You will need

• - passport;
• - document confirming registration at the place of residence or stay in Moscow (if available);
• - fountain pen.

Instructions

If you have a place of residence (in the old way - registration) or place of stay (in everyday life - temporary registration) in Moscow, you need to go from the district clinic to which the house where you are registered is assigned. Most likely, the necessary information (which insurance company and at what address) will be posted in a prominent place in the lobby or reception window.

Otherwise, contact the registry office or the informant.

In Moscow, compulsory medical insurance policies are issued by such insurance companies as ROSNO, MAX, etc.

The address and opening hours of the division of the insurance company that issues compulsory medical insurance policies are usually indicated on its official website. You are required to come there during working hours with a passport, a certificate of registration at the place of residence (if there is no stamp about it in the passport) or stay and a fountain pen. Just in case, make photocopies of the first two pages of your passport (personal and passport data and registration) and other necessary documents, if available. Most often in such units there is a queue, but it moves relatively quickly.

Insurance company employees will look at your documents, give you the necessary papers, which you fill out immediately, and tell you when to come for your completed policy.

If you are taking out a policy for a newborn, when submitting documents, a birth certificate and a passport of one of the parents who is registered in Moscow at the place of residence or stay will be enough (in this case, you will also need a certificate of registration at the place of stay). But upon receipt, confirmation will be required that the baby is registered at the same address: a note on the birth certificate about registration at the place of residence or about registration at the place of stay in the certificate of such registration of one of the parents.

For adults and children who are registered at their place of stay, policies are issued for the period of this registration. After this period, you can first renew the registration, then the policy.

If you work under an employment contract in a company with a legal address in Moscow and you do not have a Moscow compulsory medical insurance policy, the employer is obliged to issue one. In this case, no special effort is required from you. The employer himself will provide the necessary documents to fill out, take the policy where it should be, and issue it ready. Most often, these formalities are handled by the HR department or equivalent structure. Sometimes (if there is no HR department) - accounting.

The policy issued through the employer must be handed over to him upon dismissal. And at another place of work you are required to issue a new one.

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note

1. Foreign citizens can apply for a Moscow compulsory medical insurance policy only at their place of work, even if they have a temporary residence permit or residence permit in the Russian Federation at a Moscow address.
2. Register at your place of stay only at the branches of the Federal Migration Service (FMS). Various companies offering temporary registration services may issue it to you at an address that does not exist. In this case, you risk not only being refused to issue a policy, but also running into accusations of using false documents, or even falsifying them.

Helpful advice

A compulsory health insurance policy issued anywhere in the Russian Federation is valid throughout the country. If you are denied service anywhere, including Moscow, under the pretext that the policy is “foreign,” it makes sense to file a complaint about the unlawful actions of doctors.
You can complain to Roszdravnadzor, the Federal Compulsory Medical Insurance Fund, the prosecutor's office, the Commissioner for Human Rights in the Russian Federation or the city of Moscow, the Administration of the President of the Russian Federation, including through their official websites. Better for everyone at once. They must take action and respond to you within a month.

Sources:

• where to get a health insurance policy
• VTB HEALTH INSURANCE in Moscow

The procedure for replacing the compulsory medical insurance policy with a new type policy started several years ago. A personal application to a company specializing in health insurance or to the MFC will help you obtain a new type of compulsory medical insurance policy. Alternatively, it can be ordered through a proxy. The preferred form of the received document must be indicated, which is available for:

• people with Russian citizenship;
• people who are citizens of other states but reside in Russia on a permanent or temporary basis;
• refugees;
• persons without citizenship.

It is required to provide its owner with medical care without payment throughout the entire territory of the Russian Federation, giving the right to choose a medical institution, calling on clinics, hospitals, and medical centers to work efficiently and quickly.

What does he look like?

A new policy can be obtained from:

• in the usual form - a paper document with data placed on both sides;
• compact form of a plastic card;
• as part of a universal electronic card (a promising option).

What does the new sample compulsory medical insurance policy look like in paper form? The format of the new document is A5, it is not recommended to bend it, and laminating it is strictly prohibited. The only thing that can be done is photocopies on both sides, which will help extend the life of the original. On the front part there is information about the owner (full name, day, month and year of birth), date of receipt, and a unique barcode. On the reverse side is printed information about the place of residence, the insurance company and its coordinates.

The electronic form is similar to a bank card. All data about who issued it is stored on the CHIP, for this reason, owners of plastic insurance should remember the name of their insurance company in order to provide information in hospitals and clinics. A unique number is also located here. On the reverse side there is a photograph and signature of the owner, the date until which the card is valid. The answer to the question of where to get a new plastic compulsory health insurance policy requires additional preparation related to calling organizations whose activities are related to health insurance. The reason is that not everyone has the technical ability to issue a plastic version.

You can check the authenticity of the paper or plastic version of the policy issued to you on the official resource by entering a unique number in a special search bar. You will need to turn the document with the front side facing you, where the compulsory medical insurance policy number of the new sample is printed, regardless of whether it is made on paper or plastic.

List of documents

The documents for obtaining a new compulsory medical insurance policy are, in principle, the same for everyone:

• a correctly completed application to an organization whose specialization is health insurance;
• a certified copy of a document that can clearly prove your identity;
• a certified copy of SNILS (if available).
• a certified copy of a document confirming the status of “refugee” (certificate of consideration of an application on this issue), a residence permit, an identity document of a stateless person, which contains a mark confirming the legality of residence on the territory of the Russian Federation for foreign citizens, refugees and stateless people respectively.

Having submitted an application for a uniform medical insurance document, the applicant receives a certificate that replaces the policy and gives the right to receive medical care until the registration procedure is completed. This certificate can be used for no longer than thirty working days, after which the original health insurance document in the form chosen by the applicant must be received in person.

Regardless of whether you are a citizen of the Russian Federation or not, obtaining a new compulsory medical insurance policy is quite simple and quick.

Do I need to renew or order a reissue?

First of all, it should be emphasized that all medical insurance documents received in hand, dated January 1, 2011 and earlier, are required to be accepted by any medical institution. Whether or not to change the old version is up to its owner.

It is worth paying attention to the fact that when you receive a new sample document in your hands, you will not find an expiration date on it. Therefore, to the question: “Is it necessary to renew the compulsory medical insurance policy of the new model?” The answer is no, with some caveats:

• There are no restrictions on the validity period of this document for citizens of the Russian Federation;
• for people who have received refugee status, the policy will be valid until the person leaves the country;
• He will help people who have a permit for temporary stay in the Russian Federation to receive medical care free of charge as long as the permit is valid.

Advantages

The new standard compulsory medical insurance policy is valid on the territory of all constituent entities of the Russian Federation, regardless of the residence permit or registration of the owner. For this reason, you must take it with you on any trip within Russia. The new unified compulsory medical insurance policy gives the right to choose not only the doctor providing medical services, but also the medical institution.

The nuances of obtaining a new sample document

As in any business initiated by the Russian authorities, when obtaining a single policy guaranteeing medical care, there are a number of nuances that need to be prepared for.

You can change your insurance company once during a calendar year and strictly before November 1st. The exception is the new owner's registration address.

Insurance is provided by one organization at a time. Accordingly, a person can be the owner of one policy.

If a plastic format is lost or damaged, then only its paper counterpart can be issued to replace it.

The country’s government plans to eventually move en masse to a universal electronic card, which will replace policies (not only old, but also new ones), performing the functions of an identity card, a certificate of pension insurance, etc., opening access to a variety of state and municipal services in any region Russian Federation without payment.

All citizens of the Russian Federation, except military personnel and equivalent persons, have the right to receive special medical insurance. Also, persons with refugee status or foreigners who arrived for a permanent or short-term stay on official duties can receive a compulsory medical insurance policy. This also applies to members of their families and is regulated by the relevant provision “On the legal status of foreigners in the Russian Federation.”

In order to obtain medical insurance, you need to choose an insurer and enter into an agreement with the clinic. Insurance is issued based on application, no additional payment is required. If the card is issued to a third party (minor children are an exception), you must take care of a notarized power of attorney.

When applying for a compulsory medical insurance policy, you cannot do without a passport of a citizen of the Russian Federation and SNILS. When filling out medical insurance for a child under 14 years of age, you need to prepare:

• birth certificate;
• identification document of the parent or legal guardian;
• SNILS.

Foreigners apply for compulsory medical insurance according to the same system as residents of the Russian Federation, but they provide their civil passport or refugee ID, as well as a temporary residence permit.

After filling out the documents, a temporary certificate is issued. The period for preparing a paper or plastic policy is 30 working days. A temporary document provides the right to receive the same medical services as under the policy.

Temporary compulsory medical insurance policy

A month later, the insurance company sends an SMS notification that the policy is ready to the phone number specified during registration.

Selecting and changing an insurance company

Any person over 18 years of age has the right to freely choose and change an insurance organization. At the same time, a list published on the official website of the regional compulsory medical insurance fund, as well as in other publicly available sources, is provided for selection. Today, there are 8,967 medical organizations operating under the compulsory medical insurance system and 43 insurance companies issuing policies.

Health insurance is compulsory for children from the moment of birth. Newborns are insured under the mother's policy. The document should be issued no later than 1 month after the birth of the baby. The policy is issued by parents (legal guardians, representatives) at the insurance company where they themselves are insured. After the expiration of the calendar month before the child reaches the 18th birthday or acquires legal capacity, compulsory medical insurance is provided in full by the insurance company in which the parent or legal representative is served.

The application can be submitted either personally or through a representative by drawing up a power of attorney. Parents and legal guardians of the child are not required to have a power of attorney.

Is it possible to get a policy without registration? Easily!

If a person is registered at his place of residence in one region, but lives in another, or does not have registration at all, he can receive a compulsory medical insurance policy. According to these rules, the application for a policy requires an indication of the actual place of residence.

It is also worth addressing people who are accustomed to receiving medical services under VHI or similar paid schemes. You should not shy away from obtaining a compulsory medical insurance policy, because at any moment there may be a need to call an ambulance service (for yourself, a child, another family member), and financing “03” is carried out within the framework of compulsory medical insurance.

Naturally, if there is a threat to your life, you are required to provide emergency medical care without a policy and even without a passport. But, if you are not registered in the appropriate compulsory medical insurance database, ambulance employees will face the problem of receiving payment from the fund. Today you can apply for a policy in 10-15 minutes, and even fill out the form at home by downloading it on the MHIF website.

Moving to another city: what to do with the policy?

Changing your place of residence does not require replacing your insurance policy, because the coverage covers the entire territory of the Russian Federation. The city in which it was issued to you does not matter. The move must be reported to the local branch within a month after the move; however, registration or registration is not required.

If the company that issued the policy does not have a branch in the city, you need to contact another organization specializing in compulsory medical insurance for citizens. The list of insurance organizations can be found on the website of the territorial compulsory medical insurance fund.

Nuances for refugees and foreigners of other categories

The right to receive free medical care for people without citizenship is spelled out in the law of the same name “On Refugees”.

Residents of the Russian Federation receive a policy with an unlimited time period, and foreigners officially working in Russia and persons with refugee status can apply for a paper document, the validity period of which coincides with the validity period of the temporary residence permit.

Refugees have the right to obtain a paper policy, which is issued before December 31 of the current year, but the period of operation may exceed the final date of stay specified in the temporary residence permit.

Temporary (due to duty) citizens who are members of the EAEU can receive a paper policy that will be valid until the end of the calendar year, but not longer than the period specified in the employment contract.

Foreigners temporarily staying in the country who are members of the collegial Commission of employees of EAEM bodies and officials are provided with insurance for a period covering the entire duration of the contract, but no longer than until December 31 of the current year.

The majority of the Russian population has a compulsory health insurance policy (CHI).

The document guarantees free medical care to its owner. You may not pay for ambulance services, visit a local doctor and other specialists, receive treatment in a hospital, including not pay for medicines. Services are provided free of charge within the framework of the approved state and regional lists. The costs of treating a citizen are borne by the insurance company (IC) from which the document was purchased.

All citizens who do not intend to leave the territory of Russia for a long time in the near future have the right to take out a policy. The state is the guarantor of receiving free medical care, and the procedure for its provision is regulated by several legislative decrees. Each insured person receives access to medical services to the extent outlined by the basic (financed from the federal fund) and territorial (subsidies come from the regional budget) program. This means that each region has the right to supplement the federal list with its own medical procedures, which it is ready to finance from the regional budget, without reducing the volume of the basic program.

If we are talking about any expensive surgery in a private clinic or you need medical services from another plan that are not included in the basic and regional list, you will have to pay for them yourself. The insurance company will also cover these costs if you enter into an additional contract with it and purchase a voluntary health insurance (VHI) policy. You will receive compensation if a specific service is recognized as an insured event.

Compulsory medical insurance policy is issued by:

• All persons with Russian citizenship;
• People with foreign citizenship or stateless (with the exception of highly qualified foreign specialists, they are subject to a different Law);
• People with refugee status.

The presence of employment does not affect the decision of the insurance company to issue a policy, nor does it affect its volume and quality.

What does the policy look like?

The unified form of the compulsory medical insurance policy was adopted 3 times. Despite repeated warnings about the expiration of each previous type, not everyone received the new type of document. Considering the huge number of citizens who have paper policies, the Government decided not to suspend their service.

Essentially, we are dealing with perpetual insurance documents of 3 types:

• Paper - with those that were in force until 2011, and an updated version on one sheet with a barcode;
• Electronic: have an external resemblance to a bank card;
• UEC (universal electronic cards).

Paper policies are too bulky, besides, they cannot be laminated, it is not recommended to crumple them so as not to damage the hologram, and it was not always convenient to carry them unfolded. The electronic document, unlike the previous one, has a compact size. They carry it in a wallet with other cards, but not all insurance companies issue it, and medical institutions often have difficulties identifying the information. You have to enter data manually, which takes time.

A universal card is a single ticket for submission to several authorities: it replaces a policy, travel card, bank card, Pension Fund of Russia certificate and at the same time is a carrier of a sample digital signature of the owner. It is issued by special institutions, and replacing the above policies with a universal one is not a mandatory procedure.

Application procedure and documents for obtaining a compulsory medical insurance policy

You have decided to receive a compulsory medical insurance policy - a new one or a duplicate to replace the lost (damaged) one. To do this, you need to choose an insurance company that works in this area and visit its office. All citizens of the country have the right to free medical care, so your place of registration (permanent or temporary) will not matter. For registration, you can contact the insurance company at your actual location. The policy itself does not contain a line with the address, but you will still have to name it when filling out the application in order to be included in the unified electronic register of policyholders.

Initially, when health insurance in the Russian Federation was just emerging, employers were in charge of obtaining policies. Today this paragraph of the Legislation has been repealed. Everyone comes to the insurer themselves to submit an application and provide documents (photocopies). The whole procedure will take a maximum of 5-10 minutes. A company employee will issue a temporary policy. It will be valid until a permanent one is issued (this usually takes 30-45 days). The temporary certificate will indicate the date of document readiness. On this day, the policyholder contacts the insurance company and returns the temporary paper in exchange for a permanent one. For the convenience of clients, some insurers provide the ability to track the readiness of the policy online on the company’s website.

The following must be attached to the application:

• Passport: all citizens over 14 years old have it. If a child receives the policy, one of the parents submits the application and, accordingly, provides his or her identification;
• Children under 14 years old - birth certificate;
• Certificate of the Pension Fund (SNILS): this green laminated crust is issued to everyone, even newborns;
• A document certifying refugee status – for persons arriving from abroad.

If medical care is required for a newborn, it will be provided free of charge, even in the absence of a birth certificate. In this case, the mother’s compulsory medical insurance policy is considered the basis for the provision of medical services. Parents will be able to issue a document for their child immediately after they receive the metrics.

When is it necessary to renew a compulsory medical insurance policy?

The urgent cancellation of old-style policies is a rumor, so the decision to replace paper with plastic is made voluntarily. If you have any document issued before January 2011, the emergency doctor will not refuse services, nor will you be kicked out of the hospital. Even if the document has not yet been received, emergency assistance will be provided, but you will not be able to make an appointment with a local therapist or other specialist. If such a need arises, go to the Investigative Committee and get a temporary certificate - you will show it at the reception.

You will still have to replace the document if it:

• Lost (or stolen);
• Significantly worn out, as a result some data cannot be read;
• Damaged and cannot be restored.

To replace it, contact the same insurance company with an application, provide your passport, and receive a temporary policy.

How the compulsory medical insurance system changed in 2016

Funds for providing citizens with free medical services are allocated annually to the federal and regional budgets. Every year the Government indexes the amount, so costs increase every year. In 2013, for example, the state allocated approximately 9 thousand rubles for each person. In 2014 - a thousand rubles more, and in 2015, the treatment of each Russian was estimated at 12 thousand rubles.

If a constituent entity of the Russian Federation adopts its own list of services that management is willing to finance from the local budget, the total amount increases.

The state is constantly expanding the list of services, diluting the list of traditional medical care with various options for specialized treatment. Thus, in 2015, you can already get help for free in recovery from common diseases, as well as from ailments that require the use of complex techniques. Improving the policy of free health insurance gives people hope for a cure for complex pathologies that just yesterday were considered expensive and inaccessible to them. Government Decree No. 1273 dated November 8, 2014 provides a list of more than 1,400 types of high-tech medical care (HTMC), which will gradually be introduced into the basic program and will eventually become free for holders of compulsory medical insurance policies.

Statistics show that most often people require high-tech medical care in the field of surgery, specifically, expensive operations on the heart and blood vessels are required. Such requests make up about 40% of the total. 25% are patients in need of prosthetic replacement of organs lost as a result of injury. 15% of citizens suffer from poor vision or other ophthalmological diseases.

People suffering from brain diseases and oncology rely on the miraculous power of high technology. Inclusion in the VMP program made techniques used in transplantology, in the treatment of childhood diseases, etc. available to low-income citizens. In 2014 alone, an additional 429 items were included in addition to the already available types of free assistance. As a result, about 0.5 million citizens received surgical and therapeutic medical care.

Any citizen of the Russian Federation has the right to receive VMP, including those who are unemployed and do not have permanent registration. The basis for providing this type of service is deviations in health status identified and confirmed by the attending physician.

To obtain permission to carry out an expensive operation at the expense of budgetary funds, a medical institution provides the following documents:

• Medical: tests, epicrises;
• Registration: certificates, etc.;
• Legal: health insurance policies.

Where are policyholders served?

Not all clinics, hospitals, and sanatoriums serve patients under compulsory medical insurance policies. Institutions participating in the state program are included in a special register. The list of medical institutions is updated annually and approved by the Ministry of Health of the Russian Federation no later than December 20. The registers are freely available; you can find out about the institutions in your region on the website of the Ministry of Health.