Russian postal card personal account. Debit cards by mail

(without first and last name on the front side). With its help you can do all the manipulations we are familiar with: make payments and transfers, pay for purchases (all over the world), apply for loans and deposits, deposit and withdraw money. In addition, you can receive a pension or salary on this card. As you can see, it is a full-fledged banking product.

Features of the "Post Card"

The card can only be opened in rubles, its validity period is long - as much as 5 years (which, however, is generally a distinctive feature of Russian Standard Bank cards). But this is not the most important thing; the card has many other positive aspects:

  • There is no fee charged for either issuing or servicing “plastic”

In addition, there is no charge for re-issuing the card (both planned and in case of loss), as well as for blocking and for receiving an account statement.

  • Money can be withdrawn from ATMs of any (!) banks or at Post offices without commission

Please note the limitation - the amount should not exceed 50 thousand rubles. in a day. Otherwise, a commission of 1 to 10% will be charged (depending on the amount received).

  • Replenishment is free

Funds can be sent to the card free of charge through Post Offices. This is possible both online (for this you will need a passport and a card; if there is no card, the “Favorite Client” loyalty number, which is printed on the back of the “plastic” under the barcode), and through a postal transfer (you need to know the card number accounts).

You can also deposit cash without a commission or transfer it from your debit account in the BRS to the “Post Card” through an ATM, bank cash desk or Internet banking.

In addition, money can be deposited onto the card through QIWI terminals , Eleksnet, CyberPlat, etc., through Euroset stores, as well as through cash desks of third-party banks. But keep in mind that intermediary companies will charge a commission for such transfers.

  • Personal funds placed on the card are accrued 10% per annum

Interest is calculated daily and credited at the end of the billing period. In this case, you can receive funds at any time (in whole or in part), and all accumulated funds will be paid to the client in full.

  • Transfers from the Postal Card to Russian Standard Bank accounts are free of charge

It doesn’t matter whether the account is yours or someone else’s, and it doesn’t matter how exactly the transfer is made - in a branch or through online banking.

  • Transfers via the Internet to an account in a third-party bank cost only 10 rubles.

If the shipment is made to another credit institution not by account number, but by card number (via RBS), the fee will be 0.5% (min. 50 rubles); for a long order - 1% (min. 25 rubles, max. 250 rubles).

  • There is no commission for payments via Internet banking for utilities, communication services, TV and Internet

There is no charge for contributions to the budget.

  • It is possible to produce PayPal transfers

The commission for this will be 1%.

  • Through Internet banking, you can issue a virtual card for online payments for free.

To be honest, the tariffs and conditions for the Postal Card are very attractive. The only downside, perhaps, is paid SMS notification, for which 50 rubles per month is charged.

The Russian Standard postal card is issued by the bank together with Russian Post. The card is issued in the Unembossed category and is supported by MasterCard WorldWide, an international payment system.

The Russian Standard postal card is designed for making payments, transfers, as well as paying for purchases and services.

With its help, you can open deposits and withdraw and deposit cash. The remaining funds in the account are charged from 0 to 10%. The percentage depends on the amount of funds placed and card turnover.

The cardholder participates in the following programs:

  • “Favorite Client” from Russian Post;
  • "Discount Club" from .

By participating in these programs, you can accumulate points, which are subsequently exchanged for valuable prizes. In addition, large discounts (up to 30%) are provided in a large number of restaurants, shops, beauty salons, and travel agencies in our country.

Features of the Russian Standard postal card

  • The account currency of the card being opened is Russian rubles.
  • The card's service life is up to 5 years.
  • Issue and maintenance are free.
  • Accrual on the balance of funds is up to 10% per annum.
  • Annual percentage - 28%;
  • The card holder's age is 18-75 years.

The following is also provided free of charge:

  • payment for goods using card details;
  • account statement.

You can additionally connect an Internet bank to the card in order to pay for utilities, abundant communications, Internet and TV without commissions. To control the card's funds, an SMS service is connected for a fee.

Post navigation

Overview of the advantages and main features of the card product

Increasing competition and, at the same time, the development and implementation of non-cash payment services in everyday life are forcing many commercial banks to look for partners outside the banking sector. This allows them to create unique financial products that are used not only when paying for goods or withdrawing cash, but also in other areas of their owners’ lives. Russian Standard Bank did not stand aside from this process and, together with Russian Post, issued a co-branded card - Russian Standard Post Card.

Advantages of the Russian Standard Postal Card

It is quite natural that for the successful implementation of the joint project of the Russian Post and Russian Standard Bank, the Postal Card must have certain advantages that distinguish it from ordinary bank cards. And there really are such advantages - these are:

How to apply for a Russian Standard Postal Card

Postal cards can be issued directly at Russian Post offices. The algorithm for concluding a card servicing agreement is very simple:

  1. Contact the Russian Post office, state the reason for your visit and present your passport to the office employee.
  2. Fill out a service agreement.
  3. Receive a Postal Card in your hands.
  4. Call the toll-free 24-hour phone number 8-800-200-4204 and generate a PIN code in order to use the card at ATMs or point-of-sale terminals.

The whole procedure will not take much of your time and will take no more than half an hour. And after its completion, you will become the owner of a multifunctional plastic card, which you can use at your discretion over the next 5 years.

How to top up a Russian Standard Postal Card

Since the issuing bank of the Postal Card is Russian Standard, you can use the bank’s extensive network of branches and ATMs to replenish the card balance. It is possible to credit funds in other ways that are also available for paying for Russian Standard loans, but with a commission.

At the same time, the easiest and most natural way to top up your Postal Card is to use the services of the Russian Post. On the official website of this organization, at http://www.russianpost.ru/rp/servise/ru/home/finuslug/postdebitcard/blank_postdebitcard you can find detailed instructions for filling out the postal transfer form.

Thus, the Russian Standard Postal Card is a universal tool for using and increasing your own finances. Simplicity and convenience are, perhaps, the main content of this banking product. Quick processing, no commissions or subscription fees, a wide range of applications and developed services of Russian Standard Bank make the Postal Card quite a profitable purchase for many.

Official website of the product: http://www.pochtovayakarta.rf

Sample postal form for replenishing the Russian Standard Postal Card: http://www.russianpost.ru/rp/servise/ru/home/finuslug/postdebitcard/blank_postdebitcard

Russian Standard partner stores: http://www.clubskidok.rs.ru/

Do you want to become a “favorite customer” at the post office? Meet the postal bank card "Favorite Client"!

It just so happens that I order a lot of things over the Internet and almost all of these goods arrive in the mail. I don’t know about you, but there are almost always queues at our post office :)

And then I saw this ad...

In our branch, holders of the postal bank card Favorite Client are served without a queue...

I have been eyeing this card for a long time and this ad finally convinced me to get myself this bank card!

Postal bank card "Favorite Client":

Well, how do you like the benefits? Comfortable? I really liked it and got myself such a card!

After issuing a postal bank card, you will need to activate it and receive a PIN code

To do this, just call the toll-free number 8 800 200 4 204 or go to the website http://www.pochtovayakarta.rf/

In order to access the Internet bank, you need to follow the link and enter the login and password that you received on your mobile phone when you issued the card. If this data has not arrived, then again call the toll-free number 8 800 200 4 204 and the operator will send it to you.

If you have used the services of Russian Standard Bank for the first time, then you need to take the following steps when logging into the Internet Bank for the first time:

Each time you log into the Internet Bank, you must confirm your login with a temporary password from an SMS message sent to your mobile phone number specified when registering a bank card. Therefore, it is very important to always have a mobile phone with you. Indicate the phone number that is always available.

And then you need to change the temporary password. Create a complex password consisting of letters and numbers, be sure to write it down in a notepad!

After changing your password, you log into your Internet bank and can already work with it.

Please note that if you already have login data for Internet banking from Russian Standard, then you do not need to receive new ones. Those. if you are already the happy owner of, for example, a service package "Bank in your pocket" or you have issued a WebMoney MasterCard Standard card, which means you simply log in with your login and password to your Internet bank and you will simply have another card added, namely the Mass Postal Card.

Thus, after registering for a postal bank card “Favorite Client”, you will receive a whole arsenal for comfortable work with money on the Internet! I hope that you will enjoy working with this card and will appreciate all its advantages.