Official inflation at the end of 2017 in Russia amounted to 2.5%. In 2016, consumer goods rose in price more significantly - by 5.4%. And in 2015, inflation in Russia completely exceeded the level of 10%, stopping at 12.9%.

This means that in 2015–2017 the ruble depreciated by 20%. Since 1991, there has not been a year in Russia without inflation. Money was constantly depreciating, which means it was not profitable to simply store it.

Therefore, today we will talk about 18 opportunities where it is better to invest money so that they make a profit.

You will learn about:

• 9 Traditional Ways to Invest Money
• 8 Best Methods for Investing on the Internet

7 rules of investing

These rules will help beginners better understand where to invest money and how to handle it.

#1. Invest only your money

Invest only your money. If the investment is unsuccessful, we will only lose our own capital. This is better than being left without money and at the same time looking for funds to return it.

#2. Leave an airbag

Don't invest all your savings. If something goes wrong, there should be at least enough food left over.

#3. Create an investment plan

Plan and write down where you will invest your money. Do this before you start investing. This will help you see better perspectives.

#4. Increase your investment

Invest part of the money you earn and thereby constantly increase your turnover.

On the wave of success, you may want to buy yourself luxury goods or start going to expensive restaurants - this can be done, but not to the detriment of business. Without additional investments, the business will not develop.

#5. Don't get emotional

Strong emotions are an investor's worst enemy. Both depression and euphoria are destructive.

• depression can prevent you from completing a plan
• in euphoria, a person can make a risky deal for a large amount

Therefore, you need to invest in cold blood. If you are overwhelmed by emotions, we recommend taking a time out. In 2-3 days, emotions will subside, and the situation will lend itself to sober analysis.

#6. Assess risks regularly

Before investing, calculate potential gains and potential losses. The main thing is that the profit significantly exceeds the contribution.

Example: spending 5,000 rubles to earn 200 rubles is not justified if the risks are high.

#7. Diversify risks

Invest in several projects at once. If one turns out to be unsuccessful, then the profit from the rest will help cover the loss.

8 ways to invest money on the Internet

Let's look at the most profitable ways to invest money on the Internet today.

#1. Forex

The essence of trading on Forex is making money on changes in exchange rates. We buy cheaper - we sell more expensive. The greater the difference, the higher the income.

For example, we will buy 100 dollars at 65 rubles for 1 $, and a month later we will sell them at 70 rubles. This will bring an income of 5×100=500 rubles.

Advantages

• low entry threshold - from 1-2 thousand rubles
• ease of investment - you only need a laptop or smartphone
• training from scratch - most exchanges have video courses

Flaws

• high risks - Forex trading for a beginner turns into a “guessing game”
• constant activity - you need to check quotes every day and find the most profitable currency pairs.

#2. PAMM accounts

PAMM accounts offer the opportunity to team up with other people who have capital and transfer the money to an experienced manager. He will invest them in projects that generate income and share part of the profits with investors.

PAMM account managers mainly trade Forex. Therefore, the profitability is lower than independent trading. But the risk is also lower: a qualified manager is experienced and will not allow an unprofitable deal.

Advantages

• There is less risk - money is managed by a professional
• low starting capital - it is enough to invest from 1-2 thousand rubles
• passive income - no need to trade yourself

Flaws

• restrictions for the investor - you cannot return the money before the due date
• there is no guarantee of a refund - government insurance programs do not apply to PAMM accounts

Summary: PAMM accounts are suitable for those who want to make money on the Forex market, but do not have the necessary knowledge and time. You can invest in accounts of experienced traders on the Alpari website. This is a reliable broker operating since 1998.

#3. Binary options

#8. Hype

Translated into Russian, “hype” is an investment program through which traders can earn 200-300% per annum or more. HYIPs are always very risky fraudulent projects.

An example of hype in Russia is the MMM financial pyramid. Despite the fact that MMM collapsed in 1994, when the concept of “hype” did not yet exist, it has all the signs of a HYIP. The first participants who invested in MMM at the very beginning of its existence managed to earn good money. The rest were deceived and lost money. A modern example is the Cashbury company.

Advantages

• high income - in HYIP it’s possible to earn 200-300% per annum
• no special knowledge required - you just need to invest and wait
• there are many projects - there are always fresh hypes on the Internet that ask people for their money.

Flaws

• very big risks - no one knows when the hype will “wind down” and stop making a profit
• fraud - HYIP creators often disguise themselves as real companies

Summary: HYIPs certainly cannot be called reliable investments - we do not recommend them. To avoid falling for scammers masquerading as real projects, check the projects on the mmgp.ru forum.

9 ways to invest money

In this section we will begin to answer the question of where to invest your money.

Let's consider only offline investment methods. We'll talk about where to invest money on the Internet in the next section.

#1. Bank deposits

A bank deposit is the most popular in Russia. In September 2018, residents of our country held 27.4 trillion rubles in bank deposits.

For an investor, investing is the easiest way to make money. You need to visit the bank, transfer money and conclude a deposit agreement. Then the investor receives interest on his account until the deposit is completed.

• minimal risk - if you open a deposit of up to 1.4 million rubles, then even if the bank goes bankrupt, the state will compensate for the losses
• convenience - you can open a deposit in an online bank in 5-10 minutes, you don’t have to go to the bank.

Flaws

• minimum income - a reliable bank that participates in the DIA (Deposit Insurance Agency) system will pay no more than 7−8% per annum
• little control over money - cash deposit agreements impose restrictions on withdrawals and deposits, which causes the investor to lose part of the profit.

Summary: A deposit in a bank carries minimal risks for the investor. But the income from the deposit is also low: in fact, it is equal to 3-4% per annum. After all, the money that is on deposit depreciates due to inflation.

We wrote more about bank deposits in the article: “How to make a bank deposit at a high interest rate + TOP 3 banks with the best conditions.”

#2. Mutual funds

UIF - mutual investment fund. This instrument is related to the stock market. A mutual fund is created by several investors. They make their contributions and receive shares in the fund - “shares”.

Example: 10 friends decided to create a mutual fund and invested 100 thousand rubles each in it. They formed a fund with a capital of 1 million rubles, and each friend’s share was 10%. The mutual fund is then transferred to an experienced manager. It invests the money invested by participants in the mutual fund into income-generating assets. The better the manager, the greater the profit of the mutual fund participants.

By investing in mutual funds, we trust money for an experienced investor. He will see profit where a beginner cannot see it. Also, the manager will not invest in something that is popular only because of advertising and has no real value.

The services of an experienced manager are paid. Mutual fund participants pay for them from the fund’s profits. It is enough to pay the manager and distribute income among the mutual fund participants.

• low risk - the state controls how large mutual funds operate, and managers have certificates and qualifications
• low requirements for starting capital - you can become a mutual fund investor with only 1000 rubles
• completely passive income - to receive a monthly income, you just need to invest in a mutual fund once, and then only receive a profit
• a wide selection of mutual funds on the market - you can choose a mutual fund that invests in risky assets and brings large profits, or you can choose a reliable fund with a yield of 10-15% per annum.

Flaws

• there is no guarantee of safety of funds - if the fund goes bankrupt, the investor may lose money
• there is no opportunity to manage capital - agreements on participation in mutual funds contain conditions under which the investor cannot withdraw money before a certain date, as well as other restrictions.

#9. Self-development

Investing in yourself is an investment in knowledge that can be used to earn money.

Example: by spending money on programming courses, you can find a high-paying job.

Advantages

• there is always a benefit - even if the investment did not provide direct benefit (money), we become more developed

Flaws

• you can end up with inexperienced “teachers” who will be of no use

Summary: Even if investing in yourself does not bring direct profit, it will make us more developed.

Where not to invest money so as not to burn out?

In this section, we will give some tips on how to understand what to invest in and where not to invest.

#1. Collect all information

If you heard about “a new promising technology that brings 500-700% per month,” then collect all the information about this development. Perhaps someone has already tried to invest in it and lost money. Ask your friends who are knowledgeable in the area in which the development was created. They will determine its advantages and disadvantages and tell you whether its market prospects are good.

#2. Don't get emotional

If a friend or acquaintance has already made an investment and says that he has begun to make a profit, this does not mean that you need to repeat after him. Perhaps everything he said was fiction, and the person needs to attract new people to the project and get money for it.

Take a break for 2-3 days. During this time, emotions will subside and you will be able to think about the situation more soberly. Then ask the person who promoted the new startup for proof of their income.

#3. Do not hurry

If you want to increase your money without risk, then do not count on instant and large profits. Accept that your income will be 10-20% per annum, or even less.

Reviews on popular blogs and sites can be purchased, so always check the reviews on the forum: MMGP.ru. To check a company or project, write the name of the company and the name of the forum into Google. For example: “cashbury mmgp”.

Where can you invest 5, 10, 20, 50,100, 500 thousand rubles or 1,000,000 rubles?

In the last section of the article we will talk about how to make money on investments if you have 5, 10, 20, 50, 100, 500 thousand rubles or 1 million rubles.

#1. 5,000 rubles

If the investor’s starting capital is 5 thousand rubles, then we recommend using the following investment methods:

• PAMM accounts
• binary options
• Mutual funds.

By investing in PAMM, binary options or mutual funds, the investor will receive 20-30% per annum, or 1000-1500 rubles per year. The probability of losing money is greater than if it were deposited in a bank, but still remains small.

If you invest 5 thousand rubles in a bank deposit, then in a year you will be able to earn only 300-400 rubles.

#2. 10,000 rubles

Starting capital of 10 thousand rubles allows you to create:

• small online store
• small website with content.

But these methods are suitable if the investor has not only money, but also an understanding of how to promote a website on the Internet. Otherwise, we recommend using mutual funds, PAMM accounts or binary options.

A bank deposit of 10 thousand rubles will bring 700-800 rubles in 12 months. This is 10-20 times less than what a content site or online store could bring in over the same period.

#3. 20,000 rubles

Investors whose starting capital is 20 thousand rubles may be interested in shares of large companies. Their profitability is higher than that of bank deposits, and the guarantee of safety of funds is close to 100%.

A website or online store for investors who have 20 thousand rubles is also attractive. But with this amount it is worth approaching investments more carefully. After all, possible losses, compared to a situation where there are only 10 thousand rubles, increase by 2 times.

For those who want high profitability, but do not know how to promote websites on the Internet, we recommend mutual funds, PAMM accounts or binary options.

#4. 50,000 rubles

Having 50 thousand rubles or more, it is advisable to diversify investments. For example:

• Place 50% of the amount in a bank deposit
• Use 30% of the amount to open an online store or promote a website
• Invest 20% of the amount in a mutual fund, PAMM account or binary options.

The proportions can be changed if riskier investments (PAMM, mutual fund, Internet site) seem more promising. But investing 50 thousand rubles in one industry means exposing yourself to serious risk.

#5.100,000 - 500,000 rubles

From this amount, diversification becomes mandatory. The investor must choose at least three sources from which to earn money. Investing all your money in one or two places means losing all your savings.

• put money on deposit in a bank (30−50% of total capital)
• invest in creating a website or online store (20−30% of the total amount)
• buy precious metals through compulsory medical insurance (5−10% of total capital)
• invest in a PAMM account or mutual fund (5−10% of the total amount).

This distribution of funds will reduce risks to a minimum. Even if all investments turn out to be unsuccessful, the investor will return 30-50% of the capital back - the funds in the bank are insured by the DIA.

The profitability of all investments will be 20−30% per annum, which will be a good result at this level of risk.

#6. 1,000,000 rubles or more

There are too many options and examples, and we will not be able to consider them all in one article. Instead, we will give some tips that will help you manage the amount of 1 million rubles correctly.

No. 1. Take advantage of trust management

An experienced manager will invest funds for 10-20% of the income so that they give maximum profit. You can follow their results - the best companies involved in trust management of funds publish statistics in the public domain.

#2: Consider investing in real estate

For 1 million rubles an investor can buy a room in a city with a population of over a million. If you consider a smaller city, you can buy a one-room apartment.

Owning an apartment will give the investor not only a stable income of 8-10% per annum. If you urgently need a large sum of money, you can quickly sell the property and get funds. This distinguishes investments in real estate from bank deposits: if you invest money in a bank, you need to wait until the deposit ends.

You can also live in the purchased property. This will come in handy if something happens in an investor’s life.

No. 3. Invest in business

You can open a business with 1 million rubles. It is not necessary to own an idea: capital is enough. It is enough to find a person or team that has promising developments, give them money and receive passive income.

The advantage of investing in a business is profitability. They give from 20% to 200% per annum or more. And an investor, by investing in a business, makes promising contacts and meets interesting people.

No. 4. Buy shares of foreign companies

With 1 million rubles, you can buy securities of foreign companies through reliable brokers.

For example, shares of Check Point Software Technologies Ltd (CHKP) for the period from November 1, 2017 to September 23, 2018 brought investors a return of 15% per annum. And the startup Jacobs Engineering Group, whose shares rose in price from $52 to $77 from September 2017 to September 2018, provided holders of its shares with a return of 40% per annum.

Moreover, the examples of investments that we gave in this paragraph are much more reliable than investments in mutual funds, PAMM accounts or binary options. And with an amount of 1 million rubles, saving money is often even more important than increasing it. Therefore, we recommend studying foreign stock markets and buying the most promising securities in order to combine reliability and profitability.

Conclusion

We talked about 18 options for where to invest money to make money. Both conventional investments and online ways to invest money were affected.

We are sure: everyone who wants to earn money has found something interesting for themselves in this article. After all, we have selected a variety of ways to invest. They are designed for investors of different ages, with different capital, with different strategies.

We think that after reading this article, our readers are sure: investing and earning money is easier than it seems. The main thing in this matter is to have a desire. And you can read about that on our website.

If you did everything you could, you would literally surprise yourself.

29.04

Earning money from investments on the Internet has become popular relatively recently. Its availability is determined by a reduction in traffic tariffs and an increase in the speed of the global network. The main characteristic of this type of investment is that there is no need to physically move assets. Everything can be done online without leaving your home. Please note that games with money withdrawal are gaining popularity, this also indicates the growing influence of the network on finance.

Internet investing fulfills the dream of many people to work little and have a high income. And at first glance, this seems to be true. However, some types of earning income via the Internet, such as stock trading (the type of asset does not matter), require a lot of time, knowledge, experience and emotional stability. I suggest reading a useful article on where I recommend investing money and continuing to study this material.

The easiest and safest way online investment according to the “set it and forget it” principle - online extension of the deposit using Internet banking. All others have a high risk of losing funds.

All available capabilities can be divided into several types:

• independent investment management;
• transfer of funds to management;
• lending;
• various types of deposits;
• venture investment (investment in new projects);
• own internet business.

Watch a super useful video, take the time to do this, because it concerns your income. You will learn many practical things that you can use now.

Self-administration

When an investor himself actively participates in the selection and conduct of operations with investments, then all income and risks fall to his share. These types of activities include:

1. Exchange trading. The type of assets can be any - goods, shares, raw materials, metals (not only precious), foreign currency, cryptocurrency. Trading requires knowledge of experience, good analytical and psychological preparation.
2. Exchange transactions in online exchangers. Here you can make money on the difference in buying and selling rates. On such resources, fiat is exchanged for the currency of another country, money from electronic payment systems, cryptocurrencies, bonuses and discounts.

There are also high-risk Internet investment schemes based on pyramids - HYIPs and MLM structures. In this type of investment, winning or losing depends on the time of entry into the process. The earlier the entry took place, the greater the likelihood of receiving income. These methods of earning money are on the verge of fraud, since the income is obtained at the expense of other people's losses.

Transfer of funds to management

Such earnings on investments on the Internet imply that the investor trusts a financial company, fund or private professional to manage his funds to generate income. Examples of such online investments include stock exchange and trading accounts, mutual funds and other funds.

The most reliable system from the point of view of making a profit is the dependence of the manager’s remuneration on the investor’s income. In another option, the broker receives a commission from any transaction and does not care whether it is profitable or unprofitable.

Lending

Online lending is possible using the peer-2-peer system on the platform of special sites. Another option is to provide a loan to an online lending company, such as a microfinance organization.

Some cryptocurrency exchanges provide the ability to lend to traders operating on the same platform. There are systems that allow you to lend to an existing business - C2B.

Deposits

Deposits represent the most passive type of investment online. The terms and percentage of return on this investment are set in advance. As a rule, it is not large, but guaranteed. Funds can be deposited in banks or life and health insurance.

The latter option provides a low annual interest rate, but performs other useful functions. These include payments for treatment, compensation to relatives in the event of the death of the policyholder, and a cumulative effect. As a rule, such insurance involves regular replenishment of the contract amount by a pre-agreed amount.

For example, a contract is concluded for 5 years with an annual investment amount of 1000 US dollars and a 1% percentage of annual income. As a result, ideally after 5 years the investor will take $5,050. In addition, for all these five years he will be protected in accordance with the terms of health insurance.

Online investing in new projects

According to Warren Buffett, you need to find undervalued companies and invest in them. This guarantees greater profits. There are many platforms where you can invest money on the Internet for the development of startups. These are so-called crowdfunding platforms. But, according to their terms, the investor cannot receive income in financial terms. Only sponsorship or charity relationships are formalized.

With the improvement of their fundraising, a tool called Initial Coin Offering (ICO) emerged. This is a very democratic procedure for attracting investments online for the start and development of projects. Many startups promise their investors not only benefits from early purchases of cryptocurrency at a low cost, but also dividends from income. That is, a person who takes part in an ICO has at least two opportunities to earn money:

1. buy cryptocurrency at a low price and sell it at a higher price after the start of the project;
2. become a cryptocurrency holder and make a profit from it.

This income could be a deduction from the project’s earnings or benefits provided by the system for cryptocurrency owners. For example, Ethereum, when switching to a new security algorithm, will allow ether owners to receive income for writing new blocks to the blockchain.

How to make money by investing in an online business?

Since we are talking about mining (earning money by recording transactions in the system registry), it can also be considered as an online investment. The main costs in this business go to equipment and electricity. The level of income depends on what cryptocurrency is mined.

Other investments in online business include the sale of goods or services, as well as websites and blogs that allow you to make money from advertising. This type of online investment requires a lot of effort and personal participation. It can hardly be called easy and simple income.

There are specific options for how to make money on the Internet from investments - such as reselling domain names or bankruptcy auctions, but this requires high initial payments and excellent knowledge of the subject.

Why should you say “No” to online investing? (4 arguments against)

1. The main drawback is the discrepancy between people’s ideas about making money from investments on the Internet and the real state of affairs. The result of an inadequate assessment, as a rule, is the loss of funds.
2. For those who are just starting to look for where to invest money on the Internet, it is quite difficult to assess the risk levels when trading or participating in stock exchanges. They easily give in to emotions and panic, and confidently make decisions based on “intuition.”
3. Beginners are inattentive when choosing a financial broker or lenders. They do not bother studying technical and financial documentation when investing money in new projects on the Internet. Their business plans are not worked out, and ideas are not formulated.
4. The reason for all these risks and problems is that such newcomers come to investing on the Internet for passive and easy income. And this approach results in a loss of funds. Although it is heavily supported by advertising and information distributed on the Internet.
5. In reality, everything looks completely different. High earnings are received by those who are ready for a lot of preliminary work and losses, who are not afraid of risks and understand them, who are not afraid to take responsibility and are critical of any situations.

Why is it worth saying “Yes” to investing on the Internet? (12 arguments in favor)

1. The Internet provides the widest and fastest opportunities for earning money. There have never been so many investment options as there are now on the Internet in history. The trend is towards increasing freedom for a person to participate in various types of activities and ways of earning money.
2. The global environment allows you to work remotely with any company, any fund in the world. There is no need to come to the office in person to conclude an agreement and provide personal data.
3. More and more people are interested in the opportunity to earn money anonymously. There is no need to personally meet and enter into an agreement with the borrower. Well-tuned resources allow you to do this safely from home.
4. Blockchain technologies and smart contracts perform such operations automatically. This makes it easier to withdraw funds involved in investments. A wide variety of types of non-cash and virtual money allows you to reduce transaction costs and the speed of their processing.
5. Trading virtual assets eliminates a lot of problems with transportation and storage of goods. What was previously available to professional traders and a limited circle of people has now become the property of anyone with a computer. We are talking about making money on the Internet by investing in stock trading of cryptocurrencies.
6. According to some estimates, about 90% of people trading on crypto exchanges have neither trading education, nor experience, nor any idea of ​​what is happening in cryptocurrencies in general and on exchanges in particular. That is, “Welcome” for everyone.
7. The speed of generating income from investing money on the Internet has increased by orders of magnitude. If the return for the shareholder is around 10%, it is considered a very profitable investment. The income of cryptocurrency owners amounts to hundreds and thousands of percent per year.
8. Online investing does not tie a person to a specific work schedule. As a rule, resources on the Internet operate around the clock. And this is also the result of globalization - people live in all time zones of the Earth.
9. Everyone can choose how much time to devote to work, based on their goals, capabilities and the decision made on where to invest money on the Internet. Someone, as a trader specializing in short-term transactions, needs to have access to the exchange 24 hours a day, while for others it is enough to check the operation of the mining farm once a week.
10. The Internet has lowered the barrier to entry for many types of making money on the Internet through investments. While a traditional venture fund requires hundreds of thousands of dollars to join, cryptocurrency funds work with clients who invest $1,000 or less. And independent participation in an ICO can generally start from a few dollars.
11. The use of new and reliable technologies simplifies the management of investment assets. The exchange of information occurs very quickly, which affects the profitability of making money on the Internet.
12. Income growth due to cost reduction is influenced by the elimination of intermediaries from many investment processes. Where previously it was impossible to do without a specialist, now you can do everything yourself. Of course, if there is not enough knowledge and experience, then it is better to turn to professionals, but this is now an optional requirement.

Conclusion

The Internet provides a wide range of opportunities. But every coin has another side, and with that freedom comes great risks. They may be associated with fraudulent actions of resources offering income, or one’s own inexperience. The worst result is a complete loss of invested funds.

Hello, dear readers of the site! In this article, you will learn where it is profitable to invest money so that you can receive monthly income, what methods of investing money are possible at a high interest rate with a guarantee, and how best to invest funds so that they work and bring profit to the investor.

This article was written based on an analysis of the experience of famous investors, financial advisors, as well as the realities of the modern economy. Plus, the basic principles of investing, possible risks, advantages and disadvantages of each investment strategy are given.

About where you can profitably invest your money in order to receive a monthly income and what options for investing money at a high interest rate with a guarantee exist - read the magazine website

In this section, we'll talk about the dos and don'ts of young investors taking their first steps in investing. Let's look at the rules for effective investing, which will allow you to get a return higher than in a bank, but at the same time almost the same reliability. Why almost? Yes because the main rule of the investor is :

The risks that an investor is willing to take are proportional to the potential profit.

You probably can't wait to get started? Would you like us to reveal the secrets of where it is profitable to invest money in 2019 year at interest to quickly earn even more?

We'll disappoint you a little. The first thing a young, fledgling investor should start with is – from investing in yourself, in your knowledge and skills . Believe me, the return on this investment will surprise you!

And only then, when you already understand how a stock differs from a bond, what capitalization of a deposit is, who brokers and traders are, you can move on to practice.

2. 5 golden rules for investing money

Rule 1: Create a safety net

You should not start risky or not very financial transactions without having a reserve for rainy day.

• How much should you have in stock? According to experts, this should be an amount that will cover your expenses for six months;
• ? Save from wages or other sources of income;
• How to calculate the amount of financial reserve? Calculate your expenses for the month. For example, you did it 40 000 rubles Multiply by 6 months, we get 240 000 rubles

This is the reserve that you will not spend when investing. In order to make your first investment, you will need to save a little more.

So it will take an eternity! - you say. It can be done faster if you have something in addition to your salary passive income , that is, monetary resources that you receive without putting much effort into it ( real estate rental, interest on bank deposit etc.).

Thus, If you put a financial reserve on deposit in a bank, you will kill two birds with one stone. You will form a reserve and begin to receive passive income.

Rule 2: Don't put all your eggs in one basket

Please note that you can trade directly in currencies, stocks and cryptocurrencies on the exchange. The main thing is to choose a reliable broker. One of the best is this brokerage company .

To avoid the need to use a financial reserve, you need to wisely distribute your funds in investments. You should not immediately invest all your free money in instruments that promise high returns. The risks that you will lose every penny are too great.

You wouldn't put a hundred fragile eggs in one basket, would you? The likelihood that you will drop it 50 /50 . And the risk that all the eggs will break after a fall is much greater. This can happen to your funds if you decide to invest them all at once. only into one project.

Also, if you distribute your money across different banks, the same thing can happen. Better diversify investments, i.e. invest in different areas. Not only in banking, but also in oil, gas, information, production, etc. In the language of professionals, this is called an investment portfolio.

Investment portfolio- these are several investment instruments combined together, differing in the degree of risk and profitability.

Depending on the chosen investment strategy, 3 types of investment portfolios can be distinguished:

• Aggressive the portfolio consists primarily of high-risk assets;
• Passive the portfolio is formed mainly from bank deposits;
• Moderate the portfolio includes both.

Rule 3. Assess risks in advance

Before counting potential profits and figuring out where you will spend them, assess your possible risks and losses.
Don’t immediately create an aggressive portfolio. You risk losing everything!

Start small. From the amount that you are internally prepared to lose (after all, there is always a risk). And gradually increase your momentum.

Take note! Never use money borrowed from a bank or from friends or relatives for investment. You risk encountering debt collectors and losing the trust and respect of your loved ones.

Rule 4. Choose collective investment

You don't have to invest alone. As your experience grows, you can invest in large projects by attracting co-investors. This will allow you to spread the risks across everyone. And profit accordingly too.

For example, If you have some attractive investment project in mind, but you do not have enough funds for it, then you can invite someone else to participate in it. There will definitely be someone who is ready to cooperate with you on mutually beneficial terms.

If you are not ready to manage your investment instruments yourself, you can use services of a trustee . This is a company that will manage your funds in accordance with your chosen investment strategy. She can use these funds to make a profit, but cannot dispose of them as property. The trustee receives a certain remuneration for his work.

When transferring funds to trust management arrived And losses distributed among investors in proportion to their contributions .

Rule 5. Generate passive income

Investing and growing your capital is great. But do not forget that investments are always risky. Today you have income, but tomorrow you can lose it along with your invested capital. Alas, these are the realities of the modern economy.

10 profitable ways to invest money so that it works and brings monthly income

4. Where can you invest money so that it works and generates income - TOP 10 profitable ways to invest

Today you can find a lot of financial scammers promising easy money and high returns in a short time. They have nothing in common with real investments.

Therefore, we will consider time-tested investment instruments that allow you to get a return on your investment, taking into account reasonable risks. So, Where is it better to invest money to receive monthly income?

Method 1. Bank deposit

A bank deposit is one of the most common investment instruments. True, the profitability of such an instrument rarely covers annual inflation in the country. Therefore, a bank deposit can be attributed more likely to ways to save, not increasing your capital.

Bank deposit is the most popular and easiest way to invest money at interest

Low ↓ return on investment- this is a fair price for your peace of mind, because banking the risks are also small ↓.

And if the amount of your deposit does not exceed 1 400 000 rubles, then you don’t have to worry about anything at all. In accordance with current legislation, in the event of a bank bankruptcy, the state will return all your money to you.

At the moment, the profitability of bank deposits fluctuates within 7 -10% , which is a couple of percent below inflation.

The most popular bank among the population is Sberbank , despite the fact that interest rates on deposits there are lower than the market average. The reliability of the bank, and not the potential profit on the deposit, is crucial for many.

The advantages (+) of bank deposits are as follows:

• low risks, deposit insurance;
• the ability to return the money at any time (sometimes even without losing interest);
• availability (you can start with a small amount, for example in 1 000 rubles).

The disadvantages (−) include:

• deposit income at best covers inflation;
• In most banks, if a deposit is closed early, interest is lost.

Method 2. Securities

Securities, unlike bank deposits, usually bring higher profitability . You can try investing in shares or other financial instruments on the securities market, provided that you are ready to take on higher risks . That’s right, there is a detailed article on the website.

Investing in securities (stocks, bonds)

There are different types of securities. Let's look at the most popular: stocks and bonds.

Promotion is a security that confirms your stake in the company and gives you voting rights.

There are promotions ordinary And privileged . The latter have higher percentages, but do not have the opportunity to vote at the general meeting of shareholders. We wrote more about what types of shares there are in one of our articles.

Bond is a security that confirms that you have borrowed a certain amount of money from the company that issued it.

Unlike a stock, it has a certain validity period, after which it must be redeemed. You can own shares for the rest of your life and receive dividends.

Dividend- This is the income on the stock, paid as a percentage of the par value of the security.

In addition, inflation annually “eats” a certain part of the money. Therefore, investing in foreign currency for several years is not very effective. .

You can buy and sell currency on a special market called (from English Foreign Exchange – foreign currency exchange). On Forex you can buy and sell almost any freely exchangeable currency. You can buy Chinese yuan for Japanese yen, Canadian dollar for euro, etc.

They work in Forex traders who buy and sell currencies throughout the day. Anyone (with the help of a broker) can buy and sell any currency on Forex. We recommend working only with trusted brokerage companies. Many successful traders trade through this broker.

Many companies offer training in the skills of working in the foreign exchange market. They attract potential investors with high returns. You should be vigilant and remember the main rule of investing: high incomes are associated with high risks!

Yes, on Forex you can increase your capital in a few months. But the risks of losing everything are very high. According to statistics 80 % of beginners lose their invested funds in the first month of working on Forex. Therefore, before you decide, weigh everything carefully!

Pros (+) of working in the foreign exchange market:

• minimum requirements for initial capital ( from 100 dollars );
• profitability is higher than the market average;
• variety of investment instruments (foreign currencies).

Cons (−) of Forex:

• you need to have special skills and knowledge to invest;
• significantly high risks.

If you want to learn more about how to lead, read our article.

Method 4. Real estate

This is the second most popular strategy after a bank deposit and a good option for those who are thinking about where to invest money in 2019 year to earn money. Real Estate Investments no less reliable than investments in a bank. The difference is that a much larger size is required initial capital.

Investments in real estate

Thanks to mortgage programs banks, you do not need to save the entire amount to purchase the property you are interested in. Usually , enough 20 -30 % from the original cost. However, buying an apartment or house with a mortgage and paying it off within 20 -30 years at the expense of salary is not the best option for an investor.

We need to make sure that this the property provided you with passive income and covered your mortgage payments.

To do this, you can use the following measures:

• rent out;
• if you bought a new building during the construction stage, sell it when the apartment is ready at a higher price;
• make several studios out of a two- or three-room apartment and rent them out as independent apartments.

This investment strategy requires more time and knowledge, but its profitability is also different.

Pros (+) of investing in real estate:

• the opportunity to receive passive income through rental payments;
• the opportunity to make money by reselling an apartment at a higher price;
• safety and passive increase of capital (real estate, unlike other investment objects, increases in price in the long term).

The disadvantages (−) of this method include:

• high requirements for starting capital ( from 300 -500 000 rubles);
• it is difficult to sell quickly if you need to return the money;
• physically obsolete ( wear, flooding, fires).

Method 5. Own business

This strategy is suitable for those who are not afraid to take risks, are ready to make decisions and take responsibility for them.

Creating your own business

When deciding to open your own business, you must:

• correctly assess all risks at the initial stage;
• calculate financial indicators ( payback period, required volume of investment, sales plans, production cost or Ulugi).

If you have an entrepreneurial spirit and some commercial experience, then you can easily cope with this.

Pros (+) of starting your own business:

• you are your own boss (you independently determine what and how to do);
• opportunity to attract co-investors ( crowdfunding campaigns, venture funds, other businessmen);
• It is not necessary to have the entire amount available to start a business (you can use bank loans).

The disadvantages (−) of investing in your own business are:

• high risks of losing everything;
• it is difficult to quickly return the invested funds;
• If co-investors are attracted, you may lose control of the company.

Method 6. Precious metals

Many people consider investing in precious metals to be the most conservative option. Purchasing gold brings serious profits for a huge number of years.

Worth considering! Precious metals are not subject to physical deterioration, and their reserves are limited. This is why the cost of gold, silver, platinum and palladium is constantly growing.

There are several options for investing in precious metals:

1. Purchase of bullion. In this case, the investor must remember that such transactions are subject to tax, the size of which is 18 % . Moreover, when purchasing bullion, you must receive a certificate. Such investments must be made for the long term. It is important to ensure a profit in an amount exceeding the amount of tax paid;
2. Purchasing coins made of precious metals. Coins are not subject to tax. Moreover, some of them also have collector's value. But you should understand that you can make a serious profit from coins only a few years after purchasing them;
3. Opening of metal accounts. A deposit in precious metals is suitable for those investors who want to invest for a short period of time. Since in this case there is no need to buy precious metals, there is no taxation. This option is one of the simplest and safest.. The investor contacts the bank, which recalculates the deposited amount into grams of precious metal. After a certain period of time, the investor closes the deposit, receiving the current value of the metals placed on it;
4. Purchase of securities of gold mining companies. To do this you will have to become a member. The value of securities does not always increase quickly. Therefore, they should be purchased for the long term.

Method 7. Antiques and works of art

Antiques, works of art, and collectibles are often called the currency of the rich. If you have a large enough amount to invest, experts recommend paying attention to investing in such property.

By choosing this method, important to remember, What Such investments are made only for the long term. In this case, it is better not to count on serious profits even after a year.

However, after a few years, there may be a serious jump in the value of the purchased property. Thus, some paintings by famous artists at the time they were painted were worth literally several hundred dollars, ten years later - tens of thousands, and fifty years later - millions.

For investment purposes, you can purchase the following antiques:

• antique furniture;
• books;
• icons;
• ancient coins;
• porcelain;
• dishes

It is important to understand that these items must be exactly ancient. In art history, these are things made over 50 years ago . Some such items may be of historical value and are protected by the state.

Investing in antiques requires considerable amounts of money. Even 500 000 rubles for this type of investment it is considered a small amount. However, you can start small. So, For example, Tretyakov I managed to assemble my own collection, starting with just a few paintings.

It should be understood that for acquiring truly valuable things you need to be an art critic yourself, or have someone you know. Without the appropriate education, it is almost impossible to understand which items are of real value.

Of course, you can use the services of a consultant. However, this requires additional financial investments. Do not forget that any art critic can only assess the current value of an object, and not its potential profitability. You should contact specialists who understand not only art, but also investment.

Method 8. Franchising

Those who have capital of half a million rubles or more can create their own business by purchasing franchise . In this case, activities are carried out according to the scheme worked out by the seller. We wrote about this in detail in a separate article.

Opening a franchise business

It is important to understand that franchising cannot become passive income. The amount of profit depends primarily on the activity of the businessman.

However, a franchise helps save time, money and effort. This is achieved due to the fact that marketing schemes and all processes in such a business have been worked out.

Among the advantages of a franchise are the following:

• fairly short payback period - usually from six months to a year;
• brand awareness ensures the presence of a customer base no additional advertising, franchised goods and services already have their own buyers;
• the franchisor constantly supports the businessman;
• the level of competition is minimal, since the franchise provides for a specific number of projects in a certain territory.

However, a franchise-based business also has serious flaws . The main thing is that when purchasing a franchise, a businessman is limited in his actions. He is tied to the developed system and does not have the right to change the algorithm of actions without agreeing with the franchisor.

Method 9. Binary options

Experts say that binary options are the fastest way to generate income from investments. The basis of this option is the ability to take risks, as well as analyze the economic situation in detail.

The task of an investor who has chosen binary options is to correctly predict the value of the asset being used over a certain period of time.

After a specified period, the result is assessed.

• If the assumption turns out to be correct, the investor will receive profit . It can be around 80 % rate;
• However, the forecast may not be confirmed and the price will go in the opposite direction. In this case, the account will be recorded lesion , up to 100 % rate.

At first glance, many people think that making money on binary options is the same as playing roulette. However, it is not. A more thorough study of the work on binary options allows you to increase the accuracy of forecasts, and therefore increase your profits.

There are a number of advantages of this investment method:

1. A large number of trading instruments to choose from. Even a novice investor will be able to work with both currency pairs, so with stocks, oil And precious metals;
2. The amount of profit, as well as the level of possible loss, are determined in advance. Moreover, some trading platforms allow you to independently determine the ratio of profit and loss;
3. The trading platform can be accessed at any time from any device. There is no need to install additional software for this. To start the analysis it is enough go to the broker's website;
4. Binary options trading is carried out 24 hours a day, seven days a week. Therefore, an investor can earn money in any free time;
5. The trading interface is intuitive even for novice investors. In this case, only the final result of the value of the asset is reflected; intermediate prices are not shown to the user.

There are 2 options for making money on options:

• Call Up represents purchase deal . It should be used if prices are expected to rise. If the value of assets decreases, a loss will be incurred.
• Put Down - This sale transaction , profit will be received if the value of the asset decreases.

Despite the large number of advantages, binary options trading also has disadvantages:

1. A single wrong trade can result in losses of approx. 90 % invested funds. To return them, you will need at least three profitable trades;
2. When trading binary options, it is impossible to refuse a transaction or close it before it ends. Even in cases where the investor realizes that he has made a mistake, he has no choice but to wait for the option to expire;
3. Unlike Forex, there are no credit obligations. It turns out that the investor has the opportunity to trade only those funds that he has available.

Binary options allow you not only to save your own funds from the harmful effects of inflation and devaluation, but also to increase them. To do this, it is important to carefully study the market, as well as make the right choice in favor of one of the brokers.

Method 10. Internet projects

The development of modern technologies has led to the fact that the popularity of investing via the Internet has increased significantly.

There are several areas for investment that are suitable for both novice and experienced investors:

1. Investments in startups, which are special Internet resources created for the purpose of development or their subsequent sale. The owner of the funds must understand all the details of the project and carefully monitor the implementation of the work. The amount of funds that the investor will receive is determined primarily by the degree of development of the resource, as well as its attractiveness to future buyers.
2. Investing in creating your own website. A successful Internet resource can become the basis of a business and generate regular income. This approach allows you to start your own business even if you have a small amount of money. At the same time, there are no costs for renting commercial real estate or staff salaries. There is an opportunity to offer a product or service to a wide audience. Investments in such a business are less risky, but the amount of profit in any case is determined by the efforts of the entrepreneur.
3. Investing in online projects that seem most profitable to the investor. You can choose effective Internet projects from specialized online resources. The investor acquires part of the business. Subsequently, he has the right to a percentage of the profit or resale of the share. The relationship between the project owner and the investor is regulated by a special type of agreement. However, it is worth considering, what to predict the effectiveness in advance almost impossible. There are serious risks associated with such investments due to the unpredictability of market behavior.

When choosing an investment method, it is important to conduct a qualitative analysis. This is the only way to understand what the potential profits and risks of the project are.

The surest way to invest money at a high interest rate with a guarantee is in a bank. And in which bank is it better to invest capital at interest with monthly income - see below in our review

5. Where is it better to invest money at a high interest rate with a risk-free guarantee - review of the TOP 5 banks

You can get a guarantee of income, as well as ensure the safety of your funds, by investing them in a bank.

Important! At the same time, it is worth choosing credit institutions that participate in the deposit insurance system and have a high-quality reputation.

In addition, you should study and compare the conditions for deposits in different banks.

Which bank is better to invest money with interest in 2019?

So let's take a look, Which bank is it profitable to invest money in at a high interest rate with a guarantee (with a monthly income). To avoid wasting time analyzing a large number of banks, you can use expert ratings. Example list of the best banks for investment presented below.

1) Tinkoff Bank

Tinkoff – a unique Russian bank. It does not have a single branch throughout the country. Customer service is carried out completely remotely.

Here you can open a deposit at a rate up to 7% per annum . Accrual is carried out monthly. In this case, the deposit amount must be not less 50 000 rubles.

The depositor has the right to choose the method of interest payment:

• capitalization;
• transfer to a separate card account.

The agreement provides for the possibility of replenishment and partial withdrawal of funds.

2) Sovcombank

Sovcombank has extensive experience in the Russian financial market - it was founded in 1990 year. Today it is one of the twenty largest banks in our country.

The credit institution offers clients to open a deposit at interest up to 7.6% per annum . The minimum amount is 30 000 rubles.

Interest is paid at the end of the contract term. Besides, interest in case of early termination behind 3 months, half a year and full number of years are saved. The deposit can be replenished, but partial withdrawal is not provided.

3) UniCredit Bank

UniCredit Bank is a credit institution based in Europe. This bank came to Russia more than a quarter of a century ago. Today it is the largest credit organization with foreign capital in our country.

Deposit rates depend on the term, method of interest calculation, and amount. Opening a deposit in rubles , available before 8,35 % per annum, in dollars – before 3,23 % , In Euro – before 0,20 % .

There are 2 options for calculating interest:

1. with monthly payment;
2. with capitalization.

To make choosing a deposit easier, you can use the calculator posted on the bank’s website.

4) Ural Bank for Reconstruction and Development

UBRD is one of the leaders in the Russian banking sector. The credit institution has a wide branch network, which includes more 1 500 branches throughout the country.

Here you can invest at a rate up to 11% per annum . Interest is calculated every 50 days. In this case, income can be capitalized or received.

For those who open a deposit in online mode , UBRD increases its bet by 1 %. Moreover, the bank connects depositors to the Internet banking system for free.

5) Absolut Bank

Absolut Bank operates on the Russian financial market with 1993 of the year. During this time, the credit institution has won recognition not only from clients, but also from world rating agencies.

Clients can receive income on funds invested in this bank in the amount of up to 8.5% per annum . The deposit amount must be no less 30 000 rubles. Interest on this offer is paid only at the end of the contract. Deposits and partial withdrawals are not provided.

For ease of comparison, the main conditions of the deposits presented above are reflected in the table.

Table "Banks with the best conditions for deposits, main parameters of deposits":

Credit organisation	Deposit rate	Basic conditions
1. Tinkoff Bank	Before 7 % per annum	The investor chooses to capitalize the interest or receive it monthly on the card You can replenish and partially withdraw the deposit amount
2. Sovcombank	Before 7,6 % per annum	Payment of interest at the end of the term Possibility of replenishment, partial withdrawal is not provided
3. UniCredit Bank	Before 8,35 % per annum	Interest is accrued monthly - at the depositor's choice by capitalization or payment
4. Ural Bank for Reconstruction and Development	Before 11 % per annum	Capitalization or interest payment When checking out online, the rate increases by 1 %
5. Absolut Bank	Before 8,5 % per annum	Interest is paid at the end of the contract Deposits and partial withdrawals are not provided

4 current options for investing money today at high interest rates

6. Where is it profitable to invest money in 2019 at interest - 4 best ways today

Deposits bring low income. There are investment methods that allow you to get much more big profit.

Choosing the best option, don't forget What As income increases, the risk of losing invested funds also increases.

Let's take a closer look below main methods of investment for the purpose of generating income.

Method 1. Promising startups

Investing in startups attracts investors because The potential income in this method is unlimited. There are a huge number of projects on the Internet in which you can invest. To find them you can use specialized sites.

When choosing, it is important to conduct a thorough analysis and comparison of a large number of projects. It should be remembered that some of them generate profits for several years. Other projects turn out to be unpromising and only cause losses.

Method 2. Private lending (P2P lending)

Private lending has recently become increasingly widespread and developed. This option involves issuing a loan from one individual to another. Using this method, it is important not only to draw up the contract as competently as possible, but also to conduct a thorough analysis of the potential borrower.

Explicit advantage private lending stands high level of profitability . By lending funds even for a short period of time, you can ensure profitability before 50 % per annum.

However, there is also a significant flaw – high profits come with serious risks. There is a possibility that the funds lent will not be returned. It is impossible to guarantee the borrower's honesty even if his characteristics are carefully studied.

Method 3. PAMM accounts

By investing in PAMM accounts, the owner of the funds transfers them to trust management professionals. When receiving money, the manager includes it in circulation and does everything to obtain maximum profit.

The investor can only wait while specialists distribute his funds between exchange-traded and other promising assets in order to generate income.

Thus, PAMM accounts are one of the types of passive income. At the same time, the risks of such investments are relatively low.

To independently make a profit from trading on the stock exchange, you need not only money, but also specialized knowledge. At the same time, to invest in PAMM accounts, it is enough to find a company that provides sufficient profitability and transfer the funds to it for management.

The profitability of such investments is determined primarily by the correct choice of the manager. This process requires significant time, as well as additional knowledge.

Method 4. Mutual Funds (mutual investment funds)

Mutual funds essentially represent collective investment funds. The property of such a fund is divided into parts called share . We wrote more about (mutual investment funds) and how they work in the previous article.

High liquidity of investments in mutual funds is achieved due to the fact that the shares are traded on the market. At the same time, the activities of funds are regulated by law. The relationship between shareholders and the mutual fund is determined by the relevant documents.

An investor buys shares when he expects their value to rise. Once the price reaches the expected value, profit can be recorded by selling it.

When choosing a mutual fund for investment, it is important to consider its type. You can sell a share at any time only if open ended fund. From interval mutual fund you can leave only at predetermined periods of time, and from closed- upon completion of his work.

It is impossible to determine in advance what kind of profitability the fund will show based on the results of its work. Profit can reach 50 % per annum, which exceeds the deposit rate by approximately 6 once. However, on average for the market this figure is about 20 % .

It happens that funds show losses. But don’t be afraid that managers will always produce negative returns. The size of their commission depends on the amount of profitability . Therefore, they make every effort to obtain maximum profitability.

The advantages of mutual funds include the following:

• availability. This type of investment is available to everyone, since to start investing it is enough 1 000 rubles;
• high level of liquidity;
• the activities of mutual funds are regulated by law and is under state control;
• professional money management.

However, mutual funds also have flaws . The most important of them is no guaranteed profit .

It should be kept in mind that some managers receive income even in cases where their work does not bring profit. This is why some funds show zero profitability and sometimes unprofitability during their work.

There are a huge number of varieties of mutual funds. However, regardless of the choice of the type of mutual fund, experts recommend investing in them only if long-term investments are planned.

It is important to carefully review the pros and cons of different types of investments to choose the best option for you.

7. Where not to invest your money - unsuccessful investment strategies

Many people want to make quick money, not realizing that too high incomes are associated with high risks.

Financial Pyramide is a deliberately unprofitable organization that pays income to investors by attracting funds from new investors.

Financial pyramids were very popular in 90 years in our country. I think everyone has heard about Sergei Mavrodi and him MMM .

But don’t think that all these fraudulent organizations have sunk into oblivion. Every year, thousands of gullible investors suffer from the actions, or rather, the collapse of such pyramids. How to avoid falling into a financial pyramid?

Let us highlight the main signs of a fraudulent scheme:

• Too high profitability 30 % and higher);
• Aggressive advertising;
• Lack of real activity (does not produce or sell anything);
• The company's legal address is located outside the country (offshore). we wrote in a separate article.

8. Answers to frequently asked questions

The topic of investing funds to generate income is quite extensive. In the process of studying it, a huge number of questions arise. Today we will answer the most popular of them.

Question 1. Is it realistic to invest money at 50 percent for 24 hours?

Today on the Internet you can find a huge number of offers for investing money for a day. However, not everyone knows how real this is.

Allows you to earn money in such a short period of time investment programs of microloan services. This option allows you to invest money for just a day, counting on profitability minimum 8%.

Services that issue microloans allow you to top up your account in a short period of time and start earning money, minimizing the risk of losing funds.

The main advantages of the option under consideration are:

• high profitability;
• the opportunity to participate in the investment program with minimal investment;
• comfort of transactions;
• ease of withdrawal of funds.

In addition, before investing money in a microfinance company, you should carefully study its reputation.

Question 2. Where to invest money (rubles) so as not to lose it?

We answer the popular question, where to invest money (in rubles or other currencies) so as not to lose it

Storing funds in rubles is not reliable. This is especially true during economic instability. The presence in our country of a fairly high level of inflation, as well as devaluation, leads to the fact that simply storing money in rubles becomes quite unprofitable.

For those who have financial savings, experts recommend investing them. This method of managing funds is more progressive and profitable.

You don't have to be a financial analyst to understand the effects of inflation and devaluation. It is enough to compare prices for certain goods and services over an extended period of time.

There are several reasons why the value of the ruble is decreasing:

1. reduction↓ in prices for raw materials negatively affects the purchasing power of the Russian currency, since it is clearly linked to oil prices;
2. sanctions of foreign countries significantly worsen the position of the ruble relative to other currencies.

The described situations lead to the fact that simply storing rubles will lead to the loss of part of the funds. This is especially true for a fairly large sum of money. In fact, the nominal amount of capital does not change, however decreases ↓ purchasing power of assets.

Proper investment will help the investor:

• exclude impairment of the available amount;
• with a successful combination of circumstances, even increase capital;
• partially insure against serious economic shocks that are possible in the future.

The profitability of investing depends on a huge number of factors. First of all, this concerns the size of the amount available. However, regardless of the amount of capital, investment is a better solution than conventional storage .

Investing always involves the risk of losing your funds. However, if the investment is successful, you can provide stable passive income, as well as financial security.

Beginning investors often encounter a number of mistakes that can increase risk:

• making investment decisions based on emotions;
• lack of thorough analysis;
• low level of financial knowledge, as well as reluctance to learn.

Question 3. Where can you invest 100 thousand rubles so that they generate income?

Some people believe that you need to have several million to invest successfully. However, this is fundamentally wrong. Quite successful investments can be made even if you have several thousand, so 100 000 rubles are an excellent amount to start investing.

If it is possible to place capital of at least 3 -x investment areas, you can count on serious insurance against various force majeure circumstances.

In the modern economy, it is better to use the following investment methods, which are quite reliable and promising:

• investing in online projects such as websites, blogs, online stores;
• bank deposits;
• investing in innovation and promising startups;
• investment in art;
• purchase of precious metals;
• investments in securities;
• acquisition .

The right investment allows, having 100 000 rubles, provide additional income.

Question 4. Where and how can it be profitable to invest money on the Internet to get quick profits?

There are many ways on the Internet where you can profitably invest your money so that it makes a profit. Below are the most profitable ones. But remember: the higher the return, the higher the risk

Finding the right way to invest online often requires a lot of time and effort. Below are promising and profitable Options where you can invest money on the Internet to make a profit:

1. Shares (stock market);
2. Forex;
3. PAMM accounts;
4. Binary options;
5. Hype projects (very risky investments).

Before choosing one or another method of investing online, it is important to calculate the risks and possible returns in advance.

9. Conclusion + video on this topic

In this article, we described in detail where to invest money in order to receive monthly income and looked at popular ways of investing money at a high interest rate with a guarantee.

We hope that this information will be useful to you, and you will soon significantly improve your financial condition.

And also video:

On the pages of the site you will find a lot of useful information.

Here you will find the best investments on the Internet, and you can also consider other investment projects.

Attention! Only working and regularly paying investment companies are presented on the site!All projects are regularly checked for solvency.In case of delay or termination of payments, the project falls into.

High-yield investments carry a high risk of losing money. All investments in such companies are made at your own risk.

Alpha Intelect- a high-quality investment platform with a yield of 2.5% to 4% per day for a period of 365 days. There are 4 tariff plans in total. Net profit from 813% for the term! Start: 04/25/2019 Website: alphaintelect.net.

Features and Benefits of Alpha Intelect:

3$/200 rub. Deposit bonus: 2.5%.

Income from investments: from 2.5 to 4% per day.

Deposit term: 365 days. The deposit is included in the payments.

affiliate program Level 3: 5%, 3% and 1%(deposit required) + bonuses from 100$ per revolution.

World Wide Exchange - a new investment platform with unlimited accruals and 4 investment plans with a yield of 1.8% to 3.7% per day. With the Standard tariff, the breakeven period will be 56 days. Registered in the UK under No. 11438992. Start: 03/06/2019 Website: wwex-group.com.

Features and Benefits of World Wide Exchange:

Minimum investment amount: 10$/100RUB. MAX: $250,000/RUB 15,000,000.

Income from investments: 1.8% to 3.7% per day.

Deposit term: indefinitely. Deposit bonus: 2.5%.

affiliate program Level 5: 5%, 3%, 2% 1% and 1%+ bonuses from the turnover of the structure.

Deposit/withdrawal methods: Visa/MasterCard/Maestro, Perfect Money, Payeer, ADVcash, Bitcoin, Yandex.Money, Qiwi. Payments are instant, from 0.1$ or 1 rub, on cards from 5000 rub.

Stroi Group Limited - a new investment company with 4 investment plans with a yield of 2% to 3% per day. There is a bounty program for video and text reviews. Registration in the UK No. 12023210. Certificate and license on the website, in the "Contact Information" section. Start: 06/14/2019 Website: https://stroi-group.com.

Features and benefits of Stroi Group:

Minimum investment amount: 5$/325RUB. Autorefback: 50%.

Income from investments: from 2% to 3% per day.

Deposit term: indefinitely. The deposit body is included in daily accruals.

affiliate program Level 5: 7%, 2%, 1%, 1% and 0.5%+ bonuses from 25$ before 1500$ .

Cashbox- a perpetual wallet from network leaders based on the LatyPay payment system with a yield of 2.6% to 3.3% per day. Work continues until the last possible payment. The account owner cannot withdraw funds. Start: 06/14/2019 Website: https://latypay.com/L100011.

Features and benefits of Cashbox:

Minimum investment amount: 10$ .

Income from investments: from 2.6% to 3.3% per day.

Deposit term: unlimited.

affiliate program Level 3: 6%, 2% and 1%.

Input/output methods: the most popular payment systems and cryptocurrency. Payments are daily, automatic to your wallet LatyPay.

Paxamericana- a worthy investment project from an experienced admin with working marketing and accruals of 3% of the deposit daily, seven days a week, for life. Start: 06/11/2019 Website: paxamericana.biz.

Features and benefits of Paxamericana:

Minimum investment amount: 10$ . Blog Bonus: 2.5%.

Income from investments: 3% per day.

Deposit term: indefinitely.

affiliate program Level 3: 5%, 2% and 1%.

CapEX24- a broker with official registration in the CIS in the form of LLC “Capex24 Finance”! Great preparation. Stable daily payments since 2018! Start: 08/20/2018 Website: capex24.com.

Features and benefits of CapEX24:

Minimum investment amount: 10$.

Investment income: floating 5% per week.

Deposit term: from 5 working days.

Affiliate program: 30% from management commission + career and bonuses.

Deposit/withdrawal methods: bank cards, Yandex.Money, Qiwi, PerfectMoney, Payeer, AdvCash, Bitcoin. Payments from 5$, according to regulations up to 24 hours.

SilkWay- a promising investment company with charges of up to 0.8% per day. The main promotion is “on the ground”. Activity: logistics company. Registration in the USA, number: 11456325 dated February 19, 2019. Start: November 25, 2018 Website: silkway.vip.

Features and benefits of SilkWay:

Minimum investment amount: 5000 RUB. Blog Bonus: 1.5%.

Income from investments: from 0.56% to 0.8% per day.

Deposit term: 12 months. The deposit is included in the payments.

affiliate program Level 5: 3%, 1%, 0.5%, 0.5%, 0.5%+ career bonuses 21 status.

Deposit/withdrawal methods: Visa/Mastercard, Perfect Money, PAYEER, Bitcoin, Litecoin. Payments from 1000 RUB, according to regulations up to 72 hours.

B. B. Sheldon- a foreign giant with good potential for development. 9 standard tariff plans with a yield of 0.9% per day + 2 more areas for investment. The site has been translated into 14 languages. Certificates and documents are available in the "About the Company" section. Start: 04/16/2019 Website: bbsheldon.com.

Features and benefits of BB Sheldon:

Minimum investment amount: 50$. Blog Bonus: 2.5%.

Income from investments: from 0.9% to 2% per day.

Deposit term: from 15 to 65 days.

affiliate program from level 8: 5%, 2%, 1%, 1%, 1%, 1%, 1%, 1%+ career 6 levels.

BtcFury-TOP investment piggy bank with charges of 3.84% - 5.1% per day indefinitely! Withdrawal of deposit at any time with a commission of 5%. Generous bounty program. Start: 05/10/2019 Website: https://btcfury.io.

Features and benefits of BtcFury:

Minimum investment amount: 5$ .

Income from investments: from 3.84% to 5.1% per day. The percentage is floating.

Deposit term: indefinitely.

affiliate program Level 1: 12%(0.4% per day during 30 days).

Best4You-a well-prepared project with a unified investment plan with a yield of 4% per day for a period of 38 working days. The net profit will be 52% over the period. Declared activity: earnings on sports betting. Official registration in the UK. Reg. number: 11978536. Start: 04/06/2019 Website: bets4you.biz.

Features and benefits of Best4You:

Minimum investment amount: 10$. Blog Bonus: 4%.

Income from investments: 4% per day.

Deposit term: 38 working days. The deposit is included in the payments.

affiliate program Level 1: 8%.

Deposit/withdrawal methods: Perfect Money, PAYEER. Payments are instant, from 0.4$.

LatyPay- an electronic payment system of a new format with three tariff plans with a yield of up to 180% per annum. Accruals every 12 hours. $10,000 is allocated for the bounty program. Start: 03/16/2019 Website: latypay.com.

Features and benefits of LatyPay:

Minimum investment amount: 1$ or or 100 rub. MAX: no restrictions.

Income from investments: from 0.4% to 0.5% per day.

Deposit term: unlimited.

affiliate program Level 4: 20%, 10%, 5% and 5% from the commission of the completed transfer.

Gains Systems- an excellent average income project with charges of 3% on weekdays and 1.5% on weekends. Active development: more than $1.2 million in investments and more than 12,000 investors. Start: 04/16/2019 Website: gains.systems.

Features and benefits of Gains Systems:

Minimum investment amount: 10$. Blog Bonus: 3.5%.

Income from investments: 3% on weekdays and 1.5% on weekends.

Deposit term: 365 days. The deposit is included in the payments.

affiliate program Level 5: 7%, 3%, 1%, 0.5% and 0.5%+ leadership program.

ELITEX Group- a medium-income investment project with excellent preparation and charges from 2% to 3.5% per day. Generous Bounty program. Activities: microcredit. Registration in the USA, number: 11456325 dated February 19, 2019. Start: 05/31/2019 Website: https://elitex.pro.

Features and benefits of ELITEX Group:

Minimum investment amount: 10$/600RUB. Autorefback: 2.5%.

Income from investments: from 2% to 3.5% per day.

Deposit term: 365 days. The deposit is included in the payments.

affiliate program Level 3: 5%, 2% and 1%+ rank bonuses.

Features and benefits of Tresor Capital:

Minimum investment amount: 25$. Blog Bonus: 3%.

Income from investments: from 1.8% per day.

Deposit term: from 10 days to 30 days.

affiliate program Level 2: 6% and 1%.

Ztrade- a high-quality medium-income project from domestic creators with 25% interest per month. The company provides many bonuses, which require a mandatory deposit of $50 or more. Activities: cryptocurrency trading. Start: 05/14/2019 Website: ztrade.info.

Features and benefits of Ztrade:

Minimum investment amount: 50$. Blog Bonus: 5%.

Income from investments: 1.25% on a working day. (25% per month).

Deposit term: 365 days. The deposit is included in the payments.

Affiliate program: 10% + career, representative and binary bonuses.

Deposit/withdrawal methods: QIWI, YandexMoney, Visa/Mastercard/Maestro, Advcash, Perfect Money, PAYEER, Bitcoin, Etherium. Payments from $10, according to regulations up to 72 hours.

Future Technology Group - an average-income investment company with charges starting from 1.2% per working day. Tariffs are quite short. Famous creators. Full package of documents from China. Start: April 2019 Website: ftgroup.net.

Features and benefits of FT Group:

Minimum investment amount: 50$. Blog Bonus: 2.5%.

Income from investments: from 1.2% to 3.8% per day.

Deposit term: from 20 to 100 days.

affiliate program from level 5: 5%, 2%, 1%, 1% and 0.5%+ career growth.

Tengri Space - a highly profitable investment platform with development prospects and returns of up to 300% in 360 days. Areas of activity: Trading on the cryptocurrency exchange, betting on sporting events and investing in the real sector of the economy. More than $10,000 in payments. Active investors from 14 countries! Start: 04/23/2019 Website: https://tengri.space.

Features and benefits of Tengri Space:

Minimum investment amount: 10$. MAX. 15000$ . Blog Bonus: 1.5% .

Income from investments: from 107% to 300% per term.

Deposit term: from 1 to 12 months. Accruals are daily.

affiliate program Level 3: 3%, 2% and 1% from the deposit.

Deposit/withdrawal methods: PerfectMoney, Payeer. Payments are manual from 1$, 3 times a week Mon, Wed and Fri.

Yesss Capital- TOP investment company that has been paying regularly since 2015! Yield from 0.8% to 17.77% per day. From 777% to 7777% for the term. 19 investment plans! Bounty for a video review about the company. There are training videos. Powerful technical training. Start: October 15, 2015 Website: https://yesss.cc.

Features and benefits of Yesss Capital:

Minimum investment amount: 25$.

Income from investments: from 0.8% per day.

Deposit term: from 17 to 555 working days.

affiliate program from level 3: from 1% to 17% from the contribution depending on the tariff + career.

Success Trade Finance- a medium-income investment project from an experienced administration with great potential for long-term development and charges starting from 1% per day. Profit for the term: from 150%. Smart marketing. Wide range of tariffs and statuses (10 pcs). Start: 05/28/2019 Website: successtf.com.

Features and benefits of STF:

Minimum investment amount: 10$. Blog Bonus: 2.5% .

Income from investments: from 1% to 3.6% per day.

Deposit term: from 150 to 400 days.

affiliate program from level 1: from 5%+ career and bonuses.

Deposit/withdrawal methods: popular EPS Yandex Money, QIWI, PerfectMoney, Payeer. Including bank cards and cryptocurrency. Payments from 1$, according to regulations up to 24 hours.

RuizCoin- a medium-income project with excellent preparation from an experienced administration. 1 tariff plan offers to earn 3% per day for 50 working days. The net profit will be 50% per lap. Start: 04/05/2019 Website: ruizcoin.biz.

Features and benefits of RuizCoin:

Minimum investment amount: 10$ . MAX: 100$. The number of deposits is unlimited. Deposit bonus: 5%.

Income from investments: 3% per day.

Deposit term: 50 working days. Deposit included in payments

affiliate program Level 1: 10%.

Deposit/withdrawal methods: Bank cards, PerfectMoney, Payeer, AdvCash, Yandex Money, QIWI, Bitcoin, Litecoin, Etherium. Payments from 0.3$, instant.

IQ Miner - a high-quality investment platform with a yield of 1.5% to 3% per day indefinitely. There are only 2 tariff plans. Charges in rubles. Company number 11307090. Start: 03/05/2019 Website: iqminer.com.

Features and benefits of IQ Miner:

Minimum investment amount: 100 rub. MAX: RUB 1,000,000.

Income from investments: from 1.5 to 3% per day.

Deposit term: unlimited. The deposit is included in the payments.

affiliate program Level 1: 5%. Bounty program: Reviews, YouTube, Social networks, Telegram, Blogs.

EL-TERRO(Clean Energy Network) - A high-quality, highly profitable project from an experienced administration with a yield of 1.1% per day! Chips: Every week the percentage of income increases by 0.1%, draw +20% to the deposit. Elterro's mission is to expand the network of electric filling stations. Of. registration (Constituent documents are on the website). Start: 05/09/2019 Website: el-terro.com.

Features and benefits of EL-TERRO:

Minimum investment amount: 50$. MAX. 25000$.

Income from investments: from 1.1% to 2% per day.

Deposit term: from 1 to 10 weeks.

Shanghai Limited Company- a new investment project from an experienced team of administrators. Yield up to 1% per day. Declared activity: Investments in the Chinese economy. Of. registration: documents are on the website. Start: 04/24/2019 Website: shanlimited.com.

Shanghai Features and Benefits:

Minimum investment amount: 10$ /1000R. Deposit bonus: 2,5%.

Income from investments: from 0.8% to 1% per day.

Deposit term: from 20 days to 100 days.

affiliate program Level 1: 5% of the deposit.

Deposit/withdrawal methods: Yandex Money, bank cards, PerfectMoney and Payeer. Payments from 300rub/5$. According to the regulations up to 5 working days. On Perfect Money - instantly.

KIF Capital is a serious venture fund with a long-term strategy for increasing capital from 30% to 60% per annum. KIF share price: 100 rub. Fund areas: Startups, Stock market, Cryptocurrency and Equity participation in real sectors. Start: May 2018 Website: https://kif.capital.

Features and benefits of KIF Capital:

Minimum investment amount: 5000 rubles. Blog Bonus: 2.5%.

Income from investments: from 30% to 60% per year.

Deposit term: from 1 month to 12 months.

affiliate program Level 1: 5%.

Deposit/withdrawal methods: PayeerRUB, YandexMoney, Qiwi. Payments from 1000 rub, according to regulations during the day.

RoboForex Tech - trading bot with accruals from 0.01% to 10% per business day. 82% of RoboForex transactions are profitable. Activities: trading AI bots through brokers RoboForex and Forex4you. Start: 05/14/2019 Website: https://roboforex.tech.

Features and benefits of RoboForex:

Minimum investment amount: 1$.

Income from investments: from 0.01% to 10% on a working day. Average profit 1.5% in a day.

Deposit term: from 210 days. Profit from 200% to 500% per term!

affiliate program Level 3: 3%, 1% and 0.5%

Deposit/withdrawal methods: Yandex.Money, Qiwi, PerfectMoney, Payeer. Application for withdrawal each 2nd Friday from 0.2$, according to regulations from 3 hours to 5 days.

Legal Industries- a medium-income project with great development potential and accruals of up to 1.1% per working day. The company is officially registered and has a full package of legal documents. Start: 05/05/2019 Website: legal-industries.com.

Features and Benefits of Legal Industries:

Minimum investment amount: 10$. Blog Bonus: 1.5%.

Income from investments: from 0.3% to 1.1% on a working day.

Deposit term: from 60 days up to 365 days.

affiliate program from level 2: 3% and 1%+ career ladder and bonuses.

SuperKopilka- an investment piggy bank that has been operating for more than 2 years. The project is designed in such a way that it does not depend on the influx of participants and is actively developing. Start: 05/01/2013 Website: superkopilka.com.

Features and benefits of Superkopilka:

Minimum investment amount: 0.1$. MAX: no restrictions.

Income from investments: from 16% per month.

Deposit term: from 1 to 200 weeks.

affiliate program Level 8: from 5% to 0.1%.

Deposit/withdrawal methods: Perfect Money, NixMoney, AdvCash - Qiwi, Bitcoin, Yandex.Money, OkPay, Banks. Payments from 0.1$. Regulations up to 24 hours.

WiseDeposit - an international savings system that helps you easily accumulate the required amount, with a Bonus increase of up to 25% per month to your savings. The reliability of the project is ensured by the payment schedule and deposit insurance using an adaptation system. Start: 03/10/17 Website: wisedeposit.com.

Features and benefits of WiseDeposit:

Income from investments: up to 25% per month.

Deposit term: from 1 week.

affiliate program 8 lvl: from 10% to 0.1%.

Deposit/withdrawal methods: Payeer, Perfect Money, ADV Cash, NIXMoney. Payments according to schedule.

ICWorking- an interesting project from experienced creators for long-term investment with a yield of 0.8% per day. 5 investment plans. Activities: development of commercial real estate projects in China. An investment agreement and an insurance agreement are concluded with each investor (documents on the website). Start: 04/03/2019 Website: https://icworking.com.

Features and benefits of ICWorking:

Minimum investment amount: 10$/500R. Blog Bonus: 2.5%.

Income from investments: from 0.8% to 1.2% on a working day.

Deposit term: from 30 days to 150 days.

affiliate program Level 1: 5% from the deposit.

Deposit/withdrawal methods: Visa / MasterCard / Maestro / MIR cards, Yandex.Money, Qiwi, PerfectMoney and Payeer. Payments from 0.1$ per PM instant, for the rest from 5$ according to regulations up to 5 days.

World Capsule Houses - a new project from proven Admins with 4 tariff plans with working marketing. Income ranges from 0.8% to 1.2% daily. Activity: Creation of capsule hotels in China. Official registration in China dated March 18, 2019. License number No. 1427634. Start: 04/22/2019 Website: wchouses.org.

Features and benefits of Wchouses:

Minimum investment amount: 10$/500rub. Deposit bonus: 2.5% .

Income from investments: from 0.8% to 1.2% on a working day.

Deposit term: from 30 to 120 days.

affiliate program Level 1: 5% from the deposit.

Deposit/withdrawal methods: Yandex Money, Visa/MasterCard/Maestro/Mir cards, PerfectMoney and Payeer. Payments from 300 rubles or 5$, regulations up to 5 working days.

SportLine- a promising sports middle market with a yield of 1.3% to 1.7% on weekdays! Activities: making money from sports betting. Of. registration No. 11936894 (Documents are on the website). Start: 05/11/2019 Website: https://sportline.pro.

Features and benefits of SportLine:

Minimum investment amount: 50$ MAX: 60 000$. Blog Bonus: 5%.

Income from investments: from 1.3% to 1.7% on work days.

Deposit term: from 30 to 90 working days.

affiliate program Level 5: 10%, 5%, 3%, 2% and 1% from deposit + Bonuses for active partners.

Deposit/withdrawal methods: Bank cards, Yandex money, QIWI, AdvCash, PerfectMoney, Payeer, Bitcoin. Instant payments from 1$, Regulations up to 3 working days.

Ecopolis software - the first consumer society for projects in the real sector of the green economy in Russia. Form of organization: Consumer cooperation. The current share price: 1867 rubles is growing every 20 minutes. Shareholders: 559. Shares purchased: 96747. (information current at the time of publication). Areas of activity: see online store for investors. On the market: since 2006. Website: ecopolis-po.ru.

Features and benefits of Ecopolis:

Minimum investment amount: Entry fee - 1000 rubles + share contribution - from 1866.90 rubles per 1 share.

Income from investments: from 25% per annum.

Affiliate program: 10 bonuses for each invitee.

Input/output methods: to the company's current account. Payments to your bank account.

Global ProfiTrade- a new investment platform with an internal exchanger and a yield of 0.9% per day. 4 investment plans with floating returns. Registration in the UK (documents on the website). Start: 05/09/2019 Website: https://global-profitrade.com.

Features and benefits of Global ProfiTrade:

Minimum investment amount: 15$ . Deposit bonus: 3%.

Income from investments: from 0.9% to 2% per day.

Deposit period: until reached 150% - 200%.

affiliate program Level 3: 6%, 2% and 1% from deposit + bonuses active partners.

Features and benefits of Big Network:

Minimum investment amount: $297. (Test $47.) Deposit bonus: 2.5%.

Income from investments: from 16.6% to 21% per day.

Deposit term: 1 year.

Affiliate program: from 5% for a personally invited person + binary marketing 10%.

Minimum investment amount: 50$. MAX: 100 000$.

Income from investments: from 5% per month up to 240% for 1 year.

Deposit term: from 1 to 12 months.

affiliate program Level 1: from 7%+ career and bonuses. A deposit is required to participate.

Rombus Group - a prepared project with moderate interest with a yield of 0.8% per day. There are 8 investment portfolios in total. You can invest both through the website and through a telegram bot. Start: 05/15/2019 Website: rombus-group.com.

Features and benefits of Rombus Group:

Minimum investment amount: 10$ . Blog Bonus: 2.5%.

Income from investments: from 0.5% to 2.2% per day.

Deposit term: from 30 days to 100 days.

affiliate program Level 3: 5%, 3% and 1% from the deposit.

Caribbean Asia - a high-quality investment project from the creators of the Caribbean Dream company, which has been paying steadily since June 2018. Yield from 0.9% per day. The project has 5 investment plans. Net profit will be from 31.5% to 218.75% over the period! Start: 04/24/2019 Website: caribbean-asia.com.

Features and benefits of Caribbean Asia:

Minimum investment amount: 25$. Deposit bonus: 1,5%.

Income from investments: from 0.9% to 1.25% per day.

Deposit term: from 35 days to 175 days.

affiliate program from level 3: 3%, 2%, 1%+ career up to 8 levels.

Deposit/withdrawal methods: Perfect Money, Bitcoin and Ethereum. Payments from 1$. Regulations up to 120 hours.

VestMaker- an investment project with balanced marketing, yield from 2.5% per day. New users receive a deposit bonus of 10 rubles for a period of 50 days at 2.5%. Net profit from 50% per term. Registration in the UK, No. 11913256. There are general statistics of the project and recent deposits/payments. Start: 03/26/2019 Website: vestmaker.com.

VestMaker Features and Benefits:

Minimum investment amount: 5$/300RUB. MAX: 2999$/200000RUB. Deposit bonus: 3.5%.

Income from investments: from 2.5% to 2.7% per day.

Deposit term: from 56 to 60 days. The deposit is included in payments.

affiliate program Level 3: 7% and 3%.

Input/output methods: Payeer, Perfect Money, Bitcoin, Litecoin. Payments from 10 rub. or 0.15$ , instantly.

Lakshmi Flow - an Indian social project with direct redistribution of money from participants from all over the world. Payback 100 days in bitcoins. To receive accruals, press the red button once a day " Receive reward". Start: April. 2019 Website: lakshmiflow.com.

Features and benefits of Lakshmi Flow:

Minimum investment amount: 0.01 BTC. Blog Bonus: 3.5%.

Income from investments: 1% per day.

Deposit term: 300 days.

affiliate program from level 1: 7%+ executive bonuses 5% up to level 7.

Input/output methods: Bitcoin. Payments are weekly, on Fridays.

Intel-Bot- an interesting project with smooth development with a yield of 1.5% to 2% per day for a period of 180 days. A gift for a contribution of $10, subject to registration of a personal contribution within 48 hours after registration. Start: 03/13/2019 Website: intel-bot.com.

Features and benefits of Intel-Bot:

Minimum investment amount: 10$ . MAX: 10 000$.

Income from investments: from 1.5% to 2% per day.

Deposit term: 180 days. The body of the deposit is included in payments.

affiliate program Level 3: 8%, 3%, 1% from deposit + 1% from income.

Deposit/withdrawal methods: PerfectMoney, Payeer, Bitcoin, Advanced Cash, Qiwi, YandexMoney, Visa/MasterCard. Payments from 1$. Regulations up to 24 hours.

Crypto Bionic LLC- long-term low-income project with excellent technical preparation. Huge selection of payment systems. There is a BCN token. Activities: digital currency exchange for individuals. Start: 04/27/2019 Website: crypto-bionic.com.

Features and benefits of Crypto Bionic:

Minimum investment amount: 10$/600 rub. Deposit bonus: 2.5%.

Income from investments: from 0.77% to 1.9% per day.

Deposit term: from 30 days to 365 days.

affiliate program Level 5: 5%, 4%, 3%, 2% and 1% from contribution + career until 10th level and bonus.

MMC Club - investment platform with passive income from 0.7% to 1.4% per day and 6 tariff plans. There is a company development map. Registered in the UK (registration number No. 7956878). Head of the company Rinat Nigmatullin. Start: 03/11/2019 Website: mmc-club.pw.

Features and benefits of MMC Club:

Minimum investment amount: 20$ . MAX: no restrictions. Deposit bonus: 2.5%.

Income from investments: from 0.7% to 1.4% per day.

Deposit term: 250 working days. The deposit is included in the charges.

Multi-level affiliate program: from 5%, 2%, 1% + 11 qualifications and bonuses for turnover.

Deposit/withdrawal methods: PerfectMoney, Payeer. Payments from 4$. Order payments on Saturdays. Regulations up to 3 days.

Money Never Sleep - a new long-term project with a yield of 315% in 100 days. Accruals from 2.09% per day for 100 days with a daily increase of 0.02%. Live statistics on the project. Start: 01/15/2019 Website: money-never-sleep.com.

Features and Benefits of Money Never Sleep!:

Minimum investment amount: 5$ . MAX: $3000. You can open multiple deposits.

Income from investments: from 3.57% per day.

Deposit term: 100 days. Accruals are daily.

Affiliate program 1st level: 5% + bonus deposits.

Deposit/withdrawal methods: Perfect Money, Payeer. Payments from 1$, instant.

Gold Net Vision - a foreign investment company with passive income from 2% per day and binary marketing. Net profit from 50% in 75 days. The project is at the start and has excellent prospects for long-term development. Start: 03/21/2019 Website: https://goldnetvision.com.

Features and benefits of Gold Net Vision:

Minimum investment amount: 20$.

Income from investments: from 2% to 3.5% per day.

Deposit term: from 50 to 75 days. The deposit is included in the payments.

Affiliate program: 10% + binary income.

Deposit/withdrawal methods: Perfect Money, Payeer, Bitcoin. Payments from 2$. Order payments from Tuesday to Saturday. Regulations up to 24 hours.

Start Trading Tiger Now- an excellent medium-interest project with its own tokens and a wide list of payment systems. A total of 4 investment plans with a yield of 0.65% per day. Internal currency 1STTN = 1$. There is a Bounty program for more than 14,000 depositors. Start: October 21, 2018 Website: tigertradenow.com.

Features and benefits of Start Trading Tiger:

Minimum investment amount: 10$. MAX: 100 000$.

Income from investments: from 0.65% to 1% per day.

Deposit term: from 30 days to 120 days.

affiliate program Level 6: from 9%, 3%, 2%, 1%, 1%, 1% + 8 ranks and bonuses.

Deposit/withdrawal methods: Perfect Money, AdvCash, WebMoney, Bitcoin, Ethereum and Bitcoin Cash, Payeer, Litecoin, Dash, Ethereum Classic, Zcash, Ripple, Monero, Dogecoin, Bytecoin, Emercoin, Peercoin. Payments from 1$. Regulations 24 hours, for cryptocurrencies 72 hours.

Global Rent INC - a powerful project with the prospect of long-term development, which offers 7 investment plans with yields from 0.5% to 1.3% per day. There are statistics of the latest payments. Copies of official company documents are posted on the website. Activities: sublease of office real estate. Start: 12/08/2018 Website: grentinc.com.

Features and benefits of Global Rent:

Minimum investment amount: 10$ or 500 rubles. MAX: 2000 000 rub.

Income from investments: 0.5% to 1.3% per day.

Deposit term: from 30 to 210 working days.

affiliate program Level 1: from 5% to 13.5%, depending on the turnover of the structure.

Good afternoon, dear readers of the financial magazine “site”! Recently, investing on the Internet has become increasingly popular. Today’s publication will be about them.

Readers of our article will find a lot of interesting things in it, namely:

• What are the features of investing using the Internet?
• What are the advantages of online investing, and what problems may novice investors face?
• What are the most popular ways to invest online?

We also tried to answer questions that most often arise from those who are interested in investing on the Internet.

This publication will be especially interesting for those who want to make money using modern methods of investing using the Internet. Read about all this and much more right now!

About investing on the Internet: where to start investing and where you can invest money online, we will tell you in this issue

Many Not suspect that the Internet is not just an information space. Energetic and enterprising people, who also know how to think analytically, not only communicate and have fun on the Internet. The network provides such people with enormous opportunities to realize their potential. As a result, some people end up with quite serious money.

Do you want to earn money without leaving home, with only a computer and Internet access? Then promising financial instruments that allow you to invest online are just for you.

Any reasonable person wants to gain financial independence and work for himself. Ideally, income should be passive , that is, after a certain time, a person spends a minimum of time on work, while receiving maximum profit. This can be achieved if you make smart investments.

Using online investments, you can get:

• stable income that does not require labor investment;
• confidence in the future;
• free time that you can spend as you wish.

Any adult should understand that the main wealth is time. If all of it is spent on earning a living, then years are wasted. There is no opportunity to communicate with loved ones, engage in creativity, travel, or engage in self-development.

This vicious circle can be broken if income does not depend on the time spent on work. Those who did not receive a huge inheritance from their ancestors can be advised to use investments. After all, they are an example of an affordable and very effective option. passive income.

However, it should be understood that it is not enough to invest in the first project that catches your eye. An important condition without which it will not be possible to achieve success is smart approach to investment .

In addition, you should not think that you will be able to get a lot of money without making any effort. In order for passive income to start bringing in money in the future, you need to make every effort in the present.

Every step in investment must be carefully considered and it is important to invest safely and after careful analysis.

We should not forget that any investment involves certain risks. And you need to be mentally prepared for this.

2. Advantages and disadvantages of investing online

Investments using the Internet, like any financial mechanism, have their own advantages And flaws . Without knowledge of these features, it is impossible to competently manage invested capital.

The advantages of online investing are:

• high profitability;
• opportunity ;
• free work and rest schedule;
• there is no need to have a large amount of money to start making a profit;
• ease of control;
• the ability to withdraw funds at any time in the required amount.

Despite the significant advantages, investing via the Internet also has a significant disadvantage. It can be described as risk of loss of funds . In principle, such risks are inherent in all investment products, but they are especially relevant for online investments.

There are several components of this risk:

• ineffective conduct of activities by the investment company;
• investor mistakes;
• bankruptcy of various companies;
• hacker attacks;
• unseen circumstances.

The first point relates to trading risk . An investor can influence it. It is enough to competently and carefully analyze investment instruments and companies before investing in them.

The remaining points relate to non-trading risk . Even experienced and very competent investors cannot influence it. But don't be afraid. The situations described do not occur very often. The likelihood that an investor will be exposed to non-trading risk with online investments is no greater than with other investments.

Thus, a whole range of benefits Internet investing. They are quite simple and intuitive.

Flaw such investments have only one - risks. It is important to know about them in order to take all possible measures to prevent them.

To make it easier to understand the risks, let’s summarize them in a table:

3. How and where to start investing on the Internet - 5 main conditions

The main goal of beginners in the field of investing is Financial independence . Everyone wants to achieve it with the least financial and psychological problems. However, making a profit from investments is impossible without prior preparation.

At the same time, you need not only cash to start investing, but also a certain baggage of skills And knowledge. Read about where you can get money for investment.

It is also necessary to remember that there is a huge amount of scammers , who deceive money from gullible investors. It is important to be able to identify them and beware.

A huge number of investment options can drive beginners into a dead end. Moreover, some of them require serious financial knowledge, which means they are not at all suitable for beginners.

All these factors lead to the fact that a number of conditions are imposed on newcomers to the online investment market.

Basic requirements for beginners when investing online

Condition 1. Having at least minimal knowledge in the field of finance and economics

No one will dive deep unless they know how to swim. But a lot of beginners try to invest without understanding economics at all. As a result, instead of tangible profits, huge losses are obtained. This is why you should not invest even in a seemingly very successful project without knowledge of the basic principles of successful investment.

At the same time not necessary have a higher economic or financial education. It is quite possible to study the principles and mechanisms of profitable investing yourself. This won't take too much time.

It is best to start with the forums and blogs available on the Internet on relevant topics. After this, you can start studying specialized publications.

Don’t be afraid, a huge number of books have been written completely understandable And accessible language . And they are no less useful than most abstruse literature.

With a great desire and due diligence, it is enough to spend about two weeks.

A good example of useful literature is the book "Rich Dad's Guide to Investing", written by Robert Kiyosaki.

Condition 2. High-quality Internet access

An important condition for successful investment is stable and high-speed Internet. Often this factor has a significant impact on the success and profitability of investments.

It is not only the presence of a stable connection that is important. All payment systems and wallets used when working with money must be financially secure. This will help protect your funds.

Condition 3. Resistance to stress

To be successful, an investor must be able to tolerate high levels of stress. It is equally important to have the right psychological attitude.

Any normal person will worry if he has to lose his money. It is important that these experiences do not become an obsessive fear, otherwise they will prevent you from soberly assessing the situation and making an informed decision.

You should be prepared for the fact that it is impossible to make a quick profit from investments. It is important to be prepared for the fact that you will have to wait quite a long time for results (especially at the beginning of your investor journey).

The first successes may not appear until a few months later. Moreover, The rule of thumb in investing is: the longer the investment period, the higher its profitability.

Condition 4. It is important to be objective

An investor must be able to soberly assess the opportunities available to him. No one has yet managed to earn more than the chosen investment instrument allows.

Investments should be made gradually. Before doing this, it is important to set specific goals for yourself, as well as determine the time frame for achieving them.

Condition 5. The investor must be prepared for financial losses

Any investment involves the risk of losing part of the invested funds. For beginners, the level of risk is much higher, because they do not have experience in effective risk management.

Investors should understand that it is not possible that absolutely all transactions will be profitable. Some of them will be unprofitable in any case.

No one can get rid of losses, not even professionals. It is important to be able to treat losses calmly, not make spontaneous decisions and conduct a thorough analysis of the situation.

If all the above conditions are met at the same time, the likelihood of making a profit from the investment increases significantly.

At first glance, it seems impossible to fulfill them. However, with experience, the attitude towards them changes and the above rules seem to be self-evident.

Proven ways to invest money online

4. Investing on the Internet - TOP 15 ways to invest money online

Those who have even a small amount of free cash tend to save it. But this is not enough. I would also like to increase them. We already talked about this in the last issue.

There are various investment options available today. Among them, investments via the Internet are becoming increasingly popular. They are extremely diverse.

Method 1. Forex

One of the most popular ways of online investing is investing in Forex. The trader deposits funds into a trading account and makes a profit by conducting transactions on the foreign exchange market. Income is generated by changing exchange rates of currency pairs. You can start by reading our article.

On the one hand, investing in foreign exchange transactions on Forex is akin to investments. However, on the other hand, it is weakly similar to passive income.

To make money, you will need a certain amount of knowledge, as well as time spent on conducting transactions and analyzing the market situation.

At the same time, income can be obtained much faster than with other investment methods (in a good situation, even up to 1 month).

When trading binary options, an investor can pay attention to any, even minor, market changes. In any case, you can get tangible income. This is another thing advantage of binary options, since when investing in other instruments, you can earn a good profit only on significant fluctuations.

Binary options trading is easy to understand. It doesn't matter how many points the price changes. If it goes in the direction desired by the investor, even with a difference in 1 point the investor will receive a predetermined amount of profit.

A binary option is based on an asset. It can be Not only currencies, but also securities, precious metals, indices And so on. Thanks to this diversity, the investor has the opportunity to more actively pursue a policy of risk diversification. Moreover, the liquidity of binary options is at a fairly high level.

Without a doubt, success when investing in binary options requires significant effort and mastering a fairly large layer of information.

The use of such a financial instrument also attracts investors because in the binary options market you can actively develop, apply and test your own trading strategies. Moreover, even small market fluctuations can bring significant income.

Method 4. Shares (stock market)

Another investment method that undoubtedly deserves attention is investing in shares. However, there is no way to eliminate certain risks here. We wrote about trading on the stock market (securities market) in a separate article “”.

Previously, online investing in stocks was associated with simple and large earnings. However, now, after the financial crisis, the shares of even the largest companies that are called blue chips , have lost their positions. Moreover, in today's situation, it is becoming increasingly difficult to correctly predict their behavior.

Investors should understand that investing in stocks only brings tangible returns in the long term .

You can earn money in two ways:

1. On the Internet, investors most often engage in speculation in stocks (they buy cheaper and sell more expensive). But such operations are associated with increased risk due to instability of quotes and the possibility of a fall in the exchange rate. Helps reduce risk choosing the right stocks for investment.
2. Income from shares can also be obtained in the form of dividends . They are paid to shareholders every year. Before receiving income in this way, it is important to find out which shares pay dividends and in what amount.

To trade stocks online, you must obtain a digital signature. You can trade through a special interface on a specific website or in a program provided by the broker.

Depositing funds to the site is possible in cash and non-cash form. Electronic wallets (for example, WebMoney) are used much less frequently. You can most often withdraw funds only to a bank account.

The investor should not forget that taxes must be paid on the income received from trading shares. Individuals transfer to the budget 13 % of profit.

Online investing in stocks has both advantages and disadvantages:

• Plus speculative transactions with these securities is high profit level.
• Cons somewhat more. This is the need to pay tax as well extreme market instability.

In addition, unlike most other ways to make money online, when trading stocks, it is almost impossible to withdraw profits to electronic wallets.

Method 5. Investment in gold

Gold is very interesting investment instrument. For many years now, its value has been continuously increasing in the long term. This is why gold can be used when need to save And increase a fairly large sum of money. But this metal is not suitable for quickly generating income. The fact is that today gold is already quite expensive, and the growth of its value has begun to slow down.

You can invest in gold via the Internet using WebMoney. Since 2007, this electronic money system has had a function for selling gold. This function is implemented through the opening of a WebMoneyGold wallet, in which funds are stored in gold 995 samples.

The account currency is measured in wmg, the unit of this value is equal to 1 gram of gold. The guarantor of the transaction is the company WMMetalsFZE, which is located in the UAE. Its website contains all the information necessary to work with gold accounts.

There are several ways to buy gold in the form of wmg:

• using online exchangers;
• through the automatic exchanger wm.exchanger.ru;
• by transferring money to your account.

The investor is given the opportunity, if desired, to exchange wmg for gold bullion. However, for this you will have to come to the WMMetalsFZE office.

But it is worth considering that purchasing bullion is less profitable than buying electronic gold, since bullion is taxed tax. Naturally, additional payments increase investment costs.

Thus, the benefit of online investing in gold is price stability. However, one cannot count on significant profits in today’s situation, because the value of the asset has almost reached its maximum today.

Method 6. Precious metals in the form of compulsory medical insurance

Various precious metals (eg gold, platinum and silver) If desired, you can buy virtually. This can be done by using impersonal metal accounts (OMS) .

Compulsory medical insurance is an excellent way to invest as this instrument is tax-free. In addition, compulsory health insurance guarantees a stable, reliable income. This is due to the continuous growth of precious metals over the long term.

Investing in unallocated metal accounts is carried out according to the following scheme:

1. Opening a metal account in a bank;
2. Depositing metal into the account in terms of monetary units.

Traditionally, compulsory medical insurance opens for 12 months . Subsequently, at the request of the client, such an account can be extended.

The profitability of impersonal metal accounts is determined by changes in the cost of metals on markets within the country and around the world. Taking into account the fact that the price of precious metals decreases very rarely, investing in compulsory medical insurance for a long period of time practically guarantees an increase in the amount in the account.

1. "Ultima" has been operating on the Russian market since 1996. This company offers investors a large number of investment instruments to choose from. Among them there are investing in gold. Ultima's features include investment insurance. Investors are offered support with all the necessary information and analytics. Ultima guarantees that all operations carried out are completely transparent; if desired, the investor can receive a report on the status of his investments at any time.
2. "SotsAgroFinance"– a company that deals not only with financial transactions. But also production. She specializes in investing in precious metals, and gold mining industry. Investors are offered deposits with a fixed return. The company attracts funds to the real production sector. Despite the fact that the project is still very young, experts consider the company to be a promising participant in the financial market.

Method 7. Websites

One of the most popular ways to invest money online is investments in internet projects(websites, online services) with subsequent monetization. For this it is necessary Create new(See) or purchase an existing website . It is important to evaluate the benefits of investing in such a resource, promote and monetize it.

The level and regularity of profits received are largely determined by how much effort (and money) is invested in its development. If you don’t take care of your website, it will very quickly stop attracting an audience, and your profits will dry up.

The downside to using websites as an investment tool is the need to invest not only money in it, but also some effort. That is, this tool is more akin to work than passive investing.

Method 8. Startups

Those who are interested in investing in startups should remember that no one can guarantee that the project will bring profit. Moreover, Experts consider the following indicators normal: 20 % of invested projects bring profit, 60 % - pays off the remaining investment 20 % fail completely.

By the way, in one of the previous articles we talked about it in simple words.

The volume of investment in startups is unlimited. You can deposit several thousand rubles or millions of dollars. It is important to remember that the amount of investment should be determined in accordance with an objective assessment of both the project itself and its team.

It is best to invest in those projects that are already developing and beginning to bring certain results. In this regard, startup projects that have just appeared or are even at the planning stage are less preferable.

It is important to remember that investing money in new projects is quite risky. However, if successful, such an investment can bring much greater profits. At the same time, the huge amount of resources on the Internet has led to the fact that in order to achieve success, a project must be inimitable and unique.

When searching for a promising startup, experts recommend paying attention to those resources whose topics correspond to an area in which the investor is quite well versed.

When the project is selected, you should discuss the terms of cooperation and investment with its owner. It is at this time that two important investment points are determined:

1. In what form will the investment be made? This could be cash, a domain, or other investments.
2. How will the investor receive income?, for example, in the form of a return of invested funds with interest, or the investor will take a certain share in the startup.

It turns out that investing in startups has significant disadvantages. This is a high level of risk as well as a significant investment. At the same time, the success of the project will allow you to make huge profits.

Method 9. Online stores

In the modern world, the Internet provides the opportunity to actively trade almost anything. At the same time, you can quite successfully promote not only various goods and services, but also websites, as well as various intellectual products and information.

However, the development of online platforms requires investment of funds, which can sometimes be quite significant. However, their owners do not always have such funds.

As a result, in order to implement the project and start receiving income from it, its owners are looking for investors. For investing their money in the project, the owners pay investors quite high interest rates.

Method 10. Investing in domains

There are a huge number of sites on the Internet. Therefore, many beautiful domain names have been taken for a long time. Therefore, a new type of income has emerged - buying and selling domains.

The profit from such investments can be quite significant. Those who bought website addresses at the beginning of the 2000s for about 500 rubles, they can sell them today more than 20,000. It turns out that the profit from such a transaction is about 250% per year.

If you manage to purchase a two-letter domain, you can sell it for about 10 000 dollars. Meaningful website names even cost several tens of thousands of dollars. Stories are known and transactions for exorbitant sums are known - near million dollars.

Register a beautiful website name today almost unreal, because most of them have been occupied for a long time. You can make a significant profit if your domains are associated with popular events. But you will have to react incredibly quickly.

It turns out that online investing in domains can be done exclusively on the secondary market. In other words, you can buy domains at online auctions or from their direct owners. True, after this you will have to be able to sell them at a higher price.

It is almost impossible for a non-specialist to invest in domains. This requires not only spending a huge amount of time, but also making every effort. It is important be able to assess the prospects of the acquired domain. If you do not do this correctly, situations are possible when investments not only will not bring income, but will not pay for themselves at all.

Therefore, investing money in domains is most often done professionals. If an ordinary investor decides to use this tool to make money, he should take into account the following rules:

1. You should not invest in domains from exotic countries. They are quite expensive, but the prospect of their prices increasing is rather doubtful. Experts are considering the possibility of increasing their prices after the good addresses in the zone run out com. But no one can guarantee that a new English-speaking zone will not appear. That is, purchasing such domains involves significant risk.
2. When purchasing, it is best to choose names that carry meaning. English words are popular, as well as high-quality transliteration of Russian words, especially if they relate to commercial topics. Two- and three-character combinations, as well as beautiful combinations of letters and numbers, are also valuable.

Based on these criteria, the investor must be prepared for significant financial expenses, which usually start from five thousand dollars. More affordable options are often offered on domain forums.

Thus, investing through the acquisition of domains is characterized by significant profits over a long period of time (more 5 years). The downside of such investments is that the best site names have long been purchased, while investing in the secondary market is associated with significant risk.

Method 11. Online debt service WebMoney Debt

You can choose another interesting instrument for investing - debt service , which offers an electronic wallet system WebMoney.

There are several advantages of this option:

• high interest rates (often reach 25 -100 % per annum);
• there is no need to spend a lot of time.

All this makes such investments an excellent option for passive income.

How it works

The borrower opens a line of credit, the size of which can reach 10 000 wmz. He also receives trust limit , which allows you to characterize how wealthy and reliable he is.

The borrower can choose the appropriate loan terms: amount, term and interest rate. In this case, the settings are made through the service WMTransfer.

Loans can be issued both to those whom the investor knows and to complete strangers. To minimize the risk of issuing a loan, you need to carefully study the data of the borrowers to whom the investor plans to issue a loan.

Particular attention should be paid to the size TL. This indicator determines degree of trust to the borrower from other users of the service. Especially large borrowers have a limit that exceeds 50 000 points. But lower values ​​can also be quite good indicators.

Debt service has another way of protecting creditors. If the borrower for some reason does not repay the loan, its payment will be made at the expense of the funds of other creditors who have opened a trust limit for this borrower. That is, a new loan will be opened for the insolvent borrower, with the help of which the old one will be closed.

Also, when borrowing in the WebMoney system, an important indicator is the so-called business level (B.L.). It allows you to determine for what purposes borrowed funds are used.

An investor who decides to invest money in loans through this service needs to take into account several points:

• As soon as the borrower is selected, the conditions for issuing a loan are set through the WMTransfer service. It is on the basis of these conditions that the investor will be able to claim his funds.
• Next, the money is transferred to the borrower’s account. For this, the electronic wallet system charges a commission - 0,8 % from the sum. When repaying the loan, the commission will be paid by the borrower.

However, there is also a disadvantage to this type of investment. It lies in the fact that after the borrower has been determined with a trust limit, he may not use it immediately or may not take out a loan at all. There are many reasons for this, For example, at this moment the borrower does not need money or he has other trust limits (quite possibly on more favorable terms).

Method 12. Issuing money to an online lending service

With this method of investing, the investor can no longer determine the terms of the loan himself. He selects loan services with parameters that he considers optimal. After this, the investor lends his money to the resource. Most often, the loan term is from 1 to 6 months, and the interest rate is about 25 %.

It turns out that in this option the borrower is some service online loans . May also borrow funds and resources for currency exchange in the Internet.

To search for this type of borrower, an investor can use search engines or statistical data provided by the WebMoney electronic money service.

Thus, issuing loans to various services is a good way to earn passive income. However, do not forget that he has a high level of risk. This is due to the fact that there is a possibility of non-repayment of the loan.

Method 13. Budget machines

Another interesting way to invest online is budget machines (BA). It is provided by WebMoney through the portal shareholder.ru.

Budget machines use the electronic monetary unit wmz. There are BAs closed And public. For investment apply public . They are similar to joint stock companies that sell their shares to the public.

By going to the above-mentioned portal, an investor can see which shares of budget machines are put up for sale and at what cost. Most often they offer their shares online lending services , as well as various exchangers .

By analogy with shares, an investor who purchases a share receives the right to vote on decisions regarding the management of the budget machine. The BA that has placed the shares undertakes to buy them back at a price that is below the market price. In addition, the investor who purchased the shares is entitled to dividends , which make up 25 -40 % and may be paid several times during the calendar year.

In general, participation in budget slot machines is a fairly profitable online investment tool. The risks include the possibility of a fall in the market value of the share, as well as fluctuations in exchange rates.

Method 14. Private online lending

You can invest money online through private lending . This can be done either directly or by using the loan exchange offered by the WebMoney electronic money service.

The operating principle is quite simple. Borrowers place loan applications on the exchange. Investors, studying their list, select those borrowers who are most suitable for them. It should be borne in mind that the best applications are processed very quickly. Therefore, investing your money in a short time can be quite difficult.

When searching for a borrower, an investor should pay attention to a number of important parameters:

• BL of the potential borrower (must be not less 200 );
• the presence of a so-called personal certificate, which means that the borrower has confirmed his personal data in the system;
• whether the user has a positive borrowing history.

This approach helps the investor to significantly reduce the risk of non-repayment of funds. Moreover, lenders who have quite a lot of experience develop their own ways to check the borrower. They also create blacklists, which include users who are considered unscrupulous. This allows investors to significantly reduce the possibility of fraud.

All of the above applies to lending using the WebMoney service. If the investor decides to issue a loan directly, he can use a variety of professional resources to find a borrower - communities And forums . The advantage of this option is that the investor can communicate with the potential borrower directly, after which he forms his own opinion about him as a person.

Regardless of how the borrower is searched, there is a certain risk that the loan funds will not be returned. The so-called risk diversification.

In other words, the investor can distribute the funds that he plans to invest, between several borrowers. It turns out that even if one of the borrowers does not repay the loan, the investor’s losses will be covered by the income that he will receive from other loans issued.

Experts do not recommend this method of investing for beginners. This is explained quite simply– lending to a small number of borrowers is accompanied by a high level of risk, and the income is significantly lower than desired.

To really get big profits from online lending, you need to spend a lot of time working with them and minimizing risk.

Method 15. Hype

There are other interesting investment projects on the Internet - these are HYIPs . This concept was formed as an abbreviation from the English phrase H igh Y field I investment P rogram. Translated into Russian this means investment program that brings high income .

HYIP is a project that promises investors a high level of income. As with any other investment product, high returns for hype come with significant risks.

Some people believe that hype represents usual fraudulent scheme. However, many investors manage to earn significant profits from them. To do this, it is enough to select a project in which the circulation of funds will be as transparent as possible.

It's important to understand that any hype has a limited lifespan. Especially honest companies openly tell investors about this.

To make good money on hype, you should follow a few simple rules:

• funds should be invested as early as possible from the moment the project appears;
• investments must be divided between several HYIPs (at least three);
• It is best to withdraw profits in parts;
• Before investing in a project, you should carefully familiarize yourself with the principles of the project.

Compliance with all these rules will help you get good money from investing in HYIPs.

Thus, you can find a large number of investment tools on the Internet. They all have How advantages, so flaws . To make good money, it is important to choose the right instrument.

The choice of investment object also depends on how much money the investor has. In one of our publications we talked about (half a million), a million or more to earn.

To make it easier to choose an investment instrument, we summarize their main features in the table.

No.	Investment instrument	pros	Minuses
1	Forex	High potential income	Requires a lot of time and effort to trade
2	PAMM accounts	Money is transferred to the management of a professional trader	The risk of choosing the wrong trader
3	Binary options	Easy to understand Possible gains and losses are predetermined	Knowledge required to correctly predict the situation
4	Stock	High profit	Market instability The need to pay tax on profits
5	Investments in gold	Precious metal price stability	The price of gold has almost reached its maximum
6	Precious metals in the form of compulsory medical insurance	In the long run, making a profit is inevitable	Low profitability
7	Web sites	With due diligence you can get quite a large income	You will have to work continuously, otherwise the site’s profitability will disappear
8	Startups	If you are successful, the profit will be huge	High level of risk Significant amount of investment
9	Online store	High profitability	It is difficult to find a promising project
10	Domain Investments	Significant profit	Almost impossible to buy a domain on the primary market High risk
11	Debt service WebMoney	High profitability	The borrower may not use the credit line immediately Risk of non-repayment
12	Issuing money through services	High-quality passive income	High risk
13	Budget machines	High profitability	Risk of falling share values ​​and falling exchange rates
14	Private online lending	High profitability	Requires a large amount of investment High risk
15	Hype	High profitability	Huge level of risk Similar to a financial pyramid

5. TOP 7 golden rules of online investing

Many people perceive online investing as a great way to make significant profits. It is quite natural that a large number of beginners decide to start investing. However, many of them make the same common mistakes.

However, most problems could be avoided if you follow a number of investment rules, which experts call gold. As soon as beginners learn, understand these rules and begin to actively use them in their activities, the profit from investments increases significantly, while the risks are reduced.

So, what rules should you remember and follow?

Basic rules for online investing

Rule 1. Do not invest funds that do not belong to you

You should never invest money that you borrow. If there is any mistake in choosing an instrument, you will not only lose money, but you will also have to pay back the funds to the lender. Therefore, for those who do not have money, it is best wait and collect the amount necessary for investment.

Rule 2. Don’t invest your last money

You can't invest all the money you have available. It is important to remember that investments always involve significant risks of losing funds. Therefore, the investor should always have a certain financial reserve, the so-called airbag .

Then, even in the event of an unsuccessful investment, he will not be left without a livelihood and will not lead his family to a situation where it will not be possible to pay even mandatory payments and there will not be enough money even for the most necessary things.

Rule 3. Develop an investment plan

An investor is unlikely to succeed if Not develop an investment strategy. Moreover, the absence of a pre-developed strategy leads to the fact that the investment cannot be called a full-fledged investment.

It is important not only to carefully consider your action plan. It is advisable to write it down, and then try not to deviate from it. Any changes to the strategy should be made only after a thorough analysis of previous investment results.

You cannot change the plan at the time of investment based only on emotions and momentary desires.

Rule 4: Continuously increase the amount invested

All investment instruments involve investing money with the aim of making a profit. Naturally, the level of income depends on the amount invested. Therefore, you can increase your income only regularly increasing invested capital.

You can increase your invested capital by saving money from your main source of income. There is another option - not withdrawing the earned profit in full. Part of it can be used to increase the invested amount.

Investors are constantly debating how much to increase their capital each month. Like all other parameters, the amount of increase should be set purely individually. Somebody believes that in order to quickly achieve financial independence, one should invest all available funds. To others It’s difficult to save even a small amount.