The technical capabilities of the modern banking system make it possible not to waste time visiting the lender’s office. A credit card without visiting a bank requires careful selection of a program that allows you to organize the issue as quickly as possible, using online registration services, remote approval and delivery by courier or by mail.

Features of issuing a credit card with home delivery

The first thing that needs to be done for a successful issue is to select a reliable bank and choose the optimal credit card that allows you to freely use, top up, and receive additional bonuses when you actively use it.

Since communication with the lender takes place remotely, you need to be completely confident in the reputation of the organization, and also carefully study the conditions for issuing, using and servicing the card.

The process of obtaining a credit card with home delivery requires a few simple steps:

1. Submitting an application online through the bank’s official Internet resource.
2. Discuss the terms of the upcoming loan with an employee over the phone.
3. Receiving a card by mail or courier.
4. Signing and transferring signed documents to the bank.
5. Activation of borrowed plastic.

Each of these stages requires maximum attention from the borrower, since the slightest mistake can lead to a complete refusal to issue, or problems with the further use of the credit card.

Current bank offers

Currently, there is an unlimited number of resources offering services for obtaining a new credit card at favorable interest rates. To avoid becoming a victim of scammers who use various schemes to issue bank cards with home delivery, it is recommended to contact trusted banks that actually provide such services.

Among the many Russian credit structures, it is recommended to pay attention to the following options:

• Citibank offers the issue of plastic with a borrowed amount of up to 300 thousand rubles at 22.9% per annum and a 55-day grace period for non-cash payments.
• Renaissance Credit issues a special credit card called “Transparent” with delivery by mail within 10 days, 300 thousand rubles at 24% per annum.
• Tinkoff Bank was one of the first to establish successful interaction with the client, without personal contact with the borrower in the office, offering several lending options using credit plastic with different loan limits, favorable interest rates, convenient terms of use and repayment. The Tinkoff Platinum card allows you to use bank funds in the amount of up to 300 thousand rubles at 12.9% per annum, free issue and delivery within 1-7 days.

It is quite easy to receive a credit card by mail if the borrower has a positive credit history, has reached the age of majority, and has a stable income. When considering such applications remotely, the bank will, first of all, pay attention to the client’s reputation as a payer on previous loans, as well as the reliability of the information specified in the online application form.

At the same time, a minimum package of documents is required for registration.

Quickly apply for an online card You can get a loan without leaving your home. To complete the procedure, it is enough to have a personal computer or any other gadget with Internet access. The client will need to fill out a special form on the official website of the banking institution, and using the pre-specified details, specialists will independently contact you to clarify all key issues. The procedure takes about 5-10 minutes. During registration at home, the client does not need to take a place in line or engage in endless collection of certificates. A virtual online application can be submitted by a person over 18 years of age. After registration is completed, the card will be delivered to your home by mail or bank courier.

Apply for a home credit card online without visiting the bank

The procedure for issuing cards without visiting a bank does not require the mandatory provision of certificates or other legal documents. To complete registration, a personal passport is sufficient, but it is possible to send a copy made with a scanner or other digital device. The client can order any type of credit or savings card absolutely without any certificates. The online registration procedure is carried out using a mobile number.

Registration of a card online using a passport is carried out in several stages:

1. Submitting a personal application on the website.
2. Issuance of a card with delivery by courier or mail.
3. Activating a credit card (by phone, through a website or personal account).
4. Conclusion of a contract (agreement, familiarization with the terms).

After completing all stages of registration on the website, the client can receive a personal card at home. To start using the bank's services, it is important to activate. The procedure is necessary to identify the client, as well as confirm personal consent to the financial terms. Before registration, it is important to familiarize yourself with the features of registration and user lending.

Urgently order a credit card without leaving home

Applying for a credit card using your passport through a virtual website can provide the client with a number of advantages. The main feature of this registration option is the absence of the need to personally visit the bank, which has a positive effect on saving time and money on transport. Also, the client can take out the card absolutely free of charge without any commissions or mandatory contributions. The main advantages of online registration should be highlighted:

• high delivery speed;
• accessibility for clients;
• saving money and time;
• reliability of design;
• availability of a grace period.

The user no longer needs to visit the offices of government agencies to obtain a certificate of solvency. After all, banking systems receive all basic data automatically without the personal presence of clients.

Credit cards are the most popular banking product today. However, financial organizations do not stop there and continue to actively promote their credit cards. One of the effective actions in this direction is credit cards by mail without certificates. This is beneficial both for us, consumers, and for the bank itself. We all understand that banks that send credit cards by mail to your home make a good income from this. However, the advantages of such an offer for customers are also obvious.

The advantage of “postal” credit cards, first of all, is their ease of registration (online) and accessibility for every client. After all, not each of us has the opportunity to urgently collect the necessary certificates, find time to find a bank for a loan and study the terms of lending to solve our financial problems.

Getting a credit card online

To apply for a credit card online and receive it by mail to your home, you need to complete two simple steps:

• choose a bank with the most suitable lending conditions;
• fill out an electronic application on the bank’s website.

An online application for a credit card with postal delivery is a simple procedure that involves filling out a standard application indicating your full name, type of credit card, amount of confirmed income, information about your place of work, work experience, address or bank branch where you plan to receive the card, and also contact details. In some cases, banks require additional information, for example, passport details, availability of real and movable property, and more. It is important to indicate real information, since the bank can check the data on income and work in a particular company and, if they do not match, not send the desired credit card. Also, before submitting an application, you should carefully study the information about the types of loan cards.

Do you urgently need to order a credit card using your passport with delivery by mail, but you have little understanding of the nuances of lending and do not want to waste your time studying such a serious issue? The site's service consultants will help you choose and order a credit card by mail, taking into account the capabilities, additional offers and bonus programs of all available banks. We guarantee speed, reliability and affordable cost of the service. Apply online through the Creditznatok website! Do not deny yourself the purchase of the things or services you need/like!

Banks offer to issue a credit card with home delivery because they are trying to improve service for clients or the bank does not have offices (Tinkoff Bank). For many, this is a very convenient way to get a card without visiting a bank.

Benefits of ordering a credit card to your home

An obvious advantage is the design without leaving home, that is, saving time. The card can be ordered not only for delivery to your home address, but also to your place of work.

Another advantage is that banks most often require a small package of documents to receive a card. Usually a credit card is issued without income certificates; only a passport is required. But such a loan requires a small limit.

How to order a credit card at home?

There are two options. In the first case, you can ask the courier to come twice - to fill out the application and transfer documents, and then to deliver the credit card.

1. To do this you need to start.
2. In a few minutes the managers will call back and inform you about the courier’s arrival time.
3. A bank representative will come and help you enter data into the extended form and make copies of documents.
4. The bank will notify you of the final decision.
5. If the loan is confirmed, the card will be delivered by courier when the credit card is ready. An alternative delivery option is credit cards by mail.

The second option is shortened. The application must also be submitted online. After processing the data, employees will inform about the decision. If it is positive, the courier will immediately deliver the card with the loan agreement.

In both the first and second cases, the card will be valid only after activation. To do this you need to obtain a special access code. You can find it by the phone number provided by a representative of the courier service.

Application by passport

Up to 700,000 rubles

Automation of issuance

Design

The process of issuing credit cards is simplified as much as possible. Borrowers are exempt from collecting certificates confirming solvency and searching for guarantors. Caring lenders value the precious time of their clients and deliver payment instruments to the applicants’ place of residence by courier or post. Issued without visiting the bank remotely in 1 day. Quite democratic requirements for applicants open up access to borrowed resources not only to employees, but also to pensioners, students, and entrepreneurs.

Order a credit card without visiting the bank at home

Those wishing to order an online credit card for home urgently without visiting the bank should take simple steps:

• prepare your passport and mobile phone;
• choose an attractive banking program;
• fill out a simple request form on the website of the institution you like;
• wait for an SMS or call about the opening of a revolving credit line and a certain spending limit.

All you have to do is receive the card along with the contract from the courier or postman, activate the payment instrument according to the instructions and start using the plastic.

Online application for a credit card without visiting a bank

Users complete the preparation for issuing a credit card in 10 minutes without visiting a bank office. The application should indicate the desired borrowing limit and answer the questionnaire regarding:

1. personal characteristics;
2. contact information;
3. passport data;
4. source and amount of income;
5. current obligations and other expenses of the applicant.

After submitting a request for review, you should keep your phone in working condition. An employee of the financial institution may call you back to clarify any information.

Applying for a credit card without visiting a bank

A positive result of remotely issuing a credit card with a revolving balance without visiting a bank branch awaits applicants with the following characteristics:

• full legal capacity;
• adult age;
• Russian citizenship;
• valid registration on the territory of any subject of the Russian Federation;
• constant income;
• work experience of at least 3 months in the current workplace.

Loyal lenders are ready to trust even applicants with problematic financial histories.

Getting a credit card without visiting a bank

The initial amount of funds spent is set based on the information received about the new user, and usually does not exceed 2-3 monthly salaries. However, active borrowers have an increased chance of a further increase in the lending limit, provided there are no late mandatory payments. After successfully receiving a credit card with home delivery without a personal visit to the bank, you must carefully study the terms of the agreement to ensure the safe and most profitable use of the loan.

If you have any problems using the card, you must immediately call the hotline at the number indicated on the back of the card.

Open a credit card without visiting the bank using your passport

Applicants who wish to open a credit card using a passport from an employer and a visit to the bank receive many benefits:

• 24/7 access to borrowed amounts;
• a long period of free use of credit for non-cash payments;
• insignificant overpayment for a quick return of cash withdrawn from an ATM;
• low interest rates, not exceeding the cost of conventional consumer loans;
• low minimum payments;
• a nominal fee for annual maintenance;
• the ability to independently manage obligations (without late monthly payments).

Additional benefits for credit card holders come from bonus programs and promotions of the issuer's partner enterprises.