Money to your phone via Sberbank mobile bank. How to top up an MTS account from a Sberbank bank card
The payment system for telecom operator services is constantly being improved. Having figured out how to top up your phone account from a Sberbank card via SMS to number 900, you will not be left without communication in situations where the balance is close to zero, and there is no payment terminal, ATM, or office nearby where payments are accepted. This method of transferring funds will certainly be appreciated by travel lovers or simply people who do not want to waste their time.
First, let's determine what is required for this. It's quite simple. You must have:
- A bank card issued by Sberbank with sufficient funds in the account.
- A mobile communication device that allows you to send SMS messages.
- Connected “Mobile Bank” service, linked to the number of your mobile communication device and bank card.
If you are not yet familiar with the procedure for connecting the Mobile Bank application, we recommend that you familiarize yourself with it. There are several ways to activate the program:
- By phone. SMS messages will not help in this case. You will have to communicate with the operator by dialing the support service number or the Sberbank hotline. The operator will ask you to dictate your passport details, including your registration address and initials, bank card number and its secret code.
- Through an ATM. Of course, this must be a Sberbank ATM. By inserting the card and typing the PIN code, go to the menu, find the name of the service there and give the command to connect. Choose one of the proposed tariffs. Indicate the phone number that you are going to link to the card. Wait for a message confirming the activation of the service to arrive on your phone. You can connect in a payment terminal in a similar way.
- Through the Internet. Use the Sberbank Online application and follow its instructions. Don’t forget to wait for the verification message to arrive on your phone and enter it in the appropriate field of the program.
- In the office. You will have to go there, taking with you a map and passport. After presenting them, the employees of the Sberbank branch will conclude an agreement with you, which will come into effect in a maximum of three days.
After completing the necessary steps, you will be able to make transfers, pay for purchases online and top up the balance of your mobile devices.
Linking multiple cards is allowed. In this case, the bank, at its discretion, will write off the account that has a sufficient amount of funds. In a similar way, you can pay for the services of all mobile operators registered in the Russian Federation: MTS, Beeline, Megafon, Tele 2, etc.
If you use a regular SMS message, then simply send it to number 900 and indicate the amount being transferred in the text. It's free. The balance will be replenished within a few minutes.
Do you need to deposit money to another phone number that is not linked to a bank card? There is nothing complicated here either. You just have to add the number to which the funds should be transferred to the text of the USSD command or message. It must be entered in ten-digit format, without the international country code. It should look like this (example):
- When dialing the USSD command – *900*9xx 1234567*200#.
- When sending SMS - tel 9xx 1234567 200. In this case, do not forget to add spaces!
You will receive a response message confirming that the money has been credited to the subscriber's account. Problems with transferring funds to a mobile phone balance by sending a USSD command or SMS message most often arise for the following reasons:
- The text entered is incorrect. Make sure you type it correctly before sending.
- There are insufficient funds in the bank card account. Control your balance so as not to find yourself in an unpleasant situation.
- The funds transfer limit has been exceeded. You can top up the balance of a number linked to a bank card per day by no more than 3,000 rubles. You are allowed to top up the account of another number with no more than 1,500 rubles per day.
- Sending a command or message from a mobile device not linked to a bank card.
In all these cases the transfer will not be completed. Well, if you accidentally transfer funds to someone else’s account, you will have to follow the return procedure prescribed by the bank.
By connecting to Mobile Banking, the subscriber begins to make money transactions only via SMS. Among other things, the service allows you to pay for another phone number through Sberbank number 900. It is enough to send one text message and the money will instantly be credited to your balance.
Rules for using the Mobile Bank service
Subscribers of all mobile operators can use Mobile Banking. However, users of MTS, Beeline, Megafon, Tele2, Rostelecom send SMS to 900, and the rest - to the phone number +79262000900.
The service is managed using regular SMS. Examples of several text messages that may be useful:
- find out how much money is in the account - “balance 1111”, where 1111 is the last 4 digits of the card number;
- get a report on the last 10 transactions - “history 1111”;
- block the card - “block code 1111”, and the following codes are used: 0 – loss of card, 1 – theft, 2 – stuck in an ATM, 3 – other reason.
Important! When changing your phone number, you must definitely disable Mobile Banking so that later the new owner of the SIM card will not be able to gain access to other people’s money. This function is available in Sberbank Online, also through an ATM or service office.
Template creation algorithm
After transferring money to your phone, you can immediately save the payment template. In the future, this will allow you to perform the same operations even faster, without manually entering the recipient's number.
There are several ways to create a template:
When making a payment using a template, transaction confirmation is not requested. In other cases, you may need to send a one-time password.
Basic commands for depositing money into your phone
SMS commands can be printed in Russian letters and translit. To replenish your balance, you should dial:
- TEL;
- TELEPHONE;
- PAYMENT (PLATEZH);
- TRANSLATION (PEREVOD);
- PAYMENT (OPLATA).
To, on the contrary, ask someone to send money to you, you should enter the command PAY (OPLATI) or TOP-UP (POPOLNI) into SMS.
Instructions for replenishing the balance of someone else's phone
Paying for someone else's number via SMS is not difficult. The main thing is to make sure that there is a positive balance on the card, and if necessary, top it up. If you have enough money, then you need to do the following:
There is no commission for payments through the 900 number, and the fee for SMS should be checked with your mobile operator, although in most cases it is free. After successful completion of the payment, a notification is sent indicating payment details. Debiting and crediting most often occur instantly.
What to do if your phone is not connected to Mobile Banking
You can pay for another subscriber’s phone with a Sberbank card, even when his Mobile Bank is not working. This does not change the procedure in any way, you will simply only be able to top up your phone, not your card.
You will also need confirmation of the transfer. After sending the command, a one-time password is sent to your phone - you need to send it via SMS. If a template is used, then confirmation is not required.
You also need to take into account the established limits. If the recipient's phone is not connected to Mobile Banking, you can only top it up with 1,500 rubles. in a day. When using the service, the daily limit is higher - 3,000 rubles. The minimum payment amount is always the same - 50 rubles.
Thus, it is easy to pay for another person’s connection through 900. You just need to send an SMS, indicate your phone number and amount. If there was more than a one-time top-up of the phone, it is better to create a template immediately after completing the operation, so as not to waste time later and not to type any information manually.
Using a Sberbank card, you can send money to another phone number. Many bank clients already know how to deposit money on their phone through the 900 number. But there are other convenient options and ways to quickly top up the account of any subscriber.
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How to deposit money to someone else's phone number via SMS to 900
If you don’t have Internet access or a plastic card at hand, send money to the subscriber via the short number 900. A connected “ ” is required to complete the operation. The subscriber who receives money may or may not be connected to the mobile service, it does not matter. The only difference is that for subscribers who are not registered in the mobile banking system, the maximum transaction amount is limited to 1,500 rubles (and up to 10 transactions per day) for security reasons.
Instructions:
Poll: are you satisfied with the quality of services provided by Sberbank in general?
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IMPORTANT: via SMS to 900 it differs in that in the SMS message you just need to indicate the amount and no more parameters.
The operation takes place without commission and money is transferred in a matter of seconds.
How to top up another person's phone using a short USSD command
Few people know that you can top up your balance through. The service is available only for Beeline, Megafon and Tele2 operators. The operation will be free if Mobile Bank is at the standard rate. For users of the economical package, the service will be paid.
Instructions:
IMPORTANT: Be careful. To avoid fraudulent schemes, send money only to people you know, having previously contacted them and agreed on the transaction. Do not respond to such requests from strangers and do not agree to transfer money if the subscriber does not want to get in touch.
You can top up your phone balance from a Sberbank card to another number easily and quickly. The choice of method depends on whether you have a plastic card at hand to insert into an ATM, or a terminal in sight, or access to the Internet and a password to enter your personal account. But in all cases of payment you will need access to a mobile phone. All transactions are carried out without commission.
Have you urgently run out of money and need to make an urgent call? There is nothing easier than using mobile banking. Using it, you can top up both your phone and the account of another subscriber.
One-time payment
1 case - paying for your own phone. One card is linked to the mobile bank. In this case, an SMS message with the amount to be deposited into the account is sent to a short number. For example: to pay for a phone for 50 rubles, you need to send a message with the number 50. The money is credited instantly, no transaction confirmation is required.
Important! The easiest way to check the balance on your card is to send an SMS to 900 with the word “Balance”. Up-to-date information will be presented within a few seconds. There is no transaction fee.
Case 2 - paying for your own phone through the SMS notification service. Several Sberbank cards are linked to the service. In this case, you need to send a message to number 900 with the payment amount and the last 4 digits of the plastic card from which the account will be topped up. This operation also does not require confirmation.
Case 3 - paying for another subscriber’s phone via mobile banking. In this case, you need to send a request to 900 in the form “Tel 9ххххх sssss”, where хххххх is the phone number, ssss is the transfer amount. In this way, you can top up the account of any Sberbank client who has activated the SMS notification service. The money is credited to your account in a few seconds.
Important! There is no charge for sending SMS messages to number 900. Services for transferring funds to cellular communications are not taken into account when accruing points in the “Thank you from Sberbank” customer loyalty program.
Before replenishing your account through mobile banking, you should familiarize yourself with the restrictions. Firstly, the client can deposit his number registered in the service for up to 3,000 rubles per day. In this case, a day is calculated as 24 hours from the moment of the operation.
Secondly, you can top up someone else’s number registered in Sberbank’s SMS alert service only in the amount of 1,500 rubles per day. The money will be credited to your account a few seconds after the transaction is completed. The bank limited the number of transfers to numbers of other subscribers - up to 10 pieces per day.
Autopayment from Sberbank
For those who always want to stay in touch and do not like to monitor their account balance, Sberbank provides an additional service - auto payment. It means that when the minimum balance value is reached, payment is made automatically from the card in the amount set by its holder. The main advantages of automatic payment are the prompt transfer of money and timely receipt of SMS notifications about the transaction.
Using autopayment, you can top up your phone in the amount of:
- from 30 to 1000 rubles, if the service is connected through a mobile bank;
- from 30 to 10 thousand rubles, if automatic payment is connected via Internet banking.
To register an auto payment through the SMS notification service, you need to send a request in the form “Auto payment payment amount from 30 to 1000 rubles” to a short number. It is enough to activate the service once to quickly and efficiently deposit money into your mobile operator’s balance.
The algorithm for connecting automatic payment via Internet banking includes several stages.
- Stage 1 - client identification in the system (reduces to entering an identifier and password, as well as confirming entry with a secret code sent to the phone number);
- Stage 2 - select the “Autopayment” tab;
- Stage 3 - selecting a cellular operator in the “Mobile Communications” tab;
- Stage 4 - entering information about the phone number and card from which money will be debited;
- Stage 5 - establishing a minimum value, upon reaching which the service will work, and a maximum amount of payments per day (the limit value cannot be less than the amount of one payment for the service);
- Stage 6 - confirmation of the operation using a secret code.
If there is no money or the plastic card is blocked, no replenishment will be made. If everything is in order with the payment instrument, but the payment has not been executed, then you need to contact the contact center to find out the reason. Consultation is provided only to clients who remember the control word on the plastic or have a code number.
So, depositing money for the services of a mobile operator through a mobile bank is simple and practical. Crediting is carried out instantly, it is possible to top up the phone of other subscribers.
Sberbank offers its clients many options for effectively managing personal accounts and cards. One of these functions is quick SMS commands sent to a single number 900. This service is provided to all users who have connected Mobile Banking.
Mobile banking is a convenient SMS notification service from the bank. Thus, SMS notifications about all transactions performed from the card linked to the phone are sent to the number specified when connecting to the service. By the way, you can link an unlimited number of cards to one mobile number, but you cannot link one card to different phone numbers!
What can you pay via SMS sent to number 900?
Mobile banking is a convenient service that allows you to:
- check the card balance associated with the number;
- send money to other Sberbank clients who have also activated SMS notifications;
- pay your mobile phone bill.
Any operations are carried out by sending an SMS to number 900 (a fee is charged as for a standard message, depending on the terms of service of the mobile operator). You can also send a short USSD request, which is free.
Phone payment
Sberbank clients who have connected Mobile Banking can pay their phone bill or someone else’s by sending an SMS to number 900.
In the text of the message when replenishing your mobile account indicated: The word “Balance”, the amount in rubles, the last 4 digits of the card. Everything is indicated with a space. This message format is suitable for paying the mobile bill itself, provided that you have several Sberbank cards linked to one number. If you have only one card, enter the word “Balance” and the transfer amount.
- Balance - must be indicated;
- 300 — transfer amount;
To pay someone else's bill for a mobile phone from a Sberbank card, you must indicate the word “TEL”, mobile number, amount in rubles, 4 digits of the card from which the debit will be made. If you have only one card, it is not necessary to indicate the last number details.
Tel 9ХХХХХХХХ 200 5678
- Tel - must be indicated;
- 9ХХХХХХХХХХ — mobile number you want to top up;
- 200 — transfer amount;
- 5678 - the last 4 digits of the card, if the holder has several of them.
When replenishing your mobile phone balance from a Sberbank card via SMS, the mobile operator does not matter. Message form for MTS, Tele2, Megafon, Beeline, etc. the same. There is no commission. The sender pays only for standard SMS.
You can also use a simpler option to top up your mobile account from a Sberbank card. In this case, you won’t even have to pay for SMS. Just dial the appropriate USSD request and press the call button.
- USSD request to pay for your own mobile phone: *900*amount in rubles# then the “call” button;
- USSD request for transferring money to someone else’s phone account from a Sberbank card: *900*mobile number*amount in rubles# and a "call" button.
If you have several cards, an asterisk is placed after the top-up amount and its last 4 digits are indicated.
How to pay for internet?
Sberbank clients can quickly pay for Internet connected to the Rostelecom network. To do this, you need to send the following text to number 900: RTC AGREEMENT NUMBER TRANSFER AMOUNT(in rubles). There is also no commission for this operation.
If you want to dial a USSD request, it’s like this: *900*RTK*agreement number* amount in rubles* last 4 digits of card number# At the end, press “call”. If you have only one plastic product linked to this number, there is no need to indicate its last digits.
Mobile banking is a multifunctional service that simplifies the process of interaction with the Sberbank system. Any client can connect it through a Sberbank branch, ATM or terminal.