Card production time

In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and other large cities, the card will be ready in 2-3 business days, in the regions, production and delivery will take from 3 to 10 business days. Delivery to remote locations may take up to 15 business days. Exact dates are available.

When issuing a card, only working days are taken into account. If you order it on Friday evening, then the production time will be considered from Monday.

You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the "Cards" section.

What documents are required to obtain a card?

To pick up the card, please bring your passport or other document that was used to apply for the card. To get a card for another person, you need a notarized power of attorney.

How to start receiving THANK YOU bonuses?

After receiving the card, you must register in the Thank You from Sberbank program. The easiest way to register is to send an SMS to number 900 with the text THANK YOU 1234, where 1234 is the last four digits of the card number.
You can also register in the program in your Sberbank Online personal account and at a Sberbank ATM - find the "Thank you from Sberbank" section and follow the prompts.

Bonuses are credited automatically when paying by card - their number depends on the privilege level.

It should be remembered that bonuses are accrued only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when paying for purchases remotely in online stores, bonus points are credited to the account Thank you.

How can I use THANKS bonuses?

THANK YOU bonuses can be exchanged for discounts when purchasing goods and services from Partners, a full list of partners is available. In addition, SPASIBO bonuses can be exchanged for a discount when buying air tickets and hotel accommodation (on the Thank you from Sberbank. Travel website). Also, bonuses can be exchanged for discounts when buying tickets for events - the service is available on the site "Thank you from Sberbank, Impressions".

How can I find out my card details?

To find out the details, in the Sberbank Online mobile application, find the required card and click "Show details".

Another way: in your Sberbank Online personal account, go to the "Cards" section and find the card you need, then "Card information" → "Details of transfer to the card account."

Is it safe to use a contactless card?

Yes, the card is safe. It is always in the hands of the owner, so its data remains inaccessible to scammers. Making purchases without presenting a card and entering a PIN code is much safer, since no one sees the card details. In addition, contactless technology protects against double charges - after paying for the purchase, the terminal beeps and turns off automatically.

Young people who are under 25 years old can order a special card from Sberbank, provided on special conditions:

• annual service costs 150 rubles. - this is 5 times less than for using a regular Visa Classic;
• the ability to issue a card to minors;
• for the first 2 months "Mobile Bank" is provided free of charge;
• inability to issue an additional card;
• from payment systems, you can choose Visa or MasterCard;
• connection to the Thank You program.

Important: the bank account of the youth card supports only the national currency.

The main differences between a youth card and a regular card are a reduced rate for annual use, as well as some age restrictions. Customers can choose from three card options:

• debit;
• debit card with original design;
• credit.

Cardholders can withdraw and deposit cash, pay for goods and services directly or in online stores, top up their mobile account or transfer money to other Sberbank customers.

Sberbank youth debit card

A debit card is actively used by teenagers and young people to receive social benefits, scholarships, salaries, income from part-time jobs on the Internet or financial transfers from relatives.

With debit youth you can:

• deposit and withdraw cash without overpayments within the limit (per day - 150 thousand rubles, per month - 1.5 million);
• request a free account statement from the bank or by e-mail;
• pay for purchases with a smartphone with Apple Pay or Android Pay applications;
• receive discounts in partner stores;
• return bonuses to the account from 0.5 to 10% of purchases;
• 2 months to use "Mobile Bank" for free, after - for 60 rubles a month.

The cost of maintenance, as noted earlier, is 150 rubles. in year.

Reference: after 2 months, you can change the standard "Mobile Bank" to "Economy Package", which does not require SMS notifications, but is provided free of charge.

Youth card with an individual design from Sberbank

On the front side of the standard youth team, a girl is depicted on a bicycle against the background of a sunset. For lovers of everything unusual, Sberbank offers a card with a special design that a teenager can choose for himself. It is enough just to take the image you like from the bank's database, find the image on the web or on your PC.

The choice of future design should be approached responsibly. Publication is not allowed:

• alcohol, drugs or tobacco products;
• materials containing political or religious symbols;
• episodes from films or cartoons;
• public figures;
• people in uniform;
• pictures protected by copyright;
• digital and textual information;
• any currency;
• pictures of a sexual nature;
• advertising.

It will take more time and money to issue a card with an original design than a regular one. For the service, you will need to pay a one-time fee of 500 rubles in addition to the 150 rubles of the annual commission for use.

With credit limit

The conditions for issuing a credit card are significantly different from debit cards:

• Only persons over the age of 21 can receive it.
• To apply, you will need to document your income. Students can bring an extract from the dean's office proving the receipt of a scholarship, and officially employed persons - a standard income statement in the form 2-NDFL.
• For maintenance you need to pay 750 rubles annually.
• Cash withdrawals involve a fee (3%).
• The full package of "Mobile Bank" is provided free of charge for the entire period of use.

Reference: the initial youth limit is 15 thousand, later it can be increased at the initiative of the bank. The limit on this credit card reaches 600,000 rubles.

The bank provides a grace period during which you can use credit money without interest: 30 days are given for making purchases and 20 for repaying the loan. If you pay the borrowed amount on time, you will not have to overpay.

• Interest on the loan - 27.9% (after the grace period);
• Penalty for late repayment - 36%.

Important: it is profitable to pay for purchases with a credit card, but not to withdraw money. For cash withdrawals, a commission of 3% of the amount is taken (minimum 390 rubles) and interest is calculated daily (that is, the grace period is not applicable here).

Holder Requirements

In addition to the standard requirements, there are age restrictions for issuing a plastic card (citizenship of the Russian Federation and registration in Russia). From what age and until what age can you apply:

• for debit cards - 14-25 years;
• for credit cards - 21-30 years.

How to issue

You can apply for a Sberbank youth card online by filling out a special form on the official website or by contacting the nearest bank office. If the application is submitted via the Internet, then you can use your personal account if you are already a client of Sberbank, or apply directly from the main site. In both cases, you need:

1. Go on the website.
2. Click "Cards" at the top, then select the one you need.
3. Fill out the form: personal data, documents, registration address. Indicate the branch in which it will be convenient to pick up the finished product.
4. Choose a design (if necessary).
5. Submit an application.
6. Wait for SMS notification and come to the bank for a card.

Reissue of the card after the expiration date (3 years) is free of charge.

It is more convenient for many to order cards at the bank. For this you need:

1. Prepare documents: passport and income statement (for a credit card).
2. Come to the Sberbank office and take a coupon for the service.
3. Sign the application provided by the employee.
4. Wait for notification of readiness.

How to get

A ready-made card is received only at bank offices. You need to have your passport with you. Sign the receipt of the ordered plastic and pick up an opaque envelope with a pin code from the employee. You can activate the card at an ATM by simply requesting a balance or depositing cash.

Important: the finished card is stored in the department for no more than 30 days, and then destroyed.

How much is being prepared

Production time depends on the selected product:

• Debit - on average, 10 days;
• Debit card with original design - about a month;
• Credit - no more than 2 weeks.

How much does a Sberbank youth card cost

The debit product will cost 150 rubles. Plastic with an original background - 500 rubles one-time + 150 rubles a year, and a credit card - 750 rubles annually.

How to withdraw or deposit cash

In order to withdraw money from the card, you can use:

• ATM. You need to insert the payment product into the card reader, select the appropriate function, enter the required amount, collect the money and the card.
• Bank cashier. You need to take your passport and card with you.

Important: if you withdraw money from other banks, an additional commission of 1% is charged.

To replenish the balance, you can:

• use an ATM;
• transfer funds from mobile;
• transfer money from any other Sberbank card available;
• at the bank teller.

Advantages and disadvantages

Before you make out payment plastic, you need to sort out the pros and cons of a Sberbank youth card:

• schoolchildren over the age of 14 can become the owner of a debit card;
• annual maintenance is much less than other cards;
• for registration, you only need a passport (for a credit card, additionally, a certificate of income);
• choosing an unusual design for little money compared to other banks;
• participation in the bonus program;
• for 2 months "Mobile Bank" is provided free of charge.

• high interest rate on loans;
• it is difficult to get the maximum credit limit;
• cash withdrawal from a limit card - 3%.

Also, the disadvantages include the lack of accruals on the balance and a complex bonus system, the conditions of which not every teenager will be able to fulfill.

Related videos

They are aimed at meeting the needs of various categories of citizens, regardless of age and status. Sberbank has released such a card product as the Molodezhnaya card specifically for its young clients.

One of the advantages of using such a card is that when paying for a product or service in a store, 10 percent of the amount in the check is returned to the card balance as bonuses from the bank, which can be used to pay for other products in the future. In addition, the cardholder can quickly and easily pay for mobile services with it by sending only an SMS message to a short number. He can also pay for online purchases to another person, knowing only his phone number, and other opportunities will be at the disposal of the user of such a profitable product as the Youth card (Sberbank). Reviews about it can be found both positive and negative, but there are still more positive ones.

Map Features

• The card can only be in rubles, i.е. only Russian rubles can be stored on it.
• The Molodezhnaya card (Sberbank) has a three-year validity period.
• The cost of annual maintenance is 150 rubles.
• Can be used to pay online.
• Accrual of bonuses for making purchases.
• The cardholder is invited to install a special mobile application free of charge.
• Within two months from the date of activation, the Mobile Banking service is provided completely free of charge.

Bank requirements for the cardholder

Who is issued a debit card "Youth"? Sberbank of Russia provides it to persons aged 14 to 25 years with a passport of a citizen of the Russian Federation and registration in the region where the card will be issued.

If young people decide to apply for a credit youth card, then in this case the age range will be from 18 to 30 years, and, in addition to a passport and registration, it is necessary to submit to the bank a certificate confirming the income of a potential borrower. A similar document can be obtained from the place of work, while the borrower must work there for at least six months. For full-time students, proof of income may be a certificate of scholarship.

You can also submit a certificate of scholarship to the bank along with a certificate from the place of work, in this case, the work experience in the last place can be at least three months.

How to get a youth card?

There is one more "trick" of the card - this is the ability to choose its design. Sberbank offers two types of design - standard and individual. When choosing an individual design for a plastic card, its future owner can upload his photo or choose from those drawings offered by Sberbank. But it is worth emphasizing that for an individual design you will have to pay an additional 500 rubles.

So you've completed the application. Now you need to wait for a response from a bank specialist who will verify the information you provided.

You can also get a card by contacting any branch of Sberbank, but only in the region in which you have a residence permit. You must have a document confirming your identity with you.

You may be interested, the Youth Debit Card will be ready in 2-3 weeks, you can pick it up at the branch that you indicated in the application form. Remember to take your passport or any other document that can prove your identity with you.

And the youth credit card of Sberbank is not issued remotely via the Internet. You will have to contact the bank branch twice: the first time to provide documents and fill out a questionnaire, and the second time to receive a card. The decision to issue a credit card to a borrower is made by Sberbank within no more than three business days.

Terms and tariffs on the card

Youth "Sberbank of Russia" will cost you 150 rubles per year, and credit - 750 rubles. The terms of the credit card provide for which is fifty days, that is, no interest will be charged for this period. The limit on a credit card is from three to two hundred thousand rubles, the interest rate for using borrowed funds is 24% per annum. If the borrower needs to withdraw cash from the Molodezhnaya credit card, then the bank will charge a 3% commission for this service.

How to top up the Youth card?

There are several ways to replenish a card from Sberbank:

1. By bank transfer using the Mobile Bank, the Sberbank-Oilin service, a special mobile application and an SMS service.
2. Cash through ATMs and self-service terminals.
3. At the cash desks of other banking institutions - for this you need to know the details of the card;
4. At the cash desks of Sberbank branches.

Young people value comfort and reliability when shopping. Domestic bankers have prepared the best bank cards of 2019. The main feature of such options is low service fees and maximum benefit in settlements.

Youth card from Sberbank

In the line of banking products of Sberbank, each client will find a suitable option. The bankers also thought about the youth. A Youth Card has been prepared for them. The "chip" of the offer is an individual design. You can choose it yourself from the bank's catalog or upload an image from your computer, social networks.

The conditions for using a debit card are also attractive:

• service - 12.5 rubles monthly;
• production of a copy with an individual design - 500 rubles;
• user age - 18-25 years old;
• installation of a mobile application on a communicator - free of charge;
• validity - 3 years;
• production time - from 3 to 14 days.

Returns to Youth Card holders to 10% from the amount of purchases in the form of bonuses within the framework of the "Thank you" program.

Debit version of Mastercard Standard Next from Alfa-Bank

• service - 99 rubles monthly;
• the ability to connect additional cards for free;
• the number of additional options - 1 piece;
• accrual of interest on residual funds - 4% ;
• SMS informing - 59 rubles monthly.

Annual balances are accrued to the client of the youth card on a monthly basis.

The service fee is not charged to a person if:

• on the salary card of the bank receives more than 40 thousand salaries and pays monthly purchases in the amount of more than 15 thousand;
• spends on purchases every month at least 10 thousand, and the minimum monthly balance exceeds 30 thousand.

Youth card of Rocketbank "Opening-Rocket"

Youth cards also include another product serviced by Otkritie Bank, only this time under the Rocketbank brand.

Conditions for this card include:

• 6.5% per annum on any balance.
• Cashback up to 10%.
• Free service.
• Free replenishment from 5 thousand rubles and free withdrawal up to 5 times a day.
• Transfer fee is 1.5% for any cards of other banks.

These conditions apply to the free plan. The paid tariff (290 rubles per month) is distinguished by the possibility of free transfer of funds to cards of other banks, free replenishment within any limits and twice the frequency of free withdrawals from ATMs.

It is also possible to open deposits directly in the bank's proprietary application.

Touch Bank World Mastercard from Touch Bank

Touch Bank offers for young people the option of Touch Bank World Mastercard with the Daily tariff. This is a multi-currency card. Its holder can open an account in rubles, pounds sterling, dollars, euros.

Touch Bank World Mastercard holders receive:

• cashback - 3% for spending in your favorite categories, 1% - for other purchases;
• free cash withdrawal at ATMs of any countries;
• interest on the balance up to 8%;
• interest payment - daily;
• free transfers;
• free replenishment;
• SMS alert - 60 rubles monthly.

Maintenance cost - 250 rubles monthly. The fee is not charged if the average daily balance more than 50 thousand, or the amount of expenses for the month exceeded 30 thousand.

RNCO "Payment Center" and MasterCard "Corn"

Holders of MasterCard "Corn" can pay with a card in any store, institution that accepts payment cards, and receive to a bonus account 0,5% spent amount.

Clients can increase the number of accrued bonuses by participating in promotions and / or special programs. For this you need to pay an additional fee.

If the amount of bonuses on the client's account reaches half a million, the accrual of points will temporarily stop until the balance decreases.

Citizens who use the debit copy can:

• use an overdraft;
• monthly up to 30 thousand cash out for free, if the amount is exceeded, the commission will be - 1% (minimum 100 rubles);
• use the mobile application for free;
• set up auto payments for utilities, phone.

The Molodezhnaya card can be issued in two payment systems - Visa Classic and MasterCard Standart. There are debit and credit cards. The cards are issued for a three-year term. The cost of service depends on the type of card - 150 rubles. per year for debit and 750 r. for credit.

The credit card has an interest rate of 24%, and the credit limit is determined for each client individually and ranges from 3 to 200 thousand rubles.

To obtain a card, you must contact a bank branch, or fill out an application on the Sberbank website. To receive a debit card, the client must be a citizen of the Russian Federation at the age of 14 to 25 years. The requested documents include only a passport. To obtain a credit card, the bank also additionally requests a certificate of income 2-NDFL or a certificate of scholarship. Credit cards are available only to adult citizens of the Russian Federation.

Advantages and disadvantages of "Youth" cards from Sberbank

"" cards from Sberbank with an individual design, i.e. the client can choose the image of the card. A credit card can be issued even by a non-working student, and a debit card is also available to schoolchildren.

Credit cards are issued with a grace period of 50 days. During this period, you can use borrowed funds without interest.

Another advantage of the Molodezhnaya card is free SMS informing about all account transactions.

Like all cards of Sberbank of the Visa Classic and MasterCard Standard systems, they provide the possibility of remote account management through the Sberbank Online @ yn Internet bank, as well as using a mobile phone or tablet (“Mobile Bank”). Youth card can be linked to your electronic wallets (WebMoney or Yandex.Money) to transfer funds between them in real time. This can be especially in demand among freelancers who receive payouts on e-wallets.

All card transactions are protected by 3D-secure technology (payment confirmation via SMS), which serves as an additional guarantee of the safety of funds when paying in an online store. The security of the card is also reinforced by issuing them in a secure chip card format.

According to the cards, bonuses are accrued under the "Thank you" program for each payment by. Bonuses can be exchanged for discounts in numerous partner stores.

Among the disadvantages are the high cost of annual maintenance and the commission for cash withdrawals on credit cards (3%). It is important to note that, unlike many other banks, Sberbank does not offer a grace period for cash withdrawals. Another disadvantage is that a commission of 15 rubles is charged for requesting a balance in third-party banks.