At Axon Bank it is very convenient and easy to apply for a loan online via the Internet, it will not take much time and will simplify many application processes - it is convenient for both the bank and you. Whether it’s a small payday loan or a car loan, everything can be processed quickly and, most importantly, safely.

Today, a cash loan to an individual is the most widely demanded service of AKSON BANK.

It is impossible to predict all possible expenses; very often there is no savings for unplanned expenses. Our loans are suitable for almost all cases: you have decided to fulfill your dream, you don’t have enough for repairs, you really want to go on vacation, there are large, expensive purchases ahead or a joyful event - you always need money!

Various loan conditions allow you to find the optimal offer that is convenient for you! We offer our clients profitable loans in the amount of up to 100,000,000 rubles with the ability to choose a loan term from one to three years, prompt consideration of the application, as well as a convenient application service, and of course, flexibility of conditions and an individual approach to each client.

Apply for a cash loan online!

Having decided on the required amount of cash and the repayment period, you need to fill out an application for a loan and draw up documents. There is nothing easier than applying for a cash loan online without leaving your home! To do this, you need to fill out a simple, intuitive form to receive a cash loan online on the bank’s website Aksonbank.ru, and we will review your application as soon as possible.

You can calculate the amount of the monthly payment yourself by using a loan calculator: by indicating the desired loan amount and repayment period, you will see the approximate monthly payment. More accurate information will be available after submitting an online loan application.

Cash loan using passport and SNILS

To quickly apply for a cash loan, use your identification card - passport and SNILS and you will be able to receive money in a convenient way with a minimal overpayment on the loan. AKSON BANK is a reliable bank with an excellent reputation, earned over the years, which is why long-term relationships are our priority! We create mutually beneficial conditions so that you are satisfied with our cooperation.

Cash loan without certificates and guarantors

We can afford to trust our clients: you no longer need to collect a lot of certificates and present several documents confirming your identity. With AKSON BANK, obtaining a cash loan without certificates has become truly real. You don’t even have to look for guarantors to make your dreams come true or bring long-held plans to life.

A cash loan without certificates or guarantors is not only simple, fast and convenient, it is a sign of trust in our clients!

Loans

Microloan

Need money before payday? Instant loan from Aksonbank!

• Low rate – 0.1% per day.
• Loan term – 20 days
• Fixed amount 10,000 rub.

Axon Active

3 months installment plan without interest! Profitable purchases without overpayments!

• Up to 100,000 rubles
• Card validity period – 5 years
• For all products in the AKSON shopping center and on the website akson.ru

Additional terms:

• Card type MasterCard Unembossed
• The maximum loan amount is determined individually.
• Mandatory payment – ​​30% of the total debt on the date of payment
• If there are available funds in the Client’s personal bank account, the Bank will write off the amount of the obligatory payment without acceptance.
• Annual maintenance – free

Express loan

With an affordable loan, everything is possible! Online application!

• Review your application in 5 minutes!
• Loan amount from 30,000 to 300,000 rubles
• Long loan term – up to 3 years
• No certificates, only passport and SNILS!

Car loan

Fast and profitable loan secured by a car! Money for car owners!

• From 15% per annum
• Up to 2 years
• Up to 1,000,000 rubles
• For new and used cars

Additional services:

• The loan is provided against car collateral for car owners of category “B” vehicles.
• Repayment procedure: Calculation of interest on the balance of the debt. Equal monthly payments. Early repayment is possible.
• Loan security: Pledge of a car or a purchased car.
• Documents provided: passport, SNILS, documents for the car (purchased car). For applications over 500,001 rubles - certificate 2-NDFL.

Capital

Dreams are real!

• Low interest rate – from 10.5%
• Loan amount from 1,000,001 to 100,000,000 rubles
• Loan term of your choice – from 1 to 3 years

Bank cards

Bank cards are a modern, convenient and reliable way to store and use your funds. AKSON BANK offers its clients to issue both debit and credit bank cards. Unlike cash, a bank card will allow you to comfortably and safely make online purchases on various online trading platforms at any time.

Ease of use of bank cards

In the modern world, payments by bank card can be made almost everywhere: in stores, gas stations, restaurants. Now you don't need to carry cash with you to make payments. Payments by bank card are instant and safe, even if you lose your card, you will not lose money!

You can pay utility bills, telephone bills, Internet and much more with an AKSON BANK card without leaving your home, it’s convenient, fast and without commission. With the card you will clearly control your expenses.

A bank statement will show the entire history of card transactions, and instant SMS notification will inform you of the amount of the payment made and the balance of funds on the account.

Affordable service for bank cards in AKSON BANK

AKSON BANK offers its clients to issue bank cards with different service rates. With us you will find a card that fully meets all your needs. There are both budget, standard card options with minimal annual maintenance, as well as gold and even platinum cards of the Master Cart payment system.

Premium cards are distinguished by the presence of pleasant bonuses in the form of preferential use of safe deposit boxes, an increased limit on cash withdrawals and the ability to make payment transactions around the world. Regardless of the type of bank card you choose, you will always have access to guaranteed profitable, high-quality and reliable service.

Interest is accrued on the balance of funds depending on the type of card, which is why using our cards is not only convenient, but also profitable.

Sources:

1. https://www.aksonbank.ru/fizicheskim_litsam/kredity_nalichnymi/

The need for money is common to every person.

But what if you feel the need for a much larger amount than you have?

If you need money to realize your dreams, purchase necessary household or computer equipment, go on vacation, etc., then the most popular solution is a loan.

There is a wide variety of loan products, banks, and lending conditions vary. Axon Bank provides a large selection of loan programs that provide optimal conditions for each borrower.

Without specialized education or experience in the financial market, the choice may indeed seem difficult. In this article we will try to understand the existing proposals, their features and parameters.

How to get a loan from Axon Bank?

Axon Bank is a regional financial institution. Its activities are aimed at attracting funds for deposits, lending, providing a high level of service and providing customer support.

With the help of a banking organization, many citizens of the Russian Federation have the opportunity to obtain a car loan and a consumer loan.

In addition, the functions of a financial institution include issuing credit cards and deposits. Consumer loans are the most popular among the bank's clients. He is able to satisfy any need.

Citizens of the Russian Federation turn to Axon Bank because it has a number of advantages - minimal time spent on obtaining a loan, a simple package of documents required to obtain a loan.

The package of documents required to apply for a loan from a banking organization includes:

Photocopy of passport;
Work book;
Driver's, pensioner's license;
TIN;
Certificate of income;
Military ID is relevant for men under 27 years of age.

Akson Bank puts forward the following requirements for the borrower:

Availability of Russian citizenship;
Having a good credit history;
Age from 18 to 65 on the loan repayment date.

The borrower can repay the loan in any way convenient for him - in a branch of the financial institution "Axon" in cash, by means of a salary card, in any other banking organization by wire transfer, using terminals, or electronic transfer.

Credit products:

You can get cash in cash using the following loans:

"Official." Applying for a loan will be beneficial for representatives of the Armed Forces and Law Enforcement Agencies of the Russian Federation. The loan is provided for a period of 6 to 36 months. The interest rate ranges from 14 to 28%. The loan is repaid using annuity payments. The financial institution determines the size of the loan depending on the confirmed income of the potential borrower. Funds are transferred to a bank card, which is opened free of charge. For failure to repay the monthly loan payment on time, the borrower is subject to a fine. The fine is 0.05% of the loan amount daily;

"Pensioner". This loan program involves lending to the borrower up to 1,000,000 rubles. The loan repayment period ranges from 6 to 36 months. The interest rate ranges from 14 to 28%. The loan is repaid monthly in equal payments;

"A million possibilities." The distinctive features of the loan program are that it is provided only with a passport, for any purpose. In addition, the loan can be issued with a reduced interest rate for customers who have a good credit history. Loans are provided for a period of 12 to 36 months. The interest rate ranges from 17 to 30%. The maximum possible loan size is determined for each borrower individually. Payment of loan funds must be made monthly in equal installments;

"Privilege". This loan program is intended for those clients of a banking institution who have deposits;

"Fast." Among the advantages of the loan program is that to obtain it you only need a passport; no collateral is required. Loan terms are 6, 12, 18 and 24 months. The interest rate on the loan is 40%. The loan is repaid monthly in equal payments;

"Refinancing". Applying for a loan will be relevant for those who want to reduce their monthly payment amount. It is provided to clients of Axon Bank;

"Reputation". This loan program is available to those who have an impeccable credit reputation with Axon Bank or any other financial institution;

"Collective". If you want to take out a loan for a large sum of money, then this loan program will come in handy.

If you decide to take advantage of any of the listed loan programs, you must submit an application to a banking organization.

It will be reviewed within 3 days. After this, you will learn about the decision made.

It is worth considering that in case of refusal, the reason is not explained to the client.

Write a review

We took out a loan for vacation, 20% can only be withdrawn from the card, and the rest from the card, this is very inconvenient, I don’t know what they are thinking about when they come up with such conditions. Then they imposed insurance of 11 thousand. And instead of 60, I took out a loan of 73 rubles, then it turned out that I was in debt, although they paid on time. They themselves withdrew money for the phone (SMS notification) and they themselves said that it was impossible to do this. They increased my interest rate. One negative thing, I will never contact this bank again, it’s a scam and nothing but a scam. Don't take anything from this bank.

Portal administrator 03.09.2018 20:18

We accept feedback without rating.

Aksonbank 08/29/2018 15:07

Dear Bhbyfrf!

Hello.

We have studied your situation in detail.

When applying for a loan product, you independently chose the option of lending with voluntary life and health insurance, having personally signed an insurance application, as well as a loan application form. You had the opportunity to refuse to enter into a loan agreement, choose another credit institution or another insurer, as well as enter into an agreement without the condition of joining the insurance program.

The loan is provided by the Bank regardless of whether the Client chooses additional services or not.
We provide services in accordance with our tariff policy, more details of which you can always find on the Bank’s website in the “Tariffs” section https://aksonbank.ru/tariff/
We provide you with a choice of loan products. You had the opportunity to choose the product that was most suitable for you from those offered, namely the one that did not imply the intended use of 80% of the loan amount for non-cash payment for goods and services. The loan is provided by the Bank regardless of which loan product the Client chooses.

The employees of the Bank office certainly did not pursue the goal of creating difficulties or causing you inconvenience. If such occurred, please accept our apologies.

Sincerely,
Axonbank.

28.08.2018 10:33

Bank response

Bank response

I took advantage of a loan from this express lending bank and regretted it. I made all payments. But it turned out that I was on the black list. On top of everything, I receive a letter from the court about the delay. When I called the bank, they provided absolutely no information. Because of this bank, my credit history is ruined.

17.03.2018 13:52

Two months ago I applied to the bank for a loan. The girl filled out the form and said that the loan was approved. I am happy to take out a loan, and I understand that the amount is 27,000 thousand rubles more! I ask why this is so, the girl explains that this is the insurance amount! Wow! She immediately said that I didn’t need insurance, to which the girl replied, “You won’t be approved for a loan without insurance”! This insurance is mandatory and if the bank approves it, then there is no other option! but you can write an application for a refund for insurance within five days!

In general, I took out a loan because I needed money urgently. Three days later I came and wrote an application. I was told that a letter about the decision would arrive within a month! Today I received a letter of refusal! They refer in the letter to the fact that insurance is voluntary and no one forced me, that the loan would have been approved without insurance! I read the law where it says that as I agreed, I can refuse within five days from the date of signing! And what about the words of the girl who assured that without insurance they will not approve you!

In general, I will go to court! But I will also demand moral compensation and for insurance! Because this is a fraud!!! And the bank also changes the terms of the loan if you withdraw cash from the card! In general, they are deceiving! The most terrible bank!

15.01.2018 9:03

In general, there are no complaints about the bank. I have a credit card there. The brochure issued upon receipt of the credit card states that on the 10th of every month I will receive an email with the amount of the monthly payment. After waiting until the 20th and not receiving anything by email, I went to the bank. They reported that the email notification service is not working yet. I ask, how much should I pay at least this month? The answer is 1000 rubles. I paid. Next month I'm going to the bank again. I ask - how much? The cashier girl answers me - your current interest is generally 94 rubles, this is the minimum for payment. It's nice, though. I pay 3,000 so that I don’t have to worry next month. Since I suspect that the minimum payment cannot be so minimal. I rent 2500 within a month.

25th of the next month. I'm skipping it. I think that the money thrown in is enough (although I suspect that I could be wrong, but I took the risk of checking). A week later they call from the bank and say that they had to pay 1800. I rush, I cry. Next is the 25th. I come to the bank. They tell me a small amount, I pay 1000 for good measure. And then September 25th. I transferred 1,500 from another card. Today they are calling because they are overdue. What's the delay? The answer is that it has been going on since last month, there are a few rubles there (I quote verbatim!). What exactly is the amount? The answer is I can’t say for sure, go to the bank today, check and pay, otherwise I’ll keep calling you. What else to say.

I go to the Internet bank, there is information that I have 638 rubles in my account, of which 138 rubles are available. No information about debt. I call the bank branch in my city. Sorry, they answer, we don’t give information over the phone.

In general, I'll go to the showdown in the evening... I'm terribly tired. Is it really not possible to at least send the monthly payment amount via SMS?

Alexxxx2 01/23/2014 15:56

The problem was solved, my personal account was deleted and a new one was created. All the necessary sections appeared there.
At the moment, I repaid the loan from this bank ahead of schedule; my credit card was destroyed.

A credit card with a grace period for lending from Axon Bank can be issued without proof of income by presenting a passport and SNILS. In addition to the fact that the credit card allows you to use borrowed funds from the bank for 50 days without accruing interest, you can receive a return on purchases in the form of cashback.

Requirements for borrowers and program conditions

The card can be obtained by borrowers with a good credit history between the ages of 18 and 75. Proof of income is not required; it is enough to present your passport and SNILS. The client must have mandatory registration in the region where the bank operates, and the work experience at the last place of work must be at least 4 months.

MasterCard Platinum credit card is issued for a period of up to 3 years. Credit card amount from 30,000 to 100,000 rubles. If the conditions of preferential lending are met, the use of funds is free, but if you go beyond the interest-free period, a rate is applied, which depends on the category of the client:

• For those who do not have a history with the bank, the maximum rate is set at 29.9%.
• A minimum rate of 14.9% is available to Axon Bank borrowers, provided they have at least 3 closed loans in the amount of 1,000,000 rubles or more.
• The rate of 24.9% is intended for clients with previously issued loans of 100,000 rubles or more.

Credit card from Axon Bank

Credit card amount

from 30 thousand rubles to
100 thousand rubles

Grace period

up to 50 days

loan rate

from 14.9%
per annum

* - receive up to 7% cashback on purchases

In both cases, there should be no delays recorded - a maximum of 7 days for the entire service period.

The grace period applies only to non-cash transactions. You can use borrowed funds without paying interest for 50 days. The start of the grace period is fixed at the time of the first purchase and lasts until the 20th day of the month following the month in which the first purchase was made. If the conditions of preferential lending are not met, payment in installments is possible. The minimum payment is 5%, but not less than 320 rubles plus interest for use, must be paid no later than the 20th day of the month following the month of the debit transaction.

There is no commission for issuing a card, and the cost of service depends on the client’s activity and is 49 rubles per month if the debt is repaid, and 249 if there is an open debt on the settlement date. For storing your own funds on the card, income accrual is provided:

• For amounts up to 10,000 rubles – 1% per annum;
• From 10,000 to 50,000 – 2%;
• From 50,000 to 150,000 – 3%;
• From 150,000 to 300,000 – 4%;
• From 300,000 to 500,000 – 5%;
• From 500,000 – 1%.

Cash withdrawal by credit card is possible with a commission of 5.9% of the withdrawal amount, but not less than 500 rubles. Cash withdrawals from an ATM exceeding 50% of the established credit limit are not possible. There is no commission for withdrawing your own funds.

At the client's request, it is possible to connect SMS notifications for 49 rubles per month.

Conditions for receiving Cashback

The credit card is issued with additional features and allows you to receive income from purchases in the form of cashback upon active use. Bonus size:

• For purchases up to 10,000 rubles per month, the cashback will be 0.1%.
• From 10,000 to 30,000 – 1%;
• From 30,000 to 75,000 – 1.2%;
• From 75,000 – 1.5%.
• A maximum return of 7% is accrued if the total amount of purchases on the card is from 150,000 rubles per month and there is a balance of own funds of at least 500,000 rubles.

Cashback cannot exceed 5,000 rubles per month and 60,000 rubles per year.

Installment card "Axon Active"

A special banking product was developed for active buyers and clients of the AKSON shopping center. The client receives up to 100 days of installment plans for purchases in this hypermarket (including on the website akson.ru) using the card.

Installment card "Axon Active"

Card limit

up to 100,000 rubles

Grace period

up to 90 days

loan rate

installed individually

* - cardholders receive installments at 0% for 3 months for purchases on the Akson.ru website or in the AKSON shopping center

The maximum amount under a credit line is 100,000 rubles, the loan term is no more than 36 months. MasterCard Unembossed credit card without annual maintenance is issued for 5 years. For registration you only need a passport and SNILS.

During the grace period, it is necessary to make mandatory payments in the amount of 8% of the amount spent, but not less than 500 rubles, by the 15th day of each month following the month of purchase. The card is intended only for paying for goods, without the possibility of withdrawing cash.

You can repay a credit card without commission:

• At Axon Bank self-service terminals by depositing cash onto the card.
• At the cash desk when depositing more than 50,000 rubles into the account.
• When depositing an amount up to 50,000 into the cash register, you will have to pay 150 rubles.

You can pay off the debt in any other convenient way: through Russian Post, mobile phone stores,

The necessary information about the credit card parameters, the amount of debt, and the balance is easily tracked in your personal account. You can also order a call back or contact a hotline specialist yourself at 8 800 100 1500.

You can submit an application either at the bank’s office or on the website by filling out a form. When submitting an online application, you must fill out the blocks with personal data, registration address, brief information about employment (industry area of ​​the position and type of position).

It will take a few minutes to make a decision, after which the bank manager will call you to determine the nearest office and a convenient time to receive a credit card.

Offices for obtaining the card are located in the cities: Vladimir, Vologda, Kostroma, Ivanovo, Kirov, Rybinsk, Tambov, Cherepovets, Yaroslavl.

Borrowers from other cities can take advantage of offers for and.

Today it is possible to take out a consumer loan from Aksonbank on different conditions - with or without confirmation of income, as well as with security.

Favorable terms of loan products allow the bank to feel confident in the region of its presence and compete on equal terms with such retail lending giants as Sberbank, VTB, Rosselkhozbank.

Online application

An online application is a convenient way to quickly find out the bank’s decision without visiting the organization’s office. Filling it out takes no more than 5 minutes.

To obtain information of interest the potential client enters the necessary information into the form, posted on the official website of Axonbank.

Submit a loan application

Apply for a loan without leaving home! Click on the “Online Application” button and you will automatically be taken to a small loan application form.

Online application

Then you need to wait for an answer - the operator usually calls back within 5 minutes. If approved, you will need to come with a package of documents to the nearest office of this institution.

Asconbank offers the following types of loans:

For an Express loan up to 150,000 rubles, you only need a passport and SNILS.

Credit calculator

You can calculate the possibilities of a loan at Axon Bank without the participation of employees of the financial institution. To do this, you can use the loan calculator located on the official website. Also you can use this calculator online:

Monthly payment
0 rub.

Overpayment
0 rub.

By changing the borrowing terms and loan amount, you can choose the optimal loan terms. The loan calculator will select the appropriate product, calculate the repayment amount and the amount of monthly payments under the specified conditions.

Official website of Axonbank

Official web resource of the credit institution aksonbank.ru allows you not only to view information about banking products, send applications, but also receive up-to-date information about received loans.

Each borrower has personalized access to their personal account. Clients can view information on all accounts and loans of Axon Bank online. Website technical support will promptly answer all questions that arise.

Bank addresses and operating hours

The head office of the credit institution is located at the address: 156961, Kostroma, Mira Avenue, 55.

Opening hours of the main branch of Axon Bank: Mon. – Fri. from 9.00 to 19.00, Sat. from 9.00 to 15.00, Sun. day off.

Location and opening hours of additional offices and branches in other cities can be found on the official website.

Axonbank hotline phone number

Valid for clients of a credit institution single free phone number 8 800 100 1500.

By calling the hotline number you can get advice on all products, send a complaint or suggestion, find out the address of the nearest office, and clarify the operating hours.

For borrowers who have received a cash loan from Axon Bank, call center specialists will promptly tell you the date of the next payment, the amount of the remaining debt, and the amount of the monthly payment. You can find out from employees the conditions and amount of early repayment, the amount of fines for late deposits, and the possibility of restructuring.