Each person may encounter a situation where the phone balance becomes negative, while there is no possibility to replenish the account on their own. If one of your loved ones is in a similar situation, you can easily help him by transferring money from your account. The possibility of transferring funds from account to account was provided by all mobile operators and MTS is no exception. As you already understood, in this article we will find out how to transfer money from mts to mts or to the number of another mobile operator. The Internet Assistant has collected on one page all the currently existing methods that allow. You just have to read this article and choose the most convenient option for yourself.

• brief information

The easiest way to transfer funds from an MTS account involves using the "Transfer by SMS" service. Send an SMS to the number of the payee with the following text: #transfer. To learn more about this service and other ways to transfer money from an MTS account, read the article in full.

How to transfer money from mts to mts or to the number of another operator

MTS is trying to make its services as convenient and accessible as possible for customers, so the process of transferring funds from account to account does not involve any difficulties and every subscriber will be able to cope with this simple task. It is possible to transfer money from an MTS account to another account in various ways, and below we will consider the most convenient and effective ones. It should be noted right away that from time to time MTS gets rid of old services and adds new ones. This also applies to services designed to transfer money from a personal account. So, the services that last year are no longer relevant. We will consider only working methods and if something changes over time, we will make the appropriate amendments.

SMS transfer

It is easiest to transfer money from mts to mts using the service "Transfer by SMS". To transfer funds from your personal account to another account, send an SMS message to the payee's number with the following text: #transfer<сумма>. For example, if you need to send 100 rubles to the number 8 988 381 42 27, then indicate this number in the “To” column, and write in the text field: #transfer 100. That is, you should get an SMS like in the picture. After sending the corresponding SMS, you will receive a response message with instructions that you need to follow to transfer funds from your account. Confirm the operation and in a few seconds money will be debited from the phone balance and immediately credited to another account.

The "Transfer by SMS" service operates within the framework of the "Easy Payment" service and is paid. The amount of the commission that will be deducted for the transfer depends on the transferred amount and on the number of which operator the transfer is made to. If you need to transfer money from mts to mts, then a commission in the amount of 10 rubles will be withheld, regardless of the amount of the transfer. In the case of sending funds from the MTS balance to the phone of another operator, in addition to the fixed rate of 10 rubles, a commission of 4% will also be charged.

The service is characterized by restrictions regarding the transfer amount:

• The maximum amount of a one-time transfer cannot exceed 5 thousand rubles;
• The amount of payment must be at least 10 rubles;
• It is possible to send no more than 30 thousand rubles per day;
• For a month, a maximum of 40 thousand rubles can be transferred from the mts account;
• No more than 10 transfers can be made within 24 hours.

As you can see, the "Transfer by SMS" service allows you to transfer a fairly substantial amount from your mts account. If this is not enough for you, or if this method does not suit you for some other reason, then we recommend that you consider the options below. You can also watch a video that shows the process of transferring funds from an mts account.

Service "Easy payment"

Speaking about how to transfer money from mts to mts, you can not ignore the service "Easy payment". Unlike the previous case, the transfer of funds will be carried out through the official website of the MTS operator, so the availability of the Internet is a prerequisite.

To transfer money from an mts account to any other account, follow the link http://pay.mts.ru. The page that opens will display a list of goods and services that can be paid using the MTS account. We are interested in transferring money from account to account, so you need to select the "Mobile phone" section. Next, a list of mobile operators will appear. Select the operator you need and fill out the appropriate form in the page that opens. Here you need to specify the phone number to which you want to send money, as well as the amount of payment.

You will be asked to transfer money from your balance or from a bank card. Select the item "From the MTS mobile phone account" and click the button next. A new page will open, indicating that an SMS has been sent to your phone to confirm the payment. Now it remains to follow the instructions indicated in the received message and the funds will be debited from the balance.

The service "Easy payment" is characterized by the following features:

1. The commission for the transfer of funds is 10 rubles when transferring funds to the MTS account and 10% of the transfer amount in case of sending money to the phone of another operator;
2. The maximum transfer amount depends on the number of which operator the money is sent to. For example, you can send up to 10 thousand rubles from mts to mts at a time, while a maximum of 5 payments are allowed per day. You can send no more than 1 thousand rubles at a time to a Beeline number, and the maximum number of payments per day should not exceed 10. You can send up to 15 thousand 5 times a day to a megaphone.

The commission and the maximum amount will be indicated in the transfer form. To fully use this service, you need. We wrote about how to do this in a separate article. You can also use the application "MTS service".

Payment services

In principle, MTS has done its best to fully satisfy the needs of subscribers who transfer funds from account to account. In most cases, the services described above from the MTS operator are quite enough to implement the plan, however, for certain reasons, some customers are not satisfied with such methods of transferring funds. The solution for such subscribers may be the use of special payment services. Before transferring money from mts to mts using one of these services, you should make sure that it is reliable and familiarize yourself with the terms of use. The amount of the commission and the maximum transfer amount will vary depending on which service you will use. Among the most popular are the following:

Each of the services listed above allows you to transfer funds from an MTS account to another account. We will not provide detailed instructions separately for each payment service in this article, since this is beyond the scope of this topic. In addition, this option should be considered only in extreme cases, when the services from the operator are not suitable for your purposes. If you still decide to use one of these payment services, then you will not have any difficulties with the transfer of funds. Each site has detailed instructions.

This is where we will end this article. Now you know how to transfer money from mts to mts. As you can see, there are several options. Which one is the best is up to you. If you have any difficulties, or ask your question in the comments and we will try to help you.

To learn how to transfer money from an account to a bank card, you should have an idea about payment systems and transfer methods. Exchange for a card is a kind of banking services. To carry it out, a bank client can use the help of employees of an official institution or carry out the operation on their own. Required for those who have both a card and an account in a state bank, as well as those clients who follow another user of the system.

The functioning of the official payment and exchange systems is based on the work of highly qualified specialists. In the department, the whole package of services is provided. The transfer of money from an account to a card is indirectly related to this and is carried out as soon as possible. The operation is possible if the subscriber has the required details: the recipient and the sender.

Documents required for this procedure:
— information about the cardholder;
— sender's data;
- account and card number.

Information about the cardholder is the documentation that he received when issuing the card. That is, the number indicated on the front side, the expiration date, a special code that is indicated on the back.
Important: The code on the back of the card allows you to withdraw funds from it. Therefore, before reporting it, you should make sure that it does not fall into the hands of scammers.

Sender data - passport information for personal identification.

The card and account number is required without fail, otherwise the operation will not be able to complete successfully. If one of the parties lost the necessary documents, they can be restored in the same state bank where the card was received. Only the official state-owned banks of the country are engaged in such services: Sberbank and VTB.

The procedure is paid and its cost is up to 2% of the transferred amount. Detailed information about the conditions of each institution separately can be found in the organization itself. Please note that in different organizations - the percentage is different.

Ways to transfer money

There are two ways to carry out such an operation:

- contacting the official branch of the bank;
- forwarding via the Internet.

Each option has a mandatory set of actions that is required of a citizen. Considering both methods, it is worth noting that clients who have no idea about internet payments it will be difficult to use the second option. Therefore, appealing to the Central Bank is the only correct solution to the problem for this category of citizens.

Transfers through online automatic exchangers

Using internet services

This subspecies is suitable for confident Internet users. The user must find the official website of his bank and go through the registration procedure. After that, all the functionality of the page becomes available. Using the navigation on the site, you need to find "Transfer of money from an account to a card." Most often, financial actions are located in a convenient place for the user: at the top of the page or in the side menu.

After filling in the main information fields, you need to double-check them. As a result of a mistake, the bank will not be able to return the funds or cancel the operation in time.

With the help of this type, it is carried out in a couple of days.

Application analysis steps:
- the application is sent to the server of the banking institution;
– the specialist checks the data for authenticity and confirms the possibility of sending;
— the server processes the received information and notifies the subscriber;
- the procedure is considered successful when the money is credited to the account.

Conclusion

Depending on the chosen method, the consideration of the application is carried out in different ways. The advantage of working with the bank branch itself is that the exchange of funds is completed in less than one day. This is beneficial for obtaining urgent withdrawals.

When performing such an action, there will be a minimum probability of a typo or incorrect filling of documents. What can not be said about the scheme with its own money exchange. It involves a long check, but no service fees. Before starting, you should familiarize yourself with the position of the state bank, about the system of Internet payments and transfers.

A service that involves the transfer of the account of the client to another credit institution. It is considered one of the alternatives to the classic closing of the old and the opening of a new account with the difference that a new bank acts as an intermediary.

Characteristics

Transferring money to a current account another bank has a number of features:

• Clients can transfer all settlement services (direct and permanent). R / s in the former credit institution is closed.
• There are a number of exceptions under which the service is not available (more on that below).
• Processing time transfer to current account another bank - up to 3-4 weeks. When working with direct orders, the execution of contracts takes more time due to the need to terminate agreements with the previous credit institution and conclude them in another bank (on new terms).
• Transfer operations are carried out by financial and credit institutions (by proxy of the client).
• In progress transfer of current account to another bank closing an account in an old institution is free of charge (as well as transferring data to a new credit institution).

How to transfer a cash account to another bank?

To avoid difficulties, you should follow the instructions:

What are the possible exceptions?

Transfer of current account to another bank not possible in the following cases:

• R / s is under arrest.
• There is a debt to the main bank.
• Transfer of accounts or services is prohibited due to situations related to the current legislation.

A number of exceptions exist with the complete transfer of the account to another bank:

1. The servicing financial institution has:

• Loan agreement (for example, mortgage, credit card, etc.).
• An agreement to manage a stock, bond or other securities account.
• Term deposit agreement (including savings, investment).

1. The bank account is used to store the currency, and the available balance is not enough to pay the commission.

In the presence of exclusionary circumstances transfer to current account other bank is not possible. In such a situation, the account is partially transferred, or standing and direct orders are transferred. If there is a loan agreement, it is possible to revise the terms of the latter.

How does it work most often?

In many banks, the service of transferring a / s within the framework of the cash settlement is not provided. The algorithm of actions in this case is as follows:

• Contact the bank where you plan to open a bank account and transfer the full package of papers.
• Wait for notification of the possibility of providing the service (information is transmitted within 10 days).
• Close the old account, and then specify the details for transferring the balance of funds.
• Take an extract from the closing of the account in order to avoid the accrual of penalties or commissions.
• Notify counterparties about the measurement of R/S.

What is the result?

Transferring a cash account to another bank means closing it in one institution and opening it in a new credit institution. The account number changes, and the general requirements and conditions apply to the transfer itself.

If it is impossible or unwilling to make a transfer from bank to bank, you can simply close the account -

The purpose of the payment when transferring own funds of an individual entrepreneur is indicated in the payment order when transferring money from one entrepreneur's account to another. Now almost every businessman has a bank account (r / s) in the bank, although this is not necessary, it is very convenient to pay taxes, make settlements with partners, accumulate proceeds from their activities, etc. After making all obligatory payments (taxes, payment of loans for commercial activities, etc.), an individual entrepreneur's account remains with his own funds, which he can dispose of. A citizen can transfer this money from the current account to his personal account.

The transfer of non-cash money through a bank is executed by a payment order (p / p). One of the details of this document is the purpose of the payment. If the appointment is incorrect or incorrect, the bank employee has the right not to carry out the operation and return the document for correction. It is required to prescribe what the funds are transferred for, on the basis of which, whether there is VAT. For example, payment for goods under contract No. 2 dated September 16, 2015, including VAT 800.00 rubles.

And what should the entrepreneur indicate when transferring his profits? The purpose of the payment when transferring money from one account to another looks like this: “Transfer of own funds to current account No. XXX. Without VAT". Other formulations are also possible, for example, withdrawal of funds for personal needs, replenishment of a plastic card account, etc. An example of a payment order in Appendix 1.

Where can an entrepreneur send money

In most cases, a businessman opens in the bank not only a bank account, but also a current one, draws up a plastic card. It is clear that any individual entrepreneur registers and works in order to have income from this activity that he wants to receive in monetary terms in cash or non-cash form and use them for his own purposes. To do this, a citizen needs a personal account.

Every day plastic cards are gaining more and more popularity. They are very convenient for storing, accumulating and using money. Almost all stores have installed terminals for accepting cashless payments, and banks offer various bonuses when issuing cards. Most often, individual entrepreneurs transfer their funds to plastic cards, they can use them in a non-cash form or use an ATM and get cash.

An entrepreneur can open a term deposit in a credit institution with the possibility of replenishment or on demand and transfer his income there. The purpose of the payment in this case will be as follows: “Transfer of personal funds to a deposit under agreement No. XXX dated XX.XX.XXXX. Without VAT". It is necessary to indicate the number and date of the agreement between the bank and the depositor.

Which bank to choose

Usually, individual entrepreneurs open settlement and other accounts, order plastic cards in one credit institution. Firstly, it is convenient, secondly, it is much faster to transfer money, and thirdly, it is cheaper than transferring to another bank. At the same time, the individual entrepreneur has the right to transfer personal money to other credit organizations, if he likes it. It is advisable to open an account with a credit institution focused on working with small businesses, as it is much easier to cooperate with it.

All operations for transferring money and withdrawing cash in excess of 600,000 rubles. are subject to mandatory verification by any bank in order to counteract the legalization of proceeds from crime and the financing of terrorism. Such transfers are considered suspicious. If money is needed to buy an apartment, summer house, house, warehouse, etc., then you can transfer and withdraw in cash no more than 3,000,000 rubles. With a larger amount, the bank will require an explanation of where the client plans to spend so much money.

The transfer fee

To the card in Sberbank:

To a card in another bank:

The list of such cities is approved by a separate order of the Savings Bank of Russia. By card account number.

To transfer at a Sberbank branch, you will need:

• Beneficiary's account number;

Your actions:

Transfer through Sberbank Online your actions:

• Go to your Sberbank Online personal account - enter your login, password and then a one-time confirmation password.
• In the "Payments and transfers" section, select the "Transfer and currency exchange" section.
• Then "Transfer to a private person".

Transfer from account to cash

If you need to transfer money from your Sberbank account to a recipient in Russia. Money can be transferred in rubles, US dollars or euros.

Basic information:

The terms for crediting funds for transfers to another bank depend on the beneficiary's Bank. To clarify the terms of crediting, please contact the Beneficiary's Bank.

The transfer fee:

You will need:

• Identification document (passport)
• Beneficiary's account number;
• Branch of Sberbank (number or address) in which the beneficiary's account is opened;
• or the name and BIC of another bank in which the beneficiary's account is opened.

Your actions:

1. Contact the Sberbank branch. You must have a passport with you and know the details of the recipient.
2. Provide the employee with the necessary data for processing the transfer.
3. Enter the amount of the transfer and the amount of the commission into the cash desk of the bank.

Transfer from card to account

If you need to transfer money from your Sberbank card to the recipient to his account in Sberbank or in any other bank in Russia.

Transfers can be made in rubles, US dollars or euros.

Basic information:

The transfer is carried out subject to the availability of technical feasibility.

The terms for crediting funds for transfers to another bank depend on the beneficiary's Bank. To clarify the terms of crediting, please contact the Beneficiary's Bank.

The transfer fee

Sberbank account:

Account in another bank:

Transfer at a Sberbank branch

You will need:

• Identification document (passport);
• Beneficiary's account number;
• Branch of Sberbank (number or address) in which the beneficiary's account is opened;
• or the name and BIC of another bank in which the beneficiary's account is opened.

Your actions:

1. Contact the Sberbank branch. You must have a passport with you and know the details of the recipient.
2. Provide the employee with the necessary data for processing the transfer.
3. Enter the amount of the transfer and the amount of the commission into the cash desk of the bank.

Transfer from card to card

You can transfer funds from your card to a Sberbank card or MasterCard card of other banks.

Basic information:

The transfer fee

To the card in Sberbank:

To a MasterCard card in another bank:

Transfer via Sberbank Online

1. Log in to your personal account "Sberbank Online" - enter your login, password and then a one-time confirmation password.
2. In the "Payments and transfers" section, select the "Transfer to a Sberbank client" or "Transfer to a private person to another bank" section.
3. To make a transfer to a card of another bank, enter the recipient's card number
4. A transfer to a Sberbank card can be made both by the card number and by the recipient's phone number.

Transfer via Mobile Bank

• To transfer to a Sberbank card, send an SMS to 900 with the text:
• Transfer 9XX1234567 500, where 9XX1234567 is the recipient's phone number, 500 is the transfer amount.
• In response, you will receive an SMS with the recipient's name and code. Check the specified data and send the received code to number 900 to confirm the transfer.

Note! For security reasons, the following restrictions (limits) are set for transfers by phone number:

1. no more than 8,000 rubles per day - a limit on the amount of transfers (both the sender and the recipient);
2. no more than 10 transactions per day - a limit on the number of transfers.

Transfer through ATMs and terminals:

• In the main menu, after entering the PIN code of the card, select "Payments and transfers".
• Then "Transfer Funds".
• Of the details, you only need the recipient's card number

Sources:

1. http://data.sberbank.ru/moscow/ru/person/paymentsandremittances/remittance/in/