.

If there are disabled family members, the amount of the basic payment increases by one third of the original amount for each dependent, but not more than by three.