How to earn 5000 rubles a day? And is it really possible to achieve such an amount? As it turned out, in theory this is quite possible, and in a variety of ways. Another thing is that in practice not everyone succeeds. Let's look at the options that allow you to earn 5,000 rubles a day, using examples.

First option: make money on your own website

If you know how to make websites and are willing to spend several hours or more every day, then this type of income is a good option for you. You can get money for posting links, articles, banners, clicks and much more. And you don’t even have to specifically look for customers. To do this, there are exchanges where you just need to register a website. And you can start making money by posting! But it is important to understand that not every site brings in 5,000 rubles a day - first you need to make the resource popular and visited.

This is data from the Miralinks exchange as of August 24, 2017. The price per placement is shown on the right. Tariffs are very different, but there are enough options for more than 1000 rubles, as you can see. Of course, receiving such 5 orders on the site every day is unrealistic. But no one says that you need to stop at one project!

The site requires the most time at the launch stage. But then maintaining it becomes much easier. And if you understand such projects, then you don’t even have to invest anything.

Of course, not every site gives good money for posting material. There are certain requirements for TIC and PR, topics, promotion, attendance, etc. And over time, they become more and more stringent.

But at the same time, programs are appearing that make life much easier for webmasters. They suggest what the title length should be, count the number of keys in the text, and do much more. Automating the process saves time and allows you to support more projects simultaneously.

The second option is to work as a web designer

If you are well versed in modern trends and have a good knowledge of design, and know how to quickly set up websites, then another path is open to you. True, for this you need to master a number of programs at a decent level (Adobe Photoshop and Adobe Illustrator - as a base, as well as additional ones, for example, Sketch 3).

In addition, there is software for raster graphics: GIMP, Corel-Paint and others. To create vectors, they usually use Corel DRAW, Xara, and in general there are quite a lot of options.

Please note: a good web designer should not only be proficient in a number of programs, but also follow trends. For example, now they are switching to HTML5 en masse. And if you have some kind of video in Flash, then there may be problems with its display.

You don’t become an experienced designer in a day or two. And in addition to time, you will need a powerful laptop or even a desktop computer from which you can process images at high speed. But what awaits those who have reached a certain level?

Not a bad income. The same 5,000 rubles per day becomes quite achievable. Or rather, you can find a project for a large amount and complete it in a few days.

Moreover, there are quite a lot of such offers on the exchange. This option cannot be called particularly profitable; rather, it is standard. But it allows you to earn good money in a short time.

Third option - Earning money from translations

Freelancing today brings together people of various professions, and translators occupy not the least niche here. The most popular direction remains Russian - English translation (and vice versa.) There are enough orders, but competition is high, so prices are quite low.

Nevertheless, when translating 25,000 characters a day, it is quite possible to earn those same 5,000 rubles. Of course, a lot depends on the complexity of the text. But for a difficult task, a freelancer can raise the rate.

Rare languages ​​are much more expensive. It is very easy to verify this: just walk through the exchanges.

500 rubles for 1000 Chinese characters is far from the limit. And the number of orders has been growing in recent years as trade volumes between Russia and China increase.

However, Chinese was taken in this case only as an example. Of the relatively rare languages, translation work from Turkish, Arabic, Kazakh, etc. is in great demand (and is well paid). And polyglots earn the most.

The fourth option is Forex trading

It is just as possible to make money on stock quotes as it is to lose large sums of money here. The specific profit depends on the size of the initial bet, on how many points the price has changed, on the time of the transaction and other factors.

Many people believe that Forex is a scam. In fact, everything is not completely wrong, it’s just that playing on the stock exchanges requires long and serious preparation (preferably a financial education), the ability to quickly analyze incoming data, and knowledge of a number of programs. Moreover, only the minimum requirements are listed; good traders also develop towards a general understanding of the world market, knowledge of the operating rules of all the largest exchanges, etc.

Forex presupposes good health. therefore, it is not suitable for people with a weak heart or a poor nervous system. In addition, perseverance is needed here; it is important to constantly monitor changes in quotes.

And, of course, not only watch the numbers, but also understand what they really mean. Only in this case can you count on success.

Can a copywriter earn 5,000 rubles a day?

If everything is clear with designers (they, like programmers, are considered a kind of “freelancing elite”), then what about in those areas where prices are initially lower? On exchanges you can find many projects for copywriters with a rate of 30-50 rubles per 1000 characters. And it is clear that it is impossible to write 100,000 characters per day without spaces.

But this does not mean that you should immediately give up on the idea of ​​earning more. Firstly, you can increase the quality, get better at it, try your hand at different areas of copywriting - over time the price tag will also increase. Professionals have completely different rates.

If you write 300 rubles per 1000 characters, then it is enough to make 17,000 characters a day to earn 5100 rubles. Simple and impressive mathematics. But who are they willing to pay that kind of money?

As a rule, experts who understand narrow topics, as well as good SEO copywriters. Traditionally, computer hardware, sports, and online games with deep knowledge of their specifics are in great demand. If the author’s profession is a lawyer or a doctor with a diploma, then he can be paid several thousand rubles for one article.

Secondly, a copywriter can be employed by a large company that provides comprehensive services. However, we are interested in writing different texts. The data can be viewed below, taken on August 24, 2017.
Of course, the author himself receives less, but still quite good. And the amount of earnings can be adjusted by changing the ratio of price, number of characters written and task complexity.

Helps copywriters earn more:

1. Ability to type quickly. The less time you spend on simply typing up material, the more time you will have to collect and process data, proofread the finished article, and search for new orders.
2. Literacy. Rosenthal must become a better person, at a minimum, because it is profitable. Copywriters who write without errors and the need for edits are paid more and are more willing to give more expensive tasks. In addition, you yourself will spend less time correcting texts. Therefore, you can earn more!
3. Speed ​​information processing skills. The faster you can learn new material and delve into an unfamiliar area, the better for profit.

Of course, there are other secrets. But the general meaning is clear: over time, it’s quite possible to reach 5,000 rubles a day. Many copywriters claim that they can do this in practice.

It’s possible to earn 5,000 rubles a day, but to do this you need to be a good specialist and have in-demand skills, or be a born trader. For everyone else, the option remains “to sell something unnecessary,” because otherwise you won’t be able to earn that amount.

Ways to make money on the Internet - how to find the one that suits you personally

Do you want to learn more about how to achieve a stable income online? Great offer: 50 original ways to make money! Don't miss out on valuable information!

Begin

Governor of the Moscow Region Andrei Vorobyov proposed making a one-time payment for all pensioners in the Moscow region over the age of 70. His initiative was supported by deputies of the regional parliament. Elderly people will receive financial assistance in the amount of five thousand rubles until July 1.

All Moscow Region pensioners who are over 70 years old will receive a one-time payment. First Deputy Chairman of the Government of the Moscow Region Olga Zabralova spoke about this.

How and when can you get financial assistance?

The payment will be five thousand rubles. All pensioners near Moscow who have reached the age of 70 will receive it - and there are almost 700 thousand of them in the region. For many of them this will be tangible financial support.

Money in the amount of five thousand rubles to persons aged 70 years and older will be paid on behalf of the governor. We have almost 700 thousand such citizens living in the Moscow region.

Olga Zabralova.

According to her, there should not be any difficulties in receiving the payment. If a pensioner receives money into a bank account, then the promised five thousand will go there. If a postman brings a pension, then you can receive financial support from his hands.

Pensioners who turn 70 this year should be more careful. To receive a one-time payment, you need to write an application to the MFC or on the government services portal to receive this money.

The only thing is that if a citizen turns 70 this year, then he must write an application either to the MFC or on the government services portal stating that he is 70 years old this year, and he will receive a one-time payment in the amount of five thousand

Olga Zabralova.

Andrey Vorobyov proposed to make such a one-time payment for pensioners of the Moscow region during his annual appeal to residents of the region. According to the governor, the older generation needs financial support. This is most concerning because it is almost impossible for them to find a job or part-time job.

“If before the age of 70 you can often find a job and get additional income, then after 70 you are more vulnerable, you are less likely to get a job and have income. Therefore, we found an opportunity in 2018 for the first time after a long break, or more precisely after the absence of such practice, to pay a lump sum of five thousand rubles to everyone who is 70 years old and will turn 70 in 2018,” Vorobiev said.

This initiative was supported by deputies of the regional parliament. Payment will be made before July 1st.

Sanatoriums, dental prosthetics, discounts on medicines

Pensioners in Moscow and the Moscow region have a number of benefits and advantages, including when paying for housing and communal services. Thus, older people do not pay for garbage removal and disposal, and also receive compensation for the cash costs of telephone communication within the city. Pensioners also have benefits for the purchase of medicines in several cases. Discounts on medications amount to 50% of the cost, and some can be obtained for free.

There are also additional social support measures for older citizens of Moscow and the Moscow region. Namely:

If there is an appropriate medical report, the pensioner has the right to go for sanatorium treatment once a year;

A pensioner has the right to social services during the day, to assistance in the form of purchasing food and medicines;

Free dental prosthetics;

For pensioners over 70 years of age, a 50% discount is provided on contributions for major repairs of a residential building, and citizens over 80 years of age are generally exempt from this payment.

The now scandalous ex-Minister of Labor, Employment and Migration of the Saratov Region Natalya Sokolova, fired because of words that 3.5 thousand rubles a month is enough to live on if you eat “pasta”, received financial assistance from the budget in addition to her salary - 200 thousand rubles annually.

Data on payments appear in the official income statement. In addition, it is known that Sokolova’s husband is the owner of a fish factory in Volsk, but the enterprise does not generate income, and Sokolova has multimillion-dollar debts, reports.

The scandal began on Friday, October 12 - the official’s statement was filmed and then posted online by a correspondent for the Public Opinion publication.

Natalya Sokolova expressed her point of view at a discussion of the issue of increasing the cost of living in the Saratov region.

The minister proposed increasing the cost of living next year by 288 rubles, but deputies of the Saratov Duma insisted on an increase of 500 rubles.

“I can create a menu for you based on the stores I visit, with discounts, and you will understand that you can live! Balanced [nutrition], but dietary! You will become younger, more beautiful and slimmer!

Pasta always costs the same!” said Sokolova.

“The calorie content of the living wage of citizens of the Russian Federation is now comparable to the calorie content of German prisoners of war in Soviet camps, and during the war.

I set up an experiment at one time, in the mid-2000s. I ate at a subsistence level for a month. I must say that this turned out to be a very serious risk for my health, although I did not take medications, I did not pay for housing and communal services with this money, I did not need to buy clothes for myself with this money. “I think that Madam Minister should conduct an experiment on herself before opening a hole in the upper part of her body on this topic, and live for a month on this subsistence level,” the economist said.

Many people ask where they can get a lot of money for free and for free? Where can I urgently get money for a wedding, an apartment, a house, or to start a business from scratch?

Hello, dear readers! With you is one of the authors of the business magazine HeatherBober.ru, Alexander Berezhnov.

I will share my practical experience and tell you where to get money quickly or borrow it.

I myself found myself in situations where I urgently needed a certain amount of money and had to quickly use my brain and find it in literally 10 minutes.

From the article you will learn:

• Where can I get money for free?
• Is it possible to get money for free?
• How to get money using microloans?
• Where can I get money for a business at a minimum interest rate?

Here I will also tell you how to borrow money and repay debts correctly, and what mistakes you should avoid if you urgently need money.

Sit back comfortably, let's begin!

1. Where can an ordinary person without a job get money quickly?

A person may need money at any moment: you remembered that today is a friend’s (girlfriend’s, grandmother’s, aunt’s) birthday, a workmate invited you to a wedding, you urgently need to repay a debt, and, as luck would have it, your salary is delayed - you never know what situations arise in life.

It’s good if there are several days until hour X (the time when you will specifically need finances), but what if it is several hours, and there is absolutely no cash? In this article I will tell you where an ordinary person (not a bank director or a businessman) can get money in the fastest and most optimal ways.

So where do you get money when you don't have it? The question may seem rhetorical and even philosophical.

However, when money is really needed and needed urgently, people somehow have no time for philosophy: they have to urgently find cash. If we are talking about small amounts within a few thousand rubles ( 100$-200$ ), then the most common way is to borrow from friends. What if you need more? Where can I get money for an apartment, a car, or to open my own business? There are much fewer options here.

Most people will answer that they need to work harder. The remark is fair, but only partly. We have already written about that. But sometimes even while working, you may need money. For example, if the salary is small or has already been spent. In this case, you need to use your imagination and mental abilities.

There is actually a lot of money in the world around us. Even more than enough. The problem is that they are unevenly distributed. Some people have a lot of them, others have the opposite. What do you need to do? Go to those who currently have finances. Another question is how to persuade, convince, force those people who have a lot of money to transfer it (temporarily or free of charge) to you. I immediately discard dubious and illegal methods of taking money - taking someone else’s property by deception, force, theft - is absolutely wrong.

This article discusses only fair and legal options.

We list the main methods of obtaining finance, and then discuss in detail the advantages and disadvantages of each of them:

• Borrow from friends and acquaintances;
• Make a microloan;
• Get a loan from a bank;
• Urgently sell some valuable personal item;
• Use the services of a pawnshop;
• Urgently complete quick work and receive payment immediately;
• Repay your debts;
• Rent out housing and temporarily live with friends (with mom and dad or other relatives);
• Ask for a loan from criminal structures.

I’ll say right away that the last method is quite dangerous. You can use the services of “bros” only as a last resort, if you are confident in yourself and in the people with whom you are making a deal. However, if the question of where to urgently get money cannot be solved in any other way (all banks refuse, not a penny from friends), then there is nowhere to go - you have to borrow from those who give.

2. Microloans are a real way to get the required amount in 1 hour

Just 10 years ago, few people had heard of microloans, but now the number of organizations, companies and individuals who have even started a business with the help of microloans has grown rapidly. Now the question of where to get money urgently no longer causes such a headache as before.

Microloan– this is a loan for a small amount (usually up to 50,000 rubles) for a certain period (usually a month from the date of registration of the transaction).

To apply for a loan, you only need one document - a passport (plus a decent appearance). The interest rate depends on the amount you borrow as well as the repayment period of the loan.

5 advantages of microloans:

1. Minimum time for obtaining a loan. The application is completed in a few minutes; you do not need to waste time collecting various certificates and documents, like in a bank;
2. No guarantors required. Usually banks will ask you to find at least one guarantor, because every credit institution wants to reduce its financial risks;
3. There is no need to state the purpose of the loan. As a rule, getting a targeted loan is much easier. For example, mortgages or car loans are much more readily issued than consumer loans;
4. Receive money online. Some organizations transfer money to bank cards via the Internet - you don’t even need to go anywhere. You can also repay the loan through the online account of various payment systems;
5. Ease of receiving funds. You don't have to "beg" by disturbing friends and relatives. For a microfinance organization, you are just one of many clients.

A microloan is the most convenient and simplest option if you need money in the very near future. This is a method for those who were refused to borrow money from a bank (due to the lack of necessary guarantees) and those who want to obtain finance quickly and without unnecessary questions from the lender.

Today, a microloan can be issued via the Internet without collateral, guarantors, income certificates, financial history, or other hassles.

To do this, you just need to go to the website, fill out a form, provide a phone number and log into your personal account. Then you need to select the amount, loan repayment period and agree to the terms of the organization with which you are working. You will need to send a scan of your passport (or provide your passport details) and indicate your bank card number.

Now there are many companies that issue microloans via the Internet, but I recommend working only with the most proven and reliable ones, which have transparent terms of cooperation and an understandable loan issuance scheme.

Among the advantages of this method:

1. Ease of obtaining a loan. The process of filling out and approving the application takes no more than 5 minutes;
2. Loan amount up to 30,000 rubles. At the first application up to 10,000 rubles and further higher;
3. Convenience. There are 4 options for receiving money: to a bank card, to a bank account, through the Contact system, and to a Qiwi wallet.

If you have a Qiwi wallet, it will be even easier: the money will be transferred to your account after reviewing the application, which must be completed in the appropriate section. True, in most cases, the amount of the first loan does not exceed 5,000 (the company checks the client’s reliability), but then the amounts increase many times over. If you repay the loan early, the amount of overpayment will be minimal.

If working with electronic systems seems difficult to you, you can make a microloan offline - that is, contact the microfinance organization (MFO) closest to your home. A decision on a request is made in just a few minutes.

Now about the disadvantages of this method.

The main disadvantage is, of course, the accrued interest. The rate in microcredit is much higher than when applying for a loan from a bank. The percentage of overpayment will become especially noticeable if you accidentally or intentionally delay the day and hour of payment.

1. Pay back the borrowed money on time. Please remember that late refunds will incur high interest rates. This way you can make the most of the borrowed money.
2. Take exactly as much as you need. Do not give in to the persuasion of MFO employees that taking, for example, 10,000 is more convenient than 8,000. If, again, you delay with the payment, this small difference will grow into a tangible amount.

We've sorted out microloans, let's move on to other methods.

3. Where to get money for free - 10 surefire ways

These methods are obvious for most people, but when money is needed right now, a person is stressed and forgets about some of them.

That is why I decided to describe them here.

Method 1. Borrow from friends and acquaintances

Borrowing money from acquaintances or friends is an obvious option, but not always convenient.

• Firstly, It’s unlikely that your friends will be delighted with your proposal (remember the popular wisdom: “the best way to lose friends is to borrow money from them”);
• Secondly, You have to take other people's money and give your own. However, this method is chosen by a significant percentage of people who urgently need finance.

According to statistics, people of the old school, aged 40 to 50, prefer to borrow from friends. Young people prefer more creative options.

Where can I get money if all banks and microloans refuse?

You will have to borrow from friends even if all banks and microloans refuse due to bad credit history or other reasons.

It’s good if you have rich friends for whom the repayment period is not of fundamental importance. In other cases, you will need to inform creditors of the approximate date of repayment of the debt. This method has its advantages: your friends won’t grab you by the throat if you don’t get the money within the promised time frame, and you don’t have to pay any interest.

But on the other hand, although friends are more tolerant and loyal than financial institutions, you should not abuse their kindness.

If you are delaying a refund, it is better to immediately warn about this: going underground by turning off your phone is not the best way to behave. If you are honest, most people will understand the situation, and perhaps help with practical advice.

By the way, borrowing money from friends correctly is a whole science. There are even special strategies that allow you to perform this operation most effectively.

For example, experts advise that it is better to borrow small amounts from several people than large ones from one. This way, the likelihood of receiving money will increase many times over. After all, for a person, 1000 rubles is not money, but 10 people for 1000 rubles each... This is already a decent amount.

Method 2. Get a loan from a bank

Where can I get a lot of money at once? For an apartment, house, car, opening a store or business? Serious sums can be obtained from the bank. Consumer and business loans are a fairly popular way to obtain finance. The interest rate on loans from a bank is much lower than from an MFO, and the repayment period sometimes extends for years. Another thing is that not everyone can take advantage of this opportunity.

To receive money from a bank, the borrower must meet certain conditions. These are the banking obstacles that a large percentage of people who want to get a loan face.

The bank's main requirements for borrowers:

1. Confirmed stable income. If you do not have an official job and 6 months of confirmed income as salary, then the chance of getting a loan decreases;
2. Positive credit history. It’s good if you don’t owe anyone or have already borrowed money from banks, but paid it back on time;
3. Availability of a guarantor (in some cases). Cosigners are the people who signed your loan agreement and will pay your debts if you fail to do so.

Of course, if you want to take out a loan from a bank, you will be asked for identification documents and income certificates. Sometimes banks require collateral in the form of valuable property, such as a car or apartment.

In other words, the bank wants to be sure that you will repay the debt no matter what. No one will physically extract money from you if something happens, but they can easily take your property to pay off your debts.

The main advantage of getting a loan from a bank is the opportunity to take out a fairly impressive amount. You can repay the loan in small installments every month: psychologically it is much easier than handling large amounts of money.

Among the popular banks at the moment are the following:

What you can sell through online classifieds:

• collectible clothing (in good condition);
• antiques;
• gramophone records;
• stamp collections;
• books;
• old or Soviet coins;
• modern Russian anniversary rubles.

Sometimes in the attic, on the mezzanine or in the closet you can find an item for which collectors can give quite decent money.

An extreme way to get money for women and informals!

Some hairdressers buy hair at a high price (minimum length 20-25 cm). A haircut often suits the face - it makes you look younger and adds variety.

In the East they believe that by cutting off hair, a person renews his karma.

You can also sell scrap metal. If you live in a private house, have a dacha or a garage, then unnecessary metal junk is probably lying around somewhere, if you look carefully. Non-ferrous metals, by the way, cost a lot of money.

Maybe you have bronze or aluminum figurines, paintings made of non-ferrous metals, or just pancake copper wires - all this is potential money today!

Method 7. Rent out your home and temporarily move in with friends

2 square meters of space is enough for a person to live. Whether such a life will be comfortable is another question, but for the sake of a great goal, one can endure it.

If you have real estate and have the opportunity to temporarily move in with relatives, good friends or acquaintances, you can rent out an apartment and take money from the tenants in advance. Especially in big cities, this option can bring good profits. The same can be done in resort areas during the season (summer and early autumn).

If you are the happy owner of a two-room (or more) apartment, then you don’t even need to move anywhere: just rent out the room to a student and take payment from him for several months in advance. Here is the amount for opening a small business. If you are looking for where to get money for a business, then after receiving it, read the article “” - this will help you properly manage the funds received.

Method 8. Find a “coven” or do a one-time job

Temporary work for students and anyone interested is a popular section on job sites. One-time work that is paid daily can be found in any city. This includes the work of a “barker” in some boutique, and the position of a delivery courier, and writing articles as freelancers, and working part-time as a waiter for students.

Girls can get a job as a nanny or one-time house help with an hourly wage.

It’s even better if you are a narrow specialist in some field - for example, you can quickly translate text from Chinese to Russian.

Aren't you afraid of hard and "dirty" work? If you are a strong guy, hire yourself as a loader (unloading wagons and other one-time activities are well paid), a cleaner, or a laborer at a construction site. Such work is, of course, not valued too highly by employers, but there is no need to borrow from anyone.

Method 9. Return the money of your debtors

Where can I get money “for free”, that is, without having to pay it back after a certain period of time? Of course, from their debtors. If you are a sociable person and have many acquaintances and friends, some of them probably owe you money. Think about whether it’s time to pay off, and gently remind debtors to repay their loans.

It happens that people themselves call and remind you that they owe you, but as a rule, you yourself, as a creditor, have to chase the debtors and remind them to return the money.

Method 10. A dangerous way is to ask for a loan from your “brothers”

You can get involved with the world of crime only in special, completely hopeless situations - when loans are denied, no one gives money on receipt, friends are hiding, and the microfinance organization has run out of cash.

Of course, this situation is only possible if you have the appropriate acquaintances - it’s good if, for example, your classmate has become a major crime boss. However, even in this case, you should think 100 times before making such a risky decision.

4. Donation as one of the non-obvious ways to receive money

Being a donor is not only an honor, but also profitable. But donating blood too often is harmful and dangerous to health, and they won’t give you much for one portion. In addition, not everyone is willing to donate their blood for ethical reasons. And one more nuance - only an absolutely healthy person can become a donor.

Although, if you become a professional donor, then for donating blood 40 times or plasma 60 times, you receive the title “honorary donor” and then you are entitled to monthly payments, visits to doctors without a queue, travel compensation and even a vacation in a sanatorium 1 once a year.

By the way, you can become not only a blood donor, but also a sperm donor (for men) and even an organ donor.

For example, kidneys are highly valued in the medical market.

For women, using their body to bear children (surrogacy) is suitable.

Science and progress are ongoing and donation can become a good source of income for some people, although in some cases this money will not be available immediately.

5. How to borrow money and repay debts correctly - 5 useful tips

Before you borrow money or start paying it back, I recommend reading my tips. They work, tested in my own experience!

Basic rules for borrowing and repaying money:

1. It is better to borrow and repay in the first half of the day, because people become tired in the evening, which negatively affects all financial transactions.
2. Study the conditions repaying loans and paying off debts in advance.
3. Assess all risks financial transaction before signing the contract, and not after.
4. Money has a time value: If your friends are dear to you, repay your debts on time.
5. Don't forget to thank those from whom you borrow.

By the way, according to Feng Shui, it is better to give money when the moon is waning, and to take money when the moon is waxing.

Even using the “magic of money”, it’s unlikely to be possible to get it for free. It is better to rely on your intelligence and common sense.

How to repay a loan correctly

If you take out a loan, then take it for as long as possible!

Many are afraid of this, because the amount of overpayment in this case will be greater. However, most loans can be repaid early, meaning you can pay the loan back as soon as you have the money.

But if you, for example, took 100,000 rubles for 1 year, then on average you will pay 10,000 rubles per month, but if you took the same amount for 5 years, then your payment will be about 2,500 rubles.

What amount do you think is easier to pay per month: 2,500 rubles or 10,000 rubles? - the answer is obvious.

Robert Kiyosaki, a world-famous investor, businessman and teacher in the field of financial literacy, author of the game “”, recommends paying off loans with the minimum possible amounts.

6. Conclusion

As you can see, there are plenty of places where you can get money if you are smart and use your intelligence. The main thing is not to panic (or, conversely, into a stupor) and act calmly, confidently and consistently. And you shouldn’t be afraid to operate with large sums of money, especially if all the risks are calculated in advance.

You can only get money for free from friends and relatives.

In other cases, interest will accrue on your loans, in some places more, for example, in the case of using microloans, in others less: if you took out a loan from a bank.

So there are practically no freebies in the world of finance.

How to make money for a beginner - 10 simple ways for those who want to learn how to make money

• • Method 1. Ask
  • Method 2. Take a microloan
  • Method 3. Get a loan from a bank
  • Method 4. Pawn or sell jewelry to a pawnshop
  • Method 5. Sell valuables
  • Method 6. Rent out your home
  • Method 7. Find a job
  • Method 8. Donation
  • Method 9. Recycling materials
  • Method 10. Win
  • Method 11. Get your money back
• 2. Where to get money if all banks and microloans refuse - where can you borrow money urgently?
  • Exit No. 1. Loan from a private investor
  • Exit No. 2. Ask for a loan on the Internet
• 3. Conclusion

Today in our lives, any event is somehow connected with money. Or rather, with their presence or absence. Even if you don't go anywhere or buy anything, you still need a minimum amount of money: rent, electricity, even the water in your tap cost money. A lot in our lives depends on them. Therefore, every person, with any level of income, sooner or later asks the question: “Where can I get money?”

Therefore, in this article we will consider the following questions:

• Where can I get money urgently right now?
• Where can I get money for free or for free?
• Where can I get money if all banks and microloans refuse?

We would like to warn you that this article is not intended for lazy representatives of humanity who, instead of doing something, lie and curse life, fate, the government and hope that money can be obtained for free, free of charge, and in other ways.

We won’t go into details about why you urgently need money now, why you need money right now and here. Be it a purchase (thing) that you found cheaper (at a discount), or you were unexpectedly invited to a holiday ( birthday, anniversary And etc..), or your pet urgently needs to be taken to the veterinarian, the reason can be any, the consequence is one - you urgently need money here and now. Everyone needs them, always and everywhere.

1. Where to get money for free (for free) - 11 ways to quickly find money

Let's take a closer look at the main ways you can get money without working in a short period of time.

Method 1. Ask

Remember the saying: " Don't have ( 100 ) one hundred rubles, but have ( 100 ) hundred friends"? This is our case. You can ask friends and acquaintances, ideally if they are rich and you can give not exactly on time, but when possible. Or don’t give it at all, dig up their garden beds at the dacha or help with repairs. It’s worse if friends also look for money from time to time. You will have to give the money, otherwise your friendly relations will deteriorate.

The most difficult moment in this situation is that few people like the idea of ​​borrowing money from someone; be prepared to receive more than one refusal. Therefore, it is better to ask several people for a small amount than to ask one for a large amount. It is better to do this in person, since it is much easier to refuse over the phone than by looking into your eyes. The story of what money is for should be very convincing - no one will give money for an unimportant case.

Relatives can also help with money, if they are close, then for a long time, or even completely. If you are not very close, the option is the same as with poor friends. Plus is the complete absence of interest and clear deadlines. If you cannot pay by the specified date, you can ask to push the date back, without penalties, commissions or penalties. If you behave correctly - apologize, don’t disappear, talk honestly about your problems, you can not only not give for a long time, but also ask a little more.

Method 2. Take a microloan

If you have few friends, relatives are far away, and your pride does not allow you to ask, you can go to a bank or a special organization and get a microloan. Let's take a closer look at what it is, what advantages microloans have, and what advice we will give you when using microloans.

Microloans – a quick way to get the required amount.

Now progress has reached every home, so you don’t even have to go, you can just submit an application via the Internet. A microloan gives you the opportunity not to waste your time on filling out all sorts of certificates, but to receive money right away. If you have an urgent question - where can you borrow money urgently, then microloans are the most suitable way out of your situation.

Let's take a closer look at why more and more people are turning to this type of loan and what advantages it has over all others.

13 advantages of microloans:

Features and advantages of microloans:

1. maximum loan amount 50 thousand rubles;
2. To get one, you just need a passport, you don’t need to prepare certificates from your place of residence, place of work, etc.;
3. no guarantors are needed, even the most seedy bank will require you to bring at least one guarantor. This is not necessary here - there is no need to involve someone you know in your affairs, hence the following advantage:
4. anonymity. Only you and the manager will know about the receipt of funds;
5. the organization for issuing microloans is not interested in yours;
6. bonuses for regular customers;
7. the maximum period for which a loan is provided is usually 12 months;
8. you can take out a microloan without having a job;
9. the application is processed in a few minutes, after approval you can immediately receive money;
10. To get a loan, you don’t have to leave your home at all – the application is completed online. Just go to the company’s website, enter your data in the form, and indicate a valid phone number. Select the loan amount and repayment period. Managers will contact you, perhaps ask you to scan your passport, and tell you about the conditions for receiving it;
11. money is transferred to your bank card;
12. possibility of early repayment without commissions. Any time you have money, you can repay the loan; no commission is charged;
13. Interest is calculated for the actual number of days the funds are used.

If you decide to take out a microloan, take into account a few more points:

• Please note that they will give you money at a higher interest rate than in a bank;
• When filling out an application via the Internet, you register and enter your personal data, thus there is a possibility of falling into the hands of scammers. It is better to call a microfinance organization to clarify its reliability;
• If you receive money not at the cash desk, but on a card, there may be a delay in the transaction due to fault or due to the bank’s operating conditions. You will start paying interest for use before you have received the money;
• Payments must be made on time; late fees are very high. If it is not possible to pay the full amount, you need to pay the accrued interest by notifying the manager of the loan issuing organization;
• Don't borrow more than you need. Remember the popular saying: “ You take someone else's for a while, you give yours forever».

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Let's look at some examples of where you can get money by finding a job:

• Handmade. You can make good money by selling hand-made soap, casting a candle, or knitting socks or mittens. You can sell fake beads, cross-stitched icons, and homemade souvenirs. You can paint oil paintings, and you don’t have to doubt your talent, you’re just painting in the style of expressionism. But here we need PR. You can make nesting dolls. Handmade work is valued much more than factory work.
• Distribute flyers, or promotional offers, or advertising brochures. The payment is minimal, does not require much effort, payment is made on the spot. You stand there, silently handing out. Always a penny in your pocket. Cheap and cheerful.
• You can clean apartments. We look for an ad, we call, we come, we clean. Full cleaning of an apartment is paid very decently. The cost depends on the population of your city, the volume of cleaned premises, and the quality of the work done. You receive money immediately on the spot, and if the owners like how you handled the tasks, there is a high probability of getting this job again. (Read also - how to make money quickly in)
• You can get a job as a furniture assembler. The pay is decent, we look up recommendations and precise instructions on the Internet and get to work.
• If you are not an engineer and do not have a certain specialty, then you can simply take out construction waste, bring in building materials, lift furniture to the floor, mow lawns, in general, do hard work.
• You can find advertisements for care for plants, fish, cats, dogs while their owners are away.
• Remote work as a manager- accepting orders, registering requests, calling with offers to potential clients. Registration of ordered goods. Sales and resale in online stores. You can buy on foreign websites and sell on our websites.
• If you own any musical instrument, you can perform works in public places. It's sad if it's a piano. But you can try using a synthesizer. Earnings depend on the flow of people, your charisma and a little on the quality of performance.
• Many people earn good incomes participating in election campaigning and election commissions. The earnings are decent, but infrequent.
• Joint shopping can be arranged. Find a site that sells goods wholesale. You invite the required number of people online to buy this product. You act as an intermediary and take a small commission. The commission fee should be such that it is cheaper to buy from you than elsewhere

Earning money on the Internet

If you work on the global network, then your work schedule and working conditions are chosen personally by you and personally for you. You don’t have to think about what to wear, how not to be late for work, how to improve relationships with colleagues. More time left for family.

Examples of how you can make money on the Internet:

1. The process is labor-intensive, but worthwhile. Brings good income to the owner.
2. If you can’t create a website yourself, you can go to the survey site, register and answer surveys. For each completed survey you will receive a coin, albeit a small one.
3. Perform very simple tasks. Basically it comes down to leaving a comment and liking it. The pay is poor, but still...
4. If you are a wizard of the pen and a master of style, if there is grain in a bag, you are able to find gold, this job is for you. The better your literary style, the more payment you can get.
5. (on so-called referrals). This is a passive, but very promising way to receive money. Of course, not very much and not very quickly. This is a good method when you have another job. You do your job, and the income from your referrals grows. The difficulty is that on other people's sites the income is much less than on your own. But if you have your own website and you can promote it, you will receive excellent income.
6. It is believed that this is one of the most effective and productive ways to make money on the Internet. You can believe in this, because even in economic news, you can often hear about it. Many people working there were able to improve their lives, but it is not as easy as it seems. Here you can’t do without preliminary training and step-by-step instructions. You need an analytical mind, the ability to calculate the situation several steps ahead. Another important point is that you need to invest money there initially. At least a hundred dollars. " To make money you need money" is the company's motto. But Forex is a completely legal and official business. (Where you can invest money so that it generates income, read)
7. Earnings on cryptocurrencies. This is a new industry that is changing our lives, but what is much more important for the average person is that not in any other industry you can make so much money. We bring to your attention, earning virtual and real money.

And there are many many more variations and ways to earn money, you can find them in the sections of our website. The main thing is the desire to work and earn money, regardless of the chosen option.

In addition to these methods, Andrey Merkulov in his video answers the question - is it really possible to make money on the Internet without investment. This video will answer this “eternal” question.

Thank you for watching the video, and we think that our course will allow you to make money, especially since you get it for free.

Method 8. Donation

Let's be honest, this is a bit of a dubious way to get money for free. Of course, you can sell a kidney, but it is not quick and not without damage to your body. It is necessary to take tests, select a candidate with whom she will live, look for brave doctors, since this is prohibited in our country. But going abroad is expensive, we are just looking for money, not a way to spend it.

There is an option to donate blood- You need to look hard for where they pay decently for donating blood. Mostly they pay pennies, or even take it for free, on an altruistic basis. You can take it once a month, more is harmful.

You can sell your hair - if you have it, of course, strong, long, undyed hair will pay well at a hairdresser. And then grow them again for several years.

The only well-paid way to donate is to donate sperm. The main thing here is to find where to sell it at a more expensive price, and fifty-one percent of the population does not have it. There is no more personal one.

It is a dangerous way to allow scientific or medical testing to be carried out on your body. This is a risk, but there are also such extreme types of people in our country.

There is also surrogacy, but it is prohibited in our country.

It’s not scary at all, but it’s very rare to work as a model. The main thing here is to find an artist who will paint your body, or on your body for money.

Method 9. Recycling materials

Of course, you immediately thought that this meant collecting bottles. In principle, you should not discard this method, and some representatives raise good money. They even call it a business!

But seriously, the following are subject to collection:

• waste paper, starting from his apartment, where one hundred percent there are deposits of old magazines, newspaper files, little books that are unlikely to ever become antique. For example, modern detective stories, just to keep your eyes busy, low-grade romance novels bought because of their beautiful design. Yes, even near the mailboxes in the entrance you can make good money. The main thing is not to relax, where you see it and take it away, do not refuse free promotional materials and printed publications.
• glass. Broken glass, whole glass, cans, bottles, glass from construction waste. It is important to find where to put it before delivery.
• plastic. Like all the above materials, we collect and hand over.
• scrap metal. Of course, by selling scrap non-ferrous metals, aluminum, copper, lead, and tin, you can earn good amounts of money. But they are quite rare. It's just scrap metal, it's much easier to find, but they pay less for it. And again you need to put it somewhere.

You've probably come across materials collection points. And it will not be a secret to you that these small receivers also rent them out somewhere and also earn money. But they rent more and get more money. Why don’t you organize your own collection point and start earning money not by collecting materials, but by providing intermediary services. Great business!

Method 10. Win

If you believe in your luck, then lotteries are in your hands! Maybe you believe in conspiracies, magical rituals and know how to use them. Now there are so many different lotteries, just choose! But seriously, any gambling will sooner or later lead to loss of money.

Casino, roulette, horse racing, sports betting…. Financial pyramids: invest money and invite as many of your friends as possible! It very rarely makes a profit. Mainly loss and neurosis, and the eye is already twitching.

If you have already decided to make money on your winnings, then you need to organize your own brokerage company and earn money on commissions - skim the cream off the money you win and lose. But it is very difficult to find a legal way. You need to either negotiate with the authorities or go underground on the Internet. (Read also - and sweepstakes)

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