Nowadays, in order to pay off a loan, you don’t need to leave your home at all. Especially if you have the required amount on your debit card, then why not make the payment online. Active users of Internet banking are wondering whether it is possible to pay for a loan using an agreement number in the same or another bank through Sberbank Online? If you only have the loan agreement number, but you know the amount of the monthly payment, you can make the payment through this Internet banking. Now we will tell you how to do this.

It’s not worth mentioning how useful the Sberbank Online system is for the average user. In fact, this is a bank branch in your home. Through this system, you can apply for loans, receive approval, and then pay for these loans. If you need to repay your own loan taken from Sberbank, there is no problem. The system itself will display this loan, and to pay it you will only need to select it and determine the write-off card. With loans taken from other banks, the situation is a little more complicated, but not much.

1. We log in as usual in the Sberbank Online system and go to the main page.
2. We make sure that the debit card has the required amount to pay the debt.
3. We go to our usual “Payments and Transfers” section. There is a lot in this section, but we need the “Repaying a loan from another bank” tab.
4. Next, a list of banks with which Sberbank cooperates will open. In these banks, a loan can be paid by knowing the payer’s full name, his address and the number of his loan agreement. We choose, for example, Alfa-Bank.
5. A form opens in which you need to enter data.
6. After all the data has been entered, select the debit card from the drop-down list from which you want to debit money and click the “Continue” button.
7. At the next stage, carefully check all the data and enter the payment amount.
8. Confirm the financial transaction and remember to save the receipt.

The funds will be credited to the partner bank account instantly, but there are cases of delays either due to the fault of Sberbank or the fault of the partner bank. If a payment is late, it will not be the bank that will be responsible, but the client, so we recommend paying the loan in advance. At least 5 days in advance. Considering that, by law, the delay in transferring money cannot last more than 5 business days, this means that you need to transfer money to pay off the loan 5 days before the payment date. It's more reliable.

Unfortunately, if your loan was taken out from a third-party bank that is not on the list of Sberbank partners, you will have to make a transfer using BIC. To do this, go to the “Loans/Transfers to another bank using BIC” subsection, enter the required numbers, select a debit card and confirm the payment.

Other payment methods

You can pay for a loan from a third-party bank not only through the Sberbank Online system, but also through Mobile Banking. You can do this using your account number, if you have it at hand. Let's consider the procedure.

1. Log in to the system.
2. Open “Transfers and Payments”.
3. We find the subsection “To an account in another bank.”
4. We fill in the fields of the card with information about the current account number, debit card, and payment amount.
5. Click the “Pay” button and confirm this simple financial transaction.

If you have problems accessing the Internet and have nothing at hand except a mobile phone, do not despair. If you have a loan from Sberbank, you can make payment via SMS. The condition is as follows: the phone must be connected to a bank card, that is, the SMS banking service must be connected to it. Dial SMS: CREDIT<двадцатизначный № счета><сумма платежа><последние 4 цифры номера карты списания>.

The text will look like this: CREDIT 54673990689944092573 8500 4521, no punctuation marks are needed, it is acceptable to put spaces separating the account number, payment amount and card number. As soon as the SMS is typed, we check its contents and then send it to number 900. The money for the loan payment will be written off instantly, unless, of course, you made a mistake with the payment details.

So, repaying the debt using the loan agreement number, BIC or other details through Sberbank Online is as easy as shelling pears. You can spend 20 minutes and figure it out yourself, or you can save this time by reading our article and making a payment in 3 minutes. Good luck!

Nowadays, there are often situations when money is needed here and right now. In such a situation, the bank will come to your aid. You can choose the one that’s right for you from a large selection, depending on your needs. All loans are subject to different conditions and different: different rates, for example, on and on. So, your loan has already been approved and the money is on your card. Now what? Right. The money must be gradually returned to the bank, according to the terms of the loan agreement.

Good to know! In one of the previous articles, we focused on what is possible with a loan within 30 days after the loan agreement comes into force. You can read more about all the tricks for credit insurance at.

So, now every month you are obliged to return money to the bank in one of the ways convenient for you. Let's look at these loan repayment methods.

How to pay a loan at Sberbank

The first and easiest way- come to the nearest one and write an application for the transfer of funds to repay the loan, then give it to the Sberbank operator and deposit the money. But at the same time, you will most likely have to wait in a queue of people just like you who want to repay their loan.

Second way- through the service. Pay the loan by logging into the service via your computer in a couple of clicks. The account must have the amount required for repayment.

Third way- through . This can be done in a few clicks from anywhere in the world. It is enough to have access to the Internet and Sberbank Online.

Fourth method- through the service. Issue a one-time long-term order to write off the monthly payment amount from Sberbank accounts or debit cards available for the transaction. By connecting loan repayment through Autopayment, you can be sure that yours will be perfect.

The fifth way is through self-service devices. Yes, the loan can be repaid through any Sberbank self-service device. This could be an ATM or terminal. Thanks to Sberbank's extensive ATM network, you won't have to look for a long time for a place where you can pay a loan.

So, now you know how you can pay off a loan taken from Sberbank. If suddenly a fatal situation has occurred in your life and you are no longer able to pay the loan on time, then in order to prevent late payment, urgently contact the bank with a request. The bank cares about its clients and will meet you halfway in any case.

The “Golden Crown – Loan Repayment” service allows you to pay for loans from any Russian banks online using payment bank cards of the international payment systems Mastercard WorldWide, VISA International and Maestro, issued by resident banks of the Russian Federation, as well as the national payment system “Mir”. The bank card must support 3-D Secure technology, which provides an additional level of security.

Loan repayment at any time

Using the “Zolotaya Korona – Loan Repayment” service, you can pay off bank loans whenever it’s convenient! Pay with your bank card. To pay, just indicate a credit institution or select it from the list provided. A couple of minutes and it's done!

Important information always at hand

In the “Payment History” section, you can check the status of the payment using its number, send a receipt by email, or repeat the payment using the previously specified details. You won't forget to pay your loan thanks to the ability to set a reminder for the upcoming payment.

Security of funds

The service is provided by RNKO "Payment Center" (LLC), license of the Central Bank of the Russian Federation No. 3166-K dated April 14, 2014, on the basis of an agreement on comprehensive customer service (the text is presented on the website rnko.ru). Your data is protected according to the international standard PCI DSS. To ensure payment security, a secure connection is used, and cards are processed using 3-D Secure technology. Payment security is guaranteed by the payment systems of bank cards from which payments are made: Mastercard, Visa, Maestro and Mir.

• Through a united network of communication shops Svyaznoy and Euroset: no commission. Funds are credited instantly. The limit on a one-time transfer is 250,000 rubles.
• To pay on your first visit, tell the salon employee your BystroBank card number; you must have your passport with you (it is important to clarify that you need to repay the loan using the card number). For subsequent payments, you can only provide the cashier with the card number; your passport must be presented only for payments over 15,000 rubles.
• If you refuse to accept a payment or demand to pay a commission, call the BystroBank hotline 8-800-333-22-65.

• In salons MTS, Beeline, Megaphone: commission 1%, but not less than 50 rubles.
  
• At the box officebanks participating in the “Golden Crown - Loan Repayment” service: no commission.

Find out the address of the nearest point on the website or by calling 8-495-211-07-00 (24 hours a day).

• To complete the transaction, you must present your passport, provide the number of the plastic card issued to repay the loan, the Borrower’s full name and the Payer’s mobile phone number. Enrollment period is instant.
• Important! When making a payment, be sure to specify to the employee the point of payment acceptance: the name of the recipient's bank - PJSC "BystroBank", repayment of the loan through the RNKO "Payment Center" (money transfer system "Zolotaya Korona").
• If you refuse to accept a payment or are required to pay a commission (if payment is made at a partner bank), call the Zolotaya Korona Information Center at 8-495-211-07-00. If you were charged a commission when making a payment at a partner bank, save the receipt (check) and call the BystroBank hotline 8-800-333-22-65, or send a scanned copy of the check to.

• Payment of BystroBank loans through Izhkombank terminals is carried out no commission.
• Enrollment period is instant.
• A BystroBank card is required to complete the transaction.
• Payment procedure: in the main menu of the terminal, select the “Operations with cards and accounts” section, then click the “Replenishment of cards of PJSC “BystroBank”” button and follow the instructions on the screen.

• At payment acceptance points: cash desks of partner banks, Eldorado and M.Video retail chains, Rostelecom service centers, etc.
• To complete the transaction, when making the first payment, you must provide: bank details, account number, full name, phone number. For subsequent payments, it is enough to provide your mobile phone number.
• The cost of the service is 1% of the payment amount, but not less than 50 rubles.

Top up your account by transferring from card to card using the number of the plastic card issued to pay the loan.

Check the cost of the transfer at the ATM of the sending bank.

Enrollment period is in real time.

Enrollment period is from 1 to 3 working days.

The transfer is carried out according to the account details specified in the loan agreement:

TIN 1831002591

Gearbox 183101001

BIC 049401814

Beneficiary account: Account number opened for loan repayment

Recipient's name: Borrower's full name

Additional payment method - to the Bank account:

Recipient bank: PJSC "BystroBank" Izhevsk

TIN 1831002591

Gearbox 183101001

case number 30101810200000000814 in the Branch - National Library of the Udmurt Republic

BIC 049401814

Recipient's account: 47422810500000000138

Recipient's name: PJSC "BystroBank"

Purpose of payment: Number and date of the loan agreement

• Please check with your chosen organization for possible commission fees.
• Make payments in advance; when repaying a loan through third-party organizations, take into account the duration of the transfer and crediting of funds, and possible technical problems. The payment must be credited to the Bank no later than 23:00 Moscow time on the date specified in the payment schedule or the terms of your loan agreement.
• Before the payment date, make sure that the funds have arrived in your account.
• Before replenishing your account using a plastic card number, make sure that the card is not blocked and its validity period has not expired.
• You can get information about existing loans and upcoming payments at any time via Viber or.

Recently, Sberbank has been striving to make loan repayment methods as accessible and convenient as possible for borrowers. Now you can make your next payment or pay off your debt without visiting a bank branch or ATM, 24 hours a day, without leaving your home.

You just need to have a device (computer, laptop or mobile phone) with an Internet connection on hand to access the online bank https://online.sberbank.ru

You can repay a loan through Sberbank Online:

• transferring funds from any account to a credit account;
• by contract number;
• by setting up automatic payment.

Internal transfer to a credit account in Sberbank Online

This method is convenient when, in addition to a loan, you have a salary or other Sberbank debit card. You can deposit the necessary funds into it, and then make the next loan payment via internal transfer in your personal online banking account. Let's look at the whole process in more detail.

Log in to your Sberbank Online personal account through a browser from your computer or laptop.

In the main menu, find the item “Payments and transfers” and click on it. On the page that opens, you will see the section “Transfers between your accounts and cards”, and under it the link “Repaying a loan at Sberbank”. Follow this link.

Under the form, you will be offered recommendations on the amount of payment - the total amount, the amount of principal and interest. For convenience, you can copy the amount recommended for payment or specify a slightly higher value - this way you will close the loan faster and overpay less on interest.

Click “Pay” to partially or fully repay the loan, confirming the action using the code sent by SMS when making the payment.

Loan payment by agreement number

If you have several loans or credit cards, this method will help you avoid erroneous payments and misunderstandings with late interest.

You can find the loan agreement number in the documents that were issued to you when applying for a loan at a bank branch, or in Sberbank Online. Let's consider the second option.

In your Sberbank Online personal account, go to the “Loans” section by clicking on the corresponding main menu item. All your current loans are displayed here. Click on the desired one to see full information:

• amount
• payment amount

Here you can find the loan agreement number. Copy it or do not close the tab.

In a new window, open the “Transfers” section and select the “Between your accounts” option. Specify the debit account and the credit account (loan agreement number) and click the “Transfer” button. In the confirmation window, check all the data again and click the “Confirm” button. Wait for an SMS message with a code to confirm the payment, enter the code in the appropriate field. The payment has been made and will be credited to your credit account shortly.

Setting up auto payment for a loan

If you often forget about loan payments, the most convenient service will be auto payment. It is especially convenient if monthly transfers of funds are made to your Sberbank card, for example, salaries. The required amount will be automatically debited from the card on time to repay the loan.

After logging into your Sberbank Online personal account, go to the “My auto payments” item in the Personal menu on the right.

Select the tab you need “To your card” or “To a Sberbank client” depending on the characteristics of the loan.

Specify the deposit account and the debit account, set the payment term and amount, and confirm the transaction with the code from the SMS message.

Paying a loan online with a bank card

Payment using a bank card is no different from the methods listed above. Pay special attention to the card number from which the credit payment will be written off and ensure that funds arrive on the card in a timely manner.

Repaying a loan taken from Sberbank

In addition to all the above options for paying a loan through Sberbank Online, you can choose one of several alternative methods for repaying a Sberbank loan:

• Contact the accounting department of your company and issue an order for a monthly transfer of part of your salary to a credit account, providing its details;
• If you have a Sberbank bank card, enter into a banking service agreement at any bank branch, under which the monthly payment will be automatically debited from the card to pay off the debt;
• Also, you can enter into an additional agreement for the transfer of funds to repay the loan from your existing deposit, registered with Sberbank.

How to pay for a loan from another bank through Sberbank Online?

Even if loans were taken from another bank, they can be paid using the Sberbank Online Internet bank. To do this, go to the “Payments and Transfers” section and select “Pay a loan from another bank.”

To find the bank you need, enter the name, INN or current account of the bank in the search bar, or select a bank from those presented below. You can also use the option of transferring to another bank using BIC.

In the form that opens, fill in all the lines: debit account, account number, client’s full name, address, payer’s full name, and click “Continue”.

To confirm the transfer, you will be sent an SMS message with a code that you must enter in the field of the confirmation form that appears.

Payment will be made within three days. In order for the money to arrive on time, it is better to send the payment in advance, for example, 10 days before the date of the monthly loan payment.