Pockets full of change, wallet swollen with coins, children's piggy bank filled to the brim. Everyone faces an overabundance of metal money from time to time. If you have accumulated coins, how can you get rid of them in a civilized manner in Moscow?

Photo: portal Moscow 24/Vladimir Yarotsky

Everything is in piles

Bags of hard coins can be taken to Sberbank. They will be exchanged for paper bills in all branches of the capital.

However, it is not worth carrying the “capital” right away. First, you need to come in person and agree on the transaction with a bank employee. Sberbank does not serve clients by phone. The bank will not charge a commission for exchanging coins for banknotes.

Then you need to prepare to deposit the money. Sort the coins into piles by denomination, count, write down the resulting amounts and put the coins of each denomination into separate bags. In addition to coins, you definitely need to go to Sberbank grab your passport.

The dealer must know the amount he intends to exchange, as the bank will ask to write an application about the operation. It must indicate the surname, initials, date of compilation, amount of cash in figures and words, number and denomination of banknotes subject to coin exchange (“Regulations on the procedure for conducting cash transactions and collection of banknotes and coins of the Bank of Russia in credit institutions on the territory of the Russian Federation.” – Ed.).

Until recently, some Sberbank branches had ATMs that accepted change without sorting, counted it, issued a check with the calculated amount, after which the cashiers issued paper bills. The ATM charged a 3% commission for counting money. Now they are not used in the capital offices of Sberbank.

Money for money

Another way to exchange coins for banknotes in Moscow is to contact commercial Bank. However, this service is not provided in all banks.

As a rule, if a commercial bank has such a service, it provides it for Commission remuneration. For example, at Absolut Bank you can exchange metal coins for paper bills if you are going to exchange at least 100 rubles, a consultant told the Moscow 24 portal. One hundred coins will be accepted at any bank office and exchanged for large bills without commission, and if there are more coins, you will have to pay 10% of the amount for the operation.

The Moscow Credit Bank has the same opportunity, however, this can only be done in two branches: on Lukov Lane and on Tsvetnoy Boulevard. A commission of 2.5% of the amount will be charged for the operation, the consultant clarified. As in Sberbank, they ask you to pre-sort your change by face value.

Otkritie Bank told the Moscow 24 portal that the exchange of change for paper bills is carried out without commission, and no sorting is required. You can perform the transaction at any branch where there are cash desks for individuals. But before going to the bank, it is better to check the availability of a cash register on the bank’s website or with the contact center operator.

All banks will ask present your passport.

Special vehicle

In Moscow, change can be handed over to special terminals networks Сoincom.ru. They accept coins of any denomination - from one kopeck to 10 rubles. It is not necessary to pre-sort and count the coins; the brought change just needs to be loaded into the specified compartment.

A representative of the network, in a conversation with the Moscow 24 portal, said that each operation is charged commission of 11.9%. In addition, paper bills will not be issued for metal money. The machine will offer to choose one of two ways to deposit money: put it on your phone or on a card. If there are fewer coins than a thousand rubles, then only the first option will do. The money will arrive on your phone in about two hours, and on your card within three days.

There are 39 Coincom.ru offices in Moscow and the Moscow region. All of them are located in large shopping centers. There is only one such coin acceptor in the Central Administrative District of the capital: in the Auchan Troika shopping center on Verkhnyaya Krasnoselskaya Street.

No losses

Money from the piggy bank can be taken to a pharmacy, post office, shops or work canteen, where often I'm missing some change for change and change. Coins can be accepted with joy, or they can refuse - they have no obligations.

You can get rid of small change by simply paying with it. It is accepted, for example, at self-service checkouts in some stores.

Another option is to do a good deed and donate coins to charity. Donation collection boxes are available in many stores and chain cafes and restaurants.

Is your piggy bank finally full, has your wallet become heavy with iron money, or is your income coming to you in the form of coins due to duty? In such a situation, you will certainly someday ask yourself the question: “Where can I exchange change for paper money?” We will tell you a few secrets that will help you do this quickly and without any problems.

Opening a deposit

Naturally, the first thing most of us will do is take a bag of accumulated change to the bank. And they will be surprised to discover that the cashier has every right not to provide you with exchange services! However, do not rush to leave the bank in anger. You can use a little trick - contact the operator with a request to open a deposit on demand. And then - top up your account with the amount you brought. In this case, the cashier simply cannot refuse to accept your money, even if you brought 10-kopeck coins.

And then you can terminate this deposit even on the same day, having received the deposited amount in normal paper bills. However, we do not advise you to rush into this - nothing prevents the cashier from giving you the money back in your own coins. Therefore, it is better to come for your savings on another day, when a shift worker is working or when the employee’s annoyance with you for the tedious counting of coins has subsided.

You can also divide your wealth into several parts and open similar deposits in different branches, so as not to overload the cash register workers. An alternative way is to pay off the loan debt with small change, pay for utilities at the cash register, or apply for a so-called “instant issuance” card. Remember that according to Art. 16 of the Federal Law "On the Protection of Consumer Rights", as well as according to Federal Law No. 318-P, in this case you should not be charged any fee for counting coins.

Exchange at the bank

No matter what the cashier tells you, but, according to Art. 5.8 Regulations of the Central Bank of the Russian Federation dated April 24, 2008 “On the procedure for conducting cash transactions”, banks still provide services for exchanging small denomination money for large denominations, and vice versa. But it's not that simple. For the owner of iron wealth, this is associated with a lot of inconvenience. We'll tell you how to exchange change at Sberbank (and other banks work on a similar principle):

• The bank is authorized to make such an exchange with a commission - usually it is 3-5% of the total amount (Article 29 of Federal Law No. 395-1).
• The applicant must present a passport or other document proving his identity.
• Savings should definitely not lie in a common pile, but be sorted by merit. Without this, the cashier may not accept the money - the counting machines break down from counting coins of different denominations.
• It is imperative to draw up a written statement in free form, indicating:
  • FULL NAME. applied;
  • the total amount of money brought for exchange (in numbers and in words);
  • a detailed transcript of what was brought (1 kopeck - 123 pieces, 5 rubles - 10 pieces, etc.);
  • signature.

Some Sberbank branches are also equipped with special machines where you can exchange change for banknotes, as well as terminals that can accept change as payment for services. However, finding such devices is rare, so you should call the hotline and ask where such terminals are located in your immediate vicinity.

Exchange at Russian Post

Where else can I donate change? Post offices still carry out operations, the cost of which is specified down to the kopeck, so small change is in use there. There is a high probability that the operator will exchange your savings very willingly. However, he is not obliged to do this and may well refuse if there is a line of visitors behind you, there is already a lot of small change in his cash register, or he simply does not want to bother with the counting. Therefore, it is best to visit the branch on a weekday morning, when there are not many customers, and bring with you a small bag of coins.

At payment terminals

We continue to list places where it is possible to exchange change for paper money. Pay attention to terminals like QIWI with openings for accepting coins. By paying for online purchases or utilities through them, after a certain period of time you will get rid of your iron savings. In Moscow, for example, there is a network of Coincom.ru terminals that accept coins for payment. However, the commission for such a payment is appropriate - more than 10% of the amount.

Self-service cash registers

In many large hypermarkets, payment for purchases is made not at the cashier, but using a special coupon in the terminal. The latter have the option of accepting not only paper money, but also small change.

Where can I exchange change for paper money this way? In a number of chain stores:

• "Auchan".
• "Crossroads".
• "Magnolia".

In vending machines with food and drinks

In this case, you need to use a little trick:

• Load the change into the device, and then click on “Cancel action”. The machine will return what you loaded to you in a larger denomination.
• Not all machines have a "Cancel" button. But many give change. Therefore, where to donate change is already obvious. Throw your coins into the device and choose the cheapest product. There is a high probability that the change will be counted in “ten-ruble” or “five-ruble” units.

Pay with coins

The easiest way is to slowly, every day, get rid of your small change, buying something necessary with it. Where can I exchange change for banknotes? Pay for travel with it - minibus drivers often do not have enough change for change. You can't go wrong if you go to the pharmacy with coins - in some branches there is an acute shortage of them. However, in these cases, you need to carry small handfuls of iron money with you so that the worker does not spend a lot of time counting them.

Well, that’s basically all we wanted to tell you about where to exchange change for paper money. All you have to do is choose a method convenient for yourself and get rid of the accumulated coins.

When you become the owner of an impressive collection of coins, you understand that for convenience you need to find where you can exchange change for paper money. You can go to a bank, retail outlet, or use a coin-operated ATM.

Surely, many of you have a vase or jar with change at home, where all the coins from your pocket received during the day are sent. Small change in such vases accumulates over the years and over time a large sum accumulates, the need to spend which may arise at any time. Going to a reputable store and paying for a product or service in small change is somehow inconvenient. Especially when the change is completely different and small.

In such situations, banks come to the aid of citizens, where they can take small change and exchange it for large paper bills.

Is it possible to exchange coins for banknotes at Sberbank?

According to representatives of Sberbank, whom we contacted with this question, you can exchange coins for banknotes at any bank branch.

However, it would be better to contact a branch where a coin counting machine is installed. It is recommended to do this at least for your own good, since if there is no machine, employees will have to manually count all the coins and this will not be without disputes, claims in your direction and attempts to refuse the exchange.

If it’s not difficult, call the nearest Sberbank branch in advance and ask if they can exchange coins for banknotes and if they have a machine for counting small change.

Coin sorting

Unfortunately, all the coins will have to be sorted by face value, which is not the most pleasant task, but you still have to do it. The exception is when a Sberbank branch has a machine with the ability to sort coins by face value. But not every bank branch has such a thing, and you need to inquire about its availability in advance.

Exchange procedure

Call Sberbank in advance and let them know when you can come to exchange coins for large paper money and the approximate exchange amount. This is not at all difficult, but it will help you save a lot of nerves.

Upon arrival at Sberbank, write an application to exchange small change and present an identification document.

Give all your change to the cashier for counting, he will perform the necessary operations and give you banknotes.

Exchange cost

At Sberbank, coins are exchanged for banknotes for free. Representatives of the bank have repeatedly spoken about this on various online forums and on social networks.

The commission is charged only in case of reverse exchange or exchange of banknotes for small denomination banknotes.

If you are refused an exchange

If Sberbank employees refuse to exchange the change you brought for large banknotes, you can ask to invite the manager of the territorial branch and ask why they are refusing to exchange you.

They can refuse only in one case - if the exchange is not possible due to the lack of change money or equipment breakdown.

In this case, ask the bank employees to set a day and time when you can make an exchange operation or tell them which branch can exchange coins for banknotes today.

Alternative exchange methods

If the problem of how and where to exchange change for banknotes seems insoluble after contacting the bank, you can use alternative methods.

Retail stores and pharmacies, both chain and small, often experience difficulties with coins, which are quickly sold out for change to customers. Local sellers will gladly and, naturally, exchange metal rubles and kopecks for paper money for free. Ten-ruble coins are in particular demand, since their specialized issues end up with private collectors. Unfortunately, stores will only accept relatively small amounts for exchange.

To know where to exchange change for paper money for your benefit, you need to monitor advertisements on various information resources dedicated to banking.

The Central Bank of the Russian Federation is trying to return coins that have settled in the wallets and collections of citizens into circulation. Due to the shortage of metal money, the regulator is forced to order the production of more and more batches, and this is expensive. As a result, banks sometimes hold special promotions to attract change. For example, on the eve of the New Year 2018, Sberbank organized the exchange of coins for banknotes. Customers were offered to exchange 500 rubles in small change for 450 rubles in banknotes and for 2 commemorative coins issued on the eve of the 2018 FIFA World Cup, with a face value of 25 rubles each.

How to hand over change to Sberbank, even if we are talking about large savings in change, if the operator refuses to exchange it: you need to open a regular demand deposit. You need to deposit coins into your account. Then you can receive banknotes. To ensure that your savings are not returned in the same small change, it is advisable to either contact another branch, or, if you have a card, transfer funds to its account and receive banknotes from an ATM.

Another way of how and where you can exchange change is by turning to specialized self-service devices that accept coins. In Moscow, such a machine with a coin acceptor is located in the main office of Sberbank on Vavilova Street, 19. Similar devices are placed in stores by the Coin Company. In the first case, the money will be transferred to the Sberbank card for free, but in the second, it is possible to transfer funds to both a bank account and a telephone account, but a commission is charged.

Conclusion

You can exchange the accumulated change for banknotes at Sberbank; there should not be any particular difficulties with this operation. However, it is better to sort the change in advance and let the bank know that you are going to come. Of course, if the exchange amount is large.

The exchange is made on the basis of an application, upon presentation of a passport. There is no commission charged to individuals for the exchange operation.

The habit of hoarding change is inherent in each of us, that is, everyone probably has a bunch of coins, dating back to the times of the Soviet Union, that you do not use in everyday life. But not everyone knows that some items, both old and modern, have a certain value for numismatists, and they can be sold for a lot of money. Therefore, it is worth answering the question of which coins can be sold at a high price.

Banknotes from the times of the USSR

Surely absolutely every house has at least a few coins left over from the times of the Soviet Union. They have long been out of circulation and it will no longer be possible to hand them over anywhere, and this is not necessary insofar as they can be sold at a high price, because the main task here is to find a numismatist who will be ready to purchase them. However, we’ll talk about selling methods a little later. Now let’s look at which coins can be sold at a high price.

Coins of 10 rubles, minted at the Moscow Mint in 1992, are of particular value; you can recognize that they are of high value using a simple magnet; if the coin is not magnetic, then its real value from numismatists can reach 12,000 rubles or more. If a coin is magnetic, it is not particularly valuable. You can also sell coins of 50 rubles and 100 rubles minted by the Moscow Mint in 1992 for 150-200 rubles, provided that they are not magnetic.

Coins of 10 and 20 rubles from 1993, minted at the Leningrad Mint, are especially valuable. Here, on the contrary, if they are magnetic, then their cost can reach 30,000-90,000 rubles per piece. Coins of the same denomination minted at the Moscow Mint have a low cost of 1,700 to 7,000 rubles.

This, of course, is not the entire list of coins that can be sold for big money. Ancient coins from the USSR, made in the 50-60s of the last century, can also be sold for a lot of money because in certain years they were minted from silver. This means that they are much more valued by numismatists. But the most important thing is that money from the beginning of the 20th century does not have a fixed value, and the most reasonable way to sell it is through an auction, where its price has no limit at all.

Please note that all 1947 coins are rocket coins, and 1958 coins have a value from 25,000 to 70,000 rubles per unit, regardless of denomination.

We will also consider several coins from the times of the USSR, which have a high value:

• 5 kopecks 1927 – 5500 rubles;
• 5 kopecks 1933 – 12,000 rubles;
• 20 kopecks 1934 – a rarity;
• 2 kopecks 1925 – a rarity;
• 1 ruble 1958 – 70,000 rubles;
• 15 kopecks 1942 – 6000 rubles;
• 1 ruble 1922 – 8000 rubles.

As you can see, the cost of coins from the times of the USSR is quite high. But if you are not a specialist, then, accordingly, you will not be able to properly evaluate the cost of small items. Therefore, you should not rush into selling, first you need to find an appraiser to assess the value of the coins you have, only after that you can put them up for sale at auction or through special online platforms.

Coins of modern Russia

Maybe not everyone has change in their piggy bank from the times of the USSR, but the money of the new Russia, that is, Russian rubles, is in every wallet, and most have large quantities in their piggy banks. Not everyone knows that even they can be sold for a lot of money.

First, let's look at coins that can be sold for a lot of money. You can sell a 20-kopeck coin from 1991, which does not have a mint mark, for 6,000 rubles. The price of 5 kopecks issued in 1990 by the Moscow Mint is 3000 rubles, the same price is 10 kopecks issued in 1990 by the Moscow Mint.

Coins of 1, 2 and 5 rubles minted in 2005 are of particular value to numismatists. After all, at that time they were minted in a very small edition. True, it will be extremely difficult to find them among small change; the chance is approximately 1 in 453,000; these are truly rare coins; they can be sold for a lot of money.

It is noteworthy that in 2011, one of the Russian banks, namely SKB Bank, announced the acceptance of such rare coins at a price of 5,000 rubles, although at that time their cost had already reached 8,000 rubles, nevertheless, in a few days only 30 people.

These, of course, are not all coins that have a high value and are valued by numismatists; they include some others, for example, 5 kopecks of 2002, 5 rubles of 2003, 2 rubles of 2001 and others. Their cost can range from several tens of rubles to 120,000 rubles. At the same time, not everyone can independently determine the value of the coins they have, because the assessment, as mentioned above, should be carried out exclusively by specialists.

The most expensive coins in modern Russia

To begin with, it is worth saying that not all coins can be sold at the maximum price, because when assessing such collectible values, the emphasis is on condition. That is, ideally, the coin should not have any signs of wear, including chips, dents and other defects. The maximum that is allowed when selling valuables is minor traces of handling, that is, 90% of the relief must be preserved in its original form. Otherwise, the coins will not be of any special value to collectors.

However, each of us has the opportunity to sell ordinary coins that are currently in circulation. After all, some modern money has a very high value and is of some value to collectors. To do this, here are the top 9 most expensive modern Russian coins:

1. Ninth place 5 kopecks issued in 2002 without mint designation, the cost of 1 coin is only 2-3 rubles.
2. Eighth place 2 rubles 2001 without mint mark, on the reverse side there is an image of Yuri Gagarin, banknotes were issued in 2001 for the 40th anniversary of the first flight of the Soviet cosmonaut into space. The cost of one monetary unit is 3,000 rubles, but it is worth noting that only those monetary units that do not have a mint mark are valuable.
3. 7th place is occupied by 5 rubles issued in 2003 by the St. Petersburg Mint, valued at 6,000 rubles. This banknote is unremarkable except for the mint mark, which can be found under the right paw of the double-headed eagle.
4. The sixth place belongs to 2 rubles of 2003 minted by the St. Petersburg Mint. It is worth noting that a copy of this banknote is very rare, due to this its real value among numismatists ranges from 8,000 rubles or more.
5. Fifth place is occupied by 1 ruble 2003 minted by the St. Petersburg Mint, the average cost is 10,000 rubles.
6. The fourth place is occupied by 1 ruble of 2001 of the Moscow Mint, the cost of this banknote starts from 30,000 rubles. This is the rarest coin insofar as, according to official data, it was not put into circulation, but a certain number of banknotes still ended up there, and the exact number is unknown.
7. Third place belongs to 2 rubles of 2001 from the Moscow Mint, the exact number of coins in circulation is unknown, because, according to official data, they were not put into circulation, its value is from 30 to 50 thousand rubles.
8. Second place goes to 50 kopecks, issued in 2001, costing from 100,000 to 120,000 rubles, they were also not officially released into circulation, however, several copies still made it there, the coins were minted at the Moscow Mint.
9. The first place is occupied by 5 rubles of 1999 from the St. Petersburg Mint, worth more than 200 and 500 thousand rubles. This is the most expensive and rare coin of Russia, which is the object of desire of every numismatist. According to the official version, at the moment such a banknote exists in only one copy; it was found in 2009 by one of our fellow citizens in his piggy bank. However, many believe that one coin could not have been minted, and therefore there must be more copies somewhere.

Thus, even modern Russian money has a real high value. Therefore, you should definitely look in your piggy bank, perhaps there will be a coin there that can enrich its owner. Among other things, one cannot help but say that even coins from the times of the Soviet Union, which, at first glance, are not of particular value, can be worth good money, however, it will be extremely difficult for an ordinary person to recognize this fact; for this you need to contact a professional appraisers.

Please note that among the coins of the Soviet Union there are rare and valuable specimens, the price of which at auctions may not be limited to high, but nevertheless it is still recommended to contact a specialist in order to make an assessment.

Where to sell rare coins

If you find a precious banknote in your possession that can be sold for good money, then, of course, you first need to conduct an appraisal and then find buyers for it. This task is not so simple because, at best, you can sell the coins through a reseller who will pay you a nominal fee.

Finding a numismatist will also not be so easy, because old banknotes can only be sold for real value through auctions; you should ask if such events are held in your city. Usually in large cities there are actually auctions where you can sell valuables, although there is an entrance fee.

It should be said that there are online auctions where you can also post your moments and offer a starting price for them. True, true numismatists hardly visit these resources, because you can buy this or that value only after careful study and assessment of its authenticity. So, if you find an old coin or have rare banknotes of modern Russia, then you should definitely try to sell them. By the way, some commercial banks can accept banknotes, but you should not count on high rewards.

Donating change to Sberbank is a great way to get rid of small money. Today this is the only option for those who have a large number of coins and want to exchange them. This is as simple as possible to do, and the whole process will take a minimum of time.

Why is it worth getting rid of small change of 10 kopecks, 50 kopecks and others?

• Such coins accumulate in large quantities and have no practical value.
• It is very difficult to carry them with you in order to give at least a small part while shopping.
• They take up space in your home or wallet.
• If you don’t immediately give away small coins in other stores, then more and more of them accumulate over time.

Therefore, it is better to find a worthy use for a large number of coins. Does Sberbank accept them and what are the nuances of this exchange operation? You should understand all the subtleties and rules.

Getting rid of small change is quite simple; it can be exchanged at the bank. This operation is quick, you will receive banknotes and will be able to fully pay with them in the store.

According to the Central Bank resolution, Sberbank is obliged to accept change from people and carry out its exchange. Bank employees cannot refuse you this operation; you will be able to go through the procedure in any case.

Now you know whether you can donate change to Sberbank. But how to do that? The process is quite simple and is carried out in several stages:

1. To carry out this operation in 2019, you will need to provide a passport to employees.
2. To write an application.
3. An employee will count the coins for exchange and ensure their integrity and authenticity. After determining the amount, an agreement is concluded, you receive the bills.

When completing your application, you will need to include the following information:

• Full name of the person performing the transaction.
• Number.
• The denomination of the coins you want to change.
• If a legal entity needed to exchange money, then the name of the organization is indicated.

Some features

If you want to donate coins to Sberbank, then you need to know some subtleties:

It is recommended that before contacting the bank, you check with the employees where you can carry out the transaction as quickly as possible. Many branches have special machines for counting money. They significantly speed up the process and allow you to save time.

If there is no equipment, then if there is a large volume of small items, employees can schedule a time for a visit. During the hours indicated by them, the loading of the cash registers is minimal, and it is possible to avoid queues during the recount.

Give change to the store

Where can I donate change? I manage to give it to employees of various stores. They are ready to accept only coins with a denomination of one ruble and above. This fact should be taken into account when exchanging.

The procedure is quite simple:

1. You need to approach the seller or cashier and ask if they need change. Many stores are in dire need of coins and will gladly accept them.
2. It is better to sort it into bags in advance to make counting easier.
3. Give the change to the seller to determine the amount.
4. Then you can exchange it for paper money.

Change is a full-fledged means of payment and must be accepted on the territory of the Russian Federation. Therefore, coins from the piggy bank can be used to pay for various services and goods.

Where should I give them? It is better to carry out transactions at a bank, which usually has equipment for counting coins. There are several possible uses:

• Payment for services at the cash desk.
• You can deposit money into your personal account and then withdraw it.
• You can buy currency using the coins you have.
• Payment of utility services.
• Many other operations.

The bank cannot refuse to accept coins as a means of payment. Naturally, it is better to sort them so that the further calculation procedure takes a minimum amount of time.

Bottom line

You can not only exchange money at Sberbank, but also use change to pay for services and deposit it into your account. You can load it onto your card and then pay in stores or withdraw cash from an ATM. This solution has several advantages:

1. An employee has no right to refuse to accept money.
2. You will not have to pay interest on the exchange.
3. This is a clever way to get rid of small items.

The procedure for counting a large number of coins will take some time. This fact should be taken into account; it is better to come during minimally busy hours so as not to create queues at the ticket office. These are all ways to get rid of small items.