January 2019

The popularity of all kinds of plastic cards is steadily growing not only among the young and middle-aged population, but also among pensioners. More and more older people prefer to receive their pension directly to their bank card, rather than visit post offices and stand in rather big lines. In this publication, the best pension cards will be offered for consideration.

What is the advantage of a pension card?

The process of receiving a pension on a card is superior to visiting the post office in absolutely all respects. Therefore, those who have not yet issued a pension transfer to a card should certainly take advantage of this opportunity.

The main advantages of receiving a pension on a bank card:

1. Convenience and ease of receiving funds. You don’t have to go anywhere for money, stand in long lines and waste your time. On a certain day of the month, funds will be credited to the card. You can shoot them at any convenient time and in the right quantity. And the necessary ATMs are often even closer than the post office.
2. Calculation of interest on the balance of funds. It is not valid in all banks and not for all debit cards, but you can find an option with such charges.
3. All kinds of discounts, cashbacks and bonuses. Some banking organizations offer pensioners more profitable shopping, and also provide various discounts in partner stores.
4. Easy process of paying utility bills and other payments. All utility bills can be paid through your personal online banking account very quickly. There is no need to beat the thresholds of various payment departments.
5. The ability to receive fast money transfers from relatives and friends. With the use of bank cards, this procedure is carried out instantly - regardless of the time of day and distance.
6. Relative security of pension funds. The risk of cash theft is significantly reduced, since money does not need to be constantly carried with you.

What banks does the Pension Fund of the Russian Federation work with?

In the process of searching for the most suitable offer, a pensioner may have a question: “Which bank card can I receive a pension on?”

Below is the TOP-10 banks with which the Pension Fund of the Russian Federation works.

1. Sberbank
2. Rosselkhozbank
3. Opening
4. Tinkoff Bank
5. Promsvyazbank
6. Sovcombank
7. Uralsib
8. UBRD
9. Post Bank

Which bank is better to receive a pension?

This part of the article presents the best pension cards of 2019. After reviewing these proposals, it will be easier for a pensioner to make a choice in favor of issuing a particular card.

Sberbank - MIR pension card

It is quite natural that the most reliable and popular banking structure in the country could not bypass the part of the population that has reached retirement age. The vast majority of pensioners receive pensions on Sberbank cards, and a huge number of ATMs and branches within walking distance is a significant plus for this category of citizens.

The main characteristics of the pension debit card MIR:

• free annual service;
• operation of the bonus program "Thank you from Sberbank";
• the card is issued for a period of 5 years;
• the amount of% on the balance - 3.5% per year (accruals occur every three months);
• the cost of a mobile bank is 30 rubles per month (the first 2 months the service is free).

Post Bank - pension to MIR card

The bank offers good conditions for transferring pensions to their card. The Post Bank card for receiving a pension allows you to receive a payment of up to 6% per annum on the amount of the balance every month. This percentage is valid for a balance on the card of 50,000 rubles. The card earns 3% cashback for payments in the categories "Fuel", "Pharmacy" and "Transport".

Opening and maintenance of a non-personal card is free, and registration of a personal card will cost 300 rubles. There is no charge for using mobile and internet banking services.

Free cash withdrawal is possible through ATMs of this bank or partner banks of the VTB group. The monthly cost of SMS informing is 49 rubles (the first 2 months of use are free).

Rosselkhozbank - card for pensioners

The main features of the MIR card for crediting pensions are as follows:

• plastic can be immediately received on hand;
• issue and maintenance fee - 0 rubles;
• income for the balance of funds on the account - up to 6% per annum;
• the operation of the Harvest bonus program, according to which points are awarded for payment from the card;
• you can withdraw cash without commission at ATMs of Rosselkhozbank, Rosbank, Alfa-Bank, Promsvyazbank and Raiffeisenbank;
• the monthly cost of SMS notifications about transactions is 59 rubles.

Promsvyazbank - a profitable card for pensioners

PSB pension debit is issued and maintained free of charge. You can get it in your hands on the day of the application. The main features of this product are as follows:

• payments on the balance of funds - up to 5% (such a percentage is valid if the daily balance is at least 3,000 rubles);
• funds on the account are insured by DIA;
• 3% cashback is accrued for paying for purchases in the "Gas Stations" and "Pharmacy" categories (the maximum you can accumulate is 3,000 points per month);
• SMS informing - 69 rubles per month.

You can withdraw money without commission both through Promsvyazbank ATMs and through partner banks. PSB partners include the following financial structures:

1. Binbank
2. Alfa Bank
3. Rosselkhozbank

VTB - free pension multicard

The bank presents a specialized multi-card to persons of retirement age with the opportunity to choose a bonus program - for example, connecting the cashback option for purchases in various categories or the effect of increased interest on the balance of funds. Replacing the bonus program is possible once a month.

You can choose a cashback for the category you like the most:

• up to 2.5% for each purchase;
• up to 10% for purchases in the "Auto" category;
• up to 10% for paying bills in restaurants;

The amount of payments on the balance of funds on the card can reach a value of 7.5% when you connect the appropriate bonus option in your personal account. For free annual service, it is enough to receive a pension on the card.

SMS informing of financial transactions on the card is free, as is mobile and Internet banking, and a fairly extensive network of VTB ATMs and its partner group operates to withdraw cash without commissions.

Opening - a refund from a purchase in pharmacies

The corresponding card is issued in two versions - instant or nominal. The cost of annual maintenance of each option is 0 rubles.

The card has a cashback for purchases at any pharmacy - 3% of the funds spent will be returned back (but not more than 3 thousand per month). Interest payments on the balance range from 3.5 to 4% and are made every month.

Pleasant bonuses of this pension card include free SMS informing and cash withdrawals at all ATMs in the country without commission.

How to apply?

For those pensioners who have already familiarized themselves with all the offers and chose the most optimal one, you need to know the procedure for transferring a pension to a newly issued card. He is like this:

1. Studying all available offers and choosing the best one. During this step, the pensioner must familiarize himself with all the above cards and decide on the choice in favor of one or the other, based on his personal needs and needs.
2. Registration of the desired pension card. At this stage, you will either need to visit a branch of the selected bank or submit an online application on the website of the relevant financial institution. For registration, you will need a pension certificate and a passport.
3. Visiting the FIU branch and submitting the corresponding application. The final stage will be a trip to the Pension Fund and writing an application for transferring a pension using new payment details. Next month, the pension will be credited to the new card.

It is important to say here that some banking organizations independently submit the necessary applications to the FIU. In this case, the entire process of transferring a pension to another card will be limited to the first two steps.

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Electronic payments have long been knocking on every home. Although people of retirement age are traditionally the most conservative part of society, even here more and more people have chosen. It is in Sberbank, because it has been the country's main bank for more than 100 years, and because the bank provides the best offer to pensioners.

Benefits of transferring a pension to a card

The advantages of transferring a pension to a bank card are the same as for other payments: salaries, scholarships, benefits:

1. Fast enrollment. Receipt of money often occurs on the same day. There is no need to wait for the postman or waste time and health in line with the bank teller.
2. Security. Receiving a pension on a bank card guarantees the safety of funds from thieves and scammers. The option of losing a wallet with money is also excluded. And if the card is lost or stolen, then by calling the bank you can immediately block it and protect access to money.
3. Convenience. Takes up little space. She is always with her. It is convenient to transfer payments from the account, make regular payments for utilities and municipal services. Bonus - interest on the account balance on the pension card.

Special card for pensions

Transferring a pension to a Sberbank card is a popular option. The Bank has developed a Sberbank-MIR pension card. Getting it for free.

MIR is issued for 3 years. All this time its service is free. It is possible to use the Mobile Bank service and receive SMS notifications. The first 2 months of SMS are free. Then, for information about payments and transfers, you will need to pay 30 rubles. in year. For all the time you get 1020 rubles.

Payment system	WORLD
Territory of use	RF
Card account currency	Rubles
Card expiry date	3 years
Electronic chip protection	Yes
Maintenance cost	For free
Preferential mobile bank	The first 2 calendar months are free, then 30 rubles per month
% on balance	3.5% per annum on the card balance
Bonus program "Thank you from Sberbank"	Yes

The owner can receive interest on the account balance every month. The rate is 3.5% per annum. For a monthly balance of 10,000 rubles. for the year typed 350 r.

The MIR is protected by an electronic chip, which additionally saves the money of the cardholder.

Transferring a pension to a Sberbank card has another advantage - the ability to customize. It is no secret that regular payment of payments is a headache for many. Sberbank offers to connect monthly auto payment for utilities, cellular communications and other services. The commission will be significantly lower than when making a payment through an operator.

The MIR card is included in the Thank You from Sberbank bonus system. The owner can receive or pay for goods and services with Thank You points. Pyaterochka stores, Rigla, Evalar, Doctor Stoletov, First Aid, Good Pharmacy, MTS mobile phone stores and Euroset pharmacies accept as payment up to 5% of the cost of purchases.

Making a MIR card

Those wishing to receive a pension on a Sberbank card should contact a bank branch. The branch network is extensive, and each branch can issue a card. You should have a passport or other document with you that will prove your identity. Also take documents on the calculation of pensions from the state. You will need to take an application form from the operator. He will tell you on the spot how to arrange it correctly.

An unnamed Sberbank card for use is issued immediately after signing the contract. It will take 2 to 3 weeks to receive a card indicating the name of the owner.

We inform the FIU

In order for the pension to begin to come in a non-cash way, it is necessary to inform the pension fund. You can do this in 3 ways:

1. In the branch of Sberbank.
2. at the MFC.
3. at the FIU.

Transferring data through bank or MFC employees is the fastest and easiest way. However, FIU specialists will receive a notification about a bank card only after a week. If you go to the pension fund on your own, then the method of transferring the pension will be changed immediately. Which option is more convenient, everyone decides based on personal circumstances.

You need to have, in addition to identity documents, SNILS and bank details. It is better to ask the operator for details. But, if this is not done, then all payment data is available in your personal account online on the bank's website. The service is called Sberbank Online.

You must write a statement that you want to receive a pension on a Sberbank card. Already on the next payment date, the money can come immediately to the card.

If the pension is not received

Usually money comes to the account quickly. Delays are due to various reasons. The main ones are the following:

1. The FIU delayed the payment.
2. Pensions are being indexed.
3. The payment was due on a public holiday or holiday.
4. The first payment occurs with a delay. If the delay is 5-7 working days, you must contact the bank with a request to issue a certificate of non-accrual of the pension to the account. Then, having a certificate in hand, contact the local branch of the FIU with a statement-claim. How to make such an application is not important. The main thing is that it should contain your full name and contacts, the essence of the claim and a request to sort out the current situation as soon as possible. As a rule, employees of the pension fund find out and inform about the reason for the delay within 1-2 days.

Pension on a Sberbank card is a reliable and convenient tool. Special offer for pensioners - MIR:

• Free for three years of validity;
• 3.5% per annum monthly on the balance;
• Participation in the "Thank you from Sberbank" loyalty program.

Registration is possible in any branch in 30 minutes. You can also notify the pension fund so that the pension comes in a non-cash way, through the bank. As an alternative - the MFC or a visit to the FIU.

Documents that will be needed:

• Passport or certificate replacing it;
• SNILS;
• Confirmation of receipt of a pension;
• Requisites.

Many modern elderly people have already stopped standing in queues for hours every month in order to receive their pension, they receive benefits on a bank card. Especially for citizens of retirement age, financial organizations are developing separate banking products, in particular, debit cards. The Sberbank pension card allows you to save and even increase your savings, since 3.5% per annum is charged on the balance of funds. In addition, the card has a number of other advantages: it allows you to make non-cash transfers and other operations, and manage your account remotely.

What pension cards does Sberbank offer to issue?

Currently, pensioners can apply for a Mir or Sberbank-Maestro card at Sberbank.

Sberbank - pension card "Mir", opportunities

Mir payment card is a standard card for crediting pensions. It assumes free maintenance during the entire validity period, namely, for 3 years. On a Sberbank pension card, interest in the amount of 3.5 per annum is accrued once a quarter (the period is considered from the moment the card was issued). It is produced with an electronic chip that increases reliability and protection against forgery, the use of Mobile Bank and Sberbank Online is provided. You can put funds on the card both in cash and non-cash, as well as independently transfer funds at terminals and ATMs. In Sberbank Online Internet banking, you can connect auto payment, which will allow you not to worry about untimely paid services of a mobile operator or housing and communal services.

Sberbank - Maestro pension card, opportunities

The Sberbank-Maestro pension card gives holders access to some additional features. Basic conditions: account currency, interest accrued on the balance, validity period, mobile and for this product are similar to the previous one. In addition, the Sberbank-Maestro pension card allows you to issue additional cards, including for children over 7 years old, as well as withdraw cash on the same terms both in Russia and abroad (in partner banks).

Both cards participate in the Thank You from Sberbank discount program, which allows you to accumulate and then spend bonuses in various retail outlets, healthcare facilities, transport organizations, and beauty and entertainment enterprises. However, the possibilities of the Sberbank-Maestro pension card are somewhat wider (more companies and enterprises).

Replenishment of the Sberbank pension card

Replenishment can be done in several ways:

• Non-cash replenishment in a mobile or Internet bank, in a terminal from a Sberbank card,
• Depositing cash at the terminal or cash desk,
• Cashless transfer from a card of any other bank (commission is possible),
• Using the MasterCard MoneySend service (only for the Sberbank-Maestro card).

Registration of a pension card of Sberbank

In order to order a pension card, as well as a regular credit or deposit card, you first need to contact one of the branches of Sberbank, having previously prepared a package of documents. As a rule, to fill out an application, the client will need a passport and a pension certificate. The card is issued with a personal account, and its owner is given the details necessary for replenishment or access to additional functions.

After receiving a payment card, you must contact the regional branch, taking bank documents with you, and fill out an application. The cardholder in the application expresses his desire to receive a pension at Sberbank with its crediting to the corresponding account linked to the plastic card.

Card production time

In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and other large cities, the card will be ready in 2-3 business days, in the regions, production and delivery will take from 3 to 10 business days. Delivery to remote locations may take up to 15 business days. Exact dates are available.

When issuing a card, only working days are taken into account. If you order it on Friday evening, then the production time will be considered from Monday.

You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the "Cards" section.

What documents are required to obtain a card?

To pick up the card, please bring your passport or other document that was used to apply for the card. To get a card for another person, you need a notarized power of attorney.

How to start receiving THANK YOU bonuses?

After receiving the card, you must register in the Thank You from Sberbank program. The easiest way to register is to send an SMS to number 900 with the text THANK YOU 1234, where 1234 is the last four digits of the card number.
You can also register in the program in your Sberbank Online personal account and at a Sberbank ATM - find the "Thank you from Sberbank" section and follow the prompts.

Bonuses are credited automatically when paying by card - their number depends on the privilege level.

It should be remembered that bonuses are accrued only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when paying for purchases remotely in online stores, bonus points are credited to the account Thank you.

How can I use THANKS bonuses?

THANK YOU bonuses can be exchanged for discounts when purchasing goods and services from Partners, a full list of partners is available. In addition, SPASIBO bonuses can be exchanged for a discount when buying air tickets and hotel accommodation (on the Thank you from Sberbank. Travel website). Also, bonuses can be exchanged for discounts when buying tickets for events - the service is available on the site "Thank you from Sberbank, Impressions".

How can I find out my card details?

To find out the details, in the Sberbank Online mobile application, find the required card and click "Show details".

Another way: in your Sberbank Online personal account, go to the "Cards" section and find the card you need, then "Card information" → "Details of transfer to the card account."

Is it safe to use a contactless card?

Yes, the card is safe. It is always in the hands of the owner, so its data remains inaccessible to scammers. Making purchases without presenting a card and entering a PIN code is much safer, since no one sees the card details. In addition, contactless technology protects against double charges - after paying for the purchase, the terminal beeps and turns off automatically.

There are quite a lot of pension recipients in our country, so banks began to offer pensioners their services in receiving social benefits from the state. Undoubtedly, Sberbank occupies the first place, it is through it that pensioners receive their payments. To make the service as convenient as possible, the bank offers to transfer your pension to a bank card, you can withdraw money from it at any convenient time or pay for purchases in a store. How to transfer a pension to a Sberbank card, and what benefits the holder receives, this will be discussed further.

Terms of Service

Some pensioners, especially those with many years of experience, are skeptical about this way of getting their money. This is due to the fact that someone does not know how to use ATMs or doubt the reliability of storing funds on plastic. And there are those who do not want to overpay the bank fees for servicing a banking product. Let's consider them in more detail:

• annual service fee - not charged;
• cash withdrawal - no commission;
• registration and re-issuance of the card - free of charge;
• remote account management "Sberbank Online" - free of charge;
• SMS account management "Mobile Bank" - the first three months are free, then 30 rubles a month, you can refuse the service;
• accrual of interest on the balance of the account 3.5% per annum, crediting once a quarter.

A Sberbank card intended for crediting government payments has the status of a social card, therefore no fee is charged for its maintenance.

Despite the fact that the card will cost almost nothing to its owner, it opens up many opportunities and advantages for him, but more on that later. Now we should consider how to receive a pension on a Sberbank card, what is needed for this, and where to go.

Social card service conditions

How to receive a pension on a card

To date, there are several ways to receive a social payment: to a passbook, by Russian post, or with home delivery by a postman. Regardless of how you receive the payment at the moment, you can transfer it to the card at any time.

This can be done quite simply, for this you need to contact any office of Sberbank of Russia with a passport and a pension certificate. Then you need to fill out a form for issuing a debit social card. After that, the employee will issue all the details and a copy of the contract for the Pension Fund, they must be taken to the territorial office.

If the pension was previously transferred to a savings book, then transferring the pension to a Sberbank card will be even easier. To do this, you just need to come to the bank branch and write an application there. In the near future, you will need to come to the same branch and pick up the finished card, while you no longer need to go to the pension fund.

The only caveat is that the number of receipt of a pension may change for several days, this is due to the fact that the transfer of funds from the Pension Fund account to the Sberbank account, and then to the recipient's account will take some time.

What is the advantage

Before transferring a pension to a card, you need to consider in detail what the user receives as a result:

1. Money is reliably protected from loss and theft. Even if the card is lost or stolen, it is enough to call the hotline, the call is free, and ask the operator to suspend the service. The money is stored in a bank account and when the card is restored, they will not be lost.
2. This card is available to every pensioner, regardless of which locality he lives in and what size of pension he has. After all, withdrawing cash from it will not be difficult.
3. A wide range of additional services. Sberbank customers have access to the Sberbank online remote service, social card holders can also use it, for example, pay for goods and services via the Internet, transfer money to other accounts, and much more.
4. Recipients of social payments can use the services of a banking product almost free of charge, they do not have any commissions for card transactions, service fees.

The main advantage of the card is the opportunity to make a profit from your savings due to the fact that the bank charges interest on the account balance.

Transferring a pension to a Sberbank card has another advantage for an elderly person - you don’t have to wait for the postman to come to your house or go regularly to the bank’s cash desk to find out if the money was transferred or not. The recipient of the pension will be notified of the receipt of funds to the card account by SMS informing. By the way, you can pay with a card for purchases in almost any store, there is no particular need to withdraw cash.



Additional features

Unfortunately, many pensioners do not even think about how to apply for a pension on a Sberbank card, because they do not know all the benefits that it provides. First of all, customers of this bank can pay for services remotely via the Internet or auto payments. For example, in order to pay for mobile communications or utility bills, it is not necessary to go anywhere, it is enough to activate the auto payment service and the funds will be debited automatically and transferred to the desired organization.

In addition, users of plastic cards from Sberbank can transfer money between their accounts or send funds to the account of other bank customers. To do this, there is a convenient service Sberbank Online. Through your personal account, you can carry out various operations to transfer money, pay for various services.

And the last privilege for recipients of pensions on the Sberbank social card is the opportunity to receive a loan on favorable terms. Many banks refuse to grant loans to pensioners or increase their interest rates, and pensioners also sometimes need borrowed money. Sberbank is ready to provide a loan on favorable terms only to those pensioners who receive payments to the bank's social card.

Also, a pensioner can open a savings account in a bank and transfer funds there from the card every month, the interest rate on the deposit can reach 11% per year.

In the end, it should be noted that before receiving a pension on a Sberbank card, it is better to contact the nearest bank branch and consult with a specialist. This will allow you to adequately assess all the advantages of this banking product and get answers to all your questions.

znatokdeneg.ru

How to transfer a pension to a Sberbank card? Sberbank cards for pensioners:

Not all post offices offer a service that allows you to bring your pension home. Therefore, elderly people have to go to the post office or to a bank branch on their own in order to receive the money transferred to them. And of course, here they will have to stand in lines and experience some discomfort associated with slow service and long waits. It is much more convenient to issue a card and receive your pension at any of the available ATMs of a credit institution. For example, this is possible in Sberbank. But how to connect this service? And how to transfer a pension to a Sberbank card?

Visiting the bank for the purpose of issuing a card

Before transferring a pension to a Sberbank card, you must first open it. To do this, you should come to the nearest bank branch with a pension certificate, a passport and a passbook (if up to this point the pension was transferred to it). Next, you need to write an application for opening a card account, sign it and wait from 10 to 14 days.

After the card is received, you need to take its details (they are in the bank service agreement) and go to the Pension Fund. There you will also have to write an application, where you should indicate the change in the method of calculating the pension.

And then it remains only to wait for all the formalities to be checked and settled. As a rule, the nearest payment is still made in the old way (through the bank's cash desk or the post office). The next time the pension is credited to Sberbank cards. For pensioners, this is a great opportunity to withdraw money through an ATM.

What programs for pensioners operate at Sberbank?

At the moment, Sberbank offers the elderly and pensioners a program called "Golden Years". It is a set of banking products that allow pensioners to:

• Receive a pension without problems and queues.
• Perform transactions with your own pension account remotely.
• Use additional deposit services and increase your savings.
• Make purchases in stores, including virtual boutiques, using the card.

Moreover, everyone who joins the program has the right to issue Sberbank social cards. For pensioners, they open and are serviced completely free of charge. By the way, cash withdrawals using such cards at ATMs of other credit organizations occur without additional fees.

What cards in Sberbank are available for pensioners?

When connecting a pensioner to the bank's program, he is asked to choose one of the bank's cards. For example, it could be a Maestro debit “Social” card. It is she who opens access to remote account management and an additional range of banking services. A nice bonus for the elderly will be an additional accrual of 3.5% per annum on your account balance. The accrual of a pension on a Sberbank Maestro card is carried out on the basis of a written application.

For crediting a pension, you can also choose the Mir social card. It is protected by an electronic chip and also offers free issue and maintenance.

What are the validity periods of Sberbank social cards?

All social cards of Sberbank have the same expiration date - 3 years. The end date can be seen on the front of the card. It is up to the number indicated on it that your "plastic" will act. Subsequently, it will need to be reissued. To do this, you need to come to the bank with a passport and a pension certificate, and then write a new application for issuing a card.

How to transfer a pension to a Sberbank card without a pensioner?

As can be seen from the previous tips, the personal presence of the pensioner is required to transfer the pension to the card. But what if an elderly person does not have the ability to move independently, but he still needs to transfer money to a card? For example, this applies to bedridden patients, whose pension goes to the cost of caring for them. The same applies to the disabled and other citizens who are unable to act independently. How to transfer a pension to a Sberbank card without a pensioner in this case?

In such a situation, a trusted person is required, for example, the next of kin of a pensioner. Together with the pensioner, he needs to draw up an application for trust management of the pension of an elderly person and notarize it.

Next, you should report this to the Pension Fund and the bank. Both organizations must bring the original and a copy of the power of attorney. After settling all the details, the relative of the pensioner can repeat the path of writing an application to the Pension Fund and the bank (as shown above), but without the personal presence of the pensioner. But is it really possible to perform money transfer operations remotely? We will talk further about how to transfer a pension to a Sberbank card via the Internet and whether it is possible to do this at all.

Is it possible to transfer a pension to a card via the Internet?

Despite the availability of online banking and numerous useful services, it is impossible to transfer a pension to a card using the network. To perform this operation, you must personally come to the bank and the Pension Fund. Or a trusted person can do the same.

Therefore, the answer to the question: “How to transfer a pension to a Sberbank card through State Services?” - will be "no way". The following information can be obtained from the public services website:

• On the appointment of pension accrual.
• On the state of the current pension account.
• About how to retire the elderly.

Also, with the help of this resource, it is really possible to apply for a transfer from one type of pension to another and recalculate it.

How to simplify the procedure for applying to a pension fund?

To save time and avoid the queue, you can do the following:

• go to the website of the pension fund;
• select the "Electronic Services" tab;
• go to the "Register" page;
• choose your region;
• indicate all the necessary data;
• choose the time and day of the visit;
• send an application.

Thus, you can make an appointment with the fund's specialists online, which will reduce the time spent in the fund and get rid of long waiting in line. Here's how to transfer a pension to a Sberbank card using the Internet. And although such a service does not completely solve the problem, it makes the process much easier and more convenient.

Moreover, on the website of the Pension Fund, you can leave a request to review the method of crediting funds, indicating the social card of Sberbank as an option. To do this, you must be registered on the site. You can send an application through the "Personal Account". However, to confirm the action, you still need to come to the fund office in person.

What opportunities does the pension card offer to pensioners?

After you have expressed your desire to change the method of calculating pensions, you will be issued a card instead of a passbook. It allows you to perform the following procedures:

• Make payments for utility bills, services and services.
• Make transfers from card to card.
• View card account information and manage it online.
• Find out about the enrollment of pensions via SMS.
• Receive money at any Sberbank ATM and other partner banks.
• Make payments for goods in stores.
• Open additional cards.
• Use other banking products and services on preferential terms (for example, open a deposit).
• Perform card top-ups online.
• Make online purchases and more.

Moreover, when using the card in some stores, it is really possible to get a discount on goods and services in the range of 1-12%. Now you know how to transfer a pension to a Sberbank card.

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World card for pensioners in Sberbank - service cost

After the events of 2014, when global payment systems refused to serve the citizens of Crimea, the need to create national Russian bank cards became obvious. And very soon they were created, and now the state and the Central Bank are actively engaged in their distribution. But are Mir Sberbank social cards convenient for pensioners in 2017? And how profitable is the transition to the new system? After all, the introduction of innovations is not only new opportunities, but also unexpected difficulties and problems that could not have been foreseen and solved in advance.

The first step is to understand the main positive and negative aspects of the new plastic cards. So, the main advantages are closely related to the reason for their appearance and are:

• independence of the system, since all operations take place only in Russia and are not associated with foreign companies;
• state support, which is expressed in the active participation of the authorities in the popularization of the map;
• high security - 4 levels of protection are provided in total.

Read also: World Sberbank card for state employees - pros and cons

Among the main disadvantages are the following:

• practically impossible to use abroad;
• unavailability of using cards in some Russian ATMs;
• mandatory transition - it is with the latter that most of the negative reviews are associated.

Which of the above is more important is up to the pensioners, who have become the main users of the innovation.

Pension card World of Sberbank: validity period and terms of service

The biggest and most obvious advantage of Mir cards is free service. The only paid feature is mobile banking. But its billing can be changed to economy mode, and then this service will also not require money.

The card itself, like any other similar tools, is valid for 3 years, after which it is automatically reissued. The issuance of additional cards is not provided, linking other payment systems to a pension account is also not available.

Naturally, the card has cashout limits, which are 50,000 rubles per day. If you receive money at the cash desk, you can withdraw a larger amount, but you will have to pay an additional commission for this, which will be 0.5 percent of the excess amount.

Additional features and features

In addition to the conditions listed above, pensioners should be aware of other distinguishing features and features of a bank card. And the most pleasant of them is the annual accrual of interest on the balance of funds. At the end of 2017, the amount of savings will increase by 3.5%.

In addition, Sberbank offers:

• remote control using a mobile bank and a personal account;
• connection of auto payment, which will automatically transfer money for the services specified by users, including for repayment of loans;
• "Thank you" program, which allows you to save on purchases made.

Moreover, those who wish can use other services, many of which can be connected and used via the Internet. You can find out more about them by calling the institution's support service at 8-800-555-55-50 or, if calling from a mobile phone, 900.

Who will receive a pension card Mir

The World card for pensioners in Sberbank can be obtained in three main ways:

1. starting to receive a pension for the first time (in this case, you can either receive the "Mir" or pick up a pension at the post office);
2. by switching to the card voluntarily (if earlier the money was paid by mail);
3. receiving a new card after the expiration of the old one.

That is, as can be seen from the list presented, this payment instrument is designed only for pensioners, other categories of citizens cannot receive it, even if it seems beneficial to them. At the same time, for recipients of pensions, Mir remained almost the only option for calculating money.