The list of housing and communal services may differ in different levels of home improvement. This is usually due to the presence or absence of a gas supply, sewerage system, garbage chute, as well as the number of floors and form of management of the apartment building.

The housing and communal services payment receipt specifies the types of payments for which payment must be made. They can be divided into communal and housing.

Public utilities

These include:

• hot and cold water;
• heating;
• electricity;
• sewerage

Housing services

These include:

• garbage removal;
• elevator maintenance;
• housing maintenance and repair (current);
• major repairs (for privatized apartments);
• locking device (intercom);
• TV antenna;
• radio point;
• work of the management company.

Where to pay for housing and communal services?

There are a large number of ways to pay for housing and communal services today. Payment can be made in cash, using plastic cards, as well as electronic money.

So, where can you pay for housing and communal services? The simplest and most famous way is to deposit cash at the cash desk of a bank branch. Many banks provide this service and almost all charge a fee in the form of a percentage of the payment amount or a fixed commission amount.

A receipt is required to pay the fee. The negative side of this type of payment is that it takes a long time due to queues and is only available during bank branch opening hours.

Another available payment method is to make a payment through an ATM. Almost the entire population has plastic cards; many have their salaries transferred to them.

The interest for this operation is slightly lower than when paying in cash from 0.1%. Their size is also set individually by bank branches. To carry out this operation, you must know the ten-digit personal account number.

You can also pay for housing and communal services using terminals. Any terminal charges interest: from 3% to 5%. Payment is made in cash; there is no provision for receiving change at the terminals. The balance of the amount is credited to the next month's payment.

Russian Post is beneficial for paying clients of banks such as Sberbank and Bank of Moscow. They do not charge a commission.

Payment can be made using mobile communications. The main thing is that there are enough funds in your phone account.

So, when choosing the “Easy Payment” service, MTS offers to pay utility bills for only a 2% commission. After completing the operation, if it was carried out from your personal account, you can print a payment receipt. The amount is credited instantly.

To pay for housing and communal services through the Sberbank website online, you need to have an account with this bank and the “Mobile Bank” option connected. Payment is made to the specified personal account number, but amounts are credited only on business days.

After the transaction is completed, a receipt is printed. You can use the Autopayment service. When using it, the amount of utility bills and the commission for them will be debited from the bank account monthly at a certain period without your participation. The disadvantage of such a payment is that the amount to be written off will be fixed.

Payment by bank card is made through the State Services website. You must register on the site.

Based on the personal account number and period, the amount to be paid is displayed. Here you can print out a receipt for utility bills without waiting for it in your mailbox.

You can deposit funds for housing and communal services using electronic payment systems: Yandex.Money, WebMoney, QIWI, RBK-Money. Almost all payment systems allow you to print a payment receipt and charge a commission for making a payment. Transferring funds may be delayed for 2-3 days.

Payment for electricity can be made through your Mosenergosbyt personal account. It calculates the amount and provides the choice of making payment online by credit card, from a mobile phone or through the QIWI payment system. There is a warning on the website about an increase in the amount of penalties from January 1, 2016.

Now that you have learned a little more about the methods and places of payment for housing and communal services, until what date is the next most important topic that worries many citizens and which we will talk about below.

When do you need to pay?

Please remember that when using different payment methods, payment may be delayed in transit. Although the amount for housing and communal services was paid on time, since the date of enrollment may differ by several days, you will have to pay penalties for the number of days the funds are detained in transit. The ideal period for paying for housing and communal services is not considered to be when deadlines are running out, but when payment is made in advance.

Important: The payment is considered completed when the funds are received into the account of the organization providing housing and communal services.

Payment for housing and communal services: payment terms

Until when to pay housing and communal services? According to Article 155 of the Housing Code, fees for utility services must be paid by the 10th day of the month following the month of payment. The payment period for housing and communal services can be changed according to the agreement adopted by the management company.

Overdue

For late payments for housing and communal services, in accordance with Article 155 of the Housing Code, paragraph 14, a fine is charged for each day of delay of 1/300 of the refinancing rate of the Central Bank of Russia for the first 60 days, starting from 31 days.

Then the penalties increase to 1/130 of the refinancing rate for each day.

Also after non-payment of payments for more than 3 months, the supply of housing and communal services may be suspended. In case of unauthorized connection to communications that have been banned from use, fines in the amount of 10-15 thousand rubles are imposed. If the debt is long-term, the case of non-payment may be referred to court.

Utility payments must be made monthly. Everyone can choose the payment method that is convenient for them.

It is important to comply with the deadlines for depositing funds and be sure to take into account the possibility of late payment so that you do not have to pay penalties. Even if the receipt is paid on time, the funds may take a few days to arrive in the organization’s account.

Timely and full payment for actually consumed utilities is the responsibility of every citizen who owns a residential property, be it an apartment or an individual residential building. Payments for housing and communal services (HCP) are made, as a rule, monthly, taking into account the established tariffs. The volume of service consumption per month is determined according to data from special accumulative metering devices (meters), or based on standard indicators regulated by an agreement with the supplier and legal requirements. Thus, monthly payments for housing and communal services (HCS) are one of the most popular transactions in the practice of settlement and cash services for the population carried out by banks. The question arises: is it possible to pay for utilities via the Internet without a commission? Of course, such a possibility exists.

Until recently, in order to pay rent before the due date, people were forced to personally visit financial institutions, stand in queues, and pay additional fees charged by banks for each payment transaction. Today, information technology significantly expands the possibilities of choice, allowing such payments to be made online without commission.

Remote payment for housing and communal services is fast, convenient, profitable, and reliable.

Naturally, paying off obligations for utility bills via the Internet is becoming a common and popular practice among the majority of Russian citizens.

It should immediately be noted that the charging of additional commissions by banks when the population pays for housing and communal services was legalized back in 2009 by a separate resolution of the Government of the Russian Federation. Homeowners who systematically paid rent through banks practically did not notice such a commission, since it was included in the cost of housing and communal services and amounted to only 1.9% of the price of the service.

Currently, the amount of commission charged by financial institutions when a citizen pays rent reaches 2-3%.

The regularity and obligation of utility payments, the high cost of housing and communal services, the need to pay a commission to the bank - all this, of course, significantly affects the expenditure side of the budget available to the homeowner. Many citizens are interested in how to pay rent without a fee.

Today you can pay for housing and communal services in different ways: post office, bank cash desk, self-service terminals and ATMs located within walking distance, as well as other options for making such payments. Often, all these methods involve deducting an additional commission from the payer.

The most advanced citizens prefer to use the Internet when making payments for consumed housing and communal services. However, most online payment services are also set to charge the payer a certain fee. To pay for housing and communal services without commission, you need to find an online resource for the appropriate purpose, register on it and make utility payments, strictly following simple and understandable instructions.

In the Russian segment of the Internet there are a number of available services with which you can pay for housing and communal services online with a bank card. The most used of them are:

1. Sberbank Online.
2. System A3.
3. City services portal (for payers from Moscow).
4. Remote payment function on the Tinkoff Bank website.
5. Option for remote payment of housing and communal services through the online resource of the management (service) company.

Sberbank Online as a way to pay for utilities

Holders of Sberbank plastic cards have a significant preference - the ability to pay for any utility services via the Internet without commission. In order to regularly make such payments, the user must register a personal account in the Sberbank Online application.

Knowing the name of the organization providing the relevant services and the number of his personal (subscriber) account, the apartment owner can easily carry out the necessary transaction without leaving his own home. This is done very quickly. There is no commission charged upon payment by the client. All the information that is required to correctly fill out the payment details can be found directly in the payment receipt, which is sent to the apartment owner every month by the provider of a specific housing and communal services (electricity, water, gas, heating).

To pay for housing and communal services through Sberbank Online, you must follow this procedure:

1. Visit your personal account by entering your own identifier (login) and secret password when logging in.
2. Select the “Payments and Transfers” section in the horizontal sector of the menu that opens.
3. Select the “Housing and communal services and home telephone” tab in the “Payment for purchases and services” category.
4. Decide on the type of paid service (select from a possible list).
5. Indicate the desired utility supplier organization (payee) by finding it in the list of relevant companies.
6. Next, you should provide the following details:
   paid service;

• bank card (account) from which the funds to be paid are to be written off;
• personal (subscriber, client) account number by which the service user is identified in the provider’s database.

1. Having confirmed the correctness of the entered details, indicate the amount of the expected payment in the corresponding line of the form called “Payment Amount”. This amount is usually displayed automatically, but the payer has the right to adjust it accordingly. Confirm that the specified data is correct – “Continue”.
2. A new virtual window opens in which a message will appear indicating that there is no commission for this transaction.
3. Payment must be confirmed via SMS.

The transfer of money to the specified supplier is made within 1 (one) business day.

How to pay utility bills using the A3 system

The A3 online service allows the apartment owner to successfully pay for some types of utility services without charging a commission. To regularly use this tool, you need to register in the A3 system, gaining access to your personal account on the website of this payment service.

The main details for making payments for housing and communal services to a specific supplier using A3 are the payer’s personal (subscriber, client) account number and a valid MasterCard (Visa) card.

The algorithm for making a payment through A3 provides the following sequence of actions:

1. Registration in the A3 online service system. It is necessary to find the appropriate website and go through the prescribed registration procedure, indicating the name, e-mail, phone number of the user, and also coming up with a secret password for subsequent authorization in the system.
2. By specifying the necessary registration parameters, the user agrees to the terms of the A3 service by entering a one-time SMS code sent to the specified phone number.
3. Authorization in your personal account on the A3 online resource(enter your email and secret password). The user's region of residence should be specified separately if it has not been determined automatically.
4. Find and indicate the name of the supplier organization(via search option).
5. If the required company can be found, payment details are entered, which is performed in accordance with step-by-step instructions.

Payment for housing and communal services through the city services portal

This service (pgu.mos.ru) is available online to Moscow residents. It is noteworthy that only holders of Bank of Moscow plastic cards can make payments for housing and communal services using this portal without commission. If payment is made using other cards, a certain commission will be charged from the payer. To pay for housing and communal services online with a bank card using this service, the user should adhere to the following procedure:

1. Registration on the online payment service resource.
2. Receipt of a Unified Payment Document upon prior request.
3. Make payment following the instructions provided.

Remote payment function on the Tinkoff Bank website

This online resource allows you to make payments without commission only to a certain list of organizations that provide housing and communal services. You can do this by following the instructions:

Visit the Tinkoff online resource.

1. Select the “Payments” section in the menu. The region display usually happens automatically.
2. Find and open the “Utility Payments” tab.
3. In the window that opens, select from the list the desired supplier, payment for whose services is made without commission.
4. Enter the necessary parameters for the upcoming payment.
5. The bank client is automatically redirected to his personal account. Other users are offered authorization by phone number and registration.
6. Follow the instructions to complete the payment procedure.

You can pay utility bills on the Tinkoff website

Payment for housing and communal services through the online resource of the service company

This option is also actively practiced at present, since many management (service) companies have their own websites offering the option of online payment for housing and communal services with the deduction of a minimum commission or, generally, without charging a commission. To check this possibility, you need to familiarize yourself with the functionality of the online resource of the organization servicing the payer’s home.

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Payment for utilities can be made in different ways: via the Internet, operator, terminal, using a Mobile card. Each option has advantages and disadvantages. So, when paying for water, heating or electricity, for example, through the post office, you will have to pay a commission of 1 to 3%. Although there are ways to do this without additional overpayments.

How to pay utilities

When choosing a payment option for housing and communal services, it is important to know the pros and cons of each of them, the payment receipt deadline, and the interest charged. You can pay off your utility debt in one of the following ways:

• The generally accepted option for repaying utility debt is through bank cash desks. In this case, a large percentage (2–3%) is charged for the transfer of funds. There are a number of banks offering zero commission for transactions: Promsvyazbank, Citibank, Uniastrum Bank, Tinkoff Bank, Sovcombank. The disadvantages include long queues of payers.
• Plastic card holders can easily pay for heat or water services through 24-hour ATMs. At a time convenient for you, you can make a payment with a minimum percentage (0.5-2%).
• You can deposit cash on your utility bills using terminals located on almost every corner. It's fast and affordable, the only drawback is that change is not given out, but goes towards the advance payment.
• If you have a mobile bank connected, you can make any payment, including utility bills, by sending SMS. To implement it, it is important that the bank card is connected to this service, and there are funds on the balance.
• You can also make a payment at the post office by standing in line at the cash register and paying a 3% commission fee.
• You can repay the debt by contacting the management company, HOA, or housing cooperative directly. In this case, the commission is zero. If controversial situations arise, you can request a reconciliation report from an accountant. Among the disadvantages is reception at certain hours, which may not be very convenient for a working person. Although now management companies already have their own official websites through which you can independently conduct financial transactions.
• You can save a lot of time by enabling automatic payment. To do this, you need to directly contact the bank branch to arrange the service. Then, on a fixed date, a certain amount of money will be debited. It is important to keep the balance positive. The disadvantage of this method is that the same amount will always be withdrawn from the account, while the accruals for utility expenses may be different each month.
• Owners of international plastic cards Visa, Maestro, MasterCard can use the services of the A3 system. To do this, you need to register on the online platform of the A3 payment service, indicate the payer code, card number and payment amount.

Payment of utilities without commission

Both owners of privatized, municipal apartments and private houses, as well as tenants of housing, must pay utilities. Payment for housing and communal services without commission can be made in several ways:

• Through public services. Internet platform PGU.MOS for VTB 24 card holders.
• Bank of Moscow with a social card. Regardless of the payment method (via an operator or an ATM), no commission is charged. This is a safe, fast and convenient way for pensioners.
• Via the Internet, for example, using the Settlement Center.

Payment of housing and communal services via the Internet without commission

You can pay rent using a computer or telephone without additional overpayments. So, using an electronic wallet (WebMoney, Yandex.Money, PayPal or QIWI) the commission will be in the range from 0.8% to 2.5%. You can make a payment via cellular communication if a card is linked to the number. Beeline subscribers can pay off utility bills without commissions from their phone account, but only to certain suppliers, for example housing and communal services in St. Petersburg or housing and communal services in Moscow. MTS subscribers also have a similar service, but with a commission of 1.5%.

Step-by-step instructions using the example for Sberbank Mobile Bank:

1. Send a message: “EIRC code” to number 900, where the code is the personal account number indicated on the receipt.
2. In response, you will receive an SMS with information about debts, amount due, commission and transaction code.
3. Send the confirmation code to 900.
4. Wait for information about making a payment.
5. For convenience and time saving, you can activate the “Autopayment” service. This way, you won't have to ask for a receipt every time. As soon as the payment document is generated, you will receive a notification asking you to pay for it.

Through Sberbank Online

You can pay rent with a bank card via the Internet using the Sberbank Online service. The advantages of this method: minimal commission, speed, convenience, the ability to track payment history in your personal account, transfer of funds in real time. To complete a transaction, you must connect to the Mobile Banking service. Thanks to it, a message is sent to your phone with a confirmation code for the transaction being performed. Algorithm of actions:

• log into your personal account using your login and password.
• open the “Payments and Transfers” tab;
• find an organization by name or details;
• enter the necessary information: indications, drug number;
• enter the amount and confirm the payment.

Electronic payment systems

Payment of housing and communal services without commission via the Internet can be carried out using electronic systems, for example, Oplata.ru. To do this, you need to register and connect to the system by making a one-time payment of 150 rubles. All transactions are performed in your personal account using any bank card. If you have a Rapid plastic card, you can make a payment using the following algorithm:

1. Register on the official website Rapida.ru.
2. Go through the authorization procedure.
3. Open the “Rapida Online” section.
4. Select the “Payment of utility bills” tab.
5. Find the payee.
6. Enter details.
7. Make a payment.

The unified city portal does not charge a commission, but the service provider's bank may do so. Thus, you can pay with a Bank of Moscow card without overpayment, but with other cards the commission can be up to 0.8%. Among the shortcomings are a not very convenient and understandable interface, and periodic malfunctions. The advantages include saving time and a convenient payment method - you do not need to enter all the details: only the Unique Accrual Identifier (UIN). Its value is located in the payment receipt in the “Document Index” or “Code” column.

In order to use this method, you must first create an account on the portal, and also have a tool for making payments, for example, an electronic wallet, a bank card or a positive balance on a mobile phone. Payment for housing and communal services via the Internet without commission can be made according to the following algorithm:

1. Log in to the State Services website using a computer or mobile phone.
2. Open the “Service Catalog” tab.
3. Click the “Apartment, Construction and Land” icon.
4. Select the service “Payment for housing and communal services”.
5. Read the information and click the “Get service” button.
6. Find the supplier in the window that appears.
7. Enter the code or number indicated on the receipt.
8. Specify the payment amount.
9. Select payment method.
10. Make a payment.

Mobile banking

The advantage of paying via mobile banking from Sberbank is that there is no commission. To do this, the user must register in Internet banking and activate this service. Then you need to carry out the following steps:

1. Go to the section “Housing and communal services...”.
2. Select the desired organization.
3. Enter details.
4. Record meter readings.
5. Confirm payment via SMS.

Pay utility bills in Moscow

Muscovites, like residents of other Russian cities, can pay for housing and communal services without commission via the Internet, mobile communications, terminals and bank tellers, and the government services website. For the convenience of the population and to improve the payment system in Moscow, a single payment document has been introduced, which is sent by mail. Using the EPD, it is easy to pay on the website pgu.mos.ru.

This is the official portal of the mayor and the Moscow Government. To pay off housing debt, you must indicate the payer code, the type of document - debt or regular, and the payment period. It is possible to subscribe to email to receive notifications of new ENPs. Payments for housing and communal services without commission can be made directly on the website of the service company. Thus, for electricity consumption in Moscow, you can transfer money on the Mosenergosbyt website. In this case, the commission for light will be zero, and when paying by EPD - 1.5%

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In accordance with Article 157 of the Housing Code of the Russian Federation, each user of utility services is obliged to pay for them in full and on time. The amount of payment depends on regional tariffs, readings of existing meters (meters), the number of registered persons in the apartment, its area, the presence of a formalized subsidy and other factors. Therefore, the amount of payments is individual in each case.

Every month, the management company or companies that are direct providers of housing and communal services send receipts to property owners, according to which the latter must repay the debt for the past month. If for some reason there are no receipts, they are lost, you need to pay remotely, or other circumstances, the question arises of how to pay rent without receipts. However, there is always a way out and more than one.

The relationship between consumers and suppliers of utility services is regulated not only by the agreement concluded between them, but also by Article 153 of the Current Housing Code of the Russian Federation. Most often, owners and tenants receive one receipt, which includes a list of services provided. This includes water supply and sewerage, electricity and gas supply, seasonal heating, as well as residential work (cleaning the local area, garbage removal, maintenance of an apartment building, current and major repairs, etc.).

The most convenient way

Today, you can pay all payments for an apartment, without even having a receipt, without even leaving your home, without bothering yourself with a personal visit to any organization. Having access to the Internet, everyone has the right to independently choose any online service, however, in any case, they will have to register a personal account and log in.

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Without a receipt, you can gain access to information by knowing:

• Full name or personal account of the service provider organization;
• Your personal account number or apartment address (in the latter case, not all resources will be available).

In addition, to pay in a remote format, you will need to have a bank card with the required amount of money on it, or an electronic wallet with this amount in the account.

When using services on the Internet, you need to pay attention to the fact that sometimes the details are entered automatically, but you still need to check them so as not to send money to someone unknown. It is advisable to check both the address and last name of the consumer, that is, the payer.

The payment confirmation function is standard via the specified mobile phone number, to which a message with a confirmation code is sent.

Common services

One of the current and most reliable services is the official website of government services. After registering on this portal, you can not only monitor the status of your personal accounts and pay bills on time, but also use other functions, for example, order extracts from the Unified State Register of Real Estate.

Through your account on the government services website, there is no need to manually enter details; the user is identified by the entered number and series of his personal passport, contract or protocol number. When making a payment through this portal, you can save and even print the receipt for yourself, without having to take it to the management company. It is also convenient that the entire history of payments made is saved and can be viewed at any time.

There are also a number of non-governmental services on the Internet, such as, for example, payment.ru. However, since this is a private portal, registration on it is paid, although not expensive, and a bank card is required. Having more reliable systems freely available, everyone decides for themselves how rational it is to use private ones.

The algorithm of actions on any site is almost identical; the user only needs to follow the instructions on the monitor. The procedure itself takes a maximum of ten minutes.

Option with a bank card

If you have a bank card of any type and from any bank, you can create an account in Internet banking. Thanks to this opportunity, each client has remote access to, management and control of their accounts. Today, this is the most convenient option for obtaining information about debts for housing and communal services, for what period and how much to pay.

Having selected the section with payments and transfers in the menu, you should click on the housing and communal services line, enter the name or details of the organization that receives the payment, apartment address or personal account number. All information immediately appears on the monitor and you can immediately pay all payments with your bank card.

Payment history, as well as the ability to print receipts, are available to customers in a similar way to the government services portal. Even if there is nothing to print it on or you don’t need it at the moment, it doesn’t go anywhere. If any disputes arise with the management company, all the necessary information can be printed at any convenient time.

Payment confirmation is carried out using a mobile phone linked to the card. In this way, the bank protects clients from possible fraudulent transactions. In the future, there is no need to enter the details again each time - they are saved and it is possible to make payments more conveniently and very quickly.

Alternative Methods

There are other methods to pay rent without having a receipt. Special services have even been created by the mobile operator Beeline, which, however, is only convenient for subscribers of this operator, since for others the commission will be too high.

Skipping consideration of other private resources, it will be equally important to mention the official websites of regional service provider companies (Energosbyt, Gazprom and others). Information is updated on them, first of all, but in order to gain access to your accounts, you also need to create a personal account. In it you can see the entire payment history, periods, tariffs, exact amounts of debt, in as much detail as possible. Having a bank card you can pay immediately. If the consumer wishes to pay in cash, it is convenient to view the amount due in his personal account and go to the bank to pay in the usual way through the cash register.

In addition, it is quite possible to pay after finding out the amount without a receipt through a self-service terminal.

Sequencing:

• Select from the main page the section with payments or payments for housing and communal services, if there is one separately;
• Select the desired supplier from the list;
• Enter your personal account (it is impossible to pay at the address through the terminal);
• If necessary, enter meter readings, payment period, payer information;
• Review the amount to be paid and pay following the instructions on the screen;
• Once the process is complete, a receipt will be printed that you need to save.

Every homeowner should know how to pay for utilities, payment deadlines, and the consequences of non-payment or late payment.

Only when the homeowner pays the rent on time will he be provided with a full range of utility services.

Important! If he refuses to pay bills or does it carelessly, water and sewerage may be turned off, as well as the provision of other public services may be suspended.

What utilities need to be paid for, and in what order this should be done, is regulated by the relevant provisions of the Housing Code of the Russian Federation, while according to Article 153, payment for these services is the direct responsibility of the owner of the residential premises.

The total amount of paid utilities includes payments: for the supply of electricity, for thermal energy, for gas supply, for sewerage, for the supply of cold and hot water

Currently, this type of payment includes current repairs and maintenance of housing; public utilities; major renovation of the building.

The total amount of paid utilities includes payments:

• for the supply of electricity;
• for thermal energy;
• for gas supply;
• for drainage;
• for the supply of cold and hot water.

Moreover, if the apartment is rented out, the tenant does not pay, utilities are paid by the owner, which must be established by an agreement concluded between them.

The Housing Code sets the deadline for making payments - until the 10th day of each month

The Housing Code also establishes a deadline for making payments - until the 10th of each month. The basis for payment is the corresponding receipt addressed to the owner of the residential premises from the management organization.

Important! In the event that the owner does not pay for utilities or delays making payments, enforcement action may be taken.

For example, a management organization has the right to limit the provision of utilities to a defaulter or refuse to provide them altogether. In addition, it is possible to recover the amount of unpaid invoices in court, along with penalties and fines for late payment.

It is possible to recover the amount of unpaid invoices in court, along with penalties and fines for late payment

Many residential property owners ask whether they need to pay utilities for a second apartment or house. There is only one answer here - yes. The fact is that the current legislation does not exempt the owner of a residential premises from paying for utilities if he does not live in it. Thus, even if your apartment is empty, you will still have to make some payments for its maintenance.

It is also worth knowing that existing benefits for utility bills must be confirmed by relevant documents: certificates, decisions, extracts from regulations. In this case, first payment for the service is made, and then its amount is compensated to the beneficiary within the framework of subsidies provided by the state.

It is worth knowing that existing benefits for utility bills must be confirmed by relevant documents: certificates, decisions, extracts from regulations

Main methods of paying utility bills

Despite the fact that paying for an apartment is a completely natural and understandable procedure, many home owners and members of their families sometimes simply do not know where and how to pay for utilities with a minimum fee and without queues. The thing is that recently completely new payment methods have appeared, which are not understandable to all representatives of the older generation. In connection with this circumstance, when asked where to pay for utilities, they usually answer that this needs to be done at the housing office cash desk.

ATM for paying utility bills

This statement is partially true, since payments through the cash desk of a management company or a multifunctional center are made by the majority of tenants, but recently payments directly to the organization that provides you with certain types of services have become increasingly common. Therefore, it will be possible to answer the question of where to pay utility bills only after you carefully study the receipts that arrive in your mailbox. Otherwise, you may make a mistake and make a payment in favor of the wrong person.

Despite the fact that many citizens believe that it is best to pay utility bills in cash, almost all management companies and specialized organizations also accept non-cash payments. Therefore, you should not save and put aside cash by the end of the month, but rather pay immediately after receiving the receipt. This will avoid the imposition of fines for late payments by companies operating in the housing and communal services sector.

Internet banking for utility payments

If we consider directly the ways to pay for utilities, they can be divided into main groups:

• cash;
• non-cash.

The group of cash payment methods includes payments made at the cash desks of the management company and resource supply organizations, as well as at Russian Post branches. Such payments are known to most citizens and are available even to elderly homeowners. Moreover, if you pay rent at the cash desk of the management company, you can simultaneously resolve some issues, for example, how to pay utilities in a communal apartment.

Mobile bank for paying utility bills

As for non-cash payments, you can use modern methods, this group includes:

• ATM;
• blitz payment;
• Internet banking;
• mobile banking;
• electronic money.

These types of payments are preferred by young people who understand modern technologies.

Electronic money for paying utility bills

Thanks to them, you don’t have to visit the cash registers and accounting departments of housing departments or resource supply organizations.

Cash payments for housing and communal services

If we analyze in detail payments for housing and communal services using cash, then the first answer to the question of where to pay for utilities will be the cash desk of a housing office or multifunctional center. In addition, you can pay for receipts at Russian Post. But Sberbank, which for many years accepted these types of payments in cash, has recently switched to non-cash forms of work and has not accepted such payments for a long time.

If we analyze in detail payments for housing and communal services using cash, then the first answer to the question of where to pay for utilities will be the cash desk of a housing office or multifunctional center

This type of payment is perfect for those who do not know how to pay for utilities without using cash. In addition, it allows you to do this on time and does not depend on power outages and computer program failures. It is also very important that payments made in this way are immediately transferred to the account of the recipient organization. As a result, you do not incur debt to resource supply organizations and the management company.

Payment for utilities at the Russian Post office

The disadvantages of this method include the presence of long queues at places where payments for housing and utility services are accepted, as well as the slow progress of such a queue, since payers can pay several receipts at once. In addition, Russian Post may charge a percentage for this service (1.5% of the amount). This is important for those citizens who are worried about how to pay less for utilities.

Terminal for payment of utilities

Separately, it is worth mentioning payments using a payment terminal. This device resembles an ordinary ATM in appearance, only payment here is made using cash sent to a special bill acceptor. As a result, you do not visit the cash desks of specialized organizations and still pay in cash.

The advantage of this payment method is a significant time saving, since usually there are no queues at the terminals and they operate around the clock and on weekends. In addition, you receive a bank check and not another document, which is important in case of any conflicts regarding utility payments.

The owner of a payment terminal can charge a very significant commission for payments made through it.

One of the disadvantages is that the machine does not take or give out coins, but only accepts bills. As a result, you have to overpay. In addition, the owner of a payment terminal can charge a very significant commission for payments made through it.

Non-cash payments for utilities

Non-cash payments for utilities are of interest to those payers who know how to pay for utilities via the Internet. The fact is that most of these payments occur precisely through the use of World Wide Web resources. Their advantages include the fact that you can pay without visiting the cash desk of the management company or resource supply organizations, while being, for example, at home.

Payment of utilities via the Internet

So, for example, many banks provide their clients with such a service as Internet banking. It is a clear example of how to pay for utilities via the Internet. To do this, you will need to obtain a login and password for your personal account on the bank’s website using a bank card. With their help, you can log into it, pay the necessary amounts from a card or your bank account.