The online banking payment system is very convenient for borrowers. Payments can be made from home or at your workplace. All you need is an Internet connection and a login and password to log into your personal bank account.

You can obtain your login and password at a bank branch or at an ATM. At the bank, a login with a password for your personal account can be obtained by contacting the operator. An agreement for Online service is concluded, the login is indicated in the agreement, and a temporary password is received in an SMS message. Some banks issue a login and password in a special envelope.

At Sberbank, you can find out your login through the Contact Center by calling 900. To verify your identity, the operator specifies your personal data and asks you to give the code word. To receive data through an ATM, you need to insert a card, enter a PIN code, and select “Online Banking” from the menu. The information will be indicated on the printed receipt.

How to pay a loan through Sberbank Online

Monthly payments for loans taken from Sberbank are debited from the client’s account automatically. If automatic debiting is not configured, then money from a debit account to a credit account can be transferred through the Sberbank Online service.

To make a payment through Sberbank Online, you need to perform a number of actions:

1. Go to the “Payments and Transfers” tab and select “Transfers between your accounts”.
2. We indicate the account from which the payment amount will be debited.
3. Select a credit account.
4. Enter the transfer amount.
5. Click on the “Translate” button.
6. We confirm the transfer.
7. The payment form opens with the “Completed” icon.

The second payment method is through the “Credits” menu item. Open the tab and find the loan you want to pay. Select the account from which the payment will be debited and the amount. Click “Confirm payment”. Funds are credited to the credit account within the bank on the same day.

Payment to Sberbank Online loan from another bank

Borrowers from any bank can repay a loan from a third-party bank through the Sberbank Online payment system. To pay, you need to know the details for transferring funds.

Procedure for paying a loan:

1. Go to the “Transfers and Payments” menu item.
2. Select the “Repayment of loans from another bank” tab.
3. In the list, select either the desired bank or click “Transfers by BIC”.
4. Select the account from which the loan will be paid.
5. Enter the BIC of the bank - the recipient of the payment. (BIC can be found from the loan agreement or from the bank. For example, BIC Home Credit 045585216)
6. Click “Continue”.
7. Fill in the payer’s personal information.
8. We indicate the amount and credit account.
9. Payment is confirmed via a code in an SMS message.

Before confirming payment, you must carefully check all payment parameters, otherwise the funds will not reach the addressee and will be returned to the sender’s account. This may result in late payment.

How to pay a loan through Alfa Bank online?

To pay for a loan through Alfa Bank, you can use the Alfa Click account.

To pay you need:

1. Go to the “Credits” tab. Information on existing loans and the amount of monthly payments will appear.
2. Select “Pay loan” and payment method “From current account”.
3. We indicate the account from which the repayment will be made and the amount.
4. We check the data and confirm payment.
5. Enter the code from SMS.

You can also check the amount credited in the “Loans” tab.

Alfa Bank makes it possible to repay a loan from any bank card. To do this, select the payment method “From a bank card”, fill in the card details and confirm the payment. The Mobile Bank service must be activated on the card.

Payment for a loan from a third-party bank is made using the details of the loan account. Select the “Transfers” tab and fill in the payment information. You must first clarify the time of payment.

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How to pay a loan online at Post Bank?

Post Bank accepts payment via the website

To make a transfer you need to fill out the payment form:

• contract number;
• Full name of the borrower;
• e-mail;
• Visa or MasterCard card type;
• replenishment amount;
• Check the box to read the terms and conditions for processing personal data.

The transfer fee is calculated automatically, depending on the card type. When paying with a Visa card, the commission is 2.5%, with MasterCard - 1.9%. The total amount to be paid includes commissions. Next, the card details are filled in and the details are checked. To confirm the payment, you must enter the code that will be sent via SMS.

Payment by credit card is made here, on the Post Bank website: select “Make payment”, then check “By card number”. We enter the replenishment card number, personal data of the payer, details of the card from which payment will be made. We check that the details are filled out and confirm the payment.

In what cases will it not be possible to pay?

It will not be possible to pay a loan online if the borrower tries to deposit a larger amount than specified in the agreement. The agreement provides for annuity payments and the bank issues the borrower the same amount for payment every month. That is, the money, of course, will go to the bank, but will remain hanging on the personal account until the next repayment date. In order for the bank to accept these funds to pay off the debt, you need to write an application and submit it to the bank.

It will not be possible to pay a loan if the loan account is blocked for one reason or another. This happens when an arrest is made by bailiffs.

Commission and restrictions

Intrabank transfers are made without charging a commission. For transfers to third-party banks you need to pay from 1 to 5% commission. At Sberbank, the commission for transfers to accounts in third-party banks is 1.5%. Transfers from Sberbank debit cards are limited to 30,000 rubles per transaction, and from 50,000 to 150,000 rubles per day.

“Online loan repayment” is a service for secure loan payment via the Internet using bank cards. The purpose of our service is to organize the loan payment process so that it is simple, safe and convenient. If you have suggestions for developing the service, we welcome your comments and feedback.

Everything is very simple! The service page provides a complete list of creditor banks: from Sberbank and VTB24 to Post Bank and Renaissance Credit. The list of all banks is sorted by their name, so finding the right bank to pay a loan will not be difficult.

Go to the page of the desired bank and a form will open for you to safely and quickly repay your loan online using a bank card.

Enter the borrower's details and the amount to pay, click "Proceed to payment". All you have to do is enter your bank card payment information - you're done!

Brief instructions for paying the loan:

1. Go to the page of the desired creditor bank;
2. Enter the borrower's details;
3. Click pay and enter payment information.

What cards are accepted for payment?

You can repay the loan using any payment card that works for payments throughout the Russian Federation: VISA, Maestro, MasterCard, MIR.

Which company is the payer?

All calculations are carried out by NKO Perspektiva LLC. This company has a license from the Central Bank of the Russian Federation No. 3532-K, so you can be sure that the payment will be safe and will reach the bank.

What details are needed to pay the loan?

Our The “Online loan repayment” service is convenient because you need to know a minimum of information to pay: name of the creditor bank and details of the borrower (full name, personal account, Branch).

Is there a fee when payment goes through?

The size of the commission depends on the creditor bank and on average is only 3% of the payment amount. But the minimum amount is 50 rubles.

How much can I pay at one time?

You can pay up to 15,000 rubles at a time. But, if you need to pay an amount greater than this limit, then after making the payment, click “Open the form again” and pay the remaining amount.

What currency is accepted?

At the moment, payments are accepted in Russian Rubles.

How quickly will the money arrive?

The time to transfer funds depends on the lender's bank and usually ranges from several minutes to a day.

Can I pay a loan for another person?

Yes. When entering data into the payment form, indicate the details of the person for whom you are making the payment.

If I make a mistake when entering data, what should I do?

If the payment does not go through, the funds will be returned back to NPO Perspektiva LLC. In this case, support specialists will definitely contact you to clarify the data.

I have questions that I want to ask in person. What to do?

You can always call our support service on a toll-free federal phone number: +7 800 700 08 38 (the call is free for regions of the Russian Federation).

We wish you an easy payment!

On our service, the following are available for online payment: 337 companies in the Online Loan Repayment category. We are confident that you will be able to find the company you need.

You can deposit money into your account to repay a loan from any Visa, MasterCard or MIR card right now by using the “Repay Loan” service. The amount of one transfer excluding commission is from 50 to 50,000 rubles.

Transfer fee 2% of the transfer amount

Crediting of funds on the day of payment.

How else can you repay the loan?

In Megafon, Euroset, Beeline and KARI stores, as well as through partners of the Zolotaya Korona - Loan Repayment network

Required details for the first application:

• the account number for payment, full name of the Borrower, BIC specified in the loan agreement;
• Mobile phone number;
• general passport

When paying again, it is enough to give only your mobile phone number and present your passport.

Commission - 1%, minimum 50 rubles. Commission when making a payment to Euroset: 1%, minimum 50 rubles, maximum 500 rubles. In the KARI chain of stores the commission is fixed - 30 rubles. Funds are credited on the next business day.

Beeline subscribers can receive the address of the nearest salon and a link to the map:
Beeline - dial *392#

Through a network of partners and terminals of the Cyberplat payment system

At the moment, the total network of CyberPlat® payment acceptance points ("CyberPlat") is over 900,000 points accepting cash payments. Among them:

• Payment terminals TelePay (Ural).
• Payment terminals Amigo (Ural).
• Payment terminals in Megafon communication stores.
• Payment terminals in Euroset communication stores (Ural and St. Petersburg).
• Payment terminals in KNOW-HOW communication stores (Moscow and Moscow region).
• Cash desks in Artex-Mobile communication stores (Moscow and Moscow region).
• Payment terminals (Crimea).
• Payment terminals (Sevastopol).

There is no fee for transferring money. Funds are credited on the day of deposit.

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At a Plus Bank branch

The addresses of the branches, as well as their operating hours, can be found in the “Branches” section.

Both you and your representative can deposit money into your account at any Plus Bank branch upon presentation of your passport. To do this, simply provide your account number for identification.

Depositing money into an account at a Plus Bank branch is free. Funds are credited on the day of deposit.

In branches of other banks or from your account in another bank

To transfer funds, you must fill out a receipt or application for transfer of funds, entering the details of your account at Plus Bank.

As a rule, you can issue a one-time payment order for the transfer of funds or a long-term order for the monthly transfer of the required amount to your account at Plus Bank.

The amount of the commission is set by the bank through which you make the transfer. Funds are usually credited on the next business day after the transfer is sent.

From your place of work

You can contact the accounting department at your place of work with an application to transfer the required amount from your salary to your account in Plus Bank. You must have a passport or other identification document with you, as well as payment details.

The transfer period and commission are set by the bank through which the accounting department at your place of work will carry out the transfer.

Through Russian Post branches

To make a monthly payment, you can contact the nearest Russian Post office. To transfer funds, you must fill out a receipt, including the payment details.

Commission - 1.9%, minimum 50 rubles. Funds are credited within 5-7 business days.

Through the Qiwi and Rapida terminals

Information about payment points can be obtained on the Internet on the official websites of the systems.

The commission for the transaction is from 1% of the payment amount, but not less than 50 rubles (the exact amount of the commission must be clarified at the point of transfer). Funds are credited on the next business day.

Who can make monthly payments?

Payments on your loan can be made by you personally, or if you cannot make the payment personally, you can entrust this to your relatives or friends.

When paying for a loan you must have with you:

• Passport (of the sender – the person directly making the payment);
• Loan agreement (Proposal for concluding agreements);
• An amount equal to the monthly payment and transfer fee.

Through the Sberbank Online system and self-service devices of Sberbank PJSC

To make a transfer, you must know the account number used to repay the loan or the loan agreement number.

Commission for transfers through the Sberbank Online system – 1%

Commission for transfers through self-service devices of Sberbank PJSC is 1.5%, minimum 30 rubles.

The money will be credited to the account on the day of the transaction.

When applying for a loan from a bank, many do not even think about how they will pay for it. When paying a monthly payment through the cash register, the borrower most often pays commission costs on which he could save. Therefore, many borrowers have a natural question: what is the most profitable way to pay for a loan?

The easiest and safest way to make your monthly loan payment. The advantage of paying at the cash register is that you don’t have to enter the details manually. The bank operator will do this for the client. Payments through the cash register are processed instantly. The client can deposit money on the date specified by the bank without fear of being late and receiving penalties.

The disadvantages of such a payment are:

• payment of commission;
• travel expenses to the bank branch;
• long lines.

Bank specialists advise not to pay a loan over the counter between the 15th and 20th. It is at this time that large queues gather near the cash desks to pay for utilities.

Cash desks of other banks

You can also pay off your loan at the cash desks of other banks. These could be partner banks of the lending bank or simply the nearest branch of a third-party bank. The difference is the commission amount. When paying at a branch of partner banks, commission costs will be minimal (1-1.5% of the deposited amount).

Depositing money through the cash desk of a third-party bank will cost the borrower 2-3% of the payment amount!!!. The disadvantage of this method is that it takes a long time to transfer money (2-3 days). In addition, in a third-party bank, in addition to a passport, the debtor may be required to provide a loan agreement or its full details.

Depositing cash through Qiwi payment terminals

This method is suitable for residents of small towns and villages where there are no bank branches. There are Qiwi payment system terminals in almost any grocery store or bus stop.

To pay for a loan, you need to select the “Payment for services” section on the touch screen. Next, click Bank Services – Loan Payment. From the list that appears, select a bank and enter the details (BIC of the branch of the bank that issued the loan, the borrower’s account number and other required data). After payment, you need to pick up the check, keeping it until the money is credited.

Money is credited to the borrower’s personal account within 3 days from the date of deposit. The fee for paying a loan through Qiwi terminals depends on the bank. For example, commission costs when paying for an Alfa Bank loan are 2% of the payment amount. Qiwi terminals accept payments from more than 100 banking organizations.

Payments via ATM

A winning way to pay a loan for residents of big cities. As a rule, ATMs are located directly in bank branches and large retail outlets. The advantage of this method of repayment is the possibility of both cash and non-cash payments.

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If the borrower repays the loan at the ATM of the lending bank, payment is not subject to commission. Money is credited to your account instantly.

When depositing money through an ATM of a partner bank, the client will also not be required to pay a commission fee. The money will be credited within 24 hours (sometimes instantly). A third-party bank ATM may request a commission of 1% of the amount withdrawn. It will take 1 to 3 days for the money to appear in your account.

Internet banking and mobile banking

Internet banking will help you repay your loan without going outside. To deposit money in this way, the borrower will need:

• uninterrupted internet;
• bank card;
• sufficient balance to pay.

First of all, a personal account is created on the bank’s website. Next, in the “Payments” section, a template is created and the details of the credit account are entered. The client simply transfers the required amount from the salary card to the credit account.

If the loan is issued in the same bank as the salary card, then such an operation is not subject to commission. In this case, the money will be credited to your account within 5 minutes. When paying from a card of another bank, a small fee will be charged (approximately 0.3 - 0.5% of the total amount deposited). The money will be credited to your account after 3 business days.

Payment in mobile phone stores

Mobile communication stores of major operators (MTS, Megafon, Beeline) process payments from many Russian banks. To make a payment, the salon operator may ask to see your passport and credit account details. When paying again in the same salon, account details will not be required. The only negative is the commission of 1% of the total deposited amount, but not less than 50 rubles. This is unprofitable if the monthly payment amount is no more than 500-800 rubles.

Russian Post Offices

When paying for a loan through Russian Post offices, the client can choose a standard or fast repayment method. Using the standard method, you can pay for a loan at the post office:

• VTB 24;
• UralSiba;
• Rosselkhozbank;
• Rosbank;
• Raiffeisenbank;
• Citibank;
• Russian Standard Bank;
• OTP Bank and many others.

In addition to presenting a passport and credit account details, the client will be required to fill out a postal transfer form. Standard postal payment can be processed within 7 days. The amount of the commission is determined by the lending bank. For example, paying for a loan from Citibank or Tinkoff does not require a commission.

A quick way to repay a loan through the post office involves instant crediting of money to your account. The transaction fee is 1.9% of the payment amount. In this case, the commission amount cannot be less than 50 rubles. Even if the client chooses a fast payment method, he will still have to wait in line at the cash register. Therefore, this method cannot be called operational.

Nowadays, there are often situations when money is needed here and right now. In such a situation, the bank will come to your aid. You can choose the one that’s right for you from a large selection, depending on your needs. All loans are subject to different conditions and different: different rates, for example, on and on. So, your loan has already been approved and the money is on your card. Now what? Right. The money must be gradually returned to the bank, according to the terms of the loan agreement.

Good to know! In one of the previous articles, we focused on what is possible with a loan within 30 days after the loan agreement comes into force. You can read more about all the tricks for credit insurance at.

So, now every month you are obliged to return money to the bank in one of the ways convenient for you. Let's look at these loan repayment methods.

How to pay a loan at Sberbank

The first and easiest way- come to the nearest one and write an application for the transfer of funds to repay the loan, then give it to the Sberbank operator and deposit the money. But at the same time, you will most likely have to wait in a queue of people just like you who want to repay their loan.

Second way- through the service. Pay the loan by logging into the service via your computer in a couple of clicks. The account must have the amount required for repayment.

Third way- through . This can be done in a few clicks from anywhere in the world. It is enough to have access to the Internet and Sberbank Online.

Fourth method- through the service. Issue a one-time long-term order to write off the monthly payment amount from Sberbank accounts or debit cards available for the transaction. By connecting loan repayment through Autopayment, you can be sure that yours will be perfect.

The fifth way is through self-service devices. Yes, the loan can be repaid through any Sberbank self-service device. This could be an ATM or terminal. Thanks to Sberbank's extensive ATM network, you won't have to look for a long time for a place where you can pay a loan.

So, now you know how you can pay off a loan taken from Sberbank. If suddenly a fatal situation has occurred in your life and you are no longer able to pay the loan on time, then in order to prevent late payment, urgently contact the bank with a request. The bank cares about its clients and will meet you halfway in any case.