Affiliate program for issuing loans. Affiliate program in the field of microloans (online loans)
Interest rate
1,7 – 1,8 %
The interest rate depends on the loan term
Microloan amount
1 000 - 30 000 rub.
Microloan repayment period
5 days – 30 days
Security
Not required
Purpose of the loan
Before payday
Issue and redemption
Issue date
On the day of application
Repayment procedure
At the end of the term
Loan repayment occurs in a lump sum on the day specified in the individual terms of the consumer microloan agreement
Issue form
Cash / To account / To card
The loan is issued to a bank card, account or in cash through the Contact, Leader systems
Registration procedure
Online / by phone
Penalty for non-payment of regular payment
20% per annum on the amount of overdue debt on the principal debt for each calendar day of delay
Early repayment
No commissions
Full / Partial
Payment Methods
By bank card in your personal account / Bank transfer / Contact Systems, Leader / Qiwi-wallet
Requirements
Borrower's age
From 22 to 75 years
Work experience
Not required
The borrower must have a regular source of income
Registration
Constant
Pensioner / Employee / Individual entrepreneur
Current client of the company
Income proof
Not required
Required documents
No documents required. The decision to provide a microloan is made on the basis of an application form filled out by the borrower.
Advantages and disadvantages
- Same day receipt
- Registration online
- Possibility of obtaining a loan based on an application form
- The tariff is available only to existing clients of the company after repayment of the fourth loan
- Registration required
Microloan calculator
Loan amount
₽
Rate per day
%
Term
Loan amount NaN ₽
Overpayment by % per day. NaN ₽
NaN ₽ total amount of payments
- Microloan E loan
0 - 1% in a day
up to 30,000 rub. - Instant loan online eKapusta
0 - 0,99% in a day
up to 30,000 rub. - Online loan Zaimer
1% in a day
up to 30,000 rub. - Green Vivus loan
0,11 - 1% in a day
up to 100,000 rub. - Red Vivus Loan
2% in a day
up to 30,000 rub. - Dating Moneysto
2,15% in a day
up to 10,000 rub. - Trust Moneysto
2,1% in a day
up to 25,000 rub. - Friendship Moneysto
0,9 - 2,05% in a day
up to 30,000 rub. - Online loan Pay P.S.
1% in a day
up to 30,000 rub. - Like Pay P.S.
1,8% in a day
up to 15,000 rub. - Loan online Platiza
1% in a day
up to 30,000 rub. - Affiliate OneClickMoney
2,1% in a day
up to 25,000 rub. - Mobile OneClickMoney
2,1% in a day
up to 25,500 rub. - Online loan OneClickMoney
0,76 - 1% in a day
up to 50,000 rub. - Microloan online Borrow Simply
0,1 - 2,18% in a day
up to 15,000 rub. - Online loan SMSfinance
0 - 1% in a day
up to 30,000 rub. - Microloan Ferratum
1% in a day
up to 30,000 rub. - Quick loan online Honestly
0,8 - 1% in a day
up to 30,000 rub. - Bystrocard Bystrodengi
0,87 - 1% in a day
up to 30,000 rub. - Online loan Bystrodengi
1% in a day
up to 15,000 rub. - Online loan GlavFinance
0,65 - 1% in a day
up to 100,000 rub. - Online microloan GreenMoney
0,95 - 1% in a day
up to 100,000 rub. - Standard Money Borrowed
0,75 - 1% in a day
up to 60,000 rub. - Standard House Money
0,55 - 0,68% in a day
up to 44,000 rub. - Microcredit online Home money online
1,7 - 2,1% in a day
up to 30,000 rub. - Payday online Credit 911
1,9% in a day
up to 15,000 rub. - Tariff Spring Mani Fanny
0,5% in a day
17 000 rub. - Tariff Regional Mani Fanny
0,5% in a day
8 000 rub. - Microloan Money Fanny
1% in a day
up to 30,000 rub. - Microloan for regular clients of Mani Fanny
0,5 - 0,8% in a day
up to 100,000 rub. - Before payday MigCredit
1% in a day
up to 14,000 rub. - Basic MosSberFond
0,25 - 2% in a day
up to 30,000 rub. - Loyal MosSberFond
0,17 - 0,9% in a day
up to 100,000 rub. - Payday loan Urgent money
1% in a day
up to 30,000 rub. - Loan on Urgent Card Urgent Money
1% in a day
up to 30,000 rub. - Turboloan Turboloan
1% in a day
up to 50,000 rub. - Newbie CreditPlus
1,9 - 2,15% in a day
up to 15,000 rub. - Expert CreditPlus
1,8 - 2% in a day
up to 20,000 rub. - Microloan MangoMoney
0,83 - 2,18% in a day
up to 12,000 rub. - Profitable OneClickMoney
1,09% in a day
up to 30,000 rub. - Mango MangoMoney
from 1.8% in a day
up to 7 800 rub. - Mango + MangoMoney
from 1.8% in a day
up to 14 300 rub. - VIP MangoMoney
0,5% in a day
up to 20 400 rub. - Minimizing CreditPlus
1% in a day
up to 30,000 rub. - Loan at 0% CreditPlus
0% in a day
up to 15,000 rub. - Megaloan CreditPlus
0,69 - 0,87% in a day
up to 70,000 rub. - Microloan Loans.rf
0,8 - 1% in a day
up to 30,000 rub. - Online Credit 911
up to 1.5% in a day
up to 60,000 rub. - Before salary MosSberFond
0,25 - 2% in a day
up to 15,000 rub. - MicroCredit 20/30/50 CreditPlus
0,95 - 1,72% in a day
up to 17,000 rub. - Loan to Money card
0,97% in a day
up to 40,000 rub. - Minimum Pay P.S.
1% in a day
up to 10,000 rub. - Grace 5 Pay P.S.
0 - 1% in a day
up to 15,000 rub. - Orange/Green/Black MangoMoney
1% in a day
up to 20,000 rub. - Red MangoMoney
0,34 - 0,84% in a day
up to 70,000 rub.
Still have questions?
- How to check an MFO?
What are the features of online loans from microfinance organizations?
The regulatory approach to remote microloans is no different from the regulation of cash loans. The procedure involves submitting an electronic application and, if approved, transferring the amount to the borrower. In practice, various options for receiving funds are used: to a bank card, electronic wallet, through money transfer systems, etc. The declared processing time for an application usually varies from five minutes to an hour.
In general, remote loan processing is considered more convenient: the borrower compares offers from market participants online and selects the most suitable one, after which he receives a loan by bank transfer. However, we should not forget that this method is associated with the risk of delays in the receipt of funds for technical reasons. In the vast majority of cases, this happens within a couple of minutes, but no one officially guarantees this.
If I cannot repay the debt to the microfinance organization, what will be the consequences?
The functioning of microfinance organizations must be carried out in accordance with current legislation. The latter does not allow threats, causing property or other damage, or other infringements of the rights and freedoms of the borrower. However, the creditor has the right to remind about overdue debt in writing and orally, as well as sell the debt to collectors (usually, the corresponding possibility is specified in the agreement). However, the activities of the latter are also clearly regulated by law.
At the same time, if problems arise with debt payment, it is worth considering the option of jointly searching for a solution to the issue with an microfinance organization. Often in such cases, loan extension or restructuring is used. It is also a good idea to explore third-party loan offers that allow you to refinance your current financial obligations. Tools of this kind can lead to an increase in overpayments, but they often help preserve reputation and reduce negative consequences to a minimum.
How much more expensive is a loan from an MFO compared to a loan from a bank?
The loan rate at microfinance organizations sometimes exceeds 2% per day. Such a small psychological figure in annual terms results in more than 700%. At the same time, for bank consumer loans, already 30-40% per annum are considered “predatory”. As you can see, the level of overpayment differs tenfold. A similar situation arises when comparing values of 1% per day and 20% per annum, which are closer to the market average, respectively.
But you should understand that most often bank loans are limited by a minimum term (usually several months, less often a month) and a minimum amount (for example, 50 thousand rubles or more). At the same time, early repayment often involves submitting an application 30 days before the expected date of the operation - during which there is no escape from interest. In such a situation, a borrower who needs a small amount for a few days will be forced to take out “extra” loan funds for a longer period of time. In this case, the overpayment may be higher than if you received the required amount from a microfinance organization for the required period. It is worth taking into account the simplified procedure for obtaining a loan in the latter case.
How to check an MFO?
The Bank of Russia supervises the activities of microfinance organizations. The functions of the latter include maintaining the state register of microfinance organizations, which contains basic information about market players (OGRN, TIN, name, address, etc.). The document also contains a list of excluded companies. The corresponding file is posted on the official website of the Central Bank.
In addition, the integrity of an MFO can be confirmed by its membership in one of the specialized self-regulatory organizations. The relevant professional associations contain publicly available information about their members.
An additional argument in favor of a particular company is a partnership with a financial ombudsman.
Can I make a contribution to an MFO?
According to current legislation, only microfinance companies (as opposed to microcredit companies) can attract funds from individuals. Their share in the total number of MFOs at the end of 2017 is less than 3%. Therefore, investors should carefully check organizations that offer an appropriate tool for increasing citizens’ savings. If the proposal comes from the ICC, it is hardly worth even considering it.
It should be understood that in this case we are not talking about deposits similar to bank deposit products. Essentially, MFOs borrow money at interest under certain conditions, acting as a borrower. At the same time, the funds raised are not covered by the state deposit insurance system, and the minimum loan amount is 1.5 million rubles. At the same time, the return on such investments reaches 20%, and sometimes exceeds this value.
What is the difference between a microcredit and a microfinance company for a borrower?
The division of microfinance organizations into MCC and IFC occurred in 2016-2017 based on changes in legislation. Since March 29, 2017, the type of market participant is an integral official attribute of each MFO. On the website of the Central Bank of the Russian Federation you can obtain up-to-date information about the status of the legal entity of interest. However, the name of the latter must now contain the corresponding phrase (abbreviation).
The amount of own funds of microfinance companies should not be less than 70 million rubles. Their functionality in areas of activity is broader, and control over them is carried out by the Central Bank according to six parameters of work. MFCs can issue loans in the amount of up to 1 million rubles per borrower (in total) and have the right to remote client identification (through banks and other partners), which allows them to issue loans online.
The above requirements regarding capital levels and compliance do not apply to microcredit companies. The MCC limit on the volume of loans per borrower is 500 thousand rubles, and for the initial issuance of a loan, a personal visit of the client cannot be done (remote issuance is possible for subsequent loans to the same client).
Credit history for microloans
On the one hand, delays in repaying a loan from an MFO can worsen your credit history. On the other hand, the corresponding tool can be used to improve your reputation.
Investment life insurance: benefits and risks
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Investments in microfinance organizations: high returns for those who are willing to take risks
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Far Eastern hectare: develop and build
More than 100 thousand people have applied for a “Far Eastern hectare”, and 40 thousand plots have already been provided for free use. Their owners plan to build houses, conduct agricultural and other activities. We will tell you in this article what kind of support they can count on.
Numismatics: how to make money on coins
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Educational microloans: an investment in the future or priceless “crusts”
Typical microloans are issued for short periods and at high interest rates. If a person needs money for a long term, for example, to get an education, then he will have to look for offers on special conditions, which we will talk about in this article.
Money on wheels: microloans secured by a car
Everyone is already accustomed to the fact that a microloan is a small amount for a short period of time and without collateral. However, some microfinance organizations (MFOs) offer to receive money against a car as collateral. We will talk about the conditions for such borrowings in this article.
Targeted microloans: good, but not enough
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What is an individual pension plan
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5 ways to transfer money without commission
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I received money by mistake. What to do?
Money comes to us in different ways, and, as a rule, people have no questions about where it comes from and why. A salary, a lottery win, or an inheritance are all expected, or at least understandable, receipts. But sometimes money falls out of the blue - it is unknown from whom or in a larger amount than expected. What to do in this case?
How to take money on a trip
In a neighboring city or at the mouth of the Amazon, losing a bank card can significantly ruin your vacation. Instead of photographing caimans and walking through unfamiliar forests, you will have to deal with an empty wallet. It's easy to avoid this if you prepare and store your money correctly.
Financial literacy is the correct management of money, in which the risk of losing it is minimal. We decided to make a series of articles in which we will tell you how to protect yourself from mistakes, as well as how to use banking products correctly. Today we’ll talk about what not to do.
What to do with torn rubles
A banknote with stains, scuffs and painted faces may not be accepted in a supermarket or bus. But you shouldn’t throw it away - the bill is considered solvent.
Each of us interacts in one way or another with credit institutions and financial instruments. But financial literacy remains low: people lose money due to ignorance of basic things. To minimize risks and costs, follow simple rules.
Beware, scammers. 3 loan scams in 2018
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P2P lending: a little-known alternative to banks and microfinance organizations
Almost everyone knows about loans, microloans, bank deposits and investments in microfinance organizations. But there is another way to borrow money or place it at interest - p2p lending, which we will discuss in this article.
On September 3, 2018, the federal law “On the Commissioner for the Rights of Consumers of Financial Services” came into force. It provides for the creation of a financial ombudsman service in Russia. The department will resolve disputes between citizens and credit and insurance organizations, microfinance organizations, pawnshops and consumer credit cooperatives.
Finance from the cradle: The Central Bank introduces economic education for preschoolers
Most people's acquaintance with the world of finance begins in preschool age. A typical picture in a store is a child asking (or demanding) his parents to buy something he likes. Therefore, mastering the basics of financial literacy is a task that is relevant for a family with small children, which we will discuss in this article.
Interesting and little-known facts about the euro
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What to do with torn dollars or euros
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Curious facts about the dollar
While the government is considering plans to abandon the dollar in Russia, we remember what interesting things we know about the American currency.
Risk-free investments: does this happen?
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Complaint against MFO
If a creditor sets harsh conditions and violates the law, protect your rights. We will tell you further about where to complain about microfinance organizations.
8 misconceptions about microloans
There are many myths surrounding the microcredit industry. In this article we dispel common misconceptions about microloans.
Rights of MFOs and their clients
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How to get an apartment from the state
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Financial abbreviations that everyone should know to decipher
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Good advice
How not to pay microloans legally
In practice, MFO borrowers rarely receive a normatively justified right not to repay the debt. However, such situations sometimes happen.
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What happens if you don’t pay your microloan?
If you fail to pay a debt on a microloan, it is unlikely that you will be able to avoid trouble. The lender will certainly take timely measures aimed at returning its funds, as well as payment by the client of accrued interest (fines, penalties, penalties).
Good advice
Microloan refinancing
Microfinance has firmly occupied its niche in the financial services market. Its main features are the relatively low amounts and relatively short terms for which borrowed funds are taken, and a high interest rate, reaching several hundred percent per year. In such conditions, some borrowers find it difficult to repay their debt. With such difficulties, refinancing will help.
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Payment order - what is it?
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“Sign here where the check mark is,” says the bank employee, handing over sheets of paper. I don’t have time to read the contract, and I don’t want to strain my eyes. Obediently print out the signature and take a copy for yourself. Sound familiar? Now let's figure out what you need to pay attention to before signing the contract.
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Mistrust index. Are Russian banks ready to give loans to foreigners?
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Macro problems due to microloans. How to take out loans from microfinance organizations correctly
The boom in the development of microfinance organizations that occurred after 2010 has already subsided. And the controversy about their work still does not subside. Read our article about what payday loans are – debt bondage or a way out for problem clients.
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Free loans from microfinance organizations: benefit or scam
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I'm a freelancer. Can my card be blocked?
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To whom do microfinance organizations give loans?
A microloan is an unprofitable, but the fastest way to borrow money for urgent needs. Applications are reviewed within a few minutes, and funds are transferred to bank cards and e-wallets instantly. But not everyone gets money. We’ll tell you in this article who MFOs give loans to with pleasure, and who they reluctantly or even refuse.
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Marketing tricks of bankers
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From point A to point B: how to transfer money within the Russian Federation
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5 ways to overcome the financial crisis
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“Long-term” money: where to get a microloan for a long term
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Where can a student get money?
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Do anti-collectors help debtors?
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What to do with the debt to the bank if you are drafted to serve in the army
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How to lend money correctly
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How to interact with collectors correctly
The practice of obtaining loans in Russia has been actively developing since the beginning of 2000. In parallel with this, the number of collection agencies collecting debts from would-be borrowers is growing. This year, collectors plan to return 14 billion rubles, which means that the risk of becoming their “client”, even without a debt, is rapidly increasing.
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Where, besides insurance companies, can they impose insurance on you?
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How to check the authenticity of new 200 and 2000 rubles
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Creative commercials for banks: hype, banter and 18+
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How clients deceive microfinance organizations
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How to return an erroneous payment
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Rating of MFO mobile applications
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Tinkoff Mobile vs “Let's Talk” Sberbank
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Autopayment: no more routine when paying for services
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Bonuses for loyalty: privileges for regular clients of MFOs
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Non-urgent answers in the world of urgent loans. Checking customer support for microfinance organizations
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Educational program on financial security in social networks
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What is a pawnshop and when is it more profitable than a bank?
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Big Mac index and other humorous indices
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Microloans for small businesses
Microloans are issued by MFOs - microfinance organizations. Their advantage for business is a simpler procedure for receiving money and a faster processing time for the application. However, a significant disadvantage of such products is their high rate.
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Will microfinancers be able to compete with banks?
Will microloans be able to become equal rivals to bank loans? The answer can be found in this article.
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MFOs were excluded from the register. How to repay a loan
If an MFO is excluded from the state register, its obligations will still have to be fulfilled. We talk about how to do this correctly in the article.
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Microloans by inheritance
How to properly dispose of the property and obligations of the deceased? Whether the heir is liable to the microfinance organization for the debts of the borrower and whether it is worth entering into an inheritance, we will understand in the article.
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How to get passive income
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Settlement and cash services at Alfa-Bank
The article describes the conditions under which Alfa-Bank provides settlement and cash services to legal entities and individual entrepreneurs. Possible tariffs are described and additional services are listed.
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Settlement and cash services at Otkritie Bank
The article provides the conditions for settlement and cash services for legal entities and individual entrepreneurs. Tariff plans, conditions for opening a current account, and additional services are indicated.
For legal entities
Current account for individual entrepreneurs in Sberbank
To conduct full-fledged activities, an individual entrepreneur needs a current account. How to open an individual entrepreneur's current account online at Sberbank, what conditions apply and what documents are required, read the article.
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Account for LLC in Sberbank
Many entrepreneurs use a current account opened with Sberbank. It has a favorable price, and due to the fact that this bank services tens of thousands of individual entrepreneurs and legal entities, you can win when settling with counterparties. Next, we will tell you which tariff plan to choose when opening a current account for an LLC in Sberbank for different types of businesses.
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Cash settlement services for legal entities in Sberbank
A current account for legal entities and individual entrepreneurs in Sberbank is opened free of charge. For beginners there is a free package of services; for advanced businessmen and companies, the bank offers an extended tariff. Read about the conditions for servicing a current account with Sberbank in the material.
Today we will talk not just about microloans, but probably about one of the best online loan affiliate programs where you can make good money.
Internet users buy things, tickets, pay utilities and even get loans online. The latter is becoming increasingly popular, by the way.
It is no secret that many people take advantage of the offers of banks and credit institutions, borrow money for urgent financial needs, large purchases, or starting their own business.
This is often beneficial. Buying things at a discount sometimes allows you to save much more than the overpayment on the loan taken for this.
And attempts to save and save money for a new car are often frustrated by inflation and rising prices. Investments in business are often simply necessary, and pay off in the first year of operation. In many cases, a loan is a truly profitable and correct decision.
But the area can be beneficial not only to borrowers and lenders, but also to partners. For microfinance organizations and banks, Internet users are also an important target audience.
To attract new customers, companies are launching an affiliate program that will allow each owner of their own network resource to earn money.
How does the affiliate program work?
It's very simple - you are awarded a certain amount for each attracted client. All you need is an actively working portal or website that people – potential clients – visit, and a link to the microfinance organization through which visitors will be transferred.
One click from an interested visitor will turn him into a potential client of the company, and will provide you with guaranteed earnings.
How to become a member of the affiliate program
To attract the attention of potential clients of microfinance organizations and make money from it, owners of Internet resources or those who are just planning to create them can take part in the program:
- Create an interesting platform where you post information about loans, money, business, loans or any other topic;
- You can create in addition (for promotion and promotion) groups on social networks;
- You fill the site with unique content, which allows you to raise it to the top in search results;
- You are engaged in website promotion and advertising, including on third-party resources;
- Visitors using your link go to the MFO website;
- You receive money for each new visitor.
You will be able to develop your resource and attract new visitors, as well as earn money. After all, every client who takes out a loan will cover your advertising and promotion costs.
You can attract users to sites in other ways:
- discussions on forums, company recommendations;
- advertising in social networks - groups, promoted pages;
- videos on ;
- banner advertising on the Internet.
No matter which method you choose, you will receive regular rewards for each client.
Who benefits from the affiliate program?
If we talk about Internet users, there are a number of specific thematic areas where the majority of potential microloan visitors live.
MFIs are usually interested in the following online resources::
- Automotive portals and forums;
- Websites about residential and commercial real estate;
- Portals and forums about credits, loans and finance in general;
- Regional portals and forums of cities where they have representatives.
As practice shows, it is precisely such resources that bring the vast majority of potential borrowers to the site. This means that such cooperation and participation in the affiliate program will be beneficial to all parties.
After all, for each client who, having become interested in an affiliate link on a website or in an email newsletter, goes to the resource, you can receive a fixed price. And if he becomes a borrower, then the amount of your earnings may increase to 10,000 rubles.
If you are the owner of resources with related topics or with a large number of visitors, then do not miss your opportunities and become participants in a profitable credit program that will help increase traffic to your resource and earn money.
Cooperation with the company "Assistance Finance Group"
The company offers a wide range of credit products on favorable terms with minimal requirements, which is certainly interesting for users.
Today there are more and more organizations working on similar principles. But the fame and reliability of Assistance Finance Group, as well as favorable lending conditions, are a guarantee of a loyal attitude from clients and your financial well-being.
Advantages of interaction with Assistance Finance Group:
- High payments simply for clicks, calls and completing an application;
- Monthly payments in any form convenient for our partners;
- The ability to link to any of our credit products (any page of the site);
- Individual approach and terms of cooperation;
- Ability to track conversion statistics;
- Providing promotional materials for placement;
- Consulting assistance in the promotion and promotion of your resource.
In parallel, you can cooperate with other financial and credit organizations. It is important for us (and beneficial for you) that your resource is popular and interesting.
You can become an Internet partner of Assistance Finance Group completely free of charge. Earning money together is easier and more convenient. Call, leave a request for a call back, contact specialists on social networks - they are happy to help everyone.
In America, Payday loans (online microloans) have been thriving for several decades, where more than 400,000 applications are processed per day for amounts up to $5,000. And the earnings of webmasters in this direction are even higher than in binary options!
However, in Russia this movement began to develop only in 2010. I think it’s worth talking about all the pros and cons of online microloan affiliate programs and how much an ordinary webmaster can earn from it.
To make it more clear to everyone what we are talking about, we need to delve a little deeper into how such services work, how loans are issued and who can count on approval of the application. And only then move on to the main information.
How microloans work online
Microcredit services provide loans of 1,000 - 50,000 rubles for a period of 7 to 30 days. And they work primarily for themselves, so they have many restrictions that help them avoid unfavorable situations. They weed out scammers or people with bad credit. Therefore, only 1 loan application out of 10 possible is approved.
To complete the application, the client must be an adult (18 years old), and also provide 2 documents, one of which must be a passport of a citizen of the Russian Federation, and the second of his choice:
- International passport;
- Driver's license;
- SNILS;
- Medical policy;
- Pensioner's ID.
Data about the client is very important, as they find out the credit history, age of the borrower and even residential address. All this encourages you to repay the loan on time. So why am I telling webmasters all this?
The fact is that many people want to apply for a loan without documents. That is, register, leave your email, phone number and your name. But when they find out about the passport, half of the people simply leave these sites. But even if they decide to take a loan, it is not a fact that the application will be approved.
Not all of them read the rules, for example, that you can get a loan from 18 or 21 years old. And others may not have a credit history, but want to take out a large amount of 15,000 rubles, which is given by an already experienced borrower.
Nevertheless, the payday loan theme is already the leader in profitability among all affiliate programs. This is what affiliate networks say, where all online microloan services are located.
Basically, the microcredit site pays partners for an approved application (500-2000 rubles), but sometimes they pay for a completed application form (80-180 rubles). I think many will immediately choose the first option, because they pay more. But if you remember that only about 10% of all questionnaires are approved, then the numbers turn out to be the same.
If you promote your site to the top for the query “ take a microloan online"(2,000 views per month), then you can count on an income of 30,000 to 200,000 rubles per month. Well, if you count how many similar requests there are, then they get about 500 thousand views per month, how do you like these numbers?
However, income strictly depends on who you cooperate with. Because some have high conversion rates and approve many applications, while others have problems that prevent them from making high profits. Therefore, I will share my notes on who should enter into a partnership with.
Simple truth: It is not the one who offers 2,000 per loan that pays more, but the one who approves the most loan applications.
Almost all the best services use the services of an affiliate network - . There you can find out the conversion rate, how often applications are approved and how much they pay for attracted customers. It is thanks to this that it becomes very easy to find a leader in this segment.
| № | Service | Credit (% per day) | Income from attracted client | Approval of applications |
|---|---|---|---|---|
| 1 | TurboLoan | 1,52% | 2,500 rub. | 10% |
| 2 | eKapusta | 1,70% | 160 rub. | 92% |
| 3 | MoneyMan | 1,85% | 1,700 rub. | 7% |
| 4 | eZaem | 0% | 100 rub. | 90% |
| 5 | Zaimer | 2,17% | 1,000 rub. | 13% |
| 6 | Credit24 | 1,90% | 1,950 rub. | 6% |
| 7 | Pay P.S. | 2,04% | RUB 1,440 | 7,58% |
| 8 | GreenMoney | 2,15% | 1,300 rub. | 6% |
| 9 | Lime Loan | 2,14% | 1,800 rub. | 9% |
Remember that an ideal partner will allow the webmaster to earn a lot and provides some of the best conditions for clients who want to get a loan. This is the only way to achieve high quality and earnings online!
A popular microfinance organization at the federal level invites businessmen from Russia to cooperate, who, based on the criteria of an agency contract, would issue microloans to the population. All that is needed is for our partners to have premises located along the route of a huge flow of people in crowded areas of the town.
A business built on issuing microloans to the population is very profitable and promising. There are a huge number of franchise networks on the market, but only cooperation with us will allow you to start this business with the least investment, because we do not require you to take out a franchise and, moreover, we provide your own money for issuing microloans.
Don't miss the opportunity to expand your business.
We already work with many partner companies, but we are constantly expanding. We are interested in cooperation with active businessmen from various cities of the Russian Federation. For us, network companies specializing in retail trade, pawnshop activities, jewelry sales, cellular retail, bookmaking business, lottery product distribution networks, etc. are an ideal partner. But we are ready to consider the possibility of working with beginning businessmen. The main condition is the presence of premises in a passable place and an active desire to work! The issuance of loans can be simply cooperated with your main line of business and receive the highest additional income.
Why is it profitable to work with us:
1. You work with us under the terms of an agency contract; there is no need to purchase a franchise.
2. Your agency fee will be up to 30% of our profits. Profit is formed from the returned interest on the loan, arrears, penalties and fines.
3. We will provide you with reverse funds for issuing microloans. You will not have to often use your own funds to issue microloans, withdrawing them from your main business.
4. Consideration of applications for a loan and assessment of clients, as well as collection of overdue debts, are carried out by specialized departments of our company without your role;
5. We will provide you with access to our own software, to work in which you only need access to the Internet, and educational material for its use;
6. We will provide centralized training for your employees on all the nuances of work;
7. We will provide the necessary marketing and presentation materials for the design of a “promotional corner” in the area of your outlet;
8. We will develop special speech scripts for you to increase sales of microloans, including cross-selling technologies.
All that is required on your part is a retail space located in a busy place, a computer with Internet access, a scanner and printer, and a desire to earn money!
We are always open to close, mutually beneficial partnerships! We are waiting for your inquiries, write to us using the form below. We will contact you, answer your questions and discuss the details of our cooperation.
Be sure to include the following information in your request:
1. Full name of the contact person.
2. Contact information
3. Type of your business, what you do, work experience.
4. Region, city.
5. Your questions, comments and any wishes for collaboration.
Sorry, without this information we cannot guarantee an answer!
We work only within the Russian Federation.
Unfortunately, not all of us can live within our means. Especially when there is not enough money to live. In 2017 alone, according to the Central Bank of the Russian Federation, the demand for microloans in Russia increased by 62.4%. And where there is demand, there is supply. And where there are offers, you can make money. And it’s good if you can earn money without investment. We’ll tell you how to do this without any problems right now.
You should not think that the demand for microloans is generated by people experiencing financial difficulties. Such people make up no more than 22% of the total number. Surprisingly, 58% are the main part of users who take out microloans to purchase smartphones, household appliances and other consumer goods. The remaining 20% are representatives of small and medium-sized businesses. The average loan amount is 9.5 thousand rubles. That is, the bulk of consumers of “loan money” are normal people who have somewhat miscalculated their financial capabilities. On the other hand, they have no refusals to issue cash loans.
Microloans- a civilized way to “borrow” money. There is no need to bother friends, there is no need to turn to semi-criminal personalities, there is no need to spoil relationships with people with all kinds of debts, requests and subsequent return of money. Microloans- it’s always convenient, fast and located near the house. The process of issuing loans is streamlined and the time to receive money does not exceed 15 minutes. Sometimes it takes longer to buy bread. Therefore, more and more people are turning to such forms of loans. The main thing is without fanaticism. The ease of issuing a loan is offset by the difficulty of repaying the debt. Once you miss the repayment deadline, interest accrues... but let’s not talk about sad things. After all, we remember that the majority of borrowers are decent people who temporarily lacked the required amount for an important purchase.
The Internet, as the most progressive form of communication in our time, has not remained aloof from these financial processes. It is in the global network that microloans have gained great popularity. And it’s clear why. There are no office hours on the Internet - everything works around the clock; there are no queues or imposition of services - the user himself chooses what he needs; Yes, you don’t need to look for a money issuing point - just enter your phone number, passport details and information about the card to which the money will be received. And within 15 minutes, the account balance will increase by the loan amount. Everything has been done to make the process of borrowing money easy and relaxed. In some online stores it is more difficult to make a purchase than to take out an urgent loan today.
Great competition that has formed in the market of microfinance organizations issuing short-term loans allows the user to choose more favorable conditions; more transparent interest rates; more reliable companies. And the process is reciprocal. It is no longer uncommon for some organizations to issue the first loan at 0% - the so-called money without interest. Of course, you can get small amounts without interest and for a short period of time. But those 58% of people who buy smartphones, household appliances and other non-essential items welcome such offers very warmly.
Of course, there is no altruism here; organizations expect that by issuing one interest-free loan, they will be able to turn a one-time client into a permanent one. And clients who take out a loan at 0% expect that this is the first and last time. In any case, at the intersection of these interests, where money is distributed without interest, quite a large demand arises. And this demand must be satisfied. And therefore it is possible to make money by satisfying great demand.
How to make money on microloans issued without interest
You can, of course, open your own microfinance organization, but this is quite difficult and requires capital expenditures. That is, it does not suit everyone. Or you can open the website Leads.su - one of the largest aggregators of affiliate programs of microfinance organizations and various banks. It is in this aggregator that there are those offers where money is offered without interest.
Registration on the site is quite simple. And it’s familiar to any blogger who knows how to work with affiliate programs. Yes, in principle, to every user who managed to register, for example, on Vkontakte. After registration, in the catalog Leads You can find several companies that meet our conditions - issuing money without interest.
For example, IFC Ezaem— offers 15 thousand rubles at 0% for everyone who does this for the first time on their website. That is, for those who, thanks to the offer, become closer, for example, to the desired iPhone by fifteen thousand rubles. Or a Samsung phone. Or some other dream. Which can be managed, groomed and cherished. But 15 thousand rubles were not enough to complete it.
And thanks to this offer you can earn money. For each new application for issuance made through an affiliate link, we are paid 1680 rubles. The main thing is to register through Leads. And get an IFC Ezaem affiliate link. If you can’t do it yourself, the aggregator has responsive technical support. She will help you with any issue and tell you how to do it correctly.
A matter of technology: how to advertise your link
This postulate will make an advanced webmaster or blogger laugh. He knows how to advertise various affiliate links. For those who have no idea, our tips below will be useful. But without knowledge of how the Internet works, it won’t work.
On the other hand, we know examples when one inexperienced VKontakte user, who has 100 real friends, simply posted an Ezaem affiliate link on his wall with a request to look, in case someone might find the offer useful. And, as it turned out, 30 people immediately took out this loan without interest. It is easy to calculate that this user spent his 30 * 1680 = 50,400 rubles with great pleasure. And you say that making money on the Internet is difficult!
It's very easy if you follow some simple tips.
- Social recommendations. Any blogger or owner of any group on social networks dedicated, for example, to shopping in China, can recommend a link to their subscribers. Or just friends. Or simply, in your group or blog, offer to buy a new Xiaomi smartphone on credit at 0%. Because phones from this manufacturer cost much less than 10 thousand rubles. And you don’t even have to be the owner of the group, it’s enough to have at least 1 friend on a social network. Recommendations from someone you know are recommendations that always work well. Perhaps this particular friend needs an urgent loan without interest?
- Local forums and communities. This is also a kind of recommendation. You can find a thread where people discuss financial issues. And advise them to get a loan at 0%. You can connect to a community of joint purchases. You can join a local car enthusiasts club. Money is a subject that will always be on everyone's lips. Because until now, no one can live without money for a long time. This is how modern society works.
- Youtube. A separate platform of recommendations, presented in a video, where reviews and personal experience also allow you to find those who need microloans. If you can create your own video and post it once, you can get a constant flow of registrations, and in the case of a loan, up to 1,680 rubles per person. Excellent scheme! You don’t do anything, they watch the video, and they pay for each registration.
- Own website with visitors. The more visits, the more income. Only 100 applications will bring up to 168,000 rubles. Think about it, if there are only 100 loan applications every month, that is, 3-4 applications a day (which is not so much), then the monthly earnings will reach 168 000 rubles This, for a minute, is a fairly large monthly salary even for Moscow and the Moscow region, but here is a website and 100 applications per month. Free time can be put to good use by spending 168 thousand rubles, such a financial pun.
In general, any legal way to distribute affiliate links is fine. Working with MFO affiliate links means working with CPA platforms. The main thing is to know the place where profitable affiliate links are given, for example,