You may need to transfer money to a card in different cases, for example, if a person needs to give a gift, top up an account to pay for goods, or simply transfer funds to another account. Sberbank is exactly the bank that serves the majority of Russians, and replenishing its card is possible in many ways, including without your own plastic. You should consider how you can transfer money to a Sberbank card through an ATM if the sender of the funds carries out the transaction without a card.

Options for transferring funds to a Sberbank card without a card

The recipient's full name will be displayed on the screen, and if they are correct, you can deposit cash. The amount of funds deposited will be displayed on the screen, indicating the level of commission charged to the sender, and once the person reaches the required level, he must click on the send button. At the end of the transaction, the result will be displayed on the screen, and the client will also be given a receipt, which should be kept in case of problems with the transaction. The same procedure should be followed in the absence of a card, but it will be impossible to use previously made translations as templates for new ones.

About the possibility of transferring money through an ATM without a card

An ATM is a piece of equipment that is primarily designed to dispense money. But the multifunctionality of some devices allows you to send money to other clients. To do this, you will need a card, since without authorization in the system, the client simply will not be able to perform any actions. It is impossible to transfer money through an ATM to a Sberbank card without a card, but the terminal makes it possible to send money even to those who are not Sberbank clients.

Transfer through your personal account or mobile application

It is easiest to carry out transactions via the Internet, since this can be done even if a person does not have a card with him, and the process can be described step by step. First, he must log in using the previously received login and password, and then go to the main page, where the transfer option to the card of another Sberbank client is available. Next, you need to enter 16 numbers, which are indicated on the front side of the recipient's card.

When the identity is verified and matches the actual recipient, you should enter the amount and select the card from which the funds will be transferred. Typically, the operation is confirmed using a one-time code on the sender’s phone, and only after entering it will the transaction be carried out. A receipt for this can be sent to the person's email address, or it can be saved for later printing.

Transfer via Mobile Bank

This service is an opportunity to transfer money without using the Internet or visiting a terminal, using an SMS command sent to a short phone number. You must first activate this service at a bank branch, after which you need to send a message to number 900 with the text “Transfer **** СССС UUUU”. Instead of the “*” symbols, you need to enter the last four digits of the sender’s card, the “C” symbols must be replaced with the recipient’s card number, the last value will be the amount, but not more than 10,000 rubles.

If the receiving party also has mobile banking activated, then there is an option to send an SMS containing only the word “Transfer”, to which the phone number and payment amount are added separated by a space. Then an error will be least possible, but if you have several cards, the money will go to the account that is considered the main one. The main difficulty will be the amount of data that will need to be entered in the message, but if the operation is permanent, then you can make it a template, and then only send the number on which the template is present to the short number 900.

Topping up your card at the cash desk

Topping up another person's account is a fairly simple procedure, which is inconvenient only because you have to wait in lines for a long time. In addition, the commission will be higher than with other methods of transferring funds, regardless of whether cash or bank transfer is used. It is necessary to tell the operator not only the card number, but also the full name of its holder; this data will be enough to transfer money to a Sberbank card if the sender applies to the branch without a card.

Important! If the client has a card, you can use it to pay for the transfer at the bank’s cash desk; if you don’t have one, there will be no problems, except that it is better to write the numbers on a piece of paper. When listening to a number, a bank employee may make a mistake, and as a result, the money will go to the wrong person; if there is a legible number on a piece of paper, the risk of such inconvenience is minimal.

About commission and limits

It should be taken into account that Sberbank sets certain overpayments and limits for transferring funds, which differ in different methods. If the cards belong to one person, or funds are sent within the same region, then there will be no fee for using the transfer system. When money is transferred through the branch's cash desk, the person will be charged 1.5% of the transfer amount, and the commission can be no more than 1,000 rubles. Using the Sberbank Online system will allow you to pay less - only 1% of the transfer amount.

There are also spending restrictions that are set depending on the class of the card; for example, social or instant accounts allow the transfer of no more than 50,000 rubles per day. Premium cards allow you to transfer the largest amount of money per day, for example, with Gold and Premium cards you can transfer up to 300,0000 rubles in 24 hours.

A transfer to a Sberbank card can be made without having a plastic wallet with you, if the client uses online banking or conducts the transaction through a terminal. It is also possible to transfer money through a cash register if you have the details, but this will require paying a fairly high commission and will take more time due to queues at branches.

The Sberbank card balance can be replenished in various ways. Each person chooses the method that is most appropriate at the moment, taking into account current circumstances. It would be fair to note that there are many more non-cash ways to top up your card balance. Therefore, if it is necessary to transfer cash to a Sberbank card, many are lost, because there are not so many options. The main ones are replenishment through the Sberbank cash desk and through an ATM. However, in different situations, when you have cash on hand and need to put it on a card, you can use non-cash payment methods as an intermediary, but they have their pros and cons. You can transfer cash to a Sberbank card in the following ways:

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Of course, it is most profitable to transfer cash using the first two methods. However, it would be useful to know about other methods and, if necessary, resort to them.

How to transfer money to a Sberbank card through a cash desk

The only downside of this method is that you need to appear in person and stand in line with the operator, thereby wasting valuable time. However, the older generation prefers to use this method of replenishing cash, as they consider it the most convenient and reliable, because they are not particularly versed in modern technology.

• Once you have an appointment with the operator, the card can be topped up in several ways: either by presenting a bank card, or by presenting your passport and giving the card number, or by providing it for transfer.
• within a few minutes a bank employee.
• There is no commission for depositing cash through the Sberbank cash desk. The exception is when money is credited to a card in another region. Then the commission amount will be 1.75% of the deposited amount.

How to transfer money to a card via an ATM

This operation is only possible if you have the bank card itself. The advantage of this method is the ability to top up the card balance at any time of the day, but the disadvantage is the need to find one with a cash acceptance function. You can find out the list of such ATMs via the Internet in the 2GIS program, for example, or on the official website of Sberbank.

1. Insert the card into the receiver and enter .
2. Next, in the menu, select an item equivalent to the name “Transfer Funds” or “Top up Account” (the line names may differ at different ATMs).
3. Insert money into the bill acceptor one at a time or all at once (on the ATM you will see the corresponding prompt on how to deposit money).
4. Don't forget to pick up your receipt and card.
5. The money will be credited without commission within a few minutes.

How to transfer cash through the terminal

While looking for an ATM, you may find a payment terminal, such as Qiwi, through which you can also deposit money onto a Sberbank card. The advantage of this method is that the card itself is not needed for such an operation; it is enough to know its number. The downside is the commission charged by the payment terminal.

1. In the terminal menu we find the “Payment for services” section.
2. In the window that opens, select the method of replenishing your Visa card.
3. Enter , then indicate the phone number.
4. We check that the data has been entered correctly and confirm our consent to carry out the operation.
5. We deposit the required amount into the bill acceptor. Calculate the amount taking into account the commission (it is indicated on the screen). We bring in banknotes one at a time.
6. After completion we confirm the payment.
7. Don't forget to pick up your receipt and keep it until the funds are credited. Money can be credited within 4 hours.

How to transfer cash to a Sberbank card via phone

If you have money in your hands and need to put it on a Sberbank card, and other methods are not available, then you can use a little trick: put money into your phone account in any way (for example, via a mobile phone or through a terminal), and then transfer funds from the account phone to a Sberbank card through the “ ” service. This method has one drawback - a high transfer fee from 4% to 8% plus a certain fixed amount, the size of which can range from 10 to 259 rubles, so it is justified only in case of urgent need.

1. Find any communication store (MTS, Svyaznoy, Euroset).
2. Top up your phone account through the cash register. The money is credited to your account within a few minutes.
3. If your mobile operator is MTS, BEELINE or MEGAFON, then you can transfer money to the card account from your phone balance. If you have access to the Internet, then you need to go to the official website of the desired operator and, following the intuitive instructions, complete the operation. If you do not have access to the Internet, you can transfer money to a Sberbank card using an SMS message (this method is not available for MTS subscribers). Details on how to top up your Sberbank card balance from your phone account are described.

How to transfer money from your phone balance to a Sberbank card

You can familiarize yourself with the tariffs and terms of transfer on the official websites of mobile operators.

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How to deposit cash on a Sberbank card via Russian Post

Transferring money via mail is justified in exceptional cases. Not only does the post office take its own commission for carrying out the operation, but the time frame for receipt of funds into the account is quite long and can take up to 7 – 10 days.

1. We find the post office.
2. We present the passport to the employee.
3. We fill out the form that the operator will issue. You must indicate the recipient's card number and amount.
4. We provide money to the employee.
5. Don't forget to pick up a document confirming the transfer.

How to deposit cash on a Sberbank card through a cash desk of a third-party bank

If you urgently need to transfer money to a card, but it is not possible to get to the nearest Sberbank branch, the operation can be performed at any bank. In this case, a third-party bank will charge its own commission for such a service, and the period for crediting funds will be up to 3 – 5 business days.

1. We come to any bank branch.
2. We present an identification document (passport).
3. We provide the card details (either the number or detailed details, if available).
4. We name the transfer amount.
5. Do not forget to pick up payment documents confirming the fact of transferring money to the card.

Some of the methods discussed above are relevant when you need to make a transfer to another person. To do this, most often you need to know the recipient's card number, or full card details. So, you can transfer cash to someone else’s Sberbank card:

• through the cash desk at the office of Sberbank itself;
• through the cash desk of any other bank;
• through a payment terminal;
• via Russian Post;
• from your mobile phone account.

In all cases, the other person’s plastic card itself is not required, but you need to know its number and some details. Without a commission, you can top up someone else’s card with cash only at a Sberbank branch; in other cases, you will have to pay a small amount to complete the transaction. Thus, you can transfer cash to a Sberbank card in various ways. You can perform such an operation quickly and without commission at a branch of Sberbank itself or through an ATM. If it is not possible to travel to a Sberbank branch, you can deposit money through payment terminals, a cash register or ATM of a third-party bank, or through Russian Post. However, you will have to pay an additional commission and wait for the funds to be credited within a few days. In case of urgent need, you can resort to some tricks, and, for example, first credit cash to your phone account, and then transfer it to your card account via SMS.

Making a money transfer using Sberbank terminals is a fairly simple task. This can be done with or without a card. Although sometimes those who have never performed such operations still have difficulties. If you are doing this for the first time, then read this article carefully. Here you will find answers to the most frequently asked questions.

Features of money transfer through a Sberbank ATM

In practice, problems with making money transfers arise among people who have recently become Sberbank clients. Pensioners also often ask questions about the operation of terminals and ATMs. Still, people are afraid of losing their money. They are afraid of the risk of sending funds for the wrong purpose.

If everything is done carefully and in order, the money will be quickly transferred to the desired account. This way you can top up your card both for other people and for yourself.

Sberbank makes sure that the interface of their devices is as simple as possible. Therefore, any action is indicated by an appropriate inscription and instructions.

The following instructions should be useful for many Sberbank clients:

1. Find your nearest bank terminal. To search, you can use a special online map on the official one.
2. If you don’t have plastic on hand right now, go to the menu with actions that can be performed without a bank card. After that, click on “Payments and Transfers”.
3. Next, follow the instructions. As soon as it is necessary to deposit cash, the device will display a notification accordingly.
4. Similarly with, to which you need to transfer money. Enter all numbers carefully. Banking product numbers most often consist of 16 digits.
5. Receive the check and keep it until you know for sure that the money is already in the account. Transfer time should not exceed 1-3 hours.

Sometimes the execution time reaches 3 days. Delays are possible if operations were carried out in the evening or on Saturday-Sunday.

Transfers with plastic are carried out in almost exactly the same way. You just need to initially insert the card into the device. Next, enter your PIN using the keyboard. The only difference is that you do not need to deposit cash into the bill acceptor. The payment amount will be automatically debited from your account. Therefore, check your balance in advance.

They do not charge for transfers between cards that were issued in the same region. If the plastic holder is located in another region, then the fee is 1% of the transfer amount.

Today you can use both terminals and ATMs for transfers. Here, too, it is enough to know the PIN code and card number of the recipient.

Alternative ways of making transfers also exist. Cash desk, Internet banking - each Sberbank client can choose the required option independently. Please pay attention to several nuances:

• For transfers via SMS, connect ;
• For online transfers, register with .

Pensioners are still choosing cash registers. There are often queues here, but there is no risk of making a mistake yourself. Although if you are looking for the most convenient option, then this is definitely not a transfer at the box office.

In this article we will talk about ways to top up your card from Sberbank. It's no secret that this can be done in several different ways. We will help you choose the most convenient way for you to transfer cash to a Sberbank card.

It would not be amiss to note the fact that there are many more different methods for non-cash replenishment of an account at Sberbank than there are for cash replenishment. In this case, we will talk specifically about those methods that allow you to transfer cash to an electronic account.

So, in what ways can you transfer cash to a Sberbank card?:

• If you have a bank branch nearby, you can transfer through its cash desk.
• You can also go to any branch of the Russian Post and make a transfer.
• A method accessible to many, due to the widespread use of technical means, is transferring money through a payment terminal.
• You can also deposit money through an ATM.
• Or use the online banking system -.

The most profitable and affordable way to transfer cash to a Sberbank card is to use the cash transfer service at any Savings Bank branch, but today we will look at third-party methods.

How to transfer cash through a Sberbank ATM

If you have a bank card from Sberbank, then the easiest way for you to transfer cash to your account is to use the nearest ATM with a cash acceptance function. Finding such ATMs is not difficult; just use the mobile application from Sberbank, which can be downloaded on the official website. Also, on the Sberbank website there is a detailed map of the location of all ATMs.

In order to put money on a Sberbank card you need:

• Insert your bank card into the ATM and log in.
• After successful authorization, you should select the “Transfer Funds” menu or the “Top up account/deposit cash” item.
• Next, the ATM will ask you to put cash into the bill acceptor.
• Once your money has been automatically counted, you will receive a corresponding notification on the ATM screen.
• After confirming the transaction, a receipt will be printed for you.
• Be sure to pick up the card, otherwise after 45 seconds it will be detained by the ATM.

How to transfer money via phone and Sberbank card

Another way to put money on a Sberbank card is to transfer money from your mobile number account to your bank card. Typically, the need for this method arises when you do not have ATMs or quick payment terminals nearby. For such a transfer, you can use the mobile banking function, having previously topped up your mobile phone account at the nearest mobile operator office.

How it's done?

1. At the nearest service office of mobile operators, be it Beeline, MTS or Megafon, deposit money into your cell phone account (if you did not have it deposited in advance).
2. Check internet availability. If the Internet is available, go to the website of your mobile operator and log in. After this, use the special function to transfer money to your bank card.
3. If the Internet is not available to you, then you can transfer money to your account via SMS. We wrote more about this method in the article.

We'll give you a little summary:

How can you transfer money to a Sberbank card from a mobile phone:

• If you are a Megafon subscriber, send a message to phone number 3116 with the following content: “card ZZZZZZZZZZZ 05 14 3150”. Where card is a code word that activates the transfer function, ZZZZZZZZZZZ your card number (it is printed on one of the sides) 05 14 is the validity period of the card, it is also printed on the plastic. Well, 3150 is the amount required for the transfer.
• If you have Beeline, then in this case you send a message to number 7878 with the following content: “VISA ZZZZZZZZZZZ 1500”, where VISA is the type of your card that is linked to the mobile bank, ZZZZZZZZZ is your card number, and 1500 is the one required for the transfer sum.

Do not forget that such a procedure is paid, and has a fairly high percentage. Therefore, we recommend that you familiarize yourself with the tariff schedule on the official website of your operator and use this replenishment method only as a last resort.

We transfer money to a Sberbank card through the cash desk of an additional office

Typically, this method is used if you are already in a bank office, or people of the older generation who are not friendly with the modern trend in technology. It’s easier for them to top up their card balance this way, since it’s the most reliable and you can be absolutely sure that the money will go where it’s needed.

In order to make a money transfer to a Sberbank card through a cash desk, you need:

• Contact the manager/operator.
• Provide your ID and plastic card. You can also specify only the card details for making a transfer.
• Transfer the required amount without commission.

How to transfer money to a Sberbank card via Russian Post

If you prefer to use the method of transferring money through a Sberbank cash desk when visiting an office, we recommend that you choose an alternative method, transferring through Russian Post, if, of course, the Post Office is located closer to your home.

One of the significant disadvantages of this method is that a commission is charged during the transfer, and the transfer of funds takes quite a long time.

Step-by-step instruction:

• You need to go to your nearest post office.
• The Postal operator must present your identification document (passport).
• You will be provided with a special form that you will need to fill out as accurately as possible.
• We also transfer the funds to the operator.
• After the transfer operation is completed, take a check or other document that confirms the fact of the transfer.

Another popular way among the population to top up a bank card is a transfer via a payment terminal.

How to transfer cash to a Sberbank card through a payment terminal

To carry out such an operation, you need to find the location of the payment terminal closest to your location. Using the terminal to pay is quite simple.

Instructions:

• In the payment terminal menu you need to find the “PAYMENT FOR SERVICES” section.
• Next, select the type of your card (VISA, MAESTRO, etc.)
• Next, you need to enter your bank card number.
• Also don't forget to include your mobile phone number.
• Insert the required amount into the bill acceptor.
• Confirm the payment transaction.

ATTENTION: do not forget that a certain commission is usually charged for a transfer via a payment terminal. Calculate the amount.

How can I put money on a Sberbank card through the cash desk of another bank?

Let's consider a situation where you do not have a Sberbank office or ATMs nearby; in this case, you need to contact a third-party bank. It is worth considering the fact that the transfer will take about 5 days.

• We go to the nearest bank branch.
• We show our passport to the operator.
• We indicate the details necessary for the transfer. (card number, account number)
• We also indicate the amount to be transferred.
• We give cash to the cashier.
• We take documentation supporting the translation.

All the transfer methods discussed can help if there is a need to transfer money to a card to another person. But to do this, you need to know the card number of the potential recipient of the transfer, or his bank account number and other bank details.

Money transfers are a widely demanded service. Today we will find out exactly how to transfer money from card to card via an ATM, we will look at the detailed algorithm. We will also familiarize ourselves with the features of this financial transaction.

Nowadays, financial institutions provide clients with a wide range of options for sending funds from card to card. Of course, you can make a transfer using a mobile phone. Some people prefer to send money to a card from another card from the bank’s official website. In addition, you can go to the office, where managers will always explain how and what to do and ensure the transfer of money. However, ATMs are still in great demand.

Features of the operation

It is no coincidence that non-cash transfers through an ATM are in high demand. You can perform such operations literally in a matter of minutes, and the money arrives fairly quickly on the recipient’s card.

First of all, you need to pay attention to some nuances. These are the features of transferring money from card to card via an ATM.

• It is more profitable to transfer funds within one bank. In this case, there is often no commission charged to the sender. However, remember that there may be special conditions of use under which commissions will still be charged. This point can be specifically clarified in the office.

Note! Experts recommend sending funds from debit cards rather than credit cards. If you decide to use a credit card, you will likely be charged a significant percentage for conducting a financial transaction and using credit funds. Sometimes such a commission is even 5% of the total amount. Of course, such an operation becomes unprofitable for the sender of money.

• Sending funds to another bank will incur fees. Here you can pay for the services of a third-party bank. In our case, when the transaction is carried out through an ATM, commissions are in the range of 0.5 - 1.5%, but can be higher.
• Many people are concerned about the question of how long to wait for money to be credited during such an operation. Everything here will depend on the terms of service of the financial institution that owns the recipient’s account. Most often, the transfer takes a minimum of time - about 30 minutes. But in some cases, payment may take several banking days.

In almost all ATMs of different banks, making a payment from card to card is not so difficult. First of all, you need to insert a card into the terminal. Then the ATM itself will give detailed instructions.

Step-by-step instructions: how to transfer money from card to card via ATM

If you are interested in whether it is possible to transfer money from card to card via an ATM, and how to do it correctly, carefully study the following algorithm.

The best option is to transfer funds within one bank using its branded ATM. It is profitable, reliable, fast and safe.

1. You need to insert the card into a special hole.
2. Then enter the PIN for this card. Most often it is four digits. You will be taken to the menu.
3. Select the “payments and transfers” tab.
4. Then, when you go to the “payments and transfers” or “payment for services” tab, you need to select the “transfer of funds” item.
5. A window will open in front of you in which you need to fill in all the key details of the recipient. Be extremely careful during the data entry process. Try not to make mistakes. Remember that it is extremely difficult to return funds later.
6. The ATM will now ask you to confirm that the details you provided are correct. Double-check everything carefully. Click “next” when everything is correct.
7. At the next stage, the specific transfer amount is entered. You need to click “pay”.

We have now looked at sample instructions. Some details may vary. For example, from a VTB24 card through the terminal of this bank, you can send funds to the account of another financial organization by entering the service code and details.