A credit card is a tool for accessing a bank account with which you can pay for goods and services. The peculiarity of a credit card is the limit of funds that its owner can use for his needs. This amount is set based on the solvency of the holder.

You will have to pay interest on the money you borrow, which is usually higher than for other types of loans. The advantage of a credit card is the grace period (on average 50-60 days), during which funds can be used for free. Also, the advantages of the card are: the ability to receive a loan at any time of the day without going to the bank and payment for goods/services anywhere in the world where such an opportunity is provided. That is why it can be a profitable alternative to consumer loans.

Apply for a credit card online

To obtain a credit card, the client usually needs to submit an online application, as well as provide the necessary package of documents (passport, income certificate, etc. After reviewing the application and its approval, the bank will produce the card within a few days. Then the borrower can come to the bank and pick up You can activate the card when performing any transaction at an ATM.

You can apply for a credit card at a bank office, by phone or online. Sravni.ru provides the opportunity to choose and, in some cases, order the most profitable credit card that meets your request.

Universal credit card

A universal credit card combines all the advantages of a credit card with a grace period and a debit card. At the same time, many banks are willing to pay a certain percentage for keeping the client’s personal funds in an account in excess of the credit limit. The profitability of funds placed on plastic cards can range from 4 before 10% per annum.

Everyone has probably heard about the benefits of credit cards. This type of loan is the leader in this market in the country (and the whole world) for one simple reason - in the most difficult cases it takes several hours to process it, but in general you can become the owner of a credit card instantly. And by the time you read the article to the end, millions of people will be able to pick up their plastic loan.

Fast issuance of credit cards in Moscow: features

By ordering an urgent loan, you get the same benefits as under normal conditions:

• Large limit. The size of the limit depends on your wishes and the capabilities of the lender.
• Long grace period. Different banks have different deferment periods for payments. In a conversation with the employee, you can mention that you need the longest grace period possible.
• Lowest interest on balance. Quickly making a credit card in Moscow does not mean paying exorbitant interest rates; only agree to an offer that is profitable for you.

Another positive condition of the agreement for quickly issuing credit cards online, which is practiced by many banks, is the absence of fees for account servicing - you simply use the allocated limit and do not pay a penny for it. This rule applies to both regular and premium credit cards.

How to urgently get a credit card online?

Do you need to pay bills or buy something today, but have nowhere to get the money? Three simple steps will make you the owner of a borrowing limit that will cover all expenses and solve a difficult situation. We present short instructions on how to quickly get a credit card in Moscow:

• Online application. At the first stage, you will be offered a form with several simple questions: full name, place of birth, contact information. If you have a foreign passport, then your first and last name in Latin letters should be entered in the same way as in the document.
• A call from a bank employee. After submitting the application, a card loan specialist will call you and ask additional questions. The review process for your request usually takes from fifteen minutes to several hours.
• Getting plastic. You can pick up a credit card either at the bank office or at another place convenient for you.

That's all! When handing over the card, do not forget to also pick up your copy of the agreement. This document must be sealed and signed by a bank official.

Where can I quickly get a credit card?

Our specialists ensure that the database of submitted offers is constantly growing and updated. It will take you no more than ten minutes to call or fill out an online application for a card. Contact us and we will help you urgently get a credit card online with money for any needs!

Are you facing financial difficulties? Take advantage of the new offer from financial institutions - online application for a credit card. This will help solve current problematic issues: payment for educational services, treatment, repairs.

You don’t have to run around to relatives you know asking to borrow money, you just need to have access to the Internet and apply for a credit card. This is the most effective solution to the problem of lack of funds due to a simplified receipt procedure.

Features of completing a virtual application for a credit card

It's easy to order credit cards online:

• You can apply for a credit card online in 15 minutes in Moscow by filling out an application. An online application requires a minimum amount of information about the client; as a rule, the full name in Russian and English, home address, mobile phone number, email address are entered;
• An online application for a credit card with a preferential limit in Moscow is completed by bank employees within one or two hours. When all procedures are completed, you will be notified by calling;
• You can order a bank card with instant processing and a grace period to your home, delivered by courier. You can also pick up the card by arriving at the bank office;
• You can get a credit card for 5 years without proof of income and without refusal only by using an online application.

Instant receipt of funds is possible with the service of receiving a credit card via the Internet. The bank's decision in 15 minutes will relieve any financial difficulties that have arisen.

Financial difficulties are our concern

Registering a credit card on the Internet is the most correct decision due to the fact that there is a credit card limit of 30,000 rubles. Anyone can use the service, since the loan is issued online upon application. That's not all, you have the opportunity to have a supercard bank limit of 3,000 rubles. Get a super card for 30,000 rubles. easily, by contacting the bank via chat or by phone, the originals can be sent through an office or home computer. You don't have to waste time filling out forms by hand. No bureaucratic red tape. You don't have to look for guarantors.

Ordering a bank card with a validity period of 5 years is beneficial, since you do not have to waste time on re-issuance. Bank specialists will inform you about an immediate decision over the phone. You can get a supercard with a grace period from the bank in 15 minutes without standing in line or collecting documentation. This is a real opportunity to get a loan without income certificates or bank refusal. A person who does not have a regular income can count on a positive decision, since the borrower’s assessment is much softer than that of the bank. An income certificate is no longer a barrier to getting a loan.

Financial services in Moscow are accessible and prompt. You don’t have to worry and waste time collecting the necessary documents. Online ordering via the Internet is a profitable solution. The grace period is long.

Gives you the opportunity to use a banking product with a minimal solution. This approach is needed for those who want to take funds:

• without refusal,
• without visiting the bank,
• with a minimum package of documents.

How to order a credit card online in Moscow?

You can order a credit card online in Moscow via the Internet with delivery to your home, without certificates. This type of loan is available to a large number of people. Banks offer flexible conditions, but the softer they are, the higher the amount of overpayments. These credit cards are available to persons over 21 years of age. There are special conditions for pensioners. The credit card is issued only to citizens of our country or residents.

Depending on the experience of interaction with banks and credit history, the maximum limit for the banking product is determined. Despite the fact that banks are happy to cooperate with individuals on such offers and issue credit cards with bad CI, penalties are possible in the absence of timely payments.

Before signing the contract, read its terms and conditions. This will avoid unpleasant surprises. The loan is issued without collateral. The involvement of guarantors is also not required. The interest rate and length of the grace period on a credit card depend not only on the term, but also on the category to which the client belongs.

How to find and apply for a card online on the website?

You can apply for a credit card on our website. A list of Moscow banks offering this service is provided. You can receive a payment instrument without visiting the bank. If you want to increase the chances of a positive outcome of the case, it is best to fill out an application form with several financial institutions at once. Recommended:

• Fill out the online form in as much detail as possible.
• provide reliable information.
• If there are additional conditions, write comments.

The answer will come immediately or within a few days. All you have to do is wait for the courier to arrive at your home so you can sign all the papers. If you wish, you can do this at the bank office.

Issuing credit cards is one of the areas through which you can conveniently manage your funds by paying in stores, making online purchases, etc. Moreover, getting a credit card is much faster thanks to a minimum package of documents and the possibility of receiving a card directly to your home. As a rule, in order to get a credit card from Russian banks, you must have a stable income, a good credit reputation, and be over 21 years old (in some cases, 18 years old).

What kind of credit card can I get?

Several types of credit cards are issued:

• with revolving credit. This means that after repaying the spent loan amount, within the established limit, the money can be used again;
• "disposable" cards. Once the loan has been repaid, the credit card can no longer be used.

Best of all, during which you can use money for free. It can be defined for 30,50, and 100 days. If the money is returned to the card on time, then you do not need to pay anything, and the entire limit on the card can be used again. If a payment is overdue by several days, interest is paid differently. Some banks count them for the entire period of use, others only for days not included in the grace period. You can purchase such a card at almost every bank.

Conditions for obtaining credit cards?

The requirements for clients wishing to apply for a credit card are the same as when receiving a loan. These include:

• registration in the area where the bank is located;
• solvency;
• employment;
• good credit history.

You can apply for and receive a credit card using your passport and application form. Certificates are not required for all loan programs. Banks offer the issuance of a fixed-term card using two documents. Not all cards are issued free of charge. There are products that charge a small fee for issuing the card. In a number of banks you can buy a card with an individual design.

How to get a credit card?

You can select a suitable card on this portal. The list of banks and based loan parameters is presented in a table:

• bid;
• payment per month;
• overpayment for the entire period.

The “online application” window redirects to the bank’s website to fill it out.

To choose the right credit card option, you need to note the amount and loan term in the credit card calculator. You can order a card without certificates and/or without collateral by ticking the appropriate parameters. The amount available for crediting to the card and the period of use of the card may depend on these parameters.

The terms of issue, loan currency, card loan rate and other lending conditions can be seen by activating the bank name or credit card name in the table.

The demand for credit cards is related to the convenience of issuing and using them. The client can receive a credit card with delivery without visiting a bank office, the card eliminates the need to carry cash, and there is the possibility of receiving bonus points when making non-cash purchases.