For graduates of Russian schools, one of the most difficult periods of their lives is coming to an end. The majority of recent schoolchildren successfully passed the Unified State Exam, received the results and applied to Russian universities for the specialties with which they dream of connecting their lives. While waiting for the announcement of the verdict and preparing for additional tests required for admission to budget places in the most popular educational institutions in the country, it’s time to ask what the scholarship will be in the 2017-2018 academic year. After all, what is a scholarship for a student? Often questions of actual survival and the need to find part-time jobs depend on it. Consequently, the size of the scholarship directly affects the quality of education and standard of living.

From this article you will learn:

Before proceeding with a detailed analysis, it is worth clarifying what a scholarship is.

A scholarship is financial assistance established at a certain level, which is provided to students of universities, colleges, technical schools, colleges and a number of other educational institutions, as well as cadets, graduate students and doctoral students.

The scholarship amounts, in most cases, are set by the educational institution itself, and therefore can differ significantly in different universities of the Russian Federation. Also, when choosing a place of study, you should know that the state scholarship, which will be discussed in this article, is paid exclusively to students of state educational institutions. Students of private universities, as well as those enrolled in contact form of education, are deprived of financial assistance from the state.

So, the average student of a state higher educational institution in Russia studying on a budget can count on the following types of scholarships:

1. Academic– provided to full-time students undergoing training at the expense of the budget and who do not have academic debt. In other words, those who only have “good” and “excellent” can count on this type of payment. Although this is not the final indicator and the score for receiving a scholarship may vary in different universities, as well as additional criteria.
2. Advanced academic The scholarship for students is awarded from the 2nd year, which means that those who entered the university in 2017-2018, in order to increase the amount of payments, must achieve certain high results in education or sports during the first year of study, as well as take direct part in cultural life of the educational institution.
3. Social– paid to students in need of financial support from the state. Its size does not depend on success in education and is calculated on the basis of the documents provided confirming the corresponding right of the citizen to state assistance. It can be provided not only in cash, but also, for example, to pay for a hostel. The list of documents for its registration can be clarified in the dean’s office.
4. Increased social intended for socially vulnerable students during their 1st and 2nd year studies. Like a regular social scholarship, this scholarship does not depend on grades and is awarded under one condition - the absence of academic debt.
5. Personalized government and presidential scholarships– payments that students of faculties of priority areas who demonstrate high educational achievements can count on.

Amount of scholarships in the 2017-2018 academic year

As mentioned earlier, the amount of financial payments to students at different universities in Russia may differ due to the fact that the law gives educational institutions the opportunity to independently set the amount of scholarships, regulating only the lowest level of payments. All universities enjoy these rights, establishing scholarships for students in accordance with financial capabilities.

According to the changes made to the Federal Law “On Education in the Russian Federation”, three stages of increasing scholarships are planned:

1	in 2017	5,9 %	1419 rub.
2	in 2018	4,8 %	1487 rub.
3	in 2019	4,5 %	1554 rub.

It is obvious that for a student to have a normal life, it is not enough just to have good academic performance and no debt. It is necessary to strive to obtain the right to increased payments. For comparison, the average amount of an increased academic scholarship in the last academic year was about 7,000 rubles.

Today, the views of all Russian students are turned to the State Duma, where a bill has been introduced justifying the increase in scholarships to the level of the minimum wage, which means raising the minimum payment bar to 7,800 rubles.

Increased scholarships

The right to an increased social scholarship is granted on the basis of a package of documents confirming the student’s special status. Applicants for increased social benefits include:

• orphans;
• children deprived of parental care;
• disabled people of groups 1 and 2;
• disabled people and combat veterans;
• Chernobyl victims.

Accrual of an increased academic scholarship is a complex process, since the amount of payments directly depends on the student’s rating and his personal achievements. The amount of financial assistance, as well as the criteria for its applicants, is determined by each university independently.

If you are planning to compete for an increased academic scholarship, it is important to know that:

• The scholarship is awarded on a competitive basis;
• only 10% of students receiving a regular scholarship can qualify for increased payments;
• The award decision is reviewed every semester.

An informational video was released for students of the Siberian Federal University on how to receive an increased scholarship. Perhaps it will shed light on some of your questions.

Personalized government and presidential scholarships in 2017-2018

For special achievements in studies and scientific work, students of universities of the Russian Federation are provided with a Presidential scholarship, which in the 2017-2018 academic year will be provided to 700 undergraduates and 300 graduate students in the amount of 2,000 rubles. and 4500 rub. respectively.

The number of students at a particular university will be determined by allocating quotas. The largest number of presidential scholarship recipients this year will be:

The distribution of quotas for graduate students for 2017-2018 gives the right to assert that the President's scholarship will be more accessible to scientists from the following universities:

№	University	Quota
1	Moscow Institute of Physics and Technology	7
2	National Research Nuclear University "MEPhI"	7
3	St. Petersburg National Research University of Information Technologies, Mechanics and Optics	7
4	Ural Federal University named after. Yeltsin	6
5	Peter the Great St. Petersburg National Research University	5

In addition to presidential awards, students can compete for other personal payments:

• Moscow government scholarships;
• regional scholarships;
• scholarships from commercial organizations: Potaninskaya, VTB Bank, Dr. Web, etc.

Why can a scholarship be revoked?

Most budget students expect to receive a scholarship upon admission. But, in practice, not all university students maintain a high level and receive financial assistance throughout the entire period of study. The loss of a scholarship is a serious problem for many, and therefore it is worth finding out in advance what can lead to such negative consequences and trying to avoid such situations.

So, in the overwhelming majority of cases, a student is deprived of a scholarship if:

• the student systematically skips classes;
• at the end of the academic semester there is academic debt;
• grades below the “good” level appear in the record book.

You will also have to say goodbye to the scholarship when switching to part-time study and when applying for academic leave. However, all these reasons are well known and lead not only to the loss of a scholarship, but also to expulsion from the university.

Scholarship name	Scholarship amount	Conditions of receipt
State academic scholarship	Minimum - 1200 rub. Maximum - up to 6000 rubles.	1st year students in the 1st semester; students who passed the previous session with “good”, “good” and “excellent” or only “excellent”;
State social scholarship	Minimum - 1650 rub. Maximum - up to 15,000 rubles.	paid to orphans and children left without parental care; disabled people of groups I and II; victims of the accident at the Chernobyl nuclear power plant and other radiation disasters; disabled people and combat veterans; students whose parents are disabled people of group I or II;
Personalized personal scholarships (7 types)	them. D.S. Likhachev - 400 rubles.	students of philological and cultural faculties who participated in scientific research and have an average academic score of 4.5;
them. E.T. Gaidar - 1500 rub.	Full-time students of economic faculties, students with “good” and “excellent” grades, who participated in scientific research;
them. A.I. Solzhenitsyn - 1500 rubles.	full-time students studying with “good” and “excellent” grades, who participated in literary creativity and/or scientific research in the field of literary creativity, political science and journalism;
them. A.A. Sobchak - 700 rub.	law students who have excellent grades in all subjects and have participated in scientific research;
them. Yu.D. Maslyukova - 1500 rub.	full-time students of specialties that provide training for the military-industrial complex, students who receive “good” and “excellent” grades, and who participate in scientific research;
them. V.A. Tumanova - 2000 rub.	students of law faculties, students with “good” and “excellent” grades, with at least 50% “excellent” grades, winners or prize-winners of Olympiads for the previous 2 years, who participated in scientific research;
them. V.S. Chernomyrdin - 1500 rubles.	for students of the Moscow State Open University (MSOU);
Scholarship of the President of the Russian Federation	2200 rub.	students who are winners of all-Russian and international olympiads, creative competitions, festivals, or who are the authors of discoveries, two or more inventions or scientific articles;
Russian Government Scholarship	1400 rub.	3rd year students who have demonstrated outstanding abilities in educational and scientific activities throughout the course or individual disciplines;
Scholarship from the President of the Russian Federation for students in priority areas of modernization and technological development of the Russian economy	7000 rub.
Russian Federation Government scholarship for students in priority areas of modernization and technological development of the Russian economy	5000 rub.	full-time students in priority areas who have at least 50% “excellent” grades based on the results of the previous two semesters, winners or prize-winners of Olympiads (other scientific competitions) and/or who have received a grant/patent/certificate and/or publications in scientific journals and/or other results of research work;
Increased state scholarship for university students	7000 rub. and 5000 rub.	students already receiving a state academic scholarship who have distinguished themselves in sports, research, scientific and cultural activities, as well as for academic success;
Moscow Government Scholarship	1000 rub.	students of Moscow universities from the 4th year, for excellent academic success;
St. Petersburg Government Scholarship	5000 rub.	1st-2nd year students of St. Petersburg universities studying specialties in the field of information technology, mathematics or physics, winners of Olympiads;
Scholarship from the first President of Russia B.N. Yeltsin	3000 rub.	students of the Ural Federal University (UrFU) for special achievements in studies, scientific research, creative activity, sports and social life based on the results of the sessions, with diplomas and other documents;
Scholarship from the V. Potanin Charitable Foundation	4000 rub.	full-time students who passed the last two sessions with “excellent” marks;
"Abramov Scholarship"	8000 rub.	1st-3rd year students of the Moscow Institute of Physics and Technology (MIPT): low-income (average per capita family income less than 3000 per month) and well-performing (highest average score over the last two semesters, one for first-year students);
Dynasty Foundation Scholarship	5000 rub.	4-6 year students specializing in the field of theoretical physics, with successful academic performance over the last two years, with research work and a plan for further scientific research;
Russian Economics Foundation Scholarship	8000 rub.	2-5 year students of state universities in Moscow and St. Petersburg who passed the last two sessions with “good” and “excellent” marks;
Oxford Russia Foundation Scholarship	3500 rub.	3-6 year students studying in the following areas: history, archaeology, history and theory of art, cultural studies, world literature, political science, jurisprudence, psychology, sociology, philology, philosophy, economics, ethics and religious studies - with confirmation of high academic performance, as well as scientific and social activity;
Scholarship "Elevator to the Future"	5000 rub.	Full-time students from 18 to 28 years old, students with “good” and “excellent” grades, who have written work in the required volume (essay, term paper or scientific article) in given areas;
Dr. Company Scholarship Web	10,000 rub.	Full-time students from the 3rd year of universities conducting scientific research on anti-virus information security tools, having excellent academic performance in specialized disciplines and participating in scientific and practical activities of leading departments of the university;
VTsIOM scholarship	3500 rub. and 2500 rub.	students of sociological faculties, as well as related fields (political science, economics, history, etc.), authors of the best sociological research works in given areas;
Anita Borg Foundation Scholarship (Google)	7000 euros	3rd year students studying in the field of computer technology, theory of computer technology, computer science, mathematics or closely related fields of science;
Scholarship “EkoNiva – student”	5000 rub.	4th-5th year students of agricultural universities;
Housing Development Fund Scholarship	5000 rub.	3rd year students in the field of “Architecture and Construction”, students with “excellent” grades, who have a scientific publication, but do not receive scholarships from the President of the Russian Federation and the Government of the Russian Federation;
Rosatom Scholarship	5000 rub.	students of specialized universities from the 3rd year, studying with “good” and “excellent” grades and engaged in research activities;
VTB Bank Scholarship	2300 rub.	3rd year students studying in the specialties of financial, credit and international economic relations, as well as economic and technical cybernetics, with excellent academic performance and success in research work;
SKB "Kontur" scholarship	6000 rub. and 12,000 rub.	full-time students from Ekaterinburg universities who have a project in the field of software development;
Scholarship of Sibirtelecom OJSC	2750 rub.	students of the Siberian State University of Telecommunications and Informatics (SibGUTI) who have good academic performance and have distinguished themselves in scientific activities;
Alcoa Foundation Scholarship	3000 rub.	3rd year students of Samara State Aerospace University (SSAU), Don State Technical University (DSTU) and National Research Technological University MISiS, with a high average academic score, engaged in research activities and social work;
OJSC "LOMO" Scholarship	them. M.P. Panfilova - 1000 rub.	students of St. Petersburg National Research University ITMO studying at the Faculty of Optical Information Systems and Technologies, having no more than two “good” grades during the year and engaged in scientific activities;
OJSC "LOMO" - 750 rubles.	students of St. Petersburg National Research University ITMO studying at any other faculties, having no more than two “good” grades during the year and engaged in scientific activities.

Most financial incentives are cumulative. In addition, there are many “internal” scholarships - for example, the Academic Council of a university, the governor or regional government, local governments. If you try hard, the reward for studying can exceed the salary of a specialist! But in order to compete for a scholarship, you need to take into account several more important conditions.

Firstly, applications for some types of scholarships have their own deadlines. It is important not to miss this moment, otherwise you will only be able to participate in the selection for monetary incentives under some programs next year. And during this time, many surprises can happen - a lack of excellent grades or, for example, “satisfactory” in the record book. And imagine, this whole semester or year you could already receive a pleasant amount!

Secondly, some scholarship program organizers specify specific topics on which a research paper must be prepared. For some, the indicated areas are enough, while others are ready to award students only if the national issue is disclosed (as in regional scholarships). These requirements should also be carefully reviewed before submitting your application.

Well, finally, all scholarship holders are required to have the same condition - good academic performance. And great learning is worth it!

If you receive a scholarship that your scholarship committee does not know about and that is not in our table, write to us!

06.06.17 235 478 2

Study with C grades, participate in competitions and pass the GTO standards

I am a master's student at the Faculty of Economics at St. Petersburg State University. My scholarship is 16,485 rubles.

Lyudmila Levitina

receives an increased scholarship

Types of scholarships

I come from a wealthy family, I do not participate in Olympiads and do not play for the faculty volleyball team. But I won the competition of the Potanin Charitable Foundation and am studying well and excellently.

This article will tell you how to receive additional scholarships and payments even with C grades in your record.

Ask for social assistance

These are scholarships and payments related to the insufficient income of parents and the financial condition of the family. They are paid by the university, city, country and even charitable foundations.

State social scholarship

Some students are entitled to a social scholarship, even if they study with C grades. Social scholarships can be received by orphans, disabled people, veterans, contract workers and victims of radiation disasters. A social scholarship can also be awarded to those who receive state social assistance, for example, low-income students.

To formalize everything, you need to contact your social protection department or MFC. There they will calculate the income, assess the life circumstances of a particular student and, if required, within ten days they will issue a certificate for the university - on paper or electronically, if issued through the government services website.

If a student lives in a dormitory and receives only an academic scholarship of 1,484 rubles, he may be recognized as a “low-income person living alone.” Social workers will ask if you receive money from your parents and how much. But there is no need to confirm this with any documents.

Documents that social security authorities may request:

1. Passport.
2. Certificate of registration in form No. 9 or certificate of registration at the place of residence in form No. 3.
3. Certificate from the university indicating the course, form and period of study.
4. Certificate of ownership of property.
5. A document confirming the right to benefits: a certificate of serving a sentence by parents, a death certificate of parents, a certificate of disability, etc.
6. Documents confirming income.

The social scholarship is assigned for a year from the date of issue of the certificate. If the certificate was issued in May 2017, but the student brought it to the university only in September, then the social scholarship will be paid from September 2017 to May 2018 while the certificate is valid. Then the documents will have to be completed again.

The university will help you understand the rules for awarding social scholarships: they follow the laws and know who is entitled to what. But they may not specifically talk about the new rules. It’s better to go to the dean’s office and personally find out what a particular student in a difficult life situation can receive from the state.

Increased social scholarship

Sum: no less than an increase to the subsistence level.
Payouts: once a month for a year.
Innings: at the beginning of the semester.

First- and second-year specialists and bachelors can apply for an increased social scholarship if they already receive a regular social scholarship, and also if they have only one parent who is disabled in the first group. This scholarship is paid only to good and excellent students.

The size of the increased scholarship is set by the university, but it must increase the student’s income to the subsistence level per capita. This standard is set by the government. The cost of living is taken for the fourth quarter of the year before the formation of the scholarship fund. For example, in the fourth quarter of 2016, the cost of living per capita was 9,691 rubles. That is, if a St. Petersburg State University student receiving an academic and social scholarship of 1,485 and 2,228 rubles wins a competition for an increased social scholarship, it must be at least 5,978 rubles.

The exact amount of the increased scholarship is determined by the university, taking into account the educational program, course and size of the scholarship fund. At St. Petersburg State University, a competition for such a scholarship is held once a semester. It may be different at other universities, so it is better to check with the dean’s office or academic department.

Material aid

Sum: no more than 12 social scholarships.
Payouts: once a month during the semester.
Innings: announces the university.

The criteria for receiving financial assistance are much wider than for social scholarships. The university pays it from its budget once a quarter, and the minimum amount is not fixed anywhere. Payments are often based on how many students needed assistance that quarter.

You can ask the university for financial assistance if your parents are divorced, if you have children, or if you are sick and have to buy expensive medications. The university will need to provide the child’s birth certificate, treatment contracts and receipts for medications.

A complete list of situations in which the university helps students in need can be found in official documents. St. Petersburg State University pays for tickets for students from other cities and countries from St. Petersburg home and back for the holidays, and St. Petersburg State Economic University “donates” money for students’ weddings.

Scholarship program "A+"

If you study without C grades, then a low-income student can apply for the “A+ Plus” scholarship from the “Creation” charity foundation. Students no older than 21 years old can participate in the competition. Advantage is given to excellent students and winners of Olympiads, competitions, and sports competitions. Achievements are taken into account over the past two years.

Documents for the “Five Plus” program:

1. Application.
2. Certificate of academic performance with the university seal.
3. Copy of the passport.
4. Documents confirming that the student is under guardianship and trusteeship, and other documents providing benefits (for members of foster families, disabled people, refugees, etc.).
5. Certificate of income of all family members in form 2-NDFL or certificate of recognition of the family as low-income.
6. An extract from the house register about the composition of the family, certified by the original seal.
7. Certificates, diplomas, student award certificates for the last two years of study.
8. Photo (any photo, not a passport photo).
9. Motivation letter.

Play on the football team or drama club

State universities pay increased scholarships to successful students. Achievements are taken into account in five areas: studies, science, sports, social activities and creativity.

At St. Petersburg State University, achievements are assessed with points. The more areas covered, the higher the chances of receiving a scholarship. A student with a GTO badge who wins an environmental poster competition will receive more points than a student who wins five competitions in one subject. In this case, grades are only one of many criteria; it is not necessary to study with excellent marks to participate in the competition.

An increased state academic scholarship (PGAS) is about 10,000 rubles at St. Petersburg State University, from 5,000 to 30,000 rubles at HSE. In most universities, the amount of the scholarship changes every semester: it depends on the size of the fund, the number of students and their achievements. There are universities where the size is fixed. For example, at St. Petersburg State University active students are paid 8,000 rubles. PGAS is paid once a month during the semester. Documents for PGAS must be submitted at the beginning of the semester.

Community Service Scholarship

In order for the university to take into account your achievements in social activities, you need to participate in organizing university events or cover them on social networks and student newspapers. A student who helped organize KVN and covered an event in the KVN group on VKontakte will receive more competitive points than a student who organized KVN and “What? Where? When?".

For example, you can volunteer to help with a scientific conference - handing out badges to participants - and ask for a confirmation letter from the department. Other options: open a student debate or cross-stitch club, write about the Miss University competition in the student newspaper.

It is worth checking with the commission what kind of documentary evidence is needed. At St. Petersburg State University, for example, a screenshot of a list of group administrators and a link to a page on VKontakte were accepted as confirmation.

Scholarship for creativity

Creative achievements are considered victories in competitions, public exhibitions and performances, and organization of events. If you participated in an exhibition or performed at an evening of stand-up comedians, ask for certificates from the organizers. If these are not expected, prepare the document yourself and ask the organizer to sign and seal it.

Creative competitions can be searched on the websites “All competitions”, “Enti-inform”, “Grantist” and “Theories and Practices”, on the website and on social networks of your university. Many competitions themselves offer a cash prize. For example, for the best paper bag design you can get 1,100 euros, and for an essay on Ayn Rand's novel - $2,000.

Sports Achievement Scholarship

In order for the scholarship commission to award competitive points for sports success, you must either win competitions, or participate in “socially significant sporting events,” or pass the GTO standards for a gold badge. How significant the event is will be determined by the university.

In St. Petersburg, GTO testing centers were opened in every district. In many universities, sports departments organize standards for students and staff. At St. Petersburg State University, on February 26, 2017, cross-country skiing was taken, and on May 15, shot and ran. To receive a gold TRP badge, you need to pass eight out of eleven tests. Four tests are required: a hundred-meter run, a three-kilometer run, a 16-kilogram weight pull or snatch, and a standing forward bend on a gymnastics bench.

Enhanced Scholarship points for athletic achievements cannot be received at the same time as the President's Scholarship for athletes. Members of Russian teams in Olympic, Paralympic and Deaflympic sports, as well as candidates for them and coaches, are paid 32,000 rubles per month, regardless of whether they study at a university or not.

Study well and publish scientific papers

Excellent students and young scientists can apply not only for PGAS. Such students are encouraged by many: the president, the Ministry of Education, regional authorities, and banks and charitable foundations. Some universities increase stipends for students immediately after a successful exam. For example, at St. Petersburg State University, excellent students are paid 4,000 rubles, while good students are paid 2,000.

Please check with universities, foundations or companies for deadlines for submitting documents for all these scholarships. Universities most often collect applications in the spring.

Increased academic scholarship

To receive PGAS points for excellent academic performance, there are three options:

• pass two sessions in a row with excellent marks;
• receive a prize for a project or development work;
• win a thematic competition, such as the Olympics.

Achievements are taken into account only for the past year.

Scientific achievements are considered to be a prize for research work or a grant for it, publication in a scientific journal or a patent for an invention.

How to publish an article in a scientific journal

Almost all universities hold conferences for young scientists. Scientific competitions and conferences for students can also be searched on the websites “All competitions”, “Enti-inform”, “Grantist” and “Theories and Practices”, as well as on specialized ones - “Scientific conferences of Russia”, “All sciences”, on the website Directorate of Scientific Research of St. Petersburg State Institute of Technology and in the scientific calendar "Lomonosov".

Usually, for an application you need to write the abstract of a report that is supposed to be read at the conference, sometimes you need to send the entire article. The abstracts will then be published in the conference proceedings, and this can be submitted to the scholarship committee. For your speech you can receive a prize and an invitation to publish a full article in a scientific journal or an expanded collection.

In Russia, scientific journals are certified by the Higher Attestation Commission (Higher Attestation Commission), but publication in a journal included in the RSCI (Russian Science Citation Index) or the Elibrary.ru Scientific Electronic Library may also be suitable for a scholarship. Each journal has its own conditions for publication. For example, according to the rules for publication in the monthly magazine “Young Scientist” you need to pay 210 rubles for the first page and 168 rubles for the next. The article will be reviewed by the journal's editorial board within 3-5 days, it will be published in the next issue, and a certificate of publication will be sent immediately after payment.

For the competition, prepare the same diplomas, certificates and publications. The selection process is not as strict as for state scholarships for scientists, so performance at a conference can be considered as an achievement, not just victory.

Also prepare a resume and a motivation letter template. "BP" and "Ak Bars" invite students to interviews. Google asks for a letter of recommendation from a teacher, supervisor, or instructor.

Win the business game

Business games are an option for the charismatic and brave. The judges will look at leadership skills, teamwork and creativity. There are many such student competitions, but not all provide real scholarships. For example, the “Troika Dialogue Scholarship Program” is only called a scholarship: students are paid for transportation to Skolkovo and accommodation there, and finalists are invited to internships at partner companies of the program.

Potanin Foundation Scholarship Program

Sum: 15,000 rubles.
Payouts: once a month from February until the end of training.
Innings: in the fall.

The Potanin Foundation pays scholarships to full-time master's students. They don’t look at grades: I graduated from the specialty with C’s, but that didn’t stop me from winning.

The competition has two selection stages. In absentia, you need to fill out a form with personal data, the topic of your master's thesis, work and volunteer experience. You will have to prepare three essays: a popular science essay on the topic of your dissertation, a motivation letter, and an essay about five memorable and significant events in your life.

Documents for the Potanin Foundation scholarship:

1. Copy of higher education diploma (bachelor, specialist).
2. Recommendation from a supervisor (director of the master's program, head of the department).

The second round is a business game. From morning to evening - tests for teamwork, leadership qualities, creativity. Every year there are new competitions. I took part in the competition in 2015. In one competition, you had to write five associations to the word “blue”; in another, you had to distribute the budget of a charity fund together with a group of students.

The most difficult task was multitasking. It was necessary to lead the company and distribute vacations, hold meetings, and calculate profits during the working day. The sheet with the profit calculation was stuck to my folder. I noticed this when the 40 minutes for the task were up. I had to quickly “delegate” the task to one of the “employees”.

The ability to negotiate with people was tested using the role-playing game “Barriers.” Two students had to coordinate their project in three instances. The “barriers” were other students. For example, children's excursions to the Peter and Paul Fortress had to be approved by the head of the excursions department, the PR specialist and the director of the museum. The authors of the project had to understand why their project “does not allow” the barrier and offer a compromise.

Almost many banks offer a large selection of social cards for both pensioners and students. Each has its own pros and cons, but at this moment in time it is VTB 24 Bank that offers the most favorable conditions for using social cards. In this article we will look at all the conditions for using this social card, as well as why the VTB “Student” card is so good.

VTB 24 student card

Pros and benefits of this card

A student card will not only help you in your endeavors, but will also support you with useful services and programs. Typically, a VTB 24 student card is needed precisely for the scholarship to be credited to it, but it can also be topped up like any other debit card.

The coolest thing is that the annual maintenance of the card itself will not cost you anything and this will please many students. Also, in addition to the VTB 24 Student card, there is a program with a compulsory medical insurance application, which is also very good.

You get absolutely preferential rates when using public transport: bus, metro, trolleybus, etc. You will receive your scholarship exactly on time, and transfers are made instantly. You can pay for various goods and services both in regular stores and online. And also make various money transfers, payments for housing and communal services, mobile communications, etc.

VTB 24 Bank also offers students to receive discounts in partner stores and organizations. Let's consider all the conditions of this card:

• Availability of protection
• Contactless payment for any journey
• Connecting contactless payments such as PayPass
• Cash withdrawal from ATMs of VTB 24 and VTB Group - no commission
• Cash withdrawal from ATMs of third-party banks: 0.5% of the amount, but not less than 100 rubles
• The limit on cash withdrawals per month is up to 1,000,000 rubles, per day – 125,000 rubles.
• Free connection to SMS banking up to the 3rd month of use, then 49 rubles per month.

How to get a VTB 24 Student card?

To do this, you need to contact any branch of VTB 24 Bank. Next, you need to fill out an application and, together with your passport and additional documents from your university, or any other educational institution, re-visit the bank office. Then, 30 days from the date of writing your application, your card will be ready.

The VTB 24 student card is a fairly convenient way to receive a scholarship and spend it wisely. You will receive preferential conditions when traveling on public transport, as well as a bunch of other advantages and privileges for a student.