Ikea is a world famous brand of furniture and home goods. The company offers interesting interior solutions that allow you to make your home space as functional as possible. High quality of goods, a flexible pricing system and customer focus are the key to the organization’s successful operation in the retail market.

Financial club card

Loyal customers can enjoy additional benefits by joining the Ikea Family Club. One of the attributes of brand loyalty is the issuance of local cards of the same name with a credit limit, allowing the purchase of goods in installments. The card product is being produced jointly with Credit Europe Bank JSC.

How to get

An adult citizen of the Russian Federation can become the owner of a card with an overdraft, subject to a minimum length of service at the last place of work of 4 months. To do this, you need to contact the brand’s stationary store and fill out a form. If the bank's decision is positive, the participant will be provided with a card product.

After the operator calls, you should contact the Ikea on Credit department to receive the card.

The service fee is 300 rubles per year.

How does it work

A financial card is a credit product with a set limit of 10,000 rubles to 250,000 rubles, which can be used to pay for purchases at the checkout counters of Ikea retail outlets. There is a grace period of up to 50 days, during which no interest is accrued for the use of funds.

For holders of card products with additional financing, a special offer “3-month installment plan” has been developed, within which customers can purchase goods with deferred payment and without overpayments.

To avoid the formation of overdue debt, it is important to replenish the used limit in a timely manner by crediting funds to the account at the cash desks of Credit Europe Bank JSC, post offices, and payment kiosks.

Gift certificates

Sometimes choosing a good gift can be very difficult. IKEA offers certificates of various denominations so that a loved one can independently choose solutions that can make their life easier and more comfortable. You can buy a gift card at any store in the chain. The cost is equal to the size of the prepaid limit. Validity period - 5 years.

To use the certificate, the owner must present it at the time of payment at the checkout. The service does not apply to the online store. The balance and validity period can be checked with company employees by visiting the retail outlet in person.

The design can be chosen to suit your taste or occasion.

For advertising and marketing purposes regarding IKEA retail outlets, the company created a club. Its functionality was initially planned as the introduction of various ways to stimulate customers by introducing various promotions and discounts. Now this is a community of supporters of a comfortable life, membership in which guarantees a lot of privileges and more. And for this you need to get an IKEA Family card.

What does a club card give?

What are the advantages of owning a club card:

• reduced prices for certain goods (marked with a special icon) in the company’s stores;
• free participation in master classes and other events held by IKEA Corporation;
• the ability to buy goods in advance at prices of planned sales, without waiting for them to start;
• receiving discounts on certain items in IKEA restaurants;
• familiarization with special implementations from the store and design recommendations regarding interior decor and garden plots;
• taking part in mass discussions and competitions on the forum of club members;
• a bonus cup of tea or coffee in a Swedish restaurant located on the territory of the shopping center;
• possibility of property insurance;
• Availability of obtaining a loan from the company’s partner bank on favorable terms.

Attention! IKEA discount card "Family" valid in any of the fourteen company stores located in the Russian Federation and abroad. Club membership is unlimited.

Method of obtaining “plastic”

Any adult citizen can become the owner of a club card. To do this, you need to pick up a standard form at the store’s information desk and fill it out. First show the employee your passport or other identification document.

It is also possible to apply for an IKEA Family card online at the company’s website. The form filled out on the Internet is printed out and exchanged at the point of sale for club “plastic”.

To do this, they first go through the registration process on the ikea.com portal. Enter the appropriate information on the screen. It is divided into 5 sections. After submitting the application, the user receives a message with instructions by email or phone.

Information! You cannot make a “Family” card for any other person, only in your own name.

IKEA Family financial program

The Family financial card, unlike the club card, makes it possible to pay for purchases, even in installments. It is issued by Credit Europe Bank. Its validity period is five years.

A limit of 10-500 thousand rubles is available on it. The specific amount is determined depending on a number of factors: the purity of the borrower’s credit line, the amount of permanent income and the availability of the necessary package of documents.

Advantages and disadvantages

The advantages of a financial card are as follows:

• fast processing (receipt possible on the same day);
• a fifty-day grace period for using “plastic”, during which no interest is charged;
• the possibility of renewing the credit limit if there is one;
• provision of payment in installments for 6 months without unnecessary overpayments;
• tracking your credit limit balance using regular SMS notifications;
• availability of payment by card in any IKEA hypermarkets in Russia.

When purchasing goods in installments, the debt can be repaid in one payment, or in part, over the prescribed period. Another option is to divide the total amount of debt into certain amounts and pay them in stages over three years.

Attention! The financial version of the IKEA card is identical to the club one in terms of privileges. Additionally, you can use it to pay for goods.

The negative side of the card carrier is the need to systematically deposit a specifically designated amount and pay an annual service fee (300 rubles per year). Also, the card is valid exclusively in the Russian Federation and in the IKEA retail chain.

Even if there is no need to use a financial card, you need to show it at the checkout when paying. Then it will work like a club.

Conditions of receipt

To receive one, you must be an adult citizen of the Russian Federation with permanent or temporary registration where the card is planned to be issued. Additionally, it is necessary to document the source of income.

Requested documents:

• passport;
• certificate of employment with detailed information about the organization and salary;
• certificate form 2-NDFL;
• bank statement of salary account for the last 4 months.

All this is not needed if the credit limit does not exceed 140 thousand rubles.

Reference! Financial “plastic” is issued for 3 years. The annual interest rate for using the loan is 29.9%, after three years - 59.9%.

Receipt procedure

There are two ways to obtain personal possession of a Family card:

• by filling out a form directly in the store department after presenting your passport;
• submitting an application through the bank's offsite.

In the second case, the bank employee will inform the decision on issuing the IKEA card to the phone number specified when filling out. The card is issued at the IKEA on credit store counter in person.

Attention! Regardless of the chosen receiving option, the processing of the submitted application does not take more than half an hour.

Balance check

You can check the card balance using the contact center number, as well as in your account on the website or using an account statement (issued along with a receipt after purchase). A free service of sending messages via SMS is also provided.

Reference! Since IKEA “plastic” is personalized and is issued under the label of the common payment system VISA, it is impossible to withdraw cash from it.

How to top up a privileged account

It’s easy to top up your account using one of the following methods:

• through cash points of banking divisions;
• transfer a sum of money from any other bank branch according to your account;
• transfer from mail;
• use a payment terminal or ATM serviced by Credit Europe Bank;
• online through the appropriate application (payment takes up to 5 days, so it is paid in advance);
• through Sberbank Online.

If you violate the rules on the timing of payment of a credit debt, a fine is provided in the amount of 20% per year of the overdue amount or the entire amount at once (not exceeding 490 rubles per month).

Personal account IKEA Family

To create your account, you need to contact your bank or branch. Upon request, you will receive a login and a code combination to enter your account. In the future, the original data can be corrected at your discretion. Activated using a password sent to the phone.

Attention! Each “plastic” contains an identification set of numbers, which determines the individual identity of the card to a specific person. Often, when shopping online, you are required to enter it to make a payment.

What to do if you lose your card

If you lose your privileged card, do not despair, since it is not difficult to restore the IKEA Family card. In return, they issue a printed paper version. To do this, you need to go to the electronic stand and enter the data that was entered during registration on the touch screen. If the information entered matches the original information, then after verification a receipt is issued.

Closing a loan

It is possible to terminate the card only after the loan on it has been fully repaid. After this, you will need to personally visit the bank branch and make a statement about this, be sure to indicate the reason.

If any incomprehensible moments arise when applying for a card, it is recommended that you familiarize yourself with the details on the bank’s online platform or on the IKEA website. The applicant also has access to a free call to the call center of a banking organization in Moscow and other regions. You can call the customer hotline.

Owning this card allows regular customers of this brand’s retail chain to enjoy many benefits. It is important to immediately carefully read the proposed conditions and compare your capabilities so that in the future there will be no difficulties in financial terms.

The combined product of CREDIT EUROPE BANK and IKEA is a financial card for paying for purchases in all its stores. The ease of registration and operations such as checking the balance of the Ikea Family card, the ability to take advantage of ongoing promotions and receive discounts, help it gain more and more popularity among users.

It is difficult to find a person who has not made a purchase in one of the 300 branches of the Swedish hypermarket. The presence of a large selection of inexpensive, high-quality furniture, accessories for home comfort and arrangement of summer cottages makes them in demand among all segments of the population.

For those who are not used to denying themselves coziness and comfort, a financial card was created. It is designed for cashless payment for purchases in any store in the network. Makes it possible to register goods costing from 3 thousand rubles. in installments for a period of three months, after which interest is charged on the balance at the rate of 29% per year.

The card entitles its holder to become a full member of the Ikea club and enjoy the following benefits:

• purchase of goods marked with the corresponding company sign at special prices;
• receiving electronic messages about ongoing promotions and new arrivals;
• visiting a branded restaurant where they will be offered free coffee, tea and specialty dishes at a discount;
• participation in free promotions and exciting events.

Using the card, you can register in the online community and discuss issues of interest on interior design or the quality of furniture assembly with other club members.

How to get

The condition for obtaining a card is age (at least 18 years old) and permanent registration in the region of issue. To confirm these requirements, it is enough to present your personal passport. No proof of income is required.

Registration is carried out in any hypermarket. After filling out and submitting the appropriate application to the manager, the decision and issuance of a new card is made to the client within an hour. On the same day, you can make your first purchase with non-cash payment by telling the cashier the treasured phrase: “purchase in installments.”

How to find out your balance

The Ikea Family card is personal and is issued by the VISA payment system. Its handling during payment complies with international standards. You cannot use it to withdraw cash from an ATM or pay in places other than hypermarkets.

The user can find out about the status of the current account and banking transactions:

1. using the free SMS notification service;
2. by installing and connecting to CREDIT EUROPE BANK internet banking in your “personal account”;
3. having read the statement, which is provided along with the receipt at the time of purchase, it indicates the dates and amounts of the next payments, divided into three equal parts;
4. After activation (using the card for payment), the client will be sent monthly bank statements detailing the movements of funds on the card.

Advantages

The advantages of the Ikea financial card, according to social research conducted by the marketing service of the bank and the company, include:

• simplicity of registration and quick processing of the application;
• interest-free installment plan for the purchase of goods for three months;
• automatic entry of the user into the Ikea club;

the opportunity to connect to the bank’s insurance program on favorable terms, which will ensure peace of mind for the lender and eliminate the risk of non-payment of debt in emergency life situations.

A local payment card with an allowed overdraft for making debit transactions for non-cash payment for goods (services) in stores trading under the IKEA trademark in the Russian Federation.

Benefits of being an IKEA FAMILY member

Program " Purchase by installments»

Credit limit up to 500,000 rub.

Who can apply for a Card

• Total work experience – at least 3 months;
• Region of registration - registration at the place of residence on the territory of the Russian Federation;
• Requirements for telephones - 3 different telephone numbers in the region of actual residence of the Client:
  • At the place of residence(or if not available, another landline/mobile phone number for contacting the Client);
  • At the place of work(HR department, accounting department, management or administration, etc.)
  • Additional Phone for contact

Documents required for issuing a Card

• Passport of a citizen of the Russian Federation
• If the requested credit limit is over 350,000 rubles, it is necessary to provide a document directly confirming income:
  • Certificate of income in form 2-NDFL;
  • An extract from the salary account opened in the name of the Client at the Bank, indicating transactions on it. The statement is provided for the last 4 months and must be certified by the seal and signature of a Bank employee.
  • Tax return of an individual entrepreneur in accordance with the taxation scheme used, if the Client is an individual entrepreneur

Where to apply for a Card

You can apply for a card in one of the IKEA stores:

Purchase by installments

• 0% overpayment.
• Installments are provided for a period 3 and 6 months.
• Transaction amount under the “Purchase in Installments” program for 3 months:
  • for Moscow - from 6,000 to 30,000 rubles,
  • for regions - from 5000 to 25000 rubles.
• Transaction amount under the “Purchase in Installments” program for 6 months:
  • for Moscow - from 30,000 rubles,
  • for regions - from 25,000 rubles.
• Debt repayment is carried out monthly in equal payments in accordance with the information specified in the statement.
• You can use the installment purchase service in IKEA stores throughout Russia.



Addresses of stores where the “Purchase in Installments” program operates

• “IKEA Belaya Dacha”, 140053, Moscow region, Kotelniki, 1st Pokrovsky proezd, 5.
• “IKEA Teply Stan”, 142704, Moscow region, Leninsky district, Kaluzhskoe highway, 21 km.
• "IKEA Khimki", 141400, Moscow region, Khimki, microdistrict No. 8.
• “IKEA Parnas”, 188660, Leningrad region, Vsevolzhsky district, west of the village of Bugry, intersection of the Moscow Ring Road and the St. Petersburg-Skotnoe highway.
• "IKEA Dybenko", 188660, Leningrad region, Vsevolozhsk district, Murmanskoe highway, 12 km.
• "IKEA Novosibirsk", 630024, Novosibirsk region, Novosibirsk, st. Vatutina, house 107.
• "IKEA Omsk", 644123, Omsk, Boulevard of Architects, building 35.
• "IKEA Rostov-on-Don", 346720, Rostov region, Aksai district, Aksai, Aksai Avenue, 23.
• "IKEA Adygea", 385112, Republic of Adygea, Takhtamukaisky district, New Adygea village area, st. Turgenevskoe highway, 27.
• "IKEA Nizhny Novgorod", 607687, Nizhny Novgorod region, Kstovsky district, Fedyakovo village
• "IKEA Samara", 443028, Samara region, Samara, Krasnoglinsky district, 24 km of Moskovskoe highway, No. 5.
• “IKEA Ufa”, 450018, Republic of Bashkortostan, Ufa, Kirovsky district of the urban district of the city of Ufa, Republic of Bashkortostan, northeast of the village of Flowers of Bashkiria, near the Ufa-Airport highway (Rubezhnaya St., 174 A).
• "IKEA Ekaterinburg", 620043, Russia, Ekaterinburg, st. Metallurgists 87.
• "IKEA Kazan", 420100, Kazan, Pobedy Avenue, 141.

SMS informing

Instantly informs you about transactions on your mobile phone.

Maximum credit limit	500,000 ₽
Grace period	Up to 50 days
Interest for using a loan	26%
Annual card maintenance fee	300 ₽
Internet bank	For free
Cash withdrawal fee	3.9% (minimum 300 ₽)
Commission for SMS service	30 ₽

The Ikea Family Card is an advantageous offer for regular customers of the IKEA furniture and household goods retail chain. Participation in the bonus club provides unique privileges: discounts on many items in the assortment, invitations to retail network events, gifts and promotions. In addition, you are given the opportunity to get an Ikea financial card for obtaining profitable loans.

How to get an IKEA Family Card?

To become a member of the IKEA Club, you must meet certain conditions.

• Be an individual over 18 years of age.
• Be an individual aged 14-18 years, subject to the written consent of legal representatives.
• Permanently reside on the territory of the Russian Federation.
• Have an identification document. For example, a passport of a citizen of the Russian Federation or a driver’s license.

It is worth noting that participation in the program is absolutely free, regardless of the region in which the IKEA store is located.

To apply for a card, you need to go to any IKEA store and contact an employee at the information desk. The employee will give you a bonus program participant form, in which you need to enter personal information about the bonus card holder. Among these data:

• Full name.
• Full date of birth.
• Region of residence of the Russian Federation.
• Full home address and postal code.

In addition, you need to provide contact information to contact the program organizers, including a mobile number and email address. You can mark in the questionnaire the most convenient communication option for you. Why indicate contacts? The fact is that the highlight of the bonus program is personal information to each client. By SMS messages or emails you will receive digests about upcoming events from IKEA, as well as current promotions and attractive offers.

Important to remember! By filling out the bonus program participant form, you consent to the processing of personal data. This means that the IKEA network can store, organize, process and transfer your personal data to third parties. All operations are carried out within the framework of current legislation and pursue marketing goals. You can stop the manipulation of your data at any time by contacting the IKEA hotline. In this case, your card will be blocked, the balance will be canceled, and the data will be deleted from the client database.

What does IKEA Family give?

1. Opportunity to buy goods at special prices. The list of promotional categories is constantly updated, so in order not to miss the opportunity to purchase the necessary goods at a favorable price, keep an eye on the assortment at the link: ikea.com. Mostly discounted products are related to family topics in one way or another: travel bags, home safety products, books and games...
2. Opportunity to buy products at big discounts before the sale starts.
3. The opportunity to treat yourself to a cup of coffee or tea is absolutely free.
4. Personal information about upcoming promotions and sales of the network.
5. Free access to IKEA events. For example, the IKEA chain often conducts master classes with the participation of professional designers!

To receive all these privileges, you must have a plastic card with you when making purchases. To effectively track current profitable offers and personal offers on the card, please refer to the “Personal Account” service. To do this, follow the link: ikru.cs.quantmarketing.com. And enter personal information such as full name, full date of birth, mobile phone. Then enter the verification code in the special window, which will be sent to your phone.