Payment methods: how to issue and pay an invoice? How to pay using Webmoney The procedure for replenishing an electronic wallet.

Using the WebMoney payment system, you can make quick and high-quality payments for services and purchases in online stores, as well as pay for utilities, cable TV, mobile communications and much more. The convenience of using electronic wallets lies in the speed of transferring funds: payments are completed in a few minutes. How is WebMoney payment made?

“What can be paid and where” is one of the main questions in connection with the capabilities of WebMoney.

There are two ways to make payment transactions in the WebMoney service: with and without registration.

With registration

Payments directly through an electronic wallet are made using WM Keeper - special software designed to manage the wallet in the payment service. To enter the application, you will need to log in.

It is necessary to take into account the limits on the transfer of funds: they are determined by the level of account certification in Webmoney, which in turn is determined by the data provided - incl. documents. For users with formal certificate it will be 200 thousand rubles, for those who have pseudonym certificate- 90 thousand rubles. per month.

Without registering

To make one-time payments, the system acts as an intermediary. Without registration, you can pay for services and goods using Merchant or WebMoney Check. In this situation, funds will be received from a bank card or mobile account.

What can you pay with WebMoney wallet:

  • mobile communications;
  • goods in online stores;
  • landline telephone service;
  • public utilities;
  • online games and social network accounts;
  • Internet;
  • cable and satellite TV;
  • ordering food, drinks, taxis;
  • taxes and fines;
  • loans.

How to pay with WebMoney without registration

Payment for purchases without registration is possible in those online resources that offer this payment method. It is usually indicated in the field "Payment Options".

After selecting the payment system in this field, the Merchant interface opens, in which you will need to select the method of transfer (depositing funds): Internet banking, cards, money transfers and other operations.

After the choice is made, you need to fill out the form (card/check/bitcoin wallet) and make payment.

When choosing a postal transfer, you will need to enter personal information. This method is not the most convenient, and calling it a payment option without registration can be very conditional. Therefore, it is rarely used.

WebMoney payment with registration

Those who want to use the full functionality of the service are interested in how to pay for goods and services through a Webmoney wallet with registration?

Those who have passed the authorization procedure will be able to make payment transactions directly from their WebMoney wallet.

Important! Some of the suggested options can only be used by users who have a formal certificate.

You can carry out a transaction using:

  • payment link;
  • transfer to an account generated by the system;
  • mobile phone account replenishment;
  • secure transfer via Merchant;
  • depositing funds into the e-wallet of the seller or service provider.

How to pay directly

To transfer funds from one wallet to another you need to:

  • log in to Keeper;
  • select the required wallet (ruble - WMR, dollar, hryvnia, etc.) for payment;
  • select “Transfer funds” and from the proposed options click “To wallet”;
  • fill out a form in which you need to indicate the recipient’s wallet number, the type of transfer and select a method to confirm the operation;
  • select “OK” and confirm the actions.

Payment for services

Using WM Keeper, paying for any purchases and services is convenient and simple. You can make a payment following the algorithm:

  • authorization in the Keeper service;
  • go to the “Services” section;
  • choosing the desired service option;
  • entering payment details and depositing the required amount;
  • transaction confirmation.

How to pay by phone

  • enter your mobile phone number without international prefix;
  • indicate the replenishment amount;
  • select the wallet from which funds will be debited;
  • confirm the operation.

You can later create a template for paying for a mobile phone, or select “Repeat” in the payment history.

How to pay WebMoney via Merchant

Using the Merchant service is the most reliable protection for transactions; to conduct a transaction you will need:

  • go to an online resource (store portal), select the offered products and select WebMoney as a payment method;
  • log in to the system by entering your login, password and captcha;
  • enter your wallet details and receive a one-time password;
  • enter the code to complete the transaction.

We pay the invoice

When you log into Keeper, an invoice is opened. You can find it in your Inbox. After studying the invoice, you must request a digital code and enter it in the empty field. Entering the code completes the payment transaction.

WebMoney Check

The WebMoney Check service allows you to pay for purchases without registration through a payment terminal. On the store portal, select the payment method by check.

  • select WebMoney in the payment terminal menu;
  • in the field for entering the electronic wallet number, enter your own phone number with an international prefix without the “+” sign;
  • in some cases it is necessary to re-enter the phone number;
  • enter the amount and receive a receipt and code on your phone;
  • pay for the goods on the seller’s website using a prepaid check by filling out a special form.

Possible problems

In cases where the funds debited from the account have not reached the addressee, you should send a request to the support service.

If you make a mistake in your phone number when replenishing your balance, you need to create a support service. The support service will help you return the funds.

Refunds are not always possible for a number of reasons. Therefore, you should carefully check the specified payment details before conducting transactions.

Conclusion

The WebMoney payment service is a quick way to make payments in connection with certain goods and services. In the vast majority of cases, there are no problems with making the payment. It is worth noting the prompt and correct work of the support service.

In contact with

Today, more and more people pay for goods and services using electronic money. One of the most popular payment systems is WebMoney. In this regard, you need to learn how to pay for a purchase or service through WebMoney, since this can be difficult for a novice user to do. Through this system you can pay for the following:

The opportunity to transfer money from the WebMoney payment system is used by those who need to carry out a single operation or who do not want to leave their information on the site. There are several ways to do this. In this case, special services Merhant and WebMoneyChek are used. They are a kind of intermediaries, guaranteeing that money from a Sberbank card, Privat 24, another bank or from a telephone will be transferred to its destination.

To pay for purchases using WebMoney money without registering on the site, you must complete the following steps:

  1. Add item to cart.
  2. When you start making your purchase, choose from the available WebMoney payment methods.
  3. When opening the Merhant service, click on the appropriate online payment method.
  4. When the appropriate form opens, fill in all the required fields to transfer money.
  5. Check all data and confirm the operation.

Payment using this payment system is possible both without registration and with it. In the second case, the operation is carried out using the user’s electronic wallet. To do this, use a special program WM Keeper. When planning to pay using this method, you need to understand that there are limits on transactions, the size of which depends on the certification. So, if a user registered under a pseudonym, he cannot withdraw money more than 90 thousand rubles. per month, while with a formal certificate, which requires you to indicate your passport details, the monthly limit is 200 thousand rubles.

To transfer funds from an electronic wallet, you must first complete the registration procedure on the website. After this, payment is made as follows:

  1. By direct transfer to the service provider, if he has a WebMoney electronic wallet.
  2. Translation using the Merhant application.
  3. Through mobile phone replenishment.
  4. Payment for the invoice issued by the system.
  5. By following the appropriate link.

Not all registered users will be able to use some of the above methods, but only those who have a formal certificate or higher.

Direct translation

In this case, to pay for a purchase in an online store, you must perform the following steps:


An online store with the products offered, as mentioned above, is not the only possible recipient of WebMoney money. This method is very convenient to pay for various services. To do this, you must also first register in the system. Then the steps should be as follows:

  1. Select the “Services” section, where you find what you need.
  2. Enter the details and the amount to be paid.
  3. Confirm the operation.

Important! If it is expected that it will be performed regularly (for example, when paying for utilities), then a template is created. Then the details will be displayed automatically.

Purchasing goods through this service is carried out as follows.

  1. In the online store, choose the product you like.
  2. Among the proposed payment methods, click on WebMoney.
  3. Authorize in the payment system.
  4. In the payment form, indicate the wallet number, and then enter the received code, confirming the operation.

Bill payment

This operation is very simple. An invoice arrives in your inbox, which you need to check, and if everything is correct, simply send a request to receive a special code and enter it to complete the transaction.

Phone payment

The algorithm of actions here is similar to the previous ones. You must log in using your username and password. After that, select your operator in the “Services” section. At the end, you need to enter a phone number (if the wallet owner’s country of residence is Russia, then the number is entered using the international code +7, and if Belarus, Kazakhstan or Ukraine, then from the corresponding country code). Next, indicate the amount and confirm the payment by entering the received code.

The WebMoney electronic payment system is the oldest and most widespread in Russia and the CIS countries. But only in our time do users begin to fully take advantage of all its advantages. Therefore, the question of how to pay for goods in an online store or any online services via WebMoney is becoming increasingly common.

Payment via WebMoney

Before moving on to instructions on how to pay for certain goods and services online via WebMoney, you should understand what opportunities this system provides.

First, of course, is paying for goods in online stores. Today, almost every virtual store cooperates with this payment system. Moreover, a huge number of brick-and-mortar stores also operate online.

Secondly, using WebMoney you can pay for loans, as well as various services, including utilities. Of course, paying via WebMoney requires a small commission to be deducted from your account. But the size of this commission is very small (1.8% of the transfer amount), so no one pays attention to it. In this case, the payment is received instantly.

Thirdly, the WebMoney system itself has a loan function: you can take out a virtual loan for your needs.

The interest rate will depend on the lender, since the same user gives you the loan, and he also sets the amount of the commission.

Among other things, in WebMoney you can issue invoices to other users, who, in turn, can pay them or refuse them. So, let's talk in more detail about how to pay via WebMoney.

How to pay utility bills and telephone bills

To do this, the required amount must be in your virtual wallet account. So, log into your WebMoney account using Keeper Standard. On the main page, go to the “Payment” tab.

Below you will see two columns. The first is called “Payment for services”. Here you need to select the type of services you want to pay for, for example, mobile communications, utilities, Internet, games, and so on.

After selecting the service type, a list of service providers will appear in the right column. Above this list you will see a button to select a country, as in the picture.

All you have to do is choose the right supplier. Then just follow the prompts on the screen. As you can see, paying for utilities via WebMoney is very simple and very convenient.

Payment for goods

As mentioned above, almost every modern online store works with WebMoney. Here's how to pay for goods online via WebMoney:


How to pay for services and goods via WebMoney: Video

How to pay WebMoney bills

You already know that other WM members can send you invoices for payment. For example, if you were provided with some services, the provider may issue you an invoice for payment. In this case, you need to pay for it.

The most convenient way to do this is in Keeper WinPro. Launch the program on your computer, enter your username and password to log into your account. Here you will see that there is a new message in the Inbox tab.

All you have to do is open the message and click “Pay” or “Refuse”.

How to pay via WebMoney if you were simply given a wallet number or the recipient's bank details? In this case, go to Keeper WinPro and open the “Wallets” tab. Find here the wallet from which the payment will be made and right-click on it.

In the menu that appears, hover your mouse over the “Transfer WM” item.

  • To another WebMoney virtual wallet.
  • To the bank.
  • By email.

This way you can pay off bank loans, transfer funds to bank accounts and other virtual wallets.

For example, choose the first option. A window will appear in which you need to enter the recipient's wallet number, transfer amount and comment. After filling out all the items, click “Next”. After that, just follow the prompts on the screen.

If you have bank details, then choose the second option. You will then be taken to a web page with instructions. Remember that you can only withdraw funds from WebMoney to a personal card.

Now you know how to pay WebMoney via the Internet.

Paying for a phone via WebMoney: Video

Today, more and more people are buying a variety of things and products through online stores. This is very convenient and significantly saves the family budget. There are cases that you can pay for purchases in a certain store only using WebMoney, where, as luck would have it, you may not always have the required amount. It is for such cases that Sberbank has introduced the function of replenishing an account through an online account.

This option is very convenient and practical. Now you don’t have to leave your apartment to find the nearest terminal. It is enough to have Internet access at home and an account with Sberbank. If you do not yet have an account, but would like to have one, to do this you need to come to any bank branch and tell a specialist your request. You must have your passport with you. A bank employee will quickly set up your personal online account and explain how to use it.

Procedure for replenishing an electronic wallet

  1. Open an account on the Sberbank Online website and log into it.
  2. Find the “Payments and Transactions” tab and click on it.
  3. In the new window that opens, click on “Other”.
  4. The “Other Services” window will appear. Click on it to go to the next menu.
  5. A list of services will appear. Find WebMoney and click on the inscription.
  6. Select the account from which you want to transfer money, enter your personal wallet number and the required amount. It is allowed to transfer at least one hundred rubles. The maximum transfer is fifteen thousand rubles. The service fee is two percent of the entered amount.
  7. Confirm the transaction via SMS notification or check. The first method is open exclusively to those clients who have activated the mobile banking service. The check is available to absolutely all Sberbank clients. After confirmation, your deposit will be accepted for execution.
  8. Usually the money arrives in your account within five minutes.

Now you have information on how to top up WebMoney through “”. As you can see, the process is not only easy and fast, it is also completely safe, since information about your card is not available on other resources. It is necessary only for carrying out actions on the Sberbank website.

In case of problem access to the Internet, you can always make a transfer to WebMoney from a Sberbank card. To do this you need to do the following:

  1. find any Sberbank ATM;
  2. insert the card and enter the secret PIN code;
  3. select “Personal Account”, then “Cards” and “Transfer from card to card”;
  4. enter your card number in the field that appears;
  5. indicate the required amount;
  6. carefully check the entered data. Otherwise, the money will not be transferred to the service and online wallet;
  7. If the procedure is correct, the transfer is carried out in a matter of seconds.

After completing the transfer, you will receive an email with a link inside. With its help, you can monitor the status of your application. After following the link, click on the “Notify about payment” button, and your application will be sent for processing. The process will take from five to fifteen minutes. Applications are processed around the clock. If after this time the money has not arrived, contact the consultant in a convenient way.

How to top up WebMoney through Sberbank Online?

There is an opinion that it is better not to keep large amounts on WebMoney. If you urgently need a large sum in your online wallet, but you don’t know how to pay for webmoney through Sberbank Online, and there is no ATM nearby, we offer you step-by-step instructions.

  1. Set up access to the Sberbank system online. This process takes no more than ten minutes and is carried out via telephone. To do this, you need to send an SMS from your phone, in response to which you will receive a password. Then you call the 24-hour technical support number and give the card number, your first name, last name and the security word specified earlier when registering the card. If everything matches, you will receive an identifier in response. Then go to the bank’s official website and enter your password and ID. For customer security, a one-time password system has been developed. You can get it from an ATM by check or by message via mobile banking.
  2. Set up the method for replenishing your wallet. This action is performed using SMS and the web interface. For beginners, it is better to do everything the first way. It's faster and easier. “Mobile Bank” is located on the right side panel. It has two items: SMS requests and templates and connection. Click on the one you need: “SMS requests”. You will then be redirected to the card page for which the template is being created. Find “Create SMS template” and “Create new”. After this, you will be redirected to a page with a list of services that you can pay for using the created template. Find “Vwebmoney” and click on the image. A window will open in front of you where you need to indicate the card with which you will make the payment and the wallet number of the WebMoney system.

Important! To top up, you need to create a new R wallet. This is done in Webmoney Keeper. In the window of this program, find “Wallets”, right-click to open the menu, select “Create”, and the new wallet is ready to be replenished!

Return to the previous window, indicate the wallet number in the appropriate field, only without the letter R, and “Save SMS template.” After this, you need to activate the new template. A notification will be sent to your phone with a password, which must be entered in the required line.

For the convenience of clients, there is a way to top up WebMoney without a Sberbank commission. To do this, you need to be able to connect to the Internet, have a Sberbank card and access to your account on the bank’s website. Replenishment is carried out through the exchanger service. You are required to:

  1. Go to the exchanger and create an application to replenish your WebMoney wallet through Sberbank.
  2. The server will provide the bank card number on which you need to deposit money. After entering the numbers and confirming the operation, you must wait about three to five minutes, after which the entire specified amount will be credited to your online wallet account.