Payment for housing and communal services is a mandatory expense item for every family. Prices for housing and communal services are constantly rising, so Russians are trying to save on fees for transferring funds. This is easy to do if you know where and how to pay for utilities without commission.

Possible options

There are several ways to reduce your utility bills. Any of the options provides for the transfer of funds to the housing and communal services provider without additional expenses.

How to pay rent without commission:

• Contact the company itself.
• Come to the office of a partner bank.
• Make a payment in terminals.
• Transfer through online wallets.
• Transfer via Russian Post.
• Through online banking.
• Using a mobile application.

There is no company that guarantees the transfer of funds without commission for all suppliers. Therefore, for 100% savings, the payer can use several options for transferring funds.

At the utility supplier's office

One of the proven methods where you can pay rent without a commission is to transfer funds through the cash desks of the company itself. Not all service providers accept cash from customers directly; this is only provided for in large organizations.

For example, one of the options for paying rent without commission in Moscow for electricity supply is to visit the Mosenergosbyt office. The company's website contains addresses of branches and their operating hours. For example, the eastern branch is located on the street. Morning, 8-A, p. 1.

But this is not the most convenient way if the client must make payments to the accounts of several companies at the same time. If you add travel fees to the time costs, they may even exceed the savings from no fees.

It is recommended to pay for housing and communal services at the cash desk if the payer wants to receive a recalculation or replace meters. If the branch is close to the resident’s home, there is no need to spend money on travel, but in other cases, this method of paying for housing and communal services will entail additional costs.

Through banks

Banks are not a 100% option for paying rent without commission. They do not charge a commission for payments only from those companies with which they have an agreement. When paying for housing and communal services of other services, you will have to pay contributions with a commission to the bank.

You can find out whether a utility service cooperates with a specific bank on the housing and communal services website or from a receipt. The form indicates where to pay rent without commission, including banks and other partner organizations.

It is recommended to clarify the amount of commission when paying through a bank in advance before making the transaction. Bank managers will tell you which receipts they will charge a commission for, and which clients can pay without additional costs.

Most banks make it more profitable to make purchases with their bank card. In this case, the commission will be equal to 0-1%, and when paying in cash, the client will have to overpay 2-5% for housing and communal services.

Transfer of funds in self-service devices

A quick way to pay rent without commission is to use terminals. Banks provide their clients with the opportunity to make regular payments to housing and communal services providers around the clock using ATMs and terminals.

The devices do not require special skills: clients can make a payment using a barcode or QR code on a housing and communal services receipt. The payer can change the data, enter an arbitrary amount or enter counters. After payment is made, a receipt is issued for each receipt.

But bank terminals, like banks themselves, allow you to make commission-free payments only with partners. It’s easy to understand whether a commission will be charged when paying: just show the barcode of the receipt and check the data on the screen. If the “commission” column is “0” or there is no fee at all, then you can pay for housing and communal services without costs.

Where can I find terminals for paying for services?

To use bank terminals, you need to study their location. Almost every bank has 24-hour payment acceptance areas. They are located near offices or large shopping centers, as well as in municipal institutions such as hospitals. A list of all terminals is on the bank's website.

Terminals are a convenient option for paying rent without commission in St. Petersburg, Moscow and other large cities. Within the metropolis there are more than twenty thousand devices, which are located at a distance of 300-500 meters from each other.

Online via e-wallets

Every third Russian prefers to make payments online. It is not only fast and convenient, but also profitable: the commission for payments via the Internet is always lower.

Online wallets, which most clients used to top up their Internet and cellular communications, now allow them to pay off debts for housing and communal services without commission.

The most popular in Russia are Yandex.Money and QIWI. To pay using these services, the client must first register. To register, you just need to provide your mobile phone information.

Features of using terminals

To make payments, wallet owners must deposit funds into the online service account. This can be done in several ways:

• In the terminals. QIWI terminals are one of the most common devices in Russia. They are familiar to almost every citizen. Now through terminals you can not only top up your mobile phone, but also deposit funds into an electronic wallet without commission.
• In bank devices. ATMs deposit money instantly, but may require a commission of one to one and a half percent for services.
• In online banking. Wallet owners can transfer funds to a Yandex.Money account without commission, for example, to Sberbank Online. Money is credited instantly.

After replenishing the account, the wallet owner can make a payment. This is a convenient option when answering the question of where to pay rent without a fee around the clock. Services allow you to make commission-free payments to partner accounts. For other operations you will have to pay 2-5% of the amount.

Repaying debt for housing and communal services at Russian Post branches

Russian Post branches were among the first companies to accept payments for housing and communal services. As in other organizations, not all receipts here can be paid without charging a commission. But most housing and communal services suppliers have concluded an agreement with Russian Post, according to which the transfer of funds to their account through branches of a state organization is free.

Where to pay rent without commission in Moscow at Russian Post branches:

• st. Marshala Koneva, 12.
• st. Novaya Basmannaya, 15.
• st. Udaltsova, 14.
• st. Malygina, 6.
• st. Barvikhinskaya, 8.
• st. Myasnitskaya, 26.
• emb. Presnenskaya, 8, building 1.

A complete list of addresses with operating hours and schedules is on the Russian Post website.

How to pay rent without commission in St. Petersburg (list of Russian Post branches):

• st. Pochtamtskaya, 9.
• pl. Sennaya, 13.
• ave. Kamennoostrovsky, 15.
• st. Kazanskaya, 6.
• ave. Nevsky, 65.
• lane Finnish, 9.
• emb. Novosmolenskaya, 1A.

To clarify information on other cities and regions, you need to select a region and click on the list of Russian Post branches.

This option is convenient for those who know how to pay rent without a commission, and which suppliers have entered into an agreement with a government organization. In 2018, no commission was charged for electricity supply companies, for example, Mosenergo, or for landline telephone and Internet payments from Rostelecom. The full list of partner organizations can be found in the Russian Post office.

In online banking

A modern way to pay off housing and communal services debt is to make a payment using an online bank. To use this option, you must have a plastic card from the issuing bank with SMS banking enabled.

Payment through the online service is carried out with a minimum commission - 0-1.5% of the amount. To make a payment, you must have cash on your card. Payment is made online: immediately after debiting from the card, the money is transferred to the account of the management company.

The leaders of the banking sector of Internet applications in Russia are:

1. Sberbank.
2. "Tinkoff".
3. "Alfa Bank".
4. "Post Bank"
5. "Moscow Industrial Bank".

How to pay rent without commission via the Internet in Sberbank Online: step-by-step instructions

To pay, the client must have an active Sberbank card with the Mobile Bank service activated. You can connect to the service at the bank office, terminals or by calling the support service.

Here's how to pay for housing and communal services through Sberbank Online:

1. Log in using your login and SMS password.
2. Go to the "Transfers and Payments" tab.
3. Select a payment region to speed up your search (next to the “Payment for purchases and services” section).
4. Dial the TIN of the service provider. The TIN is indicated on the receipt.
5. Select the desired organization (if there are several) and the type of payment, for example, utilities or combination lock.
6. Enter your personal account number. For some companies, it is entered with the region code (before or after). If the number is too short, then zeros are indicated before the personal account. There is a hint for clients - the active line "sample receipt".
7. Check the data. After entering the personal account number, the payer's address will be displayed.
8. Enter the meter data (if any) and the amount. In some receipts, the amount of debt is determined automatically after entering the personal account number. It is enough just to compare the data.
9. Check the details and confirm the payment.

The fee, if any, will be indicated after entering the payment amount. An indicator of a successfully completed transaction is the status “Completed” after entering the code from the SMS notification. This is one of the fastest and most convenient options for paying rent without a fee, without leaving your home.

Repaying housing and communal services debt in a mobile application

Another way to quickly and freely transfer funds to providers of housing and communal services is payment through mobile applications. Bank clients can download and install them for free through the App Store or Google Play applications. Payment in the application is made from a bank card.

Using apps, payers can deposit funds into their utility provider's account within seconds. You can use several options for payment:

1. Read the QR code from the receipt. This service is offered by the leaders of mobile applications - Sberbank and Tinkoff.
2. Pay according to the details. The client enters details through the "Payments" tab. One of the main ones is the TIN; it is used to search for an organization and sort companies. Next, enter your personal account number.
3. Select a company from the list. To speed up the search after payment, you can save the template to spend 2 times less time on payment.

The vast majority of citizens pay dozens of bills every month: telephone, Internet, utilities, taxes. Sberbank has made sure that paying for housing and communal services is convenient - using the Sberbank Online service.

What housing and communal services can be paid through Sberbank online

The list of services is large and includes fees for:

• electricity;
• water supply;
• heating;
• telephone;
• Internet;
• digital television;
• apartment;
• heat supply;
• garbage removal;
• intercom;
• security;
• parking;
• gardening partnerships.

If you do not find the organization you need in the list, you can pay for utilities using the “Organization Transfer” function, which is located in the “Transfers and Payments” tab.

Step-by-step instructions for the procedure for paying for housing and communal services through Sberbank Online

To pay for gas, water or other utilities, log into your personal account and go to the “Transfers and Payments” page.

• Recipient of the payment: name of the recipient →region of payment → INN and account number;
• Payee's bank: name → BIC → Correspondent account → debit from the account (your bank card number).
• Payment details: single number → debt → notice number → amount (it can be changed).

If you don't know where to look at the details, click on "Sample Receipt".

Be careful: The code you received via SMS is valid for no more than 5 minutes. If you confirm a payment using a one-time password from a check, you can transfer a payment not exceeding 3,000 rubles at a time (does not apply to transactions between your accounts).

Upon completion of the operation, the final “Completed” window appears, indicating the successful completion of the operation. After this, you can save the payment as a template, repeat it, or print a receipt.

The size of the commission depends on the service provider and varies from 0% to 1% of the payment amount. In general, for any transfer Sberbank takes a commission of 1% from the sender of funds.

Payment for housing and communal services from a Sberbank deposit

Making payments for utilities at Sberbank online is only possible with a bank card. If the funds are on deposit, the required amount can be transferred to the card using the “Deposits and Accounts” page.

• Select the account from which funds should be debited to the card.
• Click on the "Operations" button.
• Find the item “Transfer between your accounts”
• Select “Deposit Account” (your bank card).
• Click "Translate".

We transfer payments for housing and communal services through a mobile application

By downloading the mobile application from Sberbank to your smartphone, you can pay bills online through Sberbank at any time and from anywhere. To do this you need:

• Complete regular registration.
• Find the category “Housing and communal services and home telephone”.
• Select the desired type of payment: electricity, gas or water supply.
• Find an organization that provides services.
• Click “Scan Barcode”.
• Find the barcode on the receipt and point the gadget screen at it.
• Select the card from which the payment will be made.
• Check all data.
• Confirm payment.

For convenience, create payment templates in the full version of the Sberbank online service. In the future, when paying bills, you will not have to scan the barcode every time.

Payment for housing and communal services can be made in different ways.

1. You can go to the bank the old fashioned way and contact the operator: he will carry out all the necessary actions to credit the money to the housing and communal services account.
2. You don’t have to wait your turn, but make payments yourself using ATMs.
3. And you can appreciate all the convenience of payments via the Internet: today, almost every management company has its own representative office on the Internet: on the official website you can pay for housing and communal services without leaving your home, and without even getting up from your computer chair.

Pay housing and communal services online without commission

Today you can pay for utilities online: it is enough to have access to the Internet and data from the payment document (personal account number and amount to be paid). You can make a commission-free payment by visiting:

• website of the banking organization through which you plan to make a payment;
• website of the electronic payment system (Yandex.Money, Oplata.Ru, WebMoney, and so on). Attentively: Some payment systems charge a percentage for transactions.

Payment for housing and communal services via the Internet without commission

Online services for paying utility bills allow you to forget about endless queues and hassles at the bank.

Today, in order to pay for housing and communal services, it is enough to go to the official website of the management company and you can make payments online. Moreover, most methods of paying for housing and communal services do not imply a commission (when transferring from some banks), or we can talk about a minimum commission (bank, virtual payment systems).

It’s worth spending a little time searching for the best option for you, and in the future the process of paying for housing and communal services will only take you a few minutes.

Subsidies for housing and communal services for the poor

You can apply for subsidies when paying for utilities if utility costs exceed 22% of your family's average income (the percentage may vary downward in different regions).

To receive a subsidy, you must contact your local government. The list of documents that you must prepare can be obtained either from the administration’s lawyer or on the official website of the self-government body. Within 10 days from the date of application you will receive a response to your application. In case of refusal of a subsidy, the reasons for refusal will also be attached to the response. After these grounds have been eliminated, you can again contact the local government body with an application for a subsidy.

Where to pay for utilities (housing and communal services) without commission in Moscow in 2019.

In 2009, the government of our state adopted a Resolution on the collection of commission interest on payments for housing and communal services. Previously, such a commission was included in the total amount of the utility bill. Where and how can I pay for these services in Moscow in 2019? This will be discussed in this article.

Calculation of housing and communal services payments: what is included in it in 2019

The Housing Code of our state regulates relationships in the field of utilities, including their payment. In Moscow in 2019, to correctly calculate the cost of housing and communal services, tariff indicators are taken as a basis, which exist in two types:

1. State (those tariffs that are set at the state level).
2. Local (tariffs adopted by local authorities, in our case the Moscow administration).

So, the following factors must be taken into account:

• availability of individual or communal metering devices (their indicators are included in the calculation of the actual amount of housing and communal services payments);
• in the absence of such accounting devices, state standards for the use of housing and communal services (common to all citizens of our country) are taken for calculations.

A Russian who is a user of housing and communal services cannot independently change already established tariffs. Payment in its amount remains unchanged even when the following changes:

1. Type of ownership:

• state;
• municipal;
• private.

1. Type of residential building management:

• ZhEK (housing maintenance office);
• HOA (homeowners' association);
• housing cooperative.

1. Reasons for using residential premises for their intended purpose:

• rent;
• possession, etc.

If the user of the provided housing and communal services is dissatisfied, stating their poor quality (for example, untimely supply of water with significant interruptions), he can contact directly the provider of these services, as a result of which the amount of money for their payment will be recalculated.

There are also cases when housing and communal services payments are changed officially on an individual basis for the user. This:

1. Reducing the amount as a result of receiving a subsidy.
2. An increase in payment at the initiative of the supplier (this case may be considered temporary removal of the metering device and payment for the corresponding service in accordance with generally accepted government standards).

Thus, in Moscow in 2019, it is a common practice for consumers to independently calculate the amount of housing and communal services payments. To do this, it is necessary to multiply the consumed volume (for example, water, gas or light) by the established regulatory tariff. At the same time, heating and housing maintenance must be calculated based on the square footage of living space, garbage removal based on the number of people living.

Payment methods for housing and communal services in 2019

In 2019, payments for housing and communal services can be made in several generally accepted ways:

1. In bank branches (Russian banks currently accept payments for all types of housing and communal services):

• for heating;
• for the light;
• for water supply;
• for drainage;
• for gas;
• for removal of household waste;
• for the services of the company that manages the residential building as a whole.

1. Using payment bank terminals (due to its simplicity, this method remains quite popular among older Russians), but such payment is always made only with a commission through non-cash transfer of funds.
2. Services of the Russian Post (such a commission-free service is available not to all Russians, but only to clients of Sberbank and Bank of Moscow; other banking institutions require small commissions for their services).
3. Through self-service banking machines (they will also charge a commission percentage, most often it is 1.5% of the transferred amount):

• ATMs;
• depositors;
• information kiosks.

This nuance should be taken into account: when paying for housing and communal services using the fourth method, there will be no commissions only if the funds are transferred by bank transfer from the consumer’s bank card to the account of the supplier company.

1. Using the Internet - online non-cash payment services (the payment procedure is carried out quickly and without commission or interest):

• Sberbank Online" (the Mobile Bank service is available if you register on the Sberbank website, includes the generation and printing of a payment receipt);
• AZ system (such payment without commission works only for owners of payment cards such as “Visa”, “MasterCard”, “Maestro”, just register in the Personal Account of this system, enter the personal account number of the housing and communal services service provider and transfer money by bank transfer);
• Qiwi (QIWI) - this payment system allows you to pay all possible utility bills without commission;
• “Online” payment center – payment is possible only after completing the registration procedure on this site in the subscriber’s account, while “Visa” and “MasterCard” payment cards are accepted, and there is no commission for only a few services;
• “Electronic Money” payment systems (their operating principle is similar to Qiwi - you register and open your virtual wallet, from which you can pay for housing and communal services without commission): WebMoney and Yandex.Money.

Experts warn: regardless of the chosen payment method for housing and communal services, always try to print out the receipt and save it. This is necessary to confirm the completed transfer of funds from the consumer to the service provider. The check must be kept for three years. Such a time period is not accidental; it is limited by the expiration of the statute of limitations - Civil Code, Article No. 196. If a housing and communal services service provider files a claim in court for non-payment of consumed services, then the consumer can always present a receipt as proof of his honesty. This situation is possible in two cases:

• funds were mistakenly received not to the supplier’s account, but to another account;
• The non-cash transfer is stuck in the banking system.

Therefore, it is best to save all receipts for payment of housing and communal services for at least three years to confirm the payment has been made.

Is it possible to pay housing and communal services without commission in Moscow in 2019?

Experts answer this question positively: it is possible. True, if you decide to pay for housing and communal services with the help of some bank, then it can set its own personal percentage commission. There are several banking institutions in Moscow that do not charge fees for their services:

• Russian standard;
• Home Credit;
• PromsvyazBank.

In 2019, other Russian banks charge commission interest for their services (for example, Alfa-Bank - 29 rubles per transfer, and the Bank of Moscow - 1.5% (this is from 20 rubles to one thousand)).

How to pay housing and communal services without commission?.

How to pay housing and communal services without commission? This issue worries a huge number of residents, because no one wants to pay a commission if there are ways to avoid it. In this article we will pay close attention to paying for housing and communal services without commission and where this can be done.

Is it possible to pay

First, it’s worth figuring out whether such a possibility exists in principle. Nowadays, there are a huge number of options for covering utility costs and in this regard you should be very careful, because some of them may entail unexpected expenses on a fairly large scale.

Today, an increasing number of payment terminals and other organizations provide the opportunity to make various payments without commission.

To achieve this, organizations involved in accepting and processing payments enter into agreements that allow them to get rid of commissions, but not everyone does this.

Commission amount

Some citizens can afford to pay the fee. Sometimes you have to make a payment urgently, despite the amount of the fee charged for making the payment.

If you start considering the option of paying a fee at a savings bank, you will find out that the bank provides several methods. Accordingly, the size of the commission will be different.

For cash services, the commission can range from 2 to 3 percent. You should check the size with the cashier. He is obliged to provide all the necessary information about the payment.

If you prefer to pay for services yourself, you use an ATM or other self-service devices. These devices charge a processing fee of 1 to 2 percent. This depends on the name of the paid service and the tariffs set by the bank in each region.

Payments made using the application have become very widespread. This option is very convenient, but even it involves debiting funds for the payment procedure. The payment fee does not exceed 1 percent.

Russian Post provides payment services, but the commission fee is 3 percent when served by a postal employee. If you use the Mail Online service, then no commission will be charged.

Where to pay: methods

There are a large number of ways to pay for housing and communal services. The most popular are:

Below we will talk in more detail about each of them.

Yandex money

If you are an active user of Yandex services, then you can use the Yandex.Money payment system. To do this, you need to create your own wallet, which will serve as an account for debiting funds for the payment.

After you have completed all the steps described above, you can proceed with payment. To do this, go to the “goods and services” section, where you need to select a specific service, after which you need to enter your personal account number. Next, confirm the payment and the procedure will be completed. Money is credited within three days. This period depends on the date and time of payment. If this action was performed before the weekend, then the money may arrive in the account after the weekend. An important advantage of this method is that payment of housing and communal services bills occurs without commission.

Qiwi terminals are still very popular. With their help, you can also pay utility bills, but for this you need to have a wallet in this system. To log in, you need to enter your mobile phone number and create a password. After confirmation, the account will be activated and you can proceed to payment. To do this, go to the “pay” section, select utility bills and provide information about your service provider. After filling in all the required information, confirm the payment. This option incurs a 2 percent fee.

The State Services website provides the opportunity to perform a huge number of actions. On this portal you can make payments for housing and communal services without commission. To do this, you need to have a verified account and know your personal account number.

This method is convenient because no commission is charged.

Payment through Sberbank

Sberbank is the largest bank in Russia. Throughout the country there are a huge number of branches to which you can contact with a request to pay for utilities, but it is worth noting that the development of payments via the Internet has become widespread, so we will tell you how to make payments via the Internet and using a mobile application.

Sberbank Online

Sberbank online is a bank user’s personal account, in which the client can obtain all the necessary information and carry out the necessary operations with his money. In order to make a utility payment you need:

• Open the website online.sberbank.ru;
• Log in to the system;
• Go to the “Transfers and Payments” tab and find the section on payment for housing and communal services;
• In it you need to select a specific service;
• Fill in the required payment information and confirm the transaction;
• Enter the code from SMS.

This method is convenient because no commission is charged.

Mobile app

Almost all people use mobile phones and many of them use the Sberbank application. Using it, you can access all your accounts and cards and perform the same actions as in the Sberbank Online service. The Sberbank application is very popular and with its help there are no difficulties in paying for utilities anywhere in Russia.

In order to start using the Sberbank application, you need to download it to your phone and register. After this procedure, information on all accounts and cards will be presented in your personal account.

Payment is very simple. After opening the application, you need to go to the “Payments” tab, in which you need to select the desired service, enter the necessary information and confirm the debiting of money from your account.

Payment using a QR code is becoming very popular. Scanning it allows you to get rid of the need to enter the necessary information; it will be inserted automatically. Scanning takes place using a camera, and after scanning has taken place, you only need to confirm payment.

How to pay for housing and communal services without commission, payment for utilities by card or online.

Previously, to pay for housing and communal services, you had to visit a bank or post office and waste your time standing in line, as well as pay a commission. Frankly, not the best way to spend your time.

There was (is and will be) another option: to pay for services through an ATM, but again a commission was charged for this. One way or another, every month citizens had to pay extra money for translation services.

I just want to shout: “Stop putting up with this!” In fact, there are ways to reduce the commission and not have to go anywhere.

Terms of payment for services

Each apartment owner is obliged to pay for all housing and communal services for the previous month no later than the nth day (somewhere it’s the 10th, somewhere it’s the 20th, in our house it’s the 25th (glory to the HOA!)). If this does not happen, then, according to Article 155 of the RF Housing Code, the defaulter will be charged a penalty.

True, there is an important nuance here. The penalty will be calculated only 31 days after the last day of payment. This means that any payer can delay paying for services and remain unpunished.

But why fight with fire if today you can pay for housing and communal services quickly and easily, and even without any additional fees. How? This will be discussed further.

How can I pay for housing and communal services?

Today, there are many different ways to easily and conveniently pay for housing and communal services. Choose each to your taste!

You can do this using:

• ATM;
• mobile banking;
• Internet banking services;
• electronic payment systems (such as Rapida and Oplata.ru);
• government services website.

But it is worth considering that some of these services may charge a commission for their services.

And there are services in which some of the services will be free, and some will have a commission (for example, on the website of the Mosenergosbyt company you can pay for electricity services without a commission, but for other services you will have to pay a percentage).

Payment for services via ATMs

Most banks allow you to make commission-free payments using ATMs.

To do this you need:

1. Select the required section.
2. Fill in all required fields with details.

Sometimes payment receipts have special codes that can be read by an ATM scanner and you don’t have to fill out the details.

However, you need to be careful with ATMs and before using them, be sure to read the conditions of the bank whose property it is. Some of them charge fees the same as at the box office.

Payment for housing and communal services via terminals

You can also pay for housing and communal services through the terminal. They are widespread, and in them you can pay bills not only with a plastic card, but also in cash.

However, most of these devices charge a commission for such actions.

Payment of utilities through Internet banking

Modern financial institutions offer their clients to become users of Internet banking. In many banks you can pay for housing and communal services without additional interest.

For example, in Sberbank Online you will need to pay a commission, which is 1%. Although, if you take into account the fact that at the checkout you will have to pay an additional 3% of the transfer, then this offer is quite profitable.

Payment for housing and communal services through Sberbank Online.

Electronic payment systems

Rapid service

It is necessary to take into account that in order to transfer funds without commission, it is important to have a card of this system. In order to pay for housing and communal services, you need:

1. Create an account on the site.
2. After authorization, in the “Rapida Online” tab, select the housing and communal services section of interest: https://wallet.rapida.ru/shops/category/?cid=2
3. Enter the details, the recipient and make the payment (it is important to make sure that the details entered are correct so that the payment is sent correctly).

Rapida offers a huge number of housing and utility services whose bills can be paid, there is also a search.

Service Oplata.ru

It is also possible to pay for housing and communal services without commission. However, to register in the system you will need 150 rubles.

Mobile banking

If there is a commission through Sberbank Online, then in mobile banking from Sberbank you can pay for housing and communal services without additional interest. To do this you need:

1. Log in to the system.
2. Select the required organization.
3. Select details in the “Housing and Communal Services...” section.
4. Confirm the payment (to do this, you need to enter the code received on the client’s phone).
5. You can print a receipt by going to the “Executed” category.

Payment for housing and communal services through the State Services service without commission

Through the State Services service, every resident of the country has the opportunity not only to receive various types of services from the state. authorities, but also pay rent. Moreover, the service does not charge a commission for its services.

However, there are several pitfalls.

Firstly, although the service does not charge a commission, it may be charged by your bank or service provider. For example, if you are the owner of a Bank of Moscow card, then you will not need to pay additional fees. While cardholders of other banks can pay 0.8 percent for the transfer.

Secondly, the service itself is not very convenient to use, and also often has some malfunctions.

Thus, today every resident of Russia can easily pay for housing and communal services without additional fees. To do this you can use:

• ATM,
• terminal,
• Internet banking services,
• mobile banking
• government services website.

However, be sure to study the terms of use and transfer conditions of each service, as it may turn out that your bank or the recipient’s bank does not provide a free transfer service. Also, be sure to note if there are any exceptions for some services. Some services charge fees only for certain categories of services.

Reader's tip: in our city, almost all HOAs have accounts in one bank (I won’t go deep into the history of why this happened and who owns this bank), but this bank has only one office. But there are several branches of Sberbank and each payment there is a 100-150 ruble commission for transferring to another bank.

And in order to pay without a commission, you need to come to this very “one” bank and pay on the spot, without a commission, it is only important to know its operating schedule. Yes, it’s inconvenient, but it saves money.

The most popular material of the month: up to 300 thousand without interest for up to 1 year, but only for purchases - I’ll tell you where to get it.