The loyalty program from Sberbank gives its customers the opportunity to receive bonus points for using a plastic card and make purchases or payments for “Thank you.” The client can receive these bonuses by paying for the purchase of shares from partners, and when paying for the purchase, he can use the already accumulated points instead of his own money. Among other things, Sberbank clients have the opportunity to transfer “Thank you from Sberbank” bonuses to their phone and not pay for communication in rubles.

The program rules provide for the opportunity to receive bonuses and pay with them from partners. There are quite a lot of bonus program partners, and the list is growing over time. Let's figure out which mobile operators award bonuses and accept them as payment for communications.

Is it possible to pay for cellular communications with bonuses?

Having accumulated at least a small amount of “Thank you” bonuses from Sberbank, you can safely use them. They can be used to pay for purchases and services of any of the program partners. An important and basic condition for disposing of bonuses is that points cannot be redeemed in any way for organizations that are not partners of this program. There are a very large number of program partners throughout Russia - the list includes telecommunications organizations and Internet providers.

The table shows that only the company "MTS" accepts bonuses as payment for communications and credits them to the client who paid with a card from Sberbank connected to the bonus program.

Subscribers of MTS, a mobile operator that is a partner of Sberbank’s loyalty program, can pay for communications with a simple “Thank you” in the amount of 99% of the payment amount. Here the bonuses will be equal to the ruble as one to one, and the remaining percentage will need to be paid in rubles from the account.

Important! You will not be able to receive bonuses when paying at MTS for goods or services using a Sberbank card.

Moreover, MTS imposes a limit on the amount of a one-time payment. It cannot be less than 500 rubles and more than 6,000 rubles in total. There is also a limit on the number of payments made from a Sberbank card. This is no more than 3 payments per day, no more than 7 per week and no more than 20 per month.

How to transfer bonuses to an MTS number

In order to top up your MTS subscriber number with bonus points, you need to use the My MTS application. This is the only method that allows you to pay not for rubles, but for “Thank you”.

To do this you need:

1. Open the application.
2. Go to the “Invoice and Payment” tab.
3. Select the “Top up account” option, then “Bank card”.
4. In the fields that open, indicate the number, expiration date, first and last name of the holder, as well as the CVC2/CVV2/PPK2 code of the card.
5. You must remember to check the “payment with bonuses” box that opens.
6. Confirm payment.

You can pay with bonuses not only for your MTS number, but also for the numbers of third parties.

Important! The number of numbers that can be topped up from one Sberbank card per day should not be more than 3.

You must carefully enter the number of the phone you are topping up, since it is impossible to cancel the transaction with “Thank you” points or return the points to the bonus account after they have been spent.

A clarification needs to be made immediately. This is not an exhaustive list of partners, thanks from Sberbank, since their number changes all the time, some appear, some leave. Basically, the list is growing and every month a dozen new partners are added who accept bonuses for payment for their goods or services.

Let’s not bore you with waiting, let’s find out what goods and services can be paid for with a Sberbank card in order to get cashback from the most famous bank on the Russian market.

How and in which stores to accumulate points

Points are automatically accumulated in a special account when paying for purchases with a plastic card. Depending on the amount of money spent, a certain percentage of cashback is awarded. We'll tell you about its size and other details a little later.

You don’t have to guess in which stores thank you bonuses are awarded, just look at this page and use filters to select the products that interest you. It is simply not possible to list all partners in one article.

BUT, we will tell you how to save money more effectively using promotions and other incentive programs for buyers.

It is worth noting that many online sites allow you to accumulate bonuses when making purchases.

We figured out how to accumulate points, all that remains is to understand what it’s all for and where to spend the accumulated virtual capital. But before we begin the discussion, it is necessary to remind you how to become a participant in the program.

How to get involved

Any individual over the age of 16 can save virtual money. The most important thing is the Sberbank plastic card issued in his name. This can be a credit card, a regular debit visa classic mastercard or a salary card. It doesn’t matter whether it’s a product or a mass market, like

• To activate the service, you need to register on the official website of the promotion and confirm the created account using the code from SMS.
• Alternatively, register directly at the terminal at any bank office. Moreover, you can call for help from an employee competent in this matter.
• You can connect to the lucrative offers of promotion partners using a special application for smartphones.
• Call the technical support hotline 8-800-555-55-50. Calls within Russia are free.

Rules of participation

The rules for participation in the program are simple; you just need to be of the required age (16 years or older), have Russian citizenship and have any card products from Sberbank. Various stores and companies participate in the program, which both award and accept thank you points from Sberbank as payment for goods and services.

It is worth remembering that points can only be exchanged for services and products, but cannot be cashed out explicitly. It will also not be possible to transfer accumulated virtual money.

• You need to remember about the limit on the maximum number of bonuses. Don't exceed the 20,000 threshold and everything will be fine. When approaching this figure, you need to urgently look for where to spend the thanks from Sberbank, fortunately this is not so difficult to do.
• If you wish, you can exercise your right and pay 1% of its cost for the product, compensating for 99% of the cost of the product using bonus savings. This can sometimes be a very good solution if you have been looking for something for a long time and did not dare to buy. This method works in all partner stores, so don’t waste time and buy what you’ve been wanting for a long time.
• Points expire after three years if not activated.

Don't miss promotions

Many stores that accept “thank you” organize special promotions several times a year. Not only can a buyer buy a product at a huge discount, but he can also pay 1 percent of the cost for it by debiting virtual funds from his account.

The discount is usually valid for several days, after which the price returns to its previous level, awaiting a new “attraction of unprecedented generosity.” Therefore, we strongly recommend that you monitor current promotions and stock up on them to the maximum.

Where can I pay with thank you bonuses from Sberbank

Paying with points is very simple, just tell the cashier about your intention to spend bonuses THANK YOU, and he will write off the amount you specified and tell you how much more you need to pay.

The full list of stores and companies will be given below, but you can familiarize yourself with it on the official website and find the product or service you need using the filter. You can buy absolutely everything, from clothes and shoes to large household appliances.

If you wish, you can top up your mobile phone account, but this service is not available for all operators; at the time of writing (end of 2017), only MTS supports this function.

List of shops and companies

The list where you can spend thank you bonuses includes only selected companies that have passed a strict selection process for compliance with the bank’s internal rules. Therefore, you should expect a high level of service and goods when you pay money to these companies.

Let's find out which stores accept thanks from Sberbank for payment without any problems:

You can find out more details at this link.

Conclusion

As you can see, thanks from Sberbank is really beneficial to use, especially with some partners. At its core, this is cashback, which is a kind of gratitude from a renowned bank.

Connecting it should not pose any particular difficulties, but if you still have questions, just contact a specialist at your local branch and using an ATM or Sberbank information terminal, everything will be connected to you in a matter of minutes.

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The Thank You product from Sberbank provides for the transfer and accumulation of points, which can be used to pay for products in stores or services at the service centers of the institution’s partners for this service. Thank you bonuses are awarded in certain stores for your purchases, let’s look in more detail at where and how much you can save.

Any client can accumulate points. The main condition is the presence of a payment card. It does not matter whether it is credit, debit, bonus, salary or pension. To use the program, you need to activate it through a terminal, ATM or online. After completing the procedure, the client will receive confirmation that the Bonus program is active.

To receive points, you need to pay with your card, which is connected to the service, at Sberbank partner points in this direction. Below is described, in which stores are accrued Thanks from Sberbank and in what quantity:

• Kari: 4.5% of the total purchase amount;
• Pierre Cardin: up to 4.5%;
• Pyaterochka: 0.5%;
• Euroset: 0.5%;
• Adamas: 5%;
• Pegasus: 5%;
• Finn Flare: 5%;
• Velostrana.ru: up to 7%;
• Sochipark: up to 3%;
• Ascona: 3%;
• Zenden: 4.5%;
• All instruments: 3%;
• Hurom: 5%;
• Xcom shop:3%;
• Petshop.ru: 2.5%;
• Gorki city: 2%;
• PAMK: 10%.

You can find out about additional partner bonuses by using a Sberbank ATM. To do this, select the “Bonus program” item in the main menu.

ATM main menu - Bonus program

On the next screen you will see your bonus balance in thank you points that were awarded in partner stores. Next, you can find out about the most interesting offers from stores by selecting “Program Partners”.

This operation will result in the printing of a receipt (free of charge), which will present the conditions for accruing bonuses and the dates on which these promotions are valid.

Example of a receipt with partners' shares Thank you No. 1

Example of a receipt with partners' shares Thank you No. 2

This information may be interesting, and if you often use an ATM, you can receive news between the two of you about which partner stores award bonuses. Thank you, especially for printing a check, no commissions are charged and the card remains in the ATM after this operation - which means time It will only take a few seconds.

Accrual of bonuses for online purchases

Many of the listed partners also work in the Internet space. When paying by card through online resources, Thanks will also be transferred. The size of bonuses may increase if a particular company carries out a corresponding promotion. Therefore, it is worth periodically studying the proposals of Sberbank’s partners in the program. The list of companies may also be updated.

Thanks will also be added to your balance when using these types of products and services:

• Hotels: Moskovskaya, Imeretinsky, Romanov Les, Volna (5% each), Rixos (15%).
• Cruises: Cruise House MK (2%).
• Jewelry stores: 4.5%.
• Insurance at Sberbank: up to 5%.

In which stores can you pay with bonuses?

We looked at which stores bonuses are awarded. Thank you, but it’s worth knowing the points where you can spend them: Euroset, Velostrana.ru, Xcom shop, PAMK, Finn Flare, Ascona, All tools.

To pay with bonuses, just notify the store clerk or cashier about your wish. An amount equal to the Thank You amount will be deducted from the purchase amount (they will be written off from the balance). The remaining amount will need to be paid. You cannot pay in full for a purchase in the store with accrued Thank You bonuses, the limit is 99% of its value.

We have described several ways so that you can find out which stores award thank you bonuses and are partners of Sberbank. Enjoy the shopping!

Absolutely every day people spend money on food, on recharging their cell phones, on medicines and much more. But Sberbank of Russia decided to pleasantly surprise its clients and launched the Thank You campaign. The bottom line is that when you purchase any goods from affiliate networks, interest is returned to your account.

Some stores award an increased number of bonuses. On this basis, people are interested in the question of what is the list of Sberbank partners under the Thank You program.

When paying for your purchases with a financial institution card, the client is charged 0.5% of the check amount. But some bank partners are much more generous and provide up to 50% discounts. The list of Thank You partner stores from Sberbank is extremely large.

The most popular are:

1. Communication shops: Euroset, MTS.
2. Car rental BookingCar.
3. Travel company Pegas.
4. Online supermarket LaModa.
5. Yves Rocher cosmetics store.
6. Clothing store Oodji.
7. Mobile network Simtravel.
8. Online store Book24.
9. Kari store chain.
10. Online store ru.
11. Zenden chain of stores and many others.

This is not the entire list of partners. Thank you from Sberbank. A complete list of Thank you Sberbank partners can be found on the official website of the financial institution. There you can also find out in more detail about all the discounts provided and their amount. Many partners Thanks to Sberbank. Ufa is no exception to this.

Thanks from Sberbank: how to find out how many bonuses?

Absolutely every financial institution cardholder can take part in this promotion. There are several ways to find out the number of bonus units credited within the program. These include:

• via the Internet by selecting the “Thank you from Sberbank” section;
• at Sberbank ATMs and terminals by selecting the “Bonus program” category;
• through the mobile application of the “Thank you from Sberbank” program.

Each client who took part in this promotion can simply send an SMS message to number 900 with the following content: “THANK YOU XXXX”. XXXX are the last digits of the magnetic medium. It is imperative to double-check your connection to the Mobile Bank service.

Thank you bonuses – where to spend?

Each client is given the opportunity to spend in partner stores Thanks from Sberbank under the bonus program. It is impossible to cash out accumulated points, but you can purchase goods for these conventional units. The client has every right to fully or partially use point units when purchasing food, tour packages, and household appliances. But this can only be done in affiliate networks.

Buying food

People buy food every day. But thanks to Sberbank, you can now do this profitably. If you purchase food products in hypermarkets and pay with a Sberbank card, then part of the funds will be returned to the user’s account.

It is most profitable to buy food products, since most of the funds are spent on them. When paying for a purchase with a card, the client receives a certain percentage back. Accrual occurs in a certain way, and it is possible to pay with them only in partner stores. But it is impossible to cash out points.

Payment for mobile communications

You don't have to think too hard about where to spend your bonuses. The simplest option is to top up your cell phone balance. Thanks to Sberbank's partners are MTS, Megafon, Beeline and others.

Payment for tour packages

Thanks to the accumulated bonuses, you can purchase food, household appliances and much more. But besides this, each client can buy travel packages using accrued points.

A financial institution cooperates with more than one agency. On the official website you can find a complete list of all tour operators. All these operators offer their customers unique promotions with credited conventional units upon payment.

How to become a partner?

Many organizations cooperate with this financial institution. These are numerous food facilities, travel companies, cellular operators and many others. You can become a Thank You partner from Sberbank, but you just need to follow all the rules and partner conditions.

In order to become a partner store and provide the Thank You from Sberbank service, you must fill out the appropriate form on the official resource. The questionnaire looks like this:

As you can see, you need to specify:

• brand;
• category;
• Kind of activity;
• The subject of the Russian Federation;
• number of retail outlets;
• average monthly income;
• website;
• The contact person;
• virtual mail;
• telephone;

Every year, the “Thank You” program is becoming increasingly popular among Sberbank plastic card holders. It was launched in 2011 and at the end of 2016 the number of its participants exceeded 24 million people. Let’s take a closer look at the program rules and find out what kind of promotion this is, what the “Thank you” bonuses from Sberbank are and how to use them.

The “Thank you from Sberbank” loyalty program was launched to encourage bank cardholders to use non-cash payments when paying for purchases, rather than withdrawing cash at bank branches and ATMs.

According to the rules, to become a participant in the program you must have or, have a bank card and register for the program in one of three ways:

1. Using an ATM or bank terminal.
2. Using a computer through the Sberbank Online system.
3. Using Mobile Banking by sending an SMS message.

More detailed instructions on how to activate Thank you bonuses from Sberbank are described in another article on our website.

What is a bonus and what is it equal to?

When making purchases using a card, the bank transfers a bonus to the cardholder's account. Bonus – a conventional unit of remuneration equal to 1 ruble, is credited to the bonus account after a card transaction. The bank card must be registered in the Thank you from Sberbank program. If one owner has several cards, they are all linked to a single bonus account.

Important! If the plastic card is not registered under the program, then when you use it, bonuses will not be credited to your account.

How to get points?

Bonuses are awarded in the amount of 0.5% of the entire purchase price. There are also special promotions where program partners offer more interesting conditions, allowing participants to receive bonuses up to 50% of the purchase price.

For example, the chain stores Pyaterochka, Globus Gourmet, some chain gas stations, pharmacy chains, tour operators, ticket booking systems and other partners of the Thanks from Sberbank program offer increased reward points. Their full list is posted on the bank’s website, a link to it is given at the bottom of the article.

It is also possible to accumulate Thank You bonuses when paying for purchases in online stores. In order for points to be correctly taken into account when making purchases in online stores that are partners of the promotion, the following is recommended:

• pass authorization in the Sberbank Online system;
• open the bonus program section;
• find the online store you are interested in in this section and click “to purchase”;
• pay with a Sberbank card.

Restrictions

Some types of cards have limits on the maximum amount of bonus transactions - 20,000 rubles. Holders of the following cards can receive no more than this amount of points per month:

• Visa or MasterCard Momentum;
• Visa Electron;
• MasterCard Maestro.

In what cases are Thank You points not awarded?

According to the rules of the Thank You from Sberbank promotion, there are a number of transactions for which bonuses are not counted:

• withdrawing money from ATMs and bank branches;
• when converting one currency to another, i.e. conversion;
• when a share participant transfers his own funds from one account to another or transfers funds to the account of another person;
• when paying for housing and communal services, services of Internet providers;
• when transferring funds to electronic wallets;
• when purchasing shares, bonds and other securities, also precious metals, etc.;
• for operations prohibited by the legislation of the Russian Federation.

Terms for accruing bonuses

The program rules stipulate two options for calculating bonus incentives:

1. If the purchase payment amount is less than 15,000 rubles, points are awarded within five working days.
2. Provided that the bonus transaction is equal to or exceeds 15,000 rubles, the period for accruing bonus points is allotted up to forty working days.

Our other instructions on the website describe how to check bonuses and how many have been awarded.

How to use Thank you bonuses from Sberbank?

You can use Thank You bonus points when exchanging them for discounts in partner stores. At the moment, their number exceeds 120, and the partners have more than 10 thousand retail outlets. You can pay with points for goods and services in the following categories:

• food in restaurants;
• products in supermarkets;
• clothing, accessories, shoes;
• childen's goods;
• sports goods;
• Appliances;
• goods for construction and repair;
• cars;
• fuel at a gas station;
• pharmacy chain products;
• cosmetics;
• cellular;
• tours;
• education;
• movie tickets;
• etc.

For example, the product you want to purchase costs 1000 rubles, the accumulated points are 800, therefore you need to pay an additional 200 rubles. Before paying for your purchase, be sure to inform the seller that payment will be made partially in bonuses. Thank you, name the amount of bonuses and pay with a Sberbank card.

If you need to pay with points in an online store, then after deciding on your purchase, you should go to the cart and, when checking out the goods, select the payment method “Thank you bonuses”.

Important! A bonus program participant cannot pay for a purchase in full with points; at least 1 ruble must be paid in cash.

Do bonuses expire?

Thank You Bonuses may be canceled under the following conditions:

• If more than 12 months have passed since the last card transaction, then all accumulated bonuses are written off;
• Bonuses expire provided that they were awarded more than 36 months ago and are not used;
• If the cardholder is excluded from the bonus program;
• When a partner is excluded from the program, whose bonuses were taken into account on the account.

Information about points debiting can be controlled in the program’s personal account, which can be accessed from the Sberbank Online service page. Data on combustible bonuses for the next month are posted monthly until the 10th.

Any more detailed information on the topic can always be obtained by calling the bank’s call center: 8 800 555-5550. Or on the program website: spasibosberbank.ru

Thus, the Thank You program can be a pleasant addition to spending money on the card. But do not forget that not only Sberbank offers to accumulate bonuses for plastic card transactions; perhaps the offers of other banks will be more interesting for you.

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