Bank magnetic cards - credit and debit - have firmly entered the everyday life of an ordinary person. We receive a salary on them, pay in the store and use them as a regular wallet. "Credit cards" brought us another convenient tool for everyday life - the ability to transfer money from a card to another card directly. This is very convenient if you need to send money to relatives in another city or repay debts to friends.
Unfortunately, even despite the fact that the bank programmers tried to make the procedure for transferring funds as simple and convenient as possible even for “dummies”, there are still many people who do not understand this at all and for them it is a dark forest. However, you still have to learn sooner or later. Therefore, I decided to make a small instruction on how to transfer money from a card to a Sberbank card through Online or from an ATM.
Why Sberbank? Firstly, it is the largest bank in Russia and is used by the most people. And secondly, the sequence of actions is approximately the same. Having understood the algorithm of actions, you can use the ATM of VTB, Alfa-Bank, Binbank, Tinkoff, or any other in Russia, Ukraine or Belarus and transfer money from account to account without any problems.

Transferring money through an ATM

We insert the card into the ATM. First of all, you need to enter a pin code:

We are waiting for the main menu to open. Select the section "Payments and transfers":

In the next menu, click on the item "Transfer funds":

Send money by card number, or by phone that is attached to it. Consider the first option, as it is the most popular.

I think it’s understandable, in order to transfer money from card to card by its number, you must first find out by calling or writing to the addressee. Where to find it? And here it is:

4 blocks of 4 digits. Now you need to enter it in the appropriate field at the ATM:

Take your time and enter the numbers correctly, without spaces and hyphens - the system will recognize them. Making mistakes is highly discouraged.
Click on the "Continue" button.
Select the currency in which the transactions will be performed. In my case, it is rubles.

It remains only to carefully check the recipient's card number and the transfer amount again:

Remember to click on "Return card" and take a check in case the money transfer fails.

Transferring money to Sberbank Online

The online.sberbank.ru service is perhaps one of the most user-friendly tools of this class. With it, you can pay for communication services, taxes, fines and repay loans right at home from your account. You can also transfer money through it. Of course, in order to do this, you must already be registered and have a login and password to enter. More about this in the article.
So, log in to the site and get to the main page. At the top of the page, select the "Transfers and payments" section:

The action menu will open. If you need to put money on a Sberbank card, select the item "Transfer to a Sberbank client":

To send money to a client of another bank, select the appropriate menu item. Further, the sequence of actions is no different - we indicate the card number, debit account and amount:

Click the "Translate" button. The system will ask you to confirm the operation in order to avoid fraudulent actions:

Click on "Confirm by SMS" and wait for the SMS with the code to the phone. When it arrives, enter it in the field that appears:

And again click on "Confirm".

The result will be a "Done" print. This means that the transfer of money from the card to the card of Sberbank or another bank was successful!

Cash, you can do it directly at the bank branch. To do this, you need to contact the bank with a passport to the cashier (or manager). A bank employee will check your passport details and send the amount you need to your card within a few minutes. Of course, you will first need to name the card number to which you want to send funds. If the recipient's card does not belong to you, you will also need to clarify for the cashier the full name of the person to whom the transfer is being made. This is necessary so that the cashier can check whether the data of the card you named match the data of its owner. An error in even one digit of the card number can lead to loss of funds.

How to transfer cash to a card

Today, you can send money to a card without the direct assistance of a bank - through a self-service terminal or an ATM that has a bill acceptor. When transferring cash from your own card, you do not need a bill acceptor. To make a transfer, you need to insert your card into the ATM, activate it with a PIN code and select the "Money transfers" item in the section of the services offered by the ATM. Then you just have to follow the instructions that the ATM gives you, carefully enter all the details for the transfer, double-check this information and at the end confirm the transfer of funds.

How to transfer cash through a Sberbank ATM

If you do not have funds on your card to make a money transfer or you want to replenish your own card in cash, you will need a Sberbank ATM that accepts cash for payment. In the ATM menu, you will need to select the “Money transfer” service and in the field that opens, indicate the number of the card you plan to replenish. When choosing a method of sending, indicate the item "Cash". The ATM will offer you to deposit the amount of replenishment specified by you through the bill acceptor. After the operation, the device will print out the appropriate check for you. When replenishing the card within one territorial district, no commission will be charged for the service.

How to transfer cash to an account

Many users are interested in whether it is possible to send money to their bank account without additional fees. It is worth noting that if you replenish your own cash account with cash, rare banks charge a commission for this. When making transfers within the same bank, you can also count on the fact that you will not be charged a commission. You can also replenish your current account at the terminals and ATMs of your bank without additional fees. It is also possible to make a money transfer to the account through the Qiwi wallet. In this case, you will need to know the details of the account being replenished, as well as the phone number of the person to whom you plan to deposit money.

How to convert electronic money into cash

You can withdraw money from an electronic wallet to a bank card, and then get cash in a fairly simple and secure way. True, for this you will need to verify your own passport data in the electronic payment system that you use. After that, it will be possible to apply for the withdrawal of funds to the bank of your choice to your personal account. Please note that some electronic money systems allow you to link bank cards to wallets in order to simplify the withdrawal procedure. In addition, you should know that money transfer in most cases is only possible to a personal bank account or money transfer system in your name.

Advice from Sravni.ru: Banks allow most money transfers only from customers' debit cards, as well as from their own funds placed on.

We remind you how to transfer money to a card through an ATM if a laptop and a smartphone are not at hand

Transfers from card to card through an ATM Photo: cbkg.ru

Transfers from card to card have long migrated to the browser and mobile applications. They can be found both on the websites of banks, postal services and even on the pages of online magazines.

However, not so long ago, in order to transfer money to someone, you had to look for the nearest ATM, or go to the bank. Editorialpayspace Magazine offers to remember how to use one of the most popular online financial services from the ATM screen.

If both cards belong to resident individuals and are opened in national currency, there should be no problems. Many banks support this transfer option. Additionally, it will be necessary to clarify the possibility of debiting funds from corporate cards, transfers in favor of non-residents, as well as the possibility of currency conversion.

However, not all banks are ready to serve foreign customers. For example, PravexBank makes transfers only between the cards of its clients. Ukrsibbank does not support transfers involving corporate cards, in favor of non-residents, or between card accounts in different currencies. On the contrary, PrivatBank can offer all of the above options in its ATMs.

How to transfer money to a card through an ATM - step by step instructions

Step #1- Insert your card into an ATM

Step #2- Go to the main menu

Step #3- Go to the "Transfer Funds" section. Section names may differ depending on the bank. Your ATM may offer "Payments and Funds Transfer" or "Money Transfer"

Step #4- Among the proposed options, find the item "transfer to the card"

Step #5- Enter the recipient's card number

Step #6- Specify the transfer amount and currency (if such an option is provided)

Step #6- Now you only need to confirm the payment. You do not have to enter your card details: all the details have already been transferred.

The money will be credited to the recipient's account almost instantly.

SEE ALSO— How to transfer money to a card through an ATM of Privatbank

Despite the simplicity of the process, many people have no idea how to transfer money from a card to a Sberbank card through an ATM. Below we highlight the nuances of the process and step by step consider the actions that need to be carried out.

Transfer terms

Before considering the instructions for transferring funds through an ATM of any of the bank's branches, let's highlight the conditions of the transaction:

1. Such operations are carried out only in the national currency, that is, in rubles.
2. Transaction time is instant.
3. Maximum amount. If the transaction is carried out in one of the branches of Sberbank, then there are no limits on the transfer of funds. As for transfers through online services, each of them has its own limitations.
4. Cancellation of a transaction. If the transfer has already been made, then it will not be possible to cancel it. To get the funds back, you will have to contact the recipient of the money.
5. Commission. An equally important issue is the size of the commission. So, when transferring funds between personal cards, interest is not charged. In the case when money is transferred to a bank client’s card, but within the limits of the settlement, no commission will be charged either.

The situation is different if the transfer is made to the “plastic” of another person located outside the settlement:

• If the transfer is carried out at a branch, then 1.5 percent is charged. There is a minimum - 30 rubles, and an upper limit - 1,000 rubles;
• If the transfer is carried out through one of the online services. In this case, 1% of the transferred amount will be charged. In this case, the maximum limit is 1000 rubles.

There are situations when you need a transfer to a "credit card" of the same bank. Here the transfer will be carried out without commission.

Step by step translation instructions

Now let's look at the procedure for how to transfer money in Sberbank from card to card using an ATM. The algorithm is this:

special instructions

In the process of transferring funds through an ATM, please note:

1. To protect the PIN code from prying eyes during the process of entering numbers, it is advisable to cover the digital display with your hand or wallet. This precaution will prevent an attacker from writing down the entered numbers.
2. In addition to transferring funds using an ATM, you can perform a number of other operations - deposit cash into an account, replenish an electronic wallet, pay traffic police fines or a mobile account, pay off a loan debt, pay to a mobile phone, and so on.
3. Please note that the locks that allow access to the ATM do not require a 4-digit PIN.
4. Before you start working with the ATM, inspect the keyboard and card reader for the presence of foreign devices (for example, attached objects).
5. When transferring money from a card to a Sberbank card, there are restrictions - from 100 to 300 thousand rubles (depending on the class of the plastic card).

The process of transferring funds does not take much time, which allows you to quickly and cost-effectively complete a transaction. We also recommend watching a detailed video of all the above actions.

Overtake life situations that require quick and urgent transfer of funds. But what to do when it is not possible to give personally or send to a bank account? In resolving the issue, you should use one of the options. The instructions presented in the text will help you understand the system for sending funds from a card account opened with Sberbank.

If necessary send money to a Sberbank card from a card of another bank use

The procedure for transferring money to a Sberbank card

Procedure through Sberbank Online

To transfer money to a Sberbank card through your personal account, you need access to the Internet, because the transfer is carried out online. For this method, you must have the Sberbank card itself and the connected Sberbank Online service.

Connecting a personal account:

• Go on the website;
• Fill out the registration form;
• Fill in the column "card number";
• After waiting for SMS;
• An activation code will be sent to your phone. He authorizes a personal account and opens access to services.

Having registered a personal account, you should work with tabs. Press.