– one of the most popular types of lending. If you decide to buy an expensive item or update your wardrobe, then you will be interested in a service such as a loan for consumer needs. Don’t hesitate to purchase the desired purchase, saving money from each salary - take out a loan for the purchase, which will allow you to have the thing you like right now.

Loan currency: Belorussian rubles

Loan interest rates (% per annum):

with a full repayment period of up to 1 year 14.0% (SR+4 p.p.) *
with a full repayment period of 1 year or more 15.0% (CP+5 p.p.) *
with a full repayment period of up to 3 years, issued on-line - 13.5% (CP+3.5%) *

Duration for which the loan is provided: up to 3 years.

Minimum loan amount:

Maximum loan amount: within the limits of the borrower's solvency.

The period for reviewing the package of documents is 3 working days.

Registration of the contract sureties with an individual to ensure loan repayment - 20 Belarusian rubles.

Loan collateral: guarantees of individuals.

Special conditions for obtaining a loan without guarantors.

Providing a loan: by transferring funds to the borrower's current (settlement) account opened with the bank.

Loan repayment:

• principal debt - monthly in equal installments;
• interest - monthly, in an amount calculated based on the actual daily balance of the loan.

Repayment of loan debt can be made at branches, departments and cash transfer centers of OJSC Belagroprombank, regardless of the location of the loan.

Requirements for the borrower (guarantors):

• citizenship of the Republic of Belarus (stateless persons permanently registered in the territory of the Republic of Belarus and having a residence permit);
• age from 18 years;
• availability of regular, officially confirmed income in the Republic of Belarus;
• absence of a negative credit history (for individuals - individual entrepreneurs of the Republic of Belarus - absence of debt on taxes, fees and other payments to the budget (additionally));
• for men under the age of 27 years (citizens of the Republic of Belarus) - the presence of a military ID or documents confirming the right to a deferment from conscription for military service, with the exception of those serving in the internal affairs bodies, financial investigation bodies of the State Control Committee of the Republic of Belarus, bodies and emergency departments, military personnel serving in the armed forces of the Republic of Belarus.

A loan of up to 2,000 Belarusian rubles is possible without providing a document confirming income.

You can repay loans in Belarusian rubles at self-service devices (infokiosks) equipped with a cash acceptance module.

Belagroprombank: loans for consumer needs

Consumer loan at Belagroprombank

The banking organization "Belagroprombank" was registered on the financial market of Belarus in 1991. Today the bank is implementing government programs. The institution specializes in providing credit funds to the population. The banking organization operates several deposit programs. Today the bank occupies a leading position in the market and has a wide network of branches in many cities of the country. You need to figure out how to get a loan from Belagroprombank for consumer needs.

Bank products

Today, financial institutions operate a large number of different loan programs. They can be used by both ordinary citizens and legal entities. More than 10 loan products with different purposes are available for individuals. Most of these programs are targeted, that is, funds are issued for specific purposes.

For example, a bank has a loan program "Student", which is intended to pay for tuition at a higher educational institution. In addition, loans are provided for the purchase of a car, housing, and refinancing of loans issued at other financial institutions.

However, the bank also provides consumer loans that are not targeted. This means that citizens who have taken out such a loan can use the funds at their discretion. In this case, the creditor does not make any demands. The loan can be transferred to the client's account or to the bank's credit card.

For regular and trusted clients of a financial institution with a positive credit history (that is, without negative marks), it is possible to provide funds on preferential terms. A loan for loyal customers provides for the issuance of money at a lower interest rate than for other citizens. However, you can apply for funds only within five years from the date of repayment of the old loan.

Consumer loan: main loan parameters

As mentioned above, under the terms of consumer lending, the borrower can spend the funds received for any purpose. This circumstance explains the high popularity of such loans among the population. The main parameters of a consumer loan at Belagroprombank are as follows:

1. The loan currency is Belarusian rubles.
2. You can borrow at least 100 rubles. The maximum loan amount has not been established; this parameter directly depends on the client’s solvency and is determined purely individually.
3. The interest rate depends on the loan term. If the loan is issued for a period of up to 12 months, it will be 12.5% ​​per annum. If the term of the loan agreement exceeds 1 year – 15.5%. It is important to take into account that both parameters are temporary. The financial institution reserves the right to change interest rates if the National Bank of the Republic of Belarus changes the refinancing rate.
4. The maximum loan term is no more than 36 months.
5. The loan body is repaid evenly(that is, each month the client will need to make equal payments).

To obtain a consumer loan from Belagroprombank, the borrower must enlist the support of a guarantor. In this case, the client will have to pay 20 rubles for drawing up the corresponding agreement. However, for citizens who have a good credit history, special conditions apply. Such persons can borrow funds without resorting to the help of guarantors. But in this case, you can borrow no more than 7,500 rubles.

Requirements for the borrower

Citizens of the Republic of Belarus and persons with a residence permit can receive funds (registration in the country is mandatory). To be able to apply, a citizen must have reached the age of majority. In addition to these standard requirements, a potential borrower must also:

• have a regular income;
• have a positive credit history;
• have a military ID (if the borrower is under 27 years of age).

If the borrower is registered as an individual entrepreneur, an additional requirement is imposed on him. Such citizens should not have debts to the state budget (in the area of ​​taxes and other transfers).

Documentation required to apply for a loan

First of all, a potential borrower must have a passport of a citizen of the Republic of Belarus (the requirement does not apply to persons who have a residence permit). Individual entrepreneurs will also need to provide a bank account statement for 6 months (before submitting the application). Such persons are required to provide another certificate to obtain a loan. It is issued by the bank servicing the company’s current account and must contain information about the presence or absence of debt on other obligations.

It will also be necessary to submit a document that confirms the borrower’s income. Individuals must submit a salary certificate, which will indicate data for 3 months before submitting the application. Other requirements are put forward for other categories of the population:

1. Individual entrepreneurs paying a single tax must submit a certificate of income for the last 6 months.
2. Individual entrepreneurs who are subject to income tax or a simplified taxation system must submit a document containing information about income 2 months before submitting the application.
3. Persons receiving pension payments are required to submit a document indicating the amount of pension for the last 3 months.

Persons receiving wages (or other types of income) to an account at Belagroprombank, instead of the above-described certificates, can provide an extract from this account. After submitting documents, employees of the financial institution are given no more than three days to review them and make a decision.

Applying for a loan

Funds are transferred to the borrower's account. However, it is not possible to apply for a loan online.. To do this, you must personally come to one of the branches of the financial institution, fill out the appropriate application and submit the required documentation. After reviewing the application and analyzing the documents, employees of the financial institution will make a decision on the loan.

Meanwhile, citizens can submit a preliminary application. You can do this in one of two ways:

1. Call the financial institution’s contact center (number 136) and report your desire to apply for a loan.
2. If the user is a client of Belagroprombank, he will be able to use the Internet banking service. To submit a preliminary application, you must go through the authorization procedure, then go to the tab "Your loans."

But even if a potential borrower submits a preliminary request, he will still have to personally visit one of the bank’s branches to draw up an application and, if approved, sign a loan agreement.

Thus, Belagroprombank loans for consumer needs are provided to adult citizens of the Republic of Belarus and persons with a residence permit. In order to receive funds, the client must be an adult and have a source of stable income. You can take out a loan for a period of no more than three years. The maximum loan amount depends on the borrower's income level. A preliminary application can be submitted remotely, but to apply for a loan you must appear in person at one of the bank’s branches.

How to get a consumer loan from Belagroprombank?

Belagroprombank is one of the largest banks in Belarus. It was founded in 1991, and its activities were aimed at servicing the agricultural complex. This is an authorized bank of Belarus and through it the implementation of government programs that support the country’s agro-industrial complex is carried out. Over the years, from a highly specialized institution, the Bank has turned into a multifunctional financial organization.

Today the Bank serves both large enterprises of the country and individual clients - individuals. Particular attention is paid to retail services, including consumer lending.

Lending terms

Belagroprombank provides loans to individuals for various purposes. For consumer needs, the Bank offers cash loans and credit cards.

Loans are provided only in the national currency of the country. The terms depend on the lending program, and the maximum amount depends on the borrower’s solvency.

Loans for consumer needs and credit cards are provided under the guarantee of an individual. You can apply for a loan without a guarantee only if the potential borrower has already taken out loans from banks of the Republic of Belarus for a period of at least 6 months and has a positive credit history.

In this case, the Bank may provide funds in an amount not exceeding 22,000,000 Belarusian rubles, and the loan will be secured by a penalty. When issuing credit cards without guarantors, the Bank puts forward additional requirements.

The cost of drawing up a guarantee agreement is 100,000 Belarusian rubles.
It is worth noting that under the terms of the loan, the interest rate is floating and can change after the conclusion of the agreement.

The cost of the loan is set at the refinancing rate + 15.5%, that is, when the refinancing rate changes, on the same day, the annual interest on the loan also changes.

Lending is carried out only after approval; for this, the client submits a borrower application form and a guarantor form.

Loans are issued only at Bank branches, but a potential borrower can submit a preliminary application to speed up the issuance procedure. It can be submitted by calling the Bank’s Contact Center or in the Internet banking remote service system, if the client is already registered in this complex.

The application form must be filled out completely; all fields are required. Empty fields may be a reason for loan refusal.

Information must be reliable and complete.

Do you have a bad credit history, but do you absolutely need to get a loan? Read the article - consumer loan with bad credit history, and find out which bank is ready to give you a loan.

Loan for consumer needs at Belagroprombank 2018

Belagroprombank provides funds for consumer needs in the form of a loan, which is credited to a current or current account opened with the Bank and in the form of credit cards of the Visa and MasterCard payment systems.

Consumer lending programs

Loan for consumer needs

Credit cards

On our website, you can download application forms for the following credit cards: MasterCard and VISA.

List of documents

Required documents:

1. Passport of a citizen of the Republic of Belarus - for citizens of the Republic of Belarus, residence permit - for foreign citizens.
2. Individual entrepreneurs with accounts must provide a statement for the last 6 months of the current account and a certificate from the servicing bank about the presence or absence of credit obligations or other debts.

The borrower's application form, which you can download from the link.

Certificate of monthly income, the form of which can be downloaded here.

The period for which this document is issued depends on the economic and legal form of the enterprise and the taxation system.

Depending on the entity that issued the certificate, its period will correspond to:

• for individual entrepreneurs on a single tax – for the last 6 full months;
• for individual entrepreneurs on income tax or a simplified taxation system - for 2 quarters (reporting periods);
• for other entities – for the last 3 full months.

Other types of documents confirming the client’s solvency:

• certificate of receipt of pension for 3 full months. This document is provided by clients of retirement age;
• certificate of receipt of other regular payments for 3 full months;
• clients receiving salaries, pensions, benefits, payments or business income through the Bank can provide statements of their current (current) accounts as documents confirming receipt of income.

Requirements for the borrower

Loans are issued only if the client meets the Bank’s requirements, namely:

• age 18-65 years;
• citizenship of the Republic of Belarus or permanent registration and residence permit for foreign citizens and stateless persons;
• availability of permanent, official income in the Republic of Belarus;
• no negative credit history;
• for individual entrepreneurs – absence of arrears in paying taxes and fees to the country’s budget;
• absence of any deductions from net income under writs of execution exceeding 49%;
• non-conscription age or the presence of documents on deferment or completion of military service.

Do you want to take out a consumer loan for 10 years? We will tell you where and under what conditions this can be done. To learn more.

Do you want to know how to get a consumer loan using 2 documents? Read the article on our website.

Maximum and minimum amount

The minimum loan amount is 1,000,000 Belarusian rubles. The maximum limit depends only on the client's solvency, which he confirms by presenting official income documents.

For credit cards the maximum limit is determined and is 50,000,000 Belarusian rubles. It depends on the type of card and the type of security.

Depending on the type of collateral (guarantee or penalty) under the terms of the loan, the maximum thresholds are reduced for each product individually.

Terms of loan processing

The processing time for a package of documents for consumer loans and credit cards is 4 days.

An exception is the credit limit set on the international Visa Instant card. In this case, the Bank can make a decision on lending for up to 2 months.

Video: Why did you choose Belagroprombank?

Debt repayment

The loan for consumer needs is repaid in accordance with the classic schedule. The principal debt is paid in equal installments, and interest is calculated monthly based on the balance of the loan for each day.

Credit card debt is repaid as follows:

• Visa Electron Credit. While the credit line is valid, repayment of the principal debt is 2% of the debt, after the end of the term - in equal parts. Interest is paid from the next month after the limit is granted and is accrued on the amount of the current debt;
• Visa Instant. The principal debt is paid 2 months after the conclusion of the agreement, interest is paid from the next month of receiving the loan and is calculated based on the balance of the current loan for each day;
• MasterCard Unembossed. A minimum of 4% of the debt amount is paid monthly on the 1st day of each month plus interest on the balance of the debt.

Payments can be made through the Bank's cash desks, regardless of which branch or city the loan was received in, as well as at self-service terminals.

Advantages and disadvantages

Belagroprombank is a reliable and profitable partner. Acceptable interest rates on loans and convenient programs allow each client to find the most profitable product for themselves.

The development trends of the bank and the processes of introducing new programs, conditions and services indicate that the Bank strives to improve the quality and convenience of service and make consumer loans even more accessible to its clients.

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Today, a loan can be taken out at any time and for any purpose. This has become the norm of life, since there is not always enough personal funds to make a long-awaited purchase.

When you really need money for urgent needs, it is worth considering several different lending options, making calculations and choosing the best option according to the conditions, so that subsequent payments do not become a heavy financial burden.

Loan from Agroprombank:

One of the organizations that provides loans on favorable terms to consumers is Agroprombank. The credit institution provides several types of loans: from classic consumer loans to mortgage and car loans.

Agromprombank is engaged in issuing credit cards. The main advantage of the bank is the most convenient system for opening credit lines for potential borrowers.

Submission of an application and the decision to issue a loan, upon provision of all required documents, are made online.

It is enough for a potential client:

Use the loan calculator on the bank’s website;
Choose the optimal tariff plan;
Enter information about income, purpose, amount and loan terms;
Provide electronic copies of your passport, certificate of employment;
Send guarantor documents if the loan is a mortgage loan;
Leave your contact details.

After the calculation has been made and the application has been drawn up, the entire package of documents is sent to the loan officer. After reviewing the application, a bank employee will contact the client and announce the decision.

The more reliable information is provided in the application form, taking into account a positive credit history and participation in the Agroprombank salary program, the greater the chances of receiving a positive decision.

Agroprombank issues consumer loans online in the amount of 5 thousand to 1 million rubles, for a period of 3 to 12 months at rates from 26 to 30%. It is worth considering that a commission of 5% (at least 1,500 rubles) is charged for issuing a loan.

Mortgage lending is carried out at an interest rate of 20% for a period of 36 to 360 months. In total, depending on the solvency of the borrower, from 100 thousand to 8 million rubles can be issued.

For issuing a mortgage, a one-time commission of 1.5% is charged, which will be at least 10 thousand rubles. Agroprombank car loans are provided at a rate of 20 to 29%, with loan amounts from 800 thousand to 8 million rubles. for a period of 12 months. There is also a 5% commission here.

Convenient solution for all clients:

An online application is processed much faster than a standard one and does not require the borrower’s personal presence before directly signing an agreement with the bank.

This is partly why the rates are slightly higher than other credit institutions, but less than the interest for using credit cards. This type of lending is suitable.

Agroprombank has developed a convenient and understandable customer service, so getting a loan for various needs has become easier, more convenient, and most importantly faster. There are situations when large sums are needed urgently, and time is equal to money.

Online lending at Agroprombank will be an ideal solution, since the total limit is quite high, and the possibility of obtaining a loan on time is much higher than with other credit institutions.

Online lending is a serious step into the future in the banking system as a whole, as it saves time and nerves.

Agroprombank was one of the first to introduce this type of lending and is actively developing in this direction for the benefit of its clients.

OJSC Belagroprombank is engaged in lending to the population. It is possible to obtain a loan for consumer needs, for light purchases, using credit bank cards (“Kreditka sa znizhkay”, Visa Instant (Standard), “Practical Card”), online. The first is the most popular among the population, since it is not limited by the purpose of its use. Bankonomika.ru experts found out how to get a loan from Belagroprombank for consumer needs.

Basic loan parameters

A loan for consumer needs is issued for a period of up to 3 years, the interest rate depends on the chosen term. No collateral is required for amounts less than 2,000 Belarusian rubles.

The product is suitable for those who want to make a large purchase and not save the required amount for a long time.

Lending terms

The final rate on a Belagroprombank loan for consumer needs depends on the refinancing rate of the National Bank of the Republic of Belarus:

• when registering online CP+3 p.p.;
• when registered at a branch and repaid in full within 1 year – SR+4 p.p.;
• when registered at a branch and repaid in full over 1 year – SR+5 p.p.

A guarantee from an individual serves as security for the fulfillment of obligations. For citizens with a positive credit history, such collateral is not required for a loan amount of up to 7,500 Belarusian rubles. In case of late payment and late payment of interest, a penalty is imposed in the amount of 1% of the amount of accumulated debt for each day of delay. Repayment is carried out at any bank branch or at self-service devices.

Requirements for the borrower

To obtain a loan for consumer needs in the amount of more than 2,000 Belarusian rubles, it is necessary to prove not only the solvency of the borrower, but also the financial capabilities of the guarantor - an individual. In this regard, the following requirements are imposed:

• age from 18 years;
• citizenship of the Republic of Belarus;
• availability of regular, officially confirmed income for at least 3 months;
• positive credit history;
• availability of a military ID or confirmation of a deferment from military service for men under the age of 27.

These requirements apply to both the borrower and the guarantor.

Required documents

Compliance with all requirements is confirmed by submitting the following documents:

• passport;
• consent to provide a credit report;
• document confirming income
• for individual entrepreneurs – account statement for 6 calendar months, a certificate from the servicing bank about the absence of debts.

To confirm income, it is enough for salary clients of Belagroprombank to present an extract from their current account; for other categories of borrowers - a certificate of income for 3 full calendar months (for an individual entrepreneur - a single tax payer - for 6 months, for an individual entrepreneur - an income tax payer or on the simplified tax system - for 2 blocks).

How to get a loan

This can be done online or by visiting any bank branch. Depending on this, the rate and maximum loan amount will differ.

Through the Internet

1. Go to the bank's website.
2. On the side tab, select “Remote acceptance of applications for loans for consumer needs.”
3. Read the terms and conditions.
4. Switch to remote registration.
5. Fill out the form and click “Submit data”.

After entering the data, the application is sent for consideration.

Online filing is not available for individual entrepreneurs, for non-salary clients, for citizens whose debt with a new loan exceeds 3,500 Belarusian rubles.

Video on how to apply for a loan online:

In the office

You can submit an application at any convenient bank branch during opening hours.

You can find your nearest office on the official website in the “Regional Network” section

On the map that opens, you must select the region, locality and type of point of sale.

A loan for consumer needs from Belagroprombank is easy to apply and does not require the submission of a large package of documents when submitting an application. It is beneficial for the bank’s paying clients to apply for a loan online and receive a reduced interest rate.

Maxim Demchenko

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At this bank you can get money for consumer needs or apply for a targeted loan. Belagroprombank issues loans to pay for education, purchase domestically produced goods and cars. The client can also refinance loans from other banks or arrange an overdraft.

The bank calculates the maximum loan amount based on the client’s income. When applying for a targeted loan for a car or education, the maximum amount depends on its cost. The interest rate on all loans is floating and depends on the refinancing rate (RR) of the national bank of the Republic of Belarus.

Credit	Loan amount – from minimum to maximum, rubles	Interest rate, % per annum	Loan terms	Age - from minimum to maximum, years
Student	400 – limited by the cost of training and the client’s income	CP + 3-4	up to 5 years from the date of graduation	18 – unlimited
Refinancing	200 – limited by the income of the client/guarantor	SR + 4-5	up to 5 years	-
Easy shopping	100 – 5000	0,0001	4 – 24 months	From 18 – unlimited.
For the purchase of domestically produced goods	100 – limited by the client’s income.	SR + 4-5	12 – 48 months	From 18 – unlimited
Consumer loan	100 – limited by client income	CP + 3.5-5	12 – 36 months	From 18 – unlimited
Overdraft loan	200 – 5000	CP + 1-2	1 – 12 months	From 18 – unlimited
Loans for the purchase of cars from car dealers	1000 – 70% of the value of the collateral	SR + 4-5	12 – 84 months	From 23 – unlimited
Lending for the purchase of goods	100 – 2000	CP + 4	12 to 18 months	From 18 – unlimited

The money received from the bank can be used for consumer purposes. For example, you can make a purchase from a bank partner, buy domestically produced goods, or receive money in cash. A list of partner stores can be found on the official website of the credit institution.

An Overdraft loan is similar to a credit card, but does not have a revolving limit. It can only be issued by those clients who receive a salary or pension on a Belagroprombank card.

Lending terms

Belagroprombank issues loans on standard terms. The presence of insurance and a salary card does not affect the interest rate, amount and term of the loan. The bank calculates the maximum loan amount depending on the client’s solvency.

General terms

The rate for each loan depends on the refinancing rate. In individual lending conditions, it is indicated as “CP + 4%”. This entry means that the bank will issue a loan at an interest rate 4% higher than the National Bank rate.

As of July 2018, the refinancing rate is 10%.

The credit limit is calculated by bank employees and depends on the client’s income. If the client takes out a targeted loan for a car or goods from partner stores, then the maximum amount is limited to the purchase price.

The Belagroprombank loan must be repaid in monthly payments according to the schedule. The bank does not limit early repayment. On the day of payment of the regular payment, you can deposit the amount for partial repayment. You can repay the loan in full at any day.

If you are late in paying your monthly payment, the bank will charge a penalty. Penalties are charged on interest and principal at different rates:

• 0.5% for each day (interest);
• 0.08% (loan body).

Features of providing a loan

Belagroprombank includes those who receive a pension or salary on its cards as preferential categories of clients. The bank provides an overdraft loan to such clients. Its amount depends on the category and solvency of the borrower. For example, pensioners can take out a loan in the amount of 2 pensions, and salary clients - 3 salaries.

For those who have already taken out a loan for a period of more than 6 months and paid it on time, the bank offers special lending conditions. The maximum loan amount for reliable borrowers is RUB 7,500. To obtain this loan, you do not need collateral or a guarantor.

A loan for “Refinancing” can only be issued to repay the principal debt in Belarusian banks. It cannot be used to pay off debts at Belagroprombank. If the borrower is sufficiently solvent, he can receive an additional amount for consumer purposes.

Requirements for the borrower

Belagroprombank provides loans only to creditworthy clients with a stable social status. The bank must be sure that the borrower will have enough income to pay the loan and will not suddenly move.

The main requirements for borrowers are indicated in the list:

• age from 18 to 70 years;
• citizenship of the Republic of Belarus;
• permanent registration in the Republic of Belarus;
• having a job with more than 1 year of experience;
• availability of contact and work numbers;
• income exceeds the subsistence level;
• for men under 27 years old - presence of a military ID;
• for borrowers over 60 years of age - the presence of a guarantor;
• no negative credit history.

Requirements for regular, salary clients of the bank and pensioners do not differ from the standard ones.

Required documents

The bank requires the borrower to provide documents that confirm the information in the application form: citizenship, income and credit history. The composition of the document package differs for different categories of clients.

Mandatory

List of standard documents:

• Passport or residence permit.
• Consent to transfer credit history from the National Bank to Belagroprombank.
• Military ID or conscript ID (for men under 27 years old).
• Document on income for 6 months (extract from current account for individual entrepreneurs, certificate of pension).

Additional

A “Refinancing” loan can be obtained if you provide Belagroprombank with a statement of outstanding loans from other banks. Based on them, the credit institution will calculate the amount for refinancing.

To get a loan for a car, you need to present a preliminary purchase and sale agreement to the bank. Based on it, the bank will calculate the loan amount. A similar requirement applies when applying for a student loan. The document must indicate the date of completion of training and its cost. The credit institution will transfer the required payment amount to the account of the educational institution.

If you need to receive >7500 Belarusian rubles, then you need to find a guarantor. Just like the borrower, he will need to confirm income.

How to get a loan

Only “Consumer” and “Overdraft” loans can be issued via the Internet. To apply for other loans, you must come to the Belagroprombank office.

Through the Internet

In the office

At the Belagroprombank branch you can get advice on a loan and submit an application.

In order not to waste time on a second visit to the bank, the editors of the “Bankonomics” website recommends taking with you a package of necessary documents.

A Belagroprombank employee will check the package of documents, calculate the loan parameters and help fill out the application. The credit institution will make a decision on issuance within 1 hour to 7 days. The time it takes to review the application depends on the loan amount.

To find the nearest bank office, you need to go to the “Regional Network” section. On the page you need to select a city and indicate the type of point.

Methods of obtaining

Most loans at Belagroprombank are issued to a demand account. The bank transfers targeted loans for education, the purchase of a car or goods from partners to the accounts of educational institutions, dealers or stores.

Money from the account “on demand” can be withdrawn in cash or transferred to a card.

Repayment methods

You can repay a loan at Belagroprombank through a mobile bank, in the office or at terminals. The bank does not charge a fee for payment.

To pay for a loan using a mobile application, you just need to know the loan agreement number. Money is credited within 3 days. Regardless of which branch the borrower applied for the loan, it can be repaid at any office.

If the client repays the loan through the terminal, the payment can be completed instantly or delayed up to 3 days.

Belagroprombank issues loans for various purposes. To make a purchase at the minimum rate, you can take out a loan under the “Easy Purchases” or “For the Purchase of Goods” program. If partner stores do not have the required product, you can get a “Consumer loan” in cash.

To pay for tuition or close loans from other banks, Belagroprombank offers “Student” and “Refinancing” loans. Clients who receive a salary or pension on a bank card can apply for an overdraft loan at a preferential rate of 9.5% per annum, which is valid for the first 3 months.